Loading the content... Loading depends on your connection speed!

Add Ons
Personal Accident cover for passengers : Why do I need this cover?
Personal Accident coverages covers against accidental death or permanent total disablement (PTD) due to an accident.
  • Accidental Death In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured.
  • Permanent Total Disablement (PTD) Individual Personal Protect pays compensation against the permanent and total loss of limbs, sight etc. due to an accident.
Explanation of PTD

Loss of use/Actual loss by physical separation of

Percentage of Capital Sum Insured*

Sight of both eyes

100%

Both hands

100%

Both feet

100%

One hand and one foot

100%

One eye and one hand or one foot

100%

Covers expenses faced by passengers involved in a vehicular accident as per provisions of Indian Motor Tariff. The selected amount will be divided equally between both the passengers

Provides cover for electrical accessories that is not factory fitted with the vehicle

Provides cover for non-electrical accessories that is not factory fitted with the vehicle

ARAI approved anti-theft device is installed

Get a discount if you have installed an ARAI approved anti-theft device in your vehicle

Driver is a member of Automobile Association:

Get a discount if you are a member of any Automobile association e.g. Western India Automobile association

Insured Contact Details