These days, many students travel to the UK for higher studies. A degree from a UK university promises a bright future. You also get a firsthand experience of different cultures which provides a novel experience.

 However your perfectly planned study tour can go out of schedule because of a medical emergency like an accident. At the same time, in case you lose your passport or luggage you may have enough to handle already. Therefore, to tackle medical emergencies when you study abroad, student travel insurance is necessary.

What is UK student travel insurance?

UK student travel insurance is a special insurance policy offered to students travelling to or from the UK for their studies. It provides financial protection against unexpected incidents such as medical emergencies, trip cancellations, lost luggage, and other travel-related risks.

Students can buy online travel insurance from India and access it abroad anytime. You can also avail the insurance guide on the website to help you choose a suitable policy for your specific requirements.

Key benefits of student travel insurance for UK

Student travel insurance offers several advantages, making it essential to planning your trip. Some of the key benefits include:

1. Medical Coverage –

   Covers emergency medical expenses, hospitalisation, and doctor visits.

2. Trip Cancellation & Interruption –

   Reimburses non-refundable expenses in case of trip cancellations due to unforeseen events.

3. Lost or Delayed Baggage –

   Provides compensation for lost, stolen, or delayed luggage.

4. Personal Liability –

   Protects against legal expenses or damaged property.

5. Study Interruption Coverage –

   Offers financial support if you must return home due to an emergency.

6. Emergency Evacuation & Repatriation –

   Covers costs for medical evacuation or repatriation to your home country.

Coverage under UK student travel insurance

UK student travel insurance coverage may vary depending on the policy provider. However, a standard plan generally includes:

• Health & Medical Expenses:

  Covers doctor consultations, hospital stays, surgeries, and emergency treatments.

• Accidents & Personal Injury:

  Compensation for accidental injuries sustained during travel.

• Loss of Personal Belongings:

  Coverage for lost passports, laptops, or study materials.

• Travel Delays & Missed Connections:

  Reimbursement for extra expenses incurred due to travel delays.

• Legal Assistance:

  Support for legal costs in case of disputes or accidents.

How to buy student travel insurance for UK?

Purchasing the right student travel insurance is crucial before embarking on your academic journey. Here's how you can buy a suitable policy:

1. Assess Your Needs –

   Consider factors like the duration of your stay, destination, and any specific risks.

2. Compare Policies –

   Research insurance providers' coverage, exclusions, and costs.

3. Check University Requirements –

   Some universities may have mandatory insurance requirements to ensure compliance.

4. Choose Between Single Trip or Multi-Trip Insurance –

   If you plan to travel multiple times, a multi-trip plan may be more cost-effective than a single-trip policy.

5. Purchase Online –

   Many providers offer easy online application processes for quick policy issuance.

Conclusion

Buying student travel insurance is a smart decision – when the benefit it offers is considered. You can opt to pay your premium in instalments in case you cannot pay it at once. You can also find a complete premium payment table, claim procedure, price chart, and different policies with benefits on the websites. You can go through all the options such as single trip travel insurance and comprehensive travel insurance at your leisure before buying one that suits you best.

In case you need to extend your policy online you can easily do it while studying abroad. You can opt for a two year policy directly. You can also avail travelling tips from the websites so that you may save on your travelling expenses abroad.

Thus getting insured with travel insurance is the smartest way of planning your study tour and securing a peaceful study period in the UK.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 03 Feb 2026

Studying abroad is an exciting step, but it also comes with challenges that go beyond adjusting to a new culture or campus. Medical emergencies, lost luggage, flight delays and cancellations can all disrupt your academic journey. This is where student travel insurance becomes important.

Student travel insurance shields international candidates from financial setbacks while studying overseas. For anyone preparing to study abroad, this provides peace of mind, allowing you to focus on your academics and new experiences.

What is student travel insurance?

Student travel insurance is a specialised plan for students who study in a foreign country. This plan covers medical expenses, travel-related risks and unique needs like study interruption and personal liability. Many plans also include a bail bond benefit, which provides financial support if the student is detained abroad for a bailable offence, helping them secure release without immediate financial burden. Some plans even provide compassionate visits for family members in case the student is hospitalised for an extended period.

Importance of student travel insurance

Here are the primary reasons why a student travel insurance plan is crucial:

• Peace of mind: A student travel insurance plan provides a much-needed financial backup in case of any unfortunate event abroad.
• Mandatory coverage: Indian insurance companies offer student travel plans at one-third the price of those offered by foreign university-linked insurers. These policies are compatible with university mandates and provide a cost-effective way to comply with the law, while also ensuring your child's safety.
• Comprehensive healthcare: In case your child needs medical attention while undergoing an academic course, an insurance policy may cover the treatment costs.
• Trip coverage: Documentation is of utmost importance when travelling abroad. The benefits of availing a student travel insurance plan are not limited to healthcare; they also help insure loss of passport and checked-in baggage.
• Study period coverage: This perk makes sure that your insurance remains active throughout your study period abroad, including breaks.

Key benefits of student travel insurance

Student travel insurance offers multiple benefits designed to protect students during their time abroad. One of the biggest advantages is medical coverage, which may include cashless hospitalisation, emergency treatment and even medical evacuation if required. Some plans also cover loss of passport or personal belongings, which are common challenges for students living independently in a new country.

Many policies include study interruption benefits, compensating for tuition fees and living expenses if the student is unable to continue due to illness or family emergencies. Some plans even extend to sponsor protection, ensuring the student’s education continues if the fee-paying guardian passes away. Additionally, travel delays, flight cancellations and personal liability coverage provide further financial security, making student travel insurance a comprehensive safety net while studying abroad.

Top countries that mandate student travel insurance

Many universities in countries such as the UK, Hungary, Germany, Canada and the USA require students to have valid health or travel insurance before enrolment. These institutions want to ensure that international students are protected against medical emergencies, accidents or unexpected expenses during their stay.

In some cases, universities provide their own approved insurance plans, while others allow students to choose a suitable policy that meets their guidelines. Having the right insurance in place not only supports visa compliance but also offers reassurance throughout the academic journey.

Conclusion

Now that you have understood how student travel insurance works and why it is important, it is essential to research thoroughly and confirm your university’s specific insurance requirements. Only verify your information from your preferred school’s official website or contact them directly. This helps avoid confusion and complications in the future.

If you need tailored travel insurance advice, you can fill out the form on this page, and our team will guide you with suitable options based on your needs.

FAQs

1. What is the difference between student travel insurance and standard travel insurance?

Student travel insurance offers student-specific benefits like study interruption, sponsor protection and tuition fee cover, which standard travel insurance does not. Standard plans mainly cover medical and basic travel risks.

2. What happens if a student changes universities or countries mid-course?

If a student transfers to another university or relocates to a different country, the insurer must be informed. Depending on the policy terms, coverage may be adjusted or require a new policy altogether to stay compliant with local regulations.

3. Does student travel insurance include dental treatment?

Yes, student travel insurance can include dental treatment, but only for acute, anaesthetic treatment of a natural tooth during the trip. The cover is limited to the sum insured specified in the policy, and a deductible applies to each separate claim.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 30 Dec 2025

Planning a family holiday is exciting, with the thrill of exploring new places, sharing laughter over meals and creating memories that last a lifetime. But amid all the packing, sightseeing and photo-taking, the last thing you want is to be caught off guard by unexpected mishaps, such as sudden illness, a minor accident or lost luggage. Family travel insurance policy provides a safety net, helping you enjoy your trip without worrying about what ifs and giving peace of mind in emergencies.

How to purchase family travel insurance online

Purchasing family travel insurance online is easy and requires just a basic understanding. Here are the main steps:

• Compare plans: To pick a plan that meets your needs and budget, compare the coverage limitations, deductibles and premiums of several policies accessible online.
  
  
• Read the fine print: Always go over the fine print before purchasing a family travel insurance package. This will make it easier for you to understand what the plan does and does not cover.
  
  
• Provide your details: You need to provide your personal information, including your name(s), travel destinations and dates as well as the details of all the family members travelling with you and phone number.
  
  
• Pay the Premium: After carefully reading the details and choosing your travel insurance plan, you can use your credit/debit card to pay the premium online.

Things to check before buying travel insurance

With many travel insurance options available online, it’s important to choose a policy that meets your most important needs. Ensure your policy covers essential healthcare expenses, including medical consultations and emergency treatment, so you and your family can travel with confidence.

Things to look out for:

• Coverage limits: This is the maximum amount your insurer will reimburse. Always choose a plan with an adequate coverage limit that matches your potential expenditure.
  
  
• The deductible: The deductible is the amount you pay before the insurance company starts paying for a covered claim. A higher deductible would result in a higher out-of-pocket payment from your end. So choose a plan carefully.
  
  
• The premium: You will be required to pay a premium to enroll in an insurance plan. It’s crucial to pick a plan with a premium you can manage financially without unnecessary hassles.
  
  
• Cancellation policy: Read and understand the cancellation policy of the travel insurance plan you are planning to buy.
  
  
• Claim process: Knowing the claim process before you buy a travel insurance plan will help you if the need to file a claim arises.

Documents required for purchasing family travel insurance online

Having the right documents ready can make buying family travel insurance online faster and seamless. Most insurers allow you to complete the purchase digitally once your documents are processed and verified.

