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  • Tips To Help You Prepare for Chemotherapy

    by mohit bohra | Apr 07, 2025

    What is Chemotherapy?

    Chemo, short for chemotherapy, is when doctors use powerful medicines to stop or slow down the growth of cancer cells in the body. These medicines, called cytotoxic drugs, are like cell killers. Some come from plants, and others are made in labs. They are made to be strong enough to target and stop the cells that are growing too quickly within the body, like the ones causing cancer.

    Chemotherapy damages rapidly dividing cells. It's a systemic treatment where drugs circulate in the bloodstream to target cancer cells. Local chemotherapy applies drugs directly to the cancer site.

    Preparing for Chemotherapy

    Since chemotherapy can have different effects on everyone, getting ready might be a bit confusing. However, it's smart to think about a few general things before you start.

    1. Seek information about fertility

    If planning to have children, it's crucial to discuss the options with an oncologist before starting chemotherapy, as certain types of chemotherapy drugs can affect fertility.

    2. Get the chemo bag ready

    When getting ready for chemo sessions, pack necessities:

    • Warm clothing
    • Nutritious snacks
    • Lip balm
    • Entertainment options: books, magazines, crossword puzzles
    • Music with headphones
    • Laptop or tablet

    3. Take care

    Take steps to stay healthy before and during the treatment. Eat nourishing food, drink plenty of water, ensure proper sleep and find a balance between rest and physical activity. Embracing good nutrition and incorporating regular exercise can play a role in minimising the side effects of chemotherapy.

    4. Discuss matters with the employer

    If working, discuss the expected duration of absence with the employer. As the effects of chemotherapy are uncertain, explore options such as flexible scheduling or the need for a leave of absence.

    5. Get help for home

    Having young children? Plan for someone to care for them during the treatment sessions and potentially afterwards. Older children may need assistance with transportation to and from school and activities. Getting support with household work and errands can prove helpful.

    6. Be prepared for any side effects

    Talk with the treatment team about the expected side effects of the prescribed chemotherapy drugs. Ask about the option of taking medication to prevent nausea and vomiting.

    7. Examine different medicines

    Inform the oncologist about any other medications or therapies in use,  including non-prescription medicines, home remedies, herbs and vitamins, as it's important to be aware of their potential interactions with chemotherapy.

    Conclusion

    In conclusion, preparing for chemotherapy involves taking proactive steps to address potential challenges and prioritise our well-being. Additionally, considering the importance of health during such times, exploring health insurance options becomes crucial to ensure comprehensive coverage for our medical needs. It is a proactive step that ensures we're covered for various medical needs. This peace of mind allows us to focus on recovery without added stress. Taking charge of our health means exploring these options and having a safety net when we need it most.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Common Causes Behind Unexpected Weight Loss

    by mohit bohra | Apr 07, 2025

    If you are losing weight without making any effort, it could be a matter of concern as there is often a link between sudden weight and some underlying health problem. Causes of sudden weight loss can be medical-related or otherwise and are common among individuals aged 65 and above. Unexplained weight loss of more than 5 percent of the body weight could indicate a severe health condition.

    Health-related problems can occur anytime, and even a seemingly healthy person can face such problems. So, it is always prudent to have health insurance for you and your family to keep unwanted stress at bay during medical emergencies.  

    Unexpected Weight Loss Causes

    The causes of sudden weight loss can stem from: 

    • Hyperthyroidism: This is a condition wherein the thyroid gland produces excessive thyroid hormones, accelerating the metabolism rate. This leads to the rapid burning of calories, even when the appetite is normal, leading to sudden weight loss.
    • Rheumatoid Arthritis: The immune system of individuals diagnosed with rheumatoid arthritis starts attacking joint linings, which causes inflammation and increases metabolism, thus leading to unexpected weight loss.
    • Type 1 Diabetes: In type 1 diabetes, the immune system starts attacking the pancreatic cells, which disrupts insulin production, causing the body to burn fat and muscle for energy, leading to sudden weight loss.
    • Depression: This mental condition is also related to sudden weight loss. Mood disorder affects the brain's appetite-regulating parts, causing a loss in appetite and, subsequently, weight loss. However, some people experiencing depression may experience an increase in appetite.
    • Inflammatory Bowel Disease: Chronic inflammation of the bowel area puts the body in a constant energy-consuming state. Moreover, the imbalance in the hunger hormones causes loss of appetite and, thereby, weight loss.
    • Endocarditis: This condition refers to the inflammation of the heart's inner lining, often caused by bacteria. Endocarditis may lower appetite and cause unexpected weight loss, accompanied by a rise in body temperature.
    • Cancer: Abnormal growth of cells and increased inflammation in the body cause muscle damage and disrupt the appetite-regulating hormones. This can lead to unexpected weight loss. 

    Some other risk factors behind unexpected weight loss can include  Addison’s Disease, HIV AIDS, congestive heart failure, muscle loss, and muscle atrophy. These conditions trigger an attack on the immune system, making the body vulnerable to diseases and infections.  

    Conclusion

    This blog has covered some of the major causes of sudden weight loss. Mental health problems such as depression, anxiety, eating disorders, and obsessive-compulsive disorder (OCD) are some causes. Further, digestive health problems such as irritable bowel syndrome, including overactive thyroid glands, type 2 diabetes, and heart problems are all related to unexpected weight loss and require quick medical attention.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Eat Healthy on a Budget

    by mohit bohra | Apr 07, 2025

    Healthy eating is often equated with burning a hole in the pocket. By only looking for recipes based on comparatively expensive ingredients, many people are discouraged from shifting their diets to healthier ones. The same foods can be eaten differently to remain healthy, but this approach bores many people. Moreover, not all healthy foods are expensive and tedious. If you are looking for ways to eat healthy without breaking the bank or getting bored, you must follow some tips and tricks this blog aims to discuss. 

