If you are the kind of person who likes the thrill of open roads, rough trails, and scenic horizons, adventure biking is the perfect sport for you. Whether it's a Leh-Ladakh adventure, a cross-country road trip, tranquil beaches, or challenging mountain passes, India offers experiences that will leave you awestruck. One of the best ways to experience the diverse beauty of India's geography is by riding the perfect adventure bike.

Here’s our take on seven of the best bikes for touring in India from 2024.

List Of Best Adventure Bikes in India

The right bike makes or breaks a journey. Here are some great options to consider:

1.      Ducati Multistrada V4 RS

Starting Price: ₹38.40 Lakhs (Subject to change)

At the forefront is the Ducati Multistrada V4 RS, a motorcycle that blends the heart of a superbike with unparalleled comfort and adaptability. As Ducati’s fastest and most powerful Multistrada, this premium machine is crafted for thrill-seekers who demand high performance without sacrificing refinement. Equipped with an advanced electronic suite, it offers four customisable ride modes—Race, Sport, Touring, and Urban—making it perfect for any adventure.

Key Features:

• Features a 1103cc V4 engine churning out 182.4 ps of power; equipped with Öhlins Smart EC 2.0 suspension
• Dual-channel ABS and traction control, a desmodromic engine, and a dry clutch (with its sonics) add to the bike’s exclusivity.
• Sporty yet versatile, the bike goes up to a top speed of 180 kmph
• Its fuel capacity of 22 litres makes it ideal for long-distance drives

From smooth highways to rugged trails, whether you're embarking on a cross-country expedition or cruising through the city, every journey on this bike promises to be truly unforgettable.

2.     BMW R 1250 GS

Starting Price: ₹20.55 Lakhs (Subject to change)

The BMW R 1250 GS has long been the gold standard in adventure motorcycles. Known for its reliability and top-notch engineering, this bike offers unparalleled versatility on all terrains. Its robust four-stroke flat-twin engine and premium-grade components ensure an unrivalled riding experience, whether you’re cruising on highways or tackling challenging mountain trails.

Key Features:

• 20-litre fuel tank and BMW’s signature shift cam
• 1254cc boxer engine that delivers 134 bhp of power; the bike can reach speeds of over 200 kmph
• Advanced suspension system for added stability, which includes travel-dependent damping and rear rebound adjustable
• Keyless riding, dual-channel ABS, hill start control

Regarded as one of the best bikes for touring in India, the BMW R 1250 GS guarantees a seamless riding experience.

3.      Harley-Davidson Pan America 1250

Starting Price: ₹27.64 Lakhs (Subject to change)

Breaking new ground, the Pan America 1250 marks Harley-Davidson’s stylish entry into the adventure motorcycle segment. With five ride modes, its rugged aesthetics and state-of-the-art technology make it a great choice for adventurers who demand the best of both luxury and performance.

Key Features:

• Adaptive ride height and suspension, along with lean-sensitive traction control and cornering ABS
• 1252cc revolution max engine with a max power of 150 bhp; engine torque of 128 Nm
• Can achieve speeds over 200 km/h and specially selected Michelin™ tyres
• Top-tier safety features like vehicle hold control, electronically linked braking, and more

Pan America is your perfect partner across a variety of Indian terrain, including smooth highways and rough off-road trails.

4.      Triumph Tiger 900 Rally Pro

Price: ₹15.95 Lakhs (Subject to change)

The Triumph Tiger 900 Rally Pro is a great motorcycle designed for both off-roading and long-distance touring. The bike’s powerful construction, along with state-of-the-art riding aids and enhanced safety features, ensure that you are always in control of your bike, irrespective of the ground beneath.

Key Features

• Light yet strong construction, fitted with an 888cc inline-three engine putting out 106.5 bhp power
• Semi-active suspension at the front and rear, and Triumph’s well-known quickshifter
• Multiple riding modes, including Off-Road Pro, Rider Configurable and Sport
• Full-colour 7” TFT for brilliant display under various lighting conditions

The Tiger 900 Rally Pro promises a thrilling experience for adventure seekers, be it riding in the mountains or on highways.

5.      Aprilia Tuareg 660

Starting Price: ₹18.85 Lakhs (Subject to change)

Inspired by rally racing, the Italian wonder, Aprilia Tuareg 660, is a lightweight yet powerful middleweight adventure bike that’s perfect for different Indian terrains. Its superior control features enable easy handling on different kinds of surfaces. This sports bike has two variants, and its performance makes it a favourite choice among those looking for the best adventure bikes in India to fulfil their off-roading dreams.

Key Features:

• 659cc parallel twin engine with 79.12 bhp of power and 6-speed manual transmission
• Fully adjustable Kayaba suspension
• 18-litre fuel tank and spoke-rimmed wheels
• An impressive top speed of 198 kmph and kerb weight of 204 kg

This bike is ideal for beginners of adventure biking and those looking to take on varied riding experiences.

6.      Honda CRF1100L Africa Twin

Starting Price: ₹15.97 Lakhs (Subject to change)

The Honda CRF1100L Africa Twin combines head-turning style with unmatched performance. Its 1100cc liquid-cooled 4-stroke SI engine offers immense power, making it the perfect companion for adventurous journeys. This bike’s premium features and bold design place it among the best bikes for touring in India.

Key Features:

• Powerful engine that delivers 73.0 kW at 7500 rpm and 103 Nm torque at 6000 rpm
• Dual-channel ABS for on-road and off-road; the front and rear have inverted Showa suspensions
• Massive 24.5-litre fuel tank to tackle long trips easily
• Easy to navigate and manoeuvre with its steering lock going 43 degrees on either side

This comfortable and capable bike is a popular option in adventure biking for its convenience of use and well thought-out safety features.

7.      KTM 390 Adventure

Price: ₹3.38 Lakhs (Subject to change)

With its Dakar Rally-inspired design, the KTM 390 Adventure is a capable and budget-friendly option in the world of adventure biking. With its lightweight make and innovative features, this bike is perfect for riders stepping into the adventure segment for the first time.

Key Features:

• The 373cc single-cylinder engine is compact and produces 43.5 ps of power
• Long travel suspension for off-road capability and dual-channel ABS
• Lightweight design for better handling; a detachable steel trellis subframe for handling luggage
• The precise design and placement of the exhaust ensures the rider does not lose balance easily

The KTM 390 Adventure is arguably among the best adventure bikes in India within a convenient price range.

Conclusion

Adventure biking in India is more than just a journey; it’s about the stories you create, the landscapes you conquer, and the memories you cherish. The curated list above highlights exceptional options from the market, each designed to deliver an unforgettable travel experience.

While investing in the best adventure bike in India, ensure it is protected with comprehensive bike insurance. It’s not just about covering damages—it’s about guaranteeing peace of mind on every ride. The most exciting adventures are just around the corner!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Wondering how to take your bike along on your next cross-state adventure without the hassle of driving it? Transporting your bike by train across India is a smart and economical choice to ensure your bike gets where it needs to go safely, sprig you the fatigue of long rides and lets you and your bike arrive fresh and ready to explore. Much like understanding the specifications of a bike before you make a purchase, knowing the ins and outs of transporting your bike by train is necessary for a smooth experience.

So, let us get into the details of how to transport a bike from one state to another in train.

Different Ways of Bike Transportation in India

Indian Railways offer two ways to transport your bike – as a parcel or luggage. Each method suits different travel needs and follows a specific set of procedures. 

• Parcel Transport

A cost-effective solution if you’re not travelling with your bike but need to send it to a specific destination. It involves:

• Visiting the parcel office in advance to complete the booking.
• Provide your ID and bike's registration for documentation.
•   Packing the bike to prevent damage, which might include professional services at some stations.
• Paying a fee based on the bike's weight and travel distance, then receiving a receipt to track the shipment.

• Luggage Transport

It is a preferable method for those travelling by train and wish to take their bike along. Though slightly expensive, this method ensures your bike travels on the same train as you.

The steps include:

•     Booking at the luggage office when purchasing your train ticket or at least 24 hours before departure.
•     Showing necessary documents like your travel ticket and bike’s registration.
•     Preparing and securely packing your bike, with potential inspections for compliance.
•     Paying the transport fees and receiving a luggage receipt needed for bike collection at your destination.

