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Insurance Article

How online travel insurance helps you in passport loss

July 03 2010
then be prepared to undergo a lot of expenses to retrieve and renew it. Apart from the expenses, there are numerous hassles such as – informing the Consulate, the police and applying for a new passport. If the departure date is near, you might even have to cancel your tickets. However, if you are aware of the benefits of online travel insurance in case of passport loss, you can be sure of receiving compensation and relief for your lost passport. Applying for and obtaining reimbursements for passport loss is as easy as buying online travel insurance.

Online Travel Insurance Tells You What to Do When You’ve Lost a Passport
  • Lodge a written theft complaint with the local police station within 24 hours of the loss. If you have lost the passport in the airport or a hotel, mention it in writing to the airport authorities or the hotel manager too.
  • Keep a written proof of the report you have submitted to the relevant authorities.
  • Report the theft/loss to the nearest Indian embassy immediately. This is absolutely important to put a check to any kind of identity fraud.
  • Make a request for a new passport and the temporary documents at the embassy.
  • Most importantly, Inform your online travel insurance policy provider within 30 days of return to India supported with all the necessary following documents:
    • A covering letter with detailed information regarding the passport loss and the various steps of efforts undertaken to obtain a temporary passport
    • Duplicate of previous passport (not the current one), return tickets, and new passport
    • Original bills/receipts/invoices associated with the expenses incurred for taining a new passport
    • Duplicate of FIR/Police Report lodged within 24 hrs
In fact, while on a vacation, you would gladly spend beyond your budget on amusement factors like sunset cruises, water skiing programs and long leisurely luncheons. The last thing you would look for on a trip abroad is to spend on the unforeseen cost of a lost passport. This is exactly where online travel insurance helps you in the distress of passport loss.

Summary

Online travel insurance comes as great help when you are at a loss with your passport loss/theft. With the internet revolution over the past few decades, it is most effective to avail of online travel insurance when you lose the most important travel document away from home.

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