Paying car road tax in Punjab is mandatory for all car owners. The state government levies this compulsory tax and the amount collected is used for road development and infrastructure maintenance. The amount of road tax depends on factors such as car category, model, usage of the vehicle, engine capacity, and more.

Road Tax for Four-Wheelers in Punjab

Car owners can pay the vehicle tax in Punjab online or offline, in cash or as a demand draft. Below are the details about the road tax in Punjab for cars.

Before Amendment:

• For Seating Capacity up to 4 Seats:

Below 3 Years: ₹1800

Between 3-6 Years: ₹1500

Between 6-9 Years: ₹1200

More than 9 Years: ₹900

• Sitting Capacity of up to 5 Seats:

Below 3 Years: ₹2100

Between 3 - 6 Years: ₹1650

Between 6-9 Years: ₹1200

More than 9 Years: ₹750

After Amendment:

• For personal use vehicles, 2% of the total worth of the car is charged.
• For commercial vehicles, tax rates are based on the type and usage of the vehicle.

Conclusion

Check both the on-road price and ex-showroom price of the car you are looking to purchase. Punjab road tax for cars can have varying differences in price as it depends on several factors. Also, get a proper car insurance policy to avoid paying excessive expenses when buying a car. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Rajasthan Motor Vehicles Taxation Act lays out the rules regarding road tax in Rajasthan for a car, which vehicle owners must pay. The on-road cost of a vehicle includes various taxes, such as road tax, registration fee, green tax, and more.

Road Tax for Four-Wheelers in Rajasthan

The road tax in Rajasthan for a car depends on several factors, including the engine's cubic capacity, the type of fuel used, and the vehicle's price. This one-time payment is made during car registration.

Here is how car road tax is calculated:

1. Engine Capacity and Fuel

• Petrol Cars:

Up to 800 cc: 6% of the cost of the vehicle

800cc to 1200cc: 9% of the cost of the vehicle

Above 1200cc: 10% of the cost of the vehicle

• Diesel Cars:

Up to 800 cc: 8% of the cost of the vehicle

800cc to 1200cc: 11% of the cost of the vehicle

Above 1200cc: 12% of the cost of the vehicle

2. Seating Capacity of Vehicle

Road tax rates vary depending on the seating capacity of a car. As the number of seats increases in a car, so do the road tax charges.

<h2>Conclusion

Car insurance policy prices also form a significant component of vehicle cost. Before finalising the car brand and model and buying it, evaluate every cost factor precisely.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Finding stray scratches on your car windshield can be incredibly frustrating. Along with making the car look less than perfect, too many scratches also affect the windshield’s visibility. As per RTO guidelines, car windshields must have a visibility of at least 70 per cent. Debris, wiper blades, tree branches, etc., often damage windshields. These scratches can vary in depth, from superficial surface scratches to deeper ones. Superficial scratches typically affect the windshield’s outer layer, while deeper scratches penetrate the inner layers, making them more challenging to repair. But there are several ways to remove scratches from car windshields. Let’s look at these in detail.

Ways to remove scratches from car windshield

Various hacks and tips teach you how to remove scratches from car windshields. But of course, some tips work, and some don’t. So, we have listed some tried and tested methods you can try out and get your windshield back to looking brand new.

• Whitening Toothpaste

You can use whitening toothpastes that have baking soda as an ingredient to remove scratches from car windshields. Alternatively, mix some non-gel toothpaste with baking soda for the desired results.  

Application procedure

• Apply a small amount of toothpaste on the scratched part.
• Take a clean microfiber cloth or any soft, lint-free cloth and use it to rub the toothpaste over the scratches gently.
• You may see a difference in the scratch’s appearance as you rub the toothpaste.
• Allow it to sit for some time. Repeating this procedure a few times is necessary till the scratches get easily wiped off.

• Repair Kit

Repair kits are also available easily in the markets. Such kits usually include an acrylic scratch remover for minor scratches, cerium oxide for deep scratches, a syringe for application and other equipment necessary for the procedure.

Application procedure

• Use a mild car wash soap and water to remove debris, dirt, and grime from the surface.
• Dry the area with a soft cloth.
• Put the compound on the buffing pad, usually included in the kit.
• Always wear safety glasses and gloves to prevent potential harm.
• Use the syringe to apply the resin to the damaged area carefully. Apply enough resin to fill the entire scratch.
• Level the raising and put curing strips over the area.
• Remove excess resin and cure it with UV light provided in the kit.
• Inspect the scratch later and polish it if necessary.
  
  

• Acrylic Nail Polish

Buying good-quality acrylic nail polish for your car is relatively easy and doesn’t require a hefty investment. This method, though, is primarily effective for addressing very minor scratches on your windshield.