You’ll need valid identity proof for all insured members, such as a passport, Aadhaar card or voter ID. Travel details including destination, duration and purpose of the trip (holiday, business or study) are also required to customise your policy. For international travel, passport numbers and visa details may be needed to verify eligibility.

If you’re travelling with dependents, age proofs or date of birth details may be required. Some insurers may also ask for basic medical information or a health declaration, especially for senior members. Keeping these documents accessible ensures a smooth, paperless experience and allows you to receive your policy instantly via email.

Tips for a smooth online travel insurance purchase process

Start by comparing plans carefully. Check coverage benefits, policy limits and exclusions to ensure the plan meets your travel needs. Whether you’re buying individual or family travel insurance, a quick comparison helps you choose the best option.

Cross-check that your personal and travel details are accurate. Errors in names, birthdays, passport numbers or travel dates can delay approval or cause claim issues later. Keep scanned copies of passports and IDs handy to speed up the process.

Use a secure internet connection when buying insurance online. Avoid public Wi-Fi while entering sensitive information such as payment details. Review your premium and payment method before confirming the purchase.

Finally, download or email a copy of your policy immediately. Having offline access allows you to present proof of insurance during travel or emergencies, ensuring a hassle-free trip.

Conclusion

Travel insurance is more than just a formality; it’s a safety net that protects your family from unexpected emergencies and ensures peace of mind throughout your trip. When purchasing online, take the time to verify your details, choose a trusted insurer and stay alert for scams. With the right coverage in place, you can focus on enjoying your holiday, confident that you and your loved ones are protected.

For personalised guidance on selecting the best family travel insurance, fill out the form on this page and get advice tailored to your needs.

FAQs

1. Can one modify their travel insurance policy after purchase online?

Yes, most insurers allow changes to travel dates, destinations or adding family members after purchase, provided the trip hasn’t started. You should always check the insurer’s terms and any additional premium or fees before making modifications.

2. Are pre-existing medical conditions covered in online travel insurance?

Coverage for pre-existing conditions depends on the plan. Selected policies offer partial or full coverage if disclosed during purchase, while others exclude them. Read the policy document carefully to understand the limits and requirements.

3. How does one file a claim if an emergency occurs abroad?

Most travel insurance providers have 24/7 claim support. Keep your policy details, receipts, important documents and medical reports handy. Contact the insurer immediately via their hotline or app, follow their instructions and submit documents properly for a smooth claim processing.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 12 Feb 2026

In today’s fast-paced corporate world, business travel plays a vital role in building global relationships, securing deals and driving growth. With more employees frequently travelling for work, the risks of travel disruptions, medical emergencies or lost belongings have increased. Business travel insurance is a specialised insurance policy designed to protect employees and companies from financial risks arising due to unfortunate incidents during work-related trips.

Why do corporate employees need business travel insurance?

Corporate employees face many uncertainties while travelling for work. Business travel insurance helps manage these risks by offering financial security in the event of travel cancellation, healthcare expenses, misplaced luggage and other unanticipated circumstances. It thus offers quick support to employees so that they can focus on their jobs without worrying about unexpected costs or emergencies. Besides, offering this insurance demonstrates a company's effort to safeguard employee safety and well-being.

Key features of business travel insurance for corporate employees

International business travel insurance typically includes trip cancellation or interruption; this coverage reimburses you in case your trip is interrupted or gets cancelled due to a covered reason like a medical emergency, flight cancellation, sudden demise of one of your family members or a natural disaster. This policy will cover medical expenses, for instance, if you get sick or hurt while on a business trip. It can also pay the expense of medical evacuation if the need arises.

If your baggage or personal belongings like your Passport gets misplaced or lost, it is no less than a nightmare. This coverage reimburses you for the cost of replacing your Passport while you are on a business trip or for any personal effects.

Corporate travel insurance also provides access to 24/7 emergency assistance with helping to find a doctor, making travel arrangements or filing a claim. If an employee is injured while on a business trip, international business travel insurance can shield your firm from responsibility or loss. This category of travel insurance provides you with coverage for dental issues. In the unfortunate event of a policyholder’s demise, such policies provide coverage for the expenses related to the person’s repatriation of remains as well as funeral services.

Employee perks like international business travel insurance can be quite beneficial. It can demonstrate to your staff that you care about their health. You can purchase international business travel insurance for a one-time trip or a specified period, like a year. The premium of the insurance policy will vary based on the level of protection you select, the duration of your trip, as well as your age and general health. It is crucial that you choose an insurance provider with an excellent reputation and a track record of offering quality customer service.

How to choose the right business travel insurance policy?

Here are key factors to consider when choosing the right business travel insurance policy:

• Assess travel frequency and destinations

Determine whether your employees travel frequently or occasionally. Frequent travellers may benefit from annual multi-trip policies, while specific destinations might require tailored coverage due to regional risks.

• Evaluate coverage limits and exclusions

Review the policy's coverage limits for various scenarios like medical emergencies, trip cancellations and lost baggage. Pay close attention to exclusions, such as pre-existing medical conditions or high-risk activities, to ensure comprehensive protection.

• Compare premiums and deductibles

Balance the cost of premiums with the deductibles. Higher premiums often offer more extensive coverage, but ensure the policy aligns with your company's budget and risk tolerance.

• Check for 24/7 emergency assistance

Opt for policies that provide round-the-clock emergency support to assist employees during unforeseen situations, such as medical emergencies or travel disruptions.

• Review the claims process and insurer reputation

Investigate the insurer's claim settlement ratio and customer reviews to analyse their efficiency in handling claims. A transparent and swift claims process is crucial for timely support.

• Consider customisation options

Choose insurers that offer customisable plans to tailor coverage to your company's specific needs, avoiding unnecessary add-ons.

Conclusion

As business travel becomes a regular part of operations, protecting your employees while they’re on the move is more important than ever. The right travel insurance can make all the difference—helping your team handle everything from medical issues to lost passports.

Whether your employees travel frequently or just once in a while, investing in a comprehensive policy—such as a single-trip travel insurance plan for occasional travelers—can offer peace of mind and significant cost savings.

FAQs

1. Is personal travel covered under a business travel insurance policy?

Generally, business travel insurance policies are specifically designed for work-related trips and do not cover personal travel.

2. Does business travel insurance cover remote or high-risk destinations?

Coverage for travel to high-risk places may be limited or require special add-ons. Always check the insurer's list of excluded destinations.

3. Are temporary or contract employees covered under corporate travel insurance?

This depends on the insurer. Some policies allow coverage for non-permanent staff if they’re traveling for official company purposes. Always confirm eligibility with the provider.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Travelling is a rejuvenating experience, especially whenever you are taking a holiday abroad. But travelling has its share of drawbacks, just like any change. Common colds, coughs, and tummy troubles can result from a change in diet, the environment, or weariness brought on by travel, or you could get ill or hurt. 

Receiving medical attention abroad or being hospitalised during such tough times can drain your finances. As a precaution, get travel medical insurance before you embark on your journey. Although there are no rules requiring you to acquire travel insurance for all countries when going abroad, it would be prudent for you to purchase it. Travel medical insurance pays for any unanticipated medical costs that can arise while you are away from home. Things like doctor appointments, hospital stays, and even medical evacuation may fall under the ambit of travel medical insurance.

Things to do when you fall sick on your trip abroad

To make your foreign trip stress-free, these are how you can protect your well-being:

• Thinking about getting travel insurance online if you intend to take a trip overseas is crucial. In a medical emergency or other unforeseen circumstance, this can help you secure your finances. There are several benefits of travel medical insurance, including the peace of mind that you’ll have in the event of a medical emergency. Since medical expenses can be expensive, your policy will provide you with financial protection.
• In case you fall sick during your trip abroad, stay calm and think clearly. Examine your symptoms to determine the severity of your illness, make sure to stay hydrated, and get plenty of rest. If you have travel insurance, they will be able to assist you in locating a doctor or hospital in your area and even cover your medical transportation. Visit the doctor if you’re not feeling better after a few days.
• If you are unable to find a doctor or hospital covered by your travel medical insurance, get in touch with your Embassy or Consulate. They might be able to assist you in locating a doctor or facility covered by your insurance plan or make arrangements for your evacuation back to your home country.

Things to do before you leave for your trip

Preventive measures can significantly reduce the risk of falling sick while travelling. Here are some steps to take before your journey:

• Travelling is a great way to experience new things and make memories that will last a lifetime. But you should research before visiting any country and learn as much as possible about the places you will be visiting, including the climate, the culture, and the safety concerns.
• Confirm your flight tickets, hotels and other travel arrangements and that you have all the necessary documentation, like your Passport and visa.
• If anything gets stolen, having a digital copy of all your important documents makes the process of getting a replacement easier.
• Pack all necessary items for your trip, including clothing, prescription drugs, and other necessities, and keep them within easy reach.
• Most importantly, get travel medical insurance. This will protect you financially if you get injured or fall sick while travelling or during your stay abroad.
• Look up the Forex rates and exchange your currency for the local money used in the country you intend to visit.
• Learn about the local customs and culture so you don't make any cultural faux pas. Be aware of popular tourist scams; never keep all your cash in one place.
• Keep your money and credit cards in two or three places so you aren’t completely out of money if one of your stashes gets stolen.
• Be flexible, as things don’t always go according to plan when you travel, so remain prepared to adjust your plans if necessary. When you are exploring the nightlife, drink safely and keep an eye on your drinks at all times.

