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Get travel insurance priced as per your expected travel days in a year

As a frequent traveller, you can avoid the hassles of buying travel insurance for each trip and get a one-time comprehensive travel insurance plan, priced as per your expected number of travel days in a year.

7 reasons to buy ICICI Lombard Gold Multi Trip Travel Insurance

  • member

    Customise your policy as per your travel calendar


    Our Multi Trip Travel insurance lets you secure up to 30, 45 or 60 days of travel per year, at one go

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    Experience more coverage without travel worries


    Secure your travel with an insurance plan that offers you a sum insured of up to $ 500,000

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    If you lose luggage, we will compensate the loss


    We offer coverage for total loss of checked-in baggage including handbag

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    Take care of your loved ones, even when you are miles away


    Get value added services like medical concierge, automotive and lifestyle assistance

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    Access high-quality medical care when you need it


    Benefit from our tie-up with United Health International (UHI), one of the largest and most diverse healthcare companies in the United States

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    If you face a medical emergency abroad, get immediate help with our cashless facility


    Your travel insurance plan lets you avail cashless hospitalisation facilities worldwide

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    Age should be no bar to make travel plans


    Our Multi Trip travel insurance is available for individuals of up to 70 years of age

Checklist for Buying Travel Insurance

Checklist for buying Travel Insurance

Read Article
Loss of baggage and passport

International Travel Insurance Loss of Baggage & Passport

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Understand your Multi Trip travel insurance policy coverage

Your policy covers:

  • Total loss of checked-in baggage
  • Trip cancellation and interruption
Benefits Sum Insured Deductibles in $/Hrs
Medical Cover (includes medical evacuation cost)**$$ USD 100,000 or
USD 250,000 or
USD 500,000
US$100 (Total amount applicable for Medical Expenses along with the applicable extension under Medical Expenses)
Repatriation of Remains (Including in medical sum insured) US$ 7,500 NA
Dental Treatment US$ 300 US$ 100
Total Loss of Checked-in Baggage US$ 500 NA
Delay of Checked-in Baggage*$$ US$ 100 NA
Loss of Passport US$ 300 US$ 50
Personal Liability US$ 1,00,000 5% of Actual
Personal Accident US$ 15,000 NA
Hijack Distress Allowance*## US$ 125 per day for max. 7 days NA
Emergency Cash Advance US$ 1,000 NA
Trip Cancellation and Interruption US$ 500 NA
Missed Flight Connection#$$ US$ 500 NA
Trip Delay*$$ US$ 500 NA
Political Risk and Catastrophe Evacuation US$ 7,500 NA
Accidental Death (Common Carrier) US$ 5,000 NA
Value Added Services

*$$ Depends on plan selected
*$$ Delay of more than 6 hours
*## Delay of more than 12 hours 
#$$ Delay of more than 3 hours

Sublimit A: For policies with medical expenses sum insured over US$ 100,000,the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident sustained or contracted within the period of insurance whilst on the trip abroad, that may lead to one or more medical expenses and/or hospitalisation expenses.

Sublimit B: Applicable for all plans, for persons aged 51 years and above.


Multi Trip policy offers worldwide coverage. However, due to the latest insurance requirements by Schengen consulates, Multi Trip policy is not valid for getting Schengen visa for customers who are above 50 years of age. If you fall in the said age bracket and are planning to travel to Schengen countries, we recommend a Single Trip policy choosing ‘Schengen Countries’ as your travel location.

Refer to the Policy Wordings document to understand exactly what all your policy covers, so you can benefit from it better.

Your policy does not cover:

Any claim due to or arising out of pre-existing medical condition/ailment, whether declared or undeclared, is not covered under the policy. Your policy will also not include the following:

  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Naturopathy treatment, ayurvedic/homeopathic therapies
  • Treatment relating to removal of physical flaws - cosmetic or plastic surgery
  • Costs incurred relating to rest or recuperation at a spa or health resort

It’s always a good idea to be aware of what is excluded from your policy; so make sure you read the Policy Wordings.

Travel Insurance
International Travel Insurance
Misc 129

Check your eligibility for Multi Trip policy

  • If you are an individual between the ages of 3 months and 70 years, you are eligible for the Multi Trip policy.

Explore our simple, hassle-free claims process

In case of an unforeseen medical or non-medical emergency while travelling, be assured of complete assistance from us. We will do whatever is required to get you safe, comfortable and back on your feet as soon as possible.

All you need to do is reach out. Use any of the following ways to get in touch, and leave the rest to us.

