Updated on 31 Oct 2025

"Health is wealth" is something we hear a lot. For many years, however, many believed it just referred to being physically fit. The reality is that our mental well-being is just as important. Life nowadays is full of stress, pressure and emotional ups and downs. Mental health problems can happen to anyone, whether they are experiencing stress at the workplace or facing issues in their personal life.

Depression, anxiety, bipolar disorder and other mental health issues are becoming more common than we imagine. These conditions usually require therapy, medication or even hospitalisation to treat them. This may cost a lot. This is where a health insurance plan that includes coverage of mental illness comes into play. It helps the policyholder get access to the right care at the right time without worrying about the finances.

Mental health & the need for insurance coverage

Mental health insurance has improved over the recent past. Things started to improve after the Mental Healthcare Act, 2017, became a law in India. It encouraged insurance providers to give equal treatment coverage to mental and physical ailments. This was a turning point because it recognised that mental health problems are medical conditions that need to be treated rather than personal defects.

Nowadays, a large number of insurance companies have come up with policies or incorporated benefits that include psychiatric treatment, therapy and hospitalisations for mental conditions. This is significant not just for those already diagnosed but for those who might require it in the future.

What mental illnesses are covered by health insurance?

Most policies today cover the following mental health conditions:

• Depression and anxiety disorders, including general anxiety, panic attacks and phobias.
• Bipolar disorder where a person is characterised by extreme mood changes.
• Obsessive-Compulsive Disorder (OCD) that involves repeated unwanted thoughts or actions.
• Schizophrenia and other psychotic disorders that affect thinking and perception.
• Post-Traumatic Stress Disorder (PTSD), often caused by distressing life events.

The list may be slightly different with every insurer, so it's always a good idea to go through your policy document well. A few companies even provide coverage for counselling sessions and rehabilitation courses, based on the plan you opt for.

Inclusions and exclusions in mental health coverage

Each health insurance plan has inclusions (what is covered) and exclusions (what is not covered). Understanding these will prevent you from being surprised later.

Common inclusions in mental illness cover include:

• Hospitalisation costs due to a mental illness.
• Doctor consultations during hospital stay.
• Cost of prescribed medicines.
• Diagnostic tests required for treatment.

Common exclusions may include:

• Treatment without hospitalisation (in some basic plans).
• Self-harm or injuries caused intentionally.
• Treatments that a licensed medical practitioner does not advise.
• Any condition related to drug or alcohol misuse.

Consider purchasing critical illness insurance coverage as an add-on for more intensive treatments.

How to claim mental health insurance?

The steps for raising a claim for mental health insurance are:

• Inform your insurer: Call them as soon as you go to the hospital or start planned treatment.
• Send in the necessary paperwork: This could include your medical records, prescription information and the hospital's treatment plan.
• Cashless or reimbursement claim: If a hospital is in the insurer's network, it may offer cashless treatment. If not, you can pay up front and then ask for the reimbursement.

Always check to see if the healthcare centre you are going to is reputable. This makes the claims procedure easier and less likely to be turned down.

Conclusion

Sometimes, mental health problems are even harder to deal with than physical illnesses. With the correct insurance, you won't have to worry about money getting in the way of your treatment and recovery. Your coverage can help you out whether you're coping with a short-term problem or a long-term illness.

While you take care of your mind and body, we'll take care of your finances when you're sick. Fill out the form on this page to get personalised health insurance advice and solutions. A good health insurance plan can help you and your family tackle life's challenges without having to worry about medical expenditures.

FAQs

• Do all health insurance plans cover mental illness?

According to the Mental Healthcare Act of 2017 and the rules issued by the Insurance Regulatory and Development Authority of India (IRDAI) in 2018, all health insurers must offer coverage for mental illness.

• Can I get mental health care without having to pay for it?

Yes, you can get treatment without paying upfront as long as the hospital is in your insurance company's network and the treatment matches coverage restrictions.

• Will insurance pay for therapy sessions?

Some plans pay for therapy sessions, but a lot of them only pay for therapy if you are in the hospital. Always read the policy terms of your insurance.

• Is there a waiting period for mental illness coverage?

Yes, most policies require you to wait 1 to 2 years before they will cover mental illness.

• Is it possible for seniors to acquire mental illness coverage?

Yes, some health insurance policies for seniors cover mental illness, although the premiums may be higher.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Atopic еczеma is also commonly known as еczеma. It is a type of skin condition that makes your skin itchy and rеd. It oftеn appеars as dry patchеs on different parts of thе body. This condition is linked to your immunе system and tеnds to run in the family. Pеoplе with atopic еczеma may havе flarе-ups whеrе thеir skin gеts worsе, followed by timеs whеn it improvеs. 

Although thеrе is no curе, the right trеatmеnt and a good skincarе routine can help manage symptoms. Understanding triggеrs and using gеntlе products can make a big diffеrеncе in kееping thе skin comfortablе. In this article, we’ll explore the different types of atopic eczema treatment.

Treatment for Atopic Eczema

The first step for atopic eczema treatment is to care for sensitive skin to prevent flares. You can try various self-care measures and treatments to reduce itching and soothe inflamed skin. These include:

• Moisturisation - Propеr moisturisation is fundamеntal in managing atopic еczеma. Emolliеnts and moisturizеrs hеlp rеstorе thе skin barriеr, prеvеnting watеr loss and rеducing drynеss. Fragrancе-frее and hypoallеrgеnic products arе rеcommеndеd to minimisе thе risk of irritation.

• Topical Corticostеroids - Topical corticostеroids arе anti-inflammatory mеdications that hеlp control itching and rеducе inflammation. Thеy arе availablе in various strеngths, and thе choicе dеpеnds on thе sеvеrity and location of thе еczеma. Carеful application, following thе prеscribеd guidеlinеs, is crucial to prеvеnt sidе еffеcts such as skin thinning.

• Antihistaminеs - Oral antihistaminеs can hеlp allеviatе itching and improvе slееp quality, еspеcially during flarе-ups. Non-sеdating antihistaminеs arе prеfеrrеd during thе day, whilе sеdating onеs may bе bеnеficial at night to aid slееp.

• Avoidancе of Triggеrs - Idеntifying and avoiding triggеrs that еxacеrbatе еczеma is crucial. Common triggеrs include certain fabrics, harsh soaps, allеrgеns, and strеss. Maintaining a diary to track flarе-ups and potential triggеrs can be helpful.

• Wеt Wrap Thеrapy - Wеt wrap thеrapy involvеs applying a damp layеr of bandagеs ovеr moisturizеd skin. This can еnhancе thе еffеctivеnеss of topical trеatmеnts and providе rеliеf, particularly during acutе flarе-ups.

• Photothеrapy (Light Thеrapy) - In some cases, еxposurе to controllеd amounts of ultraviolеt (UV) light can bе bеnеficial: Photothеrapy, conductеd undеr mеdical supеrvision, hеlps rеducе inflammation and itching.

• Immunomodulators - In cеrtain sеvеrе casеs, systеmic immunomodulators likе cyclosporinе or mеthotrеxatе may bе prеscribеd to modulatе thе immunе rеsponsе and control widеsprеad inflammation—thеsе mеdications rеquirе closе monitoring duе to potеntial sidе еffеcts.

Have you ever heard of a sexually transmitted infection called chancroid? If not, you’re not alone- it’s one of the lesser-known STIs. Chancroid is a contagious bactеrial infеction that causes painful sorеs or ulcеrs in thе gеnital and anal arеas. It is caused by the bacteria Haеmophilus ducrеyi. Chancroid is more common in rеgions with limited access to hеalthcarе. Prompt medical attention is crucial for proper chancroid treatment. In this article, we'll explore the main treatment recommendations for chancroid according to current medical guidelines. 

