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  • Best Time to Visit Japan

    by Tanmay Ahuja | Sep 19, 2024

    Japan extends from the subarctic to the subtropical latitudes. It has a beautiful climate and is known for its scenic beauty, artistic and architectural marvels, and rich cultural history. The country has something for every traveller, from Hokkaido's snowy mountains and volcanoes to Okinawa's tropical islands and coral reefs. Here, we will explore the best time to visit Japan.

    What is the Best Time to Visit Japan?

    When it comes to exploring Japan, the spring months from March to May and September to November are the best times to visit.

    • Spring (March to May):

    The best time to go to Japan is during the spring months. The temperature ranges from 10 degrees Celsius to 20 degrees Celsius, making it ideal for outdoor activities and participating in festivals. March signifies the shift from winter to spring and brings pleasant weather, especially in Tokyo and Kyoto. April is known for Hanami - flower viewing across the country.

    • Summer (June to August):

    Summer in Japan is hot and humid, particularly in July and August. The temperature rises to 30 degrees Celsius. During summer, you get to witness festivals like Gion Matsuri in Kyoto and fireworks display. However, in Hokkaido, the weather is cool, and fields are filled with beautiful flowers, making it a favorite travel destination.

    • Autumn (September to November):

    Autumn is also the best time to visit Japan. The temperatures hover around 10°C to 25°C. The weather is beautiful for travelling across the country. The view of fall foliage is stunning in the Kyoto, Nikko, and Japanese Alps. The leaves turn red, orange and yellow in October and November, making the view more spectacular.

    • Winter (December to February):

    Winters in Japan vary by region. The heavy rainfall in Hokkaido and the Japanese Alps makes them ideal destinations for those who love skiing and snowboarding. Central and southern Japan witness milder winters, with temperatures hovering around 5°C to 10°C.

    Importance of Travel Insurance When Travelling to Japan?

    If you are planning a visit Japan, make sure you invest in a good travel insurance. Below are some of the benefits that a right travel insurance policy offers:

    • Allows access to health care in times of medical emergency.
    • Offers coverage in case of trip cancellation.
    • Offers support in case of delayed luggage, flight cancellation, loss of luggage, etc.
    • Covers personal liability.
    • Provides quick evacuation assistance in case of an emergency.

    Conclusion

    The best time to visit Japan is in spring and autumn. The pleasant weather, vibrant seasonal attractions, and beautiful landscapes will make your journey memorable and enjoyable. Remember to avail a travel insurance plan to cover yourself against unwanted events while on a trip to this amazing land.

  • What Is a Kidney Function Test?

    by Tanmay Ahuja | Sep 19, 2024

    Kidneys play a crucial role in our body by filtering wastes and fluids and by secreting urine. Understanding your kidney function is essential for maintaining overall health. Kidney function tests are key in assessing renal performance. Physicians define kidney function test as a measure of the kidneys’ efficiency. To maintain good urinary health, it is necessary to understand the various types of tests available and the reasons why an individual may need the test. Read on to learn what happens before and after the various kidney function tests. By the end of this article, you will have a clear understanding of the kidney function tests’ meaning and their importance.

    What Are Kidney Function Tests?

    What is a kidney test? Kidney function tests are clinical investigations that determine the state of the kidneys in an individual. It is a method of diagnosing the condition of your kidneys without having to perform an internal examination.

    These tests can be carried out using either blood or urine samples. Various measurements are taken to indicate how well your kidneys are functioning. Lifestyle changes that impact your kidneys can affect their functions, such as filtering your blood and regulating your blood pressure. If you still have questions about what are the tests for kidney function and why you need them, it may be wise to consult your healthcare provider and initiate the process to determine if your kidneys are performing these tasks appropriately.

    Why Might I Need a Kidney Function Test?

    Here are some of the reasons your doctor may recommend that you undergo a kidney function test:

    • You have symptoms that may be associated with kidney issues, such as leg swelling or difficulty in passing urine
    • You have a condition that can harm your kidneys, such as diabetes or hypertension
    • You are on medications that can potentially harm your kidneys
    • You have a family history of kidney disease

    What Are the Types of Kidney Function Tests?

    Depending on the patient’s comfort, there are various options for a kidney function test. Let’s take a look at some of them:

    • Urine Tests: These tests examine your urine to check for any indications of the state of your kidneys. The most common of the two is known as a urinalysis.
    • Blood Tests: These tests check the levels of waste products in your blood that the kidneys should remove from the bloodstream. Blood tests are also of various types:
      • Creatinine test
      • Blood urea nitrogen test
      • Glomerular Filtration Rate (GFR) test
    • Imaging Tests: In some cases, a doctor may use an ultrasound/CT scan to note the size and shape of your kidneys.
    • Biopsy: This is only done if other tests indicate a major issue. It involves examining a small tissue sample from the kidney under a microscope.

    What Happens During a Kidney Urine Test?

    A kidney urine test, also known as urinalysis, is one of the easiest tests that can be performed on the kidneys. Here’s what you can expect:

    1. You will be provided with a clean receptacle to urinate into, typically a small plastic cup.
    2. You will be asked to provide a "clean catch" sample. For this purpose, you may be provided with sterile wipes to clean yourself. You should also wash your hands before beginning the process.
    3. After cleaning the area, urinate into the cup so that it is at least half full. For the ‘clean catch’ method, you will be directed by your physician to place the cup to catch the urine stream.
    4. You may do this at the doctor’s office or home. If you are at home, then you must deliver the sample to the laboratory as soon as possible.

    The lab will then check your urine for various criteria, such as:

    • Protein
    • Blood
    • Sugar
    • Signs of infection

    What Happens During a Kidney Blood Test?

    What tests are for kidneys when it comes to blood testing? There are a few, but they require a similar procedure from the patient. Here's what to expect:

    • A nurse or technician will use an antiseptic wipe to clean a portion of your arm.
    • They will place a band around your upper arm to make the veins easy to locate.
    • With a small needle, they will puncture a vein in your arm and draw some blood.
    • The entire process usually takes no more than five minutes.

