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Marine Hull General insurance

Scope of cover

The purpose of hull insurance is to cover ship owners various insurable interests and these include:

  • Hull and ​machinery ​insurance
  • Insurance of freight
  • Builders risk policy
  • Loss of hire insurance
  • Loss of profit Insurance

The Institute Time ​clauses form the basis for most polices used for insurance of vessels and their machinery.

More Details

Sum insured

It is an agreed value in the policy.


    The premium will depend on the following factors:
  • Type of vessel, trading limits, age, tonnage and technical aspects of machinery
  • Management and ownership considerations
  • Past claims experience
  • Valuation of vessel
  • Type of cover required
  • Size of the deductible

Significant exclusions

The exclusions will depend upon the type of cover availed and would be governed by Institute Time clauses and Institute Voyage clauses.


The policy will be subject to deductibles, which will depend of the type of cover availed.