It is also extremely crucial to buy health insurance policy from a renowned insurance provider company as it is the policy terms and structure which will lend coverage for several illnesses, medical conditions, hospitalisation charges and other related expenses.
Several crucial points need to be pondered over when buying a health insurance policy for yourself or your loved ones. Getting quotes from prospective health insurance companies must top your to-do list as the insurance quote will give a clear idea about the premium payable against the health cover you are opting for. The ICICI Lombard Complete Health Insurance policy allows the customer to customise the payable premium according to his convenience.
This policy has a comprehensive coverage and offers several benefits with regards to premium health care facilities. In line with the policy terms and conditions, the insured can get cashless claims facility when undergoing treatment from the health insurance company’s network of quality health care providers. Hence, the policy has dual benefit – quality hospitalisation facilities without any financial stress.
It is also important to consider if several essential coverage options can be included in your policy. The ICICI Lombard Complete Health Insurance comes with two add-on covers that enhance the coverage offered by your policy without a considerable increase in the payable premium. According to policy conditions, these covers offer monetary benefit to the convalescent in case of hospitalisation for a specified duration. Such benefits further reduce the financial crunch and help relieve stress in trying times. Another essential feature of ICICI Lombard Complete Health Insurance is the low entry age and lifelong renewability. In case of floater cover, the minimum age is 3 months while for individual policy, the minimum age of entry is 6 years. This means that even an infant can enjoy the same health benefits extended to adults. If you are under 46 years of age, then this policy does not require you to undergo medical check-ups when you buy health insurance. This unique feature ensures quick and hassle-free processing and reduces the wait as you procure your policy.
These features need to be kept in mind when buying a health cover as they simplify the process of and make your search smooth, quick and trouble-free.