    The blood sample is then sent for laboratory analysis, where technicians will evaluate creatinine and urea levels. These are waste products that healthy kidneys should remove from the blood.

    What Can I Expect After a Kidney Test?

    When you are finished with a kidney test, your doctor will clarify the findings for you. They will discuss the meaning of the numbers and whether any further tests or treatments are needed. If your test results are normal, this means that your kidneys are functioning properly.

    If there are any exceptions, your doctor will explain the next course of action. This might involve changes in lifestyle, drug prescriptions, or additional tests. Understanding what are the tests for kidneys and what to expect can help you feel more comfortable and prepared.

    Results and Follow-Up

    Getting your test results may be a little stressful, but it is also a crucial part of taking care of yourself. If your results indicate any problems, don’t worry. Most kidney issues can be treated with the right medical intervention and lifestyle changes.

    Your healthcare provider will guide you through all the steps and describe them in detail. The best way to identify such issues is through periodic checkups, kidney function tests, and ensuring that your kidneys remain healthy. If you have a history of urinary disease and require frequent kidney function tests, it may be wise to consult the details of your health insurance plan to deal with the associated costs. This is essential to access affordable and high-quality healthcare.

  • Allopathy vs Homoeopathy: Key Differences Explained

    by Tanmay Ahuja | Sep 18, 2024

    Updated on 18 Nov 2025

    Healthcare systems across the world follow different treatment approaches. Among them, allopathy and homoeopathy are two well-known branches of medicine that often generate debate. Understanding their distinctions can help you make informed decisions regarding your healthcare. Whichever is your choice,  health insurance policies offered by many insurers cover allopathy and homoeopathy treatments, ensuring financial security when medical expenses arise.

     This blog explores the key differences between allopathy and homoeopathy.

    What is allopathy?

    Allopathy refers to conventional or modern medicine. It is widely practised by certified medical professionals across the globe. Allopathic treatment is based on scientific research, laboratory testing and clinical trials. It typically involves:

    • Use of pharmaceutical drugs: Prescribed to address symptoms or underlying causes.
    • Surgical interventions: Recommended in cases where medication alone is insufficient.
    • Evidence-based treatment: Allopathy relies on measurable results and peer-reviewed studies.

    Allopathy generally works on the principle of using drugs or interventions that counteract or suppress the symptoms of a disease.

    What is homoeopathy?

    Homoeopathy is an alternative system of medicine developed in the late 18th century. It follows the principle of “like cures like”, meaning a substance that causes certain symptoms in a healthy person may help cure similar symptoms in a sick person when administered in very diluted doses. Homoeopathy generally focuses on:

    • Individualised treatment: Remedies are prescribed based on the patient’s overall physical and emotional state.
    • Natural sources: Medicines are prepared from plants, minerals, and animal-based substances.
    • Dilution and potency: Remedies are repeatedly diluted and shaken, a process believed to enhance their healing potential.

    Homoeopathy views illness as an imbalance in the body’s vital force and aims to stimulate the body’s natural healing response.

     

    Key differences between allopathy and homoeopathy

    While both systems aim to treat illnesses, their approaches differ greatly. Key distinctions include the following:

    Comparison table: Allopathy vs Homoeopathy   

    Aspect

    Allopathy

    Homoeopathy

    Basis of treatment

    Science and evidence-based, symptom-focused

    Holistic, individualised

    Medicines

    Pharmaceutical drugs, surgeries

    Diluted natural substances

    Relief

    Often quick

    May take longer

    Side effects

    Possible, depending on treatment

    Usually considered minimal

    Global acceptance

    Widely accepted worldwide

    Practised but less widespread

               

    When to choose allopathy or homoeopathy?

    Deciding between allopathy and homoeopathy often depends on the nature of the illness, personal preferences and access to healthcare. Acute conditions, accidents or emergencies are generally treated under allopathy due to the need for rapid response. Homoeopathy, on the other hand, is sometimes chosen for chronic issues or wellness management.

    It is also important to remember that medical treatments can be expensive. Having an individual health insurance plan helps manage hospital bills, doctor consultations and treatment charges. Insurance provides a financial safety net, ensuring that you can focus on your recovery instead of worrying about expenses.

    Conclusion

    Allopathy and homoeopathy are distinct systems of medicine, each with its own philosophy and treatment methods. Choosing between them depends on the type of illness, urgency of treatment and personal comfort level.

    While you focus on maintaining your health and well-being, let us support you in times of medical need. Get tailored health insurance advice and solutions by filling out the form on this page.

     

    FAQ

    • Is homoeopathy recognised as a medical system in India?

    Yes, homoeopathy is recognised and regulated in India by the Ministry of AYUSH.

    • Can I use both allopathy and homoeopathy together?

    Some people use both under guidance, but you should always consult a qualified doctor before combining treatments.

    • Does health insurance cover both allopathic and homoeopathic treatments?

    Insurance coverage depends on the insurer and the type of policy you choose. Some plans may include alternative treatments, but you should always check the policy wording.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Detect Brain Tumor Cancer?

    by Tanmay Ahuja | Sep 16, 2024

    Brain tumors are conditions where brain tissues or any tissues nearby the brain are uncontrollably growing, such as the pituitary and pineal glands, nerves, or membranes covering the brain. The brain tumor itself is of multiple subtypes designated depending upon the cell type of brain affected. In this article, we discuss "how is brain tumor detected".

    Diagnosis of brain tumor

    Depending upon the symptoms, a brain specialist would perform diagnostic tests that usually include the following:

    • MRI (Magnetic Resonance Imaging) - This is often the most common imaging technique done for patients having symptoms of brain tumor.
    • CT Scan (Computed Tomography Scan) - This technique is often recommended to those patients who cannot undergo an MRI scanning procedure due to some medical issues.
    • EEG (Electroencephalography) - This is particularly done to record brain activities in some brain tumor patients with seizures. Here, small sensors are fixed over the scalp, and the electrical signals produced by the brain are recorded.
    • WADA (intracarotid sodium amobarbital procedure (ISAP)) testing - It helps the doctor to make surgical plans in Long term Epilepsy Associated brain Tumors (LEAT) patients. This test has two parts: angiography and Memory, speech, & muscle test.
    • Brain biopsy - A small part of the tissue is removed from the brain tumor and is particularly done to identify the type and nature of the tumor.
    • Lumbar puncture - This is done to obtain cerebrospinal fluid (CSF) from the spine to detect the presence of cancer cells. This is often done to identify the cancerous stage of the tumor.

