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  • How to transport your bike by train

    by Almog Ramrajkar | May 02, 2025

    Updated on - 20 Jan 2026

    Transporting your bike by train is a safe and easy way to move it from one city to another. Many people use this method when moving homes, going on trips or buying a new bike from another place. Indian Railways offers two options: sending your bike as luggage or as a parcel. The process includes booking, packing and submitting the required documents. It is important to know the steps, charges and rules to avoid damage or delays. With proper preparation, your bike can reach safely and without any hassle.

    In this blog, you will get to know in detail the ways to transport a bike by train.

    Transporting your two-wheeler via Indian Railways

    Indian Railways offers two convenient methods for transporting your two-wheeler across the country. It accommodates both accompanied and unaccompanied travel methods. Let us take a closer look at how to transport a bike by train.

    1. Sending your bike as a parcel

    The parcel service is ideal if you're sending your bike separately without travelling with it. Read these steps to know how to parcel a bike on a train:

    • Documentation: Photocopy of your bike's registration certificate and a government-issued ID.
    • Preparation: Drain the petrol tank completely and pack the bike securely.
    • Labelling: Mark your bike with the origin and destination names.
    • Forwarding note: Fill out a forwarding note detailing the bike's make, model, registration number, weight and estimated value.
    • Payment and receipt: The fees will depend on the bike's weight and travel distance. Once you pay the amount, you'll receive a receipt to track the shipment.

    2. Registering your bike as luggage

    If you prefer travelling with your bike, you can register it as luggage. Here's the process:

    • Check in early: Arrive at the station at least 2-3 hours before to complete the registration process.
    • Pack and label: Follow the same guidelines for packing and labelling as you would for the parcel service.
    • Registration and fees: Show your train ticket at the luggage office to register your bike. Pay fees based on the bike's weight and the travel distance. You will receive a luggage receipt after payment.
    • Collection: Present your luggage receipt and claim your bike upon arrival within 48 hours to avoid additional storage charges.

    Permissions needed to transport a bike by train

    To transport your bike by train, you need to obtain proper permission from the railway authorities. You must book a bike parcel ticket at the station. You also need to show your bike’s registration papers and your ID proof. Some trains may require additional permission, especially for long-distance travel.

    Make sure to follow all rules and carry the documents when submitting your bike at the parcel office.Without proper permission, the railway will not allow your bike to be transported.

    Documents required for bike transport by train

    Here is a detailed list of the documents required:

    • Bike registration certificate (RC): This is your proof of ownership.
    • Valid government ID proof: Government-issued ID such as an Aadhaar card, passport or voter ID to verify your identity.
    • Insurance paper: A valid insurance document to protect your bike during transit.
    • Receipt of booking: To confirm your transport booking with the railways.
    • Pollution under control (PUC) certificate
    • Photographs of the bike

    Safety tips to ensure before transporting a bike

    Here are some important tips to ensure the safety of your bike:

    • Clean the motorcycle: Dirt or grime can cause more than just cosmetic damage. They can obscure important labels or seals.
    • Check condition: Verify that all parts are secure and the bike is in good operational condition.
    • Secure accessories: Remove any accessories that could be lost or damaged.
    • Track your transport: Keep a tab on your bike's transport status through the railway's parcel service.

    Rules and safety tips regarding bike transport by train

    Here are the rules you need to follow while transporting your bike by train:

    • Booking: It is crucial to book your bike's transport in advance to secure space.
    • Packing: Use bubble wrap or suitable packing material to avoid scratches or other damage.
    • Documentation: Carry all required documents to avoid any delays or legal hassles.
    • Insurance: Opt for transit insurance to cover any potential damages.

    Various bike transportation charges by train

    The charges may vary based on several factors, such as the distance travelled, the type of train and the weight of your bike. Here is a detailed list:

    • Base transport charge: ₹300 to ₹2,000, depending on the distance or train type.
    • Service charge: ₹50 to ₹200 for bike handling and paperwork at the station.
    • Packaging charge: ₹100 to ₹300 to secure the bike during transit.
    • Insurance charge: It can vary depending on the value of your bike and its location. If the declared value of the motorcycle exceeds ₹10,000, an additional 1% of the excess value is charged as insurance.
    • GST (Goods and Services Tax): Typically charged at 5% on the total freight for bike transportation.
    • Extra charges for heavy bikes: Heavier bikes, such as cruisers, may incur additional fees ranging from ₹500 to ₹1,500.
    • Interstate transport surcharge: An additional surcharge will apply for interstate transport ranging from ₹300 to ₹1,000, depending on the location.

    Note: These charges are approximate and may vary depending on the specific railway zone, type of train and exact distance travelled. Always confirm with the railway authorities before booking.

    Role of bike insurance for bike transport by train

    Comprehensive two-wheeler insurance plays an important role when transporting your bike by train. It protects your bike from damage, theft or loss during the journey. Even if the railway staff handles your bike carefully, accidents can happen. Having valid insurance gives you financial safety and peace of mind. Before sending your bike, check that your insurance covers transport or get temporary coverage for the trip. This way, you can be sure that your bike is protected while moving safely to your destination.

    Conclusion

    Transporting your bike by train is one of the easiest and most affordable ways to move it safely. You just need to follow the right transportation steps. Make sure to reach the station early to avoid any last-minute rush. Always check your bike’s condition when you receive it at your destination.

    Having comprehensive bike insurance can help you cover any damage during transit. If you need help finding the right two-wheeler insurance, fill out the form on this page. Our experts will help you choose the ideal policy..

    FAQs

    1. Can I send any bike by train?

    Most motorcycles and scooters can be transported by train. Make sure your bike is in good condition and properly packed for safety.

    2. Should we buy a special ticket while transporting the bike?

    You need to book a bike parcel or luggage ticket at the train station. This allows you to transport your bike safely.

    3. How do I get my bike to the destination?

    Go to the station’s parcel office when your train arrives. Show your documents, check your bike for damage and then take it home.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bajaj Platina 100 Specs & Price

    by mohit bohra | May 02, 2025

    Are you looking to buy a commuter bike that combines affordability, comfort and reliability? Then you should know about Bajaj Platina 100. It has a 102 cc engine that delivers impressive fuel efficiency and a smooth four-speed transmission.

    It is also designed to ride easily through city and rural roads. Read on to discover the details that make the Platina 100 an excellent pick.

    Platina 100 price

    Let's explore the affordability of the Bajaj Platina 100—a bike that strikes the perfect balance between cost and quality.

    • Price: Approximately ₹68,890 (approx.)(ex-showroom price in Delhi)
    • Budget-friendly choice: An excellent option for those seeking a dependable and cost-effective commuter bike.

    Platina 100 specifications

    This model is engineered for excellence. With a strong engine and advanced mechanics, here are some of the stand-out Platina 100 specifications that showcase its exceptional performance:

    • Engine: 102 cc air-cooled engine
    • Power: Delivers 7.79 bhp @ 7,500 rpm
    • Torque:34 Nm @ 5,500 rpm
    • Transmission: 4-speed manual for smooth gear shifts
    • Top speed: Reaches up to 90 kmph
    • Fuel efficiency: Offers a mileage of 75 kmpl as reported by owners

    Platina 100 features

    The Bajaj Platina 100 is designed to make every ride safe, comfortable and hassle-free. From better visibility to rider-friendly ergonomics, here are some of the key Platina 100 features:

    • Visibility: Equipped with Daytime Running Lights (DRLs)
    • Comfort: Long seat and rubber footpads to reduce rider fatigue
    • Safety: Combined Braking System (CBS) and drum brakes for reliable stopping power
    • Handling: Lightweight design with a kerb weight of 117 kg
    • Capacity: Fuel tank holds 11 litres, with an additional 2 litres reserve capacity
    • Practicality: High ground clearance of 200 mm, suitable for Indian roads.

    Conclusion

    The Bajaj Platina 100 is an affordable, reliable and practical choice for daily commuting. However, safety should always come first. Wear protective gear, follow speed limits and carry the necessary documents, including your Registration Certificate (RC), Driving Licence (DL) and a valid third-party bike insurance policy.

    For added protection, a comprehensive bike insurance plan covers risks such as accidents, theft and damage, providing peace of mind and financial security.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bajaj Freedom Price & Specifications

    by mohit bohra | May 02, 2025

    Are you in the market for a two-wheeler that does not just promise affordability but also delivers on performance and reliability? The Bajaj Freedom 125 might just be what you need.

    Read on to discover this bike's features, cost and other attributes that make it an excellent option for daily commuting and beyond.

    Bajaj Freedom price

    The Bajaj Freedom 125 is priced competitively, making it a great option for budget-conscious buyers.

    • Price range: The Bajaj Freedom price starts at ₹90,272 and goes up to ₹1,10,000 (approx. ex-showroom price Delhi).
    • Value for money: The bike’s pricing ensures performance and quality without compromising cost-effectiveness.

    Bajaj Freedom specifications

    The Bajaj Freedom 125 is built to deliver a smooth and efficient ride. Its engine, transmission and hybrid fuel system make it a reliable choice for both city commutes and long-distance travel.

