Before going for an overseas trip, you ensure that all your documents and necessary paperwork are in place so as to prevent any hassles in a foreign country. However, many travellers are unaware of the benefits offered by a foreign travel insurance policy.
A travel insurance policy is designed to offer protection to the traveller going on an overseas trip to a foreign destination. Such an insurance policy offers coverage against a variety of unexpected situations that travellers are likely to experience on a trip abroad. The overseas travel insurance policy offered by ICICI Lombard may offers numerous benefits that come to your rescue when faced with an unexpected situation.
The most common problem faced by travellers flying to foreign destinations is delay of checked in baggage. More than baggage delay, total loss of checked in baggage is likely to cause panic in case you lose valuable items like medicines, clothing and toiletries. However, your foreign travel insurance policy covers you against such a loss and offers compensation for the market value of all the lost items.
At times, you may lose your travel expenses due to a variety of reasons and are likely to remain stranded till help is available. Your travel insurance policy may comes to your rescue during such times in the form of emergency cash advance under this travel allowance policy.
In a foreign land, your passport is the most important document as it is your proof of identity and nationality. Losing such an important piece of document may put you on the wrong side of the law and legal proceedings resulting from such a loss may cause panic. At such times, it is wise to promptly arrange for an equivalent document or issue a duplicate copy of the passport. All the expenses incurred during the procurement of an equivalent or duplicate passport copy are reimbursed by this travel insurance policy after the settlement of a deductable. Such a compensation offered by the insurance provider prevents loss of finances even during an unexpected situation.
Due to sudden change in food and climate conditions, many travellers are likely to fall ill. Common ailments are easy to treat while serious medical complications may require medical attention in the form of hospitalisation. Medical aid in most foreign countries is expensive and hospitalisation bills are likely to burn a hole in your pocket. Such financially stressful situations are taken care of by the medical cover offered by this travel insurance policy.
Apart from all these benefits,coverages offered by ICICI Lombard travel insurance plans are carefully structured to meet the needs of different types of overseas travellers. Thus, buying a travel insurance policy before travelling abroad will surely keep you better prepared for any emergency situation during the course of your stay.
Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.
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