How to Book a Bike Parcel in the Train?

•   Visit the Parcel Office: Go to the parcel office one or two days in advance as this helps to begin the booking process and handle any unexpected delays.
•     Carry the Necessary Documents:

➢      A valid government-issued ID.

➢      The bike's registration certificate and a photocopy.

➢      Proof of insurance.

➢     Pollution Under Control (PUC) certificate.

•     Payment of Fees: Fill out a form with details about your bike and its transportation requirements. Fees depend on the bike’s weight and distance. Inquire about any extra charges for oversized or overweight bikes.
• Ensure Proper Packing: Drain the fuel tank, disconnect your bike’s battery, secure all movable parts and pad sharp edges. Packing services may be available at some parcel offices.
•   Tracking and Collection: Use the tracking number to monitor your bike’s status and collect it at the destination station. Upon pickup, check your bike’s condition and report any issues immediately.

Booking Your Bike as Luggage

1. Advance Booking: It's important to book your bike as luggage concurrently with your train ticket or at least 24 hours before your departure. But make sure to check if your chosen train offers this service before booking.
2. Arrive Early: Arrive at the station at least 30 minutes before the train's scheduled departure to avoid any last-minute complications.
3. Check-in at the Luggage Office:

•     Locate the luggage office and submit the journey ticket along with your bike’s documents.
•     Pay the required luggage fee based on the bike’s weight and distance.

4. Follow Packing and Labelling Procedures:

•     Packing: The fuel tank must be emptied, and movable parts like the chain or pedals should be secured.
•     Labelling: Attach a durable and clear label to your bike with your name, contact information, and destination details to avoid any mix-ups.

5. Present Your Journey Ticket: Present your journey ticket during the booking process at the luggage office. An endorsement will be made on your ticket—it links your bike with your travel itinerary.
6. Collect the Luggage Ticket: You will receive a luggage ticket for your bike after confirming the booking. This ticket is needed to track your bike and collect it upon arrival at your destination.

What are the Documents Required For Bike Transport By Train?

•     Valid Government-Issued ID Proof: ID proof like an Aadhaar, driving licence, or passport to verify your identity.
•     Bike Registration Certificate: Carry the original and a photocopy to prove ownership.
• Insurance Details: Have a copy of your bike's insurance policy to cover potential damages during transport.
• PUC Certificate: Needed to show your bike meets environmental standards. 
• Detailed Transport Form: Fill out at the booking counter to provide specifics like your name, address, and destination.
•     Reservation Ticket: You must have a reservation ticket to link it with your travel itinerary if you book your bike as luggage.

What are the Bike Parcel Transport Rules Issued by Indian Rail?

•     Advance Booking: Book your bike as a parcel at least 24 hours before train departure to manage logistics and paperwork.
•     Fuel and Battery Regulations: Empty the fuel tank and disconnect the battery to prevent fires and electrical issues.
•     Packing Requirements: Pack the bike securely using bubble wrap and foam. Some stations provide professional packing services.
•     Documentation and Proof of Ownership: Present a valid government-issued ID, the bike’s registration certificate, and the transport receipt when collecting the bike.
•     Collection and Time Frame: Collect the bike within the specified timeframe to avoid extra charges.

What is the Cost of Transporting a Bike by Train and How is it Calculated?

Transporting a bike by train in India involves specific costs based on a few factors. These are:

•   Packing Cost: Ranges between INR 300 and INR 500. It covers the expenses of materials and labour needed to securely pack the bike.
•   Insurance Charges: Insurance is generally included in the parcel cost. However, an additional charge of 1% of the excess value is applied if the bike’s declared value exceeds INR 10,000.
• Delivery Cost: You need to consider the weight of the bike and the distance it will travel to calculate the cost of transporting it accurately. Indian Railways categorises bikes based on their weight for parcel charges:
•   Adult Bicycle: Up to 40kg
•   Adult Tricycle: Up to 100kg
•   Motorcycle (Up to 60 CC): Up to 100kg
•   Motorcycle (61 to 349 CC): Up to 200kg
•   Motorcycle (350 CC or more): Up to 250kg

Here is how the delivery cost is determined for different services based on a given distance and weight category:

1.      Choose the appropriate category based on the bike’s CC or type.
2.     Determine the scale rate applicable to your train type. For example:

•   Rajdhani: ₹32.426 per 10 kg
•       Premier: ₹21.617 per 10 kg
•       Standard: ₹10.809 per 10 kg
•       Luggage: ₹38.91 per 10 kg

3.      Calculate the freight for the entire weight over the specified distance. Multiply the rate per 10 kg by the total weight of the bike divided by 10, then by the number of kilometres.
4.      Add GST: Typically 5% of the calculated freight.

Here is an example of transporting a 100 kg bike over 749 km in a luggage compartment:

•   Base rate (per 10 kg for luggage): ₹38.91
•       Total cost: (₹38.91 x 10) x 749/10 = ₹2914.299
•   Add GST (5%): ₹2914.299 x 0.05 = ₹145.715
•   Total estimated cost: ₹2914.299 + ₹145.715 = ₹3060.014 (rounded)

Conclusion

Transporting your bike by train is an affordable and convenient choice. Understanding the process and having the right documents will help ensure a smooth transport. You should also not overlook securing comprehensive two wheeler insurance for financial protection during transit. It can help cover theft and other damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you a bike enthusiast who loves going on long rides? As a motorbike rider, you also have certain responsibilities to ensure safety for yourself and others.  Every year, thousands of people suffer injuries from bike accidents, which can be reduced or avoided with proper knowledge and precautions. Understanding the common injuries, first aid response, and safety measures can drastically improve outcomes for everyone. It is crucial not only for riders but also for passersby who witness accidents on the roads. Let us explore ways of addressing the situation in case of any mishap:

What to Do After a Bike Fall?

When you accidentally fall from your bike or witness a bike fall, there are a few crucial steps you can take to prevent further damage and minimise the impact of injuries. Here is a step-by-step guide to follow in case of a mishap:

Guide For Victims

Do the following if you are not seriously injured in the accident and can manage things yourself.

• Assess Injuries: Immediately check yourself for any signs of injury. Serious injuries, such as bleeding or fractures, require urgent medical attention. Avoid moving if you suspect spinal injuries to prevent further harm, and wait for medical help.
• Secure the Area: Move to a safe location away from traffic. Use your bike or any other means to signal other travellers about the road condition, warning them to reduce speed to reduce the risk of further accidents.
• Document the Scene: Take photographs of the accident scene and the damages. Note details of how the accident occurred and collect contact information from witnesses. This information will be essential for insurance claims and legal matters.

• Report the Incident: Notify the local police and file an accident report, which will be required for insurance and legal purposes.
• Inspect Your Bike: Check your bike for damage before riding again. Look for issues with the brakes, tires, and handlebars. If the bike is unsafe to ride, arrange for transportation to a repair shop or home.

What Witnesses Can Do?

• Prevent Shock: Keep the injured person warm and calm. Shock can occur even from seemingly minor injuries and can be life-threatening.
• First Aid Actions:
• Stop Bleeding: If there are any bleeding wounds, apply firm pressure to the spot with a clean cloth or bandage. Wear gloves if available to reduce the risk of infection.
• Clear Airway Obstructions: If the person struggles to breathe due to an obstruction, attempt to clear their airway carefully. Do this only if you are confident in your ability to help without causing further harm.
• Check for Consciousness and Breathing: If someone is unconscious, check for breathing and a pulse. Begin CPR only if you are trained, but after calling for emergency help.
• Handle With Care: Move an injured person only in cases of immediate danger like fire, and stabilise the neck and back while moving.
• Seek Help: Call for emergency services without delay. Be clear and precise about the location and the nature of the victim's injuries.
• Provide Witness Information: Offer your contact details to the victims and the authorities for future reference in legal or insurance matters.

Possible Injuries in Bike Accidents

Bike accidents can result in a diverse range of injuries, and they vary greatly in severity and long-term impact. Let us take a closer look —

• Head Injuries

(i) Concussions and Traumatic Brain Injuries (TBI): Riders may suffer head injuries ranging from mild concussions to severe brain damage even with a helmet. Symptoms include confusion, vomiting, headaches, and temporary loss of consciousness.