    Here are some of the standout Bajaj Freedom specifications:

    • Engine:58 cc, four-stroke, air-cooled
    • Power Output:5 PS @ 8000 rpm
    • Torque:7 Nm @ 5000 rpm
    • Transmission: 5-speed manual for smooth performance in city and highway rides
    • Fuel Capacity: Hybrid system with a 2-litre petrol tank and a 2 kg CNG capacity
    • Mileage: Owner-reported 91 kmpl with an estimated riding range of 330 km

    Bajaj Freedom features

    Bajaj Freedom features are very practical. They enhance safety, comfort and convenience. The bike is designed with features that offer a smooth riding experience while keeping essential utilities within easy reach.

    • Instrumentation: Digital instrument console for a modern look.
    • Safety:
      • Braking System: Combined Braking System (CBS)
      • Brakes: Drum brakes at the front and rear for reliable stopping power
    • Dimensions:
      • Weight:8 kg
      • Seat Height: 825 mm
      • Ground Clearance: 170 mm
    • Convenience Features:
      • USB charging port for easy device charging
      • Hazard warning indicator lights for enhanced safety
      • Electric start for quick ignition
      • Daytime Running Lights (DRL) for better visibility

    Conclusion

    This bike is popular for its affordable price and effective performance. It is suited for both novice and expert riders. When riding a bike, ensure you wear protective gear, stay within speed limits and acquire all relevant documentation like the Registration Certificate (RC), valid driving license and third-party bike insurance.

    For enhanced safety, consider acquiring comprehensive bike insurance. This can protect your bike against theft, damage, and third-party liabilities. Comprehensive two-wheeler insurance provides financial security and peace of mind when riding.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Must-Have Motorcycle Gear

    by Almog Ramrajkar | May 02, 2025

    There's nothing like the thrill of hitting the open road on your motorbike. Whether driving through beautiful country roads or navigating city streets, riding a motorbike is an exciting experience. However, safety should always be your top concern.

     

    While some riders want to take a casual approach to short trips, experienced bikers know that safety gear isn't optional—it's important for every journey, no matter the distance. Having the right motorcycle gear isn't just about legal compliance; it's about ensuring your safety on the road.


    Must-have motorcycle gear for your next ride

    Today's protective equipment combines cutting-edge safety features with sleek, stylish designs that make you look as good as you feel on your bike. Let's explore the must-have motorcycle riding gear every rider should own.

     

    • Helmet: Your trip starts with a quality helmet, as protecting your head is non-negotiable. Full-coverage helmets offer the best safety for both your head and face.

     

    • Riding gloves: They are another important piece of a riding kit. In the event of a fall, our natural reaction is to break our fall with our hands. Quality riding gloves, especially waterproof ones, protect against possible injuries and protect your hands from wind and heat during long-distance travel.

     

    • Riding pants: Many riders ignore the value of proper riding pants, often thinking regular jeans provide sufficient protection. However, speciality riding pants offer better support for your knees, legs, and rear.

     

    • Riding jackets or body armour: Modern jacket companies design their products with integrated padding that helps protect your knees, shoulders, and back. Some even feature airbag technology for added safety. Additionally, they keep you warm and add a touch of style!

     

    • Boots: Motorcycle boots provide important ankle safety and better grip on the road. Remember to wear proper boots that offer comfort and strength.

     

    • Motorcycling goggles: These provide additional protection for your eyes, even when wearing a helmet. They prevent dust, dirt, and insects from interfering with your view, ensuring a safer ride.


    Conclusion

    While investing in quality motorbike gear might seem expensive initially, it's a small price to pay for your safety. Remember, these things aren't just decorations – they're important tools that could save your life. Choose gear that fits well and matches your riding style, and never skimp on quality when it comes to safety equipment.

     

    While safety gear forms your first line of defence, comprehensive bike insurance provides crucial financial protection for you and your bike. A robust bike insurance policy covers possible damage to your motorbike and protects you against crashes and liabilities on the road. Consider it the final piece in your safety plan—one that works alongside your protective gear to give you peace of mind during every ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Dirt Biking: Essential Details to Know

    by Almog Ramrajkar | May 02, 2025

    Dirt bike racing is one of the most exhilarating sports in the world. Whether you're new to dirt biking or looking to take your riding to the next level, understanding and mastering the basics of this exciting sport is essential for success. Read on to discover the key aspects of this sport.


    What is dirt bike racing?

    At its core, dirt bike racing is more than about motorbikes speeding around on dirt roads. It tests people and machines against difficult terrain, weather conditions, and fellow participants. From high-flying motocross jumps to endurance races through thick woods, it offers something for every type of rider.

     

    Dirt biking comes in several exciting forms, each offering a unique experience, including:

     

    • Motocross (MX): It takes place on open tracks covering 1-3 miles. These tracks feature natural and man-made landscapes with hills, jumps, and whoops. Races consist of two rounds called "motos," each lasting 12-30 minutes plus two laps. All racers in a class start simultaneously at a starting gate.

     

    • Supercross (SX): It is similar to motocross but generally takes place in stadiums and halls. The tracks are more compact, with bigger jumps and shorter straights. Riders can go up to 35 feet in the air and cover lengths of 70 feet—making it a spectacular event for the audience.

     

    • Hare scrambles or cross-country (XC): These races occur in wild landscapes over 3 to 8 mile routes. They involve difficult hurdles like rocks, water crossings, and high hills. Racers start in rows based on class, with 30-second gaps between groups.

     

    • Enduro racing: It takes different forms, including standard timekeepers, restarts, and sprint enduros. These lengthy races, sometimes reaching 100 miles, include off-road and paved parts. Riders must follow specific time plans and pass through checkpoints along the way.


    Conclusion

    Dirt bike racing offers a unique feeling of excitement and personal success, even at the beginner level. It's not just about racing—it’s about pushing yourself beyond your comfort zone. Whether you choose the high-flying action of motocross or the stamina challenge of hare scrambles, the sport has something to offer for every kind of rider.

     

    While standard bike insurance might cover your bike for street use, race events typically require specialised coverage. Many normal insurance plans exclude race or sporting events from their benefits. That's why looking into specific off-road or competition bike insurance plans that cover your bike and possible medical costs during race events is important. Before hitting the track, take time to understand your insurance needs and choices – it's an investment in peace of mind that lets you focus on what matters most.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Bikes Under 1.5 Lakh 2024

    by Almog Ramrajkar | May 02, 2025

    Motorcycles are becoming increasingly popular, but finding the right bike that checks all your boxes can be quite a task. With more options available in the Indian market than ever before, purchasing a bike that meets your requirements and budget has never been easier.

    We’ve compiled a list of the best bikes under 1.5 lakh for 2024. Whether you’re an enthusiast, adventurer, or daily commuter, there’s a perfect bike out there for you! Read on to discover the best two-wheelers that deliver unbeatable performance and quality on a budget.


    Top Bikes Under 1.5 Lakh in India

    India is home to many of the best bikes under 1.5 lakh that can meet your specific needs. This section outlines the features of some top options:

    1.     Bajaj Pulsar NS200

    A street bike, the Bajaj Pulsar NS200, has remained a favourite for young riders seeking a blend of power and style. It’s available in three variants and four colour options, with the Pulsar NS200 Single Channel ABS variant starting at Rs. 1,42,060. This bike is a beast on the road with a 199.5cc, liquid-cooled engine producing 24.5 PS of power.

    Pros:

    • Powerful engine
    • Excellent handling
    • Sporty design

    2.     Hero Xpulse 200

    This dual-sport adventure touring model is a head-turner. Riders couldn't buy a dual-sport bike under 1.5 lakh rupees in India until the launch of the Hero Xpulse 200, which changed the game completely. The bike is India’s most affordable dual-sport motorcycle.

    With its 199cc single-cylinder engine, the motorcycle can reach a maximum power of 17.8 BHP at 8,500 RPM. Available in five different colours, the Hero Xpulse 200 stands tall and has great clearance.

    Pros:

    • FI engine
    • Solid build quality
    • Long suspension travel

    3.     TVS Apache RTR 200 4V

    The list of top bikes for 1.5 lakh or less in India can’t be complete without the TVS Apache RTR 200 4V. It’s recognised as one of the best-selling naked street motorcycles with a 200cc engine.

    Moreover, the bike’s features, like ride modes (Urban, Sport, Rain), a slipper clutch for smoother downshifts, and SmartXonnect Bluetooth connectivity for real-time vehicle data, make it the best deal you can have in this price range. Both racing gloss black and white are available for the TVS Apache RTR 200 4V.

    Pros:

    • Looks great
    • Ride modes for varied conditions
    • Advanced Bluetooth connectivity

    4.     Royal Enfield Hunter 350

    One of the oldest motorcycles in the Indian market, Royal Enfield’s Hunter 350, is the most affordable Enfield you can buy. With a 349cc engine producing 20.4 PS, it’s perfect for riders who love a relaxed yet engaging ride.

