Since the BMI of is is , Policy will be issued if the proposal is approved on fulfillment of our medical criteria

Hospital Daily Cash + Convalescence Benefit

×

Hospital Daily Cash:

  • A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalization, if such hospitalization is at least for a minimum period of 3 consecutive days and subject to a maximum of 10 consecutive days.
POLICY SUM INSURED (`) BENEFIT PER MEMBER (`)
2 Lac 500 per day
3 Lac / 4 Lac / 5 Lac 1000 per day
7 Lac /10 Lac 2000 per day

Convalescence Benefit:

  • A benefit amount of ` 10,000 will be offered to every insured once for each policy year and insured will be paid in case of hospitalization arising out of any injury or illness as covered under the policy, for a period of 10 consecutive days or more.

Donor Expense + Critical Illness Cover [only for adult(s)]

×

Donor Expenses*:

  • Reimbursement up to ` 50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

Critical illness Cover*:

  • Provides cover on diagnosis of specified Critical Illnesses/ Medical Procedures as per the sum insured of the policy.
  1. Cancer Of Specified Severity
  2. Open Chest CABG
  3. First Heart Attack Of Specified Severity
  4. Kidney Failure Requiring Regular Dialysis
  5. Major Organ/Bone Marrow Transplant
  6. Stroke Resulting In Permanent Symptoms
  7. Permanent Paralysis Of Limbs
  8. Open Heart Replacement Or Repair Of Heart Valves
  9. End Stage Liver Disease
  • This cover is available on all Sum Insured options.
  • The benefit amount on the above circumstances will be payable depending on the diagnosis of the illness.

*Maximum 2 adults can apply up to 60 years.

Out Patient Treatment + Wellness and Preventive Healthcare + Maternity Benefit (Only for Self & Spouse)

×

Maternity and New born baby Cover:

  • Reimbursement of medical expenses incurred for delivery, including a caesarian section, during hospitalization or lawful medical termination of pregnancy during the policy period. Pre and post natal expenses shall also be covered upto the defined limit. Reimbursement of medical expenses incurred on the new born baby during hospitalization (minimum period of consecutive 24 hours) for a maximum period upto 91 days from the date of birth of the baby.

Wellness and Preventive Healthcare and Outpatient Treatment Cover:

  • Reimbursement for the medical expenses incurred as an out-patient including routine physical and preventive examinations, fitness programs including gymnasium, yoga, vaccinations etc.

CHI Sub-Limit

×
SURGERIES / MEDICAL PROCEDURES SUB-LIMIT AMOUNT (`)
OPTION A OPTION B OPTION C
Cataract per eye 10,000 15,000 20,000
Other Eye Surgeries 15,000 22,000 35,000
ENT 15,000 22,000 35,000
Surgeries for - Tumors/Cysts/Nodule/Polyp 20,000 40,000 60,000
Stone in Urinary System 20,000 30,000 40,000
Herina Related 20,000 30,000 40,000
Appendisectomy 20,000 30,000 40,000
Knee Ligament Reconstruction Surgery 20,000 30,000 40,000
Hysterectomy 20,000 30,000 40,000
Fissures/Piles/Fistulas 15,000 22,000 35,000
Spine & Vertebrae related 40,000 60,000 90,000
Cellslites/Abscess 15,000 22,000 35,000
All Medical Expenses for any treatment not involving surgery/medical procedure 10,000 15,000 25,000

Refer Policy wordings for detailed information on applicability of Sub limits

Voluntary Deductible

×

In case you opt for voluntary deductible in policy, we will offer you discount on premium. Deductible amount is the amount of any eligible claim that needs to be borne by you before any claims become payable by us under this Policy.
The details of Voluntary Deductible and discount are given below:

Voluntary Deductible(`) Discount on Premium
5,000 5%
10,000 10%
15,000 15%
20,000 20%
25,000 25%
50,000 30%
100,000 35%

Age of the proposed insured(s),   is 46 years and above and have to undergo Pre policy medical check-up before your proposal is accepted.
ICICI Lombard GIC Ltd has arranged a nationwide network of standard diagnostic centres for you at a special rate. The cost & Package would depend upon the sum insured and age of the customer and Underwriter discretion. Cost & package would varies based on product & PED.
Following are the current packages we are offering P4, P5. If proposal accepted company will not charge you the cost, if proposal rejected the amount will be deducted from your premium.