    Tips to Plan Cost-Effective Meals

    Planning a diet that consists of healthy foods to eat that are appetising as well as budget-friendly, can be easily attained by following these steps: 

    • Plan your Meals: Budget-friendly meal planning is one of the best ways to save money. Plan a week’s worth of meals, considering the ingredients already available in the kitchen. Try using ingredients that can be utilised in diverse ways to avoid waste.
    • Bulk Buying: For staple ingredients that do not turn bad, such as lentils, rice, wheat pasta, etc, buying in bulk is a great way to save money. These products generally do not perish and can last long without compromising health benefits.
    • Price Comparisons: Different brands offer the same product at different prices. Compare prices for products and buy cheaper alternatives. However, make sure you do not compromise on quality. 
    • Meal Prep: Another way to save money on eating healthy is by meal prepping. This includes preparing multiple meals at once, freezing leftovers, and eating later. This practice is significant because the food is available readily, reducing the urge to eat out and wasting of good nutrition. Additionally, as they are ready to consume, meal preps do away with cooking procrastination, often ending in ordering from outside.
    • Better Usage of Ingredients: Learn to use ingredients in a non-wasteful manner. For example, leaves of vegetables such as radishes are also edible. You can use veggie peels to create healthy broths. Get the most out of your food by using all parts efficiently.

    Conclusion

    By incorporating the practices suggested above into your daily routine, you can easily prevent the wastage of money. These strategies also play a positive role in promoting a sustainable lifestyle. Healthy eating and living are the finest health insurance since they allow you to enjoy life for an extended period. A healthy diet reduces medical expenditures by reducing illness. So, consider it an investment unto yourself and try the best strategies to achieve better returns.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Diet Tips to Follow For a Healthy Heart

    by mohit bohra | Apr 07, 2025

    A healthy heart is the best health insurance you can get. But making your heart healthy and maintaining it in top shape is complex. It requires a lot of mindful and conscious efforts, starting with including a diet that is good for the heart. The adage “you are what you eat” applies to every aspect of health, particularly the heart. The heart is the organ that pumps blood through the veins, ensuring that the body functions as intended. As such, heart health is the key to having a fulfilling and wonderful life, free from any ailments, big or small. 

    How to Eat Right For Your Heart

    If you don't know how to eat heart-healthy, follow these tips: 

    Heart health can be best achieved by consuming more fruits and vegetables. Include a selection of colourful fresh and seasonal fruits. Each fruit provides many benefits, such as supplying minerals, vitamins, and antioxidants that keep the heart healthy. 

    Increase Water Consumption: Drinking enough water in your body is crucial for a healthy heart diet. It enables your body to absorb nutrients. Drinking 3–4 litres of water every day is recommended.

    Watch the Portions: Too much of anything is bad for everyone. So, watching what you eat and how much you eat in one sitting is vital. Control your portion sizes to include various food groups in the correct quantity. 

    Consume Less Fried Food: Fried foods are undoubtedly irresistible but do not fall into the food good for heart. As such, it is crucial to be conscious of the amount of fried foods consumed and limit the intake as much as possible. 

    Protein: Consuming protein in the right way is highly beneficial. However, not all sources of protein are suitable for the heart. Consume less or no red meats and opt for lean meat sources, including fish, plant-based protein sources, etc. These are more beneficial for the heart and the body.

    Conclusion

    Maintaining a healthy heart without ailments requires consistent mindfulness and conscious lifestyle habits. Consciously adopting dietary changes can result in visible differences in your health. These simple adjustments can also significantly increase energy levels and boost your mood. Besides making nutritional adjustments, you should exercise daily to strengthen and improve your heart. A healthy diet and active lifestyle are essential for long-term heart health. Another crucial aspect to consider is health insurance because adequate coverage safeguards you from unforeseen challenges, especially financially.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Healthy Snack Ideas for Weight Loss

    by mohit bohra | Apr 07, 2025

    Weight loss is a quest for many. From what should go inside the body to what should be kept miles away, the dilemma of finding healthy snack ideas for weight loss keeps creeping up. After all, every snack can contribute to shedding pounds or boosting them. The worst part? Cravings. And the rest becomes history.

    Choosing snacks for weight loss is a matter of health and taste buds. Thankfully, some tasteful yet nutritious snacks can satiate the foodie in us and promote the weight-loss journey.

    Snack Options When Trying to Lose Weight

    Here are the best snacks for weight loss that we can incorporate into the diet: 

    • Raw Veggies: It’s true! Raw veggies can help crunch the way to weight loss and encourage fitness goals. Some of the best snack ideas for weight loss are raw vegetables such as carrots, bell peppers, broccoli, and cucumber, which are low in calories and high in fibre. These characteristics keep the stomach feeling full for more extended periods. How to make them delicious? Well, bring hummus into the picture. 
    • Nutty Nutrients in a Handful: This combination contains essential nutrients, fibre, and healthy fats. Nuts will curb hunger and give the body a much-needed energy boost, making nuts one of the guilt-free snacks for weight loss. The bottom line: Be careful with portion sizes of nuts.
    • Air-popped Popcorns: Bid guilt-ridden “binge” movie snacking goodbye and welcome air-popped popcorn! Sounds strange? Air-popped popcorn can be one of your favourite nutritious snacks from today. This whole-grain delight is high in fibre and low in calories, which serves as a satisfying option for those uninvited mid-day/night cravings. Simply spruce it up by peppering a dash of seasoning for added flavour.
    • Fruit Bowl: Yey another nutritious snack alternative, and undoubtedly sugary and yummy! A bowl of fruit salad can do wonders for your body, mind, and energy levels. Watermelon, apple, kiwi, and papayas are low in calories and filled with nutrients, making an ideal (and effortless) snack idea for weight loss.
    • Roasted Chickpeas: Already a favourite for many, chickpeas count among the most healthy snacks for weight loss for a reason. It is a plant-based treat packed with protein and fibre, posing as a filling snack for weight loss. Roasting them is a no-brainer. Drain, rinse, bake, and top it with olive oil and some seasoning.

    Conclusion

    A set of exercises, dietary to-do’s, mindfulness, and health insurance: many things contribute to an effective health plan. In the rush of using healthy snack ideas for weight loss, we don’t necessarily have to deprive ourselves of taste. The nutritious snacks suggested above perfectly balance nutrients and flavours, ensuring your fitness journey is exciting and sustainable. However, the best way to lose weight is to consult a certified dietitian and secure a personal diet plan.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Dos and Don'ts to Help Reduce or Avoid Hypertension

    by mohit bohra | Apr 07, 2025

    Millions of people worldwide get diagnosed with hypertension, also referred to as high blood pressure. It is a silent but potentially fatal condition. Hypertension can lead to serious health complications such as heart disease and stroke and poses a grave risk to cardiovascular health. Thankfully, people can prevent or lower their blood pressure through hypertension precautions

    Let’s look at the dos and don'ts in this article to help you keep your blood pressure in check and improve your overall health.