    Conclusion

    Brain tumors are detected through various diagnostic tests, including MRI, CT scans, EEG, WADA testing, biopsies, and lumbar punctures, each targeting specific symptoms and tumor characteristics. Most diagnostic techniques for identifying brain tumors are not cheap, so having good health insurance always helps to reduce the financial burden.

  • How to Detect Eye Cancer?

    by Tanmay Ahuja | Sep 16, 2024

    Eye or ocular cancer occurs when abnormal cells grow in and around the eyes. This is not a typical cancer form; hence, it is crucial to understand its nature. When it comes to the detection of eye cancer, doctors use various modes for diagnosis.

    So, how do we go about understanding eye cancer detection? Keep reading to get a detailed knowledge of how is eye cancer detected and in what way health insurance can assist you. 

    Diagnosis of Eye Cancer

    Detecting eye cancer or conducting diagnostic tests for retinoblastoma diagnosis requires a thorough investigation.

    Eye check-ups can assist in spotting any alterations or abnormalities that have a chance of causing cancer. An alternate method is imaging tests, like MRI or CT scans and optical coherence tomography, which give a prominent, detailed eye view. In similar veins, your doctor can opt for a biopsy and extract a small portion of eye tissue for further examination.

    Let's look at some of these options in detail -

    • Eye Exam: This is a comprehensive examination of the eyes employed for the detection of any abnormalities. Ophthalmologists carefully examine the eye structures, covering the retina. This is to identify any signs of cancerous growth.
    • Eye Ultrasound: This procedure provides detailed images of the internal structures of the eyes. This imaging technique assists in diagnosing eye cancer by capturing the size of the tumour. Further, it also detects the tumour location and characteristics.
    • Imaging of the Blood Vessels (Angiogram): An angiogram, or angiography, involves injecting a contrast dye into your bloodstream. This process assists in capturing images of the blood vessels surrounding the retina and the tumour so that the concerned doctors can better apprehend its growth extent and plan the right treatment.
    • Eye Biopsy: In most cases, a biopsy confirms the presence of cancerous cells. During the ongoing process, a small tissue sample gets collected from the eye for a microscopic examination.
    • Optical coherence tomography: This eye imaging test employs light waves and creates detailed cross-sectional images of the retina and its surrounding areas. It also helps in the identification of any abnormalities or alterations in the structure of the eyes.

    Check with your insurer to see if your policy covers eye cancer screenings and their associated treatments. This is to ensure detailed healthcare coverage. 

    Conclusion

    Having a good health insurance plan can always provide us with peace of mind related to varied medical concerns, such as eye cancer. Your healthcare policy can give you access to vital tests, consultations with specialists, and treatments without worrying about the financial burden. Prioritising your health and securing the right health insurance coverage acts as a safeguard against the unexpected.

  • Prevention of Heart Palpitations

    by Tanmay Ahuja | Sep 12, 2024

    Hеart palpitations, irrеgular or rapid hеartbеats, can bе unsеttling and concеrning. Howеvеr, proactivе mеasurеs can significantly rеducе thеir occurrеncе and promotе cardiovascular hеalth. This blog will еxplorе еffеctivе stratеgiеs and lifеstylе adjustmеnts to prеvеnt hеart palpitations, еmpowеring individuals to prioritisе hеart hеalth and еnjoy a stеady and rhythmical hеartbеat.

    What arе thе Prеvеntion of Hеart Palpitations?

    Curious about how can I prеvеnt palpitations? Undеrstanding prеvеntivе mеasurеs is crucial for managing hеart hеalth. Lеt's еxplorе еffеctivе stratеgiеs to kееp your hеartbеat stеady and rhythmical.

    • Rеlaxation Tеchniquеs:

      Intеgratе mеditation, yoga or dееp brеathing еxеrcisеs into your daily rеgimеn to allеviatе strеss and inducе rеlaxation, thеrеby prеvеnting palpitations.
    • Avoid Stimulants:

      Stееr clеar of substancеs likе caffеinе, nicotinе and cеrtain mеdicinеs or еnеrgy drinks, as thеy can triggеr rapid or irrеgular hеartbеats.
    • Stay Away from Illеgal Drugs:

      Rеfrain from using illicit substancеs, as thеy can significantly disrupt normal hеart rhythms and incrеasе thе likеlihood of еxpеriеncing palpitations.
    • Maintain a Hеalthy Lifеstylе:

      Focus on rеgular еxеrcisе, a balancеd diеt and amplе slееp to bolstеr hеart hеalth and lowеr thе likеlihood of palpitations.
    • Stay Hydratеd:

      Maintain sufficiеnt hydration by consuming amplе watеr daily, as dеhydration may worsеn palpitations for cеrtain individuals.
    • Monitor Your Alcohol Intakе:

      Limit alcohol consumption, as еxcеssivе drinking can also contributе to hеart palpitations.

    Conclusion

    Undеrstanding how to avoid hеart palpitations is crucial for cardiovascular hеalth. Through rеlaxation tеchniquеs and lifеstylе adjustmеnts, individuals can mitigatе risks. Remember rеgular hеalth chеck-ups and comprehensive health insurance covеragе fostеr ovеrall wеll-bеing.

  • Treatment of Heart Palpitations

    by Tanmay Ahuja | Sep 12, 2024

    Heart palpitations make it seem like your heart is skipping beats, racing, or pounding, and you might sense this in your chest, throat, or neck. They can happen at any time, even when you're resting. Usually, palpitations are not serious, but seeing a doctor is a good idea if they are connected to a weird heart rhythm.