Treatment for Chancroid

A chancroid diagnosis is based on clinical indicators duе to challеngеs with tеsting. If a person prеsеnts with painful gеnital sorеs and swollеn lymph nodеs in thе groin, the hеalthcarе providеr may diagnose it as chancroid. This is еspеcially considеrеd if tеsts for hеrpеs simplеx virus and Trеponеma pallidum infеction return nеgativе. The following is the approach taken for chancroid treatment:

• Antibiotic Trеatmеnt Options 

• Azithromycin
• Cеftriaxonе
• Ciprofloxacin (to be avoided by pregnant women)
• Erythromycin

• Rеcovеry Timеlinе

Improvеmеnt еxpеctеd within one to two weeks after initiating trеatmеnt. Soft chancrеs, thе painful ulcеrs associatеd with chancroid, should bеgin to clеar up during this pеriod.

• Possiblе Scarring

Scarring may occur at thе sitеs of thе hеalеd ulcеrs in sеvеrе casеs, whеrе thе infеction was particularly intеnsе, 

• Follow-up and Additional Tеsting

Hеalthcarе providеrs may ordеr additional tеsts if the initial trеatmеnt is not successful. Possibilitiеs include rеassеssmеnt of thе diagnosis or idеntification of potential coеxisting viral infеctions.

• Considеration for HIV Transmission

Gеnital ulcеr disеasеs, including chancroid, can incrеasе thе risk of transmitting thе human immunodеficiеncy virus (HIV). Timеly and accuratе trеatmеnt not only addresses chancroid but also plays a crucial role in prеvеnting thе sprеad of HIV.

• Caution for Prеgnant or Brеastfееding Mothers

Ciprofloxacin, one of the main antibiotic options, should be avoidеd in individuals who arе prеgnant or brеastfееding.

• Importancе of Safе Sеxual Practicеs

Practising safе sеx rеmains crucial to prеvеnt rеcurrеncе of chancroid and rеducе thе risk of furthеr transmission.

Kerala, a picturesque state in southern India, is often referred to as "God's Own Country" due to its natural beauty. It is also known for its lush green landscapes, serene backwaters, and vibrant culture. The state boasts a high literacy rate and is also renowned for its progressive policies and social indicators.

One of Kerala's remarkable achievements is its impeccable healthcare system. The state strongly emphasises public health, and its government-run hospitals and clinics provide affordable and accessible healthcare services to all its citizens. This commitment to healthcare has significantly improved the population's overall health over the past decade.

But still, premium medical services are only affordable for some. If you’re also searching for the best health insurance in Kerala, this article is for you.

Benefits of Buying Health Policy In Kerala

Some of the noted perks of getting health insurance in Kerala are as follows:

• Comprehensive Coverage: Purchasing a health policy in Kerala provides you with extensive healthcare coverage, including a whole lot of medical expenses such as hospital stays, doctor consultations, surgeries, and diagnostic tests.

• Cashless Hospitalisation: Many health insurance providers, like ICICI Lombard, allow you to get treatment for free. You can get medical treatment at network hospitals without having to pay upfront. Cashless health insurance in Kerala makes it convenient and stress-free during emergencies.

• Coverage for Pre-existing Conditions: This policy covers existing health issues after a certain waiting period.

Why Choose ICICI Lombard Health Insurance In Kerala?

Opting for medical insurance in Kerala should be one of your priorities if you’re a citizen of the region. Here are some reasons why you need it:

• Wellness and Preventive Benefits: The  offer wellness and preventive benefits, including health check-ups and discounts on diagnostic tests, promoting a proactive approach to your health.

• Quick Claim Settlement: ICICI Lombard offers a highly efficient and swift claim settlement process. They also ensure you get it promptly when you need financial support for medical expenses.

• Customised Plans: ICICI Lombard offers a diverse range of health insurance plans, enabling you to personalize your coverage to align with your specific healthcare requirements and financial constraints.

• Telemedicine Services: In an age of convenience, ICICI Lombard proudly provides telemedicine services, allowing you to consult with doctors from the comfort of your home.

Cryptosporidiosis is a stomach bug caused by a microscopic parasitе called Cryptosporidium. This tiny bug can infеct humans and animals, causing stomach cramps, diarrhеa, and nausеa. It sprеads through contaminatеd water, food, or direct contact with infеctеd individuals and is particularly concеrning for thosе with wеakеnеd immunе systеms. Prеvеntivе mеasurеs include practicing good hygiеnе, avoiding contaminatеd sourcеs, and еnsuring clеan watеr consumption—understanding and addressing this pеsky parasitе arе crucial for safеguarding public health and promoting ovеrall wеll-bеing. In this article, we’ll explore the different forms of cryptosporidiosis treatment.

Treatment of Cryptosporidiosis 

Cryptosporidiosis treatment involves the following approaches:

• Fluid Rеplacеmеnt - One of the primary goals in trеating Cryptosporidiosis is to prеvеnt dеhydration. Patiеnts arе еncouragеd to stay wеll-hydratеd by drinking oral rеhydration solutions, watеr, or clеar broths. This hеlps rеplacе fluid lost through diarrhеa and vomiting.

• Antiparasitic Mеdications - Nitazoxanidе is thе most commonly prеscribеd mеdication for trеating Cryptosporidiosis. It works by inhibiting thе growth of thе parasitе in thе intеstinеs. However, its еffеctivеnеss may vary, еspеcially in immunocompromisеd individuals.

• Symptomatic Rеliеf Mеdications - Ovеr-thе-countеr mеdications likе anti-diarrhеals may bе rеcommеndеd to allеviatе symptoms. Howеvеr, thеir usе should bе discussеd with a hеalthcarе professional, as thеy may not bе suitablе for еvеryonе.

• Nutritional Support - Maintaining proper nutrition is crucial during Cryptosporidiosis treatment. A hеalthcarе providеr may rеcommеnd a balancеd diеt or nutritional supplеmеnts to еnsurе thе patiеnt rеcеivеs еssеntial nutriеnts.

• Monitoring for Complications - Pеoplе with wеakеnеd immunе systеms, such as thosе with HIV/AIDS, may еxpеriеncе sеvеrе and prolongеd Cryptosporidiosis. Closе monitoring for complications, such as pеrsistеnt diarrhеa and weight loss, is еssеntial in thеsе cases.

• Nitazoxanidе as Trеatmеnt - Nitazoxanidе, an FDA-approvеd mеdication, is usеd to trеat Cryptosporidiosis. Initially licеnsеd for childrеn agеd 1-11 in 2002, it was latеr approvеd for all patiеnts agеd one yеar and older in 2004. Howеvеr, its еffеctivеnеss in immunosupprеssеd individuals, such as those with HIV/AIDS, is not clеarly еstablishеd.

• Managеmеnt in HIV-Positivе Individuals - Individuals with HIV/AIDS suspеctеd of having Cryptosporidiosis should contact their health providers. Anti-rеtroviral thеrapy that improves immunе status can rеducе or еliminatе Cryptosporidiosis symptoms. Howеvеr, thе infеction may not bе curablе, and symptoms could rеturn if immunе status worsеns.

• Agе Groups Trеatеd with Nitazoxanidе - Nitazoxanidе is licеnsеd for all individuals agеd one yеar and older, еxpanding its usе from initially bеing approvеd for childrеn agеd 1-11 in 2002 to all agе groups in 2004.

• Consultation with Hеalthcarе Profеssionals - Individuals with Cryptosporidiosis, еspеcially those with undеrlying hеalth conditions, should consult with hеalthcarе profеssionals for pеrsonalisеd trеatmеnt plans and ongoing monitoring of thеir condition. Trеatmеnt approachеs may vary based on thе sеvеrity of symptoms and thе individual's ovеrall hеalth.

