Suzuki is a well-known name in the Indian two-wheeler market, offering a range of bikes and scooters catering to different riders. Whether it's a budget-friendly scooter, a sporty streetfighter, or a high-performance superbike, Suzuki has options for every need.

From daily commuters to long-distance tourers, there is a Suzuki bike for everyone. In this blog, we will explore some of the best Suzuki bikes available in India.

Top Suzuki bikes in India  

Here are some of the most popular ones in India along with the Suzuki bikes price:

●       Suzuki Gixxer SF

• Engine: 155cc, 13.4 bhp, 13.8 Nm
• Mileage: 45-50 km/l
• Price Range: ₹1.36 lakh (Average ex-showroom price)
• Transmission: 5-speed manual
• Top Speed: 125 km/h

●       Suzuki Gixxer 250

• Engine: 249cc
• Mileage: 34 km/l
• Price Range: ₹1.84 lakh (Average ex-showroom price)
• Transmission: 6-speed manual
• Top Speed: 130 km/h

●       Suzuki V-Strom SX 250

• Engine: 249cc
• Mileage: 36 km/l
• Price Range: ₹2.14 lakh (Average ex-showroom price)
• Transmission: 6-speed manual
• Top Speed: 140 km/h

●       Suzuki Hayabusa

• Engine: 1340cc
• Mileage: 18 km/l
• Price Range: ₹16.92 (Average ex-showroom price)
• Transmission: 6-speed manual
• Top Speed: 300 km/h

●       Suzuki GSX-8R

• Engine: 776cc, 81.8 bhp
• Mileage: 25 km/l
• Price Range: ₹9.25 lakh (Average ex-showroom price)
• Transmission: 6-speed manual
• Top Speed: 130 km/h

●       Suzuki Katana

• Engine: 999cc
• Mileage: 18-22 km/l
• Price Range: ₹13.63 lakh (Average ex-showroom price)
• Transmission: 6-speed manual
• Top Speed: 240 km/h

●       Suzuki Gixxer

• Engine: 155cc
• Mileage: 45 km/l
• Price Range: ₹1.31 (Average ex-showroom price)
• Transmission: 5-speed manual
• Top Speed: 115 km/h

Conclusion

Suzuki offers a diverse range of two-wheelers in India with excellent Suzuki bikes mileage, catering to different types of riders. From affordable options like the Gixxer SF and V-Strom SX 250 to high-performance bikes like the Hayabusa and Katana, Suzuki has something for everyone.

Before purchasing a bike, it is essential to consider factors like engine capacity, mileage, and budget. Additionally, securing comprehensive bike insurance policy is crucial to protect yourself against accidents, damages and theft. Investing in a Suzuki bike and reliable bike insurance online ensures a safe and hassle-free riding experience on Indian roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Royal Enfield is one of the most reputable motorcycle brands in India. It is known for its retro design, powerful engines, and strong road presence. The company offers a range of bikes catering to different riding needs, from daily commuting to long-distance touring and off-road adventures.

Whether you prefer a classic-looking bike or a performance-oriented machine, Royal Enfield has something for everyone. Read on to discover some of the bikes they offer, along with Royal Enfield bikes price, mileage, and engine specifications.

Top Royal Enfield bikes in India

Some of the best Royal Enfield bikes in India include:

1.     Royal Enfield Classic 350

• Engine: 349cc air-cooled single-cylinder, 27 Nm torque
• Mileage:55 kmpl
• Price range: ₹1.93 to ₹2.30 lakh (Ex-showroom price)
• Transmission: 5-speed
• Top speed: 120 kmph

2.     Royal Enfield Hunter 350

• Engine: 349cc air-cooled single-cylinder, 27 Nm torque
• Mileage: 2 kmpl
• Price range: ₹1.50 to ₹1.75 lakh (Ex-showroom price)
• Transmission: 5-speed
• Top speed: 114 kmph

3.     Royal Enfield Bullet 350

• Engine: 349cc air-cooled single-cylinder, 27 Nm torque
• Mileage: 37 kmpl
• Price range: ₹1.74 to ₹2.16 lakh (Ex-showroom price)
• Transmission: 5-speed
• Top speed: 110 kmph

4.     Royal Enfield Meteor 350

• Engine: 349cc air-cooled single-cylinder, 27 Nm torque
• Mileage: 41.88 kmpl
• Price range: ₹2.06 to ₹2.30 lakh (Ex-showroom price)
• Transmission: 5-speed
• Top speed: 114 kmph

5.     Royal Enfield Himalayan 450

• Engine: 452cc air-cooled single-cylinder, 40 Nm torque
• Mileage: 30 kmpl
• Price range: ₹2.85 - 2.98 Lakh (Ex-showroom price)
• Transmission: 6-speed
• Top speed: 135 kmph

6.     Royal Enfield Interceptor 650

• Engine:95cc parallel-twin, 52 Nm torque
• Mileage: 25 kmpl
• Price range: ₹3.03 to ₹3.31 lakh (Ex-showroom price)
• Transmission: 6-speed
• Top speed: 212 kmph

7.     Royal Enfield Continental GT 650

• Engine: 95cc parallel-twin, 52 Nm torque
• Mileage: 27 kmpl
• Price range: ₹3.19 to ₹3.45 lakh (Ex-showroom price)
• Transmission: 6-speed
• Top speed: 170 kmph

Conclusion

Royal Enfield continues to dominate the Indian motorcycle market with its various bikes catering to different riding styles. Whether you are looking for a classic commuter, an adventure tourer, or a performance machine, Royal Enfield has a model to suit your needs.

 For long-distance touring, the Meteor 350 and Super Meteor 650 offer excellent comfort and if you seek power and performance, the Interceptor 650 and Continental GT 650 are great choices. The Royal Enfield bikes mileage and price make them an excellent choice for every kind of rider.

Owning a Royal Enfield is a dream for many but it is essential to secure your bike with an appropriate bike insurance online policy. A well-chosen comprehensive bike insurance plan not only covers third-party liabilities but also safeguards against accidents, theft, and other unforeseen events. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Honda is one of the most trusted two-wheeler brands in India which offers a range of bikes suited for daily commuting, performance, and touring. Honda bikes are popular among Indian riders as they are known for their reliability, fuel efficiency, and advanced technology.

Whether you need a budget-friendly commuter bike or a high-performance sports motorcycle, Honda has something for everyone. With a strong after-sales network and excellent resale value, Honda bikes remain a preferred choice for Indian consumers. Read on to discover some of the best Honda bikes available in India.