In USA and Canada: +1 844 871 1200 (Toll Free)

From the rest of the world: + 91 124 4498778 (Call back facility)

In India: 1800 102 5721 (Toll Free & Accessible in India only)

Fax: +91 124 4006674

Email: icicilombard@falck.com

Get answers to common queries about Gold Trip travel insurance


Does this policy cover pre-existing diseases?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Is there cover for pre-medical conditions like diabetes?

Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered under the policy.

Why do I need Travel Insurance?

Unfortunate events such as baggage loss, passport loss, a medical emergency or an accident can affect your travels, whether for business or leisure. International Travel Insurance protects you from such perils by ensuring that you are not left stranded in any kind of emergency.

What sum insured should I opt for while traveling to Schengen countries?

You should choose a plan with a minimum sum insured of USD 50,000.

Are there any sub-limits applicable for Schengen countries?

No, there are no sub-limits applicable for Schengen countries.

In case medical treatment is required, is there any need for pre-approval before hospitalization?

You will need to contact our ASP and they will arrange for cashless claims for the medical treatment.
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Where can I find out more about the policy coverage?

Please refer to the policy wordings for complete coverage details.
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Can more than one policy be issued for the same trip?

Each individual is to be insured by not more than one policy during their journey.
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Are business travellers eligible to purchase a Travel Insurance policy?

Yes. Our travel insurance is designed for both leisure and business travellers. Business travellers who go abroad frequently can avail of multi-trip plans.
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When does the cover begin and end?

You are covered from the start date of your trip or the policy start date. These will be confirmed on your policy schedule once the policy is purchased.
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What if I fail to produce the required documents?

There are some documents that are definitely needed, without which a claim will not be paid. We will try and assist you to find surrogate means to get the required proof.
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Within how many days should the claim for insurance benefit be submitted?

Claims should be submitted in 30 days, i.e., within a month after the completion of treatment. In the event of death, they can be submitted after the repatriation of the person's remains/burial.
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Will my charges be paid directly to the service provider or do I need to pay the bill first and then claim it from ICICI Lombard later?

For hospitalisation, Please call on +1 844 871 1200 (From USA/Canada), on +91 124 4498778( From Rest of the World) , which you would have to call up for the cashless claim, and for a physician visit, you will be getting reimbursement on his bills
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What is the process if we need to claim later?

The forms are available on the website, and you will also receive the forms along with the policy, you can submit them with the relevant documents.
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What are the modes of payment?

Now you can choose between 5 payment options to pay your premium online:
  • Credit Card – Make secure premium payments with your VISA, Master and AMEX card.
  • Net banking - Transfer premium amounts online through ICICI Bank and 9 other select Banks
  • Bill Pay – Use your ICICI Bank Internet Banking account to pay your insurance premium
  • Debit Card – Just enter your Citibank Debit Card details to pay your insurance premium directly
  • Cash Card - Use your Done Card to make payment online
  • Choose the product you plan to buy and log in to Buy Online
  • Fill in the transaction details
  • Choose from the 3, 6, 12 or 24 months options according to your convenience
  • Access your policy immediately online
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How long does it take to receive the policy papers once I purchase the policy online?

The hard copy of the policy will reach you within 7 working days. However, you can buy the policy online within 15 minutes and print the policy instantly. This works as a legally valid document, even at the time of claims, as all you need to have is your passport details and policy number.
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What are the charges for policy cancellation?

The fee for policy cancellation is ` 300.
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Will I get a refund if I cancel my policy?

The policy bought online will be cancelled and the amount will be refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

