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Worry less, wander more
with Single Trip Insurance

Prices starting at just ₹2,094/yr

24x7 instant support for emergencies
Covers missed flight connections
No medical
test

Millions of Indians love us because

Cashless hospitalisation^*

Worldwide cashless medical facility on your international trip
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Travel insurance

When you purchase travel insurance online, the insurer protects you financially from all the unpredicted losses that you may incur while on an international trip. It covers incidents such as loss of baggage and passport, delayed or missed flights, medical emergency, etc.

What is single trip travel insurance?

Single trip travel insurance secures your entire single trip to another country. The benefits of this policy are valid until you complete your trip and return home. Even if you are visiting multiple destinations in one trip, the travel insurance will cover the same.

Features of ICICI Lombard's travel insurance

Medical cover

One of the most appealing features of ICICI Lombard travel insurance is that it covers emergency medical evacuation, hospitalisation, COVID-19-related treatment charges and personal accident.

Emergency cash advance

Losing your wallet on your overseas trip can be a nightmare. When you buy travel insurance online from ICICI Lombard, we have you covered with emergency cash assistance in case all your cash is stolen.

Missed flight connection

Have you missed your connecting flight due to circumstances beyond your control? If yes, ICICI Lombard’s international travel insurance will compensate for the loss.

7 reasons to buy ICICI Lombard travel insurance

Cashless medical facility

No need to worry about hefty medical expenses if you fall sick on your trip. Our travel insurance provides you with a cashless medical facility on foreign soil.

No medical test

We offer instant travel insurance without the need to undergo a medical check-up. Failing to get a travel insurance policy because of a delayed medical report is a thing of past with us.

Lost baggage cover

It is common to lose to your baggage at the airport. Hence, our international travel insurance policy comes with a baggage loss cover that compensates you for such a loss up.

Inclusions
Exclusions

Overseas hospitalisation

If you sustain an injury or contract a disease or an illness on your trip, our travel insurance policy will reimburse your hospitalisation expenses up to the sum insured specified in your policy.
Dental treatment

Our travel insurance policy will cover the costs of dental treatment for your natural teeth that arise as a result of an injury or illness while on the trip.
Loss of checked-in baggage

Under our travel insurance, we will compensate you if your checked-in baggage is lost while in custody of the airline carrier during your trip.
Delayed baggage

In case your checked-in baggage is for more than 6 hours, our travel insurance policy will pay for the incidental expenses incurred by you.

Our travel insurance coverage will not apply if you sustain an injury in adventure sports or by engaging in illegal activities.
Our international travel insurance does not cover venereal diseases, stress and other similar illnesses.

Our travel insurance does not cover any pre-existing illnesses.
Our travel insurance policy will cover claims due to the loss of valuables.

Policy documents:

Travel insurance policy wordings

Policy wordings for Schenegen countries

Brochure

Glossary

Types of travel insurance plans in India

Single trip travel insurance

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

Schengen travel insurance

The Schengen countries are a group of 26 Central European countries. If you are considering a vacation to a Schengen country, you must first acquire Schengen travel insurance. The policy protects you financially in the event of an emergency.

Student travel insurance

Nowadays, many youngsters aspire to complete their higher education in another country. Given this, we have come up with student travel insurance. The policy covers medical evacuation, study interruption, and sponsor protection.

Eligibility criteria for travel insurance plans

After a hectic work schedule, you might want to take a leap from work and go on a vacation, either alone or with your family. To ensure that you are protected against any unfortunate events that may occur while on a vacation abroad, you must purchase travel insurance. However, before making a purchase decision, it is important to review the insurer's eligibility criteria. Check the policy's minimum and maximum entry age, as well as the number of family members you can include in your travel insurance.

How to buy a travel insurance policy online?

Are you planning to travel to your dream destination in Europe? If yes, purchase travel insurance online for Europe from ICICI Lombard. To know the buying process, follow the steps outlined below.

Share your basic information and your contact details here and get an instant quote.

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Pick the best travel insurance that suits your needs.

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Policy

Get instant single trip travel insurance.

Claim procedure for single trip travel insurance policy

When you purchase travel insurance from us, you must first inform us at the time of making a claim. Following your intimation, we will ask you to submit a few supporting documents related to your claim. On the successful verification of your papers, we will settle the claim to your account.

Multi-trip vs. single trip travel insurance

When planning a trip abroad, the insurer gives you an option to choose between a single trip policy and a multi-trip policy. Both these policies have their own set of benefits and are very different from one another. If you are confused about choosing between these two, refer to the table below:

Parameters	Single trip policy	Multi-trip policy
Validity	Single trip insurance cover is valid for up to 180 days	The multi-trip cover is valid for 365 days, but your stay at one place should not exceed 180 days.
Customisation	On each trip, you have the option of customising your policy to meet your changing needs.	You don't have an option to customise your policy during the policy period.
Suitability	It is suitable for those who travel only once a year.	If you travel frequently, multi-trip travel insurance is ideal for you.
Premium	One trip travel insurance has a lower policy premium.	When compared to single-trip single person travel insurance, the multi-trip policy has a higher insurance premium.

How to extend your single trip travel insurance policy?