    Dos of Avoiding Hypertension

    • Exercise: Keep in mind that even a little bit of exercise is better than none at all. Engage in physical activity and dedicate at least half an hour to such activity every day.
    • Diet: Limit the amount of salt you eat. Add in fresh fruit and vegetables, whole grains, lean meat, fish, and poultry, low-fat dairy products, and foods low in trans and saturated fats.
    • Lose weight: To avoid obesity and metabolic syndrome, bring your weight down to a healthy level for your height.
    • Blood pressure monitoring: Use simple-to-use devices to check your blood pressure at home regularly.

    Don'ts of Avoiding Hypertension

    • Limit alcohol intake: Excessive or regular alcohol use raises blood pressure, which can have adverse effects. Don't drink more than 21 units of alcohol (for men) and 14 units (for women) per week. Reducing your alcohol consumption will lessen the adverse effects of high blood pressure.
    • Give up smoking: Smoking quickly raises blood pressure. Patients with hypertension should give up smoking entirely
    • Avoid processed foods and salt: Salt is not found only in cooked food. The majority originates from canned and processed foods. Patients with hypertension should abstain from processed and junk food.

    Conclusion

    A proactive approach to lifestyle decisions is necessary to prevent or manage hypertension.

    People can significantly lower their risk of hypertension by adopting healthy habits, such as eating a balanced diet, exercising frequently, abstaining from tobacco use, and consuming little to no alcohol.

    Overall, cardiovascular health is also influenced by controlling stress, eating a healthy diet, and being aware of caffeine and sodium intake variables.    

    Health insurance is essential for helping people reduce blood pressure and prevent hypertension.

    Comprehensive health insurance must include access to medical professionals, screenings, and routine health check-ups. A healthy lifestyle combined with complete health insurance protection can help prevent hypertension significantly and ensure long-term well-being.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Snacks to Try When Looking to Gain Weight

    by mohit bohra | Apr 07, 2025

    Consuming high-calorie healthy foods helps us gain weight. If you are someone who wants to include snacks for weight gain, you should include Greek yoghurt, cheese, whole milk, protein powder, nuts, toppings, and other spreads in your daily diet. These foods are high-calorie healthy snacks. 

    Anyone looking to gain weight should consume more calories than the number of calories they spend per day. This article has tried to cover as many foods and snacks that are healthy and help in gaining weight. Also, a reminder that with rising healthcare costs, it is wise to invest in health insurance.

    Healthy Snack Options for Weight Gain

    • Greek yoghurt: Including whole milk Greek yoghurt for its high protein and moderate calorie content is one the best options. You should add fruits and other toppings to Greek yoghurt, a high-calorie healthy food. Try to blend it into fruit smoothies or incorporate it into overnight oats.
    • Granola: Another substantial snack for weight gain is granola. It helps in adding crunch to salads, sweet snacks, and oatmeal, making them really delicious. You can also add this high-calorie snack to whole milk or mixed nuts to enhance the flavour.
    • Whole Milk: Another high-calorie healthy food, you should integrate whole milk into your diet for its high-calorie content. You can add it to smoothies and protein shakes or use it as a base for oatmeal and cereals.
    • Cottage or Ricotta Cheese: Other calorie-rich snacks for weight gain are cottage or ricotta cheese. Include full-fat varieties for high protein and calorie content. You can enjoy them on toast, with eggs, or paired with fruit, nuts, seeds, or granola.
    • Dried Fruit: Among high-calorie snacks, dried fruits are some of the healthiest options to include in your diet in the form of a snack. Mix with nuts in trail mix, snack on varieties such as raisins, apricots, and figs, or add to salads, grain bowls, and oatmeal.
    • Protein Powder: Another high-calorie healthy food, protein powder helps increase your protein intake and calories in your daily diet. You can add it to smoothies, milk, oatmeal, or energy bites for a satisfying meal.
    • Cheese: Enjoy calorie-dense and flavourful cheese in various forms, as this dairy product is another good option to include in your diet as a high-calorie snack. Try to pair it with crackers and nuts, or add to salads, eggs, and sandwiches for diverse snacking options.

    Conclusion 

    In this blog, we have covered healthy snacking options that should be included in the diet to gain weight. These high-calorie snacks are delicious and help in weight gain. Any person who wants to increase weight healthily should include these foods and snacks in their diet. 


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Treatment for Appendicitis

    by Almog Ramrajkar | Apr 07, 2025

    Appendicitis is a severe condition characterised by inflammation of the appendix, which can be life-threatening requiring prompt medical attention. This inflammation can swiftly progress, leading to severe complications if left untreated, emphasizing the critical need for a comprehensive understanding of the varied treatment approaches.

    Exploring these treatments becomes paramount in ensuring timely intervention and facilitating a smooth path to recovery for those affected by this ailment. Amidst the urgency lies the crucial role of medical expertise in swiftly diagnosing and implementing appropriate treatments to lessen the risks associated with this condition, underscoring the significance of immediate and informed medical intervention.

    Treatment of Appendicitis

    Dealing with appendicitis means acting fast to handle the swollen appendix. Quick action helps avoid more problems. Treatment aims to ease symptoms and prevent the appendix from bursting. Surgery is often needed to sort it out and help people get better.

    Surgical Intervention

    An appendicectomy also referred to as an appendectomy, is a surgical procedure meticulously aimed at removing the inflamed appendix. This critical appendicitis treatment is geared explicitly towards mitigating potential complications arising from appendicitis, thereby facilitating a swift recovery process and preventing the occurrence of additional health issues that could emerge.

    • Types of Surgical Approaches
    1. Open Surgery

    During an open appendicectomy, a larger incision is created in the lower right abdomen, allowing direct access to and removal of the inflamed appendix. This approach offers the surgeon enhanced visibility during the procedure.

