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Insurance Article

Why is it vital to buy insurance cover before your child travels overseas?

November 21 2012

be carefully planned in advance to ensure stress-free travel. Insuring your child with overseas student travel insurance policy offers a host of benefits to make his stay away from his family easy. The overseas student travel insurance policy, made mandatory by most universities abroad ensures hassle free travel and stay. Not only that such an insurance policy also provides covers against a variety of health problems.

This insurance policy is an accepted equivalent to their norms and conditions with respect to compulsory student insurance coverage. Another benefit when you buy this insurance policy in India, you pay in rupees approx 1/3rd of the amount for purchasing an equivalent policy abroad. The premium payment in rupees helps you save a significant amount of money and helps reduce the expenses during your child’s stay abroad. Most importantly, when you buy insurance policy with a Gold Plus Plan by ICICI Lombard, you can easily customise your child’s travel insurance plan to make his stay all the more comfortable. This flexibility allows students to add or remove features offered by this policy to fulfil the norms of the prospective university.

This overseas travel insurance plan for students has a carefully designed two year policy term to match most of the academic courses offered at various universities abroad. This feature completely eliminates the hassles of remembering policy extension date. This beneficial feature covers students for a continuous period of two years against a verity of unexpected situations.

Due to the sudden change in environment, food habits and time zone, many students fall ill and at times this may make medical aid imperative. However, health care is a costly affair abroad if hospitalisation is required. Your student insurance policy with its comprehensive coverage is beneficial as it covers medical and non-medical expenses. ICICI Lombard has a tie-up with many premium health care providers across the globe where your child can avail of quality treatment. This policy reduces financial loss that arises due to such medical expenses to ensure stress-free and speedy recovery. The overseas travel insurance policy for students is sure to come handy if you lose checked-in baggage or your passport. With the settlement of a deductible, your travel insurance policy covers you against passport loss and helps diffuse such stressful situations. This benefit is sure to make your child’s transition in his new environment easy.

With these combined befits offered during travel and medical emergencies, a travel insurance policy for students helps iron out glitches that your child may face when studying abroad.

Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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