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Insurance Article

Stress Related to Running a Start-up

February 27 2016
Stress in Entrepreneurship

How stress in enterprises can lead to health issues

The Indian start-up ecosystem has witnessed tremendous growth over the recent years. This evolution is driven by factors such as massive funding, consolidation activities, developing technology and a flourishing domestic market. From 3,100 start-ups in 2014, an estimation of more than 11,500 companies is projected for 2020. These numbers indicate the beginning of a revolution; the Indian working market is soon to undergo a massive change. However, there exists the looming issue of stress among professionals in the start-up sector, particularly entrepreneurs.

Stress Factors in Entrepreneurship

While a successful business can generate a lot of wealth, running it can also take a toll on your health. The hectic environment can affect one’s mental and physical well-being. Running a business involves tackling numerous issues in day-to-day life. Every entrepreneur faces the following challenges:


  • Competition
    In the current scenario, the pressure of growing competition is a constant. To stay ahead, one has to be updated about his or her competitor’s actions. The worry about competitor’s next plan, knowing their customers and their monetary profit usually creates strain and leads to stress.

  • Limited Capital
    Capital forms the base of any business. Underestimating initial capital requirement can cause a major setback. With a limited investment, one might face difficulties in running the business and have to opt for borrowing money. These difficulties include overdue of employee’s salaries, accumulation of bills and reduction in production, thus leading to stress.

  • Meeting Expectations
    Success does not come overnight. It is preceded by lessons learnt through failures. However, facing failure is not an easy task. The unmet expectations and pressures of early success are major causes of stress in entrepreneurs.
  • Stress Related Health Problems

    Excessive amounts of stress can take a heavy toll on your health, leading to several major diseases. Some major diseases caused by stress are as follows:

    • Heart Disease
    • Obesity
    • Alzheimer's Disease
    • Chronic Headaches
    • Depression and Anxiety
    • Asthma
    • Accelerated Ageing
    • Gastrointestinal Problems
    • Diabetes

    Apart from making one susceptible to ailments, stress also affects and worsens existing health problems like high blood pressure and ulcers.

    Fight Stress with a Health Insurance Plan

    Stress is not just a feeling; it is a built-in physiological response to threat. Your body reacts to stress by constricting blood vessels, which results in high blood pressure and increased pulse rate.

    An entrepreneur involved in a start-up business is easily prone to stress-related problems due to the intense working conditions. Acquainting oneself with stress management techniques and scheduling regular health check-ups can help you fight this malaise.

    It is important to stay prepared for medical eventualities that could occur due to stress. To ensure the well-being of your loved ones and combat uncertain hospitalisation expenses one must opt for a suitable health insurance plan.

    There are two types of health insurance policies available, an individual plan that insures the policyholder solely, and floaters that cover the entire family for a particular amount. In addition, a critical care plan provides coverage in case of critical illnesses. Specially designed for working professionals, it helps the policyholder to save his or her savings and ensures peace of mind.

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