    1. Laparoscopic Surgery

    In laparoscopic appendicectomy, surgeons insert a camera and specialized instruments through smaller incisions. Utilising a minimally invasive technique, the surgeon can observe the appendix on a screen and extract it using smaller instruments.

    • Selection Criteria for Surgical Approach

    The decision between open and laparoscopic surgery relies on several factors:

    1. The severity of inflammation
    2. The patient’s medical history
    3. The surgeon’s expertise and preference
    • Post-Surgery and Recovery

    Following appendicectomy, patients typically stay in the hospital for monitoring and recovery, usually for a few days. Recovery periods may vary, but most individuals can gradually resume normal activities within a few weeks.

    This surgery treats appendicitis by taking out the swollen appendix, reducing the chances of complications like it bursting, and helping the patient get better more quickly.

    Medication for Appendicitis 

    Medication is crucial in appendicitis treatment. Before surgery, antibiotics may prevent infection or control it if the appendix ruptures. Post-surgery, antibiotics continue to avoid infections, and pain medication helps manage discomfort for a smoother recovery. Adhering to prescribed medicines is vital for effective healing.

    Although medication is crucial in handling symptoms and avoiding problems linked to appendicitis, it’s vital to talk to a healthcare expert for advice on the right medicines and how to use them according to each person’s medical situation and treatment plan. Taking prescribed medicines properly helps handle symptoms and avoid issues, making the treatment work better for each person’s health needs.

    Conclusion 

    Taking out the appendix with surgery is the primary way to treat appendicitis. But it’s also essential to act fast, take good care after surgery and handle unclear diagnoses. All these things help improve the treatment and help people recover smoothly from appendicitis.

    Swift surgical treatment for appendicitis prevents complications. Health insurance coverage facilitates affordable access to essential surgery and medication. Understanding insurance provisions alleviates financial concerns, ensuring smoother treatment journeys. Knowledge about treatments and insurance provisions eases recovery, fostering confidence and peace of mind.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Treatment for Kidney Stones

    by Almog Ramrajkar | Apr 07, 2025

    Kidney stones, despite being small in size, leave a significant impact when it comes to pain. These tiny but tough deposits create intense discomfort, urging the need for immediate attention and a carefully crafted treatment plan. When facing these crystal-like formations, taking the proper steps becomes pivotal for ensuring a prompt and effective recovery process.

    Kidney stones treatment often involves pain management, hydration to aid passage, and sometimes medications to facilitate stone breakdown. Lithotripsy or surgical intervention might be necessary for stone removal in more complex cases.

    Treatment of Kidney Stones

    Treating kidney stones involves lots of choices to help stop pain, get rid of stones, and make sure they don’t come back. Learn about these treatments that help handle this common problem and restore good kidney health.

    1. Hydration

    Ensuring adequate hydration is crucial for our overall well-being, as it significantly affects various bodily functions, including energy levels and organ function.

    • The Role of Fluid Intake: Drinking enough water is essential to prevent and handle kidney stones. Health pros suggest having 2 to 3 quarts (about 2 to 3 big bottles) of water every day. This generous fluid intake helps dilute urine, reducing the risk of crystal formation and subsequent stone development.
    • Balanced Fluid Consumption: Optimal hydration is more than just drinking water; it involves a consistent, balanced approach to fluid intake throughout the day. Hydrating beverages and foods with high water content can further support this preventive measure against kidney stones.
    1. Pain Relief

    Pain relief is crucial when dealing with kidney stones. Different medications, over-the-counter and prescribed, aim to ease the discomfort during the stone passage.

    • Managing Intense Discomfort: Individuals frequently describe the pain of passing a kidney stone as intense. Ibuprofen or acetaminophen, available over the counter, can offer some relief from this intense pain. In instances of extreme discomfort, healthcare providers may prescribe more potent pain medications to assist individuals in managing this challenging process.
    • Combining Treatments: Integrating pain relief strategies with any other kidney stones treatment is crucial in making the passage of kidney stones more bearable. The synergy between pain management and other interventions significantly improves the patient’s experience during this challenging phase.
    1. Medical Interventions

    Medical interventions for kidney stones involve specialised procedures and medications doctors recommend to manage and eliminate these stones safely.

    • Medications for Stone Passage: Medical therapy becomes necessary when stones are larger or causing significant obstruction. Medical professionals might prescribe medications to relax the muscles lining the ureter, easing the passage of the stone. Alpha-blockers and other specific medications have shown promise in assisting the movement of larger stones through the urinary tract.
    • Chemical Composition Alteration: Certain medications can alter the chemical composition of urine, preventing the formation of specific types of stones. By addressing the root cause of stone formation, this targeted approach diminishes the likelihood of recurrence.
    1. Surgical Solutions

    Surgical intervention becomes necessary when kidney stones are too large to pass or cause severe blockages. Procedures like shock wave lithotripsy and ureteroscopy offer practical solutions. Shock wave lithotripsy breaks stones into smaller fragments using shock waves, aiding easier passage. Ureteroscopy involves using a small scope to locate and remove the stone, providing relief from stubborn or larger stones.

    Conclusion

    Kidney stones treatment options vary, from medication to surgery. Health insurance is pivotal in covering these expenses, ensuring access to necessary care without financial strain. Understanding one’s coverage is crucial for managing costs and maintaining overall well-being.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How To Eat Smart And Stay Healthy During The Festive Seasons

    by mohit bohra | Apr 07, 2025

    Introduction

    Ensuring a healthy balance during a festive season is crucial for overall well-being, impacting physical health, cognitive function, and hormonal equilibrium. Amid celebratory indulgences, maintaining smart eating habits becomes pivotal.

    Health experts provide insights into navigating the festive culinary landscape alongside valuable tips from renowned nutritionists. This guidance proves essential in enjoying the festivities while prioritising health, emphasising the importance of mindful food choices and strategic meal planning.

    Tips To Stay Healthy During Festivals

    Follow these healthy eating tricks, including:

    • Plan Your Meals

    Strategise meals to include fresh fruits, vegetable juices, and a small snack before indulging in festive events. Track macros, balancing protein, fat, and carbohydrate intake to maintain calorie equilibrium.

    • Be Mindful

    Select foods at gatherings with lower calories, complex carbohydrates, and rich in protein and healthy fats. When cooking at home, focus on mindful choices, opting for homemade sweets and snacks with healthier alternatives like dried figs and organic honey.

