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  • How to Remove Spray Paint from Car?

    by User Not Found | Apr 29, 2025

    Finding spray paint on your car can be unpleasant. However, there's no need to worry—there are several effective methods for safely removing spray paint without ruining your car's original finish. If you have been wondering, “how do you remove spray paint from a car? effectively without damaging your paint.

    Tips on how to remove spray paint from your car

    Here’s how to remove spray paint from car:

    1.   Using acetone or nail polish remover

    • Start by getting acetone or a nail paint stripper containing acetone
    • Apply it to a soft microfibre or terrycloth towel
    • Gently rub the affected area using small circular motions
    • Change it when it gets covered in paint
    • Always wear safety gloves during this process
    • Wash your car carefully afterwards to remove any residue

     

    2.   Using WD-40

    This professional-grade product is highly effective and safe for your car's paint:

    • Wash and dry your car completely
    • Get your WD-40 spray
    • Spray it on the affected area
    • Wait for a few minutes and let the liquid do its work
    • Wipe off the area with a clean rag or a microfiber cloth
    • Finish by cleaning your car to protect the paint

     

    3.   Carnauba Wax Technique

    A softer method that works well for lighter spray paint damage:

    • Purchase liquid carnauba wax from an auto parts shop
    • Apply a large amount to a soft sponge
    • Use rolling motions to work the wax into the spray paint
    • Continue until the paint starts lifting
    • Buff off the wax with a clean cotton cloth

     

    Tips on how to remove spray paint successfully

    1. Test First
    • Always test your chosen method on a small, unnoticeable place
    • This ensures it won't hurt your car's original paint
    1. Be Gentle
    • Avoid using extra pressure when rubbing.
    • Don't use gritty products or rubbing chemicals
    • Take your time to avoid damage to the clear coat
    1. Additional Tools
    • Keep multiple clean microfiber cloths handy
    • Wear safety gloves
    • Have car wash materials ready for cleanup

    Conclusion

    While finding spray paint on your car can be upsetting, these methods provide effective cleanup solutions. The key is to act quickly and work carefully, avoiding violent methods that might damage your car's finish. Apart from keeping your vehicle looking good, protecting your investment with comprehensive car insurance is equally important.

    Complete coverage protects you financially from accidents, thefts and any third-party liabilities. Check out car insurance online, get the best prices, and compare them with various providers.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to remove fungus from car seat

    by User Not Found | Apr 29, 2025

    Updated on - 02 Jan 2026

    Fungus is not only unpleasant to look at, but it can also leave behind a musty smell and damage the interiors. In some cases, it can even trigger allergies or respiratory issues. While most people don’t expect fungus to grow inside their cars, the warm, damp and poorly ventilated environment of a vehicle makes it an ideal breeding ground.

    Since fungus spreads quickly through airborne spores, ignoring it can lead to major problems, including health risks and deeper damage to your car’s upholstery. The good news? With the right approach, you can effectively eliminate it.

    This article discusses the common signs of fungal growth and the methods for removing it from your car.

    Tips on how to clean fungus from car seats

    Fungus in your car isn't just an eyesore; it can also be bad for your health, especially if you have asthma or allergies. Some common reasons for fungus growth are spills of liquid, high humidity or driving in damp places. Here’s how to clean fungus from a car seat:

    1. White vinegar solution

    • Mix white vinegar with water in an 8:2 ratio
    • Put the fluid on the affected area using a clean cloth or a spray bottle
    • Let it soak for 15 to 20 minutes
    • Use a wet-dry vacuum to clean the area
    • Keep doors open to ventilate and remove the vinegar smell

    2. Baking soda treatment

    • Mix 1/4 cup of baking soda with 200ml of water
    • Apply the solution to affected areas
    • Scrub gently with a brush
    • Wipe clean and allow to dry thoroughly
    • Vacuum the area to remove any residue

    3. Clove oil method

    • Create a 1% solution (1/4 teaspoon of oil in one litre of water)
    • Apply carefully to the affected areas
    • Let it sit longer for better results
    • Repeat the process if necessary
    • Allow 1-2 days for full drying

    4. To keep fungus from returning

    • Keep your car interior dry
    • Fix any leaks quickly
    • Use a dryer if necessary
    • Avoid eating in the car to avoid spills
    • Regular cleaning and upkeep

    Signs your car seats are affected by fungus

    Watch out for these common indicators that suggest fungal growth in your car:

    • Earthy or musty odour
    • Damp or clammy seat surfaces
    • Discoloured spots or patches
    • Irregular patterns or clusters on the upholstery
    • Growth in hidden or shaded areas
    • Foggy or hazy windows caused by excess moisture
    • Allergic reactions such as sneezing, coughing or skin irritation

    Natural remedies vs chemical cleaners: Which works better?

    Choosing the right cleaning method is crucial for effectively removing fungus. Depending on your priorities, you can opt for either natural remedies or chemical cleaners.

    Chemical cleaners typically offer faster and more reliable disinfection. They are highly effective against stubborn fungal growth but must be used with caution, ensuring proper ventilation and protective gear.

    Natural solutions, on the other hand, are ideal for mild to moderate fungal issues. They’re non-toxic and safer for children, pets and sensitive individuals. However, remedies like vinegar or baking soda may require more time, repeated application and thorough rinsing to achieve the desired results.

    How to prevent fungus from returning in your car

    Once the fungus is removed, the key is to prevent it from returning. Keeping your car’s interior clean, dry and well-ventilated is your strongest defence. Use moisture absorbers like silica gel packs, vacuum the seats regularly and clean spills immediately to prevent dampness. Improve airflow by opening windows periodically, running the AC or heater to remove moisture and checking for leaks or water intrusion that could create a humid environment.