(ii) Intracranial Hematomas: Severe impacts can cause blood clots inside the skull, which are life-threatening and require immediate medical attention.

• Spinal Cord Injuries

Fractures and Dislocations: The spine can suffer from fractures or dislocations after a high-impact crash. It can potentially lead to permanent paralysis or other neurological impairments.

• Facial Injuries

(i) Fractures: Impacts can lead to broken noses, jawbones, or cheekbones, sometimes resulting in disfigurement.

(ii) Dental Injuries: Lost or broken teeth may require surgical intervention or long-term dental repair.

• Limb Injuries

(i) Fractures: Arms, legs, wrists, and collarbones are particularly vulnerable. Simple fractures that need casting, while complex ones often need surgery.

(ii) Road Rash: Skin abrasions caused by sliding on the pavement range from superficial to severe, requiring medical care.

• Additional Injury Insights

(i) Broken Bones: Bones like the pelvis, femur, and ribs are prone to breaking, often leading to internal injuries.

(ii) Compartment Syndrome: Pressure build-up in muscle compartments can decrease blood flow and may require surgical intervention.

First Aid Tips After a Bike Accident

Providing first aid to the victim following a motorbike accident is critical. Here is how to do it properly —

• Control Bleeding:

(i) Apply firm pressure using a clean cloth or bandage.

(ii) Elevate the injured body part above heart level if possible to reduce blood flow to the area.

• Prevent Shock:

Keep the injured person warm with blankets and reassure them to minimise trauma-induced shock.

• Handle Fractures and Dislocations:

Use splints or slings to immobilise the area. Avoid attempting to realign dislocated joints or compound fractures.

• Manage Cuts and Grazes:

(i) Rinse wounds with clean water or cover them with a sterile dressing to prevent infection.

(ii) Cover the cleaned wound with a sterile, non-adherent dressing to protect it from infection.

• Manage Head Injuries:

(i) Keep the injured person still and quiet. Call emergency services if symptoms like confusion or vomiting appear.

(ii) CPR: Perform CPR only if you are trained, and it is necessary—when the injured person is not breathing or their heart has stopped.

Motor Bike Safety Tips

Safety should be your top priority when riding. Here are some practical tips to ensure your rides are enjoyable and safe:

• Maintain safe distances from other vehicles to allow reaction time.
• Wear proper gear, including helmets and reflective clothing, for visibility and protection.
• Adhere to traffic rules, avoiding sudden stops and over-speeding.
• Regularly maintain your bike, checking brakes, tyres, and lights.
• Avoid distractions like mobile phones while riding.
• Be mindful of road conditions such as potholes and wet surfaces.
• Respect pedestrians and give way at crossings.

Conclusion

Riding a motorbike involves certain risks, but being well-prepared and informed can help minimise their likelihood and impact. While equipping yourself with the right gear and knowledge is essential to prevent or protect yourself against accidents, two wheeler insurance is also equally important to have a cushion of safety. It covers repair costs, theft, and other losses, offering you peace of mind. Two-wheeler insurance also provides liability protection, covering expenses related to damages or injuries caused to others in an accident. Remember, true safety means not only preventing accidents but also being prepared for unexpected situations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing the right engine oil not only impacts the efficiency of your bike but also ensures its longevity. Just as the right suspension system ensures a motorcycle handles well on tight turns and rough surfaces, the right engine oil ensures optimal operation under various riding conditions. It also reduces wear, helps manage engine temperature and keeps your engine clean.

Let us understand the different types of engine oil for a bike.

Different Types of Engine Oil For Bike

Engine oils are vital for maintaining the health and performance of motorcycle engines. There are three main types of engine oil for a bike, and each offers unique properties and advantages.

Let us take a look at them:

1. Mineral Oil

Mineral oil is the most basic form of engine oil, derived directly from refined crude oil. It is suitable for low-performance engines or motorcycles that operate under normal conditions. While it’s cheaper due to its less complex refining process, it needs to be changed more frequently. Mineral oil offers reliable performance in mild weather conditions but may not ensure complete protection in more demanding environments.

Pros:

• Cost-effective: Cheaper than synthetic blends or fully synthetic oils.
• Sufficient Protection: Provides adequate lubrication for less demanding conditions.

Cons:

• Frequent Changes Needed: It degrades faster than synthetic oils and requires more regular replacements.
• Limited Protection in Extreme Conditions: Not ideal for high temperatures or severe riding conditions.

Ideal for:

• It is good to use on new motorcycles during their initial break-in period.
• It also suits older or classic bikes that do not require complex formulations.
• It can be used on bikes for light commuting in mild weather conditions. 

2. Semi-Synthetic Oil

Semi-synthetic oil is a blend that combines the better aspects of mineral and synthetic oils. It is designed to provide improved protection and efficiency than mineral oil, especially in varying temperatures and more demanding riding conditions. This type of oil is suitable for moderate-performance bikes and offers a good balance of protection and affordability.

Pros:

• Better Protection: Semi-synthetic oil offers better lubrication and thermal stability than mineral oil.
• Cost-Effective: It is less expensive than fully synthetic oil while also providing improved protection and longevity.

Cons:

• Price: This type of oil is slightly more costly than mineral oil.
• Overqualified for Minimal Use: It may not be cost-effective for occasional riders. 

Ideal for:

• Semi-synthetic oil is a good choice for regular riders who experience both urban commuting and occasional long-distance tours.
• It is suitable for mid-range motorcycles and those operating in a variety of environmental conditions.

3. Fully Synthetic Oil

Fully synthetic oil is engineered for high-performance and heavy-duty use. It provides the best level of protection against heat, wear, and deposits, ensuring the engine runs smoothly, even in tough conditions. Synthetic oil has a higher viscosity index and better chemical stability, and it is designed to perform in extreme temperatures.

Pros:

• Superior Performance: Fully synthetic oil maintains performance and protection at both high and low temperatures.
• Extended Drain Intervals: Longer intervals between oil changes due to improved degradation resistance.
• Optimal Engine Cleanliness: It reduces the build-up of sludge and other deposits. 

Cons: 

• Cost: Fully synthetic oil is significantly more expensive than mineral or semi-synthetic oils.
• Underutilised in Low-Performance Bikes: It is not necessary for engines that do not endure harsh conditions. 

Ideal for:

• Fully synthetic oil is ideal for high-performance sports bikes and racing motorcycles.
• Suitable for motorcycles used for aggressive, long-distance riding in extreme weather conditions.

4. Specialised Oils

These specialised formulations cater to unique engine requirements and help address specific operational challenges. They include two-stroke and four-stroke engine oils. Two-stroke engine oils are designed to be mixed with fuel and burned in the combustion process. They provide the necessary lubrication for two-stroke engines. This is a critical distinction from four-stroke oils, which circulate within the engine but are not designed to burn. Additionally, some oils come with additives designed to prevent sludge and protect older engines.

Pros:

• Targeted Solutions: Specialised oils are formulated to address specific engine problems like corrosion, oxidation, and wear.
• Enhanced Performance: Enhances engine performance such as increased horsepower or improved fuel efficiency.

Cons: 

• Limited use: Specialised oils are not suitable for all types of bikes.
• Cost Variability: They can also be more expensive due to specialised additives.

Conclusion

Selecting the ideal engine oil for your motorcycle is more than just keeping the engine running. It is also about improving the bike’s performance and extending its lifespan. Regular oil changes and adhering to the right oil specifications are necessary to maintain efficiency and prolong engine life.

Similarly, comprehensive 2-wheeler insurance and add-ons like engine cover ensure maximum coverage in the event of damages, accidents, or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Motorcycle touring is the perfect way to explore new destinations while enjoying the thrill of the open road.

However, a successful and safe trip isn’t just about hopping on your bike and riding off. Packing the right motorcycle touring essentials can make all the difference while on a journey. To help you prepare, we’ve compiled a comprehensive list of essential gear for motorcycle riding that every rider should carry for safety, convenience, and comfort.