Application procedure

• Begin by cleaning the affected area, as dirt or debris can hinder the effectiveness of this repair technique.
• After cleaning, carefully apply a thin layer of acrylic nail polish over the scratch. Be attentive to avoid using too much; excess polish can create a messy appearance. It’s crucial to clean off any surplus nail polish before it dries to achieve the best results.
• Once the applied nail polish has thoroughly dried, you should notice a visible improvement in the scratch’s depth and appearance.
  
  

• Glass Scrub Compound

This polishing compound can remove dirty and stubborn grime, so we recommend using it cautiously. It can be very harsh and abrasive and damage the glass if you apply too much pressure.

Application procedure

• First, clean the area to ensure there is no dirt left.
• Use the scrub compound and a clean cloth and begin rubbing it on the scratch in small circular or back-and-forth movements.
• Keep doing it until you see improvement.

Clean the area with a cloth after you are satisfied with the results.

• Professional Help

You can also get professional help to remove scratches from the car windshield. This is especially helpful when the scratches are deep. If you are new to automobile repair and care or are just unsure of how to go about it, relying on professionals is probably your best bet, as they have many ways to fix scratches. They can even inspect the car and let you know of any underlying problems. Sometimes, the cracks and damage are beyond repair, so you might need to replace the car windshield altogether.

Conclusion

Car windshields are critical for safety, providing drivers with structural integrity and clear visibility. Scratches on a car windshield, when mild, can be fixed through DIY procedures. But for deeper ones, you need external help. Since these windshields would cost you a lot, getting it covered under car insurance is better. It offers peace of mind as well as financial protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

New car registration charges in Delhi are a one-time payment that must be made when purchasing a new car. Car costs include other costs beyond the showroom price, namely Delhi RTO registration charges, road tax in Delhi for new cars, and a few more.

Road Tax in Delhi For new cars

The Delhi RTO car registration charges are calculated depending on the ex-showroom price of a vehicle. RTO charges for a new car in Delhi, depending on its fuel-used type, are as follows:

• Petrol cars:

Priced up to Rs 6 lakh: 4% of ex-showroom price

Priced between Rs 6-10 lakh: 7% of ex-showroom price

Priced above Rs 10 lakh: 10% of ex-showroom price

• Diesel cars

Priced up to Rs 6 lakh: 5% of ex-showroom price

Priced between Rs 6-10 lakh: 8.75% of ex-showroom price

Priced up to Rs 10 lakh: 12.5% of ex-showroom price 

Road Tax in Delhi For cars

The rate of road tax in Delhi for a car registered in a company's name is higher than that of individual owners.

Car road tax in Delhi for company-registered cars is as follows:

• Priced up to Rs 6 lakh: 5% on petrol cars, 6.25% on diesel cars
• Priced between Rs 6-10 lakh: 8.75% on petrol and 10.94% on diesel cars
• Price above Rs 10 lakh: 12.5% on petrol, 15.625% on diesel cars

To get the vehicle's RC, clear payment for all taxes and Delhi RTO charges for new cars promptly.

Conclusion

After deciding on a car model, buying car insurance before its delivery streamlines the car ownership process. Find a suitable insurance policy beforehand to safeguard your vehicle against unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Car pedals are essential components of a vehicle's control system, enabling drivers to accelerate, brake and change gears smoothly. Understanding the different types of car pedals in India is crucial for both new and experienced drivers. Whether driving a manual or automatic car, knowing how each pedal functions ensures a safer and more comfortable driving experience. Additionally, knowing about car pedals can help when purchasing car insurance online, as insurers consider driving habits while determining premiums.

Car pedal types in India

Different vehicles come with different car pedal types, depending on their transmission system. Here’s a breakdown of the most common pedals found in cars in India:

1.      Accelerator Pedal (Throttle Pedal)

• Found in both manual and automatic cars.
• Located on the far-right side.
• Controls the vehicle's speed by regulating fuel supply to the engine.
• Pressing the pedal increases speed, while releasing it slows the car down.

2.      Brake Pedal

• Present in all types of vehicles.
• Positioned in the middle in manual cars and on the left in automatic cars.
• Used to slow down or stop the vehicle.
• Modern cars come with anti-lock braking systems (ABS) for better control.

3.      Clutch Pedal

• Found only in manual transmission vehicles.
• Located on the far-left side.
• Used to disengage the engine from the gearbox, allowing for smooth gear shifting.
• Automatic cars do not consist of a clutch pedal as the transmission shifts gears automatically.

4.      Dead Pedal (Rest Pedal)

• Found in some cars, particularly high-end models.
• Located to the left of the clutch pedal.
• Used as a resting place for the driver’s left foot to reduce fatigue during long drives.