    Professional cleaning vs DIY: What’s best for your vehicle?

    Your choice depends largely on the extent of the fungal damage. DIY cleaning works well for mild cases and is preferable if you want to handle the process yourself using easily available products. It’s cost-effective and lets you clean at your own pace.

    Professional cleaning, however, delivers deeper results and longer-lasting protection. Experts use specialised tools and treatments that can help maintain your car’s interior quality and even support better resale value.

    Remember, the right option comes down to your budget, time availability and how much expert attention your car’s interior truly needs.

    Importance of regular car maintenance and hygiene

    The presence of fungus often signals deeper issues, highlighting why consistent upkeep is essential. With regular maintenance and proper hygiene, you can benefit in several ways, such as:

    • Safety: A clean interior helps reduce health risks, while routine checks on seats, belts and other components keep your car safe to use.
    • Performance: Regular servicing ensures all systems run smoothly, helping your car perform better and last longer.
    • Cost savings: Tackling small issues early prevents them from turning into major, expensive repairs.
    • Resale value: A well-maintained, hygienic car interior enhances the vehicle’s market value when you decide to sell it.

    How car insurance can help cover interior damage

    Fungal damage often occurs due to moisture and poor upkeep, but in certain situations, your insurance may help. With a comprehensive car insurance policy, interior repairs or cleaning may be covered only if the fungal growth is a direct result of an insured event, such as flooding, water ingress from an accident or other covered external incidents. Comprehensive coverage acts as a financial safety net against various risks, such as damage, accidents and theft.

    Remember, third party insurance is mandatory, but it will only protect you against liabilities to others, not your own vehicle.

    If you feel it’s time to better prepare for future unwanted expenses, reviewing your insurance plan can help. You can fill out the form on this page to receive personalised guidance and suitable insurance options.

    Conclusion

    Addressing fungus in your car is an essential part of regular maintenance. Not only does it help preserve your car’s value, but it also keeps the interior clean, hygienic and fresh. By learning to identify early signs of fungal growth and choosing the right removal method based on your car’s condition, you can maintain a comfortable and healthy vehicle for years.

    Alongside proper cleaning, consider exploring better car insurance online options to financially safeguard your vehicle against unexpected future expenses.

    FAQs

    1. Can a standard steam cleaner help remove fungus?

    Steam cleaners are effective because the high temperature kills bacteria and fungal spores without harsh chemicals. However, it’s important to extract all moisture afterward; any dampness left behind can cause the fungus to return.

    2. Can I use vinegar to remove fungus?

    Vinegar is a natural antifungal agent. Apply it to the affected area and let it sit for at least an hour or overnight for tougher spots. Then, scrub and rinse for best results.

    3. How should I clean fungus on the seat belt webbing?

    Gently pull out the full length of the seatbelt, secure it so it doesn’t retract and clean it. Allow it to air-dry completely before letting it retract and wiping it down with a soft cloth.

    4. Can fungus from a car seat cause vomiting?

    In some individuals, especially those with allergies or weakened immune systems, exposure to fungal spores can trigger symptoms such as vomiting, coughing or respiratory irritation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to remove duct tape without destroying car paint

    by User Not Found | Apr 29, 2025

    Have you ever needed to remove duct tape from your car? Whether for a quick repair or an old decoration, removing duct tape can be nerve-wracking, as you don't want to damage your car's paint job. If you are wondering, 'how do I remove duct tape residue from car' this guide will help you remove it effectively.

    Tips on how to remove duct tape residue

    Before cleaning, it's important to note that your car's paint is a significant investment that needs to be protected. Following these steps will help ensure you don't damage the finish while removing the stubborn tape. First, gather the tools you'll need:

    • Soap and water
    • A hot gun or hair dryer
    • A plastic scraper
    • Any glue remover
    • Microfiber cloths
    • Car wax

    Start by carefully cleaning the area around the tape with soapy water. This will eliminate any dirt and debris that could scratch your paint. Make sure to dry the area completely before proceeding.

    After this, use a hair dryer or heat gun to warm up the entire surface of the duct tape until it's hot to the touch. The heat helps soften the glue, making it easier to remove the tape without leaving residue behind. If you're using a heat gun, be careful not to hold it too close to the paint or in one spot for too long.

    Once the tape is hot, slowly peel it off with a plastic scraper. If you feel too much pushback, stop and add more heat. Forcing the tape off could damage your paint or leave behind glue.

    Dealing with stubborn residue

    After removing the tape, you'll likely encounter some sticky residue. Here’s how to remove duct tape residue from car:

    • Apply an automotive-specific glue remover like Goo Gone Automotive Spray Gel to the leftover residue.
    • Let it sit for about five minutes to break down the adhesive.
    • Using a clean microfiber cloth, work in circular motions to gently remove the residue.
    • For tough spots, you may need to repeat the process.

    Conclusion

    The key is to be patient and gentle throughout the process. Rushing could damage the paint, which would be much more expensive than taking the extra time to remove the tape properly. While keeping your car's appearance is important, protecting it financially is equally crucial. Consider exploring car insurance online, which often offers cheap prices and easy coverage solutions.

    Third-party car insurance is also important as it provides financial protection from damages to other vehicles and property in case of crashes. Complete coverage protects you financially from accidents, theft, and natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to remove stickers from car windows

    by User Not Found | Apr 29, 2025

    Removing stickers from car windows can be stressful, especially when working with old, stubborn decals. Whether removing an outdated parking pass or changing out decorative stickers, this blog covers everything on how to remove stickers from car windows.

