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ICICI Lombard Expert Blog
 

Know the costs of various treatments in different Indian cities

March 10 2019
Insurance

Treatment costs for various diseases is usually higher in Northern cities of India as compared to Southern cities like Bengaluru and Chennai

Treatment costs are not uniform across India. For the same disease, it could vary vastly between different cities located in different parts of the country. For example, healthcare costs are usually higher in northern cities like Delhi and Kolkata when compared with South Indian cities like Bengaluru, Chennai, and Hyderabad.

This is the precise reason why millions of people in India choose to migrate from one city to another to save their medical expenses. In this article, we’ve tried to provide brief information about the treatment charges of few common diseases like cancer, kidney failure, cataract, etc. in commonly preferred Indian cities, namely New Delhi, Chennai, Kolkata, Mumbai, Bengaluru, and Hyderabad.

  1. Cancer- There are numerous well-equipped cancer hospitals in various metropolitan cities of India. The two most common type of cancer treatments are as follows:
    • Lung Cancer Treatment which costs approximately ₹27000 to ₹42000 per cycle. In case it requires lung surgery, it can cost you roughly ₹3 to ₹3.7 lakhs. Chennai and Hyderabad will be the preferred cities for affordable treatment, while New Delhi, Mumbai, and Bengaluru will on the higher side of the range.
    • Ovarian Cancer Treatment includes two phases. The first two stages of ovarian cancer are customarily treated with surgeries that can cost you approximately ₹3 to ₹4.5 lakhs. Whereas, treatment for the last two stages of ovarian cancer would cost ₹27K to ₹48K, depending upon the city and hospital.
  2. Cardiovascular Diseases- - Nearly 25% deaths before the age of 70 in India occur due to cardiovascular diseases. On the flip side, India is considered as one of the best places in the world for cardiac surgery. The most common treatments for cardiovascular diseases include bypass surgeries, angioplasty, valve replacement, and open-heart surgeries. The rate of bypass surgery in different cities is tabulated below:
  3. City Minimum Price Maximum Price
    Bengaluru ₹ 70000.00 ₹ 600000.00
    Chennai ₹150000.00 ₹ 600000.00
    Hyderabad ₹ 150000.000 ₹ 800000.00
    Kolkata ₹ 115000.00 ₹ 450000.00
    Mumbai ₹ 140000.00 ₹ 700000.00
    New Delhi ₹ 170000.00 ₹450000.00

    The rate of angioplasty in different metropolitan cities are tabulated below:

    City Minimum Price Maximum Price
    Bengaluru ₹ 50000.00 ₹ 500000.00
    Chennai ₹ 84900.00 ₹ 350000.00
    Hyderabad ₹ 68000.000 ₹ 385000.00
    Kolkata ₹ 45000.00 ₹ 341000.00
    Mumbai ₹ 55000.00 ₹ 550000.00
    New Delhi ₹ 70000.00 ₹ 450000.00

  4. Kidney-related ailments- Around 17 out of 100 people in India suffer from kidney-related ailments. Dialysis is the most common treatment method for curing such diseases. According to Nephrologists, India has only 300 to 400 dialysis centres. Dialysis is mainly of two types, haemodialysis and peritoneal dialysis.

    The average cost of haemodialysis ranges from ₹12000 to ₹15000 per session while the average cost of peritoneal dialysis ranges from ₹18000 to ₹20000 per session which requires 4 to 6 sittings. The minimum and maximum charges for the dialysis treatment in six different cities are depicted in the table below:
  5. City Minimum Price Maximum Price
    Bengaluru ₹ 1000.00 ₹ 5000.00
    Chennai ₹ 750.00 ₹ 7500.00
    Hyderabad ₹ 1200.00 ₹ 5000.00
    Kolkata ₹ 900.00 ₹ 7700.00
    Mumbai ₹ 600.00 ₹ 6000.00
    New Delhi ₹ 1500.00 ₹ 5000.00

  6. Cataract:: A cataract surgery is one of the most common and least complicated operations performed in India. Phacoemulsification or ‘Phaco’ and Manual Small Incision Cataract Surgery (MSICS) are the two most common types of cataract surgeries. Here is a tabular description for cataract surgery charges in different Indian cities:
  7. City Minimum Price Maximum Price
    Bengaluru ₹ 9000.00 ₹ 184000.00
    Chennai ₹ 10800.00 ₹ 50000.00
    Hyderabad ₹ 8000.00 ₹ 150000.00
    Kolkata ₹ 8000.00 ₹ 120000.00
    Mumbai ₹ 8000.00 ₹ 125000.00
    New Delhi ₹ 10500.00 ₹ 120000.00

  8. Gall-bladder: : Gallstone surgery has become very common in India over the years due to the rising cases of gall-bladder stones. Also known as ‘Laparoscopic Cholecystectomy’ in medical terms, this type of surgery is quite cost-effective in the country. The table below depicts the gallstone surgery charges in various Indian cities. Out of all the options, New Delhi offers the most economical alternative.
  9. City Minimum Price Maximum Price
    Bengaluru ₹ 87600.00 ₹ 168800.00
    Chennai ₹ 99600.00 ₹ 187660.00
    Hyderabad ₹ 118200.00 ₹ 276831.00
    Kolkata ₹ 69550.00 ₹ 167000.00
    Mumbai ₹ 61500.00 ₹ 317000.00
    New Delhi ₹ 21800.00 ₹ 210000.00

Now, you must have got a fair idea about healthcare charges in preferred Indian cities. This would empower you to take a smart decision and choose a prudent place for your treatment in order to reduce your medical expenses and ensure maximum savings. Also, it’s advisable to have adequate health insurance for a 360-degree financial coverage against the medical contingencies to prevent paying out of your pocket during such circumstances.

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