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Insurance Article

All you need to know about overseas travel insurance policy and travel insurance calculator

March 13 2013

your stay pleasant. However, one important detail that people tend to miss out is procuring a travel insurance policy. A travel insurance policy offers coverage for the entire duration of your overseas trip and safeguards you against a gamut of exigencies that you may face in the foreign land.

Ignorance with regards to policy benefits and coverage is the main reason why a number of overseas travellers do not opt for a travel insurance policy. An easy way to dispel doubts about different policy features is to log online and read about types of travel policies. This search online will also help you narrow down your options and opt for a policy that offers holistic coverage.

Some insurance companies like ICICI Lombard offer online travel insurance purchase by simply filling the online form. With only a few clicks of the mouse, you can print out the digitally signed insurance policy from the comforts of your home. Payment for this online policy can be accomplished online via a Debit Card or Credit Card or Internet Banking. This online policy purchase will be beneficial to those overseas travellers who have planned their foreign trip on a short notice.

ICICI Lombard also helps you understand the exact premium amount to be paid with the help of the online travel insurance calculator. This calculator instantly generates the total amount to be paid in accordance with the policy selected by you. Thus, you eliminate confusion which is commonly faced by many first time buyers by using the online travel insurance calculator.

This policy offers extensive medical coverage for a number of ailments and diseases to offer some respite in case you fall ill during the course of your trip. Another benefit of the travel insurance claim process is cashless hospitalisation facility offered to an insured traveller travelling to any part of the world. ICICI Lombard has a tie-up with different healthcare organisation all over the world which offers premium medical aid. Ailing travelling seeking medical treatment at healthcare facilities are not required to foot the treatment bills from their own pocket as the bill is directly settled by the insurance company and the network hospital. With passport loss coverage offered by this policy, you can also make a travel insurance claim for the expenses incurred for the procurement of a passport copy or any equivalent document. The reimbursement offered by the insurance company will surely help you save a considerable amount of money in the destination country.

With all these benefits offered, it is wise to insure yourself with the correct travel insurance policy before you set foot aboard.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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