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Insurance Article

Which travel insurance policy would suit your requirements when travelling abroad?

December 04 2012

smooth, trouble free stay. The needs of travellers are diverse in nature and thus require formulation of different travel insurance plans to best suit your needs.

When planning your overseas travel you must consider which travel insurance must you buy to enjoy maximum benefits during your stay. A careful selection among various plans offered by your insurance provider ensures security against a variety of problems that may arise during the course of your trip.

ICICI Lombard offers a comprehensive travel insurance policy for a one time trip that is carefully designed to make your overseas stay more comfortable. This insurance policy can be purchased for a maximum of 180 days and if your stay is prolonged, this policy can be further extended to another 180 days. The payment for this policy is designed with a slab-based structure which is a fixed rate for the first 7 days. After the completion of these 7 days payment is on a per day basis to make your extended stay financially less cumbersome. The payment for extension of the policy can be done through the travel insurance online feature offered by this insurance provider.

With such a policy you can enjoy coverage for a variety of medical and non-medical emergencies that arise during your stay. Also, you do not require a medical check-up prior to purchase of this travel insurance policy. This is sure to save precious time when you have to plan a sudden trip. Another benefit of this policy is the cashless claim feature. With the large tie-up of quality health care provides your travel insurance policy helps you save money during medical emergencies. A variety of non-medical covers are also included in this policy to cushion you against unforeseen events on foreign short.

Professionals and individuals who make frequent overseas trips all through the year can greatly benefit from frequent flier overseas travel insurance plan. This policy is valid for duration of 1 year and offers you the freedom to select between 30 or 45 days as the maximum duration per trip. This insurance policy allows you to make many trips all through the year by paying a onetime premium. Also, this with this onetime payment convenience you do not have to worry about extension hassles. You can also purchase the multi trip travel insurance online and add to the list of convenience offered by this plan. Along with medical aid, you are also covered against checked-in baggage loss, trip delay, passport loss, financial emergency.

A careful understanding of different policy plans for travel insurance will surely help you select which travel insurance should you opt for before going abroad.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale.

ICICI Lombard General Insurance Company Limited.
Insurance is the subject matter of solicitation.

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