    • Stay Active

    Continue regular workouts during the festive season, incorporating short yet intense sessions like Tabata or HIIT. Balancing indulgences with physical activity ensures a holistic approach to health.

    • Intermittent Fasting

    Practise Intermittent Fasting with a 16:8 hour ratio for six days a week and a 21:3 hour ratio for one day to counterbalance unhealthy food consumption.

    • Eat Desserts In-Between Meals

    Consume sweets between meals to offset the high glycemic index with a lower glycemic load, preventing excess fat conversion. Optimal times for dessert consumption include a snack or 30-45 minutes before a workout.

    • Balance Is Key

    You may also increase carbohydrate and calorie intake by prioritising high-quality, lean protein and vegetable-rich meals. Include a generous portion of salad for added fibre and focus on maintaining protein levels for satiety.

    Conclusion

    Navigating the festive season with smart eating strategies is essential for a harmonious blend of celebration and well-being. By incorporating expert tips such as meal planning, mindfulness in food choices, staying active, intermittent fasting, strategic dessert consumption, and maintaining a balanced diet, individuals can revel in festivities while safeguarding their health.

    These insights provide a compass for making informed choices during celebratory occasions, fostering a holistic approach to health and promoting a sense of well-being throughout the festive season. However, it is better to have health insurance to protect yourself from unexpected medical conditions.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 3 Common Causes Of Weight Gain After Surgery

    by mohit bohra | Apr 07, 2025

    Introduction

    Embarking on the post-surgery journey involves more than just physical recovery; it brings various challenges, including unexpected weight gain. As individuals grapple with new medications, discomfort, and bodily changes, the added concern of weight fluctuations during recovery after surgery emerges. Understanding the normative aspects of post-surgery weight gain becomes pivotal in fostering a balanced recovery.

    Is Post-Surgery Weight Gain Normal

    The aftermath of surgery often increases the chances of weight gain, prompting individuals to question its normalcy. Typically, post surgery weight gain is a transient phenomenon, primarily attributed to fluid retention, medication side effects, or extended periods of inactivity.

    This initial weight increase, often misconstrued as fat accumulation, predominantly involves fluid retention as a vital component of the body's healing process. Prolonged recovery, sedentary behaviour, and shifts in eating patterns can contribute to persistent weight gain over time. Navigating this phase requires a nuanced approach, balancing physical well-being with mindful lifestyle choices.

    Causes Of Post-Surgery Weight Gain

    Weight gain after surgery is also known as post-operative oedema. Its symptoms include puffiness, swelling, decreased joint mobility, and rapid weight gain. Here are the main causes of weight gain after a surgery, including:

    • Fluid Retention

    Weight gain is a common occurrence involving the accumulation of excess fluid. You can manage this condition with prescription diuretics, medication adjustments, compression clothing, and lifestyle modifications.

    • Being Sedentary

    Prolonged physical inactivity post-surgery reduces muscle mass and potential fat mass increase. You can mitigate it using rehabilitation with specialists' gradual reintroduction of physical activities.

    • Comfort Food

     Emotional and painful aspects of recovery may drive a reliance on comfort foods. You should focus on nutritional food items during your recovery. Initial recovery emphasises calorie and protein intake, transitioning to a balanced diet rich in fibre and nutrients.

    Conclusion

    The unexpected added weight on the scale post-surgery can be disconcerting, but understanding its transient nature and underlying causes is imperative. Acknowledging that weight gain results from fluid retention and postoperative adjustments provides reassurance. Emphasising a gradual return to an active lifestyle and a balanced diet ensures a healthier recovery trajectory.

    Rather than fixating on numerical changes, prioritising the body's remarkable healing ability becomes paramount, fostering patience and resilience throughout the post-surgery journey. You can also explore the benefits of having health insurance. It allows you access to the best treatment without spending too much.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Common Causes of Unintentional Weight Gain

    by mohit bohra | Apr 07, 2025

    Weight gain and changes in weight may be caused for several reasons. People gain weight with age or with any changes in their lifestyle. There are a number of causes of sudden weight gain, such as quitting smoking, high-calorie intake, lack of exercise, etc.

    Unexpected weight gain can signal some underlying health conditions such as thyroid, heart problems, kidney issues, insomnia, PCOS, etc.  In this article, let us find out what are the rapid weight gain causes.

    Sudden Weight Gain Causes

    There are a number of causes of sudden weight gain, such as -

    Medication:

    • Certain medications, such as antipsychotics, antidepressants, corticosteroids, and antihyperglycemics, may lead to unexpected weight gain.
    • Consultation with a doctor is mandatory in case of rapid weight gain.

    Insomnia:

    • Inadequate sleep can disrupt circadian rhythms, influencing appetite hormones, energy needs, and food choices.
    • According to research estimates in children, it is concluded that children who sleep less than 10 hours a day have a 76% higher likelihood of being overweight or obese.

    Quitting Smoking:

    • Nicotine in tobacco products increases metabolism and reduces appetite, so quitting may lead to weight gain.
    • Studies show an average weight gain of 4.1 kg in the 5 years following smoking cessation.

    Polycystic Ovary Syndrome (PCOS):

    • Other crucial rapid weight gain causes also include PCOS. It is an endocrine disorder that often involves insulin resistance, which contributes to weight gain.
    • Certain changes in lifestyle, such as regular exercise and diet can help with insulin resistance, thus easing the symptoms of PCOS.

    Heart Failure:

    • Fluid retention due to heart failure can cause unexpected weight gain and swelling.
    • Other symptoms include pulmonary coughing, breathlessness, and confusion, which require immediate medical attention.

    Cirrhosis:

    • Liver damage from cirrhosis can lead to abdominal fluid buildup, resulting in weight gain and other symptoms.

    Thyroid Disorder:

    • Hypothyroidism is caused by insufficient thyroid hormone production, which leads to slowing of the metabolism, resulting in unexpected weight gain.
    • Symptoms of thyroid disorder include constant fatigue, depression, and dry skin, seeking medical assistance.

    Other symptoms include:

    • Apart from the above-mentioned symptoms or problems there are a number of other causes of sudden weight gain, such as Cushing syndrome Acromegaly, ovarian cancer

    All these lead to excessive cortisol production, overproduction of growth hormones, menstrual problems leading to unexpected weight gain, etc.

