Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • Tips To Reduce Motion Sickness While Driving

    by User Not Found | May 06, 2024

    You can easily alleviate the effects of motion sickness through some simple methods

    A sensation of wooziness, motion sickness is a common phenomenon experienced by many while driving. It can start suddenly, leading to dizziness, nausea and vomiting and can quickly turn your trip into a nightmare. In this article, we will share a few tips that will help you to reduce the effects of motion sickness while you’re behind the wheels.

    Monitor What You Eat

    It’s important to watch the type of food you consume before setting out for a drive as it can make a significant difference to the onset of motion sickness. It is best to avoid food that makes you unusually full. At the same time, you should avoid consuming spicy foods with strong odour as it may worsen the condition.

    Hence, make sure that you take light meals and if you find certain foods not agreeing with your taste, it’s advisable to avoid them completely. A strict control over your diet goes a long way in relieving the symptoms of motion sickness.

    Watch Out Your Position

    When you are driving, make sure to sit in a comfortable position and look at the horizon. When you do so, you keep your focus away from the moving objects. Though you need to be mindful of your surroundings, avoid looking sideways through the windows as much as possible.

    This is because looking sideways can sometimes lead to a sudden and severe nausea. If you are driving a four-wheeler and can keep its windows open, do so as a constant gush of fresh air can reduce the effects of motion sickness.

    Keep the Interiors of Your Vehicle Cool

    If you’re driving a vehicle that’s warm from inside, it can escalate the condition of motion sickness. Hence, try to keep the interiors of your vehicle cool to keep the symptoms in check. You can switch on the air-conditioner of your car and try to recirculate the air so that you aren’t subjected to exterior odours.

    Keep Your Vehicle Well-ventilated

    Another common reason for experiencing motion sickness while driving is poor ventilation inside the car. This can lead to certain odours being trapped, which can cause dizziness and nausea. Therefore, it’s advisable to keep your vehicle well-ventilated by lowering down the window panes a little bit.

    At the same time, it is a good idea to have some soothing odour in your vehicle such as mint or lavender as it can prevent the triggers of motion sickness.

  • Benefits Of Mobile Self-Inspection For Lapsed Car Insurance Policies

    by User Not Found | May 06, 2024

    Understanding mobile self-inspection and its benefits

    Insuring your car is of utmost importance to protect yourself from third party liabilities in the event of an accident involving your car. There is no cap on the liability if a person is injured or killed in an accident caused by your car. The liability due to damage to third party property is capped at ₹7.5 lakh.

    The consequences of not getting your car insurance done in time are worrying. The reasons for your car remaining uninsured are trivial. These include non-payment of premium, late payment of premium, and failure to renew. The renewal of a lapsed policy is troublesome. Renewal in time is very easy.

    Renewing a lapsed car insurance policy is a long-drawn process. The car owner has to inform the insurance company and get a physical survey of the car done, which could take a few days. The survey of the car is the critical part of the process to renew a lapsed policy. Hitherto, this was the only choice. ICICI Lombard has now made renewing a lapsed policy a much easier process, which takes just a couple of hours.

    Mobile Self-Inspection

    ICICI Lombard has deployed a digital channel to make life cooler for a car owner even if the insurance policy has lapsed. Mobile app ‘Insure’ now has a ‘mobile self-inspection’ feature.

    The car owner has to just pay revival premium online or through the mobile app, following which the customer is prompted to upload the self-inspection video via the Insure app. The policy is generated within a few hours after the self-inspection video is approved as per ICICI Lombard’s underwriting guidelines.

  • Drink and Drive Fines in Delhi

    by User Not Found | May 02, 2024

    Updated on - 27 Apr 2026

    Discover the penalties for drink-and-drive offences in Delhi, including fines, enforcement measures, and legal consequences for drunken driving offences violations.

    You need a fit body and a clear mind to drive safely. This is especially important in India, where road conditions can be unpredictable. Authorities have taken a stricter approach towards offenders who drive under the influence of alcohol, as it often leads to rash driving and serious accidents. Let’s take a closer look at the drink and drive fine in Delhi.

    Drink and Drive Penalties in Delhi

    Here is a quick overview of the current penalties and rules you should be aware of:

    Category

    Provision/Details

    Penalty (Fine and Jail)

    Legal BAC (Blood Alcohol Content) limit

    < 30 mg per 100 ml of blood

    N/A

    First offence

    BAC > 30 mg / 100 ml

    ₹10,000 and/or up to 6 months jail

    Subsequent offence

    Within 3 years of the first offence

    ₹15,000 and/or up to 2 years jail

    Testing method

    Breathalyser (Alcometer)

    Potential licence suspension (3–6 months)

    These penalties, often referred to as drink and drive fines in Delhi, were strengthened under the Motor Vehicles (Amendment) Act, 2019. The aim is to discourage drunk driving and improve road safety.

    In addition to fines, authorities may impound the vehicle or suspend the driver’s licence in serious cases. This reflects the stricter enforcement around drinking and driving fine Delhi regulations.

    Conclusion

    Safe driving requires both physical and mental alertness. Driving under the influence not only puts your life at risk but also endangers others on the road.

    Along with following traffic rules, it is important to stay financially protected. Having a valid car insurance plan, including a third party car insurance policy, can help cover liabilities in case of accidents and ensure compliance with the law.

    FAQs

    1. What is the punishment for drink and drive in Delhi?

    For a first offence, the penalty can include a fine of ₹10,000 and/or up to 6 months in jail. Repeat offences attract higher fines and longer imprisonment.

    2. Does drink and drive affect car insurance claims?

    Yes, it can. Most insurers may reject a claim if the driver was under the influence, since it goes against policy terms. In some cases, courts can also look at whether alcohol actually contributed to the accident, but even then, approval is not guaranteed.

    3. Are drink and drive rules the same across India?

    The main law is the same across India, but how strictly it is enforced, and sometimes the penalties, can vary slightly from one state to another.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Drink and Drive Fines in Bangalore

    by User Not Found | May 02, 2024

    Bangalore houses one of the largest industrial zones in India. The city is growing rapidly in population and in the number of two and four-wheelers. Bangalore residents are becoming increasingly concerned about rising pollution and traffic violations. Penalties for drunk driving have been increased to prevent accidents and serious injuries, and the government has tightened the rules related to rash and drunken driving. Updated traffic rules, responsible driving, and four-wheeler insurance can create safer roads and effectively mitigate accidents.