Top Honda bikes in India   

Here are some of the top bikes known for their affordable Honda bikes price and excellent mileage in India:

1.      Honda SP 125

• Engine: 124cc, single-cylinder, 10.7 bhp, 10.9 Nm
• Mileage: 64 kmpl
• Price Range: ₹90,116 (Ex-showroom price)
• Transmission: 5-speed
• Top Speed: 100 kmph

2.      Honda Unicorn

• Engine:7cc, single-cylinder, 12.73 bhp, 14.8 Nm
• Mileage: 50 kmpl
• Price Range: ₹1.18,000 (Ex-showroom price)
• Transmission: 5-speed
• Top Speed: 106 kmph

3.      Honda Hornet 2.0

• Engine:4cc, single-cylinder, 17.03 bhp, 15.9 Nm
• Mileage: 45 kmpl
• Price Range: ₹1.42,996 (Ex-showroom price)
• Transmission: 5-speed
• Top Speed: 130 kmph

4.      Honda H’ness CB350

• Engine:36cc, single-cylinder, 20.78 bhp, 30 Nm
• Mileage: 35 kmpl
• Price Range: ₹2,09,820 (Ex-showroom price)
• Transmission: 5-speed
• Top Speed: 125 kmph

5.      Honda CB300R

• Engine: 286cc, single-cylinder, 30.7 bhp, 27.5 Nm
• Mileage: 30 kmpl
• Price Range: ₹2,40,005 (Ex-showroom price)
• Transmission: 6-speed
• Top Speed: 150 kmph

6.      Honda CBR650R

• Engine: 649cc, inline-four, 93.8 bhp, 63 Nm
• Mileage: 23 kmpl
• Price Range: ₹9,99,001 (Ex-showroom price)
• Transmission: 6-speed
• Top Speed: 240 kmph

7.      Honda Gold Wing

• Engine: 1833cc, six-cylinder, 125 bhp, 170 Nm
• Mileage: 17 kmpl
• Price Range: ₹39,77,923 (Ex-showroom price)
• Transmission: 7 speed
• Top Speed: 230 kmph

Conclusion

Honda offers a variety of bikes in India, catering to different riding preferences and budgets. From affordable Honda bikes mileage-friendly options like the Shine 100 and SP 125 to performance-oriented models like the CB300R and CBR650R, Honda ensures that every rider finds a suitable option.

No matter which Honda bike you choose, it is important to have insurance coverage to protect against unforeseen accidents and financial losses. A comprehensive bike insurance policy not only covers damages but also provides legal and financial security. Whether you are a daily commuter or a long-distance rider, investing in the right Honda bike and safeguarding it with appropriate bike insurance online will guarantee a smooth and worry-free riding experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing the right bike tyres is essential for optimal performance, safety, and riding comfort. It involves selecting the right rubber, matching the tyre to your bike type and considering your riding style.

Two wheeler tyres are uniquely designed to handle specific road conditions, whether smooth city streets, rough off-road trails or mixed terrains. Read on to explore the different types of bike tyres.

Bike tyre types

The types of two-wheeler tyres include:

1.     Dual sport /ADV/ all-terrain tyres

Dual motorcycle tyres are made for long-distance rides and are perfect for those who use their bikes on and off-road. They are smooth enough for paved road usage but also designed with enough tread patterns ideal for loose, uneven or unpaved surface usage.

2.     Sport/ performance tyres

They are high-quality, lightweight, soft compound rubber tyres that offer more grip to give riders confidence when navigating deep corners. They have a few tread patterns to ensure good grip in a larger surface area. These tyres perform best in dry conditions but can still maintain traction in light wet weather.

3.     Cruiser tyres

Cruisers are strong, big-capacity, hard compound tyres designed with straight-line stability to support heavy bikes and provide long mileage. They are heavier than most tyre types and have good wet-weather traction. These tyre types are ideal for riders prioritising comfort and stability over speed.

4.     Touring tyres

Touring tyres are all-weather performance bike tyres with excellent grip. They are ideal for wet and dry surfaces and long distances. Touring tyres have a higher capacity for cornering than cruiser-style motorcycles and are heavily built to support the weight of the rider and back passenger.

5.     Off-road tyres

The high-performance off-road tyres are ideal for dirt riding on hard terrains. The bike can race up to 160 km/h on them. They are rigid and made for maximum durability and excellent traction on sand, gravel and mud. Off-road tyres are perfect for those seeking optimal performance rather than comfort.

List of tyres

Here's a list of the best tyres for bikes that you can choose from:

• Dual sport/ADV/all-terrain tyres
• Sport/ performance tyres
• Cruiser tyres
• Touring tyres
• Off-road tyres

Conclusion

Tyres are important motorcycle components that play a crucial role in the rider's safety. We've discussed the tyres for different bike types, riding styles and terrains. To ensure a safe ride, don’t wait until your tyres are completely worn out before replacing them. Bald tyres lose grip on the road, increasing the risk of accidents.

Additionally, securing third-party two wheeler insurance is mandatory under the India Motor Vehicles Act. For enhanced protection, a comprehensive bike insurance plan offers full coverage against financial liabilities arising from road accidents, bike theft, damages, and other unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When riding a bike, safety is paramount, and braking systems play a major role. Bike brakes are lifesavers that riders cannot do without. Therefore, whether you’re a beginner or a professional rider, the motorcycle braking system is essential to enhance safety and performance.

Read on to discover the various bike brake types. 

Types of brake systems

The various types of bike brakes include:

1.      Drum brakes

Bike drum brakes are the oldest and most commonly used braking system. They are reliable brake designs, popular among smaller bikes, commuter motorcycles, and scooters.

Drum brakes have a two-circular brake shoe placed in a drum-like casing. Upon applying pressure, friction is created against the brake shoe to resist motion and stop the wheel.

Pros:

• The brakes are sealed, which protects them from dirt and debris and makes them effective for off-road situations.

Cons:

• Drum brakes are not very effective at heat dissipation.
• They don’t offer as excellent braking force as disc brakes.

2.      Disc brakes

Bike disc brakes are the modern motorcycle braking systems popular for high-speed braking among sports motorcycles. They provide better braking power than the drum or combined braking systems.

The disc brakes work such that whenever the rider applies the brakes, the piston pushes the brake pads toward the rotor, which is connected to the wheel. This results in a motion resistance that stops the wheel.

Pros:

• Disk brakes are far better at handling heat. Since they are exposed to the air, it helps with cooling.

Cons:

• They are expensive both in purchase and maintenance.

3.      Anti-lock Braking System (ABS)

ABS is crucial for motorcycle control and safety. It’s an advanced braking system commonly used in high-end bikes. This brake type functions like a car by preventing the wheels from locking amidst hard braking. It rapidly applies brake pressure to maintain the bike’s control.

Pros:

• The braking system helps maintain traction and prevent collision by regulating the braking fluid pressure.

Cons:

• The ABS is expensive and adds to the bike’s weight.