    Conclusion

    Understanding the potential causes and risks associated with rapid weight gain is really important for timely intervention and effective medical treatment. Consultation with healthcare professionals is paramount for accurate diagnosis and appropriate treatment.

    In this blog, we have discussed in detail the causes of sudden weight gain. Medical issues cause a lot of stress, so purchasing good health insurance for yourself and your family is always advised.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Health Risks of Being Underweight

    by mohit bohra | Apr 07, 2025

    People who are underweight their bodies may not be getting the essential nutrients required for healthy hair, bones, and skin. A number of health risks are also associated with being underweight, like osteoporosis, fatigue, anemia, issues in the menstrual cycle, etc. Sometimes genetic factors and other medical conditions also cause underweight.

    We will look at the health risks associated with being underweight. Such people should look for ways how to gain weight, and also it is advised to have health insurance in order to overcome the financial distress that may come with being underweight.

    Risks of Low Weight

    There are a number of risks of being underweight, such as -

    • Osteoporosis Risk:

    People who are underweight face an increased risk of osteoporosis. This is even more in the case of women. In a study conducted in 2016, it was highlighted that such people are more prone to fractures and brittle bones.

    • Skin, Hair, or Teeth Issues:

    Another issue associated with the risks of being underweight is problems with skin, hair, and teeth. Inadequate nutrient intake can lead to problems such as thinning skin, hair loss, dry skin, or compromised dental health.

    • Frequent Illnesses:

    Insufficient intake of nutrients not only affects an individual's health but also leaves individuals vulnerable to infections.

    • Persistent Fatigue:

    A person who falls short of nutrients is susceptible to not only more illness but also less intake of calories, which contributes to persistent fatigue.

    • Anemia Challenges:

    Low weight is also associated with anemia. Underweight individuals are more prone to low blood counts.

    • Menstrual Irregularities:

    Menstrual problems are directly related to the risks of being underweight. Women who are underweight experience irregular or absent periods. This disruption in the menstrual cycle not only affects fertility but also poses potential health risks. Low weight affects women's overall health.

    • Increased Premature Birth Risks:

    Another problem related to women who are low weight is an increase in premature births. Underweight pregnant women face a higher likelihood of pre-term labour, resulting in childbirth before 37 weeks.

    • Impaired Growth in Youth:

    People of growing age need all sorts of essential nutrients for adequate growth and development of bones.  Low weight coupled with inadequate caloric intake may lead to a failure to thrive, hindering expected growth.

    Conclusion

    In this blog, we have dealt with the risks of being underweight. Low weight is associated with potential health problems such as premature births, fatigue, menstrual problems, etc. People who are underweight should look for ways how to gain weight. Moreover, health insurance is mandatory in order to keep ourselves free from financial issues in case of a health emergency.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Common Consequences Of Sleep Deprivation And Bad Sleep Cycle

    by mohit bohra | Apr 07, 2025

    Introduction

    Sleep, a fundamental physiological necessity, allows the brain and body to rejuvenate. It plays a crucial role in vital functions like memory consolidation, emotional regulation, immune system strengthening, and maintaining overall health. The consequences of sleep deprivation can be immediate or long-lasting, impacting one's well-being. Therefore, getting at least 7 hours of sleep daily is imperative for optimal health. Let's delve into the effects of sleep deprivation.

    Effects of Not Sleeping Well

    Not Sleeping Well can affect your body in many ways, such as follows:

    1. Impact the brain

    The brain, a crucial component of the human body, serves multiple key functions. It is responsible for memory retention and insight generation, managing emotions and attention, as well as facilitating rapid information processing. When a person goes through sleep deprivation, it impairs these functions.

    Due to not sleeping well, a person goes through mental disorders such as depression and anxiety. Therefore, the relationship between sleep deprivation and mental disorders is bi-directional. Additionally, persons with mental disorders face problems sleeping, which leads to insomnia.

    2. Chronic diseases risk

    In lack of sleep, our body craves energy-dense food rich in carbohydrates and fats. As a result, blood pressure levels increase, sugar levels increase in the body, and cholesterol levels too. Sleep impacts our diet and physical activity, too.

    The cumulative long-term effects of sleep deprivation and sleep disorders have been associated with a wide range of chronic health consequences, including an increased risk of hypertension, diabetes, obesity, depression, heart attack, and stroke. Sleeping for an adequate number of hours is essential to decrease the risk of chronic diseases.

    3. Impact immune health

    The immune system and sleep are intricately linked. During sleep, the body experiences an increase in certain cytokines, proteins essential for immune response, which aid in fighting infections and reducing inflammation. This immune regulation is crucial for processes like wound healing and combating pathogens. Adequate sleep not only bolsters the immune defence system but also enhances the body's response to vaccines and aids in the recovery from mild allergic reactions.

    Long-term effects of sleep deprivation impact the immune system. It can cause low-grade inflammation and produce immunodeficiency, which harms health.

    Conclusion

    Clearly, proper sleep is vital for the functioning of the brain and other body parts. Lack of sleep detrimentally affects both mental and physical health. Physically, lack of sleep can lead to elevated blood pressure, higher blood sugar levels, obesity, increased risk of stroke, heart attack, and other diseases. Additionally, it has a significant impact on the immune system.

    You may consider health insurance to protect your financial condition during a medical emergency, as you don’t have to worry about the money and treatment.  


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Types Of Cancer You Should Know About

    by mohit bohra | Apr 07, 2025

    Cancer is a group of conditions that cause the body's cells to undergo changes and multiply uncontrollably. Different types of cancer affect different regions of the body. Skin, lung, breast, and prostate cancers are among the common varieties. Cancers that affect the immune system include lymphoma and leukaemia, which affect the blood and bone marrow. Brain or spinal cord tumours can occur in any location. Timely screenings, covered by health insurance, aid early detection and improve treatment outcomes through therapies like chemotherapy, surgery, or radiation. Understanding this aids in identifying warning indicators, obtaining prompt medical attention, and exploring suitable treatments.

