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Group Personal Accident Insurance Policy


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Scope of Cover
 The Insurance Policy compensates the Insured in case of Accidental Death, Loss of limbs and eyes, Permanent Total Disablement and Permanent Partial Disablement
(Code: Misc 05)

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Sum Insured
 The Sum Insured can be decided on the basis of earning capacity of the Insured Person.

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Premium
 The Premium chargeable for the policy depends on occupation of the Insured person and the Table of benefits availed.

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Significant Exclusions
 The Insurance Policy does not cover losses arising out of suicide, self-injury, venereal diseases, war and nuclear perils and pregnancy.

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Group Discount
 The group Policy is eligible for group discount based on the size of the group. The group discount is slab-wise and increases with the size of the group.

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Main Extension
 Medical expenses following an accident.

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