Reviews and Ratings

159 reviews

Write a review
  1. Arindam Mukherjee | Jun 27, 2017
    I am very happy with the customer executive at ICICI Lombard. He guided me about the products and helped me choose the right policy for my travel. He was very efficient. What I most liked was that he always took the time to explain the necessary details instead of simply talking about the product. Great work!
  2. Vivek Kaser | Jun 25, 2017
    The customer care executive at ICICI Lombard had good knowledge about the services. He was patient with all my queries, clear with his instructions and had good communication skills. The entire process was made hassle-free, thanks to the online support from the customer care executive.
  3. Siddharth Sharma | Jun 23, 2017
    The representative at ICICI Lombard was very helpful in explaining the policy and clarifying my doubts patiently. He had a very professional attitude and this helped us both work towards helping me make a choice. Thanks for all the help provided to me in choosing the right insurance!
  4. Rahul Kallampunathil | Jun 21, 2017
    Buying the ICICI Lombard travel insurance online was an easy and hassle-free experience. Everything about the policy was available online making it all quite transparent as well. Buying online was cheaper too. I would recommend this product to everyone who may need it.
  5. Pallavi Bansal | Jun 19, 2017
    I am very happy with the travel insurance policies by ICICI Lombard. I recently opted for the multi-trip policy as I had a long tour coming up as part of my job. I was really glad for the security it provided against luggage and ID proof loss and all the other features. Thanks for the amazing products.
  6. Phorum Nishit Dalal | Jun 18, 2017
    Cheers to ICICI Lombard and their travel insurance. I recently opted for their Multi-Trip Policy and I am very pleased with it. I particularly like the 60 day travel coverage. It's so reassuring to know that I am secure for the duration of my tours. I firmly believe that it was the right decision to buy it.
  7. Nitin Shah | Jun 17, 2017
    It was a hassle-free procedure as an experienced executive was there to handle the process and explain all the details to me. Instead of simply breezing through minor details, the executive ensured I got to know everything, including the features and benefits of what I was purchasing. I'm really happy with this experience.
  8. Banda Venkata Sai Prasad | Jun 15, 2017
    The processing of the product purchase has been an extremely good experience. The executive from ICICI Lombard handled the entire process very efficiently with patience and courtesy. He was very good with the explanation and helped me understand all the nitty-gritties of the policy.
  9. Monish Koppa | Jun 13, 2017
    The ICICI Lombard multi-trip policy was awesome. The loss of luggage cover really came in handy on my business tour, when I accidentally lost all my luggage at the Heathrow Airport in London. Knowing that the insurance had my back was really reassuring.
  10. Perzaan G. Kelawalla | Jun 11, 2017
    I really want to appreciate ICICI Lombard's travel insurance policy. Their products have a lot of features and benefits you can choose from. I recently opted for a Multi-Trip Policy which provides all the basics like a security cover against loss of baggage and ID proof, travel delays, and accidents. However, what I liked most was the fact that it allowed me to travel for upto 60 days continuously. I am extremely pleased with it.
  11. Sarveshwar Balne | Jun 10, 2017
    I was looking for a reliable insurance service and ICICI Lombard was spot on. The policy was more than what I expected. I opted for the multi-cover policy and it was really the best decision I could have taken. I got a high sum insured for a very affordable premium.
  12. Ravindra Kommi | Jun 07, 2017
    The ICICI Lombard travel insurance is beyond par. I opted for a Multi-Trip Policy recently as my job requires me to travel a lot. It was seriously an awesome decision. The policy offered security against lost luggage and ID proof, accidents and an option to travel continuously for upto 60 days. I am so glad that I listened to my friend and made the choice to buy this plan.
  13. Sarang Bagul | Jun 05, 2017
    The representative at ICICI Lombard was very helpful. He suggested good options. Moreover, he was very patient. I believe ICICI Lombard has a lot of trained professionals as I've spoken to many of them for assistance on several occasions and they all are very helpful and professional.
  14. Pankaj Ratti | May 31, 2017
    As a frequent traveller, I decided that I needed travel insurance. I decided to try the ICICI Lombard Multi-Trip Policy. Best decision I ever made! Not only did the policy offer upto 60 days of travel at one go in a year (which met my major requirement), but was also really affordable. Thank you ICICI Lombard for this amazing policy!
  15. Kiran Kumar | Apr 26, 2017
    Great support and understanding from executive, he made my travel policy purchase easier at last minute. Thanks.
  16. Amit Murarka | Apr 25, 2017
    Your representative assisted me on my travel insurance purchase, she was of great help and very patient and knowledgeable!! Lovely experience!!
  17. Saurabh Khanzode | Apr 22, 2017
    Excellent service! Your team was very helpful, courteous and friendly. Excellent communication skills.
  18. Sudarsan Sriramadesikan | Apr 18, 2017
    Your support team was very helpful in explaining in detail about the policy which I took now and I am delighted to continue my interest with ICICI Lombard as I already hold couple of policies here and will be adding on more as per my requirements.
  19. Aditi Kuppimanlu | Apr 14, 2017
    Your team was really helpful and assisted end-to-end right from filling up the form, understanding the policy and making the payment. Thank you.
  20. Indranil Mitra | Apr 12, 2017
    Your executive spoke very well, followed up persistently and made sure that I had a seamless experience in buying my travel policy from ICICI Lombard. I highly recommend your organisation to my friends and colleagues.
  21. Sachin Karnik | Apr 04, 2017
    This feedback is for your customer executive, Thanks a lot for helping me out. It was great help from your side. Appreciate your quick help.
  22. Prashant Chaudhari | Apr 03, 2017
    It was an excellent experience while dealing with ICICI Lombard to buy a policy. Your team has provided an exceptional customer service experience to me. I would definitely recommend to my friends about your policy because of your service.
  23. Rizwan Ahmed | Mar 29, 2017