    Moreover, the motorcycle’s retro styling and contemporary features, like a semi-digital console and LED lighting, make it a standout option. You can purchase this extraordinary bike for approximately Rs. 1.49 lakh.

    Pros:

    • Classic design with modern touches
    • High torque output
    • Comfortable ride quality

    5.     Hero Xtreme 125R

    For those who value comfort and style in a sporty package, the Hero Xtreme 125R is a great option. With an impressive 66 kmpl mileage and a fuel-injected engine, this bike is ideal for navigating the city’s traffic. The motorcycle comes in two variants and three attractive colours, with a starting price of Rs. 95,000.

    Featuring a sporty design, LED lighting, a fully digital instrument cluster, and comfortable ergonomics, the Hero Xtreme 125R is the perfect bike for long rides.

    Pros:

    • Stylish and sporty design
    • Feature-rich for its segment
    • Excellent fuel efficiency

    6.     Suzuki Gixxer SF

    The Suzuki Gixxer SF is another fully-faired motorcycle available for under 1.5 lakh, offering a thrilling combination of style and performance. With two variants and six striking colour options, it exudes a sporty character that stands out on the road. Powered by a 155cc, fuel-injected engine, it delivers a smooth and responsive ride, producing 13.6 PS of power for an exhilarating performance.

    The bike's aerodynamic design, complemented by clip-on handlebars and sleek LED lighting, adds to its aggressive and modern appeal, making it a top contender in the sports motorcycle segment.

    Pros:

    • Stylish faired design
    • Smooth engine performance
    • Comfortable seating


    Conclusion

    Whether you're in the market for a sporty performer, a stylish commuter, or a dependable cruiser, there's a bike to suit your needs within your budget. Each of these bikes offers great value, delivering the performance and features you're looking for at an affordable price. No matter your type of bike, it is important to invest in the right two wheeler insurance policy upon purchase. With the right coverage, you'll be protected financially in case of theft, accidents, or repair needs, ensuring peace of mind on the road. This way, you can enjoy riding your vehicle without worrying about unforeseen expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 400cc Bikes in India 2026

    by Almog Ramrajkar | May 02, 2025

    For those looking for a performance-oriented bike, 400cc motorcycles are a good choice. These motorcycles strike a very good balance between fuel efficiency and power outputs and perform well within and outside urban settings.

    With a range of diverse options available, now is the perfect time to either purchase your first bike or upgrade your current one. Read on to explore some of the best 400cc bikes in India in 2025.


    List of 400cc Bikes in India

    The 400cc motorcycle segment has a strong presence in India, offering a perfect balance of power, performance, and affordability. Here are some of the best 400cc bikes in India:

    1.     Bajaj Pulsar NS400Z

    Inspired by Bajaj’s Pulsar NS DNA, this bike is built for adventure, combining solid performance with striking aesthetics. Its aerodynamic design and lightning bolt DRLs make it a head-turner.

    Powered by a liquid-cooled, four-stroke engine, the NS400Z delivers a strong 40 PS of power and 35 Nm of torque. Its projector headlamps ensure excellent visibility in dimly lit conditions. Whether you're tackling high-speed highways or navigating urban jungles, the NS400Z offers sharp handling and dependable safety features, including dual-channel ABS, upside-down forks, and Nitrox rear mono shocks.

    • Mileage: 34 kmpl (approx.)
    • Top Speed: 154 kmph
    • Kerb Weight: 174 kg

    2.     KTM RC 390

    The KTM RC 390 is among the best 400cc bikes in India for both the daily rider and the bike enthusiast. The RC 390 delivers a powerful 43.5 PS and 37 Nm of torque. Equipped with WP Apex suspension, disc brakes with dual-channel ABS, quick MTC intervention, and a quickshifter, this bike excels in handling tight corners and tackling the track, making it a good choice for those seeking dynamic riding experiences.

    • Mileage: 26 kmpl (approx.)
    • Top Speed: 170 kmph
    • Kerb Weight: 172 kg

    3.     Bajaj Dominar 400

    For riders who enjoy long-distance excursions, the Bajaj Dominar 400 is a formidable option. This bike provides the ideal mix of power and comfort for cruising thanks to its powerful 373.3cc engine, which produces 40 PS and 35 Nm of torque.

    The dual-channel ABS, overhead camshaft, upside-down forks, 10-step adjustable suspension, and clear white LED headlamp cluster make every ride smooth and secure. Whether you’re hitting the highways and their risky turns or taking detours from city traffic, the Dominar 400 is built to deliver.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 193 kg

    4.     Triumph Speed 400

    Like other bikes in the Triumph family, the Speed 400 stands out with its elegant design, rooted in British motorcycling heritage. This bike blends retro charm, a lightweight frame, modern performance, ergonomic seating, and an accessible price point.

    Among the top 400cc bikes in India, the Triumph Speed 400 is powered by a 398.15cc engine delivering 40 PS and 37.5 Nm of torque, ensuring a smooth and enjoyable ride. Its 43mm USD forks and gas mono-shock enhance rider comfort, making it perfect for both daily city commutes and leisurely weekend interstate journeys.

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 145 kmph
    • Kerb Weight: 176 kg

    5.     KTM 390 Adventure

    The KTM 390 Adventure takes you through rugged terrains and off-road thrills like a pro. Its single-cylinder engine produces a solid 43.5 PS and 37 Nm of torque. From tough trails to the open road, the 390 Adventure delivers excellent handling.

    With its lightweight frame, adjustable WP Apex suspension, superior ground clearance, and advanced traction control, this bike is your ticket to venturing into new terrain.

    • Mileage: 28 kmpl (approx.)
    • Top Speed: 155 kmph
    • Kerb Weight: 177 kg

    6.     Kawasaki Ninja ZX-4R

    The Kawasaki Ninja ZX-4R is designed for riders who demand high performance. Its 399cc inline-four engine generates 75 PS of power, producing an impressive high-rpm sound and delivering thrilling acceleration.

    Built for precision and razor-sharp responsiveness, the ZX-4R features a lightweight, compact chassis. Easily adjust the riding modes and let the bike handle the rest with its Showa suspension and a suite of rider aids, including traction control.

    The Kawasaki Ninja ZX-4R offers a riding experience like no other, whether on wide city roads or straightaways.

    • Mileage: 24.18 kmpl (approx.)
    • Top Speed: 200 kmph
    • Kerb Weight: 189 kg

    7.     Triumph Scrambler 400X

    The Triumph Scrambler 400X is not only stylish but also stands out in the 400cc segment for its ability to tackle a diverse range of terrains. Its 398.15cc liquid-cooled engine delivers a lively 40 PS and 37.5 Nm, offering a thrilling yet refined ride with a top speed of 160 km/h.

    Equipped with purpose-built off-road suspension, increased ground clearance, and dual-channel ABS, the Triumph Scrambler 400X combines ruggedness with agility. With its versatile design, this bike is the perfect companion for everything from off-road trails to city roads.

     

    • Mileage: 30 kmpl (approx.)
    • Top Speed: 160 kmph
    • Kerb Weight: 185 kg

     

    Conclusion

    400cc bikes offer an ideal balance of speed and power. Some are versatile, while others are built for electrifying adventures. Some feature ergonomic designs, while others boast a powerful, masculine look and feel. Some carry a sleek, futuristic design, while others charm with their retro build.

    Choosing the best 400cc bike in India depends on individual riding styles and preferences. However, owning a powerful bike comes with its risks. A two wheeler insurance policy provides financial protection for the rider or bike owner in the event of any unfortunate incident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 125cc Bike Models in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you're in the market for a new motorcycle that’s powerful, stylish, and budget-friendly, the latest range of 125cc motorcycles in India is worth exploring. These bikes are ideal for regular commutes to work and leisurely rides alike.

    They are fuel-efficient, offer great performance, and are easy to operate. With so many options available in the market, it is sometimes hard to decide which model is most suitable. Read on to explore the best 125cc bikes in India from 2024.


    List of 125cc Bike Models in India

    In India, the 125cc segment is best known for its versatility. Whether your priority is mileage or aesthetics, there’s a perfect bike for you.

      1.      TVS Raider 125

    TVS has shaken up the commuter bike segment with its Raider 125, offering a blend of functionality and sporty appeal. The sharp design and vibrant colour options make it a standout choice, whether navigating weekday traffic or heading out for a weekend adventure. Its sporty nature, combined with a commendable fuel economy, ensures it remains a top contender. Its features make it one of the best 125cc bikes in India.

    • 8cc, air and oil-cooled engine
    • Reaches a top speed of 99 kmph
    • Drum brake with synchronised braking technology
    • Mileage: 56 kmpl

     

    2.      Bajaj Pulsar NS125

    If you are a fan of Bajaj Pulsar’s iconic design but prefer a lighter and more affordable version, the NS125 might be worth looking into. Available in four classic colours in metallic shades, it is aimed at young riders looking for good performance without spending too much. Its aggressive yet nimble design and punchy engine make it popular among city users.

