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Insurance Article

How to get Online Travel Insurance in India

April 15 2010
Whatever your reasons may be, travel insurance is a must for such journeys. In order to receive medical treatment abroad you are required to have a valid medical insurance policy. Spend some time online researching different insurance providers and the types of travel insurance policies they have to offer. Buying online travel insurance is actually very simple and easy, and in fact the most convenient way.

insurance companies offer you the different travel insurance covers, so it is important that you browse through them carefully to weigh their pros and cons. You can always use the help of instant online quotes to get insurance rates online before you make your final choice. Some insurance companies even assist you in choosing the kind of travel insurance best suited to your needs and requirements. All you have to do is fill in a few details like the country where you are planning to travel, the duration of your stay and any other special requirements that you may have.

ICICI Lombard, a pioneer in online insurance is also the most trusted name for insurance India. The different types of online insurance available are:

Online travel insurance let’s you avail of the insurance policy instantly, with no paperwork and no medical tests. Benefits of travel insurance include coverage for checked-in baggage loss/delay, missed connecting flight, loss of passport, emergency financial assistance, medical coverage and many more. Make sure that the insurance provider you choose has got a worldwide coverage of the policy. Look for an insurance provider that offers you a digitally signed valid legal copy of the policy, so that you can access it anywhere, anytime.
Medical expenses abroad are rather expensive, especially when you consider the currency conversion factor. So availing of a travel insurance policy to meet your medical needs abroad is highly recommended. Some insurance providers even provide you coverage for pre-existing diseases, especially in life threatening situations. This is very comforting and important for people who suffer from peculiar ailments, like a heart condition.

Travel insurance packages come with validity, so choose wisely. For times when you are sure of duration, choose a plan that offers you a pay-per-day slab rate. This way you will only pay for the number of days you need the travel insurance for. Also, if you have several trips planned in a year, then it would make sense that you pot for an insurance provider that offers you multi-trip travel insurance. This would save you the time and money from buying a new insurance cover every time you travel overseas.

Having Travel Insurance by your side can make all the difference between a pleasant experience and an unforgettable one, and that too for the wrong reasons. To travel risk-free and enjoy peace of mind always have the security of online travel insurance, and make it your trusted travel companion.

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