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Why our customers love us?

And, we think you will too.

1 dedicated garage

for every 14* customers claims

Instant motor claims

through our Insure app

24x7 customer support

Call centreChat265 branches*

What’s included and what’s not?

  • inclusions
  • exclusions

  • Loss or damage to your vehicle against natural calamities

    Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

  • Personal Accident Cover

    Coverage of 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the car. Optional personal accident covers for co-passengers are also available.

  • Loss or damage to your vehicle against man-made calamities

    Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

  • Third Party Legal Liability

    Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.
  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Damage to/by a person driving any vehicles or cars without a valid license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Mechanical/ electrical breakdown
  • Loss/ damage due to war, mutiny or nuclear risk
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Wear and tear
  • Consumables
  • Damage to tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement
  • Driving the vehicle against the limitations as to use
View detailed policy wordings.
 
 

Claim calmly

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    Intimate

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    Survey & Verify

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    Settle

Know more

Make your plan unique, just like you.

Choose add-on covers for that added dose of protection.

Road Side Assistance

You can avail emergency assistance services in any of our network garages. Services include towing on breakdown/accident, flat tyre, etc.

Engine Protect

This add-on cover protects your engine from damages that are caused as a consequence of an accident.

Zero Depreciation

Every year, your car devaluates due to wear and tear of its parts. The add-on does not consider this, giving you complete coverage.

Co-Passenger

Compensation is provided to your co-passengers if they suffer from accidental injuries while driving the vehicle.

Garage Cash

A daily allowance is given to you for the number of days that your car is under repairs in the garage due to vehicle damages.

Consumable Items

Due to accidental damages, the expenses on consumable items such as nuts, bolts, screws, etc. are insured with this add-on cover.

Locate your nearest cashless garage.

We are everywhere.

We have a network of

3900+ cashless garages*

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List of Network Garages

    Okay

    Choose Add-ons

    Select add-on covers which should be chosen for the complete protection of your car.

    Total Premium₹ 9,241
    Done

    Zero Depreciation (ZD) Cover

    ₹ 199

    Every year, your car devaluates due to wear and tear of its parts. The add-on does not consider this, giving you complete coverage.

    Engine Protect Plus Cover

    ₹ 199

    This add-on cover protects your engine from damages that are caused as a consequence of an accident.

    Garage Cash Allowance

    ₹ 199

    A daily allowance is given to you for the number of days that your car is under repairs in the garage due to vehicle damages.

    Consumable Items

    ₹ 199

    Due to accident-related car damages, the expenses on consumable items such as nuts, bolts, screws, washers, bearings, etc. are compensated to you.

    Existing Add-ons in the Plan

    Consumable Items

    Due to accident-related car damages, the expenses on consumable items such as nuts, bolts, screws, washers, bearings, etc. are compensated to you.

    Accident Cover for Passengers

    Compensation is provided to your co-passengers if they suffer from accident-related injuries while you are driving the vehicle.

    Loss of Personal Belongings

    Compensation is provided to you for your loss/damage of personal belongings on account of theft from your car.

    Protection Against Lost/Damaged Keys

    In case of damage or loss of car keys due to theft or burglary, the cost of repairing/replacing the car keys is compensated.

    What happens if your IDV is too low?

    Setting a low IDV may keep your premium lower. However, you’ll be compensated with the same low claim amount in case of an accident. If the repair expenses are more than your IDV, then despite having insurance, you’d have to spend the rest from your pocket.

    Recommended IDV₹ 5,00,355
    Set your own IDV
    ₹
    Enter an IDV between ₹ 3,25,000 and ₹ 7,07,000.
    Back to plan

    Take your driving
    game one level up.

    Upgrade to a smarter driving experience.

    • Driving insights to improve
      car's performance
    • Engine and battery
      health indicator
    • SMS to emergency contacts
      in case of an accident
    • Real-time location
      sharing on mobile app
    Ok, got it

    Get IL-Assist on the Insure App

    IL Assist feature uses a telematics device that tracks and monitors your car using GPS and on-board diagnostics technology.

    Download Insure App by ICICI Lombard

    A simple 2-minute installation

    Plug the telematics device in to the OBD Port, which is present in all cars. This is the same port your mechanic uses to scan your car when you take it in for repairs.

    Please confirm your details to avail an exclusive discount.

    Get discount