    • Advanced instrument console with Bluetooth and infinity twin-strip LED tail lamp
    • Has a 124.45cc, air-cooled, DTS-i engine, nitrox suspension, and anti-skid braking system
    • Reaches top speeds of 103 kmph and maximum power of 8.82 kW @8500 rpm
    • Mileage: 46.9 kmpl

     

      3.      Bajaj Pulsar 125

    The Pulsar 125 continues the legacy of Bajaj’s popular series with its practicality and attractive design. True to its lineage, the Pulsar 125 combines functionality, dependability, and a stylish appearance, making it a fantastic choice for daily use.

    • While the 124.4cc, air-cooled engine gives a power-packed performance, the quick anti-skid braking offers superior control
    • Features convenient split-grab rails and contoured, split-seats that keep you steady as the bike picks up top speeds of 99 kmph
    • Neon headlights for a better riding experience at night
    • Mileage: 50 kmpl

     

    4.      Honda SP 125

    The Honda SP 125 is a fusion of efficiency, practicality, and style. Renowned for its reliable engine and advanced features, this bike is ideal for modern riders seeking comfort, durability, and aesthetics – all in equal measure.

    • Features an ACG starter motor and 123.94cc, air-cooled engine; reaches top speed 100 kmph
    • Its 11.2L fuel tank features a bold and distinctive design
    • Features a digital display, LED lights, and uniquely positioned tail lamps
    • Mileage: 64 kmpl

     

    5.     Hero Glamour XTEC

    Hero has elevated the game with the Glamour XTEC, offering a blend of style, safety, and advanced features. With its superior riding experience, this bike is the complete package, earning its place among the best 125cc bikes in India.

    • Top-of-the-line features like Bluetooth navigation and a mileage indicator with an eco-mode
    • Focus on style and practicality with its 124.7cc, air-cooled engine and stylish fuel tank design.
    • Has a 5-speed gearbox and goes up to a top speed of 95 kmph
    • Mileage: 54 kmpl

     

    6.      Hero Xtreme 125R

    The Xtreme 125R is another standout addition to the Hero lineup. It blends sporty aesthetics with a powerful engine, making it a perfect choice for those who enjoy both city commuting and weekend-long rides.

    • A fuel-efficient 124.7cc, air-cooled engine that promises superior fuel economy.
    • Striking appearance featuring a sporty muffler cover and three classic colour tones to choose from
    • Spirited performance with a top speed of 95 kmph
    • Mileage: 66 kmpl

     

    7.      Keeway SR125

    Looking for something fresh? The Keeway SR125 might be the perfect match. Combining top-notch engineering with vintage charm, this robust yet simple Keeway bike is a hidden gem in the 125cc segment.

    • The unique retro theme makes for an appealing design that garners attention everywhere you go
    • Telescopic fork suspension at the front and preload-adjustable dual shock suspension at the rear
    • The 125cc, air-cooled engine offers robust power of approx 9.7 HP @9000 rpm and a top speed of 100 kmph
    • Mileage: 48 kmpl

     

    8.      Suzuki Burgman Street 125

    The Suzuki Burgman Street 125 stands out as one of the best 125cc bikes in India for both comfort and style. Designed as a maxi scooter, it offers a relaxed foot-forward riding position and a spacious footboard for added convenience. Featuring a stepped, dual-tone seat and a fully digital display, this sleek yet practical scooter is perfect for riders who appreciate both utility and flair.

    • The 124cc, air-cooled, BS6 engine is part of an “easy smart system” with start and stop switch
    • A Bluetooth-enabled digital console guides you as you pick up a top speed of 95 kmph
    • The display even informs you about your phone battery levels as you travel
    • Mileage: 58.5 kmpl

     

    9.      Hero Passion Xtec

    The Hero Passion Xtec is available in two variants, both equipped with low-fuel consumption technology for greater efficiency. Its standout features include Bluetooth connectivity, a digital meter console, LED headlamps, and service reminders, adding both convenience and style. Choose from two matte colour options paired with grey accents for a modern, sleek look.

    • This 117 kg bike contains a 113.2cc, BS6 engine
    • Equipped with Hero’s innovative i3S technology
    • The Hero Passion Xtec comes with a 10L fuel tank optimised to enhance fuel consumption and deliver impressive mileage, making it an optimal choice for both daily commutes and longer rides.
    • Mileage: 60 kmpl

     

    10.  TVS Ntorq 125

    Featuring a sporty look and delivering high performance, the TVS Ntorq 125 set new benchmarks in the 125cc segment. Tailored for young riders who value style and individuality, this scooter features a sleek design.

    • The aerodynamic design of the bike is inspired by stealth aircraft, allowing it to reach top speeds of 95 kmph
    • Features an air-cooled 3-valve 125 CVTi-Revv
    • The bike’s digital instrument cluster enhances the appeal of its smart, modern look
    • Mileage: 48.5 kmpl

     

    Conclusion

    The 125cc segment offers something for every rider. When choosing the best 125cc bike in India, it’s easy to get caught up in the details, but it’s important to focus on what matters most to you—mileage, design, performance, and other key features. And, of course, always remember to protect yourself with comprehensive two wheeler insurance for a safe and worry-free ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes in India 2024

    by Almog Ramrajkar | May 02, 2025

    If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

    Here’s our take on seven of the best bikes for touring in India from 2024.

     

    List Of Best Adventure Bikes in India

    The right bike makes or breaks a journey. Here are some great options to consider:

    1.      Ducati Multistrada V4 RS

    Starting Price: ₹38.40 Lakhs (Subject to change)

    At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

    Key Features:

    • Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
    • Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
    • Sporty yet versatile, the bike goes up to a top speed of 180 kmph
    • Its fuel capacity of 22 litres makes it ideal for long-distance drives

    From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

    2.     BMW R 1250 GS

    Starting Price: ₹20.55 Lakhs (Subject to change)

    The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

    Key Features:

    • 20-litre fuel tank and BMW’s signature shift cam
    • 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
    • Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
    • Keyless riding, dual-channel ABS, hill start control

    Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

     

    3.      Harley-Davidson Pan America 1250

    Starting Price: ₹27.64 Lakhs (Subject to change)

    Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

    Key Features:

    • Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
    • 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
    • Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
    • Top-tier safety features like vehicle hold control, electronically linked braking, and more

    Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

    4.      Triumph Tiger 900 Rally Pro

    Price: ₹15.95 Lakhs (Subject to change)

    The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

    Key Features

    • Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
    • Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
    • Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
    • Full-colour 7” TFT for brilliant display under various lighting conditions

    The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

    5.      Aprilia Tuareg 660

    Starting Price: ₹18.85 Lakhs (Subject to change)

    Inspired by rally racing, the Italian wonder, Aprilia Tuareg 660, is a lightweight yet powerful middleweight adventure bike that’s perfect for different Indian terrains. Its superior control features enable easy handling on different kinds of surfaces. This sports bike has two variants, and its performance makes it a favourite choice among those looking for the best adventure bikes in India to fulfil their off-roading dreams.

    Key Features:

    • 659cc parallel twin engine with 79.12 bhp of power and 6-speed manual transmission
    • Fully adjustable Kayaba suspension
    • 18-litre fuel tank and spoke-rimmed wheels
    • An impressive top speed of 198 kmph and kerb weight of 204 kg

    This bike is ideal for beginners of adventure biking and those looking to take on varied riding experiences.

     

    6.      Honda CRF1100L Africa Twin

    Starting Price: ₹15.97 Lakhs (Subject to change)

    The Honda CRF1100L Africa Twin combines head-turning style with unmatched performance. Its 1100cc liquid-cooled 4-stroke SI engine offers immense power, making it the perfect companion for adventurous journeys. This bike’s premium features and bold design place it among the best bikes for touring in India.

    Key Features:

    • Powerful engine that delivers 73.0 kW at 7500 rpm and 103 Nm torque at 6000 rpm
    • Dual-channel ABS for on-road and off-road; the front and rear have inverted Showa suspensions
    • Massive 24.5-litre fuel tank to tackle long trips easily
    • Easy to navigate and manoeuvre with its steering lock going 43 degrees on either side

    This comfortable and capable bike is a popular option in adventure biking for its convenience of use and well thought-out safety features.

    7.      KTM 390 Adventure

    Price: ₹3.38 Lakhs (Subject to change)

    With its Dakar Rally-inspired design, the KTM 390 Adventure is a capable and budget-friendly option in the world of adventure biking. With its lightweight make and innovative features, this bike is perfect for riders stepping into the adventure segment for the first time.

    Key Features:

    • The 373cc single-cylinder engine is compact and produces 43.5 ps of power
    • Long travel suspension for off-road capability and dual-channel ABS
    • Lightweight design for better handling; a detachable steel trellis subframe for handling luggage
    • The precise design and placement of the exhaust ensures the rider does not lose balance easily

    The KTM 390 Adventure is arguably among the best adventure bikes in India within a convenient price range.