P4 health check-up cost : `800   P5 health check-up cost: `2000

Test List -P4 Test List -P5
MER by Doctor MEDICAL EXAMINATION FORM (MER FORM)
CBC & Peripheral Smear CBC & Peripheral Smear
SGPT/ALT SGPT/ALT
Serum Creatinine Serum Creatinine
ECG ECG
Complete Lipid Profile Complete Lipid Profile
Glycosylated Haemoglobin (HbA1c) HbA1c
Uric Acid Uric Acid
- USG Abdomen & Pelvis
- TMT

Pre-existing Disease & Habits

×

Medical & Lifestyle History

  • Hypertension Blood Pressure History

    Yes
    No

  • Diabetes History

    Yes
    No

  • Any Heart related Or Circulatory Conditions Disorders

    Yes
    No

  • Kidney Failure Stone Dialysis Or Any Other Kidney Urinary Tract Or Prostate Disease

    Yes
    No

  • Arthritis Spondylosis Joint Replacement Or Any Other Disorder of Joint ligaments

    Yes
    No

  • Tuberculosis Asthma Bronchitis Or Any Other Lung Respiratory Disease

    Yes
    No

  • Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease

    Yes
    No

  • Cancer or Tumor of any kind

    Yes
    No

  • Stroke Epilepsy Paralysis Or Any Other Brain Nervous System Disease

    Yes
    No

  • Any Gynecological Breast Disorder

    Yes
    No

  • Use tobacco products cigarettes or drinks alcohol

    Yes
    No

  • Has the insured sought any medical advice or awaiting any treatment medical or surgical due to any of the diseases or condition listed above or otherwise attend follow up for any diseases or condition or ailment or injury or addiction

    Yes
    No

In cases where pre-existing disease(s) is/are declared, policy issuance will be subject to medical underwriting as well as additional premium (if any).

Please select atleast one disease Submit

Pre-existing Disease & Habits

×

Medical & Lifestyle History

  • Hypertension Blood Pressure History

    Yes
    No

  • Diabetes History

    Yes
    No

  • Any Heart related Or Circulatory Conditions Disorders

    Yes
    No

  • Kidney Failure Stone Dialysis Or Any Other Kidney Urinary Tract Or Prostate Disease

    Yes
    No

  • Arthritis Spondylosis Joint Replacement Or Any Other Disorder of Joint ligaments

    Yes
    No

  • Tuberculosis Asthma Bronchitis Or Any Other Lung Respiratory Disease

    Yes
    No

  • Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease

    Yes
    No

  • Cancer or Tumor of any kind

    Yes
    No

  • Stroke Epilepsy Paralysis Or Any Other Brain Nervous System Disease

    Yes
    No

  • Any Gynecological Breast Disorder

    Yes
    No

  • Use tobacco products cigarettes or drinks alcohol

    Yes
    No

  • Has the insured sought any medical advice or awaiting any treatment medical or surgical due to any of the diseases or condition listed above or otherwise attend follow up for any diseases or condition or ailment or injury or addiction

    Yes
    No

In cases where pre-existing disease(s) is/are declared, policy issuance will be subject to medical underwriting as well as additional premium (if any).

Please select atleast one disease Submit

Pre-existing Disease & Habits

×

Medical & Lifestyle History

  • Hypertension Blood Pressure History

    Yes
    No

  • Diabetes History

    Yes
    No

  • Any Heart related Or Circulatory Conditions Disorders

    Yes
    No

  • Kidney Failure Stone Dialysis Or Any Other Kidney Urinary Tract Or Prostate Disease

    Yes
    No

  • Arthritis Spondylosis Joint Replacement Or Any Other Disorder of Joint ligaments

    Yes
    No

  • Tuberculosis Asthma Bronchitis Or Any Other Lung Respiratory Disease

    Yes
    No

  • Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease

    Yes
    No

  • Cancer or Tumor of any kind

    Yes
    No

  • Stroke Epilepsy Paralysis Or Any Other Brain Nervous System Disease

    Yes
    No

  • Any Gynecological Breast Disorder

    Yes
    No

  • Use tobacco products cigarettes or drinks alcohol

    Yes
    No

  • Has the insured sought any medical advice or awaiting any treatment medical or surgical due to any of the diseases or condition listed above or otherwise attend follow up for any diseases or condition or ailment or injury or addiction

    Yes
    No

In cases where pre-existing disease(s) is/are declared, policy issuance will be subject to medical underwriting as well as additional premium (if any).