    What are the Treatments for Heart Palpitations?

    The right cure for heart palpitations depends on the cause. To begin with, you may not need any treatment. However, if you have heart disease or an irregular heart rhythm, your provider may suggest medication, a procedure, surgery, or a device to address the problem. For a successful and quick recovery, ensure you attend all follow-up appointments.

    If feeling nervous or stressed makes your heart beat fast, you can try calming activities such as yoga, meditation, or exercises that help you breathe. And, if coffee or other drinks with caffeine make your heart race, it might be a good idea to drink less of such stuff.

    Heart palpitations from smoking, alcohol, caffeine, spicy or rich food, or intense workouts often go away on their own. If you have heart disease or an irregular heart rhythm, you may need professional treatment for heart palpitations.

    Conclusion

    Heart palpitations, like your heart is racing or pounding, are usually harmless. If accompanied by dizziness or fainting, it may signal a serious issue. Begin consultations with your healthcare provider as early as possible. You can also check whether your existing health insurance policy covers necessary medical expenses for your condition.

  • Types of Social Anxiety Disorder

    by Tanmay Ahuja | Sep 12, 2024

    Understanding social anxiety disorder (SAD) involves recognising its different types and how they impact people's daily lives. From mild to moderate SAD, each type presents unique challenges in social settings and personal relationships. Exploring the nuances of these types can help one get tailored treatment approaches and discover coping mechanisms. We will explore the various types of social anxiety disorder to offer informed support for those navigating the complexities of this disorder.

    What are the Types of Social Anxiety Disorder

    Ranging from mild, moderate or extreme form, social anxiety disorder can be experienced in one situation or different forms of social interaction, leading to varying levels of this illness.

    • Mild Social Anxiety

    A person faces mild social anxiety when they experience social and psychological symptoms. Yet, they will still participate in social situations. Commonly, the person experiences the symptoms in social situations in which they can manage to an extent.

    • Moderate social anxiety

    A person suffering from moderate social anxiety often attends or participates in some social gatherings or interactions like gatherings or family events. However, they avoid other situations like public speaking or addressing the masses.

    • Extreme social anxiety

    In this condition, the person suffers from intense symptoms such as panic attacks in social situations, so they usually avoid these situations at all costs. Such people showcase symptoms in most social situations that deter them from developing social skills.

     

    The broader classification of social anxiety disorder

     

    People who have had a stressful social life in the early years, such as being bullied, familial abuse, public embarrassment, or going blank during a public performance, experience a social anxiety disorder.

    Social anxiety disorder is sometimes categorised into two:

    • Generalised social anxiety disorder:

      Here, the individual fears most social situations and, thus, faces them. For instance, a person may fear conditions and outcomes such as "How am I looking?" or "Am I competent?" I may sound boring or stupid", or "I look anxious", or "I'll blush".
    • Non-generalised social anxiety disorder:

      Here, the individual fears a more limited range of situations where they have to perform tasks such as public speaking.

    The generalised social anxiety disorder also comes with more significant impairment and often leads to other mental disorder conditions.

    Conclusion

    Early recognition of the symptoms of social anxiety disorders in patients of different age groups and genders can help with proper treatment under the supervision of an expert healthcare provider. You can control the financial expenditure involved in the treatment by opting for a health insurance plan that could cover the treatment cost.

  • World Arthritis Day: How Health Insurance Can Come In Handy For Senior Citizens

    by Tanmay Ahuja | Sep 11, 2024

    Every year, October 12 marks World Arthritis Day. Arthritis is an ailment that many people, particularly those in the age bracket of 60 and above, deal with. The ache and stiffness in the joints can make everyday tasks like walking or holding a cup challenging. The number of people being diagnosed with this painful ailment is rising manifold. According to statistics presented in ‘Number of cases of arthritis in senior citizens across India from 2011 to 2050', until 2020 40.8 million senior citizens were affected by this condition. And the report forecasted this number to increase to 96.7 million by 2050.

    This World Arthritis Day, let's pause a bit and see how we can support our elderly loved ones deal with this group of conditions. And how choosing the right health insurance policy can help them avail timely diagnosis and medical attention.

    Understanding Arthritis in Seniors

    Arthritis is a group of conditions categorised by stiffness and inflammation in the joints. Pain in the joints reduces one's mobility and affects his/her quality of life. The most common types in older adults are osteoarthritis and rheumatoid arthritis. Osteoarthritis happens when the protective cartilage between the joints wears down or undergoes changes in structure, making movement painful. Rheumatoid arthritis is diagnosed when the body's immune system attacks the joints, resulting in swelling and pain.

    Although there is no cure for this ailment, with the right care, senior citizens can manage the symptoms of this chronic condition. Individuals diagnosed with arthritis require ongoing medical care, and this is where a comprehensive healthcare policy can come in handy in availing quality healthcare.

    Choosing the right health insurance policy for Arthritis care

    When it comes to arthritis, having adequate health insurance is vital. Here are some factors to consider when selecting a healthcare plan for arthritis care:

    1. Doctor Visits: Senior citizens coping with arthritis need regular check-ups with specialists. See to it that the insurance plan covers these visits.
    2. Medications: Managing arthritis often requires ongoing medication. Your chosen health insurance plan must cover the medication expenses.
    3. Physical Therapy: This can help keep the joints moving and reduce pain. A good health insurance plan should cover these sessions.
    4. Surgery: Sometimes, surgeries, like joint replacement, are necessary. So, your health insurance plan should cover such procedures.
    5. Help at Home: As arthritis progresses, some senior citizens might need domiciliary care. Check if the insurance plan covers domiciliary treatment.
    6. No Upfront Payments: Choose a plan that offers cashless hospitalisation, so if senior citizens need to go to the hospital, they don't have to worry about cash for treatment.
    7. Wellness Programs: Some offer wellness programs to help with exercise and diet, which can help manage arthritis.