    Conclusion

    Adventure biking in India is more than just a journey; it’s about the stories you create, the landscapes you conquer, and the memories you cherish. The curated list above highlights exceptional options from the market, each designed to deliver an unforgettable travel experience.

    While investing in the best adventure bike in India, ensure it is protected with comprehensive bike insurance. It’s not just about covering damages—it’s about guaranteeing peace of mind on every ride. The most exciting adventures are just around the corner!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How To Transport Bike Using Trains?

    by Almog Ramrajkar | May 02, 2025

    Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

    So, let us get into the details of how to transport a bike from one state to another in train.


    Different Ways of Bike Transportation in India

    Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

    • Parcel Transport

    A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

    • Visiting the parcel office in advance to complete the booking.
    • Provide your ID and bike's registration for documentation.
    •   Packing the bike to prevent damage, which might include professional services at some stations.
    • Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.
    • Luggage Transport

    It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

    The steps include:

    •     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
    •     Showing necessary documents like your travel ticket and bike’s registration.
    •     Preparing and securely packing your bike, with potential inspections for compliance.
    •     Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.


    How to Book a Bike Parcel in the Train?

    •   Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
    •     Carry the Necessary Documents:

    ➢      A valid government-issued ID.

    ➢      The bike's registration certificate and a photocopy.

    ➢      Proof of insurance.

    ➢     Pollution Under Control (PUC) certificate.

    •     Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
    • Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
    •   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

     

    Booking Your Bike as Luggage

    1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
    2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
    3. Check-in at the Luggage Office:
    •     Locate the luggage office and submit the journey ticket along with your bike’s documents.
    •     Pay the required luggage fee based on the bike’s weight and distance.
    1. Follow Packing and Labelling Procedures:
    •     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
    •     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.
    1. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
    2. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.


    What are the Documents Required For Bike Transport By Train?

    •     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
    •     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
    • Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
    • PUC Certificate: Needed to show your bike meets environmental standards. 
    • Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
    •     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.



    What are the Bike Parcel Transport Rules Issued by Indian Rail?

    •     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
    •     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
    •     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
    •     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
    •     Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

     

    What is the Cost of Transporting a Bike by Train and How is it Calculated?

    Transporting a bike by train in India involves specific costs based on a few factors. These are:

    •   Packing Cost: Ranges between INR 300 and INR 500. It covers the expenses of materials and labour needed to securely pack the bike.
    •   Insurance Charges: Insurance is generally included in the parcel cost. However, an additional charge of 1% of the excess value is applied if the bike’s declared value exceeds INR 10,000.
    • Delivery Cost: You need to consider the weight of the bike and the distance it will travel to calculate the cost of transporting it accurately. Indian Railways categorises bikes based on their weight for parcel charges:
    •   Adult Bicycle: Up to 40kg
    •   Adult Tricycle: Up to 100kg
    •   Motorcycle (Up to 60 CC): Up to 100kg
    •   Motorcycle (61 to 349 CC): Up to 200kg
    •   Motorcycle (350 CC or more): Up to 250kg

    Here is how the delivery cost is determined for different services based on a given distance and weight category:

    1.      Choose the appropriate category based on the bike’s CC or type.
    2.     Determine the scale rate applicable to your train type. For example:
    •   Rajdhani: ₹32.426 per 10 kg
    •       Premier: ₹21.617 per 10 kg
    •       Standard: ₹10.809 per 10 kg
    •       Luggage: ₹38.91 per 10 kg
    1.      Calculate the freight for the entire weight over the specified distance. Multiply the rate per 10 kg by the total weight of the bike divided by 10, then by the number of kilometres.
    2.      Add GST: Typically 5% of the calculated freight.

    Here is an example of transporting a 100 kg bike over 749 km in a luggage compartment:

    •   Base rate (per 10 kg for luggage): ₹38.91
    •       Total cost: (₹38.91 x 10) x 749/10 = ₹2914.299
    •   Add GST (5%): ₹2914.299 x 0.05 = ₹145.715
    •   Total estimated cost: ₹2914.299 + ₹145.715 = ₹3060.014 (rounded)


    Conclusion

    Transporting your bike by train is an affordable and convenient choice. Understanding the process and having the right documents will help ensure a smooth transport. You should also not overlook securing comprehensive two wheeler insurance for financial protection during transit. It can help cover theft and other damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Motor Bike Accidents: Quick Recovery Tips

    by Almog Ramrajkar | May 02, 2025

    Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

    What to Do After a Bike Fall?

    When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

    Guide For Victims

    Do the following if you are not seriously injured in the accident and can manage things yourself.

    • Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
    • Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
    • Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

     

    • Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
    • Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

     

    What Witnesses Can Do?

    • Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
    • First Aid Actions:
    • Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
    • Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
    • Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
    • Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
    • Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
    • Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

     

    Possible Injuries in Bike Accidents

     

    Bike accidents can result in a diverse range of injuries, and they vary greatly in severity and long-term impact. Let us take a closer look —

    • Head Injuries

    (i) Concussions and Traumatic Brain Injuries (TBI): Riders may suffer head injuries ranging from mild concussions to severe brain damage even with a helmet. Symptoms include confusion, vomiting, headaches, and temporary loss of consciousness.

    (ii) Intracranial Hematomas: Severe impacts can cause blood clots inside the skull, which are life-threatening and require immediate medical attention.

    • Spinal Cord Injuries

    Fractures and Dislocations: The spine can suffer from fractures or dislocations after a high-impact crash. It can potentially lead to permanent paralysis or other neurological impairments.

    • Facial Injuries

    (i) Fractures: Impacts can lead to broken noses, jawbones, or cheekbones, sometimes resulting in disfigurement.

    (ii) Dental Injuries: Lost or broken teeth may require surgical intervention or long-term dental repair.

     

    • Limb Injuries

    (i) Fractures: Arms, legs, wrists, and collarbones are particularly vulnerable. Simple fractures that need casting, while complex ones often need surgery.

    (ii) Road Rash: Skin abrasions caused by sliding on the pavement range from superficial to severe, requiring medical care.

    • Additional Injury Insights

    (i) Broken Bones: Bones like the pelvis, femur, and ribs are prone to breaking, often leading to internal injuries.

    (ii) Compartment Syndrome: Pressure build-up in muscle compartments can decrease blood flow and may require surgical intervention.

     

    First Aid Tips After a Bike Accident

     

    Providing first aid to the victim following a motorbike accident is critical. Here is how to do it properly —

    • Control Bleeding:

    (i) Apply firm pressure using a clean cloth or bandage.

    (ii) Elevate the injured body part above heart level if possible to reduce blood flow to the area.

    • Prevent Shock:

    Keep the injured person warm with blankets and reassure them to minimise trauma-induced shock.

    • Handle Fractures and Dislocations:

    Use splints or slings to immobilise the area. Avoid attempting to realign dislocated joints or compound fractures.

    • Manage Cuts and Grazes:

    (i) Rinse wounds with clean water or cover them with a sterile dressing to prevent infection.

    (ii) Cover the cleaned wound with a sterile, non-adherent dressing to protect it from infection.

    • Manage Head Injuries:

    (i) Keep the injured person still and quiet. Call emergency services if symptoms like confusion or vomiting appear.

    (ii) CPR: Perform CPR only if you are trained, and it is necessary—when the injured person is not breathing or their heart has stopped.

     

    Motor Bike Safety Tips

     

    Safety should be your top priority when riding. Here are some practical tips to ensure your rides are enjoyable and safe:

    • Maintain safe distances from other vehicles to allow reaction time.
    • Wear proper gear, including helmets and reflective clothing, for visibility and protection.
    • Adhere to traffic rules, avoiding sudden stops and over-speeding.
    • Regularly maintain your bike, checking brakes, tyres, and lights.
    • Avoid distractions like mobile phones while riding.
    • Be mindful of road conditions such as potholes and wet surfaces.
    • Respect pedestrians and give way at crossings.

     

    Conclusion

     

    Riding a motorbike involves certain risks, but being well-prepared and informed can help minimise their likelihood and impact. While equipping yourself with the right gear and knowledge is essential to prevent or protect yourself against accidents, two wheeler insurance is also equally important to have a cushion of safety. It covers repair costs, theft, and other losses, offering you peace of mind. Two-wheeler insurance also provides liability protection, covering expenses related to damages or injuries caused to others in an accident. Remember, true safety means not only preventing accidents but also being prepared for unexpected situations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Engine Oil for Bikes: Which One is Best?

    by Almog Ramrajkar | Apr 30, 2025

    Choosing the right engine oil not only impacts the efficiency of your bike but also ensures its longevity. Just as the right suspension system ensures a motorcycle handles well on tight turns and rough surfaces, the right engine oil ensures optimal operation under various riding conditions. It also reduces wear, helps manage engine temperature and keeps your engine clean.

    Let us understand the different types of engine oil for a bike.


    Different Types of Engine Oil For Bike

    Engine oils are vital for maintaining the health and performance of motorcycle engines. There are three main types of engine oil for a bike, and each offers unique properties and advantages.

