Close
IL Take Care Logo
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

Your ultimate travel companion

There’s a cover for every journey

  • Pre-existing conditions
  • Adventure sports
  • Car Rental and Cruise coverage
what-is-travel-insurance

What is TripSecure+?

TripSecure+ is a comprehensive single trip travel insurance policy designed to provide all-around protection against unforeseen events during your journey. It stands out with its extensive range of coverages, ensuring you are safeguarded no matter the circumstances. Whether you’re seeking travel insurance with pre-existing medical conditions or seeking protection for adventure sports activities, this single trip insurance plan has it all.

Features of TripSecure+

Pre-existing conditions

No need to worry about existing health issues—this policy covers pre-existing medical conditions, making it especially valuable for senior citizens and those with ongoing health needs.

Adventure sports

Thrill-seekers, rejoice! Enjoy your high-adrenaline adventures with peace of mind. This policy offers comprehensive coverage for a wide range of adventure sports, from skydiving to scuba diving, ensuring you're protected during all your extreme activities.

Customisable coverage

Tailor your policy to fit your unique travel needs. You can easily adjust your coverage to include or exclude specific protection, ensuring that your policy works for your specific trip, whether it’s a relaxing beach getaway or a rugged outdoor adventure.

Car rental and cruise coverage

Travelling abroad and renting a car? This policy has you covered with protection for car rentals, ensuring you're safeguarded from potential issues. Additionally, it includes unique coverage for cruise travel, offering protection for cruise-specific risks like missed port or emergencies at sea.

Extensive protection

This policy covers it all—from pre-existing medical conditions to high-risk activities like adventure sports—ensuring you’re comprehensively protected no matter what type of trip you take.

For the modern traveller

Whether you're renting a car for a road trip abroad or setting sail on a luxurious cruise, this policy includes essential options like car rental coverage and cruise-specific protections designed for today’s traveller.

Reasons to buy single trip travel insurance

1
First-of-its-kind flexibility

Tailor your insurance policy with up to 50 covers.

2
Adventure sports coverage

Whether you're skiing or scuba diving, TripSecure+ has you protected during adventure sports.

3
Age-independent coverage

Covers travellers from 0 to 85+ years, including seniors with pre-existing medical conditions.

4
Cruise-specific benefits

Enjoy special coverage for cruise trips, including sickness on board.

5
Trip interruption protection

Be reimbursed for missed events or itinerary changes, ensuring your trip isn't derailed by unexpected changes.

6
Emergency assistance

Receive financial emergency cash and daily hospital allowances if required during your trip.

What is Not Covered in Single Trip Travel Insurance?

  • Inclusions
  • Exclusions
  • Cruise Insurance

    This one trip travel insurance policy provides comprehensive coverage for a cruise journey, ensuring you are protected against unforeseen events during your trip. The cruise insurance coverage includes coverage for medical emergencies, trip cancellations, delays, lost luggage, and other travel-related issues, offering peace of mind while cruising.

  • Adventure Travel Insurance

    This single trip holiday insurance policy serves as specialised travel insurance for adventure travel, offering coverage for medical treatment required due to accidents sustained during adventure sports. Whether you're engaging in activities like skiing or bungee jumping, this travel insurance covering extreme sports ensures that you are financially protected in the event of an injury.

  • EBC Trek Insurance

    This single trip holiday insurance policy provides comprehensive coverage for trekkers embarking on the Everest Base Camp (EBC) trek, ensuring protection against unforeseen circumstances. Designed specifically for the demanding conditions of the EBC trek, the policy financially safeguards you throughout your journey in one of the world's most challenging regions. This EBC trek insurance is tailored to meet the unique risks of high-altitude trekking and remote areas.

  • Events before the trip starts or after it ends

  • Fraudulent claims, false declarations, or willful damage by the insured

  • Traveling against medical advice, awaiting specific treatments with terminal prognosis, seeking treatment, or involved in military/naval operations

  • Intentional self-injury, suicide, or intoxication

  • Participation in hazardous/adventure sports (unless premium is paid for coverage)

  • Involvement in murder, assault, or criminal acts

  • Anxiety, stress, depression, or venereal diseases

  • War, rebellion, riots, or government actions

  • Nuclear radiation or contamination

  • Professional/semi-professional sports without prior declaration

  • Overseas trips exceeding 90 days on an immigrant visa

  • Injuries from criminal acts by the insured

  • Claims below the deductible or time excess in the policy schedule

Read more

There are cover-specific exclusions apart from general exclusions which need to be referred to. The details are available in the product’s policy wording.

Policy documents:

Why should you buy TripSecure+ travel insurance online?

  • Customisable coverage- TripSecure+ allows you to easily adjust your coverage to suit your travel plans. Whether it’s adding adventure sports cover or protecting your car rental, you can build a policy that works for you.
  • Quick and easy- Purchase TripSecure+ online with just a few clicks, and have your travel insurance policy delivered directly to your inbox. No need to visit an office or deal with paperwork.
  • Contactless and secure- Buying travel insurance online means getting a fully digital policy that ensures you're covered for all your trip essentials, right from your mailbox.
purchase-online
travel-insuance-type

Types of travel insurance plans in India

1
Single trip travel insurance

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

2
Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

Does ICICI Lombard's TripSecure+ plan cover COVID-19?