Please select atleast one disease Submit

Pre-existing Disease & Habits

×

Medical & Lifestyle History

  • Hypertension Blood Pressure History

    Yes
    No

  • Diabetes History

    Yes
    No

  • Any Heart related Or Circulatory Conditions Disorders

    Yes
    No

  • Kidney Failure Stone Dialysis Or Any Other Kidney Urinary Tract Or Prostate Disease

    Yes
    No

  • Arthritis Spondylosis Joint Replacement Or Any Other Disorder of Joint ligaments

    Yes
    No

  • Tuberculosis Asthma Bronchitis Or Any Other Lung Respiratory Disease

    Yes
    No

  • Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease

    Yes
    No

  • Cancer or Tumor of any kind

    Yes
    No

  • Stroke Epilepsy Paralysis Or Any Other Brain Nervous System Disease

    Yes
    No

  • Any Gynecological Breast Disorder

    Yes
    No

  • Use tobacco products cigarettes or drinks alcohol

    Yes
    No

  • Has the insured sought any medical advice or awaiting any treatment medical or surgical due to any of the diseases or condition listed above or otherwise attend follow up for any diseases or condition or ailment or injury or addiction

    Yes
    No

In cases where pre-existing disease(s) is/are declared, policy issuance will be subject to medical underwriting as well as additional premium (if any).

Please select atleast one disease Submit

Pre-existing Disease & Habits

×

Medical & Lifestyle History

  • Hypertension Blood Pressure History

    Yes
    No

  • Diabetes History

    Yes
    No

  • Any Heart related Or Circulatory Conditions Disorders

    Yes
    No

  • Kidney Failure Stone Dialysis Or Any Other Kidney Urinary Tract Or Prostate Disease

    Yes
    No

  • Arthritis Spondylosis Joint Replacement Or Any Other Disorder of Joint ligaments

    Yes
    No

  • Tuberculosis Asthma Bronchitis Or Any Other Lung Respiratory Disease

    Yes
    No

  • Liver Disease Or Any Other Gastro Intestinal Or Gallbladder Disease

    Yes
    No

  • Cancer or Tumor of any kind

    Yes
    No

  • Stroke Epilepsy Paralysis Or Any Other Brain Nervous System Disease

    Yes
    No

  • Any Gynecological Breast Disorder

    Yes
    No

  • Use tobacco products cigarettes or drinks alcohol

    Yes
    No

  • Has the insured sought any medical advice or awaiting any treatment medical or surgical due to any of the diseases or condition listed above or otherwise attend follow up for any diseases or condition or ailment or injury or addiction

    Yes
    No

In cases where pre-existing disease(s) is/are declared, policy issuance will be subject to medical underwriting as well as additional premium (if any).

Please select atleast one disease Submit
×
 
As per government regulations, the Kerala cess will be applicable to you. You’ll be charged an additional 1% of the base premium.
 

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Age of the proposed insured(s),   is 46 years and above and have to undergo Pre policy medical check-up before your proposal is accepted.
ICICI Lombard GIC Ltd has arranged a nationwide network of standard diagnostic centres for you at a special rate. The cost & Package would depend upon the sum insured and age of the customer and Underwriter discretion. Cost & package would varies based on product & PED.
Following are the current packages we are offering P4, P5. If proposal accepted company will not charge you the cost, if proposal rejected the amount will be deducted from your premium.