Motorcycle Touring Essentials You Should Carry

Here are some bike touring essentials you should definitely pack:

1. Helmet and Riding Gear

• Helmet: A quality helmet is non-negotiable.
• Riding Jacket and Pants: Choose gear with proper padding and ventilation for protection and comfort.
• Gloves: Full-finger gloves offer a better grip and protect your hands in varying weather conditions.
• Riding Boots: Sturdy, waterproof boots provide safety and comfort on long tours.

2. Navigation Tools

• GPS Device/Smartphone Mount: A reliable navigation tool ensures you stay on track without fumbling for directions. A waterproof mount or GPS device is ideal for unpredictable weather.
• Offline Maps: Always carry paper maps or download offline maps as a backup.

3. Tool Kit and Spare Parts

• Basic Tool Kit: Carry a compact tool kit, including wrenches, screwdrivers, pliers and spare parts for quick fixes.
• Tyre Repair Kit: A good tyre repair kit is vital for addressing punctures during your journey. Don't forget a portable air pump or CO2 inflator.

4. Luggage and Storage Solutions

• Saddlebags and tank bags: Choose waterproof saddlebags, tank bags, or tail bags for organised storage.

5. Safety and Emergency Essentials

• First Aid: In an emergency, a first aid pack can save lives.
• Lighting and Reflective Accessories: Add extra lights or reflective tape to your bike and gear to stay visible during night rides or low-visibility conditions.
• Emergency Contacts: Keep a list of addresses and phone numbers for emergencies.

6. Personal Comfort Items

• Hydration Pack: A hydration backpack ensures easy access to water.
• Snacks and Energy Bars: Quick energy boosts when you need them the most.
• Sunglasses or Goggles: Helps protect your eyes from the sun, dust, and wind.

7. Electronics and Charging Devices

• Power Bank: Keep your devices charged on the go.
• Action Camera: Capture your journey with a camera mounted on your helmet or bike.

Conclusion

From protective gear to emergency tools, packing the right motorcycle touring essentials will prepare you for any situation on the road. With proper planning, essential gear for motorcycle riding and the security of two-wheeler insurance, you’re set to conquer the road and create unforgettable memories. So, gear up, plan wisely and let the adventure unfold!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you ever felt like your bike is holding you back, no matter how hard you pedal? It could be due to a dirty chain that restricts your bike’s efficiency. Just as precision engineering upgrades any machine’s performance, a well-maintained bike chain elevates your bike riding experience. A clean and well-lubricated chain ensures that each pedal stroke is transformed into smooth and efficient motion. It helps propel you with less effort and greater speed. The agility and responsiveness of your ride greatly depend on the condition of your chain, regardless of whether you are driving through city streets, mountain trails, or open highways.

Here’s a breakdown on how to clean bike chain so that you have the best experience on every adventure.

Step-by-Step Guide On How To Clean Your Bike Chain

Dirt, grit, and grime damage your bike more than you imagine. They diminish efficiency and necessitate costly repairs. Here is how you can clean your bike’s chain, step by step:

Tools and Setup: Prepare your workspace by laying out all necessary tools and cleaning solutions. You will need a quality degreaser, a chain scrubber or a set of brushes (a large brush for general cleaning and a smaller, detail-oriented brush for tough spots). You will also need a bucket of soapy water, clean rags, and bike-specific lubricant. Setting up in a well-ventilated area will help avoid inhaling fumes from the degreaser.

Step 1: Degrease Your Chain

• Choosing the Right Degreaser: These degreasers break down oils and residue effectively without damaging the metal or harming the environment.

• Application Techniques: If using a chain cleaning tool, fill it with a degreaser, attach it to the chain, and pedal backwards to allow the tool's brushes to clean thoroughly. If you are using a manual method, dip your brush in the degreaser and scrub every section of the chain by holding the brush steady and backpedalling. This will help you reach the inner areas of the links, which are critical for smooth operation.

Step 2: Scrub the Chain

Use a stiff nylon brush dipped in soapy water to scrub the chain after the degreaser has done its initial work. This helps remove any particles or grime the degreaser has loosened but not fully dissolved. Focus on one section at a time and rotate the chain to reach different areas. This methodical approach ensures no part of the chain is overlooked.

Step 3: Rinse the Chain

Rinse the chain thoroughly with clean and low-pressure water to make sure that all the degreaser and soap are washed away. Remaining cleaning agents can attract dirt if it is not fully removed. Consider utilising a spray bottle to control the amount of water and prevent over-soaking other parts of the bike that do not need water exposure.

Step 4: Dry the Chain

Dry the chain completely with a clean microfiber cloth after rinsing. It is effective in absorbing moisture without leaving fibres behind. Optionally, you can also use compressed air to blow out water from hard-to-reach areas within the chain links. To avoid corrosion and guarantee that the lubricant adheres correctly, the chain must be completely dry.

Step 5: Lubricate the Chain

• Lubrication Options: Choose a lubricant that matches depending on your usual riding conditions. Wet lubricants are best for wet and muddy conditions as they are water-resistant but can attract more grime. Dry lubricants are preferable in dry conditions because they form a dry film that does not attract much dust or dirt.

• Applying Lubricant: Apply the lubricant sparingly to each roller along the chain while turning the pedals to spread it evenly. Allow the lubricant to penetrate into the pivots and between the rollers and links, which reduces friction and wear during rides.

Step 6: Wipe Off Excess Lube

Wipe off the excess lubricant with the help of a rag. This helps prevent the accumulation of excess grease, which can attract more dirt. Focus on the outside of the chain where excess lubricant is most likely to attract debris.

Ongoing Maintenance

Regular Checks: Inspect your chain regularly for wear and lubrication needs. A well-maintained chain should move quietly and smoothly. If you notice rust, stiff links, or a noisy operation, it is time for a thorough cleaning or possibly a replacement.

Conclusion

Regular bike maintenance improves operational efficiency and demonstrates responsible ownership. Regularly maintaining your bike's chain directly influences its performance and safety.

A well-maintained chain ensures smooth shifting, reduces wear on other components, and enhances overall riding comfort. Additionally, timely maintenance can prevent costly repairs and extend the life of your bike and with the help in bike insurance you can protect your bike in case of an accident. By addressing minor issues before they escalate, you can maintain optimal performance and enjoy a safer, more enjoyable ride for longer periods.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric scooters are becoming increasingly popular in India due to their relatively low cost of maintenance, environment-friendliness, and efficiency. With a growing list of options available, the Indian consumer of today has a host of options available.

Read on to explore your options and find the best electric scooty under ₹90000.

List of Electric Scooters Under ₹90,000

Here are some of the best electric scooters available that retail for below ₹90,000:

• Ola S1 X

Price: Starting at ₹69,999

Range: 95 to 151km per charge

Top Speed: 85 to 90km/h

Charging Time: Between 5 to 6.5 hours, depending on battery capacity

The Ola S1 X is a great option for the urban commuter. It also features a modern look and sophisticated finish.

• Ampere Magnus EX

Price: ₹74,999

Range: Up to 112 km per charge

Top Speed: 50 km/h

Charging Time: 6 to 7 hours

The Magnus EX represents the balance between affordability and good performance. It offers a comfortable ride with suitable storage space, making it practical for daily commuting needs.

• Hero Electric Atria

Price: ₹82,400

Range: Up to 85 km per charge

Top Speed: 25 km/h

Charging Time: 4 to 5 hours

Hero Electric Atria is designed for urban mobility with features designed for enhanced comfort and ease of use. Its compact size also makes it ideal for navigating through traffic, and the battery capacity provides a sufficient range for all city rides.

• Ampere Zeal EX

Price: ₹86,700

Range: 80 to 100 km per charge

Top Speed: 50 to 55 km/h

Charging Time: 5 hours

The Zeal EX targets budget-conscious buyers. The scooter boasts a stylish design that balances speed and mileage.

