A travel insurance policy is extremely important when going overseas but is seldom given its due. This is because people complain about the hassles of meeting with insurance agents for quotes at the eleventh hour, the long processing time as well as several other formalities required for policy issuance. However, the failure to purchase an appropriate travel insurance policy can cost you dearly in a foreign land should a medical or non-medical emergency arise. With the advent of the internet and the boom in online purchase, several insurance providers have made their insurance products available online.
Following are some of the benefits of purchasing travel insurance online in India:
Easy access to quotes: As the internet is a powerful tool to access information, its application in the field of travel insurance is limitless. For those operating on extremely busy schedules, the online facility holds the promise of convenience and ease. You can browse through quotes from several insurance providers or log in to several insurance comparison websites and check out the different quotes available across the board. To gain a better insight in the policy structure, you can also access a sample travel policy document. As the information is available online 24x7, you can shop around for quotes whilst at home or work and even when travelling through a computing device.
Easy purchase: Once you have carefully read all the coverage offered by several travel plans from a particular insurance provider, selecting a travel policy according to your needs becomes extremely easy. ICICI Lombard may offers several travel plans for single round trips, frequent international travellers, employees on business trips, senior citizens as well as students. Not only that, these policies can be purchased without undergoing any medical tests. You just need to fill out a few essential details and the online calculator will promptly generate the premium payable for the selected travel insurance cover.
Payment for travel insurance online in India can be made instantly using several options like Net Banking, using Debit or Credit card. As an added convenience, ICICI Lombard may offer the option of paying for your travel insurance in easy installments. The policy is then issued almost instantaneously and you get access to a digitally signed policy document which further adds to the convenience.
Hassle-free renewals or extension: With all transactions being conducted online, you can extend your single return trip with just a few clicks of the mouse and enjoy uninterrupted coverage. ICICI Lombard’s sample travel policy must be considered as this insurer has slab based rate for first seven days after which, payment is on a per day basis. This means that an extension on your trip not burn a hole in your pocket as you pay additionally only for the extra days spent overseas.
Disclaimer The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
IRDA Reg. No. 115
Toll Free No: 1800 2666
Job Code: EC012439MI Product Code: Misc. 129
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