Does single trip insurance cover multiple destinations?
Single trip travel insurance covers a single international trip. However, once you leave your country and visit multiple destinations in the same geographical bucket like US/Canada, Schengen, rest of the world and Asia during one trip, we will count your journey as a single trip
Will my single trip travel insurance cover trip cancellation?
Yes, your single trip travel insurance covers trip cancellation if it is due to medical emergency in your family that requires hospitalisation.
Does single trip travel insurance cover COVID-19 quarantine?
No, travel insurance does not cover the quarantine expenses. Single trip travel insurance only pays for medical bills related to COVID-19 treatment.
What is the maximum trip length with a single trip policy?
The maximum trip length under a single trip policy is of 180 days. However, in case of an emergency or any uncontrollable situation, you may request an extension from your insurer.
Can I get travel insurance cover if my trip has already started?
No, once you have started your trip, you cannot purchase a single trip travel insurance. The single trip insurance purchase and commencement date should be before the date you start your trip.
Is it possible for me to claim COVID-19 related hospitalisation expenses while on my trip abroad?
Yes, if you are hospitalised due to COVID-19 while on a trip abroad, you can claim both in-patient and out-patient hospitalisation expenses.
If I cancel my trip due to COVID-19, will I be compensated for the loss incurred as a result of trip cancellation?
Yes, under single trip travel insurance, if you cancel the trip because you or your immediate family member contract COVID-19 and were hospitalised for its treatment for a minimum of 3 days, we will reimburse you for any losses incurred as a result of such cancellation.
I have both health and single trip travel insurance; will the COVID-19 claim will be applicable in both cases?
The health insurance policy pays for your COVID-19 related treatment if the hospitalisation is in India. However, if you are on a trip abroad and contract coronavirus disease, your travel insurance policy will pay for your hospitalisation.