Yes, TripSecure+ plan does cover COVID-19. The benefits under this cover include:

  • In-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19.
  • Trip cancellation if your immediate family member is hospitalised due to COVID-19.
  • Your lodging or boarding expenses due to trip extension if you contracted COVID-19 on your trip.
  • Daily hospital cash allowance for your COVID-19 hospitalisation abroad.
insurance-cover-img

Eligibility Criteria for One Trip Travel Insurance

After a hectic work schedule, you might want to take a break and go on a vacation, either alone or with your family. TripSecure+ offers travel insurance with flexible, customisable options, making it easy to stay protected against unexpected events during your trip abroad. Here’s what you need to know:

  • Age eligibility - Covers individuals from 0 to 80+ years, with age-based pricing.
  • Flexible coverage options - With customisable covers, you can tailor your policy to fit your specific travel needs.
  • Family inclusion - Enjoy coverage for your entire family, ensuring protection for every member during your travels.

How to buy single trip travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

share-icon
Share

Share your basic information and your contact details here and get an instant quote.

pic-icon
Pick

Pick the ideal plan that suits your needs.

pay-icon
Pay

Pay online using our secure payment gateway.

policy-icon
Policy

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains

In case of unfortunate demise of the insured person during the trip, we will reimburse the nominee for the costs of transporting the remains back to India.

Hospital daily cash allowance

If the insured person sustains an injury or illness while on a trip, we will provide the insured with a daily allowance up to the amount prescribed in the policy document. However, to avail of the daily allowance benefit, the hospitalisation should be over two consecutive days.

Additional-Coverage

Countries that require travel insurance

  • Mandatory coverage - Around 34 countries have made travel insurance mandatory, including Schengen countries, US, Qatar, Russia, and Antarctica. With TripSecure+, you'll be fully covered for your adventures in these regions.
  • Special requirements - Countries like the UAE, Cuba, Turkey, and Ecuador require proof of insurance before entering, ensuring you are protected against unforeseen events.
Calculate-Premium

How to calculate single trip travel insurance premiums online?

Just like any other insurance policy, knowing your premium ahead of time not only allows you to compare plans but also helps you in saving a significant amount on your premium. To determine your premium online, you must use an online travel insurance premium calculator. To use this tool, you will need to enter information such as your age, destination, number of travellers and trip duration.
You can also refer the rate chart for other products by clicking on the following link and give commands for Travel Insurance Products - Rate chart

Tips to lower your travel insurance premium

1

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

2

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Single trip travel insurance claim procedure

To make a claim under one trip travel insurance:

  • Notify the Insurer: Contact the insurance company as early as possible after the incident occurs. Provide details of the situation and inform them about the claim.
  • Collect Necessary Documents: : Gather all required documents, such as your policy details, medical reports (if applicable), and any receipts for expenses incurred to support your claims’ validity.
  • Fill Out the Claim Form: Complete the claim form provided by your insurer. This form is available on the insurer’s website.
  • Submit the Claim: Send the completed form and the supporting documents to your insurer for processing.
  • Claim Review: Your insurer will review the submitted documents and assess your claim’s validity. Your insurer may ask for additional information if necessary.
  • Settlement Decision: After reviewing, the insurer will inform you of its decision. If the claim is approved, you’ll receive compensation based on your policy terms directly in your bank account.
Claim-Procedure
Buy-Insurance

Things to consider while buying single trip travel insurance online

1

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

2

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

3

Falling sick should be last thing to worry about while planning for your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

4

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

5

When securing your trip, check the swiftness of the insurer's claim settlement process.

Frequently Asked Questions on Single Trip Travel Insurance

What age groups does TripSecure+ cover?

TripSecure+ offers customisable travel insurance for all age groups, ranging from 0 to 80+ years. With different pricing tiers based on different age brackets, it ensures tailored coverage to meet the needs of everyone, including senior citizens.

Can I customize my TripSecure+ coverage?

Yes, you can customise TripSecure+ coverage to include covers you need. You can choose from a range of covers such as extreme sports travel insurance, car rental travel insurance, cruise insurance, travel insurance for pre-existing conditions, among others as per your needs.

Does TripSecure+ cover adventure sports?

Absolutely! Adventure lovers can enjoy their adrenaline-filled activities with TripSecure+’s Adventure Sports Cover, ensuring protection during high-risk activities.

Is car rental covered under TripSecure+?

Yes, TripSecure+ provides comprehensive car rental coverage for international travellers, ensuring peace of mind when renting a car abroad. This coverage protects you in case of unforeseen issues with your rental vehicle, such as accidents, damages, theft, or breakdowns. It helps cover the cost of repairs or replacement, as well as any potential liability.