P4 health check-up cost : `800   P5 health check-up cost: `2000

Test List -P4 Test List -P5
MER by Doctor MEDICAL EXAMINATION FORM (MER FORM)
CBC & Peripheral Smear CBC & Peripheral Smear
SGPT/ALT SGPT/ALT
Serum Creatinine Serum Creatinine
ECG ECG
Complete Lipid Profile Complete Lipid Profile
Glycosylated Haemoglobin (HbA1c) HbA1c
Uric Acid Uric Acid
- USG Abdomen & Pelvis
- TMT

Since the BMI of is is , Policy will be issued if the proposal is approved on fulfillment of our medical criteria

1800 2666
Product Product Code UIN no.
ICICI Lombard Complete Health Insurance 4128 ICIHLIP23144V072223
×

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Plan comparison with benefits
Benefits
Plan
A
B
C
D
E
F
Outpatient consultation
-
-
6
8
18
18
Routine diagnostics cover and minor procedures cover
-
₹1,000
₹1,000
₹2,000
₹3,000
₹5,000
Pharmacy cover
0
₹1,000
₹1,000
₹2,000
₹3,000
₹5,000
Physiotherapy session
0
0
6
8
10
12
Tele consultation
12
12
12
12
12
Unlimited
e-Counselling
6
6
6
8
12
Unlimited
Diet and nutrition e-consultation
6
6
6
8
12
Unlimited
Preventive care
0
0
₹1,000
₹1,000
₹1,000
₹2,000
Total premium ₹10,925
Buy Now

Benefits covered

Outpatient consultation sessions

Up to 18 consultations covered! Whether for preventive reasons or a specialist visit, the BeFit rider includes any type of outpatient consultation session. This includes sessions from a licensed Ayurvedic & Yunani practitioner.

Routine diagnostics and minor procedures cover

Running a routine blood-test or getting a troublesome tooth taken care of – the BeFit rider covers all diagnostic and minor procedures for up to Rs 5000. The coverage is valid for the duration of the policy period and only if advised by a qualified medical professional.

Pharmacy cover

Expenses related to prescribed medication or other medical consumables up to Rs5000 are included. These include medical expenses incurred during the policy period and as prescribed by a medical practitioner from our cashless network hospital.

Physiotherapy sessions

Although an important part of any physical recovery, physiotherapy sessions can also be expensive. These sessions, aimed at restoring optimal physical function, are especially required if you experience injury to any of your limbs or back, illness or deformity.

Tele-consultation sessions

We bring to you medical care where you’re present the most- on your phone. The BeFit rider covers consultations both, over the phone and virtual, for any injury or illness sustained during the policy period. This service is available 24x7, 365 days a year.

E-counselling sessions

Mental health is as important as physical well-being. Depending on the plan, the BeFit rider covers from 6 to unlimited virtual counselling sessions to ensure so that you can take care of your mental health too. .

Diet & nutrition e-consultation

Eating a wholesome and balanced diet is important for good health and critical if you’re recovering from an illness or have a condition. Having an expert review/suggest changes to your diet helps. You can avail these

Preventive care

Getting a routine health check-up once a year is the adult thing to do. The BeFit rider enables you to get one by covering the expenses for the same. What’s more, this benefit can be availed on a cashless basis making it pretty convenient.

Total premium
` 10,925
Add to plan

Continuity benefits

×

Additional coverage of ₹1,50,000

Super no claim bonus of ₹1,50,000

Sum Insured Protector benefit of ₹1,50,000

Hospital Daily Cash + Convalescence Benefit

Hospital Daily Cash:

• A certain amount (as per the plan chosen) will be paid for each and every completed day of hospitalization, if such hospitalization is at least for a minimum period of 3 consecutive days and subject to a maximum of 10 consecutive days.

Policy sum insured (`) Benefit per member (`)
2 Lac ₹500 per day
3 Lac / 4 Lac / 5 Lac ₹1000 per day
7 Lac /10 Lac ₹2000 per day

Convalescence Benefit:

• A benefit amount of ` 10,000 will be offered to every insured once for each policy year and insured will be paid in case of hospitalization arising out of any injury or illness as covered under the policy, for a period of 10 consecutive days or more.

