CommonQuote

Travel peacefully wherever you go!

Travelling is meant to be fun, relaxing, and a time to discover and make long-lasting memories. While we take different approaches to travelling, we all want our holidays to be a pleasant experience. But when things go wrong, being far from home can be a lonely experience. Therefore, it makes sense to protect your every journey with apt travel insurance.

ICICI Lombard’s travel insurance gives you the confidence to travel worry-free knowing that filing a claim is simple no matter where you are. Our plans cover you on both single and multi-trips. Besides, the plans cover travellers from the age of 3 months to 85 years without any medical check-up for policy issuance. Whether you travel for leisure or business, our travel plans are best suited for all your travel needs.

Benefits of Platinum Plan

While most other plans cover basic medical eventualities, a platinum plan offers a lot more than medical expenses. It offers additional benefits like fire cover, burglary cover, compassionate visit and other value added services. Below is the complete list of benefits covered by a platinum plan

Medical Benefits

  • Medical cover with medical evacuation costs

    Sum insured from $50,000 to $5,00,000

  • Repatriation of remains

    Covers repatriating the remains back or local burial or cremation in the country where the death shall occur

  • Daily Allowance in case of hospitalisation

    Covered in case of hospitalisation for more than 2 days up to a maximum of 5 days

  • Dental Treatment

    Covers cost of treatment to natural teeth in case of injury

  • Personal Accident

    Compensation paid in case of accidental - death or permanent total/partial disability

  • Personal Liability

    Compensation for legal liability incurred by the insured for involuntarily causing bodily injury or property damage to third parties

  • Accidental Death( Common Carrier)

    Compensation paid in case of death or permanent total/partial disability while travelling in common carrier

Non-Medical Benefits

  • Total Loss of Checked-in Baggage

    Reimbursement for the loss suffered due to permanent loss of checked-in baggage whilst in custody of the Common Carrier

  • Political Risk & Catastrophe Evacuation

    Company will pay the cost of Insured’s return to the Country of Residence or the nearest place of safety, in case insured needs to immediately evacuate the country

  • Compassionate Visit

    Payment of traveling and lodging & boarding expenses for a family member or relative in case of Insured’s hospitalisation for more than 5 days

  • Delay of Checked-in Baggage

    Allowance for the incidental expenses incurred due to a delay of checked-in baggage for more than 6 hours

  • Loss of Passport

    Reimbursement of expenses incurred in obtaining an emergency certificate to prosecute journey to resident country as well as cost incurred towards the prescribed application fee for a duplicate passport

  • Trip Cancellation & Interruption

    Reimbursement of the non-refundable prepaid payments, for the trip being cancelled or interrupted due to medical problems, acts of terrorism or natural disasters

  • Trip Delay

    Reimbursement of additional expenses incurred if trip is delayed for more than 6 hours

  • Bounced Booking

    Reimbursement of additional expenses incurred due to bounced booking of an airline or hotel, solely at the instance of the common carrier and accommodation provider

  • Emergency Cash Advance

    Emergency cash allowance given in case of accidental loss of all or nearly all travel funds

  • Emergency Hotel extension

    Payment of the actual additional expenses for lodging and boarding incurred in case the insured trip is delayed due to natural calamities, act of terrorism or medical emergency

  • Loss of Baggage & Personal Effects

    Reimbursement for loss incurred due to loss of Checked In Baggage or personal effects outside the airport

  • Missed (Flight) Connections

    Reimbursement of the extra expenses incurred due to a missing a connecting flight, due to aircraft delay of more than 3 hours

  • Hijack Distress Allowance

    Compensation payable in case of hijack of air or sea common carrier for more than 12 hrs. while on your trip abroad

  • Return of Minor Child/Children

    Compensation of the cost of economic class air ticket for the unattended minor child in the foreign land

  • Home Insurance (Fire cover for Building and Contents, Burglary Cover for Contents)

    Compensation to the losses incur due to damage to your home or its contents from fire and allied perils or any loss of home contents on account of burglary, whilst on your trip abroad

  • Value Added Services

Compare Different Travel Plans

Before you choose a travel plan for your next trip, go through the below table to compare the benefits offered under different plans and take an informed decision.