5.      Parking Brake (Handbrake) Pedal

• Some vehicles have a foot-operated parking brake instead of a handbrake lever.
• Generally located on the far-left side or below the dashboard.
• Used to keep the car stationary when parked.

6.      Drive-by-Wire Pedal System

• Found in modern automatic and electric vehicles.
• Uses electronic sensors instead of mechanical linkages to control acceleration.
• Provides better fuel efficiency and smoother driving experience.

Conclusion

Understanding the different types of car pedals is essential for safe and efficient driving. Manual cars have three pedals – accelerator, brake and clutch, whereas automatic cars typically have only two – accelerator and brake. Some cars also feature a dead pedal for added comfort and a foot-operated parking brake. Whether you own a manual or automatic car, ensuring proper usage of pedals can enhance safety and efficiency on the road. In addition, having a comprehensive car insurance policy ensures financial protection against accidents, damages, or unexpected repairs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Car owners and drivers in Jammu and Kashmir need not worry about how and where to pay their road tax in this beautiful region. They can avail of online payment platforms and do the needful without any hassle and from the comfort of their home. This post will walk you through the steps required to pay your online road tax in Jammu and Kashmir conveniently and quickly.

How to Pay Road Tax Online in Jammu and Kashmir?

Let us look at a detailed guide on how you can deal with or make the Jammu and Kashmir road tax online payment, and that too quite comfortably:

1. Log into the Parivahan Website

Start by visiting the official Parivahan website, the government’s dedicated portal for all vehicle-related services.

2. Choose “Online Service”

On the homepage, you’ll see several options. Choose the "Online Service" tab to begin your payment process.

3. Select “Vehicle Services”

Under online services, look for "Vehicle Services”.

4. Enter Your Vehicle’s Registration Number

Now, enter your vehicle registration number to bring up your vehicle details.

5. Tap on “Pay Your Taxes”

You’ll now see an option to “Pay Your Taxes”. Click on this to move forward.

6. Enter Your Mobile Number to Generate OTP

You’ll be asked to enter your mobile number, which is needed to receive a one-time password (OTP).

7. Choose Payment Method

After entering the OTP, you can choose how you wish to pay.

8. Complete the Payment and Save the Receipt

Once your payment gets submitted, a confirmation receipt will appear. Save the soft copy and print a hard copy for your records.

That’s it! Your Jammu and Kashmir road tax online payment is done, and you can drive on the beautiful roads of the region without worrying about fines or penalties.

Conclusion

Paying road tax online in Jammu and Kashmir is simple and hassle-free as you can easily access the Parivahan website. Ensure your taxes are up-to-date and that you have a valid car insurance policy to drive peacefully in this beautiful region.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

One of the constant sources of revenue for governments is through road taxes. Vehicle owners must pay road taxes to comply with government regulations and to help the authorities use the funds collected to maintain roads and highways for everyone’s comfortable use. It is easy to pay Haryana road tax online if one knows the procedure, which is fairly easy.

How to Pay Road Tax in Haryana Online?

To proceed with Haryana road tax online pay, you need to visit the website:

Start surfing the website and navigate to the state and related road tax office (RTO). For Haryana road tax payment, choose Haryana under “State” and your nearest RTO. Then, head to the RTO tax online, Haryana option and choose your mode of payment. However, before you deposit the road tax online payment, Haryana, enter your vehicle details, including the registration number, etc., as directed. For instance, if you live in Gurugram, choose the option — online road tax payment near Gurugram, Haryana — and you will be directed to the payment gateway. Once the payment is deposited, you will receive an acknowledgement receipt. Keep the receipt safe for future reference.

Conclusion

Payment of road taxes is mandatory according to Section 39 of the Motor Car Taxation Act. To avoid penalties and fines, you can conveniently pay the Haryana car tax online through the website. Also, remember to secure car insurance as doing so will protect your vehicle in the event of accidents and other unwanted challenges.

Ventilated seats are an advanced feature in modern vehicles, designed to enhance driver and passenger comfort, especially in hot climates. They also help maintain hygiene by reducing sweat accumulation, which can lead to unpleasant odours. Understanding the types of ventilated seats can help car buyers choose the best option for their needs.

Various types of ventilated seats

Different vehicles offer various types of ventilated seats, each catering to different levels of comfort and efficiency.

1.      Fan-Based Ventilated Seats

• Use built-in fans to circulate air through perforated seat surfaces.
• Common in luxury and premium cars.
• Provides a cooling effect without active refrigeration.
• Adjustable fan speed for personalised comfort.