Donor Expense + Critical Illness Cover [only for adult(s)]

Donor Expenses*:

• Reimbursement up to ₹ 50,000 for such medical expenses as incurred by the organ donor for undergoing any organ transplant surgery for your use.

Critical illness Cover*:

• Provides cover on diagnosis of specified Critical Illnesses/ Medical Procedures as per the sum insured of the policy.
  • 1. Cancer Of Specified Severity
  • 2. Open Chest CABG
  • 3. First Heart Attack Of Specified Severity
  • 4. Kidney Failure Requiring Regular Dialysis
  • 5. Major Organ/Bone Marrow Transplant
  • 6. Stroke Resulting In Permanent Symptoms
  • 6. Stroke Resulting In Permanent Symptoms
  • 7. Permanent Paralysis Of Limbs
  • 8. Open Heart Replacement Or Repair Of Heart Valves
  • 9. End Stage Liver Disease
  • 10. This cover is available on all Sum Insured options.

This cover is available on all Sum Insured options.

The benefit amount on the above circumstances will be payable depending on the diagnosis of the illness.

*Maximum 2 adults can apply up to 60 years.

Out Patient Treatment + Wellness and Preventive Healthcare + Maternity Benefit (Only for Self & Spouse)

Maternity and New born baby Cover:

Reimbursement of medical expenses incurred for delivery, including a caesarian section, during hospitalization or lawful medical termination of pregnancy during the policy period. Pre and post natal expenses shall also be covered upto the defined limit. Reimbursement of medical expenses incurred on the new born baby during hospitalization (minimum period of consecutive 24 hours) for a maximum period upto 91 days from the date of birth of the baby.

Wellness and Preventive Healthcare and Outpatient Treatment Cover:

Reimbursement for the medical expenses incurred as an out-patient including routine physical and preventive examinations, fitness programs including gymnasium, yoga, vaccinations etc.

CHI Sub-Limit

SURGERIES / MEDICAL PROCEDURES SUB-LIMIT AMOUNT (`)
OPTION A OPTION B OPTION C
Cataract per eye ₹10,000 ₹15,000 ₹20,000
Other Eye Surgeries ₹15,000 ₹22,000 ₹35,000
ENT ₹15,000 ₹22,000 ₹35,000
Surgeries for - Tumors/Cysts/Nodule/Polyp ₹20,000 ₹40,000 ₹60,000
Stone in Urinary System ₹20,000 ₹30,000 ₹40,000
Herina Related 20,000 30,000 40,000
Appendisectomy ₹20,000 ₹30,000 ₹40,000
Knee Ligament Reconstruction Surgery ₹20,000 ₹30,000 ₹40,000
Hysterectomy ₹20,000 ₹30,000 ₹40,000
Fissures/Piles/Fistulas ₹15,000 ₹22,000 ₹35,000
Spine & Vertebrae related ₹40,000 ₹60,000 ₹90,000
Cellslites/Abscess ₹15,000 ₹22,000 ₹35,000
All Medical Expenses for any treatment not involving surgery/medical procedure ₹10,000 ₹15,000 ₹25,000

Refer Policy wordings for detailed information on applicability of Sub limits

Voluntary Deductible

In case you opt for voluntary deductible in policy, we will offer you discount on premium. Deductible amount is the amount of any eligible claim that needs to be borne by you before any claims become payable by us under this Policy.
The details of Voluntary Deductible and discount are given below:

Voluntary Deductible(`) Discount on Premium
5,000 5%
₹10,000 10%
₹15,000 15%
₹20,000 20%
₹25,000 25%
₹50,000 30%
₹100,000 35%

Critical illness Cover

This benefit pays out 100% of the sum insured. The following critical illnesses are covered under this add-on -

  • • Cancer of specified severity
  • • Open chest CABG
  • • First heart attack of specified severity
  • • Kidney failure requiring regular dialysis
  • • Major organ/bone marrow transplant
  • • Stroke resulting in permanent symptoms
  • • Open heart replacement or repair of heart valves
  • • End-stage liver disease

Waiting period - 90 days from the policy start date.