    Quick guide on how to remove stickers from car windows

    Here’s how to remove stickers from glass on car:

    Method 1: The heat technique

    One of the most effective ways to remove car window stickers is using heat.

    • Start by warming up the sticker using a hair dryer on a low-heat setting
    • Hold the dryer a few inches away from the glass and heat the sticker evenly
    • Once warmed, use your plastic tool or credit card to lift one corner gently
    • Slowly peel the sticker off, keeping steady pressure to avoid tearing
    • If the sticker resists, add more heat and try again

    Method 2: The cold approach

    Some people prefer using the cold method to remove stickers:

    • Place ice cubes on the sticker
    • Let it sit for a few minutes to harden the glue
    • Once cooled, the sticker should peel off more easily
    • Use your plastic brush to help in removal if needed

    Dealing with stubborn residue

    After removing the sticker, you might notice some sticky residue left behind.

    • Apply your choice of cleaning product (adhesive stripper, rubbing alcohol, or WD-40) to the residue
    • Let it sit for a few minutes to soften the glue
    • Gently wipe away the residue using a clean cloth or paper towel
    • Avoid using strong abrasives or sharp metal tools that could scratch the glass

    Conclusion

    Once you've removed the sticker and cleaned any residue, thoroughly clean your window with glass cleaner. This will ensure any leftover cleaning solutions or dust are fully cleared, leaving you with a clean window. While keeping your car's look is important, protecting it with full insurance coverage is crucial.

    At a minimum, third-party car insurance is legally required in India to cover possible damages to other vehicles or property. However, choosing a comprehensive car insurance plan can provide peace of mind and financial safety against various types of damage to your car, including crashes, theft, or natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to clean car seat covers easily

    by User Not Found | Apr 29, 2025

    Your car seats take quite a hit from daily use—from coffee spills and food bits to pet hair and sweat. Keeping your seat covers clean isn't just about looks; it's about maintaining a healthy and pleasant driving environment. If you are also wondering 'how to clean seat cover of car', this blog will cover everything you need to know.

    How do you clean a car seat: simple guide

    Here is a simple guide on how to clean car seat covers:

    Check the material first

    Before digging in, quickly examine your seat covers' care label. Different materials need different cleaning methods. The most common materials are:

    • Fabric (usually machine clean)
    • Leather or plastic (needs special cleaners)
    • Canvas (usually machine washing, but check the label)

    Basic cleaning steps for machine-washable covers:

    • Remove the covers carefully
    • Spray any obvious spots with a stain eraser
    • Wash on a gentle cycle with light soap
    • Air dry completely (skip the machine)

    Basic cleaning steps for hand washing covers:

    • Fill a bucket with warm water and light soap
    • Soak the covers for a few hours
    • Gently scrub any stained spots
    • Rinse thoroughly
    • Let air dry away from direct sunlight

    Keep them clean longer

    Here are some tips to keep clean covers:

    • Keep some car cleaning wipes ready for quick spill clean-ups
    • Vacuum regularly (once a week is ideal)
    • Consider using seat covers if you have kids or pets
    • Avoid eating in the car when possible
    • Park in shaded areas to prevent damage from the sun

    Conclusion

    Remember, clean car seats aren't just about looks—they improve the driving environment and help maintain your car's value. While managing your car's interior is crucial, protecting your investment with proper car insurance is equally important. A comprehensive car insurance policy protects you financially in case of an accident, damage from unexpected events, or theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Special Edition Cars in 2026

    by User Not Found | Apr 29, 2025

    As we approach 2025, automakers bring fresh excitement to the market with special edition versions of their famous models. These limited versions offer unique style elements and exclusive features that set them apart from their normal peers. Let's look at some of the most expected special edition cars hitting Indian roads this year.

    List of special edition cars

    Here is the list of special edition cars in India expected to come out this year.

    1.   Maruti Suzuki Jimny Conqueror Edition

    The Conqueror Edition is expected to offer exclusive style elements based on Jimny's tough appeal. While exact details are yet to be released, this special version will likely feature unique outer colours and special badging.

    2.   Tata Harrier Stealth Edition

    The Harrier Stealth Edition displays a bold new avatar with its unique Matte Stealth Black outer finish. The interior features carbon noir-themed leather chairs with Granite Black deco-stitching, providing an expensive and stylish atmosphere.

    3.   Maruti Grand Vitara Adventure Edition

    The Grand Vitara Adventure Edition is expected to improve the popular SUV's adventure capabilities by incorporating unique style elements and possibly additional features. It is expected to be more offroad-oriented.

    4.   Tata Safari Bandipur Edition

    The latest addition to the special edition list is the Tata Safari Bandipur Edition, which was revealed at the Bharat Mobility Global Expo 2025. Drawing inspiration from Karnataka's Bandipur National Park, this version features an exclusive Bandipur Bronze paint scheme and unique elephant mascots on the front fender. The interior boasts fine khaki leatherette seating with contrast black stitching, keeping the Safari's luxurious appeal.

    Conclusion

    Each model brings its style while building upon the strong basis of their normal forms. With prices that are likely slightly higher than their usual versions, these special models provide an interesting choice for buyers looking to stand out. When buying any of these special edition vehicles, it's important to consider comprehensive car insurance to protect your investment.

    You can get your car insurance online from various sites and compare prices from different companies. A complete car insurance policy covers damage to your vehicle and protects against theft, natural disasters, and third-party claims.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • What are car rubbing polish benefits, and why should you polish your car?

    by User Not Found | Apr 29, 2025

    Your car goes through a lot – from dusty roads, pollution, harsh sunlight, unpredictable weather to scratches. And with time, its once-shiny exterior could start looking dull, scratched, or faded. This is when polishing comes in, helping you to maintain your vehicle’s appearance and ensure its longevity.