    5 Types of Cancer

    There are five types of cancer:

    1. Carcinoma

    • These tumours begin in the lining or covering of organs, glands, or other bodily structures made of epithelial tissues.
    • One form of carcinoma that starts in skin cells is melanoma, which can spread without timely diagnosis and treatment.
    1. Sarcomas:

    • Sarcomas are malignant tumours that develop in connective tissues, such as tendons, muscles, cartilage, fat, or bones.
    • A bone tumour called osteosarcoma frequently affects young adults and, if left untreated, can spread to other areas.
    • Treatment and diagnosis can be complex for soft tissue sarcoma since it affects soft tissues and can appear in different parts of the body.
    1. Lymphoma:

    • Lymphoma is a cancer that starts in the lymph glands and impacts the immune system.
    • Non-Hodgkin's lymphoma is a broad category of tumours that impact lymphocytes, including lymph nodes, bone marrow, and organs like the brain or breast.
    1. Leukaemia:

    • This kind of cancer disrupts the average production of red blood cells by starting in the bone marrow.
    • Acute types that affect young blood cells, such as acute lymphocytic leukaemia, develop quickly.
    • Chronic leukaemia, like chronic lymphocytic leukaemia, slows down and affects mature blood cells, causing anaemia and infections.
    1. Myeloma:

    • Myeloma affects bone marrow plasma cells, impairing their regular activity. It can manifest in different bones as several tumours or solitary tumours.
    • This type of malignancy causes anaemia, bone discomfort, and impaired synthesis of normal blood cells, weakening the bones.

    Conclusion

    Early identification and focused therapy require understanding the types of cancer, including lymphoma, leukaemia, myeloma, sarcoma, and carcinoma. Every kind shows up differently and affects different organs or blood cells. In the fight against these various cancer types, putting a strong emphasis on prevention through a healthy lifestyle and routine check-ups can greatly enhance results. Cancer treatments can be expensive and require quality care options. Buying a health insurance policy can help you manage these expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What Are the Causes of Uremia?

    by Almog Ramrajkar | Apr 07, 2025

    Uremia is a serious condition caused by the kidneys' inability to efficiently remove waste from the blood, leading to significant health risks. Untreated uremia is a cause of death. Therefore, it is essential to understand the uremia causes and its impact on overall health.

    What Are The Causes Of Uremia?

    Severe renal injury leads to uremia, typically resulting from chronic kidney disease that impairs the kidneys' ability to effectively filter waste from the body. As a result, waste accumulates in the bloodstream, creating a life-threatening condition. However, there are also cases where causes of uremia with normal creatinine levels are identified, highlighting the complexity of the condition. Common causes include:

    • Chronic Conditions: A range of disorders can progressively damage the kidneys, including polycystic kidney disease, hypertension, and diabetes.
    • Acute Damage: This may occur suddenly due to exposure to toxins, the onset of diseases, or accidents.
    • Obstructions: Urine flow can be restricted by urinary tract blockages, such as kidney stones or an enlarged prostate.
    • Systemic Issues: Urine flow may be restricted by urinary tract blockages, such as kidney stones or an enlarged prostate.

    Conclusion

    It is advisable to maintain kidney health through lifestyle changes and frequent medical check-ups. To access this treatment and deal with the associated costs, it is essential to acquire a comprehensive health insurance policy. If you suffer from frequent renal issues, health insurance may also support you financially through this often-chronic condition.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is Uremia? Understanding Its Causes & Symptoms

    by Almog Ramrajkar | Apr 07, 2025

    Have you been wondering about uremia meaning for some time? Uremia is a severe medical disorder whereby waste products build up in the blood as the kidneys cannot effectively filter them out. Management of uremia's effects on health depends on an awareness of uremia definition and its symptoms.

    What Does Uremia Mean?

    We need to understand the kidneys' regular functioning before discussing the intricacies of uremia. The kidneys filter the blood before the body excretes waste through urine. Urea is a byproduct of protein digestion. The kidneys usually remove it from the blood and then eliminate it through urine.

    Key Insights on Uremia:

    • How Uremia Develops: In uremia, efficient renal blood filtration is hindered. This is brought on by either end-stage or chronic renal illness. In excessive amounts, this can be poisonous. Urea and other waste products then build up in the bloodstream.
    • Symptoms of Uremia: Individuals with uremia may experience a range of symptoms due to the high level of toxins in the blood. Common symptoms include nausea, fatigue, difficulty concentrating, loss of appetite, swelling from fluid retention, and a metallic taste in the mouth.
    • Diagnosing Uremia: Healthcare professionals define uremia through blood tests that check for elevated levels of urea and creatinine. They are indicative of poor kidney filtration.
    • Managing Uremia: If you understand uremia’s medical definition, you’ll realise that treatments like dialysis are vital to managing symptoms such as anaemia and fluid retention. These treatments help to partially restore kidney filtration capacity.

    Conclusion

    We hope by now you are equipped to define uremia. Recognising the severity of uremia underscores the importance of kidney health and proactive medical care. Appropriate therapy and management techniques, along with health insurance, help people lead better lives despite this often debilitating diagnosis.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Cost of Stem Cell Transplantation in India

    by Almog Ramrajkar | Apr 07, 2025

    A stem cell transplant involves replacing a patient's damaged stem cells with healthy ones. Because of the developments in medical research, stem cell transplantation is now a major treatment for many serious illnesses. This blog discusses the cost of stem cell transplantation in India. Let's start now and learn some crucial facts about this crucial surgery.

    How Much Does a Stem Cell Transplant Cost in India?

    Stem cell transplantation offers a workable path of treatment for various common medical conditions. Its cost is greatly influenced by various critical factors. Stem cell transplant cost normally varies from ₹15 lakh to ₹25 lakh. However, it can vary depending on the type of transplant, the reputation and capacity of the medical institution, and the particular health requirements of the patient.

    Types of Transplants and Their Cost Implications

    • Autologous Transplants: Patients get stem cells taken straight from their own bodies. This method is typically less expensive and easier to implement since it uses the patient's own cells. Because there is less need for compatibility testing and a lesser chance of post-transplant problems, this type of transplant is typically considered less expensive.
    • Allogeneic Transplants: Unlike autologous ones, allogeneic transplants depend on stem cells from a donor. This procedure requires complex post-transplant care to control any rejection and problems. It also calls for thorough compatibility studies, which add to further expenses.