Conclusion

Ultimately, the most appropriate brake type will depend on the bike type and usage. Are you looking for sealed brakes to protect you from dirt and debris, or do you want brakes with good stopping power and one that’s easy to maintain? Asking such questions enables you to select bikes with the right brake types.

The braking systems will safeguard you on the roads, but you must supplement them with protective gear like helmets, gloves, and appropriate footwear. Additionally, for safety and legal compliance, you must acquire appropriate two wheeler insurance. A well-chosen comprehensive bike insurance policy can offer financial coverage against road accidents, bike damage or theft, and other unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When purchasing a motorcycle, considering the engine type is of utmost importance. Often, your choice will impact your overall riding experience since different engine types perform differently under varying circumstances.

So, whether you’re a city commuter, long-distance tourer or adventurer, you must prioritise reliability, optimal performance and longevity. Read on to discover popular motorcycle engine types and their features.

Types of motorcycle engines

The popular types of motorcycle engines include:

1.     Single-cylinder engine

Single-cylinder engines use one cylinder that may be positioned vertically, horizontally or slanted. They are best for small bikes with small cubic capacities and are common among commuter bikes. Their simple designs make maintenance, repairs and replacements more affordable.

2.     Two-cylinder engines

Two-cylinder engines have two cylinders, meaning they carry more weight than the single-cylinder engines. There are various bike engine types under the two-cylinder category, as follows:

• Parallel twin engines: They contain two cylinders arranged side-by-side on the same cylinder block. They are smaller than other two-cylinder engines and are common in commuter, sports and dirt bike models with medium or high displacement.
• V-twin or L-twin engine: A two-cylinder piston engine placed in a longitudinal or transverse position to form a ‘V’ or ‘L’ shape. Each cylinder lies in a separate block, increasing the engine’s size and power.

3.     Triple-cylinder engines or inline-three engines

They are medium-sized engines with three cylinders arranged straight along the crankshaft. They are narrower and lighter, and only a few motorcycles have such engines.

4.     Four-cylinder engines or inline-four engines

These engines have four cylinders, and they come in various types. They usually have a loud exhaust sound and are quite popular in the Indian bike market.

Note: The cylinder often powers the engine; therefore, the more cylinders there are, the more powerful the engine will be.

Conclusion

Choosing the right motorcycle engine type for your riding style is crucial. This includes balancing performance, fuel efficiency, and control. Regardless of the engine type you select, remember to wear protective gear while riding and acquire third-party two wheeler insurance, as mandated by the law in India. Additionally, it is wise to acquire comprehensive bike insurance, as it safeguards you against unforeseen road incidents, potential liabilities, and financial losses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Overview of Yamaha Motor

Yamaha has evolved into a high-flyer manufacturer today. The corporation produces iconic motorcycles and is redesigning Yamaha motorcycle models to meet modern market needs. The company continues to develop new, innovative designs that cater to the market's evolving needs and demands each decade.

Yamaha, one of today's largest motorcycle manufacturers, is a globally significant and influential company. Founded in 1887 as a manufacturer of musical instruments, Yamaha now manufactures many other products, including Yamaha Motor bikes , for diverse market ranges.

Yamaha Motor history

The history of Yamaha Motor includes:

• In 1955, Yamaha Motor Co., Ltd was established
• After World War II, Tomiko Genichi Kawakami, the company's president, refashioned the remains of the wartime production machinery to manufacture motorcycles.
• The YA-1 (AKA Akatombo, the "Red Dragonfly") was first produced in 1958 and named in honour of the founder. This was a 125cc, single-cylinder, two-stroke street bike model.
• For over 60 years, the multinational corporation has kept producing quality motorcycles.

Best Yamaha bike models by decade

Some of the best bikes created by Yamaha are:

• 1950s: The YD-1, a 250cc, twin-cylinder, two-stroke street bike, was released in 1957.
• 1960s: In 1966, the Big Bear Scrambler, or the YDS-3, was designed to cater to consumers' demands, and it became popular for its style.
• 1970s: In 1973, Yamaha manufactured the YZ250, the first single-shock motocross bike, which changed the motocross industry.
• 1980s: In 1984, the FJ1100, featuring 125 horsepower, became the '80s Yamaha superbike.
• 1990s: In 1998, the YZF-R1 was released, one of the company's first R-series bikes, which ushered in modern sport bike brands.
• 2000s: The Yamaha Road Star Warrior, a cruiser motorcycle that debuted in 2002, combined a classic design with modern technology.
• 2010s: In 2017, the Star Venture, a power-packed touring bike with a fresh design and an air-cooled V-twin engine, entered the market.

Conclusion

Since its inception, Yamaha Motor Co. has become one of the most popular multinational corporations and one of the largest motorcycle manufacturers. As Yamaha continues to create new models for enthusiasts and ordinary commuters, it's evident that it is keen to meet the needs of the wide motorcycle market.

Therefore, as you plan to purchase your motorcycle, remember that safety should be a priority when riding a bike. That's why the law mandates a third-party two wheeler insurance policy. For enhanced protection, it is wise to acquire comprehensive bike insurance that offers financial security against possible injuries or damages caused by accidents, such as physical injury and property damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Overview of Royal Enfield

Since 1901, Royal Enfield, a company now famous for its touch of class in India, has gone through milestones to become the remarkable motorcycle manufacturer it is today. They are the creators of some of the most legendary bikes in India, such as the famous Bullet 350.

The Royal Enfield history dates back to World War II, when the British authorities called upon manufacturers to develop military motorcycles.  Let's delve deeper into the history, Royal Enfield bikes, and more.

Royal Enfield history

Here’s how it all unfolded:

• 1891: Royal Enfield began their journey in 1891 when the company made bicycles.
• 1893: The company won a contract with the Royal Small Arms Factory to supply precision parts. It then changed its name to Enfield Manufacturing Company Ltd.
• 1898: The company progressed to producing its first motorised vehicle, the quadricycle, which had a De Dion engine.
• 1901: Royal Enfield produced its first motor bicycle in 1901.
• 1909: They entered the motorcycling industry by introducing a small Motorcycle of Swiss origin.
• 1928: Royal Enfield adopts saddle tanks in place of outmoded flat tanks.
• 1932: The legendary "Bullet" motorcycle is born.
• 1949: The Royal Enfield motorcycles began selling in India.
• 1955: the Redditch Company and Madras Motors formed ‘Enfield India’.
• 1956: Enfield India bought tooling equipment to manufacture components and became a full-fledged motor production company. They dominated the Indian market and became increasingly popular each year.

Royal Enfield products

From sports to cruiser to adventurous and offroading motorcycle models, the Royal Enfield products include classy rides such as these:

• Royal Enfield Bullet
• Classic 350
• Meteor 350
• Interceptor 650
• Continental GT
• Hunter 350
• Royal Enfield Himalayan

Since Royal Enfield's establishment, the Bullet 350 has been the most famous Royal Enfield bike, with several redesigns over the years.