    I am very much satisfied and thankful to your customer care executive for helping me to get the ICICI Lombard overseas travel insurance policy over the phone. It’s the best service provider and the executive was very polite and soft spoken with lot of patience in completing the whole process. Once again thanks to ICICI Lombard and Team.
  24. Ashwini Shetty | Mar 27, 2017
    This is with respect to prompt and exemplary customer service received by your agent which enabled me to easily buy your travel insurance policy online. Great job ICICI Lombard & Team.
  25. Aruna Bhandarkar | Mar 25, 2017
    I was well guided by your employee with lot of patience on purchase of travel insurance policy online. I am sure she is a valuable asset to your organisation.
  26. Narayan Iyer | Mar 23, 2017
    Your advisor was excellent and guided me to buy a new overseas travel and medical insurance policy. He helped a lot with his online chat and also called me for this. 5-star for ICICI Lombard’s service. Thank you!
  27. Ramesh Singani | Mar 19, 2017
    Your team helped me to buy the best travel insurance that suits my needs. They were very articulate, patient and clear. The entire conversation happened on online chat and on telephone. They made things so simple and made me to buy the policy. I am happy. I will come back again.
  28. Mehulkumar Mehta | Mar 14, 2017
    I had a very pleasant experience dealing with your customer representative, while buying the travel insurance for my family. She not only provided all the details with clarity, but also helped me in getting the policy details in a very prompt fashion. I wanted to pass this positive feedback.
  29. Rajesh Babu Ramisetty | Mar 10, 2017
    Your advisor helped me to buy the policy as per my requirements. She explained me all the features and benefits of travel insurance and also, helped me to understand in what circumstances I can claim. I would recommend ICICI Lombard to my friends and colleagues.
  30. Ramy Reddy | Mar 06, 2017
    Your chat support team was very helpful in assisting me with the purchase of a travel insurance policy for my mother-in-law. They explained every aspects of the policy. It was a pleasure to interact with your team. Thanks
  31. Vishal Patil | Mar 04, 2017
    The agent was very responsive. However, I need time to think over getting a travel insurance. His advice is useful to me. Thank you.
  32. Bharathi Anagha | Feb 28, 2017
    Your representative was good in assisting me to buy new travel insurance for my mom via online. Thank you very much.
  33. Balasubramaniam Arun | Feb 26, 2017
    Excellent help by your advisor….I appreciate his help and explaining the travel policy in detail. Thanks
  34. Pawan Bhargava | Feb 23, 2017
    Your representative was very helpful and very professional. She helped me to buy 2 travel policies very efficiently and gave all the necessary information about my policy. Thrilled with the service.
  35. Suganya S. | Feb 15, 2017
    I was looking for travel insurance and landed on your website. Very easy to find the right information and instruction on the website about travel policy. I will definitely consider ICICI Lombard for any insurance product.
  36. Aamir Shaikh | Feb 13, 2017
    I must acknowledge and thank your team who despite the IT systems being down, diligently followed up during the course of the day, and ensured that I received the travel insurance policy in time for my visa application tomorrow. Thank You! Much appreciated!
  37. Preeti Tayal | Feb 09, 2017
    Service given by your representative for Travel insurance was fantastic and has explained each and every aspect of my policy. Overall Good experience.
  38. Sowmya B.S. | Feb 07, 2017
    Appears to be an all-round good travel policy from ICICI Lombard. Your team explained advantages of having travel policy and also assisted me to buy the policy online. Thank you so much!
  39. Dagadu Akambe | Feb 01, 2017
    Greatly explained travel policy details, answered all queries and concerns very patiently and clearly by ICICI Lombard support team. Appreciate it. Thank you.
  40. Chaitanya Johri | Jan 26, 2017
    Your sales representative was very helpful to successfully complete the purchase of travel insurance for my mother’s international travel. I would rate this policy 10/10.
  41. Tushar Mittal | Jan 24, 2017
    Your representative was extremely helpful and clearly explained all the inclusions and exclusions of travel insurance policy. It was a nice experience.
  42. Joy Barua | Jan 23, 2017
    Travel insurance is very important to the frequent traveler like me. The policy provides me coverage against loss of my baggage, insurance against any medical emergency etc. I like the service offered by ICICI Lombard.
  43. Roopesh Majeti | Jan 20, 2017
    Happy for the support provided by your representative. He explained me what is covered in the policy and what is not covered. He assisted me completely in buying the travel insurance for my mother-in-law.
  44. Pravin Thombare | Jan 16, 2017
    Clear and transparent pricing and cover was fully explained by your team. They helped me to get travel insurance policy very quickly. Keep up the good work.
  45. Rohan Kwatra | Jan 14, 2017
    After a long research I found a perfect travel insurance policy. The benefits offered by ICICI Lombard is great and also premium is nominal in comparison with policy coverage. Great Travel Policy.
  46. Chitra Vashisht | Jan 12, 2017
    Your team has given an excellent customer support on travel insurance policy. They explained features/Add-Ons of a policy in detail. Thank you ICICI Lombard for such a great service.
  47. Bharath Ram Sugavanam | Jan 10, 2017
    Your team has explained me travel insurance policy in detail and helped me in buying the policy. Thanks.
  48. Balu Natarajan | Jan 10, 2017
    I have secured my upcoming trip by purchasing ICICI Lombard’s travel insurance plan. The policy has much more benefits which I didn’t expect, policy covers all medical emergency during travel, reimburse baggage loss and many more. Happy to have travel insurance plan by ICICI Lombard.
  49. Ankur Gupta | Jan 07, 2017
    Purchased a Travel Insurance from ICICI Lombard, with the help of customer support Toll free number. Thanks
  50. Sonali Nandvidkar | Jan 06, 2017
    Thank you ICICI Lombard. The travel insurance was taken by me last minute just couple of hours before my flight. Special thanks to your representative who has a great knowledge of product and tonnes of patience to explain term & conditions of policy repeatedly. He is an asset for your company. Thank you again
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    Listen to our customers


