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Pay 1 Paisa To Avail ₹10 Lakh Rail Travel Insurance

October 07 2016
Rail Travel Insurance

Indian Railway Catering and Tourism Corporation (IRCTC) is offering travel insurance for railway at just one paisa instead of 92 paisa from October 7. This offer is valid for all tickets booked up till October 31, 2016 under IRCTC's scheme.

“We have decided to implement the reduced price for the optional travel insurance scheme with immediate effect. It is a special promotional measure and the idea is to facilitate more and more rail travellers avail this scheme, it is a Diwali bonanza for our patrons." says A K Manocha, IRCTC Chairman and Managing Director. The scheme has attracted over one crore passengers between September 1 - 29.

This facility was announced in the Railway Budget on 2016-17. It provides an insurance cover up to ₹10 lakh in event of death or permanent total disability, ₹7.5 lakh for permanent partial disability, up to ₹2 lakh for hospitalisation expenses and ₹10,000 for transportation of mortal remains in the event of death or injury from a train accident or incidents such as terrorist attacks, dacoit incidents, rioting, shoot-out or arson, also including short termination, diverted route and Vikalp trains.

The premium amount is automatically added in the ticket fare if the passenger opts for insurance. The insurance is offered on all classes of tickets and only excludes sub-urban trains. The claim and liability is between the passenger and the insurance company and the entire sum insured will be paid by the insurance company.

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