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This is an annual policy designed to cover construction equipment like bulldozers, cranes, excavators, compressors, etc.
Code: Engg 05
This policy broadly covers loss or damage to the contractor's property due to any cause that is accidental and external in nature. Cover operates when the insured property is at work or at rest or being dismantled for the purpose of cleaning/overhauling or during subsequent re-erection.
Sum insured of each item of machinery shall be the present day replacement cost. Sum insured is computed from replacement cost including freight, cost of erection and custom duty, if any.
Premium depends on the type of equipment and the location of operation.