2.      Cooled Ventilated Seats

• Combine fans with cooled air from the car’s air conditioning system.
• More effective in reducing heat compared to standard fan-based ventilation.
• Found in high-end vehicles and luxury SUVs.
• Requires additional energy consumption compared to fan-only systems.

3.      Heated and Ventilated Seats

• Dual-function seats that offer both heating and cooling.
• Ideal for regions with extreme climate variations.
• Found in premium sedans and SUVs.
• Allows year-round comfort with adjustable temperature settings.

4.      Passive Ventilated Seats

• Do not use electric fans but rely on breathable materials and airflow channels.
• Common in budget-friendly and mid-range cars.
• Less effective in cooling compared to active ventilation systems.
• Offers a mild comfort enhancement without extra energy consumption.

Conclusion

The choice between types of ventilated seats depends on factors such as personal preference, climate conditions, and budget.

As demand for comfort-driven car features increases, manufacturers are integrating ventilated seats into more vehicle segments. This trend is particularly evident in electric and hybrid vehicles, where energy-efficient ventilation systems are prioritised to enhance overall performance. For consumers, investing in ventilated seats not only improves driving comfort but can also contribute to the vehicle's resale value, making it a worthwhile addition. In addition to upgrades like ventilated seats, it is wise to secure a comprehensive car insurance policy that ensures protection against unexpected damages or repairs, helping you maintain your vehicle's value and comfort features for years to come. You can easily browse car insurance online to pick the appropriate plan for your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Living in Madhya Pradesh has its own charm, given the natural beauty of the place and a rich culture. To sustain this beauty and the heritage of the state, every individual who calls Madhya Pradesh home has certain obligations to fulfil, more so if they own a vehicle. Yes, we are talking about the obligation of paying road tax in MP if you own a vehicle! This article explains how to make an MP RTO road tax online payment.

How to Pay Road Tax in MP Online?

Paying MP Parivahan tax online is simple; you can do it from home. Here’s how:

• Visit the Official Madhya Pradesh Transport Website: Click on the MP Transport Department’s website to begin the process.
• Fill in Your Vehicle Details: Enter essential information, including your vehicle’s registration number, chassis details, and mobile number.
• Review Your Payment Details: The system automatically calculates the road tax based on your vehicle type. Double check everything carefully.
• Proceed to Payment: Select your preferred payment option; you can choose a debit card, credit card, or net banking. After confirming the details, you will receive an OTP on your registered mobile number.
• Submit and Get a Receipt: Enter the OTP and complete submitting the payment. A confirmation receipt will be generated – keep a digital and printed copy for future reference.

Conclusion

By completing your MP RTO road tax online payment, you ensure you are following the law and contributing to better road safety. Don’t forget to secure your vehicle’s car insurance and keep it valid and up-to-date for a smooth driving experience in Madhya Pradesh!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Across India in all its states and union territories, using a vehicle is subject to a statutory tax known as road tax. The Goa government also charges a road levy on individuals registering and operating four-wheelers. The price and type of the car are used to calculate this tax, which is paid in one instalment.

Road Tax in Goa for Four-Wheelers

In Goa, the primary factors influencing the road tax on four-wheelers are the vehicle's price and engine displacement. For instance, the tax on a car up to INR 6 lakh can be as high as 9%, while the tax on vehicles between INR 6 and INR 10 lakh can go as high as 11%. For cars costing more than INR 15 lakh, the tax rate may be considerably higher. This tax is assessed in one lump amount at the time of vehicle registration. Car insurance is necessary for owners as it offers financial protection in the event of an accident or damage.

Conclusion

The value and type of vehicle determine the road tax in Goa for cars. The state government uses the money it receives from this levy as a significant source of funding for road development and maintenance. To reduce potential dangers, you should also make sure to purchase auto insurance for your vehicle promptly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Introduction    

In India, car enthusiasts are increasingly exploring car wrapping as a creative means to transform their vehicles. However, concerns about the legality of these modifications loom large. Legal aspects of car modifications are critical, as they can impact your four-wheeler insurance coverage and premiums. Before you embark on this transformational journey to learn if is wrapping car legal in India, understanding its legal status is essential.

Is Car Wrapping Allowed in India? 