Conclusion

Being environmentally conscious and choosing an eco-friendly mode of transport is a wise decision. Also, it is crucial to fulfill various aspects of ownership, including buying third-party bike insurance or investing in a comprehensive insurance plan. Both of these financially protect against unforeseen circumstances while on the road, leaving you to enjoy your ride hassle-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Low-maintenance bikes are ideal for daily commuters who want a worry-free driving experience with minimal upkeep costs. In India, where affordability and durability are key, many bikes offer excellent mileage, reliability, and ease of maintenance. Here’s a list of the best low maintenance bikes in 2024 that deliver great value for money.

Top Low-Maintenance Bikes

You can guarantee a smooth riding experience and save time and money by selecting a low-maintenance bike. These bikes are perfect for regular commuters because they are made to provide great performance with little maintenance.

1. Bajaj CT110

• Engine: 115 cc
• Mileage: 70 kmpl
• Price: ₹70,170 onwards
• Warranty: 5 years or 75,000 km

The Bajaj CT110 is one of the most budget-friendly options for daily use. It is ideal for both urban and rural users because of its sturdy build and great mileage. The bike also has reasonably priced spare parts and maintenance costs.

2. Hero Splendor Plus

• Engine:2 cc
• Mileage: 65 to 81 kmpl
• Price: ₹75,440 onwards
• Warranty: 5 years or 70,000 km

The Hero Splendor Plus is one of India’s best-selling bikes. Known for its durability, it comes with Hero’s trusted technology and offers exceptional fuel efficiency.

3. Bajaj Platina 100

• Engine: 102 cc
• Mileage: 70 to 80 kmpl
• Price: ₹68,700 onwards
• Warranty: 5 years or 75,000 km

The Platina 100 is renowned for its comfort and reliability. With low maintenance requirements and impressive mileage, this bike is an excellent choice for budget-conscious buyers.

4. TVS Sport

• Engine:7 cc
• Mileage: 75 to 80 kmpl
• Price: ₹59,881 onwards
• Warranty: 5 years or 60,000 km

The TVS Sport is another economical option for commuters. It’s an exceptional value bike, offering a sleek design, a reliable engine, and excellent mileage.

5. TVS Star City Plus

• Engine:7 cc
• Mileage: 65–75 kmpl
• Price: ₹74,800 onwards
• Warranty: 5 years or 60,000 km

The Star City Plus stands out with its dual-tone design and advanced features. It offers excellent fuel efficiency and low maintenance costs, making it a popular choice among daily riders.

Conclusion

When choosing a low-maintenance bike in India, it’s essential to consider factors like mileage, price, warranty, and ease of servicing. Bikes like the Bajaj CT110, Hero Splendor Plus, and TVS Star City Plus offer a great mix of performance, durability, and affordability. Getting quality bike insurance online is also essential to avoid unforeseen expenses and enjoy a hassle-free riding experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Even if you own or have owned a two-wheeler in the past, you might not have thought much about the wheelbase, the distance between your bike's front and rear wheels.

However, it is an essential consideration—it is crucial to the performance and safety of your bike. The wheelbase affects everything from handling at high speeds to stability on winding paths. Let’s take a moment to understand this key component and how it impacts your ride.

Benefits Of Wheelbase In Bike

Here is a closer look at how a wheelbase in bike impacts various aspects of riding:

• Stability and Control: Bikes with longer wheelbases offer increased stability, which makes them efficient to handle, even at higher speeds. These bikes are less prone to wobbling and provide a smoother ride over bumps or dips in the road. This also makes them ideal for touring and cruising. The extended length of the wheelbase helps maintain a linear path—it reduces the amount of sway and improves the bike’s response to wind.

• Manoeuvrability: A bike with a shorter wheelbase can make sharp turns and navigate through congested urban environments easily. Shorter wheelbases also offer a more responsive handling experience and can help avoid road hazards. They make the bike more agile and easier to control at lower speeds. This is why many urban and sports motorcycles feature this design.

• Weight Distribution: The wheelbase also affects how weight is distributed across the chassis of the motorcycle. Longer wheelbases distribute weight more evenly between the front and rear wheels. This can help prevent the front or rear from becoming overly light and leading to loss of control.

• Speed and Performance: Sports bikes can benefit from shorter wheelbases as they facilitate quick direction changes and faster acceleration. The compact nature of these bikes helps riders experience brisk and responsive movements. This makes them suitable for racing and high-performance activities. On the other hand, cruising bikes benefit from the stability of longer wheelbases to handle high speeds with ease. The added length improves comfort and stability. They also offer a better posture while riding, which reduces rider fatigue over long distances.

Conclusion

Understanding the role of your motorcycle's wheelbase is essential for optimising handling and safety across different riding conditions.

It is also prudent to acquire comprehensive two wheeler insurance. This coverage is not just a formality—it is a fundamental aspect of your riding strategy. It offers financial protection against accidents and theft and ensures peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Among all the responsibilities that come with being a motorcycle owner, proper maintenance is one of the most important.

Keeping a simple motorcycle maintenance checklist on hand will help you in several ways: you will be able to keep your motorbike in excellent condition, prevent safety hazards, improve performance, and reduce the cost of services and repairs.

Remember, while maintenance is essential, a comprehensive two-wheeler insurance policy can also be beneficial, as it may protect you from future financial risks.

Read on to know what should be included in your motorcycle maintenance checklist.

Motorcycle Maintenance Checklist Complete List

Here are some essential things you should check when conducting maintenance checks on your motorcycle:

Engine Oil and Oil Filter:

Replacing the oil filter is a key part of maintenance that no bike owner should ignore.

The location of the oil filter must allow for the proper filling of the engine oil. Make sure the engine oil is below the indication line but not too low to cause damage to your systems. Importantly, make sure to inspect the colour of your engine oil. If it appears blacker in colour, it's time for a change.

Tyres:

Every bike general service checklist will require you to check the tyres. Make sure to check the pressure level and tread of your bike's tyres before taking it for a spin. Inspect the tyres regularly for signs of wear and tear and replace them if necessary.

Brakes:

Brake pads and brake fluid levels on bikes should be checked at regular intervals. Check whether the brake pedal is travelling properly and ensure the brake pads are not overly worn out. If the brake pads are thinner than 2mm, they will need to be replaced.

Battery:

Make sure you don’t subject your bike’s battery to extreme temperatures. Clean off accumulated dust, grim or other pollutants at least once every few days. You can also use anti-corrosive spray to deter damage around terminals. At least once a month, check battery fluid levels.

Air Filter:

Inspect your air filter regularly to remove dust, dirt, and debris. Replace the filter if it’s clogged, dirty, or damaged.

Coolant:

Check your coolant levels at set intervals or whenever you notice something is amiss. Bike coolant has to be changed every 2 years or so based on your bike model.

Chains:

Regularly clean the grease and grime from the chains and lubricate them with oil. Replace them when you notice excessive wear.

Conclusion

Developing a personal motorbike maintenance checklist can extend the lifespan of your two-wheeler and keep it in top condition. Regular maintenance improves performance and reduces the chance of accidents.

However, to truly keep safe on the road and access professional maintenance for your bike whenever required, it is prudent to acquire a comprehensive two wheeler insurance policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A motorcycle may read as a good fit for you on paper, but it’s always best to opt for a test drive before you make the purchase. A test ride provides you with the actual experience of riding the motorcycle and allows you to make a well-informed and conscious decision.

During a test ride, you should ideally assess whether the bike matches your expectations for comfort and overall performance.

Read on to learn of some key considerations when test driving a motorcycle.

Tips On How To Test Ride A Motorcycle

Here’s how to effectively test drive a motorcycle:

Be Prepared

After you schedule your appointment for a test drive with a dealership, it’s important to prepare yourself. It’s best to carry your driving license and other identification. Moreover, it’s best to wear appropriate attire. Some essential accessories include a helmet, closed-toe footwear or boots, riding gloves and a jacket. This ensures you replicate your driving experience and remain protected.

Focus on the Key Aspects

When you test drive the motorcycle, pay attention to the important features. Closely evaluate the type and performance of the engine, braking system, suspension, acceleration and other pertinent features. A test ride provides the opportunity to closely evaluate these characteristics.

Test Drive on Different Terrain

When taking a motorcycle out for a test drive, it is important to experience the stability on various types of terrain. If possible, it’s recommended that you drive down smooth and bumpy roads, highways, and narrow lines. This will let you accurately evaluate performance and identify any potential handling issues.