Conclusion

Popular for its quality, sustainability, and state-of-the-art design, Royal Enfield has advanced to become a key player in India's motorcycle market. Whether you are a cruiser, commuter, adventurer, or sports bike enthusiast, you'll get a quality ride for the road. Additionally, when purchasing your desired motorcycle, remember to comply with the India Motor Vehicles Act, where every bike owner must have a valid two wheeler insurance policy.

Additionally, comprehensive bike insurance can offer you coverage against financial liabilities, which may come with potential damages from road accidents, bike theft, damages, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Overview of TVS Motor

Founded in 1978, TVS Motor has left an indelible mark in the two-wheeler sector, establishing a remarkable brand name across the Indian market. The company's lasting impression comes from its brand loyalty, dedication to quality products, innovative thinking and customer trust. Our article delves deeper into TVS Motors' history, products, subsidiaries, acquisitions, and more.

TVS Motor history

The history of TVS Motor dates back to 1911 and includes:

• 1910s: In 1911, Shri T V Sundaram Iyengar founded the TVS Group, which started as a local transportation service.
• 1920s: TVS expanded into a major automobile distributor in Tamil Nadu.
• 1950s: The firm expanded its automobile distribution sector, becoming an automobile components manufacturer.
• 1960s: TVS Holdings Ltd. was formed, focusing on auto components. Other key subsidiaries were also established.
• 1970s: In 1978, TVS Motor Company Ltd was started.
• 1980s: The tyre manufacturer, TVS Srichakra Ltd,  was founded in 1982, followed by TVS Electronics Ltd in 1987.
• 2000s: TVS expanded into the global markets.
• 2010s: TVS introduced innovative automotive and tech-related solutions while focusing on sustainability.

TVS Motor subsidiaries

TVS Group, an Indian multinational conglomerate, has these subsidiaries:

• TVS Motor Company Ltd.
• TVS Holdings Ltd.
• TVS Supply Chain Solutions Ltd.
• TVS Srichakra Ltd.
• TVS Electronics Ltd.

TVS Motor acquisitions

The acquisitions of TVS Motor include:

• TVS Motor Company and BMW Motorrad
• Sundaram Clayton and WABCO
• Norton
• Lucas TVS and Delphi
• TVS Motor Company and the Swiss E-Mobility Group (SEMG)
• TVS and Mopeds

TVS Motor products

TVS continues to leverage its innovation and technology to fulfill diverse consumer needs. The company has a wide product portfolio, including two-wheelers (motorcycles, scooters, mopeds) and three-wheelers. Generally, the TVS brand and product portfolio includes:

• TVS motorcycles
• Sundaram Clayton
• TVS Tyres (under TVS Srichakra Ltd.)
• TVS Electronics
• TVS Capital Funds

Conclusion

Over the years, TVS has diversified its product ranges to meet a wide audience's needs, building a firm presence in over 80 domestic and international markets. As a bike enthusiast seeking a model for leisure or commuting, finding your most desirable motorbike can be exhilarating.

However, it's equally important to have the right protection in place. Comprehensive two-wheeler insurance safeguards your bike against unforeseen financial liabilities, including damage, theft, accidents, and natural calamities. Moreover, as per the India Motor Vehicles Act, every bike owner is required to have a valid third-party two-wheeler insurance policy to stay legally compliant.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Overview of Suzuki motorcycles

Suzuki is one of the world's most famous motorcycle manufacturers. The company's history dates back to 1909 when Michio Suzuki instituted the Suzuki Loom Company, which produced weaving looms for the Japanese market.

In 1952, Suzuki transitioned to manufacturing motorcycles, marking the beginning of the brand's fame in the motorcycle industry. Two years later, the firm saw the market appeal of Suzuki motorcycles. Read on to learn more about Suzuki's motorcycle history and the best models released over the decades.

Suzuki motorcycles history

The history of Suzuki is as follows:

• Suzuki history in motorcycles dates back to World War II. There was a need for affordable transportation, which prompted Suzuki to launch its first motorised power-free bicycle in 1952, an inexpensive and easy-to-maintain model.
• In 1953, the diamond-free motorcycle was introduced.
• In 1954, the company changed its name to Suzuki Motor Co.
• Since the 1970s, Suzuki has manufactured impressive motorcycles and exported bikes to different countries, propelling the Japanese company to attract more customers.

Best Suzuki bike models by decade

Some of the best Suzuki bikes include:

• 1950s: In 1952, Suzuki first introduced its power-free motorised bike.
• 1960s: In 1965, Suzuki manufactured the T20 motorbike with unique features and was dubbed 'the world's fastest 250cc motorcycle'.
• 1970s: In 1971, the TM400, a production motocross bike, was released to compete in 500cc-class motocross races.
• 1980s: The GSX-1100S Katana was unveiled in 1981. It was an outstanding model that greatly impacted the industry's design.
• 1990s: In 1999, Suzuki introduced the GSX-1300R Hayabusa, which features an aerodynamic design. This model helped Suzuki bike products establish a strong name in the industry.
• 2000s: In 2001, the GSX-R1000 was introduced as the 'ultimate sports bike' and significantly impacted the GSX-R family of models.
• 2010s: The V-Strom 1000 ABS, an advanced model with a traction control system, was first manufactured in 2014.

Conclusion

Since 2016, Suzuki has taken over the market, producing motorcycles tailored to various riders, such as cruisers, sports bikes, racing models, etc. Once you purchase your preferred motorcycle, remember to wear protective gear whenever you hit the road. Additionally, securing third-party two wheeler insurance is essential for both enhanced safety and legal compliance in India. Additionally, a comprehensive bike insurance plan provides financial coverage against unforeseen events such as road accidents, bike damage or theft, ensuring peace of mind on every ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Overview of Honda two-wheelers

HSMI, or Honda Motorcycle & Scooter India Pvt. Ltd., is one of the biggest manufacturers of motorcycles and scooters in the country. It is a subsidiary of the Japanese company Honda Motor Co. Ltd.

Since its establishment in 2001, Honda two wheeler company has grown rapidly, offering a wide range of products. It has achieved several milestones, including becoming the first two-wheeler brand in India to produce 35 million units in just 17 years. Honda continues to expand its presence, not only in India but also in 68 other countries.