    “All the experience was quite good. Staff were cordial. Warm regards. ”

    Rajendra Kumar - CEO Surya Global Hospita l- Kakinada – Andhra Pradesh


    “ICICI LOMBARD has very encouraging insurance plan of overseas travel for our senior citizens. ”

    Hira Lal Kaul - Architect D.D. Architects - Jammu


    “Whenever on foreign tour, I ensure that I insure with ICICI Lombard. Customer friendly online hassle free policy and transparent premium. Fo... ”

    Dilip Desai – Retired Individual - Mumbai


    “The experience with ICICI Lombard has been excellent. One can trust ICICI Lombard in an emergency for their courtesy and prompt actions. I a... ”

    Mani Raju - Mumbai


    “Interaction with Customer Relationship Team was very useful. All people whom I have contacted were cordial and patient to hear my doubts. I ... ”

    D. Chandramohan Retired Scientist - CSIR - National Institute of Oceanography, Goa Chennai


    “Took travel insurance for travelling to USA. My wife got Shingles there. The total amount was reimbursed to me. The Falack team was nice to ... ”

    Anil Kumar Lal – New Delhi


    “Had travel insurance. Fortunately all went well. There was no claim hence I do not know he service quality. ”

    Hiro Wadhwani - Retired - Gurgaon


    “Whenever I travel to abroad I use take up ICICI Lombard Travel Insurance because I found their service is good. ”

    Subrata Pal – Retired - Kolkata


    “Wonderful experience with Overseas Travel Insurance ”

    G K Agarwal - Corporate Adviser Cimmco Limited Bharatpur


    “Your team was very cooperative and supporting to me and my wife Arti Shailesh Bhavsar while we bought an international travel policy ”

    Shailesh Bhavsar - Sales Advisor Cenlub System Pune


    “Thank you for providing fantastic travel insurance coverage for my long trip to Europe last time. Keep up the good work. ”

    Sayak Boral - Ahmedabad


    “I got to know about ICICI Lombard from my brother. I logged on to the website to buy a travel insurance policy for my trip to Japan. The ent... ”

    Shilpa Dansinghani – Reservation and Ticketing Agent All Nippon Airways Mumbai


    “We had gone to the US to visit our unwell son. Due to the extreme climatic conditions, I fell sick. We were really worried about high medica... ”

    Vallabh Bordawekar - Advocate - Mumbai


    “When I had gone to see my son and family in the US, I developed diarrhoea on the first day itself. I was bed ridden and had to be rushed to ... ”

    P. Reddy - IT Professional - Hyderabad


    “On my way to Bahamas via London for an award ceremony, I was robbed in London and lost all valuables and important documents. Imagine my sit... ”

    Rajiv Singh - Marketing Executive - Mumbai

    ICICI Lombard General Insurance Ltd. is one of the largest private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.
    Trade logo displayed above belongs to ICICI Bank Ltd. and Northbridge Financial Corporation and is used by ICICI Lombard GIC Ltd. under license. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: U67200MH2000PLC129408.
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