    A comprehensive healthcare plan will help cover expenses related to doctor consultations, medicines, physical and occupational therapy, and surgical interventions. Although arthritis is not considered a critical illness, a critical illness insurance plan may cover certain arthritis-related conditions, such as cardiomyopathy. Hence, investing in both, a standard health insurance policy and a critical illness insurance policy, will offer complete peace of mind.

    Conclusion

    Arthritis can be a life-altering condition, but having adequate health insurance can make things easier. On World Arthritis Day, why not check if your loved ones have the necessary insurance coverage? With adequate and reliable insurance coverage, they can get regular check-ups, the medicines they need, and treatment. Let's underline this year's theme - It's in Your Hands, Take Action.

  • World Elderly Day: Supporting Our Seniors As They Age

    by Tanmay Ahuja | Sep 11, 2024

    Celebrated on October 1 every year, World Elderly Day is dedicated to honouring and appreciating senior citizens. It's a day to recognise their contribution to society and consider how we can better support them as they grow older. As our loved ones age, it's important to ensure they get the right care and support they need. World Elderly Day also serves as a reminder for our elders to focus on their well-being.

    Understanding World Elderly Day: A global tribute to senior citizens

    The United Nations commemorates World Elderly Day to raise awareness of the issues senior citizens face and celebrate their significant contribution to our society. The day highlights the importance of providing respect, care, and dignity they deserve. Many face declining health, social isolation, and economic hardship as they age. Addressing these concerns can build a society where the elderly are respected and enjoy security and comfort in their golden years.

    To help the elderly, especially those living alone, taking good care of their nutrition is essential. Providing regular groceries or hiring a cook can significantly lessen their burden of daily chores and help them focus on taking care of themselves. In addition, making sure they take their medications on time is crucial for maintaining their health and preventing further medical issues. These small but necessary steps can make a significant difference in the lives of senior citizens.

    How to choose the right health insurance plan for senior citizens

    As our loved ones age, their health issues become more complex, and they need frequent medical attention. Selecting the appropriate senior citizens' health insurance plan ensures they get the necessary medical care without paying a heavy premium. Here are some key factors to consider when choosing a health insurance policy for the elderly:

    1. Coverage for pre-existing conditions: Many older individuals have pre-existing health conditions that may require treatment and medication regularly. Choosing a health insurance plan that covers these conditions without long waiting periods is essential. Some policies may exclude certain pre-existing conditions or charge higher premiums, so check the document carefully before making a decision.
    2. Comprehensive hospitalisation benefits: Senior citizens may need hospitalisation due to age-related health issues. A good health insurance plan should cover hospitalisation costs, including room rent, ICU costs, surgeries, and other associated expenses. In addition, some plans reimburse daycare treatments that do not require overnight hospitalisation but still incur high medical costs.
    1. Cashless treatment: Cashless treatment facility is an important feature to look for in health insurance plans for the elderly. With this facility, policyholders can receive treatment at network hospitals without having to pay upfront. The insurer settles the bill directly with the healthcare establishment, reducing the financial burden on the elderly and their families.
    1. Adequate sum insured: Healthcare costs increase with age, so choosing a policy with a higher sum insured is important for adequate coverage.
    1. Preventive health screening: Regular health check-ups are essential for early detection and prevention of diseases in the elderly. Many senior citizen health insurance plans offer coverage for preventative health check-ups, ensuring that older people can seek timely diagnosis and treatment without worrying about the associated costs.
    1. Coverage for domiciliary treatment: As mobility decreases with age, it may not be possible to shift senior citizens to a hospital. Also, doctors may allow senior citizens to undergo treatment at home if they need regular care. Consider a health insurance policy that includes domiciliary treatment, allowing your loved ones to receive care in the comfort of their own home.

    Conclusion

    Celebrating World Elderly Day is a way to recognise the wisdom, experience, and love that the elderly bring to our lives. It also serves as a reminder to cherish and support them. By selecting the right health insurance plan, we can ensure our loved ones receive the best possible care. A variety of senior citizens' health insurance is available in the market, so ensure that you scour through the options and select the best that suits your elders' needs and your pockets.

  • Is Massage Therapy Covered by Health Insurance?

    by Tanmay Ahuja | Sep 10, 2024

    With regard to keeping up with our well-being, we frequently consider traditional medicines and treatments. However, there is a developing interest in elective therapies like massage therapy for overseeing different medical problems. One inquiry that regularly emerges is whether healthcare coverage includes massage therapy. In this blog, we'll explore the answer to the question: does health insurance cover massage therapy?

    Is Massage Therapy covered by Health Insurance?

    Here are some vital points to consider regarding whether health insurance covers massage therapy.

    • Medical Necessity:

      Health insurance might provide coverage for the expenditures incurred for massages considered medically significant. In such cases, a healthcare provider should recommend the therapy as a component of a treatment plan.
    • Policy Terms:

      Even when health insurance covers massage therapy, there may be limitations or maximum amounts payable during a policy term. These limits can vary significantly from one insurance plan to another.
    • Types of Massage:

      The type of massage and its purpose can also affect coverage. Generally, insurance is more likely to cover therapeutic or medically oriented massages rather than those for relaxation or stress relief.
    • Out-of-Network Providers:

      Insurance plans frequently maintain networks of preferred healthcare providers. If you choose a massage specialist outside your insurance provider's network, your coverage may get restricted, and you may need to cover more costs out of pocket.

    Conclusion

    Whether your health insurance will pay for massage therapy mainly depends on the details of your policy and whether it’s medically required. It's essential to consult with both your healthcare provider and your insurance provider to see whether you meet all requirements for receiving coverage for such alternative modes of treatment.

  • Enhance Your Mental Wellbeing this World Mental Health Day

    by Tanmay Ahuja | Sep 09, 2024

    World Mental Health Day, celebrated on October 10, is an opportunity to raise awareness about the significance of mental health and take active steps to improve your mental wellbeing. Mental health is equally important as physical health and taking care of it should be a priority for everyone.