Leave a copy of your planned itinerary with someone you trust. Someone will know how to reach you if you ever need assistance while travelling. Travelling is an incredible chance to discover new places and cultures. Unwind and relish your journey!

Common medicines to carry while travelling

Packing essential medications can help you manage minor health issues without visiting a doctor. Here are some must-have medicines:

• Pain relievers (Paracetamol, Ibuprofen) – For headaches, fever, or body pain.
• Antihistamines (Loratadine, Cetirizine) – For allergies and insect bites.
• Antidiarrheal medicines (Loperamide) – In case of food poisoning or an upset stomach.
• Motion sickness pills (Dimenhydrinate) – Useful for long flights or boat rides.
• Cold and flu medications – To relieve symptoms like cough, congestion, and sore throat.
• Electrolyte sachets – Helps with dehydration caused by vomiting or diarrhoea.
• Antiseptic wipes and band-aids – For minor cuts and injuries.
• Prescription medications – If you take regular medications, carry enough for the entire trip.

Conclusion

Travelling abroad can be a great experience, but it is important to remain prepared for anything that may happen. While choosing your international travel insurance online compare it to other plans available, and read the fine print. While comprehensive insurance is more suitable for multiple journeys, a single trip insurance policy can better cover a one-time trip. Comparing all these plans will help you know what is covered by the insurance plan. See which fits your needs and budget before you pay the premium. Finding the correct match will ensure you’re covered and prepared for unexpected situations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on 1 Dec 2025

Baggage delay is a common travel issue that can be especially stressful when essential items are in your missing suitcase. To ease the inconvenience, travel insurance online often includes something known as baggage delay cover, which helps you manage expenses until your luggage arrives. In this blog, you'll learn how this coverage works, what it includes and the steps to take if your baggage is delayed.

What is baggage delay cover in travel insurance?

Baggage delay cover is a part of the travel insurance policy that provides you with financial help when your checked-in baggage is delayed by the airline. If your luggage is late, you might need to buy some emergency items such as clothes, medicines and other other essentials. This cover helps you pay for those costs.

How baggage delay coverage works

Baggage delay coverage in travel insurance reimburses you for your checked luggage, which includes your personal belongings and other necessities. It pays for the expense of necessities you must buy in the event that the airline delays your checked baggage.

Depending on the policy you buy, the amount of baggage delay insurance you’ll get varies. However, the majority of insurance plans will pay for necessities like clothing, toiletries and prescription drugs. Some policies may also pay for lodging and travel expenses if a baggage delay leaves you stranded.

Benefits of having baggage delay cover

Baggage delay cover can be extremely helpful while travelling. It allows you to stay comfortable and continue your trip without the hassle of urgently borrowing or searching for essentials.

The coverage reimburses the cost of necessary items like toiletries, clothes and medication, easing the financial burden. Most importantly, it reduces stress, knowing that your insurance has you covered in case your baggage is delayed.

What to do if your baggage is delayed?

If your baggage is delayed, start by reporting it immediately at the airline’s help desk and obtain a Property Irregularity Report (PIR) or similar document as proof. This is essential for filing an insurance claim.

Next, purchase only essential items like toiletries or clothing, and keep all receipts for reimbursement. Inform your insurance provider as soon as possible so they can guide you through the claim process and any specific documentation required.

Inclusions & exclusions of baggage delay cover

Before you rely on the baggage delay cover, it's crucial to understand what is and isn’t covered. Every international travel insurance policy has certain rules, so knowing the exclusions and inclusions will help you avoid confusion when making a claim.

Inclusions:

• Delayed checked-in luggage for more than the allowed time (for instance, 6-12 hours).
• Cost of emergency items such as medicines, clothes or toiletries.
• Reimbursement up to a specific limit.

Exclusions:

• Delay of cabin baggage (a carry-on bag).
• Delay less than the minimum time set by the insurance policy.
• Items not considered important.
• No proper receipts or documents.
• Delay on return to your home nation (in several cases).

Conclusion

Baggage delay can be frustrating, but with the right insurance cover, it becomes much easier to manage. Baggage delay insurance helps you cover the cost of essential items while you wait for your luggage to arrive. Keep in mind to follow all the right steps and keep all the bills and documents. With proper coverage, it’s one less thing to worry about during your trip.

If you’re planning to travel, don’t wait until it's way too late. Get the correct travel insurance advice by filling out the form on this page. It’s a quick way to make sure you have the correct protection during your journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Travelling is always enjoyable and arguably the best way to discover other cultures and the world. You want to relax and enjoy while travelling. Explore your destination, try new things, and meet new people. Travelling is a great way to learn and grow, and it’s an experience you’ll never forget. However, travelling comes with some risks, such as the possibility of robbery or common tourist scams.

Tips to protect yourself when travelling abroad 

Here are some tips on how to protect yourself when travelling abroad.

Learn as much as you can about your destination before you arrive, such as the customs, laws, crimes and security issues that may exist there. Check the government and different websites to find out more information about the local areas and state.

You should be well aware of the crimes in that area, as certain places have a greater crime rate than others. Be mindful of your surroundings and make efforts to safeguard yourself from crime, such as keeping only necessary valuables with you and avoiding flashing your money around or wearing expensive, flashy pieces of jewellery because that would make you an obvious target for robbery. Drink responsibly; this has to be one of the most vital safety tips for travellers, especially ladies, and always keep an eye on your drink. Being drunk in a new place makes you an easy target for robbery or worse. Having digital copies of your travelling documents is great in case your document holder or pouch gets snatched away from you while walking. Try to blend in with the local crowd and dress as the locals do; this will make you not look like an obvious tourist. If you have lost directions, step inside a café and ask for directions or use maps. Be mindful when you are using your cards to take out cash. ATMs attached to banks are safer and less likely to have been tampered with by scammers. Never keep all of your money in one place. Share it among your family members, or keep some back in your hotel room so you aren't left empty-handed if anything gets stolen. Avoid using public Wi-Fi whenever possible because it is quite simple for unethical hackers to hack your phone or infect your gadgets with viruses via public Wi-Fi.

Travel insurance can help protect you in the event of unforeseeable occurrences, such as delayed or cancellation of trips, medical expenses, and more, by assisting you in preventing financial losses. Since there are different travel insurance policies, go through them and choose the right one that covers the risks you are most concerned about. Most travel insurance policies come with a waiting period, so get your policy as early as possible. 

Check with your family and friends, and send them your itinerary. If you are using cabs, send your live location to a few friends, and if you are car-pooling, double-check your driver's name and vehicle information. You can also call off the cab if the other passengers act suspiciously.

It's always great to have emergency alert apps on your devices. With the help of these apps, you may communicate with other first responders and view local emergency occurrences. Such apps alert users to potential dangers or disruptions to travel in real time. It includes tips for avoiding the latest scams and helps users locate nearby hospitals.

Before you leave, search out the emergency contact information for your destination. It's a good idea to find the local embassy's phone number. To have quick access to them in an emergency, write them down or save them to your phone.

Conclusion

Investing in travel insurance is wise as you’ll get protected if something unexpected occurs before your travel, like cancellation of your trip if there's a demise in the family, other than the standard features of a plan. Choose a comprehensive policy within your budget. 

You can travel safely by heeding these recommendations. These travel suggestions could seem bothersome, but it is better to be safe than sorry in the long run. Someone can assist you immediately in the event of trouble if they know where you were supposed to be that day.

To ensure a smooth travel experience, safeguarding and having easy access to your vital documents, such as your travel insurance and Passport, is crucial. Proper planning and preparation are key. By keeping these documents secure and organised, you can avoid potential inconveniences and complications. Losing or damaging them while travelling can lead to time-consuming processes, such as visiting Embassies and Consulates, disrupting your vacation plans.

Tips to keep your passport safe while travelling

Ensuring the safety of your Passport when you travel is essential to avoid any inconvenience or potential risks. By following a few simple steps on how to protect your Passport while travelling, you can protect this vital document and have a worry-free journey.

1. Make Copies of the Passport:

   Before embarking on your trip, make several copies of your Passport pages containing your photo and full name. Keep these copies in separate places, such as different pieces of luggage or with trusted travel companions. It’s also a good idea to leave one copy at home, and if you’re on a work trip, consider leaving one with your co-workers. For extra precaution, provide one copy to an emergency contact.

2. Use the Hotel Safe:

   If your hotel room has a safe, utilise it to keep your Passport protected. In case the safe is unavailable, inquire at the front desk if they offer a service to keep your documents and valuables safe. If you’re staying in alternative accommodations like hostels, use a travel lock to secure your bag.

3. Place it in a Secure Bag:

   Rather than simply carrying your Passport in your pocket, invest in a flat money belt that can be concealed under your clothing and worn around your waist or neck. This ensures that your Passport remains out of sight and decreases the chances of theft. Alternatively, consider using a travel wallet or Passport cover, which not only conceals your Passport but also provides space for other valuables like credit cards and emergency cash. It’s advisable to avoid carrying your Passport and money together to avoid drawing attention to yourself.