    What are the pros of car polish?

    Whether you want to maintain your vehicle’s fresh look, boost its resale value, or simply protect its paint, the benefits of car polish are many:

    • Car rubbing polish removes minor scratches and swirl marks, making the paint look fresh.
    • Polishing also creates a protective layer that shields the car from UV rays, dirt, and moisture, preventing long-term damage.
    • It helps enhance your car’s resale value
    • Polishing can also help smoothen your car’s surface, making it easier to clean and maintain.

    As you can see, the benefits of car polishing make it an essential part of car care. And so, investing in a good polishing routine could help your car stay new for longer, turning heads with every drive. Additionally, maintaining your car's appearance with regular polishing can complement your car insurance coverage, as a well-maintained vehicle may retain higher value in case of claims for damages, ensuring better protection for your investment.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Petrol Pump Safety Rules to Follow

    by User Not Found | Apr 29, 2025

    Every car owner visits a petrol pump regularly. To keep everyone safe and avoid crashes, following the right safety steps at petrol pumps is important. Let's look at some of the important rules of petrol pumps that everyone should follow.

    List of rules to follow at petrol pump

    Here is the list of important petrol pump safety rules to keep in mind:

    1.   Switch off your engine

    The basic rule is to turn off your car's engine before refuelling. Modern vehicles contain numerous electrical components that can create sparks. These sparks, mixed with fuel fumes, could lead to dangerous conditions. Additionally, turning off your vehicle while you refuel can help you avoid using too much fuel.

    2.   No smoking or open flames

    It may seem obvious, but it's important enough to reiterate: never smoke at a petrol pump. The combination of fuel fumes and any open flame can be extremely dangerous, so most gas stations have clear 'No Smoking' signs.

    3.   Keep mobile phones away

    Cell phones can be dangerous at gas stations, but rarely, especially if they're too hot. Moreover, using phones during filling can be distracting, making you less aware of your surroundings. It's best to keep your phone inside the car or your bag during refuelling.

    4.   Avoid overfilling

    Overfilling can lead to fuel spills, which can cause safety risks and environmental issues. Spilt fuel can also slippery the ground and release dangerous fumes into the air.

    5.   Stay alert

    Petrol pumps are busy places with steady car traffic. Be aware of your surroundings, watch for fuel leaks, and observe odd smells or situations. Being aware can help avoid crashes and ensure everyone's safety.

    Conclusion

    Everyone must ensure safety at gas pumps. While these petrol pump rules seem basic, following them can prevent major crashes. While following safety rules is crucial, having proper insurance coverage for your car is equally important. A comprehensive car insurance policy can protect you financially in an accident, theft, or natural disaster. Additionally, ensure you have third-party car insurance, which is a legal mandate in India and covers losses to other vehicles or property.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What is the fame 1 subsidy?

    by User Not Found | Apr 29, 2025

    In an attempt to curb issues such as rising fuel prices and growing environmental concerns, the Indian government launched the Faster Adoption and Manufacturing of Electric Vehicles (FAME) India Scheme in 2015. The FAME 1 subsidy was the first phase, offering financial incentives to promote electric mobility through the purchase of electric two-wheelers, three-wheelers, four-wheelers, and public transport vehicles.

    What are the features of the FAME 1 subsidy?

    • Subsidies in the form of financial assistance, making electric and hybrid vehicles more affordable.
    • Provision of charging infrastructure such as charging stations across key locations.
    • Support for public transport by expanding incentives to also cover electric buses and shared mobility solutions.

    Why is it important even today?

    No arguing that FAME 1 helped increase awareness, despite its smaller budget and limited coverage. Additionally, it also helped lay the foundation for future EV policies. If you’re considering an EV today, understanding past policies could help make informed choices. Plus, since EVs come with unique components like expensive batteries, a comprehensive car insurance could play an important role in protecting your investment even from unexpected repair costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • A step-by-step guide to paying BH series plate tax online

    by User Not Found | Apr 29, 2025

    The Bharat (BH) series number plate is designed to simplify the process of moving vehicles across state lines in India. This system eliminates the need for vehicle re-registration when a vehicle owner relocates from one state to another, making it highly convenient for individuals who frequently change their residence or job locations.

    Owners of vehicles with BH series plates are required to pay road tax once every two years. This tax is essential for the legal operation of vehicles on the roads. To streamline the payment process, the Ministry of Road Transport and Highways has launched the Parivahan Sewa portal, where vehicle owners can easily pay their road tax online. This digital payment option aims to save time and effort, ensuring that compliance with tax regulations is straightforward and accessible.

    How to pay BH series plate tax online:

    1. Access the Parivahan Sewa Portal: Navigate to the official Parivahan Sewa website.
    2. Select your state: From the homepage, choose the state where your vehicle was initially registered.
    3. Enter vehicle details: Input your vehicle's registration number. A prompt regarding Aadhaar-based verification may appear; click "Proceed" to continue.
    4. Initiate tax payment: Under the "online services" menu, select "pay your tax." Enter the last five digits of your vehicle's chassis number.
    5. Confirm tax details: In the "tax details" section, set the "tax mode" to "lump sum two year." Review the auto-populated vehicle and tax information for accuracy.
    6. Proceed with payment: Follow the on-screen instructions to complete the payment using the available online payment methods.
    7. Obtain confirmation: Upon successful payment, a receipt will be generated. It's advisable to save or print this receipt for future reference.

