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Insurance Article

See-off your child going abroad with student medical insurance policy and be assured of his safety

February 01 2013

Before sending your child to a foreign land, a variety of arrangements needs to be made to ensure that all the essential documents, daily requirements, and funds are in place. All this planning is essential to ensure a smooth transition for your child when he stays away from home, in a new, foreign country. You can further safeguard his stay and his academic year by buying a student insurance policy.

Insurance policy is made mandatory by most universities abroad and it is wise to buy a student medical insurance policy that is in accordance with the university guidelines. The one option to consider is overseas student travel insurance offered by ICICI Lombard as an equivalent to the insurance policies accepted by most universities abroad. The main advantage of buying this student insurance policy from India is the reduced cost of purchase. As the payment is in rupees, you may pay only 1/3rd the amount that you would have to pay if you purchase a student policy from the destination country. This cost effective feature of this policy makes it extremely convenient for parents and also helps to reduce the travel costs.

This insurance policy is also easy to purchase as the student is not required to undergo a medical check-up. With quick policy purchase, you can dedicate your time towards other essential arrangements required for the foreign trip. Considering the paucity of time, ICICI Lombard may offers purchase of student medical insurance online. With a few clicks of the mouse, an instant, digitally signed policy is issued and is valid when making claims. The student medical insurance online feature allows you to make payment for this policy in the form of instalments to further enhance the convenience for parents sending their child abroad.

Medical coverage offered by this insurance policy is sure to save a considerable amount of money as medical aid is expensive in foreign countries. Compensation may offered for a variety of medical treatments and dental treatment with the payment of a small deductible is also covered by this policy. Another noteworthy feature of the medical cover is the cashless hospitalisation. ICICI Lombard has a tie-up with premium health care providers in different parts of the world. The ailing student may avail of premium medical aid at any of these health care facilities while the treatment and hospitalisation bills are settled by the insurance provider.

With this easy acceptance of this student medical insurance and the extensive coverage for several possible medical expenses, parents can be assured that their child’s needs are taken care of even in a foreign land.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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