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Ensure your employee’s safety on foreign lands with an overseas travel insurance policyBack
March 11, 2013
The industrial sector in India is heavily reliant on machinery to ensure a perfect balance of demand and supply. To understand the working and maintenance of imported machinery, certain staff members may be required to undertake special training programs abroad. To ensure that the trip for the employee is safe and stress-free, employers must consider purchasing a staff travel policy before sending them overseas.

An overseas travel insurance policy offers coverage for different medical and non-medical emergencies. Buying a travel insurance policy is essential so that your employees are not left stranded in a foreign country. This policy also offers monetary aid so that employees do not have to foot unexpected bills from their pocket.

When planning to buy overseas travel insurance, you must carefully consider the premium payment structure and the extent of coverage offered by different insurance providers. Moreover ICICI Lombard may offers a special corporate Overseas Travel insurance policy. The gold plan of this insurance policy may be easily purchased as no medical check-ups are required. With just a few clicks, an online certificate can be generated to further enhance the convenience offered by this insurance policy.

The premium for this staff travel policy plan is calculated on a per day basis and offers coverage for the entire duration of the stay abroad. This per day payment feature of this corporate travel insurance plan enables you to reduce the overall cost of travelling. You also need not worry even if the trip gets extended as you only pay for the number of days spent abroad.

Medical benefits included in this plan may offer compensation if the insured employee falls ill or suffer injury due to an accident. This feature also covers the employee if he suffers permanent disability due to an accident or dies due to an accident.

Damage caused by your employee to a third party is also covered in this plan under the coverage for personal liability. The insurance company may also offers compensation to the third party if damage caused by the employee results in injury, death or deformation of his property.

Loss of passport in a foreign land is likely to put your employee on the wrong side of the law of the land. With this overseas insurance plan you can easily obtain a duplicate copy or fresh passport and the insurance company compensates you for the expenses borne. Baggage loss and delay are also covered under this travel insurance to ensure a safe and stress-free overseas trip for your employee.

Thus, with such a travel plan in place, you need not worry about your employee running into any kind of medical or monetary stress when he is miles away on an official trip overseas.

 

Disclaimer-The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

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