    Navigating Drink and Drive Fines in Bangalore

    • An initial offence related to drink and drive fine in Bangalore carries a penalty of INR 10,000 and/or a maximum jail sentence of six months.
    • All vehicles are subject to penalties, including commercial vehicles, two-wheelers, and four-wheelers.
    • A second offence of drink and drive penalty in Bangalore carries a fine of INR 15,000 and a maximum jail sentence of two years.
    • If a driver is found intoxicated, the police will confiscate the car right away.
    • A Blood Alcohol Content (BAC) test indicates intoxication if the alcohol content is more than 30 mg per 100 ml of blood.
    • The government must work to raise awareness and prevent drunken driving, as it can end in terrible consequences.
  • Drink And Drive Fines in Mumbai

    by User Not Found | May 02, 2024

    Mumbai is a city that never sleeps. This tag comes from the cosmopolis’ ever-increasing number of people and vehicles. Over the years, this has led to increased traffic offences (such as operating a car/bike without proper insurance). The Government of India passed The Motor Vehicles (Amendment) Act 2019 to curb such nuisance nationwide. Mumbai authorities also implemented the new Act, resulting in new traffic rules, increased drink and drive fines in Mumbai, and added new violations. All these steps are meant to discourage traffic violations.

    Navigating Drink and Drive Fines in Mumbai

     

    • Offenders are subject to a fine of INR 10,000 or six months in jail for drunk driving.
    • The drink and drive penalty in Mumbai carried a punishment of INR 2,000 or six months in prison before September 2019.
    • Second-time offenders risk a fine of INR 15,000 and two years in jail under the amended Act
    • Mumbai residents aged between 26 and 35 are likelier to breach the law.
    • Traffic police use breath alcohol content tests, for which the threshold is 30 mg of alcohol per 100 ml of blood.
    • The necessity for cautious driving is highlighted by the fact that a rise in vehicles leads to worsening traffic conditions and an increase in accidents.
  • What Are the Components of a Vehicle Number Plate?

    by User Not Found | May 02, 2024

    We have vivid memories of childhood when random numbers behind cars intrigued us a lot. And it takes us years to realise that those numbers serve a crucial purpose. 

    Components of a Vehicle Number Plate

    Let’s try understanding the various components of a green number plate in India through an arbitrary example, say DL 11 XX 1234.

    • The two letters at the beginning indicate the Indian state where the vehicle is registered. For instance, DL stands for Delhi.
    • The following two digits denote the Regional Transport Office (RTO), or district, where the vehicle is registered.
    • The third component is alphanumeric; each vehicle possesses a distinctive code.
    • The final component represents the international registration code for India, identified as ‘IND’.
  • How to Pay e-Challan in Bihar?

    by User Not Found | Apr 30, 2024

    Have you received an e-challan in Bihar recently and are scratching your head, wondering how to clear it? Worry not! We have got you covered. An E challan payment in Bihar is easier than you might think, and we are here to walk you through the process step-by-step.

    Pay e-Challan in Bihar

    An online challan payment in Bihar is a simple process. It is set up as fast and easy to use. 

    • Start by Visiting the Official Site

    The first step is to head over to the Bihar Transport Department’s website. This site is your primary resource for managing your e-challan.

    • Find the 'Challan Details' Option

    Navigate to the ‘Online Services’ section once you are on the website. You can find the ‘Challan Details’ option here. Click on this to move forward in your e-challan payment journey.

    • Redirected to e-Challan Link

    After clicking on ‘Challan Details’, you will be redirected to a new page. Here, you will find the official e-challan Parivahan link. Click on this link to proceed to the next step.

    • Select 'Get Details'

    Your task is to select the ‘Get Details’ option on this new page. This button is crucial as it leads you to access your specific e-challan details.

    • Enter Relevant Information

    Now it is time to input some details. Your challan, car, or driver's licence number can be entered. This step is essential to retrieve your specific challan information.

    • Enter the Captcha Code

    A captcha code is required for security reasons. Enter this code to move on to the next stage carefully.

    • View and Pay Your Challan

    Your pending e-challans will be displayed upon entering the correct information. After you have decided which one to pay, select it and proceed with the online payment process.

    • Confirmation and Transaction ID

    You will receive a confirmation message along with a transaction ID once the payment is successfully made. This information is a record of your payment, so be careful with it.

  • Checking the e-challan status in Bihar: What are the steps?

    by User Not Found | Apr 30, 2024

    Updated on 8 Dec 2025

    In Bihar, traffic rules have become increasingly strict with the growing use of e-challans. This particular challan is an online fine charged by the traffic police in Bihar for breaking or violating traffic rules. It helps maintain transparency and enables people to avoid unwanted delays.

    If you reside in Bihar, it’s essential to know how you can check the status of the e-challan online. Doing so can help you clear all the fines instantly and prevent legal problems.

    Reasons you might get an e-challan in Bihar

    The traffic police in Bihar can issue an e-challan for several reasons. These can be:

    • Overspeeding on the highways.
    • Jumping the traffic lights.
    • Driving a vehicle without valid documents, such as an RC, insurance plan, etc.
    • Not using a seatbelt while driving a car or wearing a helmet when driving a two-wheeler.
    • Being on a call while driving.

    Steps to check e-challan status in Bihar

    Checking an online e-challan status in Bihar is a straightforward process. Just follow these simple steps:

    • Visit the Parivahan Website

    Start by going to the official site for all e-Challan-related services.

    • Navigate to 'Check Online Services'

    Click 'Check Online Services' on the top menu bar, and click 'Check Challan Status' from the options.

    • Enter Your Details

    Enter your challan number, car number or the number of your driving licence to continue.

    • Complete the Captcha Verification

    Enter the correct captcha code. This step is crucial for security reasons.

    • View Your Challan Status

    You can view the status of any pending challans after completing these steps.

    Additional tips regarding traffic challan in Bihar

    When you receive an e-challan, keep the following points in mind:

    • Always carry all the valid documents while driving.
    • Ensure timely payment to avoid incurring additional penalties.
    • If you discover the challan to be incorrect, you can request a correction through the official e-challan portal or by visiting your local traffic police station.
    • You should regularly check the status online to keep it up to date.

    Importance of having car insurance for driving in Bihar

    In Bihar, having a valid car insurance policy is not just a legal requirement, but it’s also a way to safeguard yourself from all the heavy penalties. If you’re caught without insurance, you might receive an e-challan and also face much higher fines. Apart from that, having a car plan will also help cover medical costs, third-party damages and accident expenses.