    Let us take a look at them:

    1. Mineral Oil

    Mineral oil is the most basic form of engine oil, derived directly from refined crude oil. It is suitable for low-performance engines or motorcycles that operate under normal conditions. While it’s cheaper due to its less complex refining process, it needs to be changed more frequently. Mineral oil offers reliable performance in mild weather conditions but may not ensure complete protection in more demanding environments.

    Pros:

    • Cost-effective: Cheaper than synthetic blends or fully synthetic oils.
    • Sufficient Protection: Provides adequate lubrication for less demanding conditions.

    Cons:

    • Frequent Changes Needed: It degrades faster than synthetic oils and requires more regular replacements.
    • Limited Protection in Extreme Conditions: Not ideal for high temperatures or severe riding conditions.

    Ideal for:

    • It is good to use on new motorcycles during their initial break-in period.
    • It also suits older or classic bikes that do not require complex formulations.
    • It can be used on bikes for light commuting in mild weather conditions. 

    2. Semi-Synthetic Oil

    Semi-synthetic oil is a blend that combines the better aspects of mineral and synthetic oils. It is designed to provide improved protection and efficiency than mineral oil, especially in varying temperatures and more demanding riding conditions. This type of oil is suitable for moderate-performance bikes and offers a good balance of protection and affordability.

    Pros:

    • Better Protection: Semi-synthetic oil offers better lubrication and thermal stability than mineral oil.
    • Cost-Effective: It is less expensive than fully synthetic oil while also providing improved protection and longevity.

    Cons:

    • Price: This type of oil is slightly more costly than mineral oil.
    • Overqualified for Minimal Use: It may not be cost-effective for occasional riders. 

    Ideal for:

    • Semi-synthetic oil is a good choice for regular riders who experience both urban commuting and occasional long-distance tours.
    • It is suitable for mid-range motorcycles and those operating in a variety of environmental conditions.

    3. Fully Synthetic Oil

    Fully synthetic oil is engineered for high-performance and heavy-duty use. It provides the best level of protection against heat, wear, and deposits, ensuring the engine runs smoothly, even in tough conditions. Synthetic oil has a higher viscosity index and better chemical stability, and it is designed to perform in extreme temperatures.

    Pros:

    • Superior Performance: Fully synthetic oil maintains performance and protection at both high and low temperatures.
    • Extended Drain Intervals: Longer intervals between oil changes due to improved degradation resistance.
    • Optimal Engine Cleanliness: It reduces the build-up of sludge and other deposits. 

    Cons: 

    • Cost: Fully synthetic oil is significantly more expensive than mineral or semi-synthetic oils.
    • Underutilised in Low-Performance Bikes: It is not necessary for engines that do not endure harsh conditions. 

    Ideal for:

    • Fully synthetic oil is ideal for high-performance sports bikes and racing motorcycles.
    • Suitable for motorcycles used for aggressive, long-distance riding in extreme weather conditions.

    4. Specialised Oils

    These specialised formulations cater to unique engine requirements and help address specific operational challenges. They include two-stroke and four-stroke engine oils. Two-stroke engine oils are designed to be mixed with fuel and burned in the combustion process. They provide the necessary lubrication for two-stroke engines. This is a critical distinction from four-stroke oils, which circulate within the engine but are not designed to burn. Additionally, some oils come with additives designed to prevent sludge and protect older engines.

    Pros:

    • Targeted Solutions: Specialised oils are formulated to address specific engine problems like corrosion, oxidation, and wear.
    • Enhanced Performance: Enhances engine performance such as increased horsepower or improved fuel efficiency.

    Cons: 

    • Limited use: Specialised oils are not suitable for all types of bikes.
    • Cost Variability: They can also be more expensive due to specialised additives.

     

    Conclusion

    Selecting the ideal engine oil for your motorcycle is more than just keeping the engine running. It is also about improving the bike’s performance and extending its lifespan. Regular oil changes and adhering to the right oil specifications are necessary to maintain efficiency and prolong engine life.

    Similarly, comprehensive 2-wheeler insurance and add-ons like engine cover ensure maximum coverage in the event of damages, accidents, or theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Essential Motorcycle Touring Gear for a Safe Ride

    by Almog Ramrajkar | Apr 30, 2025

    Motorcycle touring is the perfect way to explore new destinations while enjoying the thrill of the open road.

    However, a successful and safe trip isn’t just about hopping on your bike and riding off. Packing the right motorcycle touring essentials can make all the difference while on a journey. To help you prepare, we’ve compiled a comprehensive list of essential gear for motorcycle riding that every rider should carry for safety, convenience, and comfort.

     

    Motorcycle Touring Essentials You Should Carry

    Here are some bike touring essentials you should definitely pack:

    1. Helmet and Riding Gear

    • Helmet: A quality helmet is non-negotiable.
    • Riding Jacket and Pants: Choose gear with proper padding and ventilation for protection and comfort.
    • Gloves: Full-finger gloves offer a better grip and protect your hands in varying weather conditions.
    • Riding Boots: Sturdy, waterproof boots provide safety and comfort on long tours.

    2. Navigation Tools

    • GPS Device/Smartphone Mount: A reliable navigation tool ensures you stay on track without fumbling for directions. A waterproof mount or GPS device is ideal for unpredictable weather.
    • Offline Maps: Always carry paper maps or download offline maps as a backup.

    3. Tool Kit and Spare Parts

    • Basic Tool Kit: Carry a compact tool kit, including wrenches, screwdrivers, pliers and spare parts for quick fixes.
    • Tyre Repair Kit: A good tyre repair kit is vital for addressing punctures during your journey. Don't forget a portable air pump or CO2 inflator.

    4. Luggage and Storage Solutions

    • Saddlebags and tank bags: Choose waterproof saddlebags, tank bags, or tail bags for organised storage.

    5. Safety and Emergency Essentials

    • First Aid: In an emergency, a first aid pack can save lives.
    • Lighting and Reflective Accessories: Add extra lights or reflective tape to your bike and gear to stay visible during night rides or low-visibility conditions.
    • Emergency Contacts: Keep a list of addresses and phone numbers for emergencies.

    6. Personal Comfort Items

    • Hydration Pack: A hydration backpack ensures easy access to water.
    • Snacks and Energy Bars: Quick energy boosts when you need them the most.
    • Sunglasses or Goggles: Helps protect your eyes from the sun, dust, and wind.

    7. Electronics and Charging Devices

    • Power Bank: Keep your devices charged on the go.
    • Action Camera: Capture your journey with a camera mounted on your helmet or bike.

     

    Conclusion

    From protective gear to emergency tools, packing the right motorcycle touring essentials will prepare you for any situation on the road. With proper planning, essential gear for motorcycle riding and the security of two-wheeler insurance, you’re set to conquer the road and create unforgettable memories. So, gear up, plan wisely and let the adventure unfold!


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How to Clean Your Bike Chain

    by Almog Ramrajkar | Apr 30, 2025

    Have you ever felt like your bike is holding you back, no matter how hard you pedal? It could be due to a dirty chain that restricts your bike’s efficiency. Just as precision engineering upgrades any machine’s performance, a well-maintained bike chain elevates your bike riding experience. A clean and well-lubricated chain ensures that each pedal stroke is transformed into smooth and efficient motion. It helps propel you with less effort and greater speed. The agility and responsiveness of your ride greatly depend on the condition of your chain, regardless of whether you are driving through city streets, mountain trails, or open highways.

     

    Here’s a breakdown on how to clean bike chain so that you have the best experience on every adventure.

     

    Step-by-Step Guide On How To Clean Your Bike Chain

    Dirt, grit, and grime damage your bike more than you imagine. They diminish efficiency and necessitate costly repairs. Here is how you can clean your bike’s chain, step by step:

     

    Tools and Setup: Prepare your workspace by laying out all necessary tools and cleaning solutions. You will need a quality degreaser, a chain scrubber or a set of brushes (a large brush for general cleaning and a smaller, detail-oriented brush for tough spots). You will also need a bucket of soapy water, clean rags, and bike-specific lubricant. Setting up in a well-ventilated area will help avoid inhaling fumes from the degreaser.

     

    Step 1: Degrease Your Chain

     

    • Choosing the Right Degreaser: These degreasers break down oils and residue effectively without damaging the metal or harming the environment.

     

    • Application Techniques: If using a chain cleaning tool, fill it with a degreaser, attach it to the chain, and pedal backwards to allow the tool's brushes to clean thoroughly. If you are using a manual method, dip your brush in the degreaser and scrub every section of the chain by holding the brush steady and backpedalling. This will help you reach the inner areas of the links, which are critical for smooth operation.

     

    Step 2: Scrub the Chain

     

    Use a stiff nylon brush dipped in soapy water to scrub the chain after the degreaser has done its initial work. This helps remove any particles or grime the degreaser has loosened but not fully dissolved. Focus on one section at a time and rotate the chain to reach different areas. This methodical approach ensures no part of the chain is overlooked.

