Health Insurance

Understanding critical illness insurance for all older adults

Critical illness insurance for senior citizens safeguards against expensive medical treatments for serious conditions such as heart attacks, cancer, and strokes. The plan ensures older adults receive proper care, reduces financial burden on families, and offers peace of mind during health emergencies.

17 May 2023

Health Insurance

Section 80D Deduction Limit for Health Insurance

Section 80D deduction can help taxpayers reduce their tax liability, making it an attractive investment option. However, you must meet specific conditions and limits to be eligible for these deductions.

17 May 2023

Health Insurance

How to Get Health Insurance for Senior Citizens Without Medical Check-Ups

Senior citizen health insurance without medical tests ensures quick access to coverage, saving time and stress. These plans provide convenience but may include waiting periods, higher premiums, and limited initial benefits, making policy review essential before purchase.

17 May 2023

Health Insurance

Is Cataract Surgery Covered by Insurance?

Cataract surgery is covered under health insurance, but coverage depends on factors like waiting periods, policy limits, and exclusions. Costs vary based on procedure type and hospital location. Reviewing policy details is essential to understand claim eligibility and financial support for surgery.

17 May 2023

Health Insurance

Is Bariatric Surgery Covered By Insurance

Bariatric surgery is a viable option for people with morbid obesity who fail to lose weight through traditional methods. Policyholders should review their plan’s terms and conditions to ensure coverage and fulfil specific criteria for validating their bariatric surgery coverage.

17 May 2023

Health Insurance

Health Insurance for HIV Patients: Coverage Options & Benefits

Health insurance coverage for HIV-positive patients in India has improved following IRDAI's mandate for inclusive policies. Benefits include in-hospital care covering physician fees and diagnostic tests, pre and post-hospital care, and emergency ambulance services. Inclusions feature in-patient hospitalization, day-care procedures, and ambulance charges, while exclusions may include pre-existing conditions, cosmetic treatments, and alternative therapies.

16 May 2023

Health Insurance

Health Insurance for Type 1 Diabetes: Everything You Need to Know

Type 1 diabetes requires lifelong care, regular insulin, and medical check-ups. A health insurance plan with diabetes cover reduces costs for medicines, tests, and hospitalisation, providing financial relief and access to quality treatment and long-term peace of mind.

16 May 2023

Health Insurance

No Claim Bonus in Health Insurance: Maximize Your Benefits

No Claim Bonus (NCB) rewards policyholders who don't file claims during their policy term, available in both individual and family plans. It comes in two forms: cumulative bonus that increases sum insured (typically 5-10% annually up to a cap) and premium discounts for subsequent years. Benefits include potential premium savings, increased coverage without extra cost, guaranteed renewal, and motivation to maintain good health.

16 May 2023

Health Insurance

How to Get Dental Implants Covered by Insurance in India

Standard health insurance typically excludes cosmetic dental treatments but may cover medically necessary procedures. Insurance coverage for dental implants is possible through add-on dental riders, government schemes for eligible individuals, payment plans offered by dental clinics, medical crowdfunding platforms, and reduced-cost treatments at dental colleges. Consider policy coverage scope, waiting periods, sub-limits, and network providers when selecting dental insurance.

16 May 2023

Health Insurance

Health Insurance For NRI Parents In India

As your parents grow older, their medical needs may increase, and being away from them can make it difficult to ensure their well-being. This is where health insurance for NRI parents in India comes into play.

16 May 2023