Here, you can learn about car wrapping in detail:

• Car wrapping involves applying a vinyl film to a vehicle's exterior to alter its appearance while safeguarding the original paintwork. This vinyl material comes in various colours, textures, and finishes, offering a customisable look.
• Is car wrapping legal in India? The answer lies in maintaining your car's colour consistency with what is recorded in your RC (Registration Certificate) book. Car wrapping is legal if it doesn't change the vehicle's colour from what's registered.
• Vehicle owners must ensure that the colour mentioned in their RC book matches the car wrap's colour. Deviating from the registered colour can lead to potential fines and even vehicle seizure due to suspicion.
• If the car wrapping alters its colour or texture and doesn't align with the registered colour, it can attract legal consequences. Vehicle owners may need proof of ownership, potentially causing unnecessary hassles.
• While car wrapping offers the advantage of a fresh and unique appearance, ill-fitted wraps or improper DIY installation can lead to unsatisfactory results.
• Moreover, car wraps may not be as durable as paint, particularly in harsh environmental conditions.
• To insure a vinyl-wrapped car, notify the insurance provider about the modification. Ensure that your insurance policy covers both the car's original value and the value of the wrap. It's essential to compare car insurance policies from different providers to select the one that aligns with your needs and budget.

Conclusion     

Now, you know the answer to the question, is wrapping car legal in India? This creative modification allows car owners to transform their vehicles' appearance, but adhering to legal boundaries is crucial to avoid potential fines or legal troubles. Ensuring your car insurance covers both your car's original value and the value of the wrap can provide comprehensive protection. The legality of car wrapping adds a layer of creativity to personalising your vehicle while ensuring compliance with the law.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The state government collects road tax which is an obligatory fee for using automobiles. This tax in Tamil Nadu is calculated according to the age, engine capacity and vehicle category. When a new car is purchased or the vehicle is registered this tax is paid in one flat payment.

Tamil Nadu Road Tax Calculation

In Tamil Nadu, road tax is computed using a number of factors. These include the vehicle's price, weight and engine capacity. You can use the Tamil Nadu road tax calculator to get the precise tax amount if you purchase a new car. When you enter all of the vehicle's details into this calculator the tax is calculated. Additionally, using the road tax calculator Tamilnadu is simple. You must obtain car insurance for your car in addition to paying road taxes. Auto insurance shields your car from unforeseen collisions.

Conclusion

The maintenance of the state's roads and transport infrastructure is funded in part by road tax, a significant expense for car owners in Tamil Nadu. The Tamil Nadu road tax calculator can be used to determine the tax. Be careful to obtain the right car insurance for your vehicle as well.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The first section of the Vehicle Identification Number (VIN) is actually the World Manufacturer Identifier. It is a unique number assigned to identify the manufacturer. Let us understand the concept of the world manufacturer identifier (WMI) in greater detail.

How To Find The Engine Number Of Your Bike?

WMI codes are assigned to Indian automotive manufacturers to ensure their global identification. The Bureau of Indian Standards (BIS), a member of the International Organization for Standardization, handles this task.

The WMI code forms the initial part of the VIN. Combined with the rest of the VIN, it guarantees the uniqueness of the identification number for vehicles manufactured worldwide.

The automotive industry uses the VIN as a unique serial number to identify individual motor vehicles. VINs consist of 17 characters, but note that it excludes the letters I, O, and Q to avoid unnecessary confusion with numbers 1 and 0.

The VIN system is based on two standards that were issued by the International Organization for Standardization (ISO) in 1979 and 1980:

• ISO 3779
• ISO 3780

To create a uniform identification system for road vehicles worldwide, VINs are structured as follows:

• The first 1-3 digits represent the WMI
• The next 4-9 digits form the Vehicle Descriptor Section (VDS)
• The final 10-17 digits make up the Vehicle Indicator Section (VIS)

Conclusion

Put simply, the world manufacturer identification number is basically the first three digits of the vehicle identification number. If you own a car, here is a reminder: Make sure you invest in car insurance for financial coverage against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Introduction            

In the fast-paced digital era, the use of mobile phones has become ubiquitous, even while driving. However, this practice comes with consequences. According to the Motor Vehicles Act, using a mobile phone while driving is a punishable offence, and individuals caught in the act face significant fines. Let's delve into the details of the fine for talking on phone while driving and understand the implications of this violation on road safety.

Fine for Using Phone While Driving

Here is the list of using mobile phone while driving fine:

• Penalty Amount

As per the Motor Vehicles Act, the penalty for using a mobile phone while driving is a substantial Rs 5000.

• Distracted Driving

Distracted driving encompasses activities that divert attention from the road, such as using gadgets or mobile phones.

• Amendment to Motor Vehicle Act (2019)

In 2019, the Motor Vehicle Act of 1988 was amended, increasing penalties for traffic rule violations, including using a mobile phone while driving.

• Impact on Road Safety

Distracted driving, especially due to mobile phone usage, significantly contributes to road accidents in India, prompting stricter penalties to curb this dangerous behaviour.

• Survey Insights

Surveys indicate alarming statistics, with 47% of drivers admitting to receiving calls while driving and 96% of passengers feeling unsafe when drivers use phones around them.