     

    Step 3: Rinse the Chain

     

    Rinse the chain thoroughly with clean and low-pressure water to make sure that all the degreaser and soap are washed away. Remaining cleaning agents can attract dirt if it is not fully removed. Consider utilising a spray bottle to control the amount of water and prevent over-soaking other parts of the bike that do not need water exposure.

     

    Step 4: Dry the Chain

     

    Dry the chain completely with a clean microfiber cloth after rinsing. It is effective in absorbing moisture without leaving fibres behind. Optionally, you can also use compressed air to blow out water from hard-to-reach areas within the chain links. To avoid corrosion and guarantee that the lubricant adheres correctly, the chain must be completely dry.

     

    Step 5: Lubricate the Chain

     

    • Lubrication Options: Choose a lubricant that matches depending on your usual riding conditions. Wet lubricants are best for wet and muddy conditions as they are water-resistant but can attract more grime. Dry lubricants are preferable in dry conditions because they form a dry film that does not attract much dust or dirt.

     

    • Applying Lubricant: Apply the lubricant sparingly to each roller along the chain while turning the pedals to spread it evenly. Allow the lubricant to penetrate into the pivots and between the rollers and links, which reduces friction and wear during rides.

     

    Step 6: Wipe Off Excess Lube

     

    Wipe off the excess lubricant with the help of a rag. This helps prevent the accumulation of excess grease, which can attract more dirt. Focus on the outside of the chain where excess lubricant is most likely to attract debris.

     

    Ongoing Maintenance

     

    Regular Checks: Inspect your chain regularly for wear and lubrication needs. A well-maintained chain should move quietly and smoothly. If you notice rust, stiff links, or a noisy operation, it is time for a thorough cleaning or possibly a replacement.

     

    Conclusion

    Regular bike maintenance improves operational efficiency and demonstrates responsible ownership. Regularly maintaining your bike's chain directly influences its performance and safety.

    A well-maintained chain ensures smooth shifting, reduces wear on other components, and enhances overall riding comfort. Additionally, timely maintenance can prevent costly repairs and extend the life of your bike and with the help in bike insurance you can protect your bike in case of an accident. By addressing minor issues before they escalate, you can maintain optimal performance and enjoy a safer, more enjoyable ride for longer periods.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Electric Scooters Under ₹90,000 in India

    by Almog Ramrajkar | Apr 30, 2025

    Electric scooters are becoming increasingly popular in India due to their relatively low cost of maintenance, environment-friendliness, and efficiency. With a growing list of options available, the Indian consumer of today has a host of options available.

    Read on to explore your options and find the best electric scooty under ₹90000.

     

    List of Electric Scooters Under ₹90,000

    Here are some of the best electric scooters available that retail for below ₹90,000:

    • Ola S1 X

    Price: Starting at ₹69,999

    Range: 95 to 151km per charge

    Top Speed: 85 to 90km/h

    Charging Time: Between 5 to 6.5 hours, depending on battery capacity

     

    The Ola S1 X is a great option for the urban commuter. It also features a modern look and sophisticated finish.

    • Ampere Magnus EX

    Price: ₹74,999

    Range: Up to 112 km per charge

    Top Speed: 50 km/h

    Charging Time: 6 to 7 hours

     

    The Magnus EX represents the balance between affordability and good performance. It offers a comfortable ride with suitable storage space, making it practical for daily commuting needs.

     

    • Hero Electric Atria

    Price: ₹82,400

    Range: Up to 85 km per charge

    Top Speed: 25 km/h

    Charging Time: 4 to 5 hours

     

    Hero Electric Atria is designed for urban mobility with features designed for enhanced comfort and ease of use. Its compact size also makes it ideal for navigating through traffic, and the battery capacity provides a sufficient range for all city rides.

    • Ampere Zeal EX

    Price: ₹86,700

    Range: 80 to 100 km per charge

    Top Speed: 50 to 55 km/h

    Charging Time: 5 hours

     

    The Zeal EX targets budget-conscious buyers. The scooter boasts a stylish design that balances speed and mileage.

     

    Conclusion

    Being environmentally conscious and choosing an eco-friendly mode of transport is a wise decision. Also, it is crucial to fulfill various aspects of ownership, including buying third-party bike insurance or investing in a comprehensive insurance plan. Both of these financially protect against unforeseen circumstances while on the road, leaving you to enjoy your ride hassle-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Low-Maintenance Bikes in India in 2024

    by Almog Ramrajkar | Apr 30, 2025

    Low-maintenance bikes are ideal for daily commuters who want a worry-free driving experience with minimal upkeep costs. In India, where affordability and durability are key, many bikes offer excellent mileage, reliability, and ease of maintenance. Here’s a list of the best low maintenance bikes in 2024 that deliver great value for money.

     

    Top Low-Maintenance Bikes

    You can guarantee a smooth riding experience and save time and money by selecting a low-maintenance bike. These bikes are perfect for regular commuters because they are made to provide great performance with little maintenance.

     

    1. Bajaj CT110

    • Engine: 115 cc
    • Mileage: 70 kmpl
    • Price: ₹70,170 onwards
    • Warranty: 5 years or 75,000 km

     

    The Bajaj CT110 is one of the most budget-friendly options for daily use. It is ideal for both urban and rural users because of its sturdy build and great mileage. The bike also has reasonably priced spare parts and maintenance costs.

     

    2. Hero Splendor Plus

    • Engine:2 cc
    • Mileage: 65 to 81 kmpl
    • Price: ₹75,440 onwards
    • Warranty: 5 years or 70,000 km

     

    The Hero Splendor Plus is one of India’s best-selling bikes. Known for its durability, it comes with Hero’s trusted technology and offers exceptional fuel efficiency.

     

    3. Bajaj Platina 100

    • Engine: 102 cc
    • Mileage: 70 to 80 kmpl
    • Price: ₹68,700 onwards
    • Warranty: 5 years or 75,000 km

     

    The Platina 100 is renowned for its comfort and reliability. With low maintenance requirements and impressive mileage, this bike is an excellent choice for budget-conscious buyers.

     

    4. TVS Sport

    • Engine:7 cc
    • Mileage: 75 to 80 kmpl
    • Price: ₹59,881 onwards
    • Warranty: 5 years or 60,000 km

     

    The TVS Sport is another economical option for commuters. It’s an exceptional value bike, offering a sleek design, a reliable engine, and excellent mileage.

     

    5. TVS Star City Plus

    • Engine:7 cc
    • Mileage: 65–75 kmpl
    • Price: ₹74,800 onwards
    • Warranty: 5 years or 60,000 km

     

    The Star City Plus stands out with its dual-tone design and advanced features. It offers excellent fuel efficiency and low maintenance costs, making it a popular choice among daily riders.

     

    Conclusion

    When choosing a low-maintenance bike in India, it’s essential to consider factors like mileage, price, warranty, and ease of servicing. Bikes like the Bajaj CT110, Hero Splendor Plus, and TVS Star City Plus offer a great mix of performance, durability, and affordability. Getting quality bike insurance online is also essential to avoid unforeseen expenses and enjoy a hassle-free riding experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Benefits of Wheelbase in Bike

    by Almog Ramrajkar | Apr 30, 2025

    Even if you own or have owned a two-wheeler in the past, you might not have thought much about the wheelbase, the distance between your bike's front and rear wheels.

    However, it is an essential consideration—it is crucial to the performance and safety of your bike. The wheelbase affects everything from handling at high speeds to stability on winding paths. Let’s take a moment to understand this key component and how it impacts your ride.

     

    Benefits Of Wheelbase In Bike

    Here is a closer look at how a wheelbase in bike impacts various aspects of riding:

     

    • Stability and Control: Bikes with longer wheelbases offer increased stability, which makes them efficient to handle, even at higher speeds. These bikes are less prone to wobbling and provide a smoother ride over bumps or dips in the road. This also makes them ideal for touring and cruising. The extended length of the wheelbase helps maintain a linear path—it reduces the amount of sway and improves the bike’s response to wind.

     

    • Manoeuvrability: A bike with a shorter wheelbase can make sharp turns and navigate through congested urban environments easily. Shorter wheelbases also offer a more responsive handling experience and can help avoid road hazards. They make the bike more agile and easier to control at lower speeds. This is why many urban and sports motorcycles feature this design.

     

    • Weight Distribution: The wheelbase also affects how weight is distributed across the chassis of the motorcycle. Longer wheelbases distribute weight more evenly between the front and rear wheels. This can help prevent the front or rear from becoming overly light and leading to loss of control.

     

    • Speed and Performance: Sports bikes can benefit from shorter wheelbases as they facilitate quick direction changes and faster acceleration. The compact nature of these bikes helps riders experience brisk and responsive movements. This makes them suitable for racing and high-performance activities. On the other hand, cruising bikes benefit from the stability of longer wheelbases to handle high speeds with ease. The added length improves comfort and stability. They also offer a better posture while riding, which reduces rider fatigue over long distances.

     

    Conclusion

    Understanding the role of your motorcycle's wheelbase is essential for optimising handling and safety across different riding conditions.