Does TripSecure+ provide coverage for cruises?

Yes, TripSecure+ provides specific covers for cruise travelers, including protection for medical expenses on a cruise, sickness.

What types of pre-existing diseases (PEDs) are covered under the policy?

This single trip travel insurance policy covers a wide range of pre-existing diseases (PEDs), including but not limited to heart disease, liver disease, kidney disease, cancer, hypertension, diabetes and thyroid disorders, among others. Go through the policy documents to know the PEDs covered by the plan.

Does this policy cover outpatient department (OPD) expenses?

Yes, this policy provides coverage for OPD (Outpatient Department) expenses, offering a convenient and flexible approach. Unlike traditional policies that may require you to pay out-of-pocket and submit claims for reimbursement, this policy allows you to directly avail of the benefits.

What is Single Trip Travel Insurance?

Single trip travel insurance covers you for a one-time journey, protecting you against unforeseen events such as medical emergencies, trip cancellations, or lost baggage during your trip. It is valid only for the duration of the specific trip and expires once your trip is over.

What type of travel insurance provides coverage for the duration of a single trip abroad?

Single trip holiday insurance covers you for a one-time journey, protecting you against unforeseen events such as medical emergencies, trip cancellations, or lost baggage during your trip. It is valid only for the duration of the specific trip and expires once you return home.

Does single trip insurance cover multiple flights?

Yes, single trip insurance typically covers all flights included in your trip, whether it's one or more. It offers protection for delays, cancellations, and other issues across the entire journey. However, it only applies to the specific trip duration and route.

What is the difference between annual and single trip insurance?

Single trip insurance covers a single journey, which is ideal for occasional travellers. Annual insurance, on the other hand, offers coverage for multiple trips within a year. Annual trip insurance provides convenience and cost savings for frequent travellers.

Can single trip travel insurance be extended?

Yes, in most cases, you can extend your single trip insurance. However, it depends on the insurance provider's policies. You may need to request an extension before the current policy expires and meet certain conditions. Contact your insurer to inquire about the process and eligibility.

How much does single trip travel insurance cost?

The cost of single trip holiday insurance varies based on factors such as the destination, trip duration, age, and coverage limits, among others. It's best to compare different plans to get an estimated price. You can compare from the websites of insurers or through aggregator portals.

Does single trip insurance cover trip cancellation?

Yes, single trip holiday insurance typically covers trip cancellation if it's due to valid reasons, such as illness, injury, or unforeseen events. However, reviewing the specific policy details is vital, as coverage may vary depending on the insurer and plan chosen.

Can I buy single trip travel insurance after my trip starts?

No, you cannot purchase one trip travel insurance once your trip has already begun. Travel insurance must be bought before you start your journey to ensure coverage for unexpected events during the trip. It is advisable to purchase it in advance for maximum protection.

Does single trip travel insurance cover baggage loss?

Yes, single trip holiday insurance typically covers baggage loss, including reimbursement for lost, stolen, or damaged luggage. However, coverage limits and conditions may vary by provider, so it’s important to check the policy details for specific terms and exclusions.

Does TripSecure+ cover adventure sports?

Yes, TripSecure+ covers different kinds of adventure sports. In other words, if you get injured while participating in adventure sports, this one trip travel insurance plan offers financial coverage. By doing so, it acts as adventure sports travel insurance.

What is the best insurance for climbing Everest?

TripSecure+ is the best insurance for climbing Everest, thanks to the EBC trek insurance feature. Climbing Everest is filled with challenges and could lead to unsavoury situations. In such a scenario, this feature of TripSecure+ can come to your rescue.

Does this policy cover outpatient department (OPD) expenses?

Yes, this policy provides coverage for OPD (Outpatient Department) expenses, offering a convenient and flexible approach. Unlike traditional policies that may require you to pay out-of-pocket and submit claims for reimbursement, this policy allows you to directly avail of the benefits.

Is there a maximum age restriction with your Sports Travel Insurance?

Yes, sports travel insurance typically has an age limit, which may vary depending on the policy. Most plans offer coverage for individuals up to a certain age. Contact your insurer to know the age restriction.

Does TripSecure+ provide coverage for cruises?

Cruise travel insurance is one of the significant coverages of TripSecure+. Cruise cover includes missed shore cover and cruise interruption cover, among others. It also includes coverages for trip cancellations, interruptions, and medical emergencies that may occur while on board.

When to buy cruise travel insurance?

Purchasing cruise travel insurance is best as soon as you book your cruise. This ensures you're covered for any unforeseen cancellations or interruptions. Buying early can also provide benefits like coverage for pre-existing medical conditions and protection against unforeseen trip disruptions.

Reviews and ratings

  • 4.5 Product Reviews and Ratings

  • Our customers have rated us

    Based on 832 reviews
Product Product Code UIN Code
TripSecure+  4233 ICITIOP25036V012425

Error message here

Hi there!

Let us help you explore and buy a new policy.

Chat now
Available 24 x 7