Conclusion     

Using mobile phones while driving threatens road safety, leading to distracted driving and an increased risk of accidents. Recognising this, the Indian government amended the Motor Vehicle Act in 2019, imposing a Rs 5000 fine for using a phone while driving. Such violations not only endanger lives but can also impact a driver's car insurance policy, potentially leading to higher premiums or claim rejections. Drivers must prioritise safety, adhere to traffic rules, and avoid distractions, contributing to a safer road environment. As responsible citizens, we must uphold these regulations, ensuring our safety and that of others on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Transferring car ownership might seem like a bureaucratic hassle to many. But don't worry, we are here to help simplify it for you. This guide provides a clear list of documents required for RC transfer, including the Registration Certificate (RC), insurance, and the required RTO forms. Let us get into the details of RC transfer documents and sort things out.

Documents Required For Car Ownership Transfer

You must have these documents for RC transfer neatly lined up:  

• Registration Certificate (RC): This is one of the key documents among the RC transfer required documents. It proves your ownership of the vehicle. Ensure you have the original RC. It can be a traditional booklet or a smart card version.
• Address Proof Documents: Address proofs are crucial to establish the identity and residence of both the seller and the buyer. You can use recent utility bills (electricity, water, or gas) or any KYC document that records the permanent address.
• Car Insurance Certificate: A valid car insurance certificate must be provided to ensure the vehicle is insured up to the point of sale and transfer.
• PAN Card: Both the seller and the buyer must provide their Permanent Account Number (PAN). This is particularly important if the vehicle’s sale value is ₹50,000 or above.
• Pollution Under Control (PUC) Certificate: A valid PUC certificate must be submitted. The certificate should be renewed every 3 months for vehicles bought before April 2010. Vehicles purchased after this date require an annual renewal.
• Form 28 - No Objection Certificate (NOC): This form is essential for obtaining an NOC from the local Regional Transport Office (RTO), mainly during an interstate ownership transfer. It is required even for intrastate transfers in states such as Maharashtra. The NOC, along with the RC, insurance certificate, PUC, and address proof, must be submitted to the RTO.
• Forms 29 and 30: These forms deal with the notice of transfer and the application for intimation and transfer of ownership, respectively. They are fundamental in legally documenting a change of ownership.
• Form 31: This is used when ownership is transferred to a person who inherits the vehicle.
• Form 32: This form is necessary for transferring ownership if the vehicle was acquired in a public auction.
• Form 35: This is required to terminate any existing hire-purchase, lease, or hypothecation agreements if the vehicle is currently under finance.
• National Crime Records Bureau (NCRB) Acknowledgement: This form becomes mandatory to ensure that there are no ongoing legal impediments to the transfer and whether the car has a history of illicit use.

Conclusion
Now that you have understood the basics of documents needed for RC transfer, transferring car ownership will become easier. Pass on the keys without any apprehension! Above all else, remember to secure car insurance without fail as it will help you tackle unforeseen emergencies with an even mindset.

Road tax is a mandatory tax imposed on all vehicles by the respective state governments for plying on Indian roads. Likewise, Uttar Pradesh vehicle tax rates are governed by the state’s relevant act.
Road Tax for Four-Wheelers in Uttar Pradesh
Car road tax in UP is considerably lower compared to other Indian states. Road tax in UP for car/four-wheelers is as under:
Vehicle Price UP road tax for car (% of price)
Up to ₹6 lakh 3%
₹6-10 lakh 6%
₹10-20 lakh 8%
Above ₹20 lakh 9%
 
Additionally, car registration charges in Uttar Pradesh and car RTO charges in UP vary depending on the vehicle type and value. Furthermore, the road tax for second hand car in UP is also liable to vary and is subject to specifications.
Conclusion
Buying a car anywhere in India, including in Uttar Pradesh, mandates the payment of road tax along with the procurement of a car insurance policy and other related documents, subject to government regulations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 06 Feb 2026

Whether you are buying your first car, upgrading to a used bike or switching to an electric vehicle in Gujarat, understanding road tax matters. Paying the correct tax keeps your vehicle legal, helps you avoid fines and ensures smooth ownership. It also affects your overall budget when buying a vehicle.

This guide will explain the rates for different vehicles, how to pay road tax online or at the RTO and what to do if you miss a payment so you can stay compliant and stress free.

How is road tax calculated in Gujarat?

Road tax in Gujarat is calculated based on your vehicle’s ex-showroom price. For cars costing up to ₹6 lakh, the tax rate is 6%. Vehicles priced between ₹6 lakh and ₹10 lakh are taxed at 8% and cars above ₹10 lakh are charged up to 12%.

