Health Insurance

What are the effects of alcohol on the heart?

Excessive alcohol consumption can lead to serious heart problems including heart disease, high blood pressure, stroke, and heart failure. It can cause cardiomyopathy affecting the heart muscle, contribute to obesity due to high calorie content, and trigger potentially life-threatening irregular heartbeats or arrhythmias in heavy drinkers.

04 Apr 2025

Health Insurance

Flax seeds: What are its side effects?

Flax seeds provide health benefits but can cause digestive issues, allergic reactions, and hormonal imbalances if consumed in excess. This article highlights potential risks and medication interactions while emphasizing the importance of moderation and health insurance for medical coverage.

04 Apr 2025

Health Insurance

Causes of carpal tunnel syndrome

Carpal tunnel syndrome occurs when the median nerve in the wrist is compressed due to injuries, arthritis, obesity, or repetitive movements. Risk factors include diabetes, hormonal changes, and small carpal tunnel size. Treatment options help ease symptoms and restore wrist function.

04 Apr 2025

Health Insurance

Causes of chest infection & risk factors

Chest infections result from viral or bacterial infections, affecting the lungs and leading to phlegm buildup. Risk factors include weak immunity, respiratory issues, smoking, and chronic illnesses. Early medical attention and preventive care can help manage the condition.

04 Apr 2025

Health Insurance

Choosing the best cancer policy for family

Cancer insurance policies provide financial protection specifically for cancer treatment costs. When selecting a family policy, consider the claim settlement ratio for smooth processing, examine payout terms (lump sum vs. phased payments), verify coverage term length, and compare premiums against benefits. Policies typically offer entry ages 18-65 years with sum assured options from 5 lakh to 2 crore.

04 Apr 2025

Health Insurance

Exploring affordable insurance for diabetics

When selecting health insurance for diabetics, compare plans ensuring diabetes treatment coverage for consultations, checkups, and emergencies. Choose coverage based on your diabetes management needs including in-patient hospitalization, ambulance services, pre/post-hospitalization care, and day-care treatments. Look for policies offering comprehensive benefits and affordability, plus added value like telemedicine services or wellness programs supporting diabetes management.

04 Apr 2025

Health Insurance

Health benefits of Shavasana

Explore 7 Shavasana benefits, including stress relief, better sleep, muscle relaxation, and improved focus. A must-have in your wellness routine!

04 Apr 2025

Health Insurance

Symptoms of athlete's foot

Athlete's foot is a fungal infection causing foot itching, burning, and skin peeling. It spreads through contact with infected surfaces. Prompt treatment prevents worsening and spread to other body parts. Seek medical advice if symptoms persist.

04 Apr 2025

Health Insurance

How to prevent dehydration

Dehydration occurs when the body loses fluids faster than intake. Stay hydrated by drinking water regularly, eating hydrating foods, and avoiding excessive caffeine or alcohol. Adequate hydration supports overall health and prevents complications.

04 Apr 2025

Health Insurance

What is the incurred claim ratio in health insurance?

Incurred Claim Ratio (ICR) is the ratio of total claims paid by an insurer to total premiums collected in a financial year. An ICR between 70-100% indicates financial soundness and ability to settle claims promptly. Below 70% may suggest lower premiums than sustainable, raising concerns about claim handling and future stability.

04 Apr 2025