Buy General Insurance Policy Online From A Trusted General Insurance Company In India | ICICI Lombard

Why ICICI Lombard is the smart choice

to secure yourself and the things you love

We have one of the highest claims settlement ratio in India

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During FY2019, we settled 99.87 % health insurance claims and 93.14% motor insurance claims (own damage) within 30 days of claim filing.*

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Well, we don’t wish to blow our own trumpet, but the Indian Insurance Award of ‘Claim Leader – General Insurance’ only validates why we remain your smartest choice.

ICRA (an Associate of Moody's Investors Service) has assigned iAAA rating indicating highest claims paying ability to ICICI Lombard General Insurance Company Limited.

icra rating

The rating indicates a fundamentally strong position. Prospect of meeting policyholder obligations is the best. The rating takes into consideration ICICI Lombard's strong parentage, the high growth prospects for the general insurance business in the country, ICICI Lombard's strong capitalisation level, its prudent underwriting and reinsurance strategy, and its satisfactory underwriting performance.

*Source: IRDAI

We offer easy access to

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We settled a total of 1.57 million claims in FY2019, which means that on an average, every minute we honour about 3 claims.
We have established a strong market leadership through our promise of quick and efficient claim processes. Our pledge towards prompt responsiveness assures you of immediate assistance.


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In case of a medical emergency, you need not worry because our Health Insurance policies offer access to cashless treatment at any of our 5025+ network hospitals across the country.

We believe in quick claim settlement. We settle around

3claims
every minute
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claims-content

We settled a total of 1.57 million claims in FY2019, which means that on an average, every minute we honour about 3 claims.
We have established a strong market leadership through our promise of quick and efficient claim processes. Our pledge towards prompt responsiveness assures you of immediate assistance.

7reasons to
choose us
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  • 1

    Claims

    To ensure you have a hassle-free claim experience, the unit employs over 100 doctors and 600 engineers.
    The unit settled 1.57 million claims in FY2019.

  • 2

    Pioneers

    We were the pioneers in the industry to develop an online sales channel in 2005 and the first General Insurance Company to be ISO certified.

  • 3

    Customer Service

    Our in-house call centre operations help to serve you better.
    We have introduced mobility solutions to empower customers to purchase, renew and intimate claims.

  • 4

    Product Innovation

    Long Term Two Wheeler Insurance - A 3-year long-term policy introduced in the two wheeler insurance segment.
    Complete Health Insurance - Comprehensive health insurance that offers Out-Patient Department (OPD) benefits, maternity cover and a host of wellness benefits.
    Bus Insurance - Comprehensive bus insurance for inter-state bus travellers through bus ticketing portals starting at `10 only.

  • 5

    Technology

    A self-service customer app (Insure) has been launched for convenient policy purchase / renewal, claim intimation and tracking, GPS-enabled notification services; for example, for locating the nearest hospital/garage.
    To reduce the survey response time of your vehicle from more than a day to a few hours, all our motor surveyors are equipped with tablet devices.
    We have indemnity-based OPD solutions for you to avail real-time approval on consultation, diagnostics and pharmacy.

  • 6

    Analytics

    Our enhanced capabilities in data analytics helps us to understand you needs better.
    We offer telematics powered solutions to corporate customers to prevent loss during transit.

  • 7

    Awards and Accolades

    We won the prestigious Celent Model Insurer Asia Award, in the “digital and omnichannel” and “legacy and ecosystem transformation” categories for our agency application and our chatbot “MyRA”, respectively in 2017.
    We also received the “Technology Innovation” and “E-Business Leader” awards at the Indian Insurance Awards, 2016.
    For full details of the awards (click here)

PMFBY

The PMFBY was launched in 2016 and replaces all the prevailing yield insurance schemes in India. The scheme has extended coverage under localized risks, post-harvest losses etc. and aims at adoption of technology for the purpose of yield estimation. Through increased farmer awareness and low farmer premium rates the scheme aims at increasing the crop insurance penetration in India.

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Awards

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Most Broker Friendly Insurer - 2019

We were adjudged the Most Broker Friendly Insurer – 2019 in the Top Quartile by the Insurance Brokers Association of India.

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Featured Article

How Touchless Technology Will Change The Way You File Claims?

A recent study by a health services company showed that 62% of Indians pay their medical expenses from their own pockets.

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