    Conclusion

    By paying BH series plate tax online, BH Series vehicle owners can efficiently manage their road tax obligations online, ensuring uninterrupted vehicular operations across India. Also, get car insurance to ensure that your vehicle stays protected from financial losses in case of an accident, theft, or damage due to a natural disaster.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What is the validity of a PuCC for cars?

    by User Not Found | Apr 28, 2025

    As a vehicle owner in India, you must obtain and periodically renew your Pollution under Control Certificate or a PuCC to comply with environmental regulations. While this certificate is more than just a mandatory legal document, as it ensures your vehicle meets emission standards and contributes to cleaner air.

     

    The PuCC includes details such as emission levels, test date, and the PuCC validity. Without a valid PuCC, vehicle owners may face fines and legal penalties.

     

    How long is a Pollution under Control Certificate valid?

    • For brand-new cars, the PuCC is valid up to one year from the date of purchase.
    • After this period, car owners must regularly renew the certificate by undergoing emission tests at authorised centers.
    • Generally, the validity of a pollution under control certificate for existing cars is six months, though it may be shorter if the vehicle fails the emission test.

     

    Ensuring compliance for car insurance renewal

    Maintaining a valid PuCC is essential not only for regulatory compliance but also for renewing car insurance policies. Insurance providers often require an updated PuCC to process policy renewals, reinforcing its importance for vehicle owners.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What does PuCC mean?

    by User Not Found | Apr 28, 2025

    PuCC meaning in India refers to the Pollution under Control Certificate, which is a mandatory document for all motor vehicles, including two-wheelers and four-wheelers. This certificate ensures that a vehicle’s emissions comply with the government’s prescribed limits, keeping pollution under check. To enjoy a smooth riding or driving experience, you must regularly renew your PuCC from authorised emission testing centres, ensuring that the carbon emissions from your vehicle meet the emission standards set by the Central Pollution Control Board

     

    Key points about PuCC:

    • A valid PuCC indicates that a vehicle’s emissions are within the permissible limits.
    • If a vehicle does not have a valid PuCC, it is considered non-compliant with emission norms and may attract penalties.
    • While the first PuC certificate for a new vehicle is valid for one year, subsequent renewals typically last for six months.
    • This certificate is mandatory for vehicle insurance renewal, ensuring that vehicles meet regulatory standards before coverage is extended.

     

    Why keeping a valid PuCC is essential

    A valid PuCC is essential for vehicle owners in India to ensure compliance with environmental laws while also being a requirement for car insurance renewal. Failure to possess a valid or updated PuCC can result in fines and hinder insurance claims.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What are the road tax rules in Maharashtra for other state vehicles?

    by User Not Found | Apr 28, 2025

    Maharashtra imposes road tax on all vehicles operating within the state, including those registered in other states. If a vehicle with an out-of-state registration is used in Maharashtra beyond a specific period, typically 12 months, owners may be required to pay road tax as per Maharashtra’s Motor Vehicles Act. Failure to comply can result in fines or vehicle seizure.

     

    How is road tax for other state vehicles in Maharashtra calculated?

    This road tax for other state vehicles depends on factors like the vehicle’s age, type, and fuel category.

    • The tax amount is based on the original cost of the vehicle and its depreciation over time.
    • It varies depending on the vehicle type (two-wheeler, four-wheeler, commercial, or private) as well as fuel type (petrol, diesel, CNG, or electric)
    • The road tax percentage reduces as the vehicle ages, with newer vehicles paying higher tax amounts.

     

    Importance of compliance and car insurance

    Paying the applicable Maharashtra road tax for other state vehicles ensures hassle-free travel within the state and avoids legal complications. Additionally, vehicle owners must ensure their car insurance policy remains valid, as authorities may check both road tax payment and insurance status during routine inspections.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How is road tax applied to other state vehicles in Telangana?

    by User Not Found | Apr 28, 2025

    Vehicles registered outside Telangana can operate in the state without paying road tax for a limited period. However, if the vehicle remains beyond 12 months, the owner of other state vehicles must pay a road tax, a mandatory levy imposed by the Telangana State Transport Department, and apply for re-registration. Usually, temporary visits for tourism, business trips, or short-term stays are generally exempt from the road tax.

     

    Failure to pay Telangana road tax on time can lead to fines, vehicle seizure, and issues with car insurance validity during inspections.

    How is road tax for other state vehicles in Telangana calculated?

    • The tax is based on the vehicle’s invoice value and depreciation over time.
    • Newer vehicles pay higher road tax, while older vehicles receive depreciation-based reductions.
    • Different rates apply for petrol, diesel, CNG, and electric vehicles.
    • Similarly, commercial and private vehicles are taxed at different slabs under Telangana’s Motor Vehicles Act.

     

    Ensuring compliance for a hassle-free experience

    If you’re a vehicle owner planning on staying long-term in Telangana, ensure to stay updated on tax rules and complete formalities on time. Keeping road tax and car insurance valid ensures hassle-free travel and avoids penalties. For re-registration, consult the local RTO for documents and fees.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Get Rid of Odour from Car Interiors?

    by User Not Found | Apr 28, 2025

    A fresh-smelling car interior significantly improves the driving experience. However, unwanted odours can quickly become a nuisance. Whether from food spills, pet accidents, cigarette smoke or mildew, these smells can make even short drives unpleasant.

    If you are dealing with the same crisis and wondering how to remove bad odour from car interiors, this guide provides practical solutions.

    Tips on how to get rid of smell in car

    Understanding how to get rid of smell in car spaces requires identifying the source first and then applying the right treatment methods. The most effective tips on how to remove smell from car include:

    1. Clean your car regularly

    Vacuum the carpets and upholstery weekly to eliminate dirt and debris that cause odours, especially during the monsoon or with daily use. Wipe surfaces with a mild cleaner and clean spills or stains immediately.

