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Please select your travel scope View schengen countries View asia countries
  • USA or Canada
  • Schengen
  • Asia
  • Rest of the World
Trip Duration

Travel Insurance

What would be the maximum duration of your trips?

When do you depart from India for your first trip?

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*All the travelling members are Indian residents and will be travelling from India

Travel Insurance

Select Travel scope Please select the travel scope

  • USA or Canada
  • Asia
  • Schengen
  • Rest of the World
Trip Start Date
When are you leaving from India?
Trip End Date
When are you coming back to India?
Trip Duration: 
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Planning to visit multiple countries in a single trip?

Know the Travel Scope

Travel Insurance

How many people are travelling?

3 months - 50 Years
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51 - 60 Years
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61 - 70 Years
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Please select atleast one member
71 - 85 Years
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Total Travellers

0
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*All the travelling members are Indian residents and will be travelling from India

All the travellers have a non-immigrant visa
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Get travel insurance priced as per your expected travel days in a year

As a frequent traveller, you can avoid the hassles of buying travel insurance for each trip and get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year.

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

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    Customise your policy as per your travel calendar

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    Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go

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    Experience more coverage without travel worries

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    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

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    If you lose luggage, we will compensate the loss

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    We offer coverage for total loss of checked-in baggage including handbag

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    Take care of your loved ones, even when you are miles away

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    Get value added services like medical concierge, automotive and lifestyle assistance

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    Access high-quality medical care when you need it

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    Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States

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    If you face a medical emergency abroad, get immediate help with our cashless facility

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    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

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    Age should be no bar to make travel plans

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    Our Multi Trip travel insurance is available for individuals of up to 70 years of age

trip-cancelled-travel-insurance

Trip Cancelled? Here’s What will Happen to Your Travel Insurance

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Understand your Multi Trip travel insurance policy coverage

Your policy covers:

  • Total Loss of Checked-In Baggage
  • Trip Cancellation & Interruption
  • Delay of Checked-In Baggage
  • Emergency Cash Advance
  • Missed Flight Connection
  • Personal Accident
  • Loss of Passport
  • Cashless Hospitalisation Cover

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Travel Insurance
International Travel Insurance
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Check your eligibility for Multi Trip policy

  • If you are an individual between the ages of 3 months and 70 years, you are eligible for the Multi Trip policy.

Gold Multi-Trip International Travel Insurance

Get overseas travel insurance priced as per your expected travel days in a year


As a frequent traveller, you can avoid the hassles of buying international travel insurance for each trip. Instead, get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year. Introducing the Gold Multi-Trip Travel Insurance from ICICI Lombard. Catered to safeguard your overseas trips, our foreign travel insurance plan keeps you secured for up to 30, 45 or 60 days/year.


Unlike single trip insurance, multi-trip travel insurance policy keeps you covered for the entire year, without any limitations on the number of trips taken. It is perfect for business travellers. Overseas travel insurance offers the following benefits:

  • Medical Insurance: Foreign travel insurance keeps your overseas medical costs covered, thus saving time and helping you get rid of medical worries. Furthermore, this policy also covers sudden injury or death, as well as expatriation of mortal remains of an insured deceased.
  • Cancellation: Overseas travel insurance covers you against flight, trip, and hotel bookings expenses, in case your travel plans are cancelled.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

In USA and Canada: +1 844 871 1200 (Toll Free)

From the rest of the world: + 91 124 4498778 (Call back facility)

In India: 1800 102 5721 (Toll Free & Accessible in India only)

Fax: +91 124 4006674

Email: icicilombard@falck.com

Get answers to common queries about Gold Trip travel insurance

  • GENERAL
  • COVER
  • PREMIUM
  • CLAIMS
  • POLICY

Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.
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Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.
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Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.
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Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.
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When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.
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What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.
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Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.
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Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills
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What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.
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What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online
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How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 15 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.
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What are the charges for policy cancellation?

The fee for policy cancellation is ` 300.
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Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Listen to our customers

member

“All the experience was quite good. Staff were cordial. Warm regards. ”

Rajendra Kumar - CEO Surya Global Hospita l- Kakinada – Andhra Pradesh

member

“ICICI LOMBARD has very encouraging insurance plan of overseas travel for our senior citizens. ”

Hira Lal Kaul - Architect D.D. Architects - Jammu

member

“Whenever on foreign tour, I ensure that I insure with ICICI Lombard. Customer friendly online hassle free policy and transparent premium. Fo... ”

Dilip Desai – Retired Individual - Mumbai

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“The experience with ICICI Lombard has been excellent. One can trust ICICI Lombard in an emergency for their courtesy and prompt actions. I a... ”

Mani Raju - Mumbai

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“Interaction with Customer Relationship Team was very useful. All people whom I have contacted were cordial and patient to hear my doubts. I ... ”

D. Chandramohan Retired Scientist - CSIR - National Institute of Oceanography, Goa Chennai

member

“Took travel insurance for travelling to USA. My wife got Shingles there. The total amount was reimbursed to me. The Falack team was nice to ... ”

Anil Kumar Lal – New Delhi

member

“Had travel insurance. Fortunately all went well. There was no claim hence I do not know he service quality. ”

Hiro Wadhwani - Retired - Gurgaon

member

“Whenever I travel to abroad I use take up ICICI Lombard Travel Insurance because I found their service is good. ”

Subrata Pal – Retired - Kolkata

member

“Wonderful experience with Overseas Travel Insurance ”

G K Agarwal - Corporate Adviser Cimmco Limited Bharatpur

member

“Your team was very cooperative and supporting to me and my wife Arti Shailesh Bhavsar while we bought an international travel policy ”

Shailesh Bhavsar - Sales Advisor Cenlub System Pune

member

“Thank you for providing fantastic travel insurance coverage for my long trip to Europe last time. Keep up the good work. ”

Sayak Boral - Ahmedabad

member

“I got to know about ICICI Lombard from my brother. I logged on to the website to buy a travel insurance policy for my trip to Japan. The ent... ”

Shilpa Dansinghani – Reservation and Ticketing Agent All Nippon Airways Mumbai

member

“We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

Vallabh Bordawekar - Advocate - Mumbai

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“When I had gone to see my son and family in the US, I developed diarrhoea on the first day itself. I was bed ridden and had to be rushed to ... ”

P. Reddy - IT Professional - Hyderabad

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“On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

Rajiv Singh - Marketing Executive - Mumbai

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