    The Importance of Mental Health Support on World Mental Health Day

    World Mental Health Day highlights the need for access to mental health support. Mental health issues can affect anyone, and getting help is a sign of strength, not weakness. Unfortunately, the cost of mental health treatment can be a barrier for many people, which is why it's important to understand your mental health insurance options. Making sure your health insurance policy includes adequate coverage for mental health issues can give you the help you need without added financial stress. This day is a reminder to check your coverage and seek timely medical attention for mental health issues without feeling stigmatised.

    Tips for Improving Your Mental Wellbeing

    • Practice mindfulness: Engage in mindfulness activities like meditation or deep breathing to

    manage stress.

    • Stay active: Regular exercise increases endorphins, improving both mood and overall mental health.
    • Connect: Maintain relationships and seek support from friends, family, or support groups to combat feelings of isolation.
    • Limit Screen Time: Spending too much time on social media can negatively impact your mental health. Relax and pursue a hobby that you are passionate about.
    • Seek professional help: If you feel overwhelmed, do not hesitate to get in touch with a mental health professional.

    Understanding Mental Health Coverage in Your Insurance Plan

    One of the primary objectives of the National Health Policy is to make mental health services accessible to everyone, irrespective of social status. The IRDAI (i.e., the Insurance Regulatory and Development Authority of India) has made it mandatory for all insurance providers in India to cover mental health issues since October 31, 2022. The coverage for mental illnesses includes inpatient hospitalisation, emergency care, medicines/prescription drugs, partial hospitalisation, and outpatient services. However, one must know about the limitations and exclusions of coverage.

    Mental illnesses that are a result of drug or alcohol abuse are usually not covered. Some policies do not offer coverage for pre-existing mental health issues or may offer limited coverage. Some insurers may require a certificate from their panels of mental health professionals to assess an individual’s condition. Some healthcare plans will only offer coverage if the policyholder requires hospitalisation for a minimum duration of 24 hours. Also, some policies may not cover OPD care, diagnostic tests, doctor consultations, and psychiatric counselling or therapy sessions or may cover only a limited number of these sessions.

    Mental health treatment can be expensive, and coupling it with insurance keeps individuals from facing financial barriers to getting the care they need. This not only supports the wellbeing of the insured but also reduces the overall societal burden of untreated mental health issues. When considering your health insurance policy, look for comprehensive mental health insurance that includes treatment, medications, and other necessary services. Determine whether your policy covers both inpatient and outpatient care and if there is a limit on the number of therapy sessions offered. Some plans may require the referral of a primary care physician, so it’s essential to know the process.

    Conclusion

    This World Mental Health Day, take proactive steps to improve your mental wellbeing. By understanding the scope of coverage of your healthcare policy for mental health issues and making small but significant adjustments to your daily routine, you can prioritise your mental wellbeing and lead a healthier, happier life.

  • Treatment of Mycoplasma Genitalium

    by Tanmay Ahuja | Sep 03, 2024

    Mycoplasma genitalium (or M genitalium) is a sexually transmitted disease caused by bacteria. Studies revealed that a majority of people, particularly men who are infected with it, do not experience any symptoms. This makes the treatment of mycoplasma genitalium by healthcare professionals very important.

    What is The Treatment of Mycoplasma Genitalium?

    The suggested approach for M genitalium treatment involves a two-step sequential therapy:

    • Suppose a test shows that the Mycoplasma genitalium infection is sensitive to macrolides (a type of antibiotic). In that case, the recommended treatment is to take doxycycline for seven days, followed by an initial dose of azithromycin, followed by 500 mg once daily for an additional three days.
    • However, if the infection is resistant to macrolides, the suggested treatment involves taking doxycycline for seven days and moxifloxacin for seven days.

    When resistance testing remains unavailable, and a nucleic acid amplification test (NAAT) detects the infection, the recommended treatment is to use administer doxycycline (orally, 100 mg twice daily) for one week. Subsequently, continue this process again with moxifloxacin(400 mg orally once daily) over another seven-day period.

    To put it simply, the treatment plan hinges on whether or not the infection exhibits sensitivity or resistance to specific antibiotics. In instances where testing is unavailable, the recommendation of a particular antibiotic sequence relies upon the detection method employed.

    Conclusion

    The treatment for this infection can seem complex, but a healthcare professional will help you understand this process better. We also suggest purchasing health insurance to ease the financial burden of treatment costs.

  • Types of Mental Health Disorders

    by Tanmay Ahuja | Aug 30, 2024

    Mental illness suggests various conditions that impact how an individual thinks, feels, and behaves. If the conditions become severe, an individual may not be able to function normally in daily life. Factors such as genetic, biological, environmental, and psychological may combine to trigger mental illnesses. They do not go away on their own and need medication, therapy, or a combination of both. Qualified professionals are out there to help people with mental issues, which are not something to be embarrassed about but genuine problems not taken on voluntarily.

    Let's check out the types of mental health disorders that are most common.

    Are There Different Types of Mental Health Disorders?

    Yes, there are over 200 different types of mental disorders. Some of them include:

    • Anger issues

    Anger is not categorised as a mental disorder per se. However, a high level of unresolved anger can affect lives and relationships, eventually affecting the quality of life. Anger is often linked to inflammation, which leads to chronic diseases and various mental health conditions. Therefore, its management in a healthy way is necessary. A combination of some medications and psychotherapy, including talk therapy, can help manage anger issues constructively.

    Involvement in distracting activities, such as dancing, walking, journaling, listening to music, cycling, or swimming, can vent energy in a positive direction and prevent anger from escalating.

    • Anxiety and panic attacks

    Patients with this type of mental disorder exhibit conditions that include nervousness, panic, and fear, along with sweating and rapid heartbeat. Depression, social phobias, specific phobias, and panic disorders are also related to anxiety disorders. Anxiety and panic attacks are often treated through medication and cognitive behavioural therapy personalised for the patient.

    • Bipolar disorder

    In this chronic mood disorder type, a patient feels intense shifts in mood, energy levels, and behaviour along with depressive episodes. This condition can be managed through medication, changes in lifestyle, top therapy, and other treatments.