    Factors Influencing the Cost of Stem Cell Transplantation

    • Hospital and Location Factors

    The choice of hospital significantly affects the overall stem cell therapy cost in India. Top-notch schools with modern amenities and eminent experts usually charge extra. Apart from that, metropolitan hospitals could have more fees because of higher running expenses related to urban healthcare facilities.

    • Costs Associated with Pre-and-Post-Transplant Care

    Stem cell transplants have financial consequences related to pre-transplant assessments and post-operative care. These might cover extended stays in intensive care units for meticulous monitoring of the patient's response to the transplant. This impacts the total cost significantly.

    • Additional Treatments Impacting Cost

    Patients often need prior treatments, including radiation or chemotherapy, before having a transplant. These procedures greatly increase the financial load.

    • Influence of Insurance on Costs

    The actual expenses the patient bears depend much on the degree of coverage of their health insurance policy. Patients should closely review their health insurance coverage to know which parts of the stem cell transplant procedure are covered and to what degree, reducing the cost load.

    The costs can vary based on the patient’s specific conditions, the complexities involved in the treatment, and the need for extended medical care following the transplant. Those seeking this treatment should speak closely with medical experts to fully grasp the possible financial obligations.

    Conclusion

    Knowing the stem cell transplant cost in India helps patients and their families choose their healthcare path with confidence. Although the expenses may be significant, stem cell treatment is a worthy option for many major diseases, given the possibility of positive results. As the medical scene evolves, more readily available and reasonably priced therapy choices could start to surface.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • National Health Insurance Scheme in India: Overview and Key Benefits

    by Almog Ramrajkar | Apr 07, 2025

    The National Health Insurance Scheme (NHIS) is a government-led initiative aimed at providing affordable healthcare services to citizens, especially the low-income sections. The scheme ensures essential medical services can be made available to all, reducing the financial burden of health care costs. Through various initiatives, the NHIS seeks to develop a robust healthcare system that meets the diverse needs of Indians. Let’s learn more about this system.

    National Health Insurance Schemes in India

    India has launched several national health insurance schemes to cater to the healthcare needs of its citizens. Given below are some of the major national health insurance schemes in India:

    1. Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY):

    Frequently considered to be the largest government-sponsored health insurance policy, PMJAY provides up to Rs 5 lakh per family per year for secondary and tertiary hospitalisation The scheme targets over 10 crore poor and vulnerable families, providing cashless and paperless access to healthcare in empaneled hospitals across India. Beneficiaries are determined on the basis of data from the Socio-Economic and Caste Census (SECC).

    1. Rashtriya Swasthya Bima Yojana (RSBY):

    Launched in 2008, RSBY was an earlier project aimed at providing health insurance to below poverty line (BPL) families. It provides up to Rs 30,000 per family per annum for most diseases requiring hospitalisation. Five family members including the primary beneficiary, three dependents and a spouse can be covered in this scheme. Although PMJAY has largely taken over, RSBY still plays an important role in those states where PMJAY is not fully implemented.

    1. Central Government Health Scheme (CGHS):

    This scheme presents complete healthcare facilities to central government personnel, pensioners, and their dependents. CGHS offers a wide variety of services, including:

    • Dispensary services
    • Outpatient care
    • Specialist consultations
    • Medical assessments, including X-rays, ECG and laboratory check
    • Hospitalisation
    • Supply of medicines

    The scheme operates via wellness centres spread across the country, offering cashless offerings to its beneficiaries.

    1. Employees’ State Insurance Scheme (ESIS):

    ESIS is a self-financed social safety and medical insurance scheme for Indian employees. It offers hospital treatment and cash benefits in cases of illness, maternity, disability, and loss of life because of employment injury. ESIS also extends medical benefits to the worker’s families. The scheme is managed by the Employees’ State Insurance Corporation (ESIC) under the Ministry of Labour and Employment.

    1. Universal Health Insurance Scheme (UHIS):

    This scheme was introduced to enhance access to healthcare offerings for people and families dwelling below the poverty line. The scheme gives coverage on a family floater basis with a sum assured of up to Rs.30,000 for hospitalisation charges. Additionally, the scheme provides an accidental death cover of Rs.25,000 to the policyholder. If the policyholder reports a loss of earnings because of hospitalisation, they may be compensated with Rs.50 per day.

    1. Aam Aadmi Bima Yojana (AABY):

    Aam Aadmi Bima Yojana (AABY) is a social security scheme launched on October 2, 2007, for rural, landless families.  The scheme consists of medical insurance benefits, offering a lump sum payment in case of accidental loss of life or disability. It covers the earning members of these families aged 10 to 59 years. The scheme offers:

    • 30,000 for natural death.
    • 75,000 for accidental demise or full permanent disability (loss of two limbs or eyes).
    • 37,500 for partial permanent disability (lack of one limb or eye).

    These benefits provide vital economic assistance to vulnerable households in times of need.

    Conclusion

    The National Health Insurance Scheme (NHIS) in India performs an important role in making healthcare accessible and affordable for all. Through various schemes, the government guarantees that even the most vulnerable populations can get vital medical services without financial pressure.

    Understanding and making use of these medical insurance policies can assist people and households in shielding themselves from the high costs of medical treatment, leading to a healthier and more secure life.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What are the Causes of Hashimoto's Disease?

    by Almog Ramrajkar | Apr 07, 2025

    Hashimoto's disease is an autoimmune disorder in which the immune system harms the thyroid gland. Understanding what causes it is important for its proper management and treatment.

    What are the Causes of Hashimoto?

    The causes of Hashimoto's disease are still unknown, but many factors contribute to it. Hashimoto's disorder involves genetic predisposition, wherein a family history of thyroid disorders doubles the risk. Other factors include excessive intake of iodine and radiation exposure. Hormonal changes, especially in females, can lead to the onset of Hashimoto's thyroid disease.

    Identifying what are the causes of Hashimoto's disease aids in designing appropriate modes of treatment. Also, get health insurance for coverage against treatment costs.

    Conclusion

    Understanding what causes Hashimoto's will enable you to make better management strategies. For specific advice, consult with a healthcare professional and check your health insurance regarding what is covered in your treatment plan.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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