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Insurance Article

ICICI insurance- Comprehensive health insurances that fulfill best of your health needs

September 27 2012

More and more individuals are falling prey to in communicable diseases these days. Unending spends on medical bills, doctor fees and consultation may drain us of our savings hence compelling us to use other modes of savings. But how far could this prove fruitful for one’s health and also for one’s pocket. To get best of coverage on listed medical exigencies there are numerous health insurance companies that have exquisite range of offers for all the insured.

ICICI insurance is one amongst those many insurance companies that have range of offers and coverages for health insurance owners. Icici insurance has various health care policies for all its insured. The products vary from providing coverage to a single or family etc. depending on the need.

Icici insurance’s Complete health insurance policy offers coverage on health complications. It gives insured the option to make his own plan by choosing the premium, plan and cover. Health Advantage Plus by icici insurance offers an added benefit apart from the basic by providing coverage on out-patient department expenses like diagnostic tests, dental treatment, medical bills, ambulance charges etc. So, why not get yours and your loved ones health coverage in three simple steps; by logging onto the icici online insurance available on icici insurance, choosing the plan suitable and lastly buying the policy. When you are covered with icici online, you have to bear in mind you may check for the below pointers and understand the policy chosen completely along with add-on covers that it may offers that each of the policies on icici online may offer.

Hospitalisation cover means coverage for medical expenses incurred during hospitalisation in excess of 24 hours. Expenses relating to room charges, medicine tests, doctor’s fees and surgeon’s charges come under this cover. Pre and post hospitalisation charges for treatment is received prior to hospitalisation and after discharge from hospital through any of the icici insurance health policies. Cashless claims is another easy option through icici insurance. Through cashless claims there is no cash transaction between the patient and the hospital. Payments to the hospital are settled between the hospital and the insurance company directly or through a Third Party Administrator (TPA).

Take advantage of the above basic covers and get much more benefits through a range of icici insurance health insurance plans. This will not just save your finances but help you or your loved ones recover at ease without worrying about your ill-health.

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