If you have begun your trip without a single trip medical travel insurance, you cannot buy the same overseas. However, if you require an extension of your travel insurance term due to an emergency, you can do so by contacting your insurer. If you have a single trip travel insurance policy with us, you can request an extension by calling 1800 2666 or writing to us at customersupport@icicilombard.com.

Why should you buy travel insurance online?

When you are confused about various travel plans available with us, you can go online and compare them to pick the best travel policy for you.

If you forget to get your trip covered with a single trip insurance cover buying it online is real quick and easy thing to do before starting your trip.

Buying travel insurance policy online means getting a contactless policy issued to your mailbox without you needing to visit us.

Things to consider while buying travel insurance online

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

Health comes first, but falling sick should come last while on your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

When securing your trip, check the swiftness of the insurer's claim settlement process.

Countries that need an international travel insurance policy

Around 34* countries have made it mandatory for travellers to buy travel insurance online before visiting them.
If you are planning to explore the US, you must first buy travel insurance online before booking your flight tickets.
If you are planning to visit the Schengen countries, bear in mind that to visit the 26** Schengen countries in Central Europe you must first purchase the travel insurance online.
Some of the other countries that have made it essential to purchase travel insurance online include Qatar, Cuba, the UAE, Ecuador, Russia, Turkey and Antarctica.

Frequently asked questions about single trip travel insurance

General
COVID-19

Does single trip insurance cover multiple destinations?

Single trip travel insurance covers a single international trip. However, once you leave your country and visit multiple destinations in the same geographical bucket like US/Canada, Schengen, rest of the world and Asia during one trip, we will count your journey as a single trip

Will my single trip travel insurance cover trip cancellation?

Yes, your single trip travel insurance covers trip cancellation if it is due to medical emergency in your family that requires hospitalisation.

Does single trip travel insurance cover COVID-19 quarantine?

No, travel insurance does not cover the quarantine expenses. Single trip travel insurance only pays for medical bills related to COVID-19 treatment.

What is the maximum trip length with a single trip policy?

The maximum trip length under a single trip policy is of 180 days. However, in case of an emergency or any uncontrollable situation, you may request an extension from your insurer.

Can I get travel insurance cover if my trip has already started?

No, once you have started your trip, you cannot purchase a single trip travel insurance. The single trip insurance purchase and commencement date should be before the date you start your trip.

Is it possible for me to claim COVID-19 related hospitalisation expenses while on my trip abroad?

Yes, if you are hospitalised due to COVID-19 while on a trip abroad, you can claim both in-patient and out-patient hospitalisation expenses.

If I cancel my trip due to COVID-19, will I be compensated for the loss incurred as a result of trip cancellation?

Yes, under single trip travel insurance, if you cancel the trip because you or your immediate family member contract COVID-19 and were hospitalised for its treatment for a minimum of 3 days, we will reimburse you for any losses incurred as a result of such cancellation.

I have both health and single trip travel insurance; will the COVID-19 claim will be applicable in both cases?

The health insurance policy pays for your COVID-19 related treatment if the hospitalisation is in India. However, if you are on a trip abroad and contract coronavirus disease, your travel insurance policy will pay for your hospitalisation.

Reviews and ratings

4.5
Our customers have rated us
Based on 832 reviews

ICICI Lombard’s salesperson was very good at his job. He was well aware of the benefits of the travel insurance plan such as emergency hotel extension and coverage against total loss of checked-in baggage. He answered all my queries, and overall, gave me good service. Thanks for your support which helped me to buy insurance without any hassle.

Your salesperson assisted me in the purchase of my travel insurance policy. She was extremely helpful, and patiently guided me through the process. She also clearly explained the policy inclusions like coverage against total loss of checked-in baggage, and exclusions. This helped me to make an informed choice. I will definitely recommend ICICI Lombard to my other friends too. Thank you.

I wanted to buy travel insurance for my upcoming visit to Spain. ICICI Lombard’s salesperson helped me to buy a policy that was suitable for my visa requirements and for my personal insurance needs too. Overall, I’m very satisfied with her assistance. Many thanks for suggesting the perfect travel insurance plan to me.

I’d been surfing the Internet for travel insurance. Imagine my surprise when within a few seconds of applying for a quote, I got a call from your agent. She was polite and had good command over English. She helped me to understand the policy benefits and purchase procedure, and waited patiently when I told her that I’ll get back with my response in a day.

Your agent helped me to purchase an international travel insurance policy. He was very clear and crisp in his communication. He was also very patient and supportive, and did a good job of helping me set my ICICI Lombard insurance profile right. I would rate him 9 out of 10.

I am impressed with the assistance I received from your insurance executive. He was very helpful and patient throughout the purchase of my travel insurance policy. In fact, I would describe him as one of the best executives I have spoken with so far.

Read all reviews

Product	Product Code	UIN Code
International travel insurance	4129	ICITIOP22093V032122

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Worry less, wander more with Single Trip Insurance

Prices starting at just ₹2,094/yr

Millions of Indians love us because

Cashless hospitalisation*

IL Take Care app

24x7 customer support

Travel insurance

What is single trip travel insurance?

Features of ICICI Lombard's travel insurance

Medical cover