Honda two-wheelers history

Honda bikes history dates back to 1999 and includes the following:

• 1999: Honda Motorcycle & Scooter India Pvt. Ltd. (HMSI) was incorporated.
• 2001: The first manufacturing plant was set up in Manesar, Haryana, and the first model, Activa, was launched.
• 2002: They started exporting two-wheelers from India.
• 2004: The company launched its first motorcycle, the 150cc CB Unicorn, and became the best brand in the scooter segment.
• 2008: The company continued to grow despite the global financial crisis.
• 2009: HSMI Introduced a combi-brake system with Equalizer, an industry-first safety feature.
• 2012: It became the only Honda bikes company in India after separation from Hero.
• 2015: Launched 15 new models.
• 2017: The Activa became India’s No.1 selling two-wheeler, trusted by 1.5 crore families.

Honda two-wheelers by decade

The history of HSMI over the decades is as follows:

1.   2001 – 2011: Laying the foundation

• HSMI started with the Activa and expanded into motorcycles.
• The Manesar plant scaled up from 55,000 units to 16.5 lakh units annually.

2.   2011 – 2017: Aggressive growth

• HSMI became the only operating Honda two-wheeler brand in India.
• Three new plants were set up, increasing annual production capacity to 64 lakh units.

3.   2017 – Present: Leading the market

• It became a global production hub, accounting for 31% of Honda’s worldwide motorcycle production.
• Honda continued introducing new technologies and models to meet customer needs.

Conclusion

HSMI has grown from a single plant in 2001 to becoming one of the largest two-wheeler producers in the country. With a strong emphasis on innovation, excellent quality, and customer satisfaction, Honda has built a loyal customer base. From scooters to motorcycles, the company continues to set new benchmarks in the industry, shaping the future of two-wheelers in India and beyond.

When buying a two-wheeler, it’s important to acquire bike insurance online for legal compliance and enhanced safety. Comprehensive bike insurance protects you from unexpected costs that can occur due to accidents, theft, or damage.  

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Overview of Hero MotoCorp

Hero MotoCorp Ltd. has been a leader in motorcycle and scooter manufacturing for over two decades. Since 2001, Hero MotoCorp has been the world’s largest two-wheeler manufacturer in terms of unit volumes.

With a strong presence in 47 countries and a massive customer base of over 110 million, Hero MotoCorp products continue to shape the future of mobility.

Hero MotoCorp history

The journey of Hero MotoCorp began in 1984 with the establishment of Hero Honda Motors Ltd., a joint venture between India's Hero Group and Japan's Honda Motor Company.

• 1985: The first motorcycle, “CD 100,” was launched.
• 1994: The famous “Splendor” model was introduced, marking a new milestone.
• 2000: Splendor became the world’s best-selling two-wheeler model.
• 2010: Hero and Honda ended their partnership, and the company was renamed Hero MotoCorp.
• 2011: The company launched its first bike without Honda’s technology, “Impulse.”
• 2016: Hero introduced the “Splendor iSmart 110,” its first fully in-house developed bike.
• 2022: Hero launched its EV brand, “VIDA”, for electric mobility solutions.

Hero MotoCorp subsidiaries

The subsidiaries of Hero MotoCorp include:

• Hero Cycles Ltd.: One of the world’s largest bicycle manufacturers, promoting eco-friendly transport.
• Hero FinCorp Ltd.: Provides financial services, including two-wheeler loans and other financial solutions.
• Hero Future Energies Pvt. Ltd.: Works on renewable energy projects, including solar and wind power.

Hero MotoCorp acquisitions

Hero MotoCorp has made strategic acquisitions to strengthen its position globally, such as:

• Erik Buell Racing (EBR): In 2013, Hero acquired a major stake in EBR, a U.S.-based motorcycle company. This helped Hero improve its expertise in sports bike engineering.
• Ather Energy: Hero invested in Ather Energy, an Indian electric scooter manufacturer, to enhance its knowledge and presence in the EV sector.

Hero MotoCorp products

Some of the most popular Hero MotoCorp products are:

• Hero Splendor: One of India’s most popular motorcycles, known for its reliability and fuel efficiency.
• Hero Passion: A stylish and budget-friendly bike, perfect for daily commuting.
• Hero Karizma: A sporty and powerful bike, ideal for long rides.

Conclusion

Hero MotoCorp’s journey from a small partnership with Honda to becoming a global two-wheeler leader is truly inspiring. The company continues to expand, innovate, and invest in future mobility solutions, including electric vehicles. With strong subsidiaries, strategic acquisitions, and a wide range of popular motorcycles, Hero MotoCorp remains a dominant force in the global automotive market. It’s wise to acquire appropriate bike insurance online if you own a bike. Comprehensive bike insurance helps cover the cost of repairs in case of an accident, theft, or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Overview of Bajaj Auto

Bajaj Auto is one of India's leading two-wheeler and three-wheeler manufacturers. Various Bajaj products are available in the market, such as motorcycles, scooters, and auto rickshaws.

Bajaj Auto is part of the Bajaj Group and has a strong presence in over 70 countries. It is famous for its fuel-efficient and affordable vehicles, which make it a popular choice in both urban and rural areas. The company focuses on innovation and exports, making it a global brand.

Bajaj Auto history

The history of Bajaj Auto is as follows:

• 1945: Bajaj Auto was founded by Mr. Jamnalal Bajaj in India.
• 1959: The company got a licence to manufacture Bajaj two wheeler products and three-wheeler products in India.
• 1960: The launch of Vespa 150, under licence from Piaggio of Italy, marked a significant milestone.
• 1972: Launched the Bajaj Chetak, a scooter that became a household name.
• 1986: Introduced the Bajaj KB100, a popular motorcycle.
• 2001: Launched the Bajaj Pulsar, which became a huge success.
• 2007: Bajaj Auto and KTM announced an equity partnership, bringing high-performance racing bikes to India.
• 2016: Bajaj Auto introduced the Bajaj V, crafted using metal obtained from INS Vikrant.
• 2020: Bajaj Auto announced a partnership with Triumph Motorcycles.

Bajaj Auto subsidiaries

Bajaj Auto has established several subsidiaries to enhance its operations and global presence, including:

• Chetak Technology Ltd.: Focuses on electric vehicle development.
• Bajaj Auto International Holdings BV: Handles international investments.

Bajaj Auto acquisitions

Bajaj Auto has expanded its presence in the global motorcycle industry through key acquisitions, such as:

• KTM (48% stake): Bajaj has a major share in KTM, which helps in high-performance bike production.
• Husqvarna (indirect ownership): Acquired as part of the KTM partnership.
• Triumph Motorcycles: Partnered with the British motorcycle company to develop bike engines for India in the 200-750cc range.

Bajaj Auto products

Bajaj Auto offers the following products:

• Motorcycles: Bajaj Pulsar, Bajaj Dominar, Bajaj Avenger, Bajaj CT 100, Bajaj Platina
• Scooters: Bajaj Chetak (Electric)
• Three-wheelers: Bajaj RE (auto-rickshaws) and Bajaj Maxima (passenger and cargo)
• Electric Vehicles: Bajaj Chetak Electric, Yulu collaboration electric bikes.