    Conclusion

    Checking the status of your e-challan in Bihar is as simple as it gets, and you can complete it online in just a few minutes. You should keep the third-party car insurance policy updated, follow all the traffic rules and be extra careful while driving on Bihar roads. Doing so will keep you protected from fines and legal troubles.

    Furthermore, if you want car insurance-related advice and solutions, fill out the form on this page. 

    FAQs

    • Who receives an e-challan in Bihar?

    An e-challan is issued to all individuals who violate or fail to follow traffic rules.

    • What happens when someone doesn’t pay their e-challan?

    Failing to pay the challan on time results in significantly higher fines and penalties, as well as potential court notices.

    • Is vehicle insurance compulsory in Bihar?

    Yes. Having car insurance is mandatory for all sorts of vehicles.

    • Where to pay the e-challan?

    You can make the payment either through the online Parivahan portal, at an authorised bank or at a nearby traffic police station.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What Are The Traffic Rules in Kolkata?

    by User Not Found | Apr 30, 2024

    Kolkata stands at No. 17 among the biggest and most populous cities in the world, and it is a premium tourist attraction, given its rich cultural and historical heritage. Each year, Kolkata draws millions of visitors and, along with them, the number of vehicles also multiplies. Hence, it is essential to adhere to traffic regulations for a safe driving experience. Understanding and following traffic rules in Kolkata ensures your safety and contributes to the overall efficiency of managing traffic in this beautiful city.

    Traffic Rules in Kolkata

    • Driving side

    In Kolkata, as in the entire country, we drive on the left side of the road, a legacy left by the British colonists.

    • Traffic signals

    It is important to obey traffic signals to maintain order and prevent accidents. Red signifies stop, green indicates go, and yellow signals caution.

    • Speed limits

    Respecting the speed limits specified for various areas is crucial for ensuring safety for yourself and that of others on the road. Speed limits vary across zones, so it's important to be mindful of signage indicating these limits.

    • Seat belts

    Safety should be the top priority; hence, it is imperative to wear your seat belt while driving. Ensure all passengers, regardless of their seating position, have fastened their seat belts correctly.

    • Mobile phones

    Using phones while driving is prohibited unless you have a hands-free device. It's important to avoid distractions and maintain focus on the road.

    • Drunken driving

    Driving under the influence of alcohol or other proscribed substances is strictly prohibited. Make sure to stay sober when you're driving as it is crucial for your safety and the safety of others.

    • Overtaking

    Remember to follow the rules concerning overtaking and do so only when everything appears safe. Use the indicators to convey your intention to overtake.

    • Parking regulations

    To prevent traffic congestion, park in designated areas. Keep in mind that parked vehicles may be towed.

    • Pedestrian crossings

    Ensure to yield to pedestrians at crossings. Use caution in areas with high pedestrian traffic.

    • Documentation

    Always carry your driver’s license when driving as this is a mandatory requirement. Ensure your vehicle has a Pollution Under Control (PUC) certificate. It is mandatory to maintain car insurance coverage for your vehicle, according to Kolkata traffic rules.

  • Traffic Rules in Delhi Every Driver Must Follow

    by User Not Found | Apr 30, 2024

    Updated on 27 Nov 2025

    Delhi’s roads are a nonstop hive of activity, with over 7 lakh new vehicles registered in 2024 alone. The capital’s streets have seen a fresh wave of cars, bikes and scooters. Juggling among honking autos, weaving two-wheelers and crowded lanes is an everyday affair on these roads. Amid this hustle, knowing the traffic rules is not just important for legal reasons, but it is essential for your safety.

    Speed limits in Delhi (as per vehicle type)

    Delhi’s speed limits differ according to vehicle type and road area, with the Traffic Police frequently revising them to suit changing urban conditions.

    Updated speed limits:

    • Cars and light motor vehicles (LMVs): 50 km/h in residential or congested areas, 70–80 km/h on arterial roads and 120 km/h on expressways (where permitted).
    • Two-wheelers: 50–60 km/h in most city areas and up to 70 km/h on wider city roads.
    • Heavy commercial vehicles (HCVs): 40–60 km/h based on route and area.

    A small margin of error (typically 5%) is often accepted, but exceeding the limit may lead to an automatic challan issued via surveillance systems.

    Red light jumping and lane discipline

    Delhi’s intersections are now monitored by AI-powered CCTV cameras, making red-light violations and poor lane behaviour instantly detectable.

    Violations like jumping traffic signals, zig-zag or aggressive lane changes and blocking zebra crossings or box junctions can result in a ₹1,000–₹5,000 fine and licence suspension. In serious cases, even short-term imprisonment is given.

    Parking and no-parking rules

    Illegal parking contributes to congestion and poses safety hazards. In Delhi, never park near intersections, pedestrian crossings, driveways or bus stops. Also, avoid double-parking or stopping in narrow lanes. Penalties for parking violations can range between ₹500–₹1,500. Vehicle towing and additional release charges may be levied if your parked vehicle obstructs traffic.

    Even a short stop in a no-parking zone can cost you, so always look for signage or designated parking bays.

    E-challan system in Delhi

    The e-challan system in Delhi is a completely digital process that helps drivers check, pay and manage their traffic fines without visiting a traffic police station.

    How it works:

    • Violations are detected via CCTV or handheld e-challan machines.
    • An e-challan is automatically generated and linked to the vehicle number.
    • You’ll receive an SMS alert (if your mobile number is registered).
    • The challan is uploaded to official portals for online payment.

    Where to check and pay e-challans:

    • Parivahan Sewa Portal
    • Delhi Traffic Police Website
    • Mobile apps or Delhi police apps like Tatpar.

    Note: Fines must be paid within 60 days to avoid late fees or legal action.

    Documents required while driving in Delhi

    Always keep the following valid documents with you, either in physical form or digitally stored in DigiLocker or mParivahan:

    Not carrying these can result in fines of ₹1,000-₹5,000, and repeated violations can lead to licence suspension or vehicle seizure.

    Penalties for common traffic violations (2025 updated fines)

    Here is a glance at the updated fines in Delhi as per the Motor Vehicles (Amendment) Act, 2019, enforced in 2025:

    Violation

    Penalty

    Driving without a licence

    ₹5,000

    Overspeeding (LMV)

    ₹1,000–₹2,000 + possible licence seizure

    Drunk driving

    ₹10,000 + up to 6 months in jail

    Not wearing a seatbelt or helmet

    ₹1,000

    Using a mobile phone while driving

    ₹5,000

    Driving without valid car insurance

    ₹2,000 (1st), ₹4,000 (repeat offence)

    No PUC certificate

    ₹10,000 + potential court summons

    Signal jumping or rash driving

    ₹1,000–₹5,000 + licence suspension possible

    Dangerous driving  or racing

    ₹5,000–₹10,000 + up to 1 year imprisonment

    Delhi Traffic Police updates penalties regularly, so always check their official portal for the latest details.