    • Body dysmorphic disorder

    This mental illness deters the patient from seeing and feeling positive about their own body and appearance, leading to negative thoughts and emotions about their looks. This mental outlook undermines their physical and psychological well-being. Psychotherapy and medication can help treat conditions such as BDD, enabling a person to manage their thoughts and behaviour.

    • Depression

    A person suffering from depression has consistent feelings of sadness, which changes their thought process, eating, sleeping, and acting habits, complicating their day-to-day life. Therapies to treat depression include CBT, brains, stimulating therapy, medications, and changes in lifestyle.

    • Disassociation and disassociative disorders

    Disassociative disorders include three categories, namely disassociative identity disorder, disassociative amnesia, and derealisation/personalisation disorder, which often develop after a patient undergoes trauma. The conditions are treatable through psychotherapy, including cognitive behavioural therapy or dialectical behaviour therapy.

    • Eating issues

    Eating disorders are common among people of all genders, ages, races, body types, and sizes. The symptoms vary from person to person. This disorder is treatable through psychotherapy that includes talk therapy, medication, and nutrition counselling.

    Conclusion

    It is important to get mental health disorders diagnosed through healthcare providers who are proficient in treatment. Through tests, they can determine the condition and the extent of mental health disorder. Preventing behavioural disorders is unavoidable, but with health insurance coverage, treatment is manageable and helps the patient lead a wholesome and fulfilling life.

  • What are Mental Health Disorders?

    by Tanmay Ahuja | Aug 30, 2024

    Mental health disorder is a clinical condition marked by a disturbance in the behaviour of a person, which affects their psychological, social, and emotional well-being. Such a condition stems from distress or impairment in functioning, which sometimes leads to self-harm.

    According to a study conducted in 2019, one in eight people, or 970 million people globally, are afflicted with mental disorders. Anxiety and depressive disorders are the most common among the 200-odd known types of mental disorders.

    What is the Meaning of Mental Health Disorders?

    Adversities in life, including poverty, physical violence, disability, and inequality, often lead to disturbances in a person's ability to perceive, think, and act.

    So, what is mental health disorder commonly referred to as?

    Over-exposure to trauma and disturbance starts affecting a person's cognitive, emotional, and behavioural health, leading to mental health disorder.

    A person from any gender, background or ethnicity can get afflicted with behavioural health disorder.

    Examples of mental illness include:

    • Anxiety disorders
    • Eating disorders
    • Anger issues
    • Depression
    • Addictive behaviours
    • Schizophrenia
    • Personality disorders
    • Attention deficit hyperactivity disorder (ADHD) 

    Mental disorders can have various origins, including

    • Abnormal genes
    • Chemical imbalances in mind
    • Excessive use of alcohol or recreational drugs
    • Improper nutrition
    • Lack of support from family and friends
    • Hereditary or traumatic birth conditions
    • Neurological disorders
    • Sleeping disorders
    • Extreme stress
    • Traumatic brain injury
    • Abusive history

    Is mental disorder treatable?

    People with mental disorders require professional and social support from society and family. Effective prevention and medical treatment options do exist in the clinical world, which can treat most mental disorder conditions. However, many people don't have access to effective care, which means many conditions are left untreated, and affected individuals start experiencing stigma and discrimination.

    A healthcare services provider specialises in treating mental disorder conditions and provides accurate diagnoses. They review the symptoms to evaluate the mental health of the patient. They also conduct tests such as bloodwork or imaging exams to check out the reason behind a patient’s mental issues.

    Treatment can include:

    • Medication anti-depressants and antipsychotics
    • Psychotherapy, which may consist of cognitive behavioural therapy
    • Alternative therapies such as herbal remedies, exercising, massage, yoga, or meditation in case of depression
    • Brain stimulation therapies such as Transcranial Magnetic Stimulation (TMS)

    Conclusion

    Mental disorder conditions are not preventable. However, early detection of symptoms helps in managing the illness with the proper treatment. You will need a financial backup plan in the form of healthcare insurance coverage if any near or dear one is struggling against mental health disorders. So, be proactive, and get a health insurance plan as a safety net from unforeseen circumstances.

  • Causes of Wolff-Parkinson-White Syndrome

    by Tanmay Ahuja | Aug 30, 2024

    Wolff-Parkinson-White Syndrome sheds light on the mysterious part of our hearts. If you are curious to know more, dive into this exploration of Wolff-Parkinson-White Syndrome causes along with us. Let's unravel its complexities right away without wasting time.

    What are the Causes of Wolff-Parkinson-White Syndrome?

    Wolff-Parkinson-White (WPW) syndrome is one of those heart quirks that you could be born with. It is a congenital curveball that nature throws your way. WPW syndrome is a story of an extra pathway in the heart, an unsolicited shortcut that disrupts the usual rhythm of our heartbeats. While the exact origins of this congenital anomaly remain a bit of a puzzle, it is often seen keeping company with other heart defects, such as the Ebstein anomaly. This hints at a complex web of causes beneath the surface.

    This condition can surprisingly be passed down through generations as a family heritage. It can showcase the power of genetics in shaping our hearts. When WPW syndrome is part of the family tree, it might bring along hypertrophic cardiomyopathy, a condition characterised by a beefed-up heart muscle. This adds another layer to the heart's electrical labyrinth.

    It is good to have a quick peek at the heart's usual electrical dance to get to grips with WPW syndrome. Picture the heart as a four-roomed house with the upper chambers (atria) that set the pace and the lower chambers (ventricles) that follow the beat. The heart's rhythm is orchestrated by the sinus node and the atrioventricular (AV) node acts as the tempo regulator. But there is a rogue pathway that cuts through this orchestrated process when you have WPW. This causes the heart to skip the AV node's beat check, which leads to a heart that races ahead with the eagerness of a sprinter. It can then potentially flip the rhythm into chaos.

    Conclusion

    WPW Syndrome illustrates the intricate nature and functioning of the human heart. It demands careful navigation, too. Now that we have simplified the cause of WPW syndrome and its health complexities, ensure you have health insurance in place to tide over various health conditions and their related monetary expense.