4. Use Waterproof Cover:

   Apart from theft, knowing how to protect your Passport while travelling is essential. Humidity can harm the pages, so try to keep your Passport away from places where it can get soggy. Additionally, travel with a waterproof cover to prevent water damage.

5. Know Your Rights:

   Familiarise yourself with your rights concerning Passport usage. While your Passport is necessary for airport security and immigration, it’s important to know when you need it for identification purposes. An international driver’s license or a copy of your Passport will suffice in many instances. Being aware of these alternatives ensures you don’t carry your Passport unnecessarily, minimising the risk of loss or theft.

By following these measures, you can safeguard your Passport and travel with peace of mind. Remember, your Passport is a crucial document, so prioritise its protection throughout your journey. The aforementioned ideas are useful in safeguarding your travel insurance documents too.

What to do if you lose your passport?

Losing your passport while travelling can be stressful, but you can quickly resolve this hassle by following the right steps. Here's what to do:

1. Report the Loss Immediately

Contact the nearest local police station to file a report. This document is essential for the replacement process and your travel insurance claim.

2. Contact Your Embassy or Consulate

Reach out to your country's embassy or consulate in the country you're visiting. They can assist in issuing an emergency passport or travel document to facilitate your return home.

3. Notify Your Travel Insurance Provider

Inform your travel insurance company about the loss. They can guide you through the claim process and may cover expenses related to obtaining a replacement passport.

4. Keep Copies of Important Documents

Store photocopies or digital copies of your passport and important documents separately from the original ones. 

Conclusion

Protecting your travel documents, especially knowing how to protect your Passport while travelling, is of utmost importance for a smooth and worry-free travel experience. By implementing simple measures such as making copies, storing your Passport securely, keeping it hidden, and protecting it from damage, you can minimise the risk of loss, theft, or inconvenience. Familiarising yourself with alternative identification options and understanding your rights regarding Passport usage further enhances your protection. Securing a comprehensive travel insurance policy can provide added peace of mind, covering unexpected incidents like passport loss. Whether you are planning to buy a single trip insurance policy or embark on multiple journeys, consider securing travel insurance online to save time and safeguard your adventures.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

When travelling, your hair gets exposed to various elements that can harm its health. Pollution, dust, sunlight, and air-conditioners can leave your hair looking lifeless. Neglecting these damaged strands can lead to hair loss, thinning, breakage, and split ends. Thus, plan a hair care routine well in advance of your travel plans. 

Knowing how to protect hair while travelling will help protect your hair in the long run.

Simple ways to protect your hair when travelling

Here are a few essential things and tips you should remember to ensure the best protection for your hair.

• Check the allowed sizes for liquids before you travel, and consider buying and filling empty travel-size bottles if your preferred hair care products are not available in travel sizes.
• Assess your routine and determine which products are crucial. Shampoo, dry shampoo, conditioner, hair ties, a brush or comb, and bobby pins are usually considered essential.
• Invest in a mini detangling paddle brush. These compact brushes are versatile and perfect for all hair types. They are convenient to carry in your purse or travel bag.
• Maximise space by wrapping hair ties and scrunchies around your hairbrush. This saves space and ensures you have enough hair accessories on hand.
• Minimise hair washes. This is an essential tip in knowing how to protect hair while travelling. Unless necessary for your hair type, avoid washing your hair too frequently. Skipping washes helps you maintain healthy locks.
• The dry atmosphere on aeroplanes can deplete moisture from your hair. Apply a moisturising leave-in conditioner or hair oil before boarding will enhance hair protection, especially if you have long tresses.
• Rinse your hair with fresh water before diving into chlorinated or saltwater pools. This helps prevent your hair from absorbing harsh chemicals or salt, as it has already absorbed the clean water.

By following these tips, you’ll ensure your hair stays healthy, stylish, and bouncy while you travel.

Things to carry to protect your hair while travelling

Having a few essentials for hair care in your travel pack will help your tresses-

• Remember to pack styling tools in your carry-on baggage. This is an essential tip in knowing how to protect hair while travelling.
• Styling tools like blow-dryers, straighteners, and curling irons are a few suggestions to carry with you. This will help you avoid the hassle of borrowing from a third person who may have a different hair care routine.
• Consider packing at least one hat for emergencies; this will come in handy when there is a sudden shift in weather conditions.
• Carry travel-size shampoo, conditioner, serum or oil to nourish the hair properly even when on the go.

Conclusion

Knowing how to protect hair while travelling is essential to maintain its health and appearance. Exposure to various environmental elements during your journey can cause damage, leading to hair loss and breakage. However, by following a few simple tips, you can safeguard your hair and keep it looking its best. These steps can make a significant difference, from packing essential hair care products and tools to wearing a hat for sun protection. And remember to buy travel insurance based on your travel plan so that you don’t lose hair worrying about the repercussions resulting from unexpected events. A worry-free trip will help you let your hair down and enjoy it to the core.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Bed bugs while travelling can be real distress. They are small, hard-to-see insects that can hitch a ride home with you in your luggage. Bringing bed bugs home can be difficult to get rid of, causing a lot of discomfort. Although there is a little risk that you will bring bed bugs with you on your trip, it is nevertheless necessary to take some easy precautions as infestations spread over the globe.

Simple ways to protect yourself against bed bugs

Bed bugs bite humans to feed on their blood. The bites can be itchy and uncomfortable when you are trying to sleep, and they can sometimes cause allergic reactions. An infestation of bed bugs can quickly take over a house or flat. If you have a bed bug infestation, getting rid of it can be challenging and expensive.

Here are some simple ways if you’re wondering how to prevent bed bugs while travelling.

1. First, inspect your hotel room before you unpack. Carrying a small bright torch would be helpful to look for signs of bed bugs, such as dark spots or stains on the mattress or any other furniture. Don’t put your luggage on the bed when you reach your hotel room since bed bugs can climb onto your bags and infest your clothing. Instead, put your luggage on a hard, elevated surface, like a luggage rack, away from the bed.
2. Pull the sheets at the corners and sides and inspect the mattresses and box springs. Examine the tufts and edges of your mattress for signs of bed bugs. Look for bed bug indicators in pillows and upholstered furniture quickly. If possible, examine inside the nightstand drawers and behind the headboards. 
3. Bed bugs are tiny, reddish-brown insects resembling the size of an apple seed. It’s better to use hard-cased baggage because it is tougher for bed bugs to attach to rigid materials than fabric. Packing your clothes in re-sealable plastic bags will also help to keep the bed bugs out of your clothes. Avoid spraying insect repellents on your clothing or bags. They may present health risks and are ineffective against bed bugs. 
4. Typically, bed bugs are more likely to be found in areas where a lot of people come and go. So, avoid staying in hostels or places with a lot of foot traffic. Choose a hotel that has a good reputation for bed bug prevention. You can also ask the staff about bed bug policies when you make your reservations. Even if the hotel has never had bed bugs, a sufficient bed bug prevention and control programme should involve routine inspections and access to a reputable pest control provider.

Make sure that your travel insurance plan covers bed insect infestations. If it does, you might be able to claim for expenses associated with doctor visits and medication. When you return home, wash your items in a high-heat setting.

Things to check at hotels to prevent bed bugs

Here are a few things you should be aware of before checking into a hotel room:

1. Inspect the Bed Area: Before settling in, examine the mattress, headboard, and bed frame for bed bugs activities, such as live insects, shed skins, or black stains.
2. Check Upholstered Furniture: Inspect chairs, sofas, and curtains near the bed for any indications of bed bug activity.
3. Use Heat to Detect Bugs: Some travellers suggest using a hotel room iron to heat a corner of the mattress, as bed bugs are attracted to warmth and may surface.
4. Keep Luggage Away from the Bed: Store your luggage on a hard surface or a rack, keeping it away from the bed and upholstered furniture.
5. Utilise Plastic Bags: Place clothing and personal items in sealed plastic bags to prevent bugs from accessing them.

Conclusion

Bed bugs can be a nuisance and even a health hazard. Take all necessary precautions to avoid bringing these pests home with you. It’s crucial to take action immediately to get rid of bed bugs if you do bring them home. You can either get assistance from a pest control business or adhere to your travel insurance policy guidelines. Remember, while comprehensive travel insurance and single trip travel insurance offer protection against unforeseen events, they typically do not cover expenses related to bed bug infestations. Therefore, personal diligence remains your best defence against these persistent pests.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 26 Dec 2025

Travelling always carries some level of uncertainty. Delayed flights, medical emergencies, or lost belongings may disturb plans and cause financial strain. This is why many travellers choose comprehensive travel insurance. It combines several types of coverage and may offer wider protection compared to basic travel insurance.

In this blog, you will learn about its features, what it may and may not cover, and help you choose the right policy as per your travel needs.

What is comprehensive travel insurance?

Comprehensive travel insurance provides a broad set of protections under a single plan. Unlike basic insurance, which often focuses on one or two areas, comprehensive coverage may include financial support for multiple travel-related risks.

Key features of overseas travel insurance include:

• Coverage for medical treatment abroad.
• Support for lost, stolen, or delayed baggage.
• Protection in cases of trip cancellation or interruption.
• Coverage for emergency evacuation.
• Financial protection in case of travel delays.

What are the benefits of comprehensive travel insurance?