    Conclusion

    Understanding and adhering to Delhi traffic rules are crucial for fostering a safe and efficient transportation system. In addition to following these traffic rules, all vehicle owners must ensure they have proper four-wheeler insurance coverage for comprehensive protection on Delhi's roads.

    While you are doing your part to drive responsibly, let us help you stay protected on the road. From assistance in picking the right car insurance policy to upgrading to comprehensive car insurance, we have got you covered. Simply fill out the quick form on this page, and our experts will guide you with personalised advice based on your vehicle, driving habits and budget.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Paying eChallan in Delhi: A practical guide!

    by User Not Found | Apr 30, 2024

    Updated on 2 Dec 2025

    Managing traffic fines in Delhi has become easier because of the eChallan system. Since it works by integrating traffic enforcement cameras, RTO databases and digital payment platforms, paying the fine online is quick and simple. You can also pay it in offline mode.

    Let’s find out when these challans get issued, how to pay them and much more in this blog.

    Reasons you might get an eChallan in Delhi

    An eChallan is issued for violating the following traffic rules:

    • Jumping the red lights.
    • Driving without a valid car insurance, an RC or a driving licence.
    • Rash driving or overspeeding the vehicle.
    • Parking the car at a no-parking location.
    • Talking on the smartphone while driving.
    • Driving without a seatbelt or a helmet.

    Steps to pay eChallan in Delhi

    Follow these easy steps to pay for your eChallan online:

    • Go to the Parivahan eChallan website.
    • Enter your eChallan number or vehicle number.
    • The page will show all the details, such as the registration number, owner’s name and complaints attributed to the challan.
    • Pay the fine with a debit or credit card, internet banking facilities or UPI, as available on the platform.
    • After paying successfully, download a copy of the receipt and acknowledgement with a transaction ID for tracking. Make sure to store this data safely for future use.

    If you prefer the offline payment mode, follow the steps below:

    1. Visit the nearest Delhi Traffic Police office or the traffic circle mentioned in your challan.
    2. Provide your challan number, vehicle registration number or driving licence for verification.
    3. Pay the fine in cash or via card (if available) at the counter.
    4. Get a stamped receipt as proof of payment for future reference.

    Additional tips regarding traffic challan in Delhi

    When you have received an eChallan, there are some crucial things you should keep in mind:

    • Pay the fine before the due date to avoid additional penalties, court summons or other legal issues.
    • Make sure to keep a copy of all the pay receipts to avoid any future issues.

    Importance of having car insurance for driving in Delhi

    In India, having third-party insurance for every vehicle is mandated by law. It protects you against liabilities arising from the injuries caused to others or damage to their properties by your insured vehicle. Driving without it can lead to legal problems and even heavy penalties. However, if you have a comprehensive car insurance policy, it will also cover your vehicle, apart from third-party liabilities.  

    Conclusion

    Paying the eChallans in Delhi is not that difficult. You can get it done via various online portals. However, you should follow best driving practices, following the traffic rules and regulations to avoid any fines.  This is because eChallans can negatively impact your car insurance premiums.

    While you pay attention to the road rules and regulations, let us take the initiative to protect you on the road with car insurance. Fill out the form on this page to get tailored insurance solutions for your vehicle.

    FAQ

    • What happens if you don’t pay the challan?

    Failing to pay the challan before the deadline can lead to much higher fines, court summons and also licence suspension.

    • What details are used to issue an eChallan?

    An eChallan is issued using details such as the vehicle registration number, driving licence information and violation evidence from CCTV footage or speed cameras. These records help identify the offender and generate the fine digitally.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Checking the status of your eChallan in Delhi: Steps to follow

    by User Not Found | Apr 30, 2024

    Updated on 24 Dec 2025

    Delhi has strict traffic regulations that have been enforced to ensure road safety. When you break these rules, you might get an eChallan. This is an electronic traffic challan, which is issued by the Delhi Traffic Police. It’s issued to the violator with the vehicle number and the driving licence details. If you get an eChallan, it's crucial to clear all the dues within the given time.

    These days, checking the eChallan status in Delhi has become simpler and faster than before due to online systems. Let’s acquire more information on it from this blog. 

    Reasons you might get an eChallan in Delhi

    The traffic police in Delhi might issue an eChallan for the following traffic rule violations:

    • Driving without proper documents, such as a valid car insurance, an RC and a licence.
    • Parking the vehicle in no-parking zones.
    • Using a phone while driving.
    • Jumping the traffic signals.
    • Not wearing a seatbelt or helmet.
    • Rash driving or over-speeding.

    These violations are captured via CCTV cameras and automatically documented with the traffic monitoring systems.

    Steps to check eChallan status in Delhi

    Here are the key steps to check your eChallan status and stay informed about any violations you may have caused in the bustling metropolitan of Delhi:

    • Visit the official eChallan Parivahan
    • On the website, input your vehicle’s registration number to access the challan information.
    • You will get essential details like the date and time of the challan issuance, the type of violation committed, the location where it occurred and the payable amount.

    The simple online process empowers vehicle owners to stay informed about eChallans and promptly address pending fines, ensuring compliance with traffic regulations and safety norms.

    Additional tips regarding traffic challan in Delhi

    When you want to manage the traffic challan properly, you should follow these tips:

    • Always pay challans on time to avoid any legal issues.
    • You should keep all the vehicle-related documents updated, such as the pollution certificate, vehicle insurance, etc.
    • You can also pay the eChallans at the authorised banks and traffic police stations.
    • Keep all the digital copies of the payment receipts for future reference.

    Importance of having car insurance for driving in Delhi

    Driving without proper vehicle insurance is a punishable offence in India. Apart from that, it also leads to many financial risks to the driver in case of an accident. Vehicle insurance will not just let you avoid all the challans but also safeguard you from medical costs, third-party liabilities and damages. You can easily obtain and renew car insurance online and stay legal on the road.

    Conclusion

    Checking the eChallan status has become easier due to the presence of online portals. This helps you pay the fine on time and avoid legal troubles. Also, an unpaid eChallan can impact your vehicle insurance premiums, potentially causing them to rise. This is because traffic violators are considered high-risk drivers by insurers. It may also reduce your No Claim Bonus (NCB) in car insurance in the future. So, it is important to keep track of your eChallans and pay them on time.

