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Insurance Article

Travel Insurance for leisure trip

May 15 2012

confidence. The policy benefits include- multi destination itineraries, deposit/ travel cancelation option, rental vehicle excess option, cover for specified items, cover for pre- existing medical conditions, sporting activities cover option, cover for permanent one way travellers and cover for domestic and incoming travellers. In addition to your leisure policy cover a variety of optional extras, at an additional charge to further extend your insurance cover and help you travel with even more confidence.

Just because you have a pre- medical existing condition you are not necessarily excluded for purchasing a leisure policy. However there are certain procedures that you must follow. Leisure trip is considered to be one of the best possible ways to escape from the monotonous and mundane life. Just pack your bag and fly to your favourite location. Leisure trip is for having a good time abroad, breathing the fresh air of the picturesque mountains, walking on the beach and going on the shopping spree. Since leisure trip is usually sponsored by your own income, it makes sense to buy comprehensive travel insurance.

Travelling abroad is not cheap and resent events (weather changes etc.) are becoming a common occurrence. Medical cost abroad is very exorbitant and could dig huge hole in your pocket. Travel insurance covers all such contingencies. Apart from financial coverage, travel insurance gives you peace of mind so that you can focus on having fun abroad without worrying about these things. After all leisure trip is for enjoyment and recreation with your loved ones. These products protect an insured’s non refundable vacation investment and cover them if they experience unforeseen emergencies while travelling.

Travel insurance policies generally combine the following coverage’s and services:

  • Pre- departure benefits include cover for trip cancellation which will reimbursed the insured’s up to the maximum cost of their trip if they incur the claim due to one of the plan’s names perils including sickness, injury, death, strike, inclement weather causing cessation of travel services, terrorism and others.

     

  • Post- departure benefits include coverage for emergency medical expenses, protection for baggage or personal effects, emergency evacuation expenses and reimbursement for meal and accommodations if a traveller is delayed, among other coverage’s.

     

  • Non- insured assistance services 24- hour helpline available to assist travellers with their travel or medical emergencies.


    Also able to customize insurance products and offer numerous coverage updates including:

  • Cancel for any reason
  • Cancel for work reasons
  • Sports coverage
  • Additional medical and baggage protection
  • Kids free

Customer profile:

  • Travel and accidents insures a wide variety of travellers including cruise ship passengers, business travel, students, adventure travellers and many other domestic and international travellers.
  • Products are offered directly to consumers online and indirectly to customers of travel suppliers, tour operators, travel agents, property management companies and various other segment of travel industry.
  • Coverage is available for those, who are taking short term trips of less than one year in duration.

     


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