Conclusion

Bajaj Auto has played a key role in shaping the Indian automobile industry. With a strong history, innovative products, and a focus on global markets, it remains a top player. The company continues to invest in electric mobility and high-performance bikes, ensuring a bright future in the industry.

If you own a bike, wearing protective gear while riding and acquiring bike insurance online is important. It helps cover the cost of repairs in case of accidents, theft, or damage. Always choose a comprehensive bike insurance policy that suits your needs and check for benefits like roadside assistance and cashless repairs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you in search of a dependable and high-performing motorcycle? The Honda Unicorn is an excellent option for daily commutes and relaxed weekend trips. This bike is known for its strong build and easy-to-use features. Let us take a closer look at why the Honda Unicorn stands out to motorcycle lovers.

Specifications of Honda Unicorn

Let us take a look at the major specifications of this bike —

1. Engine and performance: The Honda Unicorn is powered by a 162.71 cc air-cooled engine. It generates 12.73 bhp (brake horsepower) at 7,500 rpm (revolutions per minute) and 14 Nm of torque at 5,500 rpm.
2. Fuel efficiency: This bike is known for its practical fuel economy. The owner-reported Honda Unicorn 160 mileage is 50 kmpl.
3. Transmission and handling: The bike has a smooth 5-speed manual transmission and a gear-shifting pattern of 1 down and 4 up. This improves riding dynamics on various terrains. The bike's braking system is complemented by single-channel ABS for improved safety and control.

Key features of Honda Unicorn

Now, let us explore some key Honda Unicorn features that make it a standout choice for riders:

1. Braking and safety

• Front brake: 240 mm disc with a 2-piston calliper for effective stopping power.
• Rear brake: 130 mm drum brake complements the front brake system.
• Braking system: Comes with single-channel ABS to prevent wheel lock during abrupt braking and improve safety.

1. Suspension and comfort

• Front suspension: Telescopic forks, designed to absorb road imperfections.
• Rear suspension: Monoshock unit, offers better ride comfort and stability across different terrains.

1. Lighting and instrumentation

• Headlight: Halogen bulb, provides good visibility for nighttime riding.
• Instrument console: Fully analogue setup including a speedometer, odometer, and fuel gauge. This emphasises simplicity and reliability.

1. Additional features:

• Start type: Kick and electric start options for ease of use.
• Alloy wheels: Durable and stylish; reduces unsprung weight for better handling.
• Safety features: Includes a saree guard, hazard warning indicator, and a pillion-grab rail. This ensures passenger comfort and safety.

Conclusion

The Honda Unicorn stands out for its reliable performance and strong safety features. Whether you want a bike for city rides or long-distance travel, the Honda Unicorn price ensures you get an excellent ride and great quality.

Always wear protective gear while riding for safety. Additionally, securing third-party bike insurance ensures legal compliance. For enhanced protection, consider acquiring comprehensive bike insurance that provides financial coverage against accidents, theft, and other events, giving you peace of mind on every journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Motorcycle chain maintenance is often an overlooked task, sometimes even by the auto service workshops. However, it is just as important as checking brakes and engine because it is the component that transfers power from the engine to the wheels. Therefore, tightening and cleaning the bike chain regularly for grime and grease will ensure smooth rides. This will also reduce the chances of breakdowns and extend the life of your bike.

How to clean your motorcycle chain?

Cleaning the bike chain removes old lubricant, grime, and dirt. It should be done after riding at least every 500km. Here’s how to clean a motorcycle chain:

1. Park your motorcycle on a stand to elevate the rear wheel. This allows you to rotate the wheel freely.
2. Spray a chain cleaner generously over the entire chain, coating all links and rollers. Let it sit for a few minutes to dissolve accumulated dirt and old lubricants.
3. Scrub the chain thoroughly with a steel cleaning brush or an old toothbrush. Focus on small sections, including rollers and inner and outer plates.
4. Rinse the chain with water to remove any remaining cleaner and debris.
5. Repeat the process if it’s particularly dirty.
6. Once the bike chain is completely dry, apply lubricant. Rotate the wheel slowly and spray the lubricant on the inside of the chain for an even coating.

How to tighten your motorcycle chain?

Proper chain tension is essential for optimal performance and rider safety. Here’s how to tighten a bike chain:

1. Check the manufacturer’s manual for recommended chain tension specifications.
2. Switch off the engine, place the bike on its centre or side stand and shift the transmission to neutral.
3. Loosen the rear wheel axle nut with a wrench; enough to adjust, but don’t completely unscrew.
4. Measure the chain slack by pushing the chain up and down at the midpoint between the sprockets. For street bikes, the slack should be 1.2–1.6 inches (30–40 mm), while dirt bikes need 1.4–2.0 inches (35–50 mm).
5. Once correct tension is achieved, tighten the axle nut to the specified torque using a torque wrench.
6. After tightening, recheck the tension to ensure it remains within recommended limits.

Conclusion

Neglecting motorcycle chain maintenance can lead to reduced performance and increased wear and tear. In extreme cases, the chain could come off the sprocket and cause a crash. Hence, regular cleaning and tightening will prevent unexpected breakdowns.

Additionally, secure your bike with a two-wheeler insurance policy.  Comprehensive bike insurance with an add-on roadside assistance cover will offer assistance during unexpected breakdowns.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Hero MotoCorp is one of the most trusted motorcycle brands in India, known for its affordable, fuel-efficient and reliable bikes. Whether you need a two-wheeler for daily commuting or adventure riding, Hero has options to suit every requirement. In this article get an in-depth look at some of the best Hero bikes available in India.

Top Hero bikes in India

Here are some of the best models from the brand with the ex-showroom Hero bike prices:

1. Hero Splendor Plus XTEC

It is an upgraded version of the classic Splendor. It features a digital instrument cluster, LED position lamp, and Hero's i3S technology for enhanced fuel efficiency.

• Engine: 97.2cc, air-cooled, single-cylinder
• Mileage: 60-70 kmpl
• Price: ₹78,564 to ₹84,775
• Transmission: 4-speed manual
• Top speed: 87 km/h

2. Hero Xtreme 125R

It is a performance-oriented commuter bike with aggressive styling, LED lighting, and a digital console.

• Engine: 125cc, air-cooled, single-cylinder
• Mileage: 50-55 kmpl
• Price: ₹95,000 to ₹99,500
• Transmission: 5-speed manual
• Top speed: 110 km/h

3. Hero Super Splendor

This bike is a practical choice for city riders. It offers a smooth riding experience, good mileage, and a spacious seat.