Consider the Performance and Comfort

The bike’s performance and level of comfort are perhaps the most crucial aspects to consider during a test drive. A bike may check every box, but if it doesn’t afford you the level of comfort you were looking for, it’s probably not the right choice. It is also important to check that the bike performs consistently during the test drive.

Conclusion

Understanding how to test-ride a motorcycle can help you choose the perfect ride that meets all your requirements and expectations. A thorough evaluation of overall performance ensures you buy a vehicle that shall give you the perfect riding experience that never disappoints.

Remember to additionally pay attention to all legal stipulations that come with purchasing a motorcycle. This includes appropriate documentation and valid two-wheeler insurance. You can easily purchase bike insurance online to safeguard your vehicle and afford financial coverage in the event of an accident or damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

According to reports, bike theft is on the rise in India. Therefore, motorcycle owners should take measures to protect their vehicles from being stolen. A reliable solution called anti-theft devices, which include alarms, immobilisers and GPS trackers, can help safeguard bikes. 

Out of these, many consider a GPS tracker as the best anti-theft device for a bike. That is because these trackers inform you of your bike’s real-time location. This is not only a big deterrent for thieves but also comes in handy during tracing and recovering a stolen motorcycle.

Common types of GPS trackers for bikes

Dependable and effective GPS trackers for motorcycles are massively popular in India. Apart from location tracking, they also feature geofencing, theft alarms, travel route history, speed alerts, voice monitoring, and more. The most common and the best anti-theft GPS trackers for a motorcycle are:

1. Compact, hidden GPS trackers

They are tiny in size, lightweight, wireless, and simple to install. Compact GPS trackers often come with a battery source. This makes it easy to conceal them in a bike without connecting them to the wiring, making it difficult for miscreants to find the anti-theft device. Compact, battery-operated GPS trackers generally have a SIM card for real-time connectivity. If you are looking for the best wireless GPS tracker for a bike in India, then you can consider options like Ajjas GO, Onelap GO, and Qubo Wireless. Ajjas GO even comes with a built-in microphone to listen to your bike’s surroundings when tracking.

2. Hardwired GPS trackers

Hardwired trackers connect directly to the bike's electrical system, which provides them with a constant power supply. While they can be seamlessly integrated into your bike, thieves can find and disable them simply by tracing the wires from your bike’s battery.

3. Multi-function GPS trackers

These are more advanced GPS trackers that also offer fuel level monitoring, speed monitoring, and ride analytics. They are a great choice for individuals who want to remotely track their bike’s data with ease.

GPS trackers for scooters

In India, scooters are also vulnerable to theft. Most modern scooter users in India nowadays do opt for GPS trackers. However, are the GPS trackers for scooters different from those used in motorcycles? Well, even though they function exactly like bike GPS trackers, one should opt for wireless and small trackers for scooters. This is because it would be very easy to discover and disable any hardwired GPS tracker in a scooter. You can sneakily place a small wireless GPS tracker in a scooter anywhere.

When picking a scooter GPS tracker, do consider the following:

• Compatibility: Be sure that the tracker matches your scooter's model and make.
• Battery life: Search for trackers with extended battery life to stay away from the hassle of regular recharges.
• Integration with apps: Nearly all GPS trackers have mobile applications that give live updates and command of the unit.

Choose the best option for your needs

The key to selecting the best anti-theft device for your motorcycle lies in understanding your specific requirements:

• Budget: Physical locks and basic GPS trackers are affordable, while advanced GPS systems may be pricier. In India, you can easily purchase a reliable wireless GPS tracker for between INR 2,500 to INR 5,000.
• Bike type: Scooters or high-end bikes may require specific types of anti-theft devices. For example, in touring motorcycles, a wireless GPS tracker may not have enough battery for a long trip. In that case, a wired GPS tracker will work best. Similarly, high-end motorcycles will require a combination of anti-theft devices to safeguard them effectively. An immobiliser is a must, as it prevents the bike’s engine from starting without authorisation or its key.
• Location: If you live in a high-theft area, consider combining a wireless GPS tracker, which is easy to conceal, with a physical lock for maximum security.
• Features: Decide whether you need real-time tracking, geofencing, or additional features like alarm systems.

Conclusion

A GPS tracker can be considered the best anti-theft device for a motorcycle, thanks to its array of features that enable you to be digitally connected to your vehicle at all times. For the best protection, combining them with immobilisers and alarms is highly recommended. Ultimately, anti-theft devices for your bike or scooter aren’t the only things you need for guaranteed peace of mind. Another critical component of safeguarding your two-wheeler is comprehensive bike insurance coverage that protects you financially in the event of bike theft and other unforeseen incidents. Anti-theft devices and bike insurance ensure you’re fully covered for a worry-free biking experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Not all bikers ride the same way. Some take it slow, while others love to push their limits. Some enjoy exploring unknown terrains, while some are just starting their biking journey. No matter the riding style, having the right two-wheeler insurance coverage is crucial for financial security and peace of mind.

The slow rider

Slow riders believe in safe and steady biking. They strictly follow traffic rules, maintain moderate speeds, and wear protective gear. They are the kind of riders who wait patiently at red lights, avoid reckless overtaking and prefer taking familiar routes. Their focus is on minimising risks rather than rushing through traffic.

While slow riders are less prone to high-speed crashes, they are still vulnerable to minor accidents, road mishaps and unforeseen breakdowns. These types of riders in insurance can help slow riders:

• Zero depreciation: Ensures that in case of an accident, the insurance company covers the full cost of repairs without factoring in depreciation.
• Roadside assistance: Offers immediate help in case of a flat tyre, battery failure or other breakdowns.
• Personal accident cover: Provides financial support in case of accidental injuries to the rider.

The traveller / adventure rider

Adventure riders are not just bikers, but explorers. They love riding through mountains, deserts and highways. These riders often travel in groups, participate in road trips and love to take their bikes to remote destinations.

Adventure riders put their bikes through rough terrains, unpredictable weather and long hours of riding. Their insurance should cover extensive wear and tear, unexpected damages and emergency assistance. The types of riders that these riders can opt for are:

• Roadside assistance: Essential for long trips, this rider provides towing and repair services in case of breakdowns in remote areas.
  
  
• Tyre Protection: Protects against punctures, cuts and damages as they are common during off-road and long-distance rides.

The fast rider

Fast riders love the thrill of speed. They zip through traffic, take sharp turns and push their bikes to the limit. They are passionate about performance. Hence, they modify their bikes for better acceleration and handling. However, their high-speed riding style increases the risk of accidents and bike damage.

These types of bikers can opt for two-wheeler insurance riders that provide extensive protection against accidental damage, engine breakdowns and repair costs such as:

• Engine protect: Covers engine damage caused by sudden acceleration, overheating or water ingress during monsoons.
• Accidental damage: Provides financial protection in case of accidents, covering repair expenses.

The new rider

New riders are just beginning their journey on two wheels. They are still mastering balance, learning road rules and building confidence in handling their bikes. Because of their inexperience, they are more likely to face minor accidents, scratches and damages while riding.

For a new rider, two-wheeler insurance riders should focus on affordability, accident protection and coverage for minor damages that may occur as they learn. These include:

• Zero depreciation: Ensures that the insurance covers the full cost of bike repairs without factoring in depreciation. This is crucial for a new bike.
• Personal accident: Provides financial assistance in case of injuries while riding.

Conclusion

Irrespective of the biker you are, having the right insurance coverage is crucial for a worry-free ride. The right types of riders can protect you from financial losses in case of accidents, theft or breakdowns.

So, whether you’re a slow rider, a fast rider, an adventure enthusiast or a beginner, make sure to pick the insurance rider types from different riders to keep your ride secure and stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Getting a learner's licence is the first step toward riding a bike legally. If you're preparing for the learner license test for your two-wheeler, a little preparation can go a long way in helping you clear it on the first attempt. Many people assume the bike learners test is difficult, but with the right approach, it's simple.