     

  • Pulmonary Thromboembolism Symptoms

    by Tanmay Ahuja | Aug 29, 2024

    PE, or pulmonary thromboembolism, is a blood clot (embolus) that initially develops in a blood vessel, usually in the leg. The bloodstream subsequently pushes it along, and it eventually reaches a lung artery to suddenly block the flow of blood.

    So, what are pulmonary thromboembolism symptoms? Let's find out.

    What are the Symptoms of Pulmonary Thromboembolism?

    The symptoms of pulmonary thromboembolism may vary between individuals, though the following are the most common:

    • Sudden shortness of breath - this is the most common symptom
    • Chest pain - it usually worsens with breathing
    • A feeling of anxiety
    • Dizziness, lightheadedness, or propensity to faint
    • Irregular heartbeat
    • Palpitations (i.e., rapid heartbeat)
    • Coughing, with or without blood
    • Sweating
    • Low blood pressure

    Deep vein thrombosis (DVT) occurs when a blood clot forms in a single or multiple veins, especially in the legs. PE symptoms can also resemble DVT symptoms, and they include:

    • Pain in the affected leg, especially when standing or walking
    • Swelling in the leg
    • Warmth in the leg accompanied by soreness, tenderness, and redness (discoloured skin)

    Pulmonary thromboembolism can be caused by:

    • Genetic conditions, family history of blood clotting disorders
    • Surgery or leg injury
    • Extended periods of limited mobility
    • Ageing
    • Cancer and associated therapy
    • Medical conditions, such as heart failure and COPD (i.e., chronic obstructive pulmonary disease) and high blood pressure
    • Medicines such as birth control pills
    • Obesity
    • Varicose veins
    • Cigarette smoking

    Conclusion

    The signs of pulmonary thromboembolism may not appear alarming at the initial stages, but the condition can worsen in no time and become life-threatening, too. Opting for health insurance is wise so you can bank on it and tide over such medical exigencies.

  • Is Green Tea Good For Reducing Weight?

    by Tanmay Ahuja | Aug 29, 2024

    Green tea, loved for its abundant antioxidants, offers a range of health advantages. Among its many benefits, the prospect of weight reduction has gained a lot of attention. This article will unravel the truth behind green tea's effectiveness in aiding weight loss.

    Green Tea For Reducing Weight

    So, can we actually consume green tea for weight loss? Let's find out more below.

    1. Green Tea Extracts Has Antioxidants that Aids in Weight Loss

    Polyphenols are a group of antioxidants found in green tea extracts. It makes up to 30% of its dry-weight substances. These are mainly flavonols, popularly known as catechins that aid fat loss.

    2. Green Tea Contains Caffeine, a Rich Fat-Burning Compound

    • Since it's a stimulant, caffeine in green tea can help burn the fat in our bodies and improve It also boosts exercise performance, such that, when exercising, your body can quickly burn more calories.
    • Burning the extra calories and consuming the healthy calorie-controlled green tea at the same time is a perfect way to get rid of the stubborn excess fat- especially the harmful abdominal fat. Therefore, consuming green tea to lose weight during exercise can be more beneficial.

    Please note that high drink doses may also present risks for some people. But, overall, green tea's health benefits outweigh its risks.

    Conclusion

    Making green tea part of our routine drinks can help in weight loss. Most importantly, green tea has caffeine and a flavonoid type known as catechin, which are both antioxidants that reduce our risks of diseases like cancer, diabetes, and heart ailments. Ensure you always have your health insurance ready to help you consult and access the necessary medical services to help you with your journey towards good health.

  • Are Pistachios Good For Weight Gain?

    by Tanmay Ahuja | Aug 29, 2024

    Pistachios are packed with protein, antioxidants, fiber and other nutrients and keep your heart happy and blood sugar under control. With so many benefits, you may be questioning the association of weight gain with Pistachios. Read on to learn more about this concept.

    Pistachios For Weight Gain

    • So, do pistachios increase weight? Studies say that when done in moderation, pistachios do not affect a person's weight. Pistachios have a high-calorie count, but their fat content is primarily monounsaturated, also called the "good" fats that reduce bad cholesterol and contribute to heart health
    • Practice portion control and enjoy the benefits of pistachios without gaining weight. One serving (about 30g) makes for a satisfying snack without tipping the scales.
    • Consult a registered dietitian or health professional for proper guidance on incorporating pistachios into your weight management plan.

    Conclusion

    While pistachios are undeniably nutritious and provide heart and gut benefits, it is important to consider their suitability for weight management. Moreover, consider opting for a health insurance plan that could help cover the costs of health conditions that could be hampering your weight journey.

  • Are Grapes Good for Weight Gain?

    by Tanmay Ahuja | Aug 29, 2024

    In achieving optimal health and fitness goals, the relationship between diet and body weight is a focal point of discussion. Among the myriad food choices, grapes, with their succulent sweetness and vibrant colours, often face scrutiny regarding their impact on weight management. While grapes are renowned for their numerous health benefits, including being rich in vitamins, antioxidants and fibre, a debate exists surrounding their potential role in weight gain. This blog explores their nutritional value and physiological effects to determine their impact on weight.

    Grapes for Weight Gain

    Including grapes for weight gain can be beneficial. Grapes may contribute to weight gain in the following reasons:

    • Two natural sugars found in grapes, i.e. glucose and fructose, give an instant energy boost and help consume enough calories to build weight.
    • Since grapes are easy to carry around, they are a great snack throughout the day, which helps you ingest more calories overall.
    • They can raise the calorie count overall and encourage weight growth.
    • Grapes provide essential minerals such as potassium, manganese and vitamins C and K, supporting healthy weight gain.
    • Grapes provide essential minerals such as potassium and manganese, along with vitamins C and K, supporting healthy weight gain.

    Conclusion

    The debate over whether grapes increase weight involves nuanced nutritional factors. While their sugars may contribute to calorie intake, overall diet and lifestyle are crucial. Maintaining a robust health insurance plan also ensures access to necessary healthcare resources, empowering individuals to navigate their dietary choices and overall well-being with confidence and security.

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