• Engine: 125cc, air-cooled, single-cylinder
• Mileage: 55-60 kmpl
• Price: ₹78,019 to ₹92,412
• Transmission: 5-speed manual
• Top speed: 95 km/h

4. Hero HF Deluxe

It is an entry-level commuter bike known for its affordability and fuel efficiency. Moreover, it is ideal for budget-conscious riders.

• Engine: 97.2cc, air-cooled, single-cylinder
• Mileage: 65-70 kmpl
• Price: ₹59,998 to ₹68,768
• Transmission: 4-speed manual
• Top speed: 85 km/h

5. Hero XPulse 200 4V

This model is designed for adventure enthusiasts. It features a long-travel suspension, a digital instrument cluster with navigation, and LED headlamps.

• Engine: 199.6cc, oil-cooled, single-cylinder
• Mileage: 35-40 kmpl
• Price: ₹1,45,776 to ₹1,58,015
• Transmission: 5-speed manual
• Top speed: 120 km/h

6. Hero Passion Plus

It is a stylish commuter bike with attractive graphics, a sleek fuel tank, and a comfortable seat.

• Engine: 97.2cc, air-cooled, single-cylinder
• Mileage: 60-65 kmpl
• Price: ₹76,641 to ₹82,705
• Transmission: 4-speed manual
• Top speed: 90 km/h

7. Hero Glamour 125

It offers a mix of style and efficiency with its muscular design and digital-analogue instrument cluster. It is equipped with Hero's i3S technology, enhancing fuel economy.

• Engine: 124.7cc, air-cooled, single-cylinder
• Mileage: 55-60 kmpl
• Price: ₹79,519 to ₹92,372
• Transmission: 5-speed manual
• Top speed: 100 km/h

Conclusion

Hero MotoCorp offers a variety of motorcycles, from fuel-efficient commuter bikes to sportier, adventure-ready models. It ensures that every rider finds a suitable bike. Securing comprehensive bike insurance is highly recommended to protect your Hero bike from accidents and theft. Buying bike insurance online can help you get it at a discounted rate.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Bajaj Auto is one of India's leading motorcycle manufacturers. It is known for producing reliable, fuel-efficient, and performance-oriented bikes. Whether commuter motorcycles or powerful sports bikes, Bajaj Auto offers various options to suit different riders. The company is particularly popular for its Pulsar and Avenger series, which have gained immense popularity due to their design, mileage, and affordability.

In this blog, we will explore some of the best Bajaj bikes available in India.

Top Bajaj bikes in India

Here are some of the best models from the brand with the ex-showroom Bajaj bike prices:

1.   Bajaj Pulsar NS200

It is celebrated for its dynamic performance and striking design. Its robust engine and 6-speed gearbox ensure a thrilling ride.

• Engine: 5 cc, liquid-cooled, single-cylinder
• Mileage: 37 kmpl
• Price: ₹1,42,068
• Transmission: 6-speed manual
• Top Speed: Around 125 km/h

2.   Bajaj Pulsar RS200

For those inclined towards a fully-faired sports bike, the Bajaj Pulsar RS200 stands out. It combines sporty aesthetics with high-speed capabilities.

• Engine:5 cc, liquid-cooled, single-cylinder
• Mileage: 35 kmpl
• Price: ₹1,72,906
• Transmission: 6-speed manual
• Top Speed: Around 140 km/h

3.   Bajaj Dominar 400

It is designed for riders who enjoy long-distance touring without compromising on power. It has a muscular build with a powerful engine.

• Engine: 3 cc, liquid-cooled, single-cylinder
• Mileage: 30 kmpl
• Price: ₹2,26,079
• Transmission: 6-speed manual
• Top Speed: Around 155 km/h

4.   Bajaj Pulsar NS160

It offers a balance between performance and fuel efficiency. Its sporty design combined with impressive mileage makes it a practical choice.

• Engine:3 cc, oil-cooled, single-cylinder
• Mileage:2 kmpl
• Price: ₹1,24,771
• Transmission: 5-speed manual
• Top Speed: Around 120 km/h

5.   Bajaj Avenger Cruise 220

For riders seeking a classic cruiser experience, the Bajaj Avenger Cruise 220 is the perfect choice. Its laid-back riding position and timeless styling offer relaxed rides.

• Engine: 220 cc, oil-cooled, single-cylinder
• Mileage: 40 kmpl
• Price: ₹1,45,683
• Transmission: 5-speed manual
• Top Speed: Around 120 km/h

6.   Bajaj Pulsar 150

A staple in the Indian motorcycle market, the Bajaj Pulsar 150 is known for its reliability. It offers performance and efficiency, making it a popular choice among riders. You can get one of the greatest Bajaj bike mileage in this model.

• Engine: 5 cc, air-cooled, single-cylinder
• Mileage:5 kmpl
• Price: ₹1,10,419
• Transmission: 5-speed manual
• Top Speed: Around 110 km/h

7.   Bajaj Platina 100

It is tailored for those prioritising fuel efficiency and affordability. Ideal for daily commutes, the Platina 100 offers exceptional mileage, ensuring minimal fuel expenses.

• Engine: 102 cc, air-cooled, single-cylinder
• Mileage: 72 kmpl
• Price: ₹68,685
• Transmission: 4-speed manual
• Top Speed: Around 90 km/h

Conclusion

Bajaj offers a diverse range of motorcycles catering to different riders, from performance enthusiasts to budget-conscious commuters. Regardless of the two-wheeler you choose, comprehensive bike insurance is essential to protect against accidents, theft, and damages. Bike insurance ensures a hassle-free riding experience, safeguarding the rider and the bike from unexpected expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Understanding the Insured Declared Value (IDV) is important when protecting your bike with two-wheeler insurance. It determines the maximum compensation you can receive from your insurer in case of theft or damage. So, what does IDV mean in bike insurance? It is essentially your two-wheeler’s current market value after depreciation.

Read on to understand why IDV matters.

Impact of IDV on premium

The bike insurance IDV influences the premium you pay in the following ways:

• A higher IDV means a high premium because the insurer might have to pay more if you register a claim.
• A lower IDV leads to a low premium, but you could get a smaller claim settlement if something happens to your bike.
• The Own Damage (OD) premium typically ranges between 2% and 3% of the IDV, further impacting the overall insurance cost.

Choosing the right IDV in bike insurance will keep your premium fair while ensuring adequate protection.

Select the right IDV

The IDV is calculated based on the manufacturer's listed selling price. It is determined at the beginning of a policy term and then adjusted with depreciation.

Use the following formula when calculating the right IDV of your bike:

IDV = (Manufacturer's registered cost of the bike) – Depreciation value

Depreciation is calculated based on the vehicle's age:

1. Less than 6 months: 5%
2. 6 months to 1 year: 15%
3. 1 to 2 years: 20%
4. 2 to 3 years: 30%
5. 3 to 4 years: 40%
6. 4 to 5 years: 50%

For bikes older than 5 years, the IDV is calculated based on the bike's condition.