    You can also steam clean stubborn stains that cause odours. However, allow adequate drying time to prevent mildew formation.

    2. Use natural odour absorbers

    Sprinkle baking soda on carpets and upholstery. Let it sit for a few hours before vacuuming. You can also place activated charcoal under the car seats to absorb odours.

    Furthermore, try silica gel packets in storage compartments to reduce moisture.

    3. Add essential oils and air fresheners

    Add essential oils, such as tea tree, sandalwood or jasmine oil, to cotton balls or air fresheners to mask unpleasant odours. However, use them sparingly to avoid overwhelming scents.

    4. Keep your car ventilated

    Open windows or sunroofs while the AC is running to circulate fresh air and replace the cabin air filter, which can harbour odour-causing particles. Clean air vents using compressed air and disinfectant spray. For persistent smells, consider professional AC cleaning.

    5. Targeted treatment for specific odours

    • Cigarette smoke: Mix white vinegar and water to wipe down surfaces.
    • Food smell: Use chemical-based cleaners formulated explicitly for food spills.
    • Pet odours: Enzyme-based pet smell neutralisers work best.
    • Mildew: A solution of diluted hydrogen peroxide can kill odour-causing mould.

    Conclusion

    By following these simple tips, you can keep your car smelling fresh and looking clean. However, maintaining your car’s overall health goes beyond addressing odours and stains—it also involves regular servicing, proper care of its components and securing a reliable four-wheeler insurance policy.

    In addition to third-party cover, comprehensive car insurance provides valuable financial protection against unexpected damages, including accidents, theft, natural disasters and more.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What does a black number plate mean: Car registration guide

    by User Not Found | Apr 28, 2025

    Updated on - 13 Jan 2026

    Are you planning to start a self-drive car hire business or lease your personal cars to hotel guests to earn additional income? Understanding what the black number plate means for vehicles is the first step towards operating legally in India. The number plate is mandatory for all vehicles used for commercial self-drive purposes. While this opens up legitimate business opportunities, it also entails higher car insurance costs, stricter rules and regulations, frequent renewals and mandatory paperwork.

    This guide explains what a black number plate is, its eligibility requirements, application steps, cost and impact on insurance, so that you can make the right decision before entering the commercial vehicle market.

    What is a black number plate?

    Black number plates feature yellow or white writing on a black background and are specially designated for commercial vehicles that are used for personal purposes. Examples include hire cars and self-driven cars offered by travel agencies and rental companies. These plates were introduced to create a separate category for commercial vehicles that don’t fall under the traditional yellow plate category used by taxis, goods carriers and private transportation. Personal car owners who intend to offer their private vehicle as a self-driven rental car must convert their registration to a black number plate.

    These unique plates help law enforcement and other road users quickly distinguish between cars used for business purposes and those used for personal reasons. They also indicate that the vehicle owner has obtained proper commercial registration, pays the appropriate commercial vehicle road tax, holds the particular car insurance policy and follows commercial vehicle regulations.

    When are black number plates used?

    Black number plates are mandatory in the following driving situations:

    1. Commercial self-drive and rental vehicles: Black plates are primarily used for self-driven rental cars and vehicles leased out by car rental companies, where no driver is provided.
    2. Private commercial use: When individuals want to use their personally-owned car (even if it’s just one car) for commercial use for additional income.
    3. Business leasing and luxury hotels: Companies, resorts and hotels that have registered their cars under a commercial registration but lease the vehicles to employees or guests to drive them personally.

    Requirements and regulations

    To obtain a black number plate in India, you must meet specific eligibility criteria and adhere to established rules. They are:

    • The vehicle should be registered under the Motor Vehicle Act, explicitly for commercial leasing purposes or self-driven rentals.
    • The individual or company must be registered as a car hire firm or have a valid and up-to-date GST registration.
    • If converting from a private white plate to a commercial black plate, the owner must submit an application for change along with the company registration or GST documents.
    • The vehicles must have at least third-party car insurance coverage at least and pay commercial road tax.
    • The owners are subject to stricter traffic penalties for traffic violations. They must maintain proper records for vehicle usage, regular maintenance and inspections, earnings, permits and tax payments.
    • A commercial driving licence is not required to drive black number-plated vehicles. A regular driving license and a clean driving record are sufficient.

    Documents required for the application and cost

    To obtain a black number plate, you must submit the following documents:

    1. Form 20 (application for registration)
    2. Form 21 (vehicle sales papers)
    3. Form 22 (road safety/fitness certificate)
    4. Proof of valid car insurance

    Plate printing typically costs ₹500–₹1,000, which includes compliance with High Security Registration Plate (HSRP) standards. The self-drive commercial permit fee generally ranges from ₹5,000 to ₹10,000, depending on the specific state regulations in which the vehicle is registered.

    Importance and benefits

    The black number plate system plays an integral part in regulating India’s rapidly growing vehicle rental and ride-sharing industry.

    It creates a transparent framework that bridges the gap between private white-plated vehicles and traditional yellow-plated commercial taxis. The visual identification system helps maintain order in the transportation sector while protecting both service providers and consumers. It also legitimises the ride-sharing and car hire industry, helping prevent tax evasion and ensuring fair competition in the market.

