Health Insurance

What is the incurred claim ratio in health insurance?

Incurred Claim Ratio (ICR) is the ratio of total claims paid by an insurer to total premiums collected in a financial year. An ICR between 70-100% indicates financial soundness and ability to settle claims promptly. Below 70% may suggest lower premiums than sustainable, raising concerns about claim handling and future stability.

04 Apr 2025

Incurred Claim Ratio (ICR) is the ratio of total claims paid by an insurer to total premiums collected in a financial year. An ICR between 70-100% indicates financial soundness and ability to settle claims promptly. Below 70% may suggest lower premiums than sustainable, raising concerns about claim handling and future stability.

04 Apr 2025

Health Insurance

Is Herpes Simplex Virus Contagious? Understand the Spread

Herpes Simplex Virus (HSV) is highly contagious and spreads through close contact, including oral and sexual contact. Precautions like good hygiene, avoiding outbreaks, and antiviral treatments can reduce transmission risks.

03 Apr 2025

Herpes Simplex Virus (HSV) is highly contagious and spreads through close contact, including oral and sexual contact. Precautions like good hygiene, avoiding outbreaks, and antiviral treatments can reduce transmission risks.

03 Apr 2025

Health Insurance

Health Benefits of Karonda

Karonda is a tangy, nutrient-rich fruit offering digestive, skin, and heart health benefits while aiding in weight management and boosting immunity.

03 Apr 2025

Karonda is a tangy, nutrient-rich fruit offering digestive, skin, and heart health benefits while aiding in weight management and boosting immunity.

03 Apr 2025

Health Insurance

Is Impetigo Contagious?

Impetigo is a contagious bacterial skin infection spread through contact with skin, objects, or surfaces. Hygiene and early treatment are vital for managing its spread effectively.

03 Apr 2025

Impetigo is a contagious bacterial skin infection spread through contact with skin, objects, or surfaces. Hygiene and early treatment are vital for managing its spread effectively.

03 Apr 2025

Health Insurance

Is Cytomegalovirus Contagious? Transmission & Prevention

Cytomegalovirus is contagious, primarily spreading through bodily fluids such as saliva and blood. It does not spread through casual contact and is typically a concern for people with weakened immune systems.

03 Apr 2025

Cytomegalovirus is contagious, primarily spreading through bodily fluids such as saliva and blood. It does not spread through casual contact and is typically a concern for people with weakened immune systems.

03 Apr 2025

Health Insurance

Is SARS Contagious? How the Virus Spreads

SARS is highly contagious, spreading through respiratory droplets and surface contact. Preventive measures like maintaining distance, hand washing, and using protective equipment can help control its spread.

03 Apr 2025

SARS is highly contagious, spreading through respiratory droplets and surface contact. Preventive measures like maintaining distance, hand washing, and using protective equipment can help control its spread.

03 Apr 2025

Health Insurance

Is Parvovirus B19 Contagious? Spread & Precautions

Parvovirus B19 spreads through respiratory droplets, mainly affecting children. Pregnant women and those with certain blood disorders are at higher risk. Preventive measures include good hygiene and limiting exposure.

03 Apr 2025

Parvovirus B19 spreads through respiratory droplets, mainly affecting children. Pregnant women and those with certain blood disorders are at higher risk. Preventive measures include good hygiene and limiting exposure.

03 Apr 2025

Health Insurance

Health Benefits of Green Apple

Green apples are nutrient-dense fruits that aid digestion, heart health, weight management, and immunity while keeping blood sugar levels stable.

03 Apr 2025

Green apples are nutrient-dense fruits that aid digestion, heart health, weight management, and immunity while keeping blood sugar levels stable.

03 Apr 2025

Health Insurance

Discover the Essential Health Benefits of Poppy Seeds

Poppy seeds are nutrient-rich seeds containing essential fatty acids dietary fiber and minerals. They offer multiple health benefits including improved digestion bone health and heart health.

03 Apr 2025

Poppy seeds are nutrient-rich seeds containing essential fatty acids dietary fiber and minerals. They offer multiple health benefits including improved digestion bone health and heart health.

03 Apr 2025

Health Insurance

Is Tinea Versicolor Contagious?

Tinea versicolor is a non-contagious skin condition caused by yeast overgrowth. It thrives in warm, humid climates but can be managed with antifungal treatments and hygiene.

03 Apr 2025

Tinea versicolor is a non-contagious skin condition caused by yeast overgrowth. It thrives in warm, humid climates but can be managed with antifungal treatments and hygiene.

03 Apr 2025