While traveling abroad several factors need to be considered with respect to travel expenses, correct documentation, budget for miscellaneous expenses, etc. The inclusion of a travel insurance policy in your list is extremely important to tackle medical and similar emergencies. An international travel insurance policy will offer coverage for several unforeseen events like medical emergencies, loss of baggage or essential document to keep panic at bay.
For seasoned travelers, it is best to buy travel insurance policy like the Multi-Trip plan. This insurance cover may allows the insured to make several trips in a year for 30 or 45 days duration depends upon the plan opted. With its comprehensive structure, this policy offers coverage in case of medical or non-medical emergencies. This insurance policy is also easy to manage as it requires the payment of a single premium for the policy period of one year without any worries for renewal dates or policy expiration.
Coverage for medical emergencies:
Based on the policy selected, your international travel insurance policy offers coverage for medical expenses incurred in the treatment of an illness, accident as well as medical evacuation to India with the payment of a predetermined deductible by the insured. The cashless claim cover is among the standout features of this travel insurance policy. This insurance policy offers the insured access to its vast network of premium health care providers across the world in case of a medical emergency requiring hospitalisation. Based on your policy terms, the insurance company takes care of hospitalisation bills to relieve an insured of the stress to arrange for unexpected funds.
Non-medical coverage:
The loss of your checked-in baggage can create panic and stress. Your Multi-Trip travel insurance policy offers compensation in case of permanent loss of your checked-in baggage. Also, in times of delay, the insured is reimbursed for expenses incurred to a certain extent after the payment of a deductible as specified in your policy.
So, by paying a small deductible, you can get coverage on money spent while procuring a duplicate or temporary document. Your policy also takes care of loss of travel expenses in case of robbery which is sure to lend relief from the hassles of arranging for money and foreign exchange on a short notice.
Apart from the features listed above, your travel insurance policy offers a gamut of benefits which must be carefully considered when buying your insurance plan.
Job Code: EC012221ML
Product Code: Misc. 129
Disclaimer The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. The article contains general information on insurance. ICICI Lombard General Insurance Company Limited owes no liability nor holds any responsibility for any discrepancy in the information given above. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. IRDA Reg. No. 115 Toll Free: 1800 2666
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