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Insurance Article

How to compare travel insurance of various companies

June 27 2014
Hence, it is important to compare travel insurance and evaluate each of the options according to your needs.

Going on a holiday is not a huge task anymore. You may come across many travel agencies who offer you numerous travel plans. Finally a satisfactory and fun filled trip is what you would look for and want. Today, insurance companies have come up with a lot of travel policies. But, how would you know which is the right policy? To compare travel insurance of different companies before purchasing any is one of the best ways of going about the process. You can choose any of the two methods - either walk into any one of the numerous insurance companies or check the policies online.

Some points are vital when you are comparing policies:

1. It is advisable to go through all the available policies of different companies as it gives you an insight into the benefits. Every insurance company would provide detailed information of their policy. This in turn helps you to compare travel insurance policies and choose an appropriate policy.

2. You can compare travel insurance policies to look up the different emergency situations that are covered under each. Some travel insurance policies would cover the basic requirements but not every emergency situation. You can look for a policy that provides the maximum benefits in situations like loss of luggage or passport, cancellation or delay of a flight, terrorist attacks, cashless hospitalisation, dental treatment or even conditions like Swine Flu or the H1N1 influenza.

3. The use of internet helps to compare travel insurance policies and companies easily, on a wider platform. The various types of policies, companies, agents, price ranges, and the pros and cons can all be compared. There are websites that actually compile all this information together and compare it to make it easier for a person to choose, evaluate and buy travel insurance eventually.

Walking into an insurance company might not be as helpful as checking the policies on the internet. Agents could miss out on points while discussing the plans. On the internet, you have access to all the details. Buying online policies also result in easier to reach out to their help and customer support. To compare travel insurance online is preferable as you have access to the information at any hour of the day.

To compare travel insurance policies and decide on a good one is always specific to each individual’s needs. Many insurance plans cover basic requirements. However, some companies also give you additional options at extra charges. It is better to check with experienced travellers, friends and relatives about the policies they have purchased.

It is possible to compare travel insurance policies at the click of a mouse and buy them instantly. The company websites have facilities that allow customers to purchase policies online with the help of a credit card. Also, monthly instalments can be made online to pay for the policy.

Disclaimer: Insurance Awareness initiative.
ICICI Lombard General Insurance Company Limited,
ICICI Lombard House,
414, Veer Savarkar Marg,
Prabhadevi, Mumbai - 400025.
IRDA Reg. No. 115.
Toll Free 1800 2666
Fax no - 022 61961323.
Visit us : www.icicilombard.com
For any queries or assistance you can
Email us at customersupport@icicilombard.com
Corporate Identity Number (U67200MH2000PLC129408).
UIN : EC014AA1644IA

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