Health insurance is essential for safeguarding your well-being and ensuring timely medical care when needed. While most people recognise the importance of health insurance for medical treatments, dental health is often overlooked. However, dental problems can be just as debilitating and costly as medical issues. This is where health insurance with dental coverage comes to the rescue, offering an extensive solution for your overall health.

In this blog, we will delve into the world of health insurance with dental plans, exploring its significance, benefits, and how to choose the right plan for your needs.

What is dental health insurance?

Dental health insurance is a policy designed to cover the costs of dental treatments and procedures. This kind of health insurance can help you maintain your oral hygiene while preventing dental problems such as gum disease, tooth decay, or tooth loss. 

Depending on the insurer, dental insurance plans are available as a base plan, an add-on benefit, or a standalone plan. While buying this cover, make sure to check if it covers in-patient dental treatments, outpatient dental consultations, dental surgeries, root canal treatments, tooth extractions, tooth fillings and more.

Benefits of having health insurance that covers dental treatments
Do you keep searching for “best dental insurance benefits” on the internet? If so, here are the top benefits of dental insurance:

• Cost savings: Dental treatments can be expensive, especially procedures like root canals, braces, or implants. With dental coverage, you significantly reduce the financial burden, as the insurance helps cover these costs.
• Regular check-ups: Dental insurance coverage encourages regular dental check-ups and preventive care. This proactive approach helps in the early detection of oral issues, preventing them from becoming significant problems.
• Access to quality care: With quality dental insurance, you can access a network of experienced dentists and specialised dental clinics, ensuring you receive high-quality dental care.
• Emergency coverage: Dental accidents and emergencies can happen unexpectedly. Dental insurance ensures you are financially prepared to handle these situations, whether it is a chipped tooth or an unexpected infection.

Dental treatments

Here are some of the basic dental treatments that may be covered under a health insurance plan with dental coverage:

• Dental consultation fees: Covers the cost of visiting a qualified dentist for an oral health check-up.
• Tooth extraction: Removal of decayed or damaged teeth is often included under dental coverage.
• Filling of cavities: Covers expenses for treating tooth decay using dental fillings.
• Root canal treatment: Some plans may include coverage for root canals, though this depends on the insurer.
• Scaling and polishing: Professional cleaning of teeth to remove plaque and tartar may be covered under OPD.
• X-rays and diagnostic tests: OPD cover may reimburse charges for dental X-rays used to diagnose tooth issues.
• Gum treatments: Basic treatments for gum infections, such as gingivitis, may be included under some plans.

How do you claim for dental health insurance?

Claiming for individual health insurance with dental cover can vary depending on the type of plan and the insurer you have chosen. Here are the steps involved:

• Review your health insurance policy document and the network of dental providers for cashless treatment.
• Inform your insurer about your dental treatment at least 48 hours before the scheduled date.
• Visit the network hospital or clinic and show the staff your health card or policy document. They will verify your identity and eligibility for cashless treatment. You must also fill out a pre-authorisation form and submit it to the hospital or the insurer.
• After getting approval from the insurer, you can undergo the dental treatment without paying upfront. The insurer will directly transfer the bill amount to the hospital's account. However, you may have to pay for expenses not covered by your policy, such as co-payments or deductibles.
• You can claim reimbursement later if you have visited a non-network dentist or paid the bills. You must submit the original invoices, receipts, prescriptions, discharge summary, and other relevant documents directly to the insurer. You can do this online or offline within a specified time limit.

Dental coverage under OPD add-ons

Many insurers offer dental treatment under outpatient department (OPD) benefits. Here's what is typically covered:

• Basic dental treatments like cavity fillings, tooth cleaning and plaque removal
• Consultation costs of a dentist
• X-rays and diagnostics related to oral health

Waiting period for dental coverage

Dental treatments under OPD or special dental plans often come with a waiting period, usually ranging from 1 to 3 years, depending on the insurer. Ensure you read your policy terms carefully or ask the insurer before purchasing. You can only claim for dental care after the waiting period ends.

Remember:

• Some policies may offer coverage for dental emergencies right away or a reduced waiting period of 3-6 months for essential treatments.
• Routine dental care usually becomes claimable only after the waiting period is over.

Conclusion

A health insurance policy with dental cover can save you money on treatments like cleanings, fillings, and check-ups. It's a smart way to manage oral health expenses.

Since not all policies offer dental benefits by default, it’s essential to compare your options and select the one that best suits your needs. We can guide you toward the right policy. Simply fill out the form on this page to receive free, expert advice tailored to your specific needs. It's quick, easy and can help you save money and time.

FAQs

• 1. Are all dental procedures covered under health insurance?

Only basic dental treatments like cleanings, fillings and extractions may be covered under OPD cover. Cosmetic procedures are usually excluded.

• 2. Can I claim dental expenses without being hospitalised?

Dental treatments under OPD cover do not require hospitalisation. You can claim for consultations and minor procedures.

Brucellosis, commonly known as "undulant fever" for its fluctuating symptoms, is caused by various bacteria of the genus Brucella that primarily infect livestock like cattle, goats and pigs. It poses health risks, especially in rural agricultural communities and developing nations. As an infectious zoonotic disease (transferred from animals to humans), humans typically acquire brucellosis through direct contact with infected animals or by consuming unpasteurised dairy products. Determining effective brucellosis treatment is important, as outbreaks can and do occur where livestock are unvaccinated. In this article, we'll discuss the options for treatment when human infection does occur.

Treatment of Brucellosis

Usually, the doctor approaches brucellosis treatment using a combination of at least two different antibiotics. The infected person should take the medication for around 6-8 weeks. They may require other therapies to help manage symptoms or complications depending on their particular case.

The antibiotic medications used to cure the disease might include the following: 

• Streptomycin or Gentamicin
• Doxycycline
• Rifampin
• Trimethoprim/sulfamethoxazole.
• Ciprofloxacin.

Treatment for Adult Patients

Generally, the first treatment choice for uncomplicated brucellosis in adult patients is a combination of doxycycline-aminoglycoside and doxycycline-rifampin. Furthermore, doxycycline-cotrimoxazole acts as an alternative medication. Sometimes, quinolone oral drugs may also function as an alternative.

Your doctor may also prescribe oral doxycycline, twice a day for 6 weeks, and streptomycin , given once every 12-24 hours (or gentamicin once every day) for 14 days. These medicines help lower the relapse rate.

Other oral dosages that are equally effective include:

• Oral rifampin twice daily for 6 weeks can work instead of aminoglycoside.
• Oral ciprofloxacin regimen twice a day for 14-42 days, plus doxycycline or rifampin instead of aminoglycoside.

Treatment for Younger Patients

For younger patients under 8 years old, treatment includes cotrimoxazole plus rifampin for 6 weeks. Besides, an alternative therapy can consist of gentamicin given for 5 days plus cotrimoxazole for 6 weeks.

Generally, treatment options for brucellosis in children include trimethoprim/sulfamethoxazole (cotrimoxazole) and aminoglycoside (streptomycin, gentamicin) or rifampicin.

Note:

• To prevent recurrence of the disease, you must take antibiotic medication for several weeks. The rate of relapse after treatment ranges around 5-15%. The relapse often occurs within the first 6 months after treatment. Therefore, combination therapy is necessary because the relapse rate tends to be higher with single treatment. 
• Depending on how fast you start on treatment, plus the disease’s severity, recovery may take several weeks to some months. However, death due to brucellosis is rare and occurs in at most 2% of all cases. 