    While you focus on legal driving habits, let us handle your safety on the road. Get personalised car insurance advice and solutions by filling out the form on this page today.

    FAQ

    • Is it possible to pay the eChallan in cash?

    Yes. You can pay for the eChallan via cash at an authorised collection centre or traffic police station.

    • What happens if the challan is not paid?

    All unpaid challans will lead to court summons, licence suspension and even additional penalties.

    • Can people challenge a wrong challan?

    Yes. Vehicle owners have the right to dispute at the traffic police station or on the Parivahan portal for a wrong eChallan with evidence.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What Are Cautionary Traffic Signs in India?

    by User Not Found | Apr 30, 2024

    In navigating roadways, awareness of cautionary signs is vital, forewarning of potential hazards. Triangular with red borders, adherence is crucial for safety. While not legally binding, compliance is proactive, averting severe accidents. This blog explores cautionary road signs in India, shedding light on their significance in navigating diverse traffic terrains.

    Cautionary traffic signs

    Cautionary traffic signs warn drivers about potential threats or safety hazards ahead on the road. Drivers should take necessary steps or slow down their vehicles according to cautionary signs given on the road. They are essential because avoiding them could result in major accidents.

    The cautionary traffic signs, along with their meanings, are listed below:

    • Right-Hand Curve

    Aware of the driver of a right-hand curve.

    • Left Hand Curve

    Aware of the driver of a left-hand curve.

    • Right Hairpin Bend

    Aware regarding a sharp right turn.

    • Left Hairpin Bend

    Indicates a sharp left turn.

    • Right Reverse Bend

    Alerts the driver about a zigzag turn to the right.

    • Left Reverse Bend

    Alerts the driver about a zigzag turn to the left.

    • Steep Ascent

    Shows that there is a steep rise upwards close by

    • Steep Descent

    Shows that there is a steep descending downwards close by 

    • Narrow Road Ahead

    Alert the driver about the road ahead, which merges into a narrow road.

    • Road Wideness Ahead

    Alert the driver that the road ahead widens.

    • Narrow Bridge

    Shows the driver that there is a narrow bridge on the road ahead.

    • Slippery Road

    Aware the driver that the road is slippery as gravel or loose earth keeps falling. 

    • Cycle Crossing

    Shows that the road is made for riding a bicycle.

    • Pedestrian Crossing

    This sign shows that pedestrians can cross the road.

    • School Ahead

    Alerts the driver that there is a school nearby.

    • Men At Work

    Shows that labourers are working on the road ahead.

    • Cattle

    Mention that there is a possibility of cattle on the road nearby.

    • Falling Rocks

    Alerts the drivers about the road ahead, which is prone to falling rocks.

    • Ferry

    This shows that there is a ferry service present.

  • What Are Mandatory Traffic Signs In India?

    by User Not Found | Apr 30, 2024

    Exploring the streets of India demands a comprehensive understanding of the rules that govern our roads. One pivotal aspect of road safety is deciphering the significance of mandatory traffic signs. Directing and regulating traffic, these visual cues are pivotal in maintaining a secure and organized traffic flow on the roads of India. In this blog, we unravel the essence of mandatory traffic signs, shedding light on their importance and their vital role in navigating the diverse landscapes of India’s traffic system.

    Mandatory Traffic Signs

    These signs are obligatory for traffic using a specific road area. They indicate what one must do rather than what one must not do. Mandatory road signs are generally round with a red border. 

    The mandatory traffic signs in India, along with their meaning, are as follows:

    • Stop

    Drivers have to immediately stop after seeing this sign.

    • Give Way

    Indicates the traffic gives way to fellow traffic on the right.

    • Straight Prohibitor No Entry

    Shows that the area is restricted 

    • Pedestrian Prohibited 

    Shows that an area is prohibited from walking

    • Horn Prohibited

    Shows that an area is restricted from honking

    • No Parking

    Shows that parking is restricted in the area. 

    • No Stopping or Standing

    Indicates that no person or vehicle can stop or stand in an area.

    • Speed Limited

    Shows the maximum speed limit to be followed by drivers 

    • Right-Hand Curve

    Alerts the driver about a right-hand curve.

    • Left Hand Curve

    Alerts the driver about a left-hand curve.

    • Right Hairpin Bend

    Indicates a sharp right turn.

    • Left Hairpin Bend

    Indicates a sharp left turn.

    • Narrow Road Ahead

    Alerts the driver about a narrow road.

    • Narrow Bridge

    Alerts the driver that there is a narrow bridge on the road ahead.

    • Pedestrian Crossing

    This sign shows that pedestrians can cross the road.

    • School Ahead

    Alerts the driver that there is a school nearby.

    • Round About

    Indicates the driver that there is a circular intersection.

    • Dangerous Dip

    Alerts the driver about a sharp dip nearby.

    • Hump or Rough

    Alerts the driver about a hump or rough nearby.

    • Barrier Ahead

    Alerts the driver about a barrier in the road ahead. e.g. Tolls

  • Everything you need to know about RFID technology in FASTag

    by User Not Found | Apr 30, 2024

    Updated on 14 Dec 2025

    With the rise of digital payments and automated toll collection, FASTag has become an essential component for vehicles on Indian highways. It uses Radio Frequency Identification (RFID) technology to facilitate seamless toll transactions without needing to stop the vehicle. Understanding the RFID tag and its functions helps drivers manage toll payments efficiently.

    The RFID tag: FASTag

    FASTag uses RFID technology to transmit data between the tag and the RFID reader at the toll booth. The tag, fixed on a vehicle’s windscreen, is linked to the vehicle owner’s prepaid account or bank wallet. When the vehicle passes through a toll plaza, RFID readers scan the tag, verify details on the National Electronic Toll Collection (NETC) system and automatically deduct the applicable toll, eliminating the need for cash transactions.

    How does RFID work in FASTag?

    RFID technology in FASTag operates on radio waves to communicate between the tag and the toll plaza RFID reader.

    When a vehicle with the tag comes to the toll plaza, the RFID reader there emits radio signals. The RFID tag receives the signal and responds by transmitting its unique identification details, which are linked to the vehicle owner’s prepaid account or bank wallet. The toll system verifies the account and deducts the applicable fee automatically. Once the payment is confirmed, the barrier gate opens, allowing the vehicle to pass through without stopping.

    This process reduces congestion at toll plazas and enables faster, cashless travel.