Comprehensive insurance may bring together several advantages that provide both practical and financial protection while travelling. These can be:

• Medical security abroad: Healthcare costs outside one’s country can be very high. Having coverage may reduce unexpected expenses if medical treatment is required.
• Baggage protection: If luggage goes missing or items are stolen, insurance may offer compensation.
• Trip cancellation coverage: Non-refundable bookings for flights, hotels, or tours may be reimbursed if the trip is cancelled due to valid reasons.
• Emergency evacuation: Costs linked to transporting someone to the nearest medical facility or back home may be included.
• Travel delay assistance: In case of extended delays, the policy may cover accommodation, meals, or rebooking fees.
• Single plan convenience: Instead of managing several smaller policies, one plan may cover multiple risks.

Things a comprehensive travel insurance covers

When travelling, unexpected expenses can arise, which is why comprehensive insurance is a necessity. Here is what comprehensive travel insurance covers.

It offers a safety net that includes medical coverage and emergency evacuation, ensuring you have access to medical attention while travelling abroad. However, it’s important to be aware of pre-existing condition exclusions and coverage for injuries while participating in adventure sports or activities.

Some plans enable you to move to a hospital of your preference.

Baggage loss, delay, or damage coverage is another essential feature of comprehensive travel insurance. It ensures you get reimbursed if your baggage is lost, delayed, stolen, or damaged during your trip. Benefit limits vary per plan and are typically per person. You may need to provide evidence that the items listed on your claim were indeed in your luggage.

Trip cancellation and interruption coverage are crucial aspects for peace of mind when travelling. Each plan has a list of covered reasons for cancellation and interruption, and some plans include a Cancel for Any Reason benefit. If you must cut your trip short due to a covered reason, interruption coverage can help offset costs.

Things a comprehensive travel insurance does not cover

Comprehensive travel insurance does not guarantee protection for every situation. You must carefully read exclusions before purchasing. Common exclusions may include:

• Pre-existing medical conditions: Illnesses or injuries diagnosed before buying the policy often remain uncovered.
• High-risk activities: Adventure sports, extreme sports, or unsafe activities might require a separate add-on.
• Travelling against medical advice: If a person travels after being told not to by a doctor, claims may be rejected.
• Unapproved destinations: Travel to areas under official advisories or conflict zones may not be covered.
• Unattended belongings: Items left unsupervised in public places may not qualify for compensation.
• Routine check-ups: Regular medical tests or elective treatments are usually excluded.
• Illegal or reckless behaviour: Losses linked to law-breaking or negligence may not fall under protection.

Conclusion

Comprehensive travel insurance online may not eliminate all risks, but it can reduce the financial impact. It offers wider coverage compared to basic plans by including medical, baggage, cancellation, and delay-related benefits. Reading the terms, conditions, and exclusions carefully is important to understand exactly what is included.

While you focus on planning your journey and enjoying your travel experience, allow us to guide you in making informed decisions about insurance. Get personalised travel insurance advice by filling out the form provided on this page.

FAQs

• When should I buy comprehensive travel insurance?

It is usually best to buy travel insurance soon after booking flights or accommodation, so cancellation benefits may apply if plans change unexpectedly.

• Can I extend my comprehensive travel insurance if my trip gets longer?

Some insurers might allow extensions before the policy expires, but conditions and charges may apply.

• Does comprehensive travel insurance cover natural disasters?

Many policies may include cover for trip disruptions or cancellations caused by natural disasters, though limits and terms differ.

• Are electronic items like laptops and cameras covered?

Some policies may cover valuable items, but limits on compensation often apply. Extra cover might be required for high-value gadgets.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on 27-03-2025

When planning to travel to another country, we recommend getting travel insurance. Most people often get confused while choosing an insurance plan. If you are doubtful whether it covers visa delays, we can tell you about it.

Most standard travel insurance policies offer no coverage for visa delay as it is not an unforeseen event.

What Travel-Related Claims Can Be Made Under Travel Insurance? 

Travel insurance provides you with financial protection from any disruption caused during a trip. You can claim for the following- 

• Trip Cancellation 

Such claims cover pre-paid, non-refundable bookings if a trip is cancelled because of a medical or natural emergency. 

• Trip Delays

Any unforeseen delay that results in added expense for food, accommodation, or rebooking of tickets can also be claimed under travel insurance. 

• Medical Emergency

Travel insurance also covers expenses such as hospital bills during a trip. 

• Baggage Loss or Delay

Loss of traveller’s luggage or delay in receiving it is also covered under travel insurance. 

• Travel Curtails 

The cost incurred for rescheduling tickets or any additional transportation arrangements made while making an early return to your home due to family emergencies and medical conditions is also reimbursed. 

What Happens When a Trip Gets Delayed, Cancelled or Rescheduled? 

If your trip gets delayed, cancelled, or rescheduled, your travel insurance can help you in the following ways:

1. Trip delay due to bad weather, aircraft issues, strikes, or natural disasters

Travel insurance will compensate for expenses related to meals, lodging, and alternative transportation during the delay.

2. Trip cancellation due to medical emergencies,  terrorist acts, or natural disasters at the destination.

Travel insurance reimburses non-refundable expenses like airfare and hotel booking charges.

3. Trip rescheduling due to personal circumstances or airline schedule changes.

Travel insurance covers the cost of rebooking flight tickets and accommodation.

Conclusion 

While travel insurance does not provide coverage for visa delays, there are some things that you can do to ensure that you are covered for any such trouble. The inclusion called “cancel for any reason” coverage can save your day. While travel insurance typically does not provide coverage for visa denials or refusals, this coverage allows travellers to cancel their trip and receive a refund even if they are unable to obtain a visa.

By purchasing single trip travel insurance soon after making the initial trip purchase, travellers may be able to obtain “cancel for any reason” coverage at no additional cost. This coverage provides flexibility and peace of mind, allowing travellers to recoup their expenses if they cannot travel due to visa-related issues. Read the document and fine print with care and plan in advance to have a happy and hassle-free trip, wherever you go.

Updated on - 15 June 2026

Health is essential for everyone. However, it becomes more important as you travel to another country. In other countries, you may have difficulty finding the right healthcare provider in an emergency. When planning a trip, one aspect that should not be overlooked is travel insurance.

While no one wants to think about getting sick or injured while on vacation, the reality is that an illness or injury can happen unexpectedly and can be financially devastating. However, if you have the best travel insurance with medical coverage, you can save time and money finding the right healthcare.

Who Needs Travel Medical Insurance?

Here is the list of people who will need travel insurance with medical coverage.

• Anyone travelling outside their home country should strongly consider getting travel health insurance. Domestic health insurance plans often have limited or no coverage outside the country.
• The importance of travel insurance is greater for senior travellers, as most domestic healthcare policies do not cover expenses incurred outside the country.
• Individuals with pre-existing conditions should ensure that their travel health insurance covers their specific health needs. Some insurers may offer coverage for pre-existing conditions if certain criteria are met.
• Travellers engaging in adventurous activities, such as mountain climbing, skiing, or scuba diving, should have travel insurance that covers potential injuries or accidents associated with these activities.
• If you travel multiple times a year, opting for an annual multi trip travel insurance plan can provide continuous coverage for all your trips throughout the year, saving time and money.
• Families travelling with children should consider travel insurance to ensure coverage for any unexpected medical needs that may arise during the trip.
• International students studying abroad should have insurance to protect against potential medical expenses while living in a foreign country.

How Do I Purchase Travel Medical Insurance?

You can purchase travel insurance using several options. First, you can contact reputable insurance companies offering such policies. Many insurance providers have user-friendly websites where you can obtain quotes, compare coverage options, and make purchases online.

You can contact insurance agents who specialise in travel insurance. They can provide multiple quotes from different insurers, helping you compare coverage and find the best policy for your needs.

You can also utilise online comparison websites that allow you to enter your travel details and receive quotes from various insurance providers. It lets you compare coverage, prices, and policy features in one place.

Conclusion

Now that you understand the importance of buying travel insurance, you must invest in a comprehensive plan. When purchasing travel insurance, you must review the policy terms and conditions, including coverage limits, exclusions, and any available add-ons or riders.

But a standalone travel medical insurance policy may be better if you want a more budget-friendly option. Ensure the policy provides adequate coverage for your needs and includes features such as emergency medical evacuation, which can be crucial in certain situations.

FAQs

1. What healthcare-related expenses are covered under travel insurance?

Coverage may include hospitalisation, emergency treatment, ambulance services, and prescribed medications.

2. Is travel medical insurance different from regular travel insurance?

Yes, this type of insurance plan mainly focuses on medical emergencies during travel.

3. Can I extend my travel health insurance if my trip is extended?

Many insurers allow extensions, subject to policy terms and approval.

4. Why is the importance of travel insurance often overlooked?

Many travellers underestimate unexpected medical and travel-related risks until they face emergencies abroad.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 29 Apr 2026

Understand how pre-existing medical conditions are covered in travel insurance and how it can affect your safety during trips.

Pre-existing disease coverage in travel insurance refers to protection for any medical condition or illness that exists before purchasing a policy. Generally, insurers may consider conditions diagnosed or treated within a specified look-back period as pre-existing. These may include chronic illnesses, past surgeries, ongoing treatments, or any condition for which medical advice or care was received.

You may consider travel insurance for pre-existing conditions as an additional safeguard if you have a known medical history and are planning to travel abroad.