Benefits Platinum Plan** Gold Plan Silver Plan Deductible
Medical Cover (includes medical evacuation cost)* USD 50,000 to 5,00,000 USD 50,000 to 5,00,000 USD 50,000 to 1,00,000 USD 100
Repatriation of Remains (included in medical Sum Insured) USD 7,500 USD 7,500 USD 7,500 NA
Daily Allowance In Case of Hospitalisation (franchise of 2 days) USD 50 per day (Max. 5 days) NA - NA
Dental Treatment USD 300 USD 300 USD 300 USD 100
Total Loss of Checked-in Baggage USD 500 USD 500 - NA
Delay of Checked-in Baggage USD 100 USD 100 - 6 hours
Loss of Passport USD 300 USD 300 - USD 50
Personal Liability USD 1,00,000 USD 1,00,000 - 5% of actuals
Personal Accident USD 15,000 USD 15,000 - NA
Hijack Distress Allowance USD 125 per day (Max. 7 days) USD 125 per day (Max. 7 days) - 12 hours
Emergency Cash Advance USD 1,000 USD 1,000 - NA
Trip Cancellation and Interruption USD 500 USD 500 - NA
Missed Flight Connection USD 500 USD 500 - 3 hours
Trip Delays USD 500 USD 500 - 6 hours
Political Risk and Catastrophe Evacuation USD 7,500 USD 7,500 - NA
Accidental Death (Common Carrier) USD 5,000 USD 5,000 - NA
Fire Cover for Building INR 20,00,000 - - NA
Fire Cover for Home Content INR 10,00,000 - - NA
Burglary Cover for Home Content INR 1,00,000 - - NA
Bounced Booking - Hotel / Airline USD 2,000 - - USD 250
Compassionate Visit USD 7,500 - - NA
Emergency Hotel Extension USD 5,000 - - USD 250
Loss of Baggage and Personal Effects USD 2,000 - - USD 100
Return of Minor Child(ren) Travel cost at actuals not exceeding USD 7,500 - - NA
Value Added Services Available - - NA
Please Note: Any claim due to or arising out of pre-existing medical condition/ailment whether declared or undeclared is not covered
*Subject to sublimits. Please refer policy wordings for details.
**Only sublimit B is applicable
Available for worldwide & excluding USA & Canada

Benefits of Value Added Services

The Value Added Services offered under the Platinum Plan ensures that your loved ones at home receive various services while you are miles away. Below are a few Value Added Services that we offer.

  • Medical Concierge Services for dependents in India

    Telephone Medical Information

    Medical Service Provider Referral

    Appointments with Local Doctors for Treatment

    Home Nursing Care Assistance

    Monitoring Assistance

    Evacuation / Repatriation Services

  • Automotive Assistance Services for dependents in India

    Minor on the spot repair

    Breakdown Services & Towing

    Flat tyre service

    Jumpstart

  • Lifestyle Services for dependents in India

    Gift / Flowers Delivery Assistance

    Dining Referral and Reservation Assistance

    Business Services

    Special Events and Performance Assistance

    Home Movers Assistance

    Plumbing Assistance

    Electrical Assistance

    Pest Control Assistance

    Home Cleaning Assistance

    Electrical Gadget Repair Assistance

How to Avail Platinum Plan

Getting a Platinum Plan for your next trip is simple and easy. Follow the below steps to avail the plan.

  • Log on to ICICI Lombard’s Travel Insurance Page
  • Select the type of journey (single/multi trip)
  • Enter details (No. of passengers, dates, geographical scope etc.)
  • Enter your mobile number and email address
  • Now click on ‘Get Quote’ option
  • The break-up of all plans along with premium will come
  • Choose the Platinum Plan from the carousel
  • Click ‘Buy Now’ option to enter personal details
  • Review your plan and make payment
For any assistance during the process, you can avail our online chat services or contact our 24X7 toll-free helpline number (1800 2666).

Customer Reviews

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Nitya Arora

Since I travel back and forth from Mumbai to Chicago for business meetings I needed the most comprehensive travel insurance. My boss suggested ICICI Lombard travel insurance policy as they offer a variety of value added services. So I read through the policy and was quite impressed with the list of benefits. Needless to say, my travels are much more relaxed now that I have an insurance cover.

t2

Joseph Fernandes

I'm used to travelling solo and had recently gone to visit New York City, which was at the top of my bucket list. But my trip came to halt when I got into a traffic accident. This could have gotten me into a financial fix, but my ICICI Lombard travel insurance came to the rescue. They paid for my hospitalisation expenses and also gave me a daily allowance for additional expenses. Though there were a few minor injuries I could enjoy the rest of the trip as planned.

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