Prerequisites for the test

You no longer have to stand in long queues for a learner's licence. You can apply online and make the process hassle-free. All you need to do is:

• Visit your state transport department’s official website
• Download the application form
• Fill in the required details

You'll need to upload documents like proof of address, proof of identity, passport-sized photos and the applicable fee.

Once your application is submitted, you can select a slot for the learner licence test for your two-wheeler. On the test day, show up and take the exam. If you clear the bike learners test, you’ll receive your learner’s licence. However, remember that as a learner, it’s wise to ride under the supervision of a licensed driver and ensure your vehicle has a visible red ‘L’ sign.

Track test for two-wheeler driving test

Once you've had your learner's licence for a month, you can apply for a driving licence. The process is quite similar to getting your learner's licence. However, the test itself is different and varies from state to state. If you're taking the learner licence test for two-wheeler, you'll likely be asked to ride around an '8'-shaped track.

During the test, evaluators will assess:

• Your riding skills
• Understanding of hand signals
• The use of indicators

You must also complete the track without letting your feet touch the ground. You'll receive your driving license once you clear the bike learner's test. Also, before hitting the road, make sure to secure two-wheeler insurance to remain financially cushioned in the event of any untoward incidents.

Preparation for written test

Ample material is available over the web, which you can use to prepare for the written test. Make sure to go through the materials carefully and grasp them. The written test covers:

• Understanding traffic rules and regulations
• Identifying and interpreting road signs
• Learning safe riding techniques
• Knowing basic motorcycle maintenance and troubleshooting
• Mastering defensive riding strategies
• Handling emergencies on the road

Also, it’s vital to stay calm and not panic on the test day.

Things to consider for bikes licence test

The essential things to consider for this all-important test are:

• Know the rules of the road

Understanding traffic rules is crucial. Study the road signs, signals, and lane discipline. The test will check your knowledge of speed limits, right-of-way, and safety measures.

• Practise riding skills

A written test isn’t the only thing to consider. You also need to demonstrate proper riding skills. Practise smooth braking, maintaining balance and using indicators correctly.

• Wear proper safety gear

On the test day, make sure you’re wearing a helmet, gloves and appropriate footwear. Not only is this a safety requirement, but it helps create a good impression on the examiner.

Conclusion

Cracking a learner licence test for your two-wheeler requires dedicated effort and commitment. With the right approach, you can pass this test with ease and take a step forward to ride your favourite two-wheeler. Also, compare various two-wheeler insurance plans and choose the one that best fits your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A standard two-wheeler insurance policy provides basic coverage, but it may not be enough to cover all risks. This is where two-wheeler insurance add-on covers come into play. These add-ons enhance your policy, offering extra protection against financial losses. By choosing the right bike insurance add-ons, you can ensure complete peace of mind while riding your bike.

Add-ons in bike insurance policy

The various kinds of two-wheeler insurance add-on covers include:

• Zero depreciation cover

Zero depreciation cover, also known as bumper-to-bumper insurance, is an add-on cover in two-wheeler insurance that ensures full claim settlement without factoring in depreciation. Typically, when a bike undergoes repairs, insurers deduct depreciation costs on replaced parts reducing the claim amount.

However, with zero depreciation cover, the insurer covers the entire repair cost. This add-on is especially beneficial for new bikes, as it minimises out-of-pocket expenses in case of damage. Though it comes with a higher premium, it provides financial security and peace of mind by ensuring maximum claim benefits.

• Roadside assistance cover

This add-on cover in two-wheeler insurance provides immediate help if your bike breaks down while riding. It includes services like towing, minor repairs, flat tire assistance, fuel delivery and battery jump-starts.

This add-on ensures that you get quick support without extra costs during emergencies, reducing stress and inconvenience. It is especially useful for long rides and remote areas where finding help can be difficult.

• Engine protection cover

One of the major bike-insurance add-ons, engine protection cover, provides financial protection against damage to your bike's engine due to water ingression, oil leakage or mechanical breakdown.

This add-on is beneficial, especially for those living in flood-prone areas or frequently riding through waterlogged roads.

• Consumables cover

This cover in bike insurance is an add-on that covers the cost of consumable items like engine oil, nuts, bolts, grease, brake oil and similar components that need replacement after an accident.

Normally, these expenses are not covered under a standard bike insurance policy. However, these costs are reimbursed with this cover. This helps reduce out-of-pocket expenses during repairs. This add-on is especially beneficial for expensive bikes.

Conclusion

A two-wheeler insurance policy is essential. However, adding extra coverage can make a huge difference in protecting your finances. Choosing the right two-wheeler insurance add-on covers ensures your bike is secured from unexpected expenses. Assess your needs and opt for the one to ride worry-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Bajaj Dominar 400 is one of the most powerful bikes in the Bajaj family. It is known for its muscular design, solid performance and great touring abilities. Designed as a sports tourer, the Dominar 400 is perfect for both city rides and long-distance journeys.

With a powerful 373.3cc engine and modern features, it is ideal for riders who want performance, comfort and style in one package. Read on to explore the Bajaj Dominar price, specifications and features.

Dominar 400 price

The Dominar 400 offers excellent value for a bike in the 400cc segment. It is loaded with features and powerful performance that justify the cost.

• The Bajaj Dominar 400 is priced at Rs. 2.33 Lakh (approx.)(ex-showroom price in Delhi).
• Available in two colours: Charcoal Black and Aurora Green

Dominar 400 specifications

The Dominar 400 is designed for performance, featuring a powerful engine and a robust frame. Bajaj Dominar specifications highlight why it is known as a true sports tourer

• Engine: 373.3 cc, single cylinder, 4-stroke, DOHC, 4 Valve, liquid-cooled
• Maximum power: 40 PS @ 8800 rpm
• Maximum torque: 35 Nm @ 6500 rpm
• Gearbox: 6-Speed with Assist & Slipper Clutch
• Brakes:
• Front: 320 mm disc
• Rear: 230 mm disc
• Top speed: 155 kmph
• Fuel tank capacity: 13 litres

Dominar 400 features

The Bajaj Dominar features and advanced technology ensure a comfortable and safe riding experience.

• LED tail light and turn indicators add a modern touch
• Digital instrument console with speedometer, odometer, trip meter and tachometer
• Navigation assist makes touring and exploring new routes easier
• Dual-channel ABS ensures safer braking and better control
• Split seat design provides comfort for both rider and pillion
• Adjustable windscreen enhances comfort on long highway rides
• Real-time mileage and distance-to-empty indicators help monitor fuel efficiency
• USB charging port allows convenient charging for phones and gadgets

Conclusion

The Bajaj Dominar 400 is an excellent option for riders looking for a powerful sports tourer. However, remember to prioritise safety when riding a bike. Wear protective gear, follow road rules and ensure you have the necessary documentation, including a registration certificate (RC), a valid licence and third-party insurance.

Buying bike insurance online makes it easier to compare policies. Additionally, a comprehensive bike insurance policy covers third-party liabilities and protects your bike against accidents, theft, natural disasters and more, giving you peace of mind on every ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The Bajaj Chetak is a name that evokes nostalgia for many Indians, symbolising trust and reliability across generations. Now, Bajaj has reimagined the Chetak for the modern world as an electric scooter. It still carries the same legacy but now runs on electricity, making it better for the environment and more economical to ride.

With a strong build, good range and stylish looks, the Bajaj Chetak is perfect for city rides and daily commuting. Let’s take a closer look at the Bajaj Chetak price, specifications and features.

Chetak price

The Bajaj Chetak 3501 offers great value for money. The price can change depending on the city and model. Here’s a quick overview:

• Chetak 3501 price: ₹1.42-₹1.47 lakh (approx.)(ex-showroom price in Delhi)
• Other Models available: Chetak 3502 and Chetak 2903

Chetak specifications

The Bajaj Chetak 3501 has impressive specifications for Indian roads and weather. Here are some key Bajaj Chetak specifications:

• Battery capacity: 3.5 kWh
• Range: Up to 153 km/charge
• Top speed: 73 kmph
• Charging time (0-80%): 3 hours
• Transmission: Automatic
• Brake: Front: Disc, Rear: Drum
• Instrument console: Digital

Chetak features

The Bajaj Chetak 3501 has features that make every ride smooth, safe and comfortable. Some of the best Bajaj Chetak features include:

• Electric power: Runs entirely on electricity, eliminating the need for fuel
• Robust build: Durable metal body designed to withstand bumps and rough roads with ease
• Convenient start: Push-button start for effortless ignition
• Advanced digital console: 5-inch TFT touchscreen display with a digital speedometer and odometer
• Smart connectivity: Bluetooth integration for seamless pairing with your devices
• Modern lighting & alerts: LED headlights for better visibility, along with a low battery indicator for timely recharging

Conclusion

The Bajaj Chetak is more than just an electric scooter; it’s a journey from the past to the future. With a strong build, great range and smart features, it’s perfect for anyone looking for a reliable and eco-friendly ride. If you are considering switching to an electric scooter, the Bajaj Chetak is worth considering.