Importance of Pre-Existing Coverage in Travel Insurance

If you have an existing medical condition, having travel insurance for pre-existing health conditions can make a real difference while on a trip abroad. Medical treatment abroad can be costly, and even a minor issue may lead to unexpected expenses if you are not adequately covered.

Policies that include holiday insurance for pre-existing conditions may help cover emergency treatment related to declared illnesses, depending on the terms. Some insurers also offer add-ons or specialised plans to extend this coverage.

When comparing options through travel insurance online, it helps to look closely at what is included and excluded, along with waiting periods and coverage limits. This makes it easier to choose a policy that matches your health needs. Having suitable travel health insurance in place can offer some reassurance during international travel.

It is equally important to share your medical history accurately when buying a policy. This allows insurers to assess your situation correctly and set appropriate terms. Not disclosing relevant details may lead to claim rejection or even cancellation of the policy. So, when reviewing travel insurance existing conditions, being transparent is essential.

Conclusion

When purchasing travel insurance online, understanding how policies treat pre-existing conditions is important. Declaring your medical history allows insurers to assess your application correctly and helps avoid complications during claims. Since each policy may differ in terms of inclusions and exclusions, reviewing the policy wording carefully and seeking clarification where needed can help you choose suitable coverage.

FAQs

1. Is pre-existing condition coverage required in travel insurance?

Pre-existing condition coverage is not always mandatory, but it may be important for travellers with known medical conditions to ensure they are covered during the trip.

2. Do all travel insurance policies include pre-existing condition coverage?

No, not all policies include this coverage by default. Many insurers exclude pre-existing conditions unless an add-on or specialised plan is selected.

3. Can travellers purchase add-ons for pre-existing condition coverage?

Yes, some insurers do offer add-ons or specialised plans that can extend coverage to pre-existing conditions you have declared, depending on their terms and approval process.

4. How can travellers check if their policy covers pre-existing conditions?

Travellers can read the policy wording, especially the inclusions and exclusions section, or consult the insurer directly to confirm whether their condition is covered.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Most people often ask, “Do I need medical insurance to travel to France.” Well, it depends on various things. Here, we can tell you whether you need travel insurance or not. France is a great place to travel and explore various sites. However, before you travel anywhere, you must get travel insurance. It can provide you with peace of mind. It protects you from unexpected medical expenses, trip cancellations, and more. Here, we will explore why individuals require travel insurance to visit France. 

Who needs travel insurance to visit France?

Travel insurance is recommended for anyone visiting France, regardless of whether they require a Schengen visa. While citizens of certain countries may not need a visa for short stays, unforeseen events can occur during travel that can disrupt plans and result in financial loss. Travel insurance covers medical emergencies, trip cancellations, lost luggage, and other unforeseen circumstances. 

Even though France has a well-developed healthcare system, medical expenses for foreigners can be costly. Travel insurance ensures visitors can access medical care without incurring significant out-of-pocket expenses. It also offers peace of mind by providing assistance and financial protection during emergencies. Whether travelling for leisure or business, having travel insurance is a wise choice to safeguard against unexpected situations while exploring the charms of France.

Which travellers are required to apply for a Schengen visa (and, therefore, travel insurance) to visit France?    

Travellers from countries without a visa waiver agreement with the European Union must apply for a Schengen visa to visit France. Citizens of these countries must obtain travel insurance as part of their visa application process. The insurance coverage must meet specific requirements, including a minimum coverage amount for medical expenses and repatriation costs. It applies to individuals planning to stay in France and other Schengen countries for a short period.

What are the travel insurance requirements for obtaining a Schengen visa?

When applying for a Schengen visa, the travel insurance requirements include specific criteria the insurance policy must meet. It includes coverage for medical expenses of at least €30,000, coverage for repatriation in case of medical need or death, and coverage that extends to all Schengen countries. The insurance policy must be valid for the entire period of stay in the Schengen area. Travellers must check the specific requirements of the country where the visa application gets submitted, as the requirements may vary slightly.

Conclusion    

France is a popular tourist destination owing to its rich history, stunning landmarks, and diverse attractions. Travel insurance is not mandatory for visiting France unless you require a Schengen visa. It is a part of the proof for Schengen visa requirements. It can also financially protects you from various interruptions and event

One of the most popular vacation spots in the world for many tourists is Spain. You’ll witness the Pyrenees' towering mountains, which offer beautiful landscapes, wildlife, as well as hiking, skiing, and cycling opportunities. There are also vibrant bars, islands, and some amazing mediaeval cities. From the lively neighbourhoods of Barcelona to the majestic views of Madrid, from Ibiza’s party island to its sun-kissed neighbours and top golf courses in continental Europe, Spain never fails to enchant. 

Who needs travel insurance to visit Spain?

Not all travellers need travel insurance to visit Spain. However, a few groups of people who need to get travel insurance include citizens of non-EU countries. They will need travel insurance to visit Spain as it is a prerequisite for applying for a Schengen Visa. Also, tourists who intend to engage in potentially risky activities like bungee jumping, scuba diving, or skiing should invest in travel insurance. Travel insurance can shield you from financial damages if an unplanned incident like a medical emergency or a flight cancellation occurs.  

Which travellers are required to apply for a Schengen visa (and, therefore, travel insurance) to visit Spain?

Non-EU nationals must apply for a Schengen Visa for visiting Spain for up to 90 days within 180 days for leisure or business. If a Schengen Visa is required to visit Spain, you must also buy travel insurance that meets the minimal coverage standards for Schengen travel insurance. And if you’re thinking, “Do I need medical insurance to travel to Spain?” Schengen travel insurance will cover medical expenses up to €100,000 and medical repatriation and transport in Spain and other Schengen area countries.

What are the travel insurance requirements for obtaining a Schengen visa?

Travellers need a minimum of 30,000 euros in travel insurance coverage value for Schengen Visas. It covers accident hospitalisation and medical emergencies, including evacuation and repatriation. Your policy must be valid for the trip's entire duration, and all 27 countries must get covered by your Schengen travel insurance coverage.

When applying for a Schengen travel insurance coverage, you must present your Schengen visa, the type of Schengen visa you have obtained, and other pertinent documentation.

Conclusion

It is important to confirm whether there are any additional requirements for travel insurance with the Embassy/Consulate of the nation you would be visiting. There are numerous travel insurance providers where you can get coverage. To discover a policy that suits your demands and price range, it is crucial to do a comparison surf. Most visits to Spain pass without incident but keep digital copies of your original documents with you in case of an emergency.

Updated on 30 Nov 2025

Monte Carlo, part of Monaco, is a small but very beautiful place on the French Riviera. You will find quiet beaches, busy cafés and historic buildings all within walking distance. It’s known for its casinos and luxury, but even a simple walk through the city feels special.

On your trip to this destination, there are some stunning places to visit in Monte Carlo. Let’s explore the options.

Top places to visit in Monte Carlo

Monte Carlo has many wonderful places to see. Here are a few must-visit spots:

1. Casino de Monte-Carlo

One of the popular Monte Carlo places to visit is the Casino de Monte-Carlo. Built in the 19th century by Charles Garnier, who also designed the Paris Opera House, it was established to prevent the Grimaldi family from going bankrupt. At that time, Monaco lacked the infrastructure necessary to support tourism. And today, it is one of the most famous casinos in the world. With games of luck, including roulette, baccarat, poker and slot machines, the Monte Carlo Casino today entices gamblers to Monaco.

Things to do in Casino de Monte-Carlo

• Visit the gaming rooms and try your luck at roulette, blackjack, baccarat or poker.
• Take a tour of the casino and learn about its history and architecture.
• Attend a performance at the Opéra de Monte-Carlo in the vicinity of the casino.

2. Prince’s Palace of Monaco

Among the things to see in Monte Carlo, this palace is the official residence of the Prince of Monaco from the Grimaldi family. Currently, Prince Albert II is the reigning monarch. You can explore the grounds and get a taste of royalty. Discover a courtyard with 3 million pebbles arranged in a geometric design and ancient Genovese murals.

Things to do in the Prince’s Palace of Monaco

• Visit the State Apartments (the official residence of the Prince of Monaco).
• Watch the changing of the guard ceremony by the “Carabiniers” every day at 11:55 AM in front of the palace’s main entrance.

3. Monaco Grand Prix

The Monaco Grand Prix, one of the world's most prestigious auto events, is another Monte Carlo attraction for those with a taste for fast cars. Racers must travel slower than the 190-mph limit required by Formula One regulations, since Monaco’s streets have sharp bends. The course is regarded as one of the most difficult in Formula One racing. Although the inaugural Grand Prix was held in 1929, this one has been associated with Formula One since 1955. Every year, the event, held in May or June, takes the same course.

Things to do at the Monaco Grand Prix

• Watching the race from the stands is one of the best things to do in Monte Carlo. This is the most popular way to experience the Monaco Grand Prix and a fantastic opportunity to get up close and personal with the F1 cars.
• Attend the after-parties. Following the race, numerous after-parties are organised in Monaco and are a wonderful way to celebrate the event. There are many places where after-parties are held, including clubs, bars and yachts.

4. Jardin Exotique de Monaco

This is a frequently visited garden in Monaco and finds a place among the Monte Carlo tourist attractions. There are many exotic plants and flowers in the garden. There are fascinating caves to explore in the garden. The garden also houses the Museum of Prehistoric Anthropology.