This is usually a one-time payment at the time of registration. Electric vehicles benefit from a lower rate of around 1% until 2026 to encourage cleaner transportation.

Road tax on four-wheelers in Gujarat

In the state of Gujarat, road tax is based on a vehicle's ex-showroom price. The RTO tax for a new car in Gujarat can be anywhere between 6% and 12% of the vehicle's purchase price. For instance, the tax applicable may total 6% if your car costs up to INR 6 lakh and it may reach 12% if it costs more than INR 10 lakh.

The road tax in Gujarat for second-hand cars must be paid in the same manner regardless of the vehicle’s age and current value. However, the tax rates may be lower. At the time of vehicle registration, new car registration charges in Gujarat must also be paid. Car insurance, which guards against probable collisions or damage, is also required to be maintained by vehicle owners.

Types of road tax in Gujarat

The types of road tax in Gujarat vary based on the vehicle category and usage, and they are mostly calculated as a percentage of the vehicle's cost. Key types include:

• Two-wheelers: New bikes pay 6%, older bikes over 8 years pay 15%, electric bikes pay 4% and very old bikes pay 1% or ₹100, whichever is higher.
• Four-wheelers: New cars pay 6%, cars aged 8-15 years pay 15% and vehicles over 15 years old pay 1%. Electric cars are tax-free until 2026.
• Commercial vehicles: Goods vehicles up to 7,500 kg pay 6%, medium ones 8%, heavy vehicles 12% and commercial tractors 3%.
• Three-wheelers: New vehicles pay 6%, and older vehicles pay 1% or ₹100, whichever is higher.
• Other state vehicles: Taxes are charged weekly or monthly based on the duration of stay in Gujarat.

Road tax rates for different vehicles

Below is the road tax rate chart for different vehicles in Gujarat, based on vehicle type and cost:

Road tax for commercial vehicles

If you own a commercial vehicle in Gujarat, the road tax you pay depends on its weight and seating capacity. Check out the road tax for commercial vehicles in Gujarat:

List of RTOs in Gujarat

There are 38 RTOs across Gujarat that can help you with vehicle registration, driving licences, permits and more.

Here is the list of RTOs with their respective codes:

How to pay road tax in Gujarat

To pay road tax offline in Gujarat, visit your nearest RTO where your vehicle is registered. Collect Form 20 or 25 and submit it along with your vehicle certificate, purchase invoice and ID proof. Pay the tax in cash or via demand draft at the RTO counter, and make sure to collect the payment receipt as proof.

How to pay road tax online in Gujarat

Here are the complete one-by-one steps that can guide you to pay your road tax online:

Step 1: Visit the official Parivahan Sewa website (parivahan.gov.in).

Step 2: Go to “Online Services” and select “Vehicle Related Services.”

Step 3: Choose Gujarat as your state and enter your vehicle registration number and RTO details.

Step 4: Verify your vehicle details. An OTP will be sent to your registered mobile number; enter it to continue.

Step 5: Select your tax payment mode and view the payable amount.

Step 6: Complete the payment using online gateways such as credit or debit cards.

Step 7: Download and save the payment receipt for your records.

Penalty for non-payment of road tax

If road tax is not paid on time in Gujarat, a penalty of 18% is applied on the due amount after three months. For example, if the tax is ₹10,000 and payment is delayed beyond three months, you will owe ₹11,800.

Late payment can also lead to fines, legal issues and your vehicle may be prohibited from use until the tax is cleared.

Validity and renewal process of road tax

In Gujarat, road tax for private vehicles is paid once at registration and is valid for 15 years. After this period, it must be renewed every 5 years along with the vehicle’s registration certificate (RC), subject to fitness approval.

Renewal process:

• Renew every 5 years after the initial 15-year validity.
• Online: Log in to the Parivahan portal, pay the tax, book a vehicle fitness inspection and download the receipt.
• Offline: Submit Form 25 with the required documents at the RTO, pay the fees and complete the vehicle inspection.

Required documents: Form 25, RC, pollution certificate, valid insurance policy, tax proof, fitness certificate and ID.

To avoid penalties, start the RC renewal process at least 60 days before expiry.

Conclusion

Paying road tax in Gujarat is more than a legal formality; it is your contribution to safer roads, better infrastructure and smoother journeys for everyone. Timely payment ensures you avoid penalties and keep your vehicle legally compliant.

At the same time, protecting your car with comprehensive car insurance policy adds a layer of financial security, helping you handle accidents, damage or unexpected losses without stress. Think of road tax and insurance together as proactive steps toward safer, worry-free driving every day.

For personalised guidance on choosing the right car insurance plan for your needs, fill out the form on this page and get expert advice today.