    It is also prudent to acquire comprehensive two wheeler insurance. This coverage is not just a formality—it is a fundamental aspect of your riding strategy. It offers financial protection against accidents and theft and ensures peace of mind every time you hit the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Essential Motorcycle Maintenance Checklist for Safe Rides

    by Almog Ramrajkar | Apr 30, 2025

    Among all the responsibilities that come with being a motorcycle owner, proper maintenance is one of the most important.

    Keeping a simple motorcycle maintenance checklist on hand will help you in several ways: you will be able to keep your motorbike in excellent condition, prevent safety hazards, improve performance, and reduce the cost of services and repairs.

    Remember, while maintenance is essential, a comprehensive two-wheeler insurance policy can also be beneficial, as it may protect you from future financial risks.

    Read on to know what should be included in your motorcycle maintenance checklist.


    Motorcycle Maintenance Checklist Complete List

    Here are some essential things you should check when conducting maintenance checks on your motorcycle:

     

    Engine Oil and Oil Filter:

    Replacing the oil filter is a key part of maintenance that no bike owner should ignore.

    The location of the oil filter must allow for the proper filling of the engine oil. Make sure the engine oil is below the indication line but not too low to cause damage to your systems. Importantly, make sure to inspect the colour of your engine oil. If it appears blacker in colour, it's time for a change.

    Tyres:

    Every bike general service checklist will require you to check the tyres. Make sure to check the pressure level and tread of your bike's tyres before taking it for a spin. Inspect the tyres regularly for signs of wear and tear and replace them if necessary.

    Brakes:

    Brake pads and brake fluid levels on bikes should be checked at regular intervals. Check whether the brake pedal is travelling properly and ensure the brake pads are not overly worn out. If the brake pads are thinner than 2mm, they will need to be replaced.

    Battery:

    Make sure you don’t subject your bike’s battery to extreme temperatures. Clean off accumulated dust, grim or other pollutants at least once every few days. You can also use anti-corrosive spray to deter damage around terminals. At least once a month, check battery fluid levels.

    Air Filter:

    Inspect your air filter regularly to remove dust, dirt, and debris. Replace the filter if it’s clogged, dirty, or damaged.

    Coolant:

    Check your coolant levels at set intervals or whenever you notice something is amiss. Bike coolant has to be changed every 2 years or so based on your bike model.

    Chains:

    Regularly clean the grease and grime from the chains and lubricate them with oil. Replace them when you notice excessive wear.

     

    Conclusion

    Developing a personal motorbike maintenance checklist can extend the lifespan of your two-wheeler and keep it in top condition. Regular maintenance improves performance and reduces the chance of accidents.

    However, to truly keep safe on the road and access professional maintenance for your bike whenever required, it is prudent to acquire a comprehensive two wheeler insurance policy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • The Ultimate Guide to Test Riding a Motorcycle

    by Almog Ramrajkar | Apr 30, 2025

    A motorcycle may read as a good fit for you on paper, but it’s always best to opt for a test drive before you make the purchase. A test ride provides you with the actual experience of riding the motorcycle and allows you to make a well-informed and conscious decision.

    During a test ride, you should ideally assess whether the bike matches your expectations for comfort and overall performance.

    Read on to learn of some key considerations when test driving a motorcycle.

     

    Tips On How To Test Ride A Motorcycle

    Here’s how to effectively test drive a motorcycle:

     

    Be Prepared

    After you schedule your appointment for a test drive with a dealership, it’s important to prepare yourself. It’s best to carry your driving license and other identification. Moreover, it’s best to wear appropriate attire. Some essential accessories include a helmet, closed-toe footwear or boots, riding gloves and a jacket. This ensures you replicate your driving experience and remain protected.

    Focus on the Key Aspects

    When you test drive the motorcycle, pay attention to the important features. Closely evaluate the type and performance of the engine, braking system, suspension, acceleration and other pertinent features. A test ride provides the opportunity to closely evaluate these characteristics.

    Test Drive on Different Terrain

    When taking a motorcycle out for a test drive, it is important to experience the stability on various types of terrain. If possible, it’s recommended that you drive down smooth and bumpy roads, highways, and narrow lines. This will let you accurately evaluate performance and identify any potential handling issues.

    Consider the Performance and Comfort

    The bike’s performance and level of comfort are perhaps the most crucial aspects to consider during a test drive. A bike may check every box, but if it doesn’t afford you the level of comfort you were looking for, it’s probably not the right choice. It is also important to check that the bike performs consistently during the test drive.

     

    Conclusion

    Understanding how to test-ride a motorcycle can help you choose the perfect ride that meets all your requirements and expectations. A thorough evaluation of overall performance ensures you buy a vehicle that shall give you the perfect riding experience that never disappoints.

    Remember to additionally pay attention to all legal stipulations that come with purchasing a motorcycle. This includes appropriate documentation and valid two-wheeler insurance. You can easily purchase bike insurance online to safeguard your vehicle and afford financial coverage in the event of an accident or damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • GPS trackers: Best Anti-Theft Devices For Bikes

    by mohit bohra | Apr 29, 2025

    According to reports, bike theft is on the rise in India. Therefore, motorcycle owners should take measures to protect their vehicles from being stolen. A reliable solution called anti-theft devices, which include alarms, immobilisers and GPS trackers, can help safeguard bikes. 

     

    Out of these, many consider a GPS tracker as the best anti-theft device for a bike. That is because these trackers inform you of your bike’s real-time location. This is not only a big deterrent for thieves but also comes in handy during tracing and recovering a stolen motorcycle.

    Common types of GPS trackers for bikes

    Dependable and effective GPS trackers for motorcycles are massively popular in India. Apart from location tracking, they also feature geofencing, theft alarms, travel route history, speed alerts, voice monitoring, and more. The most common and the best anti-theft GPS trackers for a motorcycle are:

     

    1. Compact, hidden GPS trackers

     

    They are tiny in size, lightweight, wireless, and simple to install. Compact GPS trackers often come with a battery source. This makes it easy to conceal them in a bike without connecting them to the wiring, making it difficult for miscreants to find the anti-theft device. Compact, battery-operated GPS trackers generally have a SIM card for real-time connectivity. If you are looking for the best wireless GPS tracker for a bike in India, then you can consider options like Ajjas GO, Onelap GO, and Qubo Wireless. Ajjas GO even comes with a built-in microphone to listen to your bike’s surroundings when tracking.

     

    1. Hardwired GPS trackers

    Hardwired trackers connect directly to the bike's electrical system, which provides them with a constant power supply. While they can be seamlessly integrated into your bike, thieves can find and disable them simply by tracing the wires from your bike’s battery.

     

    1. Multi-function GPS trackers

    These are more advanced GPS trackers that also offer fuel level monitoring, speed monitoring, and ride analytics. They are a great choice for individuals who want to remotely track their bike’s data with ease.

    GPS trackers for scooters

    In India, scooters are also vulnerable to theft. Most modern scooter users in India nowadays do opt for GPS trackers. However, are the GPS trackers for scooters different from those used in motorcycles? Well, even though they function exactly like bike GPS trackers, one should opt for wireless and small trackers for scooters. This is because it would be very easy to discover and disable any hardwired GPS tracker in a scooter. You can sneakily place a small wireless GPS tracker in a scooter anywhere.

     

    When picking a scooter GPS tracker, do consider the following:

     

    • Compatibility: Be sure that the tracker matches your scooter's model and make.
    • Battery life: Search for trackers with extended battery life to stay away from the hassle of regular recharges.
    • Integration with apps: Nearly all GPS trackers have mobile applications that give live updates and command of the unit.

    Choose the best option for your needs

    The key to selecting the best anti-theft device for your motorcycle lies in understanding your specific requirements:

     

    • Budget: Physical locks and basic GPS trackers are affordable, while advanced GPS systems may be pricier. In India, you can easily purchase a reliable wireless GPS tracker for between INR 2,500 to INR 5,000.
    • Bike type: Scooters or high-end bikes may require specific types of anti-theft devices. For example, in touring motorcycles, a wireless GPS tracker may not have enough battery for a long trip. In that case, a wired GPS tracker will work best. Similarly, high-end motorcycles will require a combination of anti-theft devices to safeguard them effectively. An immobiliser is a must, as it prevents the bike’s engine from starting without authorisation or its key.
    • Location: If you live in a high-theft area, consider combining a wireless GPS tracker, which is easy to conceal, with a physical lock for maximum security.
    • Features: Decide whether you need real-time tracking, geofencing, or additional features like alarm systems.

    Conclusion

    A GPS tracker can be considered the best anti-theft device for a motorcycle, thanks to its array of features that enable you to be digitally connected to your vehicle at all times. For the best protection, combining them with immobilisers and alarms is highly recommended. Ultimately, anti-theft devices for your bike or scooter aren’t the only things you need for guaranteed peace of mind. Another critical component of safeguarding your two-wheeler is comprehensive bike insurance coverage that protects you financially in the event of bike theft and other unforeseen incidents. Anti-theft devices and bike insurance ensure you’re fully covered for a worry-free biking experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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