Sum Insured Protector

You can protect your sum insured against rising inflation. Your sum insured will be increased on cumulative basis at every renewal, based on the previous year's inflation rate. Inflation rate is based on the Consumer Price index (CPI) published by the Central Statistical Organisation (CSO). The % increase will be applicable only on Annual Sum Insured under the Policy and not on additional sum insured or any other benefit which leads to increase in Sum Insured.

Super No Claim Bonus

This benefit applies if you renew the policy on time without any break-in period.

Maximum limit:
  • • For SI between 5 to 10 lakhs: 100% of SI
  • • For SI between 15 to 50 lakhs: 200% of SI

This will be over and above the additional sum insured that you'll get while renewing the policy, only if you've made no claims in the past year. If you make a claim in the policy year, the super no claim bonus will reduce by 50%.

×
Comparison of your current plan with new plan(s)
Comparison of your current plan with new plan(s)
Benefits covered

In Patient Treatment

We cover treatment expenses for injuries/illnesses, wherein your hospital stay extends for more than 24 hours.

Pre Hospitalisation

We take care of medical expenses incurred 30 days before hospitalisation.

Post Hospitalisation

We take care of medical expenses incurred 60 days after hospitalisation.

AYUSH Hospitalisation

We cover medical expenses for AYUSH treatment, when the treatment is undertaken in a AYUSH hospital or AYUSH daycare centre. AYUSH treatments include Ayurveda, Yoga and Naturotherapy, Unani, Sidha and Homeopathy.

Daycare procedures

We cover surgeries or medical treatments that you receive in a hospital as an in-patient. To claim day care treatment expenses, you can be admitted for less than 24 hours.

Additional sum insured

We provide an additional sum insured of 10% at the time of renewal, for every claim free year

Wellness Program

You can redeem your wellness points against outpatient medical expenses. Under this benefit, you can also avail:
• Emergency assistance information such as nearest ambulance / hospital / blood bank etc.
• Second opinion of a medical expert through electronic mode.
• Referral for medical service provider, evacuation/ repatriation services, home nursing care etc.
To know how to redeem or track your earned points, call our toll free no. 18002666 or write to us at ihealthcare@icicilombard.com.

Value added services

We facilitate complimentary services such as free health check-up, online chat with a doctor, specialist e-consultation, etc.

Donor Expenses

We take care of the medical expenses incurred in respect of the organ donor up to ₹10 lakhs (as per plans opted) provided you are the recipient and we have accepted your hospitalisation claim for the organ donation surgery.

Reset Benefit

This applies in case your sum insured (including additional sum insured) is insufficient due to previous claims. In such a scenario, we will reset your sum insured. Reset benefit will not be triggered for your first claim and for the same illness.

Domestic road emergency ambulance

"If you need to be transported in an ambulance to the nearest hospital during an emergency, you can claim reimbursement up to ₹1,500 per hospitalisation.
Key Exclusions:
1. OPD (Out-Patient) Treatment
2. Emergency condition that is not certified by a medical practitioner."

Treatment at home

If you want to avoid the hospital during the COVID-19 crisis and undergo any active treatment at home, we will facilitate home healthcare treatment for you on cashless basis

Air Ambulance Cover

In case of a life-threatening emergency, we cover your air ambulance costs. This benefit is applicable only in cases where road ambulance services cannot be provided. Maximum liability under this benefit is restricted up to your sum insured stated on the policy schedule.

Additional sum insured protector

We won't reduce/remove your additional sum insured(ASI) at renewal. This benefit applies if any one claim or multiple claims in the previous policy year did not exceed an overall amount of ₹50,000.

Hospital Daily Cash + Convalescence Benefit

We pay you a daily cash allowance if you are hospitalised for 3+ days, up to a maximum of 10 days. Additionally, In case your hospital stay continues for 10 days or more, we will pay you ₹10,000 as convalescence benefit.

Maternity benefit +OPD

Maternity cover: We reimburse medical expenses that you/your spouse incurs for delivery, up to the defined limit. This includes costs for a caesarean section, during hospitalisation, or lawful medical termination of pregnancy during the policy period. Outpatient treatment cover: We reimburse the medical expenses you incur as an out-patient, up to Rs. 20,000.

