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Insurance Article

What if I Lose my Passport and Essential Documents while Abroad

May 17 2016
Block your cards immediately

A quick guide to assist you in emergencies

Traveling to international destinations is an exciting prospect. However, it could turn into a frustrating experience if an unfortunate situation arises, such as the loss or theft of passport and other important documents.

To cope with such circumstances in an international location, consider the following pointers:

  • Register an FIR

The loss or theft of passport, visa documents, credit/debit card, travellers’ cheque, etc. should be immediately reported to the police and an FIR should be filed. The copy of the FIR would help in other processes like re-issuing passport, visa and driving license.

  • Procure a copy of lost documents

The soft copy or photocopy of your lost documents and ID proofs will save you from a lot of hassle. Many insurers also have a provision to send you a soft copy of the travel insurance. These documents are extremely important when it comes to re-issue of emergency passport, visa and availing insurance-related services.

  • Locate the Indian consulate or embassy

Locate the Indian consulate with the help of the Indian embassy website or nearby government office and register your loss. An emergency or temporary passport can be obtained within two weeks. This process will be less hectic if you know your passport number and other details.

If your departure is scheduled within the next two to three days, a ‘single-way’ permit will be granted.

  • Block your credit or debit card

Block your credit and debit cards via Internet banking. You need to provide your card number and necessary details like password and ATM PIN to avail this service.

Banks have international helpline numbers that provide assistance in case of lost or stolen cash cards, travellers’ cheque, debit cards, etc. These numbers should be saved in your phone and diary for easy access.

Generally, a FOREX card comes with a ‘back-up or replacement card’. Make sure you keep one of these cards securely in a locker or in a handbag for easy access. Such cards carry multiple currencies and can be refilled by your kin for emergency funding.

  • Contact your travel insurance provider

After completing the formalities of travel insurance, a card is provided that has emergency contact numbers of the country you are travelling to. Once you place the call and provide your card number, you can be assured of further assistance.

Travel insurance bears the charges of temporary passport, emergency hotel accommodation, cancelled or delayed flights, and medical facilities, subject to conditions.

Using these services will not only provide financial security but also ensure peace of mind.

In conclusion, worry-free travel is possible if you plan meticulously and take precautionary measures. This would also enhance your globetrotting experience.

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