Example:

The manufacturer's registered cost of your bike is ₹1,00,000, and its age is 2 years.

Then, the depreciation value based on the 20% rate will be ₹1,00,000 × 20% = ₹20,000

IDV will be = ₹1,00,000 - ₹20,000 = ₹80,000

Note: For comprehensive coverage, the IDV for bikes with non-factory-fitted accessories (e.g., alloy wheels, custom seat covers, and GPS systems) requires separate calculations at an extra cost.

Conclusion

The IDV is the most important aspect of a two-wheeler insurance policy. Understanding it will help you make an informed choice. While a lower IDV might seem appealing due to the low premium, it's crucial to consider the potential financial implications in case of theft or damage beyond repairs. Selecting a bike insurance IDV closest to your motorcycle’s market value will ensure fair coverage and protect you against significant financial loss.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

TVS Motor Company is one of India's most trusted two-wheeler brands, offering a diverse range of bikes and scooters. Whether you are looking for a high-performance sports bike, a comfortable cruiser, a fuel-efficient commuter, or an eco-friendly electric scooter, TVS has something for everyone.

The brand is known for its innovation, reliability, and affordability, making it a preferred choice among Indian riders. This blog explores the best TVS bikes in India, providing details about their engine, mileage, price range, transmission, and top speed.

Top TVS bikes in India

Here are some of the most popular ones with TVS bikes price in India:

1.     TVS Apache RR 310

• Engine:2 cc, 38 PS, 29 Nm
• Mileage:7 km/l
• Price range: ₹2.75 - ₹2.97 Lakh (Ex-showroom price)
• Transmission: 6-speed manual
• Top speed: 160 km/h

2.     TVS Ronin 225

• Engine:9 cc, 20.4 PS, 19.93 Nm
• Mileage:95 km/l
• Price range: ₹1.35 - ₹1.73 Lakh (Ex-showroom price)
• Transmission: 5-speed manual
• Top speed: 120 km/h

3.     TVS Apache RTR 160 4V

• Engine:7 cc, 17.55 PS, 14.73 Nm
• Mileage: 45 km/l
• Price range: ₹1.25 - ₹1.40 Lakh (Ex-showroom price)
• Transmission: 5-speed manual
• Top speed: 114 km/h

4.     TVS Raider 125

• Engine:8 cc, 11.38 PS, 11.2 Nm
• Mileage:94 km/l
• Price range: ₹85,010 - ₹1.04 Lakh (Ex-showroom price)
• Transmission: 5-speed manual
• Top speed: 99 km/h

5.     TVS Apache RTR 180

• Engine: 4cc, 17.13 PS, 15.5 Nm
• Mileage: 45 km/l
• Price Range: ₹1,34,000 (Ex-showroom price)
• Transmission: 5-speed manual
• Top Speed: 113 km/h

6.     TVS Apache RTR 160

• Engine:7cc, air-cooled, 16.04 PS, 13.85
• Mileage: 47 km/l
• Price Range: ₹1.20 - ₹1.30 Lakh (Ex-showroom price)
• Transmission: 5-speed manual
• Top Speed: 107 km/h

7.     TVS Star City Plus

• Engine:7cc, 8.08 PS, 8.7 Nm
• Mileage: 83.09 km/l
• Price Range: ₹75,541 - ₹78,541 (Ex-showroom price)
• Transmission: 4-speed manual
• Top Speed: 90 km/h

Conclusion

TVS offers a wide range of two-wheelers that cater to different riding preferences. From high-performance sportbikes like the Apache RR 310 to fuel-efficient commuter motorcycles like the Radeon, TVS bikes mileage and price ensures that every rider finds a suitable option.

Owning a bike also comes with the responsibility of ensuring safety on the road. Acquiring appropriate bike insurance online is essential to protect yourself financially during unforeseen events. Additionally, a robust insurance plan not only provides financial security but also ensures peace of mind while riding. Before purchasing a TVS bike, make sure to compare comprehensive bike insurance options and choose a policy that best suits your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Suzuki Access 125 remains popular among scooter enthusiasts who value style and substance. This scooter is not just about looks but also about performance, comfort, and reliability. With a powerful 124cc engine, smooth automatic transmission, and a suite of safety features, the Access 125 is equipped to improve your riding experience.

It makes every journey, from daily commutes to weekend jaunts, more enjoyable and efficient. Read on to discover some of the features and specifications of the Suzuki Access 125.

Specifications of Suzuki Access

Suzuki Access 125 specs highlight why it remains a favourite choice among enthusiasts. Its specifications include:

1. Engine and Performance: The Suzuki Access 125 has a 124cc, air-cooled, four-stroke engine. With a power output of 8.6 bhp at 6,750 rpm, it delivers a peak torque of 10 Nm at 5,500 rpm.
2. Fuel Efficiency: The owner-reported mileage of the Access is 47.5 kmpl. It is designed to optimise fuel consumption and ensure extended travel without frequent refuelling. It is supported by its 5-litre fuel tank.
3. Transmission and Handling: It features an automatic transmission, simplifying city commuting by removing the need for manual gear changes. Its braking system incorporates a front disc brake and a rear drum brake linked through a Combined Braking System (CBS) for reliable stopping power under various conditions.

Key features of Suzuki Access

Now, let us take a detailed look at Suzuki Access features:

1. Instrumentation and Controls

• Instrument Console: Fully digital display featuring an odometer, speedometer, and fuel gauge for quick and easy monitoring.
• Call/SMS Alerts: Keeps you connected by displaying notifications directly on the dashboard.
• Hazard Warning Indicator: For better safety during stops or in emergencies.

1. Lighting and Visibility

• Headlight Type: LED, providing superior illumination and visibility.
• Daytime Running Lights (DRLs): Ensures the scooter is visible even in daylight.
• Brake/Tail Light: LED, offering bright and efficient lighting at the rear.
• Turn Signal: LED for clear and visible signalling to others.

1. Connectivity and Extras

• Mobile Phone Connectivity: Allows for seamless smartphone integration with the scooter’s system.
• Additional Features: Includes a Chrome External Fuel Inlet for easy refueling.

1. Performance Extras

• Start Type: Both kick and electric start options for ease of use.
• Exhaust Heat Shield: Yes, protecting the rider and pillion from exhaust heat.

Conclusion

You are in for a treat with a comfortable riding experience and high performance if you choose the Suzuki Access 125 for your commute. While on the road, ensure you wear protective gear like a helmet and gloves and acquire third-party bike insurance for legal compliance. Additionally, it is wise to secure comprehensive bike insurance that protects against unexpected damages and theft and gives you financial protection and peace of mind whenever you ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.