    The black number plate offers several advantages:

    • Easy identification: Helps law officers quickly identify rental and business cars, making it easier to conduct targeted inspections and enforce commercial vehicle regulations specific to these services.
    • Regulatory compliance: Ensures proper registration and tracking of business cars meant for personal driving. This enables authorities to maintain accurate databases of semi-commercialised cars used for income generation.
    • Brand trust: Allows customers to verify they’re using legally registered rental services. This provides peace of mind that the vehicle and the company comply with safety standards and carry a suitable commercial insurance policy.

    Impact of black number plates on car insurance

    Switching to a black number plate significantly impacts your vehicle’s car insurance costs and requirements. This makes it vital to understand the financial implications before converting to commercial registration.

    • Higher premium: When you convert your vehicle into a black number plate for commercial purposes, your car insurance policy costs usually go up.
    • Reason for increased premium: The premium increases because commercial vehicles are used more frequently, cover longer distances and carry multiple passengers. This raises the chances of accidents and claims.
    • Stricter insurance requirements: Insurers mandate frequent renewals, regular vehicle inspections and continuous coverage for black number-plated vehicles.
    • Heavy penalties: Driving a black number-plated vehicle without valid insurance can result in penalties up to INR 5,000 for repeated offences, vehicle seizure by authorities and even cancellation of commercial registration.

    Conclusion

    Essentially, the black number plates represent a middle ground between private vehicles and commercial vehicles, i.e., India’s growing self-drive car rental sector. Understanding the black number plate meaning is essential if you are planning to enter the car hire industry, as it involves a different set of traffic laws, safety permits and insurance premiums.

    The initial cost of investment may seem substantial, but obtaining proper commercial registration will protect you from legal trouble and fines.

    While you take the effort to drive legally in India, let us ensure financial safeguard for your vehicle with the right car insurance policy. Fill out the form on the page to get a personalised commercial car insurance solution with suitable add-ons that meet your specific needs.

    FAQs

    1. What is a black number plate used for in India?

    Black number plates with yellow text are designated for self-drive commercial vehicles, such as rental cars offered without a driver by companies or individuals.

    2. Can I use my personal car with a black number plate for business?

    Yes, if you register it for commercial use under the Motor Vehicles Act and comply with insurance and tax requirements, you can lease it for self-drive rentals or hotel guest use.

    3. Do I need a commercial driving licence to drive a black number plate vehicle?

    No. A regular driving license is sufficient since these vehicles are meant for self-drive use, not chauffeur-driven services.

    4. Can hotels or resorts use black number plate vehicles for guests?

    Yes. If the vehicle is registered for commercial use, hotels and resorts can lease them to guests for self-driving purposes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Protect Your Car from Rats & Rodents?

    by User Not Found | Apr 25, 2025

    As car owners, we often focus on safeguarding our vehicles from accidents and theft, but another threat can cause significant damage: rats and rodents. These unwanted critters, generally attracted to the warm, sheltered environment like the car’s hood, can chew through wires, insulation, and other critical components, leading to costly repairs.

    This blog will give you valuable insights if you want to know how to protect your car from rats. Here, we have some smart solutions on how to protect car wires from rats and keep unwanted rodents away.

    Ways of protecting your car from rats

    Follow these practical tips to keep pests and rodents at bay:

    • Keep food away: Do not store food near or inside your car. This includes pet food, bird seeds, or any other edible items, along with used wrappers that might attract rodents.
    • Clean your car frequently: Consider cleaning your car every week, especially the interiors, using a vacuum cleaner with powerful suction. This is important if you park your vehicle outside or have children and pets spilling food inside.
    • Seal holes and gaps: Regularly inspect your car’s engine and undercarriage for any gaps or holes. Seal these openings with mesh or caulk to prevent rodents from entering.
    • Use natural rodent repellents: Place cotton balls soaked in peppermint oil around the engine compartment. Sprinkle black pepper, cayenne pepper, or cloves near entry points. You can also use neem oil or camphor, as these have strong smells that rats dislike.
    • Use safe areas: Park your car in a well-lit or sealed garage. Move your vehicle regularly to discourage rodents from nesting. Keep your garage clean.
    • Electronic devices: Consider installing ultrasonic repellent devices in the engine compartment or strobe lights that activate when the car is parked to deter nocturnal rodents.
    • Inspect your car regularly: Check your car’s wiring and insulation for signs of gnawing. To prevent chewing, use rodent-deterrent tape on wires.

    Conclusion

    Learning how to protect car from rats is essential for vehicle longevity. However, even with the best precautions, accidents can happen. That’s why having comprehensive car insurance is crucial. It covers unintentional accidents caused by rodents and other external factors, ensuring financial protection against unforeseen, expensive repairs.

    When buying car insurance online, opt for a policy that covers accidents, theft, natural events, third-party protection, and irreparable damages.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Protect Your Car from Dogs?

    by User Not Found | Apr 25, 2025

    Dogs are beloved companions for many families. Their playful nature can unintentionally cause damage to your vehicle. Such incidents can affect your car’s aesthetic appeal and its resale value. Whether you are a dog parent or park your vehicle in areas frequented by dogs, it’s important to understand how to protect car from dogs to maintain its value.

    From scuffs caused by excited paws to potential accidents involving curious canines, this blog explores practical solutions on how to protect car doors from dog scratches.

    Ways of protecting your car from dogs

    Here are some effective tips on how to protect car from dog scratches and other forms of damage:

    Install physical barriers

    • Install transparent protective films or scratch guards on door panels to prevent minor to deep scratches. Adhesive-based or magnetic door guards are recommended.
    • Invest in thick and durable seat covers, cargo liners, and floor mats designed to withstand pet hair, dog poop and pee, along with scratching, biting and tearing. Make sure they are water and dust-resistant.
    • For SUVs and hatchbacks, install travel crates or physical barriers to keep your dog safe, secure and confined to a specific area inside the car.

