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Insurance Article

Health insurance policies are best researched online

August 27 2014

Health insurance policies are best researched online because the process is quicker, more convenient and hassle free. Online research is also beneficial because of tax benefit and premium calculators.

People go to lengths to protect themselves and their families from all kinds of risks and dangers. They do not hold back on anything when their and their family's wellbeing is concerned. Getting health insurance is just another step towards safeguarding you and your family's health. Health insurance is so important that to promote it the Indian government offers tax benefits to people who have invested in it. Buying a policy is truly an investment because in the case of any sickness there is no compromise on health and you save money in the form of tax benefits. This will insure the kind of treatment that you and your family deserve but might not be able to receive without insurance. There are many ways to get a policy but searching online is the best way. Here are some reasons that explain why it is so:

1. Hassle free:

One of the biggest advantages of researching online health insurance policies is that you do not have to deal with insurance agents. Even though buying policies from insurance agents has been the norm for a long time, now there are more efficient ways. When you do not have to deal with insurance agent you save time and the effort of listening to a long sales pitch. Insurance agents are only licensed to sell one policy so it is obvious that one policy is the one they will vouch for. Online, you can research on your own without any pressure of making a quick decision.

2. Quick and Convenient:

It is easier to research online than in any other way because you have all the information you want just a click away. Furthermore, another advantage is that you can get online from the comfort of your own home or your office.

3. Thorough research:

There are many different insurance companies and hence many different plans that comprise of many different benefits. Out of all the different health insurance policies, to get one that truly suits your requirements you need as much detailed information as you can find. It is only when you read the fine print of different health insurance policies that you realise the difference between policies that look the same. This kind of thorough research can only be done online.

4. Tax benefit and premium calculators:

Online companies have this very useful tool with the help of which you can get to know the worth of tax benefits that you will receive and how much premium you will be paying. This information is available to you after you enter a few particulars that the company needs from you. This kind of facility is not available anywhere else.

With online companies offering their customers so many choices and plans, researching health insurance policies has never been easier.

Disclaimer: Insurance Awareness initiative. ICICI Lombard General Insurance Company Limited,
ICICI Lombard House,
414, Veer Savarkar Marg,
Prabhadevi, Mumbai - 400025.
IRDA Reg. No. 115.
Toll Free 1800 2666
Fax no - 022 61961323.
Email us at customersupport@icicilombard.com
Visit www.icicilombard.com
CIN: (U67200MH2000PLC129408). EC014AA1809IA

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