When riding a scooter, wearing protective gear, following speed limits and ensuring you have the necessary documentation are essential. This includes a Registration Certificate (RC), a valid driving licence and a suitable   insurance policy. Opting for comprehensive two-wheeler insurance provides complete protection, covering both third-party liabilities and any damage to your scooter.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 20 Jan 2026

A motorcycle with a gear and a light motor vehicle (LMV) are two common types of vehicles used for daily travel. Both serve different purposes depending on your lifestyle and commuting needs. While motorcycles offer agility and fuel efficiency, LMVs provide comfort and safety for longer trips or family travel. Both need proper driving licences and safety checks before use.

This blog details a motorcycle with a gear and a light motor vehicle.

What is an LMV?

A Light Motor Vehicle (LMV) is a small four-wheeler used for personal or business purposes. It includes cars, jeeps, small vans and light commercial vehicles that carry goods or passengers. These vehicles are easy to drive and control compared to heavy vehicles like trucks or buses. Anyone with an LMV driving licence can legally drive these vehicles on public roads in most countries.

What is an MCWG?

A motorcycle with a gear (MCWG) is a two-wheeler that lets you change speeds using a gear system. It has a clutch and gear lever that help control how fast or slow you can go. Riders use gears to adjust power when climbing hills, speeding up or slowing down. These bikes give better control, fuel efficiency and performance compared to scooters that don’t have gears.

Difference between LMV and MCWG driving licences

You must also know the difference between the LMC and MCWG driving licences before applying for them.

• The MCWG licence allows you to ride any geared two-wheeler, such as motorcycles and mopeds, for personal or transport use.
• The LMV licence permits you to drive small four-wheelers with a gross vehicle weight of up to 7,500 kg, including cars, jeeps and light vans. The LMV licence is further divided into LMV-NT (Non-Transport) for private vehicles and LMV-TR (Transport) for commercial use.

Holding an LMV licence does not allow you to ride motorcycles with gears. To operate both vehicle types legally, you must have separate endorsements for MCWG and LMV on your driving licence.

Tips for choosing the right vehicle type

When choosing between a motorcycle with a gear and a light motor vehicle, think about your daily needs.

• If you travel alone or in busy traffic, a motorcycle is easy to handle and saves fuel.
• For travelling with families or carrying goods, a light motor vehicle is safer and more comfortable.
• Check your licence type before buying. Also, compare maintenance costs, mileage and comfort.
• Always test drive both options to see which feels easier and better for your everyday use.

Considering insurance for LMV and MCWG

Whether you are the holder of an LMV or an MCWG driving licence, having valid insurance is mandatory under Indian motor laws. Choosing the right car or bike insurance plan ensures financial protection against unforeseen accidents. Compare policies based on coverage, premium and claim settlement ratios to get the best plan suited to your vehicle type.

Conclusion

A motorcycle with a gear and a light motor vehicle serve different needs. A geared motorcycle is best for single riders who want speed and fuel savings, while a light motor vehicle is ideal for families or people carrying goods. Before choosing, think about your daily use, comfort and budget. Always follow traffic rules, wear safety gear and have valid documents like a PUC certificate and comprehensive bike insurance.

If you need help finding the right vehicle insurance for your automobile, fill out the form on this page. Our experts will help you find the ideal policy for your needs.

FAQs

1. What is the main difference between a motorcycle with a gear and a light motor vehicle?

A motorcycle with a gear is a two-wheeler that requires manual gear shifting, whereas a light motor vehicle (LMV) is typically a four-wheeler used for carrying people or goods. LMVs are more stable and comfortable for long trips.

2. Which one is cheaper to maintain?

A motorcycle with a gear generally has lower maintenance and fuel costs than a light motor vehicle. However, LMVs provide better safety and comfort.

3. Do I need a different licence for LMV and MCWG?

A motorcycle with a gear requires a two-wheeler licence, while a light motor vehicle needs an LMV licence. Always check local rules before applying.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Bajaj Pulsar RS200 is one of the most popular sports motorcycles known for its performance, style and advanced features. With a sporty design and reliable performance, it has become a favourite choice for biking enthusiasts.

Read on to discover its price, specifications and features.

Pulsar RS200 price

The Bajaj Pulsar RS200 is priced competitively, making it a good option for anyone looking for a stylish sports bike without spending too much. The price may change depending on the city or state.

• Price: The Pulsar RS200 price starts from ₹1,84,115 (approx.)(ex-showroom price in Delhi).
• Variants: Available in standard variant with multiple colour options.
• On-road price: Varies based on location, including additional charges like RTO fees and insurance cost.

Pulsar RS200 specifications

The RS200 is built with a powerful engine and advanced technology that ensures great performance and smooth rides. The key Pulsar RS200 specifications are:

• Engine: 199.5cc, single spark 4-Valve, FI engine, liquid-cooled
• Power: 18 kW (24.5 PS) at 9,750 rpm
• Torque: 18.74 Nm at 8,000 rpm
• Transmission: 6-speed gearbox
• Fuel tank: 13 litres capacity
• Brakes:
  • Front: 300mm
  • Rear: 230mm
  • Dual Channel ABS.
• Tyres: Tubeless tyres for enhanced safety.

Pulsar RS200 features

The bike's features enhance the riding experience while giving the bike a sporty look. Some of the key Pulsar RS200 features:

• Design: Sporty, race-inspired aesthetics with aerodynamic fairing
• Lighting: Projector headlamps for better visibility
• Instrument cluster: Digital display providing essential information
• Cooling system: Advanced liquid cooling for optimal engine performance
• Braking: Dual Channel ABS ensures safe braking on various surfaces
• Ergonomics: Riding posture balances comfort and sportiness
• Colours: Available in Active Black Satin, Pearl Metallic White, Glossy Racing Red

Conclusion

The Bajaj Pulsar RS200 stands out as a well-rounded sports bike, offering impressive performance, modern features and striking design. Its competitive price makes it a great option for riders seeking a dynamic yet practical motorcycle. Whether for daily commute or weekend getaways, the RS200 delivers a thrilling experience.

However, safety should always come first when riding a bike. Wear protective gear, follow speed limits and carry essential documents including the Registration Certificate (RC), a valid licence and third-party two-wheeler insurance. For enhanced protection, consider opting for comprehensive bike insurance, which covers risks such as accidents, theft and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Obtaining a bike learning licence is the first step towards legally riding a two-wheeler in India. The cost of a motorcycle learner's licence varies by state but is generally affordable, ensuring accessibility for all potential riders. The fee structure includes application charges, test fees, and in some cases, additional biometric or service charges set by the respective Regional Transport Office or RTO.

Learning licence fees for bikes

• The base fee for a bike learning licence in most Indian states ranges from ₹150 to ₹200.
• An additional test fee of around ₹50 to ₹100 is charged for the learner’s licence test.
• Some states may have online service fees or biometric verification charges, which slightly increase the overall cost.
• In states like Maharashtra, Karnataka, and Tamil Nadu, the total motorcycle learners cost may include extra processing charges.
• The cost of a motorcycle learner's licence in states like Delhi and Uttar Pradesh remains close to the national average but may vary slightly depending on local RTO policies.

Why knowing your learning licence fees matters

Understanding the bike learning licence fees ensures that applicants are aware of the exact cost before applying. Additionally, securing two-wheeler insurance early provides financial and legal protection, which becomes crucial once a permanent licence is issued.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.