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Insurance Article

Things to Do When Stuck in Flood Water

September 28 2017
Insurance

Safety measures to take during heavy downpour

It is not always that you walk out of your home and expect the wrath of the rain gods; flooding the streets of your town. Though, when you are stuck in a swamped area, there are numerous fatal and potentially dangerous threats you may come across. Be it manholes, poisonous insects, breeding germs or more; it is recommended that you be prepared with survival techniques. Here are a few things that you must keep in mind for the next time you are stuck.

Climb to a Higher Altitude

The first thing to do when you find the water level rising is to abandon your property, be it your vehicle or your house and reach a safe spot at a higher altitude. Only when rescue arrives should you follow directions and recommended routes.

Never Cross a Flooded Area

Water flow during flood is unpredictable. Even a few-inches-high water level can sweep you off your feet. A car that weighs 680 Kilograms can also start to float in 2-feet-high water level. It is therefore suggested to never cross flooded areas unless help arrives or you have nowhere to go.

Use a Stick to Check for Ground Firmness

Although, it is highly recommended to not cross the flooded areas, if help does not arrive and you have to walk through the swamp, use a stick. This will help you watch out for unstable ground, obstacles and most importantly manholes. While you walk, if you find blockades hindering your route, always cross over them and not under.

Stay Away from Electrical Equipment

There is a high chance of electrical equipment, poles and circuit breakers to trip and cause a fatal short circuit as the water level rises. In such a scenario, keep a safe distance from such equipment that can cause harm and are a potential threat.

Switch Off Your Car Engine

If you are driving, once you find the water level rising shut down your engine and get out of the car. Driving through flooded water poses a big risk to the car’s engine and to your wallet as well. If the floodwater finds its way into your engine, it can lead to an engine seizure. The repair cost for which is very expensive, and might even warrant a complete engine replacement. Walking in the rain is far better than getting stuck in a car, as you cross waterlogged streets.

Floods are one of the most common and destructive natural hazards of Earth. It is important to understand that personal safety takes precedence over your property and by following these safety tips, you can help yourself when water rises above normal levels.

It is at difficult times like these that a health insurance policy makes so much sense. If, god forbid, anything does go wrong and you end up in the hospital, then you will find peace in knowing that the medical expenses are being taken care of without any added financial burden on your family.

Health Insurance Is A Must!

If the rising healthcare costs are any indication, you should invest in a health insurance plan at the earliest. Furthermore, health insurance investment is not a one-time deal. You also must pay attention to its timely renewals to continue its benefits. Having a valid cover throughout your life helps after retirement too, when your plan pays for all your medical expenses.

Related Article:

Why Health Insurance Claims Get Rejected?
Should Health Insurance Be a Part of Financial Planning?

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