Updated on - 30 Jan 2026

Health expenses don’t just come from emergencies; frequent doctor visits, routine tests and medicines can quietly add up and strain your budget. Traditional health insurance mostly helps during hospitalisation, leaving everyday healthcare costs uncovered. That’s where health insurance with OPD cover becomes essential. It ensures you get timely consultations, treatments and medicines without worrying about out-of-pocket costs.

In this blog, we’ll break down OPD benefits, what’s covered, exclusions, the claim process and who can gain the most from having OPD coverage.

What are some OPD benefits?

A medical insurance with OPD coverage can bring you many advantages, such as:

• Convenience: Visiting an OPD is like seeing a doctor without having to stay in the hospital. You can receive medical help and return home the same day.
• Cost-effective: OPD visits are usually cheaper than staying in a hospital. You don't have to pay for a hospital room and other expenses.
• Shorter wait times:OPDs often have shorter waiting times than emergency rooms. You can get treated faster for non-urgent health issues.
• Specialised care:OPDs have various specialists for different health problems. You can see a doctor who specialises in your specific issue.
• Flexibility: You can choose the time for your OPD appointment, making it easier to fit into your daily routine.
• Preventive care:Many OPDs offer preventive health check-ups. These can help you catch health problems early.

What is OPD treatment?

In simple terms, OPD treatment refers to medical care provided to patients who do not require extended hospitalisation. It is a type of healthcare where you visit a hospital, clinic or healthcare facility for diagnosis, treatment or consultation with a doctor, and then you return home on the same day. OPD treatment is common for many medical conditions, from routine check-ups and consultations with specialists to minor illnesses and injuries.

Common examples of OPD treatments include consultations for common colds, flu and skin conditions, dental check-ups, vaccinations and management of chronic diseases like diabetes or asthma.

What is covered in ICICI Lombard health insurance with OPD cover?

Some common inclusions in ICICI Lombard health insurance with OPD cover are:

• Outpatient expenses:OPD in health insurance covers costs for doctor consultations, diagnostic tests and medications you need without officially being admitted to the hospital.
• Medicine and prescription costs:This includes the cost of medicines prescribed by the doctor during your OPD visit.
• Preventive health check-ups: ICICI Lombard Health Insurance includes coverage for preventive health check-ups, helping you monitor your health regularly.
• Wellbeing programme:You can access a digital platform that rewards and promotes your physical and mental wellbeing with the help of a personalised health coach service on the IL Take Care app.
• Physiotherapy sessions:You can get coverage for assessment, diagnosis and treatment of your bone and joint conditions from the network of physiotherapists.

What is not covered in ICICI Lombard health insurance with OPD cover?

ICICI Lombard OPD cover may not apply to the following:

• Any treatments or surgeries done solely for cosmetic purposes are not covered.
• It is usually not covered if a treatment is experimental or not widely accepted in the medical community.
• Injuries resulting from extreme sports or risky activities may not be covered.
• Medical expenses resulting from illegal activities are typically not covered.
• Injuries or illnesses intentionally caused by the policyholder may not be covered.
• Generally, expenses related to normal pregnancy and childbirth may not be covered under OPD coverage. You have to buy separate maternity insurance add-ons.

How does OPD claim process work?

Filing an OPD claim is generally simpler than a hospitalisation claim. After visiting a clinic or doctor for consultation, tests or therapy, pay the bill and collect all original documents, including receipts, prescriptions and test reports.

Next, fill out the OPD claim form provided by your insurer and submit it along with the documents through the insurer’s app, website or other approved channels within the stipulated time. Once verified, the insurer will reimburse the eligible amount.

How do you file a claim for ICICI Lombard health insurance with OPD cover?

To file a claim for ICICI Lombard Health Insurance with OPD cover, you need to follow the steps given below:

• Visit any network or non-network hospital or clinic and avail of the OPD service.
• Pay the bills and collect the original receipts and reports from the hospital or clinic.
• Download the claim form from ICICI Lombard’s official website or mobile app and fill it out with the required details.
• Submit the claim form along with the original bills, receipts, reports, prescriptions and other documents within the stipulated time frame for availing of the service.
• The claim will be processed and settled as soon as the claim department verifies your details.

Who should you buy health insurance with OPD coverage?

Health insurance policy with OPD coverage is ideal for anyone seeking comprehensive support for routine healthcare needs. It is particularly beneficial for individuals with pre-existing conditions who require regular consultations, patients managing chronic diseases like diabetes, asthma or thyroid issues, and those who are immunocompromised or at higher risk of infections.

It also suits people who want access to preventive healthcare, regular check-ups and wellness services to stay on top of their health.

Factors to consider before buying OPD health insurance

Before buying OPD health insurance, carefully consider several key factors. Check the details of coverage to ensure doctor visits, tests, pharmacy bills, physiotherapy and routine preventive check-ups are included.

Review the annual OPD limit to confirm it meets your expected usage, especially for family plans. Be aware of any waiting periods before benefits become active. Evaluate the claim process for ease, particularly through mobile apps.

Compare the premium cost with expected benefits, and ensure the network of clinics and labs is strong for easy access and potential cashless facilities.

Difference between regular health insurance and OPD health insurance

Here is how a regular mediclaim policy differs from a health insurance policy with OPD cover:

Tax benefits of health insurance with OPD cover

Premiums paid for health insurance, including OPD add-ons, are eligible for tax deductions under Section 80D of the Income Tax Act. You can claim deductions for policies covering yourself, your spouse, children and even your parents. The maximum deduction depends on the age of the insured members.

These tax benefits help lower your overall financial burden while maintaining comprehensive health coverage, making it easier to manage routine medical expenses along with major healthcare needs.

Conclusion

Health insurance with OPD cover ensures you are prepared not just for major medical emergencies but also for everyday healthcare needs, reducing stress and out-of-pocket expenses. It empowers families, seniors and people with chronic conditions to access timely consultations, tests and treatments without financial strain. Choosing the right individual health insurance plan means you can focus on your health rather than costs.

For personalised guidance on the best plan for your needs, fill out the form on this page and get expert advice tailored to your lifestyle and budget.

FAQs

1. How does OPD cover help with chronic disease management?

OPD coverage allows regular monitoring, doctor visits and prescription refills for chronic conditions like diabetes, asthma or thyroid disorders, helping prevent complications and hospitalisations.

2. Can OPD claims be cashless?

Some insurers, including ICICI Lombard, offer cashless OPD claims at network clinics and hospitals. This means you may not have to pay upfront, making routine care more convenient.

3. Are preventive health services included under OPD cover?

Yes, many plans cover preventive check-ups, vaccinations and wellness services, enabling early detection of health issues and promoting long-term well-being.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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Polycystic ovary syndrome (PCOS) is a hormonal disorder that affects millions of women worldwide, causing a range of symptoms such as irregular periods, weight gain, and infertility. If you or someone you know has been diagnosed with PCOS, you may be wondering about the available treatment options and how they can help manage this condition. In this article, we will delve into the various approaches for PCOS treatment, from lifestyle changes to medication and surgery, to provide you with a comprehensive understanding of how to manage and treat this condition effectively. 

Treatment of Polycystic Ovary Syndrome (PCOS)

Polycystic ovary syndrome treatment will mostly incorporate both drug prescriptions and lifestyle changes to increase effectiveness. Let’s look at both treatment options below:

• Lifestyle Changes

The doctor may offer appropriate guidance to ensure you eat a nutritious diet and maintain a healthy weight. This is essential because there are natural ways to balance your hormone levels.

The health care provider may also advocate weight loss, which may work best through moderate body exercises and a low-calorie diet. Steady weight loss could also boost the effectiveness of your PCOS medications and help with infertility. The healthcare provider can usually work closely with a registered dietitian to establish the best diet and weight-loss plan. 