    Benefits of RFID in FASTag

    The RFID system in FASTag provides several advantages for vehicle owners:

    • Time-saving: No need to stop for cash transactions.
    • Convenience: Automatic toll deductions linked to your account.
    • Transparency: All toll transactions are recorded digitally.

    Conclusion

    The RFID technology is the backbone of FASTag, enabling cashless, contactless toll transactions across highways in India. Its functionality enhances efficiency, reduces travel delays and simplifies toll management.

    While you ensure smooth travel by installing FASTag in your vehicle, let us take the effort ot make your drives protected with a car insurance policy.  Get tailored vehicle insurance advice by filling out the form provided on this page.

     

    FAQs

    • What is an RFID tag in a vehicle?

    An RFID tag, like the FASTag, in a vehicle is a small electronic device affixed to the windscreen that uses radio frequency signals to communicate with toll plaza readers.

    • Do all vehicles require FASTag?

    Yes, as per government norms, all vehicles on national highways are required to have a FASTag for toll payments.

    • Can I transfer an RFID tag to a new vehicle in India?

    No, you cannot transfer an RFID FASTag from one vehicle to another in India. Each FASTag is uniquely linked to a vehicle’s registration number and account details. If you purchase a new vehicle, you must apply for a fresh FASTag for that specific registration number.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Stick FASTag on Car Windshield?

    by User Not Found | Apr 30, 2024

    A FASTag is a sticker meant for four-wheelers in India that allows you to pay toll fees digitally on the highways. The sticker has an RFID circuit that the toll booth scanner reads and charges the digital wallet linked to the tag. This article will explain how to stick FASTag in car.

    How to Stick FASTag? 

    Once you obtain your tag, you may be interested in knowing how to stick FASTag on car windshields. It is straightforward, like sticking any other sticker on your car’s windscreen. These are the steps on how to stick FASTag in car windshield interiors:

    Step 1:

    Wash the windscreen with a damp cloth to eliminate dust.

    Step 2:

    Pull off the adhesive film from the sticker.

    Step 3:

    Affix the FASTag on the inside of your car. Ensure the adhesive side is towards the outside when you affix the sticker.

    Step 4:

    Touch the sticker gently to ensure it is appropriately affixed.

    Note: Do not attempt to detach or relocate the sticker after affixing it in one place. Doing so can impair the RFID circuit on the FASTag sticker.

  • What is the cost of a BH number plate?

    by User Not Found | Apr 30, 2024

    Updated on - 05 Jan 2026

    The Bharat Series (BH) number plate is part of a centralised vehicle registration system launched by the Ministry of Road Transport and Highways. This registration system aims to make car ownership easier for those who move between states regularly, since moving from one state to another used to require re-registering the vehicle. The BH number plate ensures compliance with transport rules by offering a single, nationally recognised registration.

    Let’s take a closer look at the features and cost of the BH number plate.

    What is a BH number plate?

    Introduced in 2021, a BH number plate, or Bharat Series number plate, is a vehicle registration plate issued by the Indian government for non-transport vehicles. The following category of vehicle owners is eligible for this registration plate:

    • Government employees: Individuals employed by the central or state government.
    • Defence personnel: Members of the armed forces.
    • Private sector employees: Those working in private firms with offices in four or more states or union territories.

    With the BH number plate, these people can avoid the complex process of registering and re-registering every time they move from one state to another.

    Features of the BH series number plates

    The BH number plate offers several features that make vehicle registration simpler and more efficient for owners, such as:

    • The BH number plate remains valid throughout India, eliminating the need for re-registration when moving to a new state.
    • Vehicle owners can save significant time as they no longer have to undergo repeated re-registration processes during relocations.
    • In the event of accidents, theft or other mishaps, authorities can quickly identify the vehicle owner using the BH series registration.
    • The system standardises and streamlines vehicle registration, helping prevent duplication, corruption and other issues related to manual processes.
    • The road tax is paid on a pro-rata basis for two years at a time, making it convenient for those who change states frequently.
    • It applies only to non-transport vehicles, ensuring a clear distinction from commercial registrations.

    BH number plate format

    The BH number plate follows a specific alphanumeric format:

    YY BH #### XX

    Where,

    • YY: Last two digits of the registration year.
    • BH: Denotes the Bharat series.
    • ####: A random four-digit number.
    • XX: Two alphabets serving as a unique identifier.

    For example, a BH series number plate might read as '24 BH 1234 AB,' indicating a vehicle registered in the year 2024.

    What is the cost of a BH number plate?

    The cost of the car determines the fees for the BH series license plates. The Bharat series registration has a transparent and uniform fee structure. The charges are displayed in the table below according to the vehicle’s invoice price:

    Vehicle Invoice Cost

    BH Series Number Plate Cost (% of Vehicle Cost)

    Less than ₹10 lakhs

    8%

    ₹10 lakhs to ₹20 lakhs

    10%

    More than ₹20 lakhs

    12%

    It is important to note that diesel vehicles incur an additional 2% charge, while electric vehicles receive a 2% reduction.

    Renewal and validity details of the BH number plates

    The BH registration continues to be valid as long as the road tax is paid on time and other regulatory compliances, such as insurance and pollution certificates, are maintained.

    Under the BH series, the road tax is paid for an initial period of two years from the date of registration. After this, vehicle owners can renew the tax in multiples of two years, such as four, six or eight years, depending on their preference. Once the vehicle completes 14 years, the renewal is done annually instead of in two-year blocks.

    The renewal process can be finished in just a few simple steps:

    1. Go to the official Ministry of Road Transport and Highways portal (Parivahan Sewa) to begin the renewal.
    2. Click “Pay Your Tax” under “Online Services” and select the state where the vehicle was first registered.
    3. Provide the last five digits of your chassis and registration number. The portal will show your vehicle details, including any outstanding road tax.
    4. Choose the payment term, such as two years or multiples of it, like four or six years, and complete the payment. After confirmation, the updated due date will be reflected on your account.
    5. The portal updates your renewal status and provides the next payment date for your records.

    BH number plate vs regular number plate: What’s the difference?

    The BH series number plate system is designed to make vehicle ownership easier and more flexible for those who travel or move between states often. It offers benefits like uniform vehicle management and simplified processes across India.

    The table below shows the key differences between a regular number plate and a BH series number plate.

    Feature

    BH Number Plate

    Regular Number Plate

    Mobility

    Allows unlimited transit between states without re-registration.

    Requires re-registration when moving to a new state.