Things to do in Jardin Exotique

• Visit the Museum of Prehistoric Anthropology. It houses a collection of artefacts from the Stone Age.
• Explore the gardens. It is home to numerous waterfalls, caves and a variety of plants, including cacti, succulents and tropical plants. Take panoramic photos of Monaco since it overlooks the harbour.

5. Oceanographic Museum

In Monaco-Ville, there is a museum dedicated to marine sciences. It is one of the most famous things to see in Monte Carlo. The museum, established in 1910 by Prince Albert I, is home to a variety of marine life, including sharks, dolphins and whales. You can find more than 4000 species of fish here.

Things to do in the Oceanographic Museum

• Explore the aquariums and the shark lagoon.
• Visit the planetarium.
• Have dinner at the museum’s restaurant which offers stunning views of the Mediterranean Sea.

Best time to visit Monte Carlo

After curating a list of things to do in Monte Carlo, it’s time to think about the right time to visit the place. The weather is mild year-round in Monte Carlo, but the best time to visit is during the spring or fall (April to June or September to October), when the weather is warmer but not too hot. But if you are interested in attending events like the Monaco Grand Prix (which happens in May or June), you will need to plan your trip accordingly. 

How to get around Monte Carlo

Monte Carlo is small, so you can walk to many places. But if you want to rest or go uphill, you can take:

• Public buses: Cheap and easy to find
• Lifts and escalators: These are free and help you go up and down the hills in the city.
• Taxis: Easily available but a bit expensive
• Bicycles and scooters: Available for rent if you want to explore on your own

Day trips from Monte Carlo

If you have extra time, there are some lovely places near Monte Carlo you can visit in one day:

• Nice: A larger city nearby with beaches, shopping and art museums.
• Eze Village: A charming hilltop village with narrow streets and amazing views.
• Menton: Known for its lemon festival and colourful old town.
• Ventimiglia: Just across the border in Italy, famous for its Friday market.

Where to stay in Monte Carlo

Monte Carlo offers many places to stay, from affordable hotels to luxurious ones. If you want a more special experience, you can book a hotel with a view of the sea, which is very popular with tourists. If you are travelling on a budget, there are cheaper hotels and guest houses just outside the main city centre.

Local foods and drinks to try

When in Monte Carlo, don’t miss the chance to try some local and French-style food:

• Barbajuan: A tasty snack filled with cheese and vegetables.
• Socca: A thin pancake which is made from chickpea flour.
• Seafood dishes: Fresh fish, prawns and mussels are very popular.
• Pastries and desserts: Try fruit tarts or croissants with coffee.
• Local wines and champagne: If you drink alcohol, try a glass with your meal.

Travel insurance for Monaco, Monte Carlo

Before you visit Monte Carlo, remember that overseas travel insurance is generally a good idea for all getaways. As trips to Monte Carlo can be expensive and you may need to cover medical expenses or other unexpected costs from your pocket, if you don’t have travel insurance, it would be wise to invest in a comprehensive policy before you board your flight.

Conclusion

Monte Carlo is a wonderful mix of beauty, culture, and fun. The city is full of sophistication and at the same time very peaceful and safe. With good planning, you can enjoy this lovely place without spending too much.

Planning your trip is exciting, but being protected is just as important. If you are not sure which travel insurance online is right for you, get personal advice by filling out the form on this page.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

From the ancient Acropolis to the renowned Parthenon, this vibrant capital of Greece offers an abundance of attractions for travellers to explore. 

When planning to check out places to visit in Athens, consider the best time to explore Athens, with spring and fall offering pleasant weather and fewer crowds. Ensure you have adequate travel insurance to protect yourself against unforeseen circumstances and medical expenses during your trip.

Embark on a journey to Athens and immerse yourself in its fascinating history, architectural marvels, and warm Mediterranean charm.

Top Places to Visit in Athens

• Acropolis

• Syntagma Square

• Ancient Agora

• National Archaeological Museum

• Athens’ Mount Lycabettus
  
  

1. Acropolis

The Acropolis is one of the best places to visit in Athens. Its rich history spans centuries. It began with the Mycenaeans, who constructed a fortified compound on the hill during the Bronze Age. The Athenians later built the Bluebeard Temple in the 6th century B.C. to honour Athena. However, the Persians attacked in 480 B.C., destroying the old structures. To protect the remaining sculptures, the Athenians buried them and built new fortifications.

Things to Do at Acropolis

• Visit the Parthenon, a magnificent temple located at the heart of the Acropolis and admire its grandeur. 

• Explore the rich heritage and marvel at the architectural wonders.

• Visit the Acropolis Museum and admire the artefacts.
  
  

2. Syntagma Square

This is one of the most interesting Athens places to visit. In 1843, a popular uprising occurred in Athens, known as the September 3rd Revolution. The revolution led to the ousting of King Otto and the establishment of a constitutional monarchy in Greece. As a result, the place originally known as Palace Square got renamed Syntagma Square, which means “Constitution Square” in Greek, to commemorate the event. Since then, Syntagma Square has been the site of numerous significant historical events, including political rallies. 

Things to do at Syntagma Square

• Take a stroll through the picturesque national gardens surrounding Syntagma Square.

• Enjoy the tranquil atmosphere and escape the hustle and bustle of the city.

• Capture stunning photos of the impressive Greek parliament.
  
  

3. Ancient Agora

The agora, one of the most exciting places to visit in Athens, is an open space in ancient Greek cities that served as a meeting ground for several activities of the citizens. It encompassed religious, political, judicial, social, and commercial functions. The agora evolved over time, with an Archaic type characterised by a less coordinated layout and an Ionic type marked by greater symmetry. 

Things to Do at Ancient Agora

• Exploring the agora allows visitors to witness the ruins of residential and public buildings, including temples dedicated to the Olympic Gods, altars, fountains, and statues.

• Visit the Prison of Socrates, the Theatre of Dionysus, the ruins of Bouleuterion, the temples of Aphrodite Urania and Hephaestus, and the Odeon of Agrippa.
  
  

4. National Archaeological Museum

Founded in 1829, the National Archaeological Museum in Greece is one of the best places to visit in Athens. The country’s first museum got established after the liberation from Ottoman rule. Initially located in Aegina, it got moved to Athens in 1834. The present building was designed by L. Lange and modified by E. Ziller in 1866. The museum opened to the public in 1889, showcasing collections of prehistoric antiquities and sculptures. 

Things to Do at National Archaeological Museum

• Explore the prehistoric collections and admire the renowned bronze statue of Zeus.

• Discover ancient vases and delve into the findings from Santorini.

• Marvel at the diverse metallurgy collections. 
  
  

5. Athens' Mount Lycabettus

Mount Lycabettus is one of the most interesting Athens places to visit. It holds ancient myths and historical transformations within its majestic presence. Mount Lycabettus has witnessed notable changes throughout its existence, including the construction of St. Isidore’s chapel in the XV-XVI century and St. George’s church in the XIX century. The mountain’s depths housed air defence headquarters during the Greco-Italian war and a repository for vital documents. A 3,000-seat amphitheatre got erected in 1965.

Things to Do at Athens’ Mount Lycabettus

• Explore Athens’ Mount Lycabettus, a charming hill embraced by pine trees. 

• Discover its treasures like a captivating theatre, a delightful restaurant, and the enchanting Chapel of St. George nestled at its base. 
  
  

Best Time to Visit Athens

The best possible periods to check out places to visit in Athens are March to May and September to November. These seasons offer pleasant weather, abundant sunshine, and fewer crowds. Furthermore, finding affordable hotel and airfare deals is easier compared to the bustling summer months. The city experiences relatively mild winters due to its Mediterranean location, although temperatures can still be chilly. However, be cautious of June to August, when scorching heat can interfere with your plans.

Travel Insurance for Athens

While Athens, Greece, does not require travel insurance for visitors unless you need a Schengen Visa, it comes highly recommended. Athens has excellent medical facilities, but they can be costly, and an injury or illness could result in significant expenses. Additionally, travel insurance is crucial to protect your investment in emergencies or unforeseen circumstances like flight delays, lost/misplaced baggage, loss of vital documents such as your Passport, etc.

Java, the world’s most populated island, has Jakarta on its northwest coast. Jakarta is Indonesia’s major political and financial centre, banking capital, commercial hub, and main port. It is an amalgamation of rich historical and cultural sites and a bustling modern metropolis with a vibrant nightlife. We have listed some of the major tourist attractions of the best places to visit in Jakarta and what you can do at each of these must-see destinations so that you can make your stay truly memorable. 

Top Places to Visit in Jakarta

• Merdeka Square

• Kota Tua (Jakarta Old Town)

• Jakarta Cathedral

• Istiqlal Mosque

• Jakarta Chinatown

1. Merdeka Square

One of the most beautiful places to visit in Jakarta and located in the heart of Jakarta is the Merdeka (Independence) Square. This is one of the world’s largest public squares and a hotspot for both locals as well as tourists. It spans 75 hectares, with vast and luscious green spaces, with a well-paved network of pathways. It serves as a recreational space for leisure and various military processions and parades.

Things to do at Merdeka Square

• To pay homage to the country’s struggle for independence, visit the National Monument, a 132m tall obelisk in the centre of the square.

