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Your ultimate travel companion

There’s a cover for every journey

  • Pre-existing conditions
  • Adventure sports
  • Car Rental and Cruise coverage

What is TripSecure+?

TripSecure+ is a comprehensive single trip travel insurance policy designed to provide all-around protection against unforeseen events during your journey. It stands out with its extensive range of coverages, ensuring you are safeguarded no matter the circumstances. Whether you’re seeking travel insurance with pre-existing medical conditions or seeking protection for adventure sports activities, this single-trip travel insurance plan has it all.

Features of TripSecure+

Pre-existing conditions

No need to worry about existing health issues—this policy covers pre-existing medical conditions, making it especially valuable for senior citizens and those with ongoing health needs.

Adventure sports

Thrill-seekers, rejoice! Enjoy your high-adrenaline adventures with peace of mind. This policy offers comprehensive coverage for a wide range of adventure sports, from skydiving to scuba diving, ensuring you're protected during all your extreme activities.

Customisable coverage

Tailor your policy to fit your unique travel needs. You can easily adjust your coverage to include or exclude specific protection, ensuring that your policy works for your specific trip, whether it’s a relaxing beach getaway or a rugged outdoor adventure.

Car rental and cruise coverage

Travelling abroad and renting a car? This policy has you covered with protection for car rentals, ensuring you're safeguarded from potential issues. Additionally, it includes unique coverage for cruise travel, offering protection for cruise-specific risks like missed port or emergencies at sea.

Extensive protection

This policy covers it all—from pre-existing medical conditions to high-risk activities like adventure sports—ensuring you’re comprehensively protected no matter what type of trip you take.

For the modern traveller

Whether you're renting a car for a road trip abroad or setting sail on a luxurious cruise, this policy includes essential options like car rental coverage and cruise-specific protections designed for today’s traveller.

Benefits of Single Trip Holiday Insurance

This single trip travel insurance policy offers numerous benefits, including:

A Wide Range of Covers

This single-trip insurance policy provides a wide range of 50 different coverage options, allowing you to tailor your plan based on your specific needs. Whether you're traveling for business or leisure, you can choose from various covers.

With such a broad selection, you can ensure that you're fully protected against unexpected situations during your trip. You can customise your insurance to suit your destination, activities, and personal requirements. This makes this single trip insurance plan a versatile choice for anyone looking to safeguard their journey.

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Offers Adventure Sports Insurance Coverage

Whether you're hitting the slopes or exploring the depths of the ocean, TripSecure+ offers comprehensive coverage for adventure sports.

Whether it's skiing down a mountain or scuba diving in exotic waters, this single trip holiday insurance plan ensures you're covered for any unexpected events. You can enjoy your favourite activities without worrying about the risks, knowing that this one trip travel insurance plan protects you 24x7.

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Emergency Assistance

The single trip travel insurance policy offers comprehensive coverage to handle financial emergencies while you're traveling. It ensures that you can receive emergency cash if unexpected situations arise. This helps you manage sudden expenses without stress.

Daily Hospital Allowances

This one trip travel insurance policy provides daily hospital allowances, covering your medical needs in case of illness or injury during the trip, so you can focus on recovery rather than finances.

Reasons to Buy Single Trip Travel Insurance

Some compelling reasons to buy this single trip travel insurance plan include:

Holistic Coverage

This single trip travel insurance policy provides comprehensive coverage, ensuring you are protected throughout your journey. Whether you're traveling for business, leisure, or any other purpose, it safeguards you against unexpected events such as medical emergencies, trip cancellations, lost baggage, or flight delays.

With this one trip travel insurance plan, you can travel with peace of mind, knowing you have all-around protection in case things don't go as planned.

Add-ons to Fortify Coverage

This single trip insurance policy provides a range of valuable add-ons designed to enhance and strengthen the coverage. These additional features can be tailored to suit your needs, ensuring comprehensive protection throughout the journey. Some add-ons available with this single trip insurance plan are:

  • Child care expenses due to hospitalisation add-on
  • Reimbursement of cancellation charges of pre-booked events add-on
  • Rental vehicle return add-on
  • Refund of VISA fee add-on and so on

What is Not Covered in Single Trip Travel Insurance?

  • Inclusions
  • Exclusions
  • Cruise Insurance

    This one trip travel insurance policy provides comprehensive coverage for a cruise journey, ensuring you are protected against unforeseen events during your trip. The cruise insurance coverage includes coverage for medical emergencies, trip cancellations, delays, lost luggage, and other travel-related issues, offering peace of mind while cruising.

  • Adventure Travel Insurance

    This single trip holiday insurance policy serves as specialised travel insurance for adventure travel, offering coverage for medical treatment required due to accidents sustained during adventure sports. Whether you're engaging in activities like skiing or bungee jumping, this travel insurance covering extreme sports ensures that you are financially protected in the event of an injury.

  • EBC Trek Insurance

    This single trip holiday insurance policy provides comprehensive coverage for trekkers embarking on the Everest Base Camp (EBC) trek, ensuring protection against unforeseen circumstances. Designed specifically for the demanding conditions of the EBC trek, the policy financially safeguards you throughout your journey in one of the world's most challenging regions. This EBC trek insurance is tailored to meet the unique risks of high-altitude trekking and remote areas.

  • Events before the trip starts or after it ends

  • Fraudulent claims, false declarations, or willful damage by the insured

  • Traveling against medical advice, awaiting specific treatments with terminal prognosis, seeking treatment, or involved in military/naval operations

  • Intentional self-injury, suicide, or intoxication

  • Participation in hazardous/adventure sports (unless premium is paid for coverage)

  • Involvement in murder, assault, or criminal acts

  • Anxiety, stress, depression, or venereal diseases

  • War, rebellion, riots, or government actions

  • Nuclear radiation or contamination

  • Professional/semi-professional sports without prior declaration

  • Overseas trips exceeding 90 days on an immigrant visa

  • Injuries from criminal acts by the insured

  • Claims below the deductible or time excess in the policy schedule

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There are cover-specific exclusions apart from general exclusions which need to be referred to. The details are available in the product’s policy wording.

Policy documents:

Why should you buy TripSecure+ travel insurance online?

  • Customisable coverage- TripSecure+ allows you to easily adjust your coverage to suit your travel plans. Whether it’s adding adventure sports cover or protecting your car rental, you can build a policy that works for you.
  • Quick and easy- Purchase TripSecure+ online with just a few clicks, and have your travel insurance policy