FAQs

1. Do I need to pay road tax in Gujarat if I am just visiting from another state?

Yes, vehicles that are out of state and use Gujarat roads for more than 30 days must pay road tax. Depending on the duration, short-term visits may be charged weekly or monthly.

2. Can I transfer my road tax if I move from Gujarat to another state?

No, road tax is non-transferable between states. However, you can apply for a refund from the Gujarat RTO after registering your vehicle in the new state.

3. Is road tax included in my car’s on-road price?

 Yes, road tax is usually included in the on-road price of new vehicles bought at deals.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Kerala’s stunning landscapes often make one want to continue staying in the state. Exploring the state’s beauty and various hotspots would raise the need for a vehicle, and if you own one, you must comply with the rules and pay your road tax without fail. To make matters easier, the state government has made provisions to deposit the road tax online. This article will orient you to the Kerala road tax online payment process.

How to Pay Road Tax Online in Kerala?

There is a quick and easy way to complete this task because road tax in Kerala online payment is simple. Here is how you can do so:

•     Visit the Kerala Motor Vehicles Department Website: On this page, you will find the link that takes you to the start of the payment process.
•     Click on “Vehicles”: This tab will take you to several links; you need to access the appropriate section to make the tax payment.
•     Select “eTax - Online Tax Payment”: This option takes you to the tax payment portal.
•     Enter Vehicle and Chassis Details: Provide the last five digits of your vehicle's chassis and registration number.
•     Fill in Personal Information: To proceed, add your Aadhar number, mobile number, and email.
•     Check Your Tax Details: The portal will display the amount applicable as tax. Review the details before proceeding.
•     Complete Your Payment: Pay through your preferred card or net banking method. Once confirmed, retain a copy of the receipt.

Conclusion

By taking care of your Kerala vehicle road tax online payment, you ensure your vehicle is legally compliant. Remember, paying on time helps you avoid fines and supports road infrastructure improvements across Kerala. Also, make sure your taxes and car insurance policy are always up-to-date!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Has the time come for you to pass on your car keys to a new owner? If so, you need to understand the charges for car transfer. Getting a clear picture of car RC transfer fees, regardless of whether you are buying or selling, will add to your knowledge reserve and may be helpful later on. RC transfer fees can vary by state and include charges for forms, smart cards, and administrative tasks. Let us break down car transfer charges so you know exactly what to expect regarding vehicle ownership transfer fees.

Car Ownership Transfer Cost

You will need to manage some paperwork and incur certain RC transfer charges when you transfer your car’s ownership. The exact RC transfer cost for transferring the registration certificate depends on specific state regulations, but it typically falls between ₹300 and ₹500. This car ownership transfer cost covers updating the RC to reflect the new legal owner. Additional fees for new registration plates can be levied, if applicable. Further costs will apply if you also want to transfer the car insurance.

Conclusion
Transferring ownership of your vehicle involves mandatory RC transfer charges for car. Keep these car RC transfer charges in mind. You will be all set for a smooth transition.

Making an online payment of your RTO tax in Rajasthan is an easy process. Thanks to digital platforms, you do not have to spend hours in a queue at the RTO. Today, you can sit in the comfort of your home and pay the road tax. Whether you use a two-wheeler, a car, or a commercial vehicle, the blog guides you how to pay Rajasthan road tax online.

How To Pay Rajasthan Road Tax Rate Online?

Here is how you can pay road tax online payment in Rajasthan:

• Go To The Parivahan Website: Open the official Government of India Parivahan website for vehicle-related services.
• Choose The Appropriate RTO For Your Vehicle: Once you get to the site, select Rajasthan and the relevant RTO office for your vehicle.
• Enter Username and Password: You may be required to log in or register as a new member if you haven’t done so.
• Find the Option ‘Pay Your Tax’: Search for the option "Pay Your Tax". Click on this to take you to tax payment page.
• Fill In Your Vehicle Information: You must provide the vehicle registration number and other necessary details to access your tax information.
• Finalise the Payment: After filling out all required information, you will go through a payment gateway where you will complete your Rajasthan RTO tax online payment.
• Print Out the Payment Receipt: The moment your payment is processed, a receipt will be generated instantaneously. Make sure you print it and keep it with you.

If you prefer not to use the online method, you can still pay Rajasthan road tax by visiting your local RTO and submitted the payment there.

Conclusion

Thanks to the online platform, Rajasthan road tax payment is now simple and convenient. Whether it for new vehicle or renewing the tax on your current one, following these steps ensures you're road-ready.

Remember, staying on top of your tax obligations and having valid car insurance keeps you legally compliant and protected from fines or penalties. So, next time, skip the queues and use the online road tax payment Rajasthan method!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.