    Train your dog

    • Teach your dog affirmative commands like “stay,” “sit,” and “off” to enter and exit the car calmly without scraping doors or jumping against windows.
    • Use positive reinforcement training tactics, such as treats, patting on the head and calming commands, to help them listen and respond instead of listening and reacting.

    Use protective products

    • Consider adding tinted windows to reduce visibility, which may decrease territorial barking at passing dogs.
    • Use pet-safe repellents with natural scents like citrus and vinegar around your car to discourage stray dogs from approaching.
    • Install motion-activated lights and alarms near your parking space or car to startle and discourage dogs.

    Other strategies

    • Regularly relocate your car to disrupt familiarity for street dogs.
    • Park in an elevated and closed location to make it more difficult for dogs to reach your vehicle.

    Conclusion

    These important steps can save you from costly repairs. Beyond these preventive measures, it’s prudent to consider your insurance options, such as comprehensive car insurance policies that cover animal-related damage.

    Third party car insurance is not only mandatory in India but also covers financial and legal liabilities against unforeseen accidents. Insurance will give additional peace of mind to those who encounter dogs frequently.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tips to Remove Corrosion from Your Car Battery

    by User Not Found | Apr 25, 2025

    Battery corrosion is a common issue that affects vehicles, particularly during monsoon seasons when humidity levels rise. The whitish-green or blue powdery substance that forms on battery terminals can cause starting problems and reduce your battery's lifespan.

    Learning how to remove battery corrosion is an essential maintenance skill that can save you from unexpected breakdowns during long journeys. This guide provides simple, effective tips on how do you get rid of battery corrosion without professional help.

    How to remove car battery corrosion easily

    Before starting the process, wear protective gloves and eyewear. Follow these steps to remove car battery corrosion effectively:

    1. Disconnect the battery

    Turn off the engine and remove the negative terminal (usually black, marked with a ‘-’) first, then the positive terminal (typically red, marked with a ‘+’).

    2. Prepare a cleaning solution

    A paste made from baking soda and water effectively neutralises acidic corrosion.

    3. Clean the terminals

    Use a wire brush or an old toothbrush to apply the paste onto the corroded areas. Scrub gently but thoroughly until all corrosion is removed.

    For severe cases, commercial-grade battery cleaners can be more effective.

    4. Rinse and dry

    Rinse the battery terminals with clean water to remove any residue. Make sure the mixture doesn’t enter the battery vents and casing. Use a cotton cloth to dry the terminals completely.

    5. Apply petroleum jelly

    Protect the terminals from future buildup by coating them with a layer of petroleum jelly or dielectric grease.

    6. Reconnect terminals

    Attach the positive terminal first, then the negative and ensure they are securely fastened before restarting the engine.

    Conclusion

    Corrosion is often a sign of battery ageing, overcharging, overfilling with water or underlying electrical system issues—problems that should not be ignored. Now that you know how to get rid of battery acid corrosion, you can extend your battery’s lifespan and avoid costly repairs. To keep your car in top condition, schedule regular servicing and maintenance.

    Additionally, protecting your vehicle with reliable four-wheeler insurance provides financial and legal security against unexpected incidents and expenses. A comprehensive car insurance policy covers accidents, theft, and third-party damages.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to get rid of car AC smell?

    by User Not Found | Apr 25, 2025

    When you turn on your car's AC and are greeted with a foul smell, it's more than just an inconvenience—it can also pose a risk to your respiratory health. Due to India's tropical climate, smelly car AC is a common and recurring problem. It occurs when moisture or dirt accumulates in the AC system, creating the perfect breeding ground for mould and bacteria to grow.

    If you are struggling with how to get rid of car AC smell, this blog provides effective ways to eliminate AC odours.

    Ways to eliminate odour from a car air conditioner

    Here are useful and fool-proof tips on how to get rid of AC smell in cars and restore fresh air circulation:

    1. Replace the cabin air filter

    The cabin air filter traps dust, pollen, and allergens before they enter your car. Over time, this filter becomes clogged and may harbour fungus and microorganisms. Replacing it with a HEPA filter every 15,000-30,000 kilometres can significantly reduce AC odour.

    1. Run the fan without AC

    Before turning off your vehicle, turn off the AC, but keep the fan running for 5-10 minutes. Alternatively, you can activate the defrost mode. This helps quickly dry out the evaporator and prevents moisture buildup that causes unpleasant smells.

    1. Clean the AC system with disinfectants

    Using an AC disinfectant spray or cleaner is an easy DIY solution. Spraying disinfectant into the air vents while the fan runs can help kill bacteria and mould inside the system. Specialised AC cleaning sprays are readily available on Amazon and other marketplaces.

    1. Clear the condensation drain line

    A blocked drain line can accumulate water in the evaporator, fostering bacterial growth. The drain line is generally located below the passenger side of the engine. Unclogging this line using a vacuum cleaner or water and vinegar solution can initiate proper drainage and prevent odours. For severe blockages, seek professional help.

    1. Use AC foam cleaners

    Foam cleaners designed for evaporators can deeply cleanse the system, removing trapped contaminants and odours. These products expand inside the evaporator, effectively eradicating bacteria and mildew.

    Conclusion

    Understanding how to get rid of car AC odour on your own is crucial to prevent unnecessary service centre trips and expenses.

    However, protecting your vehicle goes beyond regular maintenance. You must consider a car insurance policy to help you with the expensive repair costs caused by unforeseen incidents. Choose comprehensive car insurance that covers non-collision damages, premium accessories and tyres, and natural calamities, apart from the mandatory third-party liability.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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