• Visit the Museum Sejarah Nasional, housed inside the National Monument, to learn about the history and culture. Go up to the observation deck for spectacular views of the bustling metropolis.

• Visit the nearby National Library and Presidential Palace.

• In the evening, take a walk, enjoy a picnic in the pleasant gardens and visit the serene deer enclosure.

• Visit the various handicraft markets and carnivals occurring all year round, and purchase souvenirs.
  
  
  

2. Kota Tua (Jakarta Old Town)

Looking to escape the chaos of the city and travel back to the colonial past? Ensure to add this old square to your itinerary. Located in the northern part of the city, it was the Dutch colony’s capital, called Batavia. It displays a colonial style of architecture, making it one of Jakarta’s best places to visit.

Things to do in Kota Tua (Jakarta Old Town)

• Take a stroll around Fatahillah Square, a colonial square at the heart of the old town, one of the best places to visit in Jakarta downtown.

• Visit the Old Town Hall of the Dutch period, now a museum of great historical significance.

• In the evening, enjoy leisurely time at the cafes strewn across the square.

• Visit the Wayang, Bank Indonesia, and Maritime Museum, some of Jakarta’s most historically significant places.
  
  

3. Jakarta Cathedral

One of the biggest churches in the country, this Roman Catholic church stands as a major attraction for tourists visiting Jakarta. The cathedral, sanctified in 1901, is located next to the Istiqlal Masjid (Mosque) and boasts beautiful architectural styles, symbolising the effects of colonial rule. It captures hearts with its stunning interiors. This church symbolises unity and offers succour to the soul.

Things to do at the Jakarta Cathedral

• Admire the mesmerising Neo-Gothic style of architecture, originating in 18th Century England and featuring vaulted ceilings and arches with pointed crowns.

• Marvel at the Holy Heart of Jesus statue.

• Head to the museum on the upper floor to learn about how Catholicism spread in Indonesia and see artefacts from the Dutch colonial times.

• If you travel during Easter or Christmas, attend the masses that witness believers flocking in large numbers. 
  
  

4. Istiqlal Masjid

Southeast Asia’s largest mosque, Istiqlal Masjid, is listed as a top draw among Jakarta places to visit. Located northeast of Merdeka Square, it spans 22 acres. Muslim tourists can visit the mosque and join in during the daily prayers. For non-Muslim tourists, guides are available to show you around the mosque and the surrounding complex.

Things to do at Istiqlal Mosque

• Approach the tourist information desk and book a free guided tour of the mosque and its surrounding premises.

• Get inspired by the contemporary architecture of the structure, luxuriously clad in marble.

• Inside the mosque, look for the mihrab, the nook closest point to Mecca, an important Islamic pilgrimage site.
  
  

5. Jakarta Chinatown (Glodok)

One of the most lively Jakarta places to visit, Jakarta’s Chinatown is the largest of its kind in the country. The atmosphere gets filled with the smell of incense, vivid displays of fresh produce that please the eyes, sounds of hawkers selling authentic, delicious street food to please your palate and the buzz of motorcycles speeding past. The place offers something to tingle each one of your senses. It originated as a result of Dutch colonials coercing the Chinese to live in this community together.

Things to do in Jakarta Chinatown

• Explore shops selling traditional handicraft products, Chinese ornaments and antiquities, and purchase souvenirs.

• Visit the Vihara Dharma Bhakti Temple (Jin de Yuan, Jakarta’s oldest Chinese temple) and Santa de Fatima Catholic church.

• Shop for electronic goods and articles. Head to shopping centres such as Orion Plaza and Glodok Plaza.

• Savour the street food, authentic Chinese food, and snacks available throughout the year.

Best Time to Visit Jakarta

Jakarta has tropical weather all year-long, hot and humid with rainfall. There are two major seasons, wet and dry. The dry season lasts from June-September, and the wet season is from mid-October to April. Thus, the best time to visit Jakarta is anytime during the months of June to mid-October, when the temperature is comfortably warm, with slight chances of rain, and overall pleasant weather.

Travel Insurance for Jakarta

Now that you know what are the best places to visit in Jakarta, it’s time we talk about the importance of travel insurance. A comprehensive travel insurance policy prioritises covering medical emergencies, including evacuation for severe health issues. Policies should cover travel disruptions like delays or cancellations and protection against theft or loss of personal belongings. If you’re planning on adventurous activities, ensure your policy covers these. Always disclose any pre-existing medical conditions to avoid issues with claims.

Situated on Luzon island, Manila is a major attraction for tourists that visit the Philippines. From its rich historical landmarks to its modern entertainment hubs, the city has something for everyone to enjoy. Whether you’re passionate about culinary delights, seeking the beauty of nature, or fascinated by the pages of history, Manila has it all.

In this blog, we will not only talk about the 5 most attractive places to visit in Manila but also tell you what to do at these locations to make the most of your trip.

Top places to visit in Manila

These are the must-visit places in Manila that every traveller should have on their bucket list:

• Intramuros
• Rizal park
• Manila Ocean Park
• Binondo
• Makati

1. Intramuros

Intramuros means “within the walls.” This historic city was a part of the Spanish empire. Consequently, you will still find some influence on Spanish culture. It bears the moniker of the Philippines’ “National Historical Landmark”. Stepping inside its ancient gates, you’ll find well-preserved structures, cobblestone streets, and charming plazas. 

Things to Do at Intramuros:

• Take a guided walking tour to delve into the city’s rich history.
• Visit Fort Santiago and explore its museum and beautiful gardens.
• Visit the famous San Agustin Church and its museum.
• Enjoy a calesa (horse-drawn carriage) ride around the area.

2. Rizal Park

Rizal Park, also referred to as Luneta Park, stands adjacent to the city of Intramuros. Named in honour of the country’s patriot Jose Rizal executed there, this vast urban park serves as a recreational area and historical site. In the park, you will find several monuments and gardens. 

Things to Do at Rizal Park:

• Explore the various gardens within the park, including the Orchidarium and Butterfly Pavilion.
• Visit the National Museum of Anthropology and get insights into the country’s rich heritage.
• Enjoy a leisurely boat ride on the man-made lagoon.
• Attend cultural events and concerts held at the open-air auditorium.

3. Manila Ocean Park

It is the Philippines’ first marine ocean park. This park has three purposes — education, entertainment and experience. It has seven sections and is home to the country’s native species numbering in hundreds. The “curved walkway tunnel” is the primary crowd-puller. It gives an underwater view of species, an experience that is a must.

Things to Do at Manila Ocean Park:

• Saunter through the 220-degree underwater, curved tunnel.
• Visit “Trails to Antarctica,” a penguin park.
• Enjoy the “All Star Bird Show,” the “Sea Lion Show,” and the “World of Creepy Crawlies.”
• Don’t forget to taste delicious delicacies like “Fried Rice Paradise” and “Retro Grill Dinner.”

4. Binondo

Binondo is a vibrant district in Manila located close to Intramuros. It is the world’s oldest Chinatown. Here you can explore the narrow streets filled with shops, temples, and traditional Chinese medicine stores. Also, make sure to indulge in delicious delicacies by trying authentic Chinese street food and dining in renowned restaurants.

Things to Do in Binondo:

• Visit the Binondo Church for a truly spiritual experience.
• Explore the vibrant Ongpin Street and its various shops offering Chinese delicacies and herbal remedies.
• Embark on a food tour to savour the flavours of Binondo, including dumplings, noodles, and famous hopia (mooncakes).
• Experience the lively atmosphere during Chinese festivals like the Chinese New Year.

5. Makati

Makati, one of the best places to visit in Manila, is the business hub of the Philippines. This bustling city boasts upscale shopping malls, high-end restaurants, and a vibrant nightlife scene. When here, you should explore the skyscrapers, immerse yourself in retail therapy, and experience the energetic ambience of this cosmopolitan destination.

Things to Do in Makati:

• Shop till you drop in high-end malls like Greenbelt, Glorietta, and Power Plant Mall.
• Visit the Ayala Museum.
• Indulge in the diverse range of cuisines offered in Makati’s upscale restaurants.

Best time to visit Manila

Now you know the best places to visit in Manila. But what about the ideal time to visit?

January to April is the most pleasant time to visit Manila. During this time, the weather is cooler, and rainfall is on the lesser side. The average temperature is 27 degree Celsius during this period. However, do note that the Manila tourist places can get crowded during holidays and festivals, so plan accordingly.

Best food attractions in Manila

Manila, a paradise for food lovers, offers a mix of traditional Filipino dishes and international cuisine. Here are some must-try food attractions:

• Balut – A famous Filipino delicacy, this fertilised duck egg is a must-try for adventurous eaters.
• Halo-Halo – A refreshing dessert made from crushed ice, sweet beans, jelly, and ice cream.
• Lechon – Roasted whole pig, crispy on the outside and juicy inside, often served during celebrations.
• Pancit – Various noodle dishes, perfect for a quick yet flavourful meal.
• Sisig – A sizzling dish made from chopped pork, onions, and chilli, best enjoyed with rice.
• Taho – A warm snack made of soft tofu, sweet syrup, and sago pearls, usually sold by street vendors.

For the best food experience, explore Binondo’s Chinatown, Maginhawa Street in Quezon City, or the various street food stalls around Manila.