    Format

    Standardised format nationwide (e.g., 24 BH 3456 MN).

    Different designs and layouts for each state.

    Taxation

    Road tax can be paid in instalments every 2 years.

    Road tax is paid as a lump sum, often for many years.

    Travel Ease

    Simplifies interstate travel by removing registration hassle.

    More paperwork and delays when travelling between states.

    Ownership convenience

    Convenient for people who relocate frequently due to work or other reasons.

    More suited for owners remaining mainly in one state.

    How does a BH number plate affect your car insurance?

    A BH number plate does not have any direct impact on your car insurance policy. Insurers continue to calculate premiums based on factors such as the vehicle’s make and model, age, engine capacity, location of registration, Insured Declared Value (IDV) and the policyholder’s claims history. The presence of a BH registration number does not alter these criteria.

    One advantage of the BH series is the ease of insurance portability. Since the registration remains valid nationwide, policyholders can maintain their existing car insurance policy even after relocation. There is no need for re-registration or modification of the insurance documents, which reduces additional paperwork and expenses.

    It is also important to note that BH number plate holders must comply with the same mandatory insurance requirements under the Motor Vehicles Act, 1988. Every car must have at least a third party car insurance plan, while comprehensive car insurance remains optional but highly recommended for broader protection. If you need personalised advice, fill out the form provided on this page, and let our experts guide you.

    Conclusion

    Car ownership and registration in India are made easier and more convenient by the BH number plate. It allows for easy interstate travel, reduces paperwork and offers flexible road tax payments in instalments. Professionals in the public, military and private sectors who hold jobs that can be transferred benefit from simple registration and compliance with regulations. For those who meet the eligibility criteria, going for a BH number plate is a practical choice for convenience and flexibility.

    FAQs

    1. Is it possible to move a BH license plate to a different car?

    No, license plates cannot be moved to another car because they are associated with a particular vehicle.

    2. Can commercial vehicles use the BH license plate?

    No, BH number plates are only available for non-transport (private) vehicles, not commercial or transport vehicles.

    3. Do I need to update my address with a BH number plate?

    Yes, while the registration is nationwide, you should update your address with the transport authorities if you move to a new state.


    Disclaimer: This blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • BH number plate format and its advantages for car owners

    by User Not Found | Apr 30, 2024

    Updated on 1 Dec 2025

    When you buy a vehicle, one of the first things you have to get is the number plate. A number plate is important as it shows where your vehicle was registered and makes it official on the road. For people who move from one state to another, the normal state-based plates often create problems like re-registration, paperwork and extra charges.

    To solve this issue, the BH (Bharat) series number plate was introduced. In this blog, we will look at the format of the BH number plate and its benefits.

    BH number plate format

    The format of a BH number plate looks slightly different from the usual state number plates. A normal plate starts with the code of the state, like MH for Maharashtra or DL for Delhi. But in a BH plate, the format is:

    “YY BH #### XX”

    Here’s what it means:

    • YY: The year when the vehicle was registered.
    • BH: This is a common code for Bharat (India), used across all states.
    • ####: These are four random numbers, given by the system.
    • XX: These are two random letters, again given by the system.

    So, if your car was registered in 2023, your plate may look like: 23 BH 4567 AB.

    This system makes it simple because you don’t need to worry about which state you are in. The same BH number plate is valid across the whole country.

    Pros of the BH registration number plates

    The BH number plates bring many benefits, especially for people who need to move between states. Some of the main advantages are:

    • Simplified vehicle registration process.
    • Nationwide validity without additional permits or re-registration.
    • Cost savings from eliminating re-registration fees.

    While the BH plate makes vehicle movement easier across states, it’s equally important to protect your car from risks on the road. Choosing comprehensive car insurance ensures that you are covered for accidents, theft and damage, no matter where you drive in India.

    Conclusion

    The BH number plate format is a simple yet effective change. It allows car owners to move freely from one state to another without worrying about re-registration. The uniform design, convenience and cost savings make it a very practical option. For people who travel or shift often due to their work, the BH plate is especially helpful.

    While you take steps to make vehicle ownership easier with the right number plate, don’t forget to protect your car with four wheeler insurance as well. To get simple and useful guidance, just fill out the form on this page and receive car insurance advice suited to your needs.

    FAQs

    •  Who can apply for a BH number plate?

    The BH number plate is only applicable to non-transport vehicles.

    •  Is the BH number plate valid everywhere in India?

    A BH plate is accepted across all states and union territories in the country.

    •  What does “BH” mean on the plate?

    “BH” stands for Bharat, which represents India.

    •  Is the format of the BH number plates always the same?

    Every BH plate follows the format “YY BH #### XX”, where the year, numbers and letters change, but the style stays the same.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Disadvantages of the BH number plates

    by User Not Found | Apr 30, 2024

    Updated on - 13 Jan 2026

    The Bharat (BH) number plate system aims to simplify vehicle registration for people who move frequently between states. It allows nationwide validity without the need for re-registration in a new state. While the idea sounds convenient, several practical issues have surfaced for vehicle owners. Many have realised that the process, though beneficial on paper, comes with hidden complications that affect ownership, resale and other aspects of vehicle management. Before deciding on a BH registration, it is essential to understand these disadvantages and how they can influence long-term vehicle use and related responsibilities.

    Drawbacks of Bharat Series plates

    Some of the disadvantages of having a BH number plate are:

    • Limited eligibility

    Currently, only bank employees, members of the armed forces, government officials and employees of private companies with offices spread throughout several states or union territories are eligible to use the BH number plate. Therefore, only some car owners can benefit from the BH series.

    • Transport vehicles excluded

    Only passenger cars are eligible for the BH number plate. Buses, cabs and trucks are unsuitable for the BH series. It reduces the range of convenience that BH number plates have to provide.

    • Complications in vehicle resale and ownership transfer

    Selling a vehicle with a BH number plate is often more complex than selling one with a regular registration. Since BH numbers follow a separate tax and registration system, selling to a non-eligible buyer requires converting it to a state registration, a process involving extra paperwork, costs and delays. Limited awareness about the transfer process also makes buyers hesitant, often lowering resale value and slowing the sale.

    • Limited acceptance in certain states

    BH-series number plates have limited eligibility in certain states, such as Karnataka, especially for private sector employees. This is because of how local authorities interpret eligibility rules. While widely available across many states, some jurisdictions have delayed implementation or added restrictions, which can create confusion around taxes, registrations and transfers.