Nursing at home + Compassionate visit

We cover your expenses for availing nursing at home post hospitalisation. The limit under this benefit is ₹3,000 per day for up to a maximum of 15 days. If your hospitalisation extends beyond 5 days, we will cover expenses incurred for an economy class air ticket for your spouse/children/parent to visit you (up to ₹20000).

Claim protector

We cover the items related to your claim, which are not payable as per IRDAI's excluded list. These include hot packs, gauze, crepe bandages etc. Such non-payables will be covered up to sum insured if we have accepted your inpatient hospitalisation claim.

Sum insured protector

We increase your sum insured every year, based on the previous year's inflation rate. Please refer policy wording for further details.

Worldwide cover

You can claim for inpatient hospitalisation and day care procedures under this benefit. A co-pay of 10% will be applied to every admissible claim incurred outside India. The benefit is available for 45 consecutive days from the date of travel in a single trip and 90 days in a cumulative bases as a whole in a policy year.

Super no claim bonus

This benefit applies if you renew the policy on time without any break-in period. Maximum limit: For SI between 5 to 10 lakhs: 100% of SI For SI between 15 to 50 lakhs: 200% of SI This will be over and above the additional sum insured that you'll get while renewing the policy, only if you've made no claims in the past year. If you make a claim in the policy year, the super no claim bonus will reduce by 50%.
More plans
Total premium

`

43170
Buy Now
×

 

 

ICICI Lombard General Insurance Company Limited is one of the leading private sector general insurance company in India offering insurance coverage for motor, health, travel, home, student travel and more. Policies can be purchased and renewed online as well. Immediate issuance of policy copy online.

ICICI trade logo displayed above belongs to ICICI Bank Ltd and is used by ICICI Lombard General Insurance Company Ltd under license and Lombard logo belongs to ICICI Lombard General Insurance Company Ltd. Insurance is the subject matter of the solicitation. The advertisement contains only an indication of cover offered. For more details on risk factors, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. ICICI Lombard General Insurance Company Limited, ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhi Vinayak Temple, Prabhadevi, Mumbai - 400025. Reg. No.115. Fax no - 022 61961323. CIN: L67200MH2000PLC129408.
Email ID - customersupport@icicilombard.com

icicilombard geninsurance

ICICI Group Websites

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1. Aadhaar

Aadhaar-Image

Front

Back

Aadhaar-Image

Front

Back

2. Voter ID

Voter-ID

Front

Voter-ID

Back

3. Passport

Passport-Image

Front

Back

Insurance Regulatory Authority guidelines on Anti-Money Laundering / Counter Financing of Terrorism

  • Effective from January 1, 2023, the KYC process will become mandatory to purchase all insurance policies from the Company in accordance to the Master Guidelines on Anti-Money Laundering/Counter Financing of Terrorism (AML/CFT), 2022 dated August 1, 2022.
  • KYC verification is to be completed at the time of policy purchase.
  • You can complete KYC to purchase your policy through the following modes:
    • Pre-verified cKYC number
    • Aadhaar-based KYC through online authentication
    • cKYC verification based on PAN Card, Aadhaar, Driver's License, Elector's photo identity card and Passport File Number
  • The company may seek additional information such as the nature of the business, source of income, beneficial owner, etc., as required under Master Guidelines on Anti-Money Laundering/Counter Financing of Terrorism (AML/CFT), 2022.
  • Declaration to be provided for Politically Exposed Persons (PEP).
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Don't worry if your name doesn't exactly match.

In case of a name mismatch at the time of claim, we will consider the name mentioned in your KYC document.

E.g., if your name is Amit Rai Kapoor but your KYC document mentions Amit Kapoor, we will consider name as Amit Kapoor to process your claim.

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What is ABHA ID?

ABHA is a unique health ID that uses a 14-digit identification number and can be generated using an Aadhaar card or your mobile number. It allows users to share their health records digitally with hospitals, clinics, insurance providers and others. Citizens can create their unique ABHA without any cost.

Please visit ABHA (ndhm.gov.in). Post generation of the ABHA no., please share the same with us

Create your ABHA ID
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Please visit our nearest branch for purchasing the policy

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