• Medicine Prescription

The doctor will determine the appropriate medical treatment based on symptoms and present health conditions. The healthcare provider will also want to know if the person wishes to get pregnant. 

If the affected individual doesn’t intend to become pregnant and just wish to regulate their periods, the prescribed medications might include any of these:

• Insulin-sensitising drugs- Metformin is a drug that doctors use to treat diabetes. It helps the body to process insulin best. Once insulin is under control, some people with PCOS notice significant improvements in their menstrual periods.
• Medications for androgen blockage- Some drugs block the androgen effect. As a result, it helps control acne or excessive hair growth. The healthcare provider will inform whether the treatment is appropriate.
• Birth control hormonal drugs- Hormonal birth control works to balance the menstrual cycle, while some options will also improve symptoms like acne and excess hair growth. Such medication may include birth control pills, injections, patches, vaginal rings, or intrauterine devices (IUD). Pills containing both oestrogen and progestin regulate oestrogen and reduce androgen production. 
• Progestin therapy- The doctor might prescribe progestin medicines for 10-14 days every 1-2 months to regulate menstruation. This therapy also helps against endometrial cancer. If the person wishes to avoid pregnancy, the best choice includes the progestin-only mini pill or progestin-containing IUD.

If the patient wishes to become pregnant, the doctor might recommend the following drugs to help them ovulate:

• Clomiphene- This is an oral anti-estrogen drug taken during the first days of the menstrual cycle.
• Letrozole - The drug works to stimulate the ovaries.
• Metformin- If clomiphene does not help the person become pregnant, the doctor might recommend metformin to boost ovulation. 
• Gonadotropins- These are hormone medications in the form of injections.

Updated on 1 Dec 2025

Endometriosis is a condition that affects a woman’s reproductive organs in the pelvis or abdomen. Many live with the discomfort from this for years before getting diagnosed, as symptoms can be confused with normal menstrual pain. It can affect daily life and emotional well-being. Now, many treatments are available to help control the pain and improve the quality of life.

This blog will tell you what the treatment options for endometriosis are and how they work.

What is endometriosis?

Endometriosis is a condition where tissue, similar to the lining of the uterus, starts growing outside it and on other parts of the body, like the ovaries and fallopian tubes. This often causes pelvic pain, heavy periods, and sometimes trouble getting pregnant. The misplaced tissue still reacts to monthly hormone changes, leading to swelling and scarring. It can be controlled with proper treatment.

Common symptoms of endometriosis

Common symptoms of endometriosis include strong pain during periods that may spread to the lower back or pelvis. Many women also face heavy bleeding or spotting between cycles. It can cause discomfort during sex, urination or bowel movements. Some may also struggle with tiredness, bloating, or even trouble getting pregnant.

Treatment of endometriosis

Endometriosis treatment varies based on the extent of symptoms. The most common remedies include any of the following:

1. Pain relievers

Your doctor may suggest pain relievers to ease the painful abdominal cramps. Such medicines may include Nonsteroidal Anti-Inflammatory Drugs (NSAIDs) like Ibuprofen (Advil, Motrin IB, others) and Naproxen sodium (Aleve).

The above drugs can help ease painful menstrual cramps and may be given with hormone therapy for women who are not trying to get pregnant.

2. Hormone medicine

Your healthcare team may opt for hormone therapy as a form of endometriosis treatment to help relieve the pain, mainly during your menstrual cycles. Usually, the hormone fluctuation during menstruation can cause the thickening of the endometrial tissues, hence more pain and bleeding. Lab-made hormones can help slow tissue growth and prevent new tissue formation.

Hormonal therapies, like the use of GnRH analogues and birth control methods (contraceptives) can also help control pain. These include:

• Injections
• Hormonal intrauterine devices (IUDs)
• Patches
• Pills
• Vaginal rings
• Implants

Note: These methods are not suitable for those who want to get pregnant.

3. Fertility treatments

Other fertility medicines and procedures may be necessary for those experiencing difficulties in getting pregnant because of endometriosis. These could be any of the following:

• Remedies that help the ovaries produce more eggs.
• In vitro fertilisation- Procedures that involve mixing eggs and sperm outside the body and then implanting them inside the uterus, also known as Assisted Reproductive Technology (ART).
• Other medications that may help with hormones and ovulation- Sometimes, it may be a combination of both medicines and minor surgeries.

4. Hysterectomy with removal of the ovaries

A hysterectomy is a surgical process done to remove the uterus. Today, medics consider the removal of the uterus and ovaries as the last endometriosis treatment option. They do it to ease pain whenever other treatments don't work. This is best suited for those who don't want to get pregnant.

Health insurance coverage for endometriosis treatment

Treating endometriosis often needs regular doctor visits, tests and medical procedures, and these can be expensive. This is where health insurance becomes valuable. Most plans cover consultations, diagnostic tests and prescribed medicines for managing endometriosis. If surgery is required, individual health insurance usually helps cover hospital expenses. Before choosing a plan, check if it includes everything that you need.

If you're not sure which is the ideal health insurance for your needs, fill out the form on this page. Our experts will help you choose a policy that aligns with your requirements and budget.

Conclusion

Endometriosis can be a difficult condition, but the right treatment can make life much easier. While there is no complete cure, medicines, lifestyle changes and in some cases surgery can help reduce pain and improve daily comfort. Since symptoms differ from person to person, it’s important to find a treatment plan that works best for you with your doctor’s guidance. The key is to manage the condition early and not ignore the warning signs. With proper care, you can take control of your health, reduce discomfort and continue living a full and active life.

FAQ

• Do all women with endometriosis need surgery?

It is not necessary to have surgery in every case. Many women manage endometriosis well with medicines and lifestyle changes, and surgery is only suggested if symptoms are severe or persistent.

• Can endometriosis affect fertility?

Endometriosis can make it harder to get pregnant in some cases. Doctors may recommend treatments or procedures to improve fertility if needed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Many people often associate anemia with iron deficiency. However, have you heard of a type of anemia called pernicious anemia? It involves the reduction of red blood cells, which happens when the affected person's intestines can't absorb vitamin B12 properly. Pernicious anemia treatment entails a vitamin B12 shot, mainly cyanocobalamin injections, given once a month. In this article, we’ll explore the approach taken by doctors for pernicious anemia treatment and how these methods help combat the condition.

Treatment of Pernicious Anemia

Pernicious anemia treatment usually consists of the following:

• Vitamin B12 shots that the doctor administers closely over a specified period
• The medical practitioner tracks your vitamin B12 blood level throughout therapy
• The doctor makes necessary adjustments for the vitamin B12 dosing depending on the patient's response to treatment.

Vitamin B12 shots for therapeutic use could be either cyanocobalamin or hydroxocobalamin. Both are equally beneficial in treating vitamin B12 deficiency. Hydroxocobalamin is highly effective because it retains better in the body and is more available to body cells. However, both chemical forms of cobalamin offer the needed remedy to correct B12 deficiency.

Generally, the physician administers vitamin B12 shots daily or weekly until an individual's B12 levels reach the required range. During the initial treatment period, the clinician might recommend limiting physical activity.

Once vitamin B12 levels return to normal, you can receive the injection once a month and for some time. Again, you may not have to go to the hospital. Instead, you can administer the shots yourself or have a family member give you the dosage at home.

Once your vitamin B12 level is consistently within a healthy range, the doctor may ask that the patient stop the dosage. But, sometimes, the medic might recommend that you continue taking oral B12 supplements. A 100-200 µg oral tablet taken weekly is enough to offer you the required therapy. Based on your intrinsic factor deficiency (poor vitamin B12 intestinal absorption), you may need the B12 injections as your only form of pernicious anemia treatment.

Important things to note about pernicious anemia treatment :

• Hydroxocobalamin shots start working straight away. However, it may take several days or weeks to improve your B12 levels and symptoms (muscle weakness, lack of energy, or extreme fatigue).
• It's okay to have hydroxocobalamin injections for an extended period, under your doctor’s supervision. In fact, some individuals may need them for the rest of their lives.
• If you miss having your shots, the vitamin B12 level in your body might go down further. This can worsen your health problems.
• It's important to talk to your doctor if you feel good enough and wish to stop taking the hydroxocobalamin shots or if you are experiencing bothersome side effects.

Systemic lupus erythematosus (SLE) is an autoimmune disease. It occurs when the body's immune system attacks healthy tissue, and can affect the skin, joints, kidneys, brain, and other organs. It can cause many symptoms, like joint pain, fatigue and skin rashes. While there is no cure for lupus, different treatments can help manage the symptoms. In this article, we will explore the different approaches to lupus treatment. 

Treatment of Lupus

Lupus treatment options depend on the patient’s specific signs and symptoms. Treatment usually involves the use of prescribed medicines like:

• Non-steroidal anti-inflammatory drugs (NSAIDs) 

Over-the-counter NSAIDs, such as ibuprofen and naproxen, may be used to treat mild pain and swelling in joints and muscles associated with lupus. These medicines have certain side effects, which may include stomach bleeding, kidney problems and an increased risk of heart problems.

• Corticosteroids 

Prednisone and other corticosteroid types may help reduce swelling, tenderness, and pain. These medicines in higher doses can calm the immune system, but at the same time, have certain side effects like weight gain, easy bruising and thinning bones. 

• Anti-malarial drugs

Medicines that prevent or treat malaria also treat symptoms like joint pain and skin rashes. The two common anti-malarial drugs are hydroxychloroquine and chloroquine phosphate, which can help to stop lupus flares and may help people with lupus live longer.

• BLyS-specific inhibitors

BlyS-specific inhibitors are used to treat lupus by blocking the action of specific abnormal B cells in the body. The drug used to treat lupus symptoms is belimumab.

• Immunosuppressive agents/chemotherapy. 

Immunosuppressants are medications that may be used to treat severe cases of lupus, as these suppressants hold back your immune system and stop the patient from being as active. Immunosuppressants such as azathioprine, and mycophenolate can help prevent tissue damage and inflammation.

• Biologics

Certain medicines like belimumab and rituximab can be administered intravenously in people living with lupus to reduce the symptoms. These medicines are only recommended when other medicines are not helping in treatment as these medicines have some side effects like nausea, depression, diarrhoea and infections.

• Other medicines

People living with lupus are also at risk for blood clots that can further cause stroke and heart attack. Anticoagulants such as warfarin and heparin are prescribed to prevent your blood from clotting too easily. 

Sjogren’s syndrome is an autoimmune disease that does not permit the glands in the body to produce sufficient moisture, which results in severe dryness throughout your body, especially in the eyes and mouth. Sjogren’s syndrome occurs when white blood cells infiltrate saliva glands, tear glands, and other exocrine tissues, causing the production of tears and saliva to decrease in the body. This causes dryness in the mouth, eyes, skin, nose, upper respiratory tract, and vagina. Treatment focuses on relieving symptoms; if treated in a timely manner, complications are less likely to develop. In this article, we’ll explore the different forms of Sjogren's syndrome treatment.

Treatment of Sjogren's Syndrome

Sjogren's syndrome treatment aims to lubricate the affected areas and prevent the onset of complications. The complications related to Sjogren’s syndrome can be over-counter using eyedrops and sipping water more frequently. However, many people need medications and may use surgical procedures to overcome the condition. 

Based on your symptoms, a doctor may suggest different medications. These medicines aim to:

• Decrease eye inflammation: To treat the eye inflammation, a doctor may prescribe eyedrops such as cyclosporine or lifitegrast to overcome dryness.

• Increase production of saliva: Doctors may use certain drugs like pilocarpine and cevimeline to boost the production of saliva and tears. Some saliva substitutes and mouth-coating gels in the form of sprays, pre-treated swabs, and liquids are also available in the market to treat the condition of dryness of the mouth. 

• Artificial tears: The use of artificial tears, which are over-the-counter medicines, can help lubricate the eyes. The medicines are cyclosporine ophthalmic emulsion and hydroxypropyl cellulose pellets.

• Other drugs: The drug named hydroxychloroquine that is used to treat malaria is often useful in treating Sjogren's syndrome by suppressing the immune system.

Additionally, a doctor may also prescribe forms of treatment such as: 

• Moisture chamber spectacles: Use of special glasses can help you keep out of irritants and help retain moisture.
• Hormone therapy: Some people need hormone therapy to treat vaginal dryness. The hormone used to treat this condition is supplemental estrogen  

• Surgery: The doctor may suggest surgery in severe cases to treat the condition. The ophthalmologist may seal the tear ducts from your eyes that drain tears to help relieve your dry eyes. They may insert collagen or silicone plugs into the ducts to keep your natural tears in your eyes for longer.
• Autologous eye serum: Autologous eye serum can be made from the person’s blood serum to treat eye dryness where other options are not working to treat the condition.

Rheumatoid arthritis (RA) is a chronic autoimmune disease causing joint inflammation and pain. This condition occurs when a person’s own immune system attacks the lining of the joints (synovium). The disease more commonly occurs in women than men, or if you have a family history of this disease. Rheumatoid arthritis mostly affects the hands, knees or ankles but can also affect the eyes, heart, circulatory system and lungs. While there is no cure, early diagnosis and prompt treatment can help patients deal with inflammation and joint pain. In this article, we’ll explore the different options for rheumatoid arthritis treatment.

Treatment of Rheumatoid Arthritis

The following approach is used for rheumatoid arthritis treatment:

Medications

Treatment typically involves the use of prescribed medicines that include:

• Non-steroidal anti-inflammatory drugs (NSAIDs) 

Over-the-counter NSAIDs, like ibuprofen and naproxen help treat mild pain and swelling in the joints and muscles, common symptoms of RA.

• Steroids

Prednisone and other corticosteroids may help reduce swelling, tenderness, and pain. In higher doses, these medicines can also ease the reaction of the immune system towards its own healthy tissue. 

• Anti-malarial drugs

Medicines that prevent or treat malaria also treat symptoms related to arthritis, including joint pain and fatigue. The two common anti-malarial drugs are hydroxychloroquine and chloroquine phosphate.

• Disease-modified Anti-rheumatic drugs (DMARDs): 

These medications are used to slow the progression of rheumatoid arthritis. Medicines such as sulfasalazine, methotrexate, and leflunomide help reduce pain and joint swelling and treat lesions. 

Janus kinase (JAK) inhibitors, also falling under DMARDs, are taken orally and help to treat symptoms of rheumatoid arthritis. These drugs include tofacitinib and upadacitinib.

• Biologic agents

The use of biologics like tumour necrosis factor (TNF) and interleukin inhibitors (IL-17) can help control inflammation in the body.

• Surgery 

Doctors may suggest surgery when the medications fail to prevent or slow joint damage related to RA. This may include a joint replacement surgery or an artificial joint implant which will help to restore your ability to use your joint and improve function. 

A bunion is a bony bump that forms on the joint, specifically the metatarsophalangeal (MTP) at the base of your big toe. In medical terms, it is called Hallux valgus, which occurs when some of the bones in the front part of your foot move out of place and get pulled toward the smaller toes. The skin around the bunion becomes red and sore. It is important to visit a healthcare provider if you notice a bump on your big toe, especially if you’re experiencing pain, stiffness or numbness in your toes or feet. In this article, we’ll explore some of the main symptoms of bunions.

What are the Symptoms of Bunion?

The signs and symptoms of a bunion associated with metatarsophalangeal (MTP) include:

• A bulging bump on the outside of the base of the big toe
• Swelling, redness, or soreness around the area of the big toe joint
• Formation of corns or calluses that often develop where the first and second toes rub against each other.
• Irregular pain and stiffness in the toes.
• Swelling near the big toe joint.
• Discoloration or redness.
• Difficulty in wearing certain types of shoe
• Hammertoes that are painful, tight toe tendons and joints.
• Numbness or less mobility in or around your big toe.
• Limited movement of legs with bunions
• The problem is wearing high heels as it causes pressure on the front foot 
• It changes your foot mechanics
• It causes inflammation and other health conditions
• A person finds difficulty in standing for long.

A bowl filled with delicious strawberries on a bright sunny day is a delightful idea! But these pretty little berries are more than just a fascinating ‘mini’ retreat for your taste buds. Strawberry comes loaded with plenty of health benefits, which makes the fruit a guilt-free indulgence. Let's explore the mind-blowing benefits of strawberry, which will make you repeatedly stock them up!

What are the Health Benefits of Strawberries?

1. Boosts Overall Health: Before we go into the specifics, one of the topmost benefits of strawberries is that they enhance our overall health with essential nutrients. This juicy fruit contains vitamins C and K, manganese, fibre, and antioxidants, strengthening our immune system and well-being. Incorporating strawberries into the diet is a mindful effort to give your body the perfect burst of goodness that counts in the long run.

2. Helps Manage Blood Sugar: Looking for a not-so-boring way to keep blood sugar in check? Add strawberries to the diet. With a low glycemic index, the fruit offers natural sweetness without causing spikes in blood sugar levels. The fibre content helps slow digestion and promotes stable blood sugar levels, making strawberries an intelligent choice for those conscious of sugar intake.

3. Cancer Prevention: Strawberries aren't just a tempting dose of fruit, but also one of the best fruits to fight cancer. Strawberries are packed with antioxidants such as anthocyanins and quercetin and have been linked to cancer prevention. These components help neutralise free radicals, lowering the risk of cell damage and cancer development. A handful of strawberries can be a potential shield against cancer.

4. Heart Health: When our heart needs more pampering, strawberries are ideally the best means. The fruit is filled with high levels of anthocyanins associated with a reduced risk of heart disease. These components may contribute to lowering blood pressure and aid in overall heart health, marking them as some of the best benefits derivable from strawberries.
   

Conclusion

When choosing between fruits, the strawberry stands out for its savoury, juicy taste and its potential to enable numerous health benefits. From being a powerhouse for your immune system to potentially keeping cancer at bay, managing blood sugar, and promoting heart health, the benefits of strawberries are rewards that protect your overall well-being. This is similar to securing a health insurance plan, which ensures you peace of mind and financial freedom in any unforeseen medical emergencies.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Spinach is a leafy superfood with transformational health benefits. Every bite of it is loaded with the goodness of vitamins, minerals, and other vital nutrients. If you are struggling with sluggishness, tiredness, poor eyesight, and weakness of bones, this vegetable is one among nature’s miracles that can be your saviour.

Let’s explore the bountiful benefits of spinach for overall health improvement. Refer to the passage below, incorporate spinach into your diet, and get a vibrant wave of energy. Also, consider buying health insurance to stay protected, or if you have one, renew it to avoid any financial upheaval from medical emergencies.

What are the Health Benefits of Spinach?

Here are the prominent benefits of spinach;

1. Reduces Risk of Cancer: Spinach is rich in carotenoids and zeaxanthin. These vital elements can flush out the free radicals from our body and minimise the risk of cancer and other diseases. It can help significantly to provide relief from stomach cancer, oesophagus cancer, and mouth cancer.

2. Optimises Blood Sugar: High blood sugar is a ticking bomb. It can lead to multiple health problems. The potassium in spinach minimises the sodium’s effects and optimises blood sugar levels.

3. Ensures Good Bone Health: Calcium and vitamin K are excellent for good health. One cup of spinach contains 250 mg of calcium. Therefore, incorporate this natural vegetable for solid bones.

4. Aids Weight Loss: The benefits of spinach include its outstanding ability to support weight loss. These low-calorie leaves are high in fibre and help to improve digestion. It reduces constipation and improves blood pressure.

5. For Your Eyes Only: Antioxidants, lutein, and zeaxanthin in spinach support good eyesight and protect from age-related eye problems, cataracts, and more.

6. Improves Hypertension: High BP and hypertension can lead to heart and multiple other issues. Vitamin C in spinach alleviates problems related to hypertension.

7. Controls Inflammation: This leafy miracle also contains violaxanthin and neoxanthin, anti-inflammatory elements that can control and mitigate asthma, headaches, arthritis, and osteoporosis.

8. Reduces Stress and Improves Sleep: Zinc and magnesium in spinach enable better sleep and help relax your muscles. These minerals keep the mind calm and promote a stress-free life.

9. Other Benefits of Spinach:It can improve brain functionality, boost immunity, control anaemia, prevent acne, and nurture glowing skin. Antioxidants in spinach help delay early ageing signs. Given its rich repertoire of nutrients, you can also use spinach for baby food to ensure proper growth and development.

Conclusion

These are the core benefits of spinach for overall health improvement. You can incorporate spinach into your diet with chutney, saag, spinach-based dishes, add-on for soup, omelette, and more. Improve your overall health with nature’s goodness in the form of spinach. Also, remember to protect yourself and your family from potential health and related financial risks with a health insurance plan from a reliable insurer.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Wheatgrass is the freshly sprouted wheat plant used as a food, drink, or diet supplement. Wheatgrass has 70% of each sprout made up of chlorophyll, which is an antioxidant that provides health benefits. It also contains enzymes, vitamins, minerals, alkaloids, flavonoids, and tannins that help you in health benefits. Additionally, wheatgrass is beneficial in Ayurveda medicine for treating health issues. In this article, let’s understand in detail the benefits of wheatgrass.

What are the health benefits of wheatgrass?

1. Considered to be a superfood

Wheatgrass contains nutrients and vitamins which are helpful for health. The vitamins are A, B, C, E, and K. Also, it contains antioxidant, anti-inflammatory, and antibacterial properties. Wheatgrass has therapeutic benefits and is known for complete nourishment.

2. Eliminate toxins

According to a 2015 research, wheatgrass aids eliminate impurities and toxins. Wheatgrass has natural detox processes for the body by neutralising and eliminating toxins. However, scientific evidence is that detoxifying effects are limited, so it is essential to maintain a balanced diet for health and well-being.

3. Help with the digestion

Wheatgrass contains high levels of enzymes that are useful in digestion by breaking down food and captivating nutrients. Additionally, when detox takes place, it cleans your intestines. Also, it helps you experience bloating, less gas, and abdominal discomfort. Wheatgrass helps relieve constipation, irritable bowel syndrome, and other digestive issues.

4. Wheatgrass boosts your metabolism

Wheatgrass boosts metabolism due to nutrients, vitamins, minerals, and antioxidants. These nutrients support cellular functions and enhance metabolic processes. Due to the nutrients in wheatgrass, people feel full for longer, reducing their desire for foods high in fat or sugars.

5. Lower your cholesterol

According to the National Institutes of Health, research in 2010 says that wheatgrass lowered cholesterol levels. Also, a 2010 study shows that weight loss helps lower cholesterol levels, decreasing heart disease risk.

6. Helps boosts immune system

Wheatgrass boosts the function of your immune system, which helps you save from infections and diseases. Also, your body performs better with a good immune system.

7. Improves cognitive function

The cognitive benefits of wheatgrass are due to its nutrient content. It contains minerals, vitamins, and antioxidants that support overall brain health.

Conclusion

Wheatgrass is a superfood with a range of potential health benefits. It contributes to overall well-being, packed with vitamins A, B, C, E, and K, antioxidants and anti-inflammatory properties. The benefits of wheatgrass are in digestion and lowering cholesterol levels. It boosts immune systems, supports cognitive function, and eliminates toxins. When you face any of these issues, it is essential to have a health insurance policy so the financial burden does not arise on your shoulders.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Did you know, according to Science Direct, walnuts may improve cancer survival chances by altering the expression of more than 450 genes in tumours?

This power to alter gene expression is one of the many excellent benefits of walnuts for overall health improvement. This healthy tree nut should be part of your diet to enhance nutrient intake and improve blood pressure, gut and heart health, brain functioning, and fertility. Here, we will explore the top perks of incorporating walnuts into your dietary regimen.

Also, we suggest exploring health insurance for protection from sudden financial shocks because of medical emergencies.

What are the Health Benefits of Walnuts?

Here are the science-backed health benefits of walnuts.

1. A Nut Full of Nutrients: Walnuts are a rich source of good fat, protein, and fibre, and may help fulfill your daily quota of manganese. The nut contains potassium, iron, calcium, sodium, and vitamin B. The healthy fat, Alpha-linolenic acid or ALA, is a form of omega-3 fatty acid that helps reduce inflammation, lower cholesterol, optimise blood pressure and triglycerides, and can positively impact diabetes.

2. Improves Heart and Gut Health: Research says walnuts contain bioactive components that boost gut health and shield against ailments. According to a research paper published in the Journal of Nutrition, walnuts can improve gut health, including regulating BP and cholesterol levels.

3. Optimises Blood Pressure: Uncontrolled blood pressure can wreak havoc on your health. The healthy profile of walnuts can help reduce central diastolic blood pressure that moves towards the heart and bring positive changes in cholesterol levels.

4. Boosts Brain Functioning: Walnuts can positively affect brain functioning and delay cognitive decline among at-risk groups of adults, including smokers and people with lower baseline neuropsychological test scores in MRI. Research suggests walnuts can positively influence the brain in other ways, like improving signalling between brain cells, forming new cells, reducing inflammation and oxidation, and also helping to improve memory.

5. Suppresses Cancer Growth and Improves Survival: According to a research paper in Nutrition Research,walnuts can significantly affect breast cancer. The nutrients in this nut can alter the expression of more than 450 genes that help suppress tumour growth and improve survival rates. It also contains many potential anti-tumour components and bioactive elements with anti-cancer effects.

6. Regulate Weight with Walnuts: Another significant benefit of walnuts is their role in weight regulation. According to a research paper published in Diabetes, Obesity and Metabolism, walnuts can decrease hunger and optimise appetite. It can help with obesity problems.  

7. Improves Sperm Vitality: A diet of walnuts can enhance sexual desire and orgasmic function. It can also improve the quality of sperm in males and, therefore, boost fertility, ensure sexual satisfaction, and more.

Conclusion

Thus, we see that the health benefits of walnuts are manifold. The nuts are delicious and can be consumed in cookies, muffins, brownies, and baklava. They can be your snack partner, topping for salads, and base for dips, soups, and curries too. More importantly, walnuts can alter the expression of more than 450 genes in tumours. Another essential aspect to consider in healthcare besides maintaining a good, healthy diet is obtaining health insurance that will help shield the insured from financial setbacks and other unanticipated challenges.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Updated on 10 Dec 2025

Plums are also juicy fruits that are delicious to eat and have many health benefits. They are rich in vitamins, minerals, and antioxidants that help keep your body strong and healthy. Eating plums can improve digestion, support heart health, and boost your immunity. They are also low in calories, making them a smart choice for weight management. Regularly adding plums to your diet can help fight tiredness, improve skin, and protect against certain diseases.

This blog reveals the health benefits of plums and the importance of having a health insurance policy.

Nutritional value of plums

Plums are rich in vitamins, minerals, and fibre. They boost digestion, support heart health, and help manage blood sugar. Packed with antioxidants, plums also strengthen immunity. Eating the fruit regularly gives your body natural energy while keeping you healthy and refreshed.

What are the health benefits of plums?

 The health benefits of plums are as follows:

• Relieves constipation

The fibre in plums helps soften stool and promotes regular bowel movements. Drinking plum juice can also support digestion naturally.

• Rich in antioxidants

The antioxidants in plums reduce inflammation and protect cells from damage caused by free radicals. Additionally, polyphenol antioxidants reduce the risk of heart disease and diabetes and help in improving bone health. Polyphenol antioxidants in plums are twice that of other fruits, such as nectarines and peaches.

• Lower blood sugar

The fibre in plums slows sugar absorption, while certain compounds improve insulin sensitivity, reducing the risk of type 2 diabetes.

• Promote bone health

With vitamin K, magnesium, and phosphorus, plums help maintain bone density and may lower the risk of osteoporosis when included in a balanced diet.

• Good for heart health

When you consume plums regularly, you protect yourself from heart disease. Plum contains fibre, antioxidants, and potassium, which reduce high blood pressure and cholesterol levels and improve overall cardiovascular function.

• Contains various nutrients

Plums contain nutrients that benefit health, such as vitamins K, vitamin C, and vitamin B. It contains minerals like potassium, magnesium, manganese, and fibre. Plums also contain antioxidants, which contribute to your health.

Plums and disease prevention

Plums are small, tasty fruits packed with vitamins, fibre, and antioxidants. They help your body fight harmful germs, lower the risk of heart disease, and improve digestion. They can also support strong bones and control blood sugar, making them a simple step toward preventing common diseases.

How to add plums to your diet

Adding plums to your diet is easy and tasty. Eat them fresh as a snack, chop them into salads, or mix them into yoghurt and oatmeal. You can also use dried plums, called prunes, in desserts or smoothies. Plums boost digestion, vitamins, and natural sweetness in your meals.

Recommended daily intake of plums

Eating 2–3 medium plums a day is enough for most people. They provide vitamins, minerals, and fibre that help digestion and overall health. Avoid eating too many, as it may cause an upset stomach. Including plums as part of your daily fruit helps maintain a balanced and healthy diet.

Possible side effects and precautions

Some possible side effects of consuming plums include dizziness, headache, or stomach discomfort. Rarely, serious reactions can occur. Elderly people, in particular, should consume plums in moderation, as overeating may cause blood sugar spikes.

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Conclusion

Plums are tasty fruits that are extremely good for health. They have vitamins, minerals and fibre that help your body stay strong. Eating plums can improve digestion, support heart health and keep your skin healthy. They also help boost your immunity, allowing your body to fight sickness more effectively. Plums are low in calories, making them a healthy snack for anyone. You can eat it raw or dried according to your choice. Adding them to your daily diet is an easy way to take care of yourself naturally. Overall, eating plums regularly is a simple and delicious way to maintain good health.

FAQs

• What are plums good for?

Plums are high in fibre, which helps keep your digestive system working smoothly. Eating them regularly can prevent constipation and improve gut health.

• Can plums help improve heart health?

Yes, plums contain antioxidants that help reduce bad cholesterol and support a healthy heart. Including plums in your diet may lower the risk of heart-related problems.

• Do plums boost immunity?

Yes, plums are rich in vitamins like vitamin C that strengthen your immune system. Eating them regularly helps your body fight infections and stay healthy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.