    • Renewal and re-registration challenges

    Under the BH number plate system, road tax is paid every two years instead of a one-time payment. While convenient, delays in online renewal can lead to penalties. Relocating to states that haven’t fully adopted the BH system may require extra verification or paperwork, causing confusion and defeating its seamless purpose. For vehicle owners who anticipate more seamless digital control, this circumstance may result in needless worry.

    • Impact on vehicle insurance policies

    Car insurance might sometimes become problematic for people with BH registration. Some insurers have complained about delays or uncertainty when changing vehicle details under the BH format, particularly when renewing or transferring insurance. This may impact policy modifications or claim settlements. Not all companies are familiar with the BH format, making the right choice crucial.

    If you need help finding the best insurance for your BH vehicle, fill out the form on this page, and we’ll help you get a policy that fits your vehicle, coverage and budget.

    Conclusion

    Although some practical challenges remain, the BH number plate system has the potential to simplify car ownership in India. Understanding its benefits and drawbacks can help owners avoid legal or financial issues related to car insurance, whether it's comprehensive or third party car insurance. While the concept is strong in theory, successful nationwide implementation will require greater coordination and consistency across states.

    FAQs

    1. Can I apply for a BH number plate if I am self-employed?

    No, only government employees and private company workers with offices in multiple states are eligible for BH registration.

    2. What happens if I move to a state that does not accept BH number plates?

    You may need to convert your BH registration to a regular state registration before renewal or local verification.

    3. Can I sell my BH-registered car to someone who is not eligible for BH registration?

    Yes, but you must first change the number plate to a regular state registration, which involves extra paperwork and fees.


    Disclaimer: This blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. Verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Difference between HSRP and normal number plate

    by User Not Found | Apr 30, 2024

    Updated on - 31 Dec 2025

    Choosing the right number plate might not seem important at first, but it can affect your safety, compliance and even how easily your vehicle can be tracked if something goes wrong. With HSRP becoming more common, many people wonder whether it truly offers better protection than a normal number plate. Understanding these differences helps you avoid fines, support safer roads and make informed decisions.

    This blog breaks it down clearly and also explains how you can apply for car insurance online.

    HSRP vs. normal number plate: Unveiling the key differences

    There is a big difference between an HSRP and a normal number plate. The differences have been listed and discussed below in detail:

    Features

    HSRP number plate

    Normal number plate

    Material

    Made of aluminium and non-reusable

    No fixed material; reusable

    Replacement

    Must contact a registered retailer for a new plate

    No such restriction

    Security mark

    Includes a chromium-based Ashoka Chakra

    Not mandatory

    Laser-encoded pins

    Present; improves security and prevents tampering

    Not available

    Colour-coded stickers

    Mandatory; shows fuel type and other details

    Not included

    Why is HSRP mandatory in India?

    HSRP is mandatory in India because it improves vehicle safety and identification. The plate’s unique, tamper-resistant design makes it difficult to remove or misuse on another vehicle, which helps prevent number plate theft. It also supports faster tracking, allowing police to identify vehicles more efficiently during accidents or criminal activities. By standardising number plates, HSRP helps authorities maintain accurate records and strengthens overall road safety for both drivers and the public.

    Benefits of using HSRP plates

    HSRP plates offer stronger security because they cannot be easily removed, reducing the risk of number plate theft. Their unique laser-etched code helps police track vehicles more efficiently, especially during incidents or investigations. The clear, standardised design improves road safety by making number plates easy to read from a distance.

    Since HSRP plates are government-approved, using them also helps you avoid fines. They further support quicker identification of stolen vehicles, adding an extra layer of protection for your car.

    How to identify a genuine HSRP plate

    To check if an HSRP plate is genuine, look for a laser-engraved code in the upper left corner that cannot be removed. The plate should be made of sturdy aluminium and feel solid, not flimsy. A true HSRP also has a snap-lock that cannot be reopened once fixed. The numbers and letters will appear clear, uniform and properly aligned. If any of these elements seem loose, poorly printed or missing, the plate may not be authentic.

    How to apply for an HSRP number plate online

    To apply for an HSRP number plate online, visit your state’s official HSRP website and select the option to apply or register. Enter your vehicle number and owner details, then upload the required vehicle documents and ID proof. Choose an installation centre and pick a time slot. Pay the fee online through card or UPI.

    Keep the reference number, visit the centre on the selected date, get the HSRP fitted and collect the receipt for future checks or warranty.

    Impact of HSRP on vehicle safety and theft prevention

    HSRP plates improve vehicle safety by using durable material and a design that is difficult to remove or tamper with. Each plate carries a unique laser-engraved code, helping police track a vehicle quickly if it is stolen. Unlike normal plates that can be replaced or duplicated easily, HSRP plates are hard to copy, reducing the risk of theft and fake number plates. This strengthens overall vehicle security and supports safer roads for everyone.

    Role of HSRP in vehicle insurance claims

    HSRP plates make it easier for insurers to verify your vehicle’s identity during a claim. Since the number plate is secure and tamper-proof, it reduces the chances of disputes or confusion, even if you only have third party car insurance. This helps insurers process claims more quickly and accurately. In case of an accident or theft, a genuine HSRP allows faster verification, saving time and reducing stress during the claim process.

    HSRP number plate cost and installation process

    HSRP number plates are generally affordable, with the exact cost varying by vehicle type. To get one, you book it online through your state’s official HSRP portal and select a nearby fitment centre. On your chosen date, you visit the centre where the staff install the plate and sticker. The process is quick, straightforward and ensures your vehicle meets safety and security standards.

    Conclusion

    Choosing between an HSRP and a normal number plate is really about how much value you place on safety and peace of mind. An HSRP gives your vehicle stronger protection against theft and ensures your details are always easy to verify, which can save you time and trouble in unexpected situations. When you pair this with the right car insurance, you create a more secure driving experience overall. If you want personalised advice on choosing the right car insurance plan, fill out the form on this page and get support tailored to your needs.

    FAQs

    1. What happens if I continue using a normal number plate instead of an HSRP?

    You may have to pay fines during traffic checks, and in some states, your vehicle may not pass verification without an HSRP. It can also make theft-related investigations harder.

    2. Can HSRP plates help during emergencies like accidents?

    Yes, because HSRPs have clear, standardised fonts and a unique code, authorities can quickly identify your vehicle, which can speed up assistance and documentation.

    3. Does installing an HSRP affect my vehicle resale value?

    It can. Buyers often prefer vehicles with HSRP plates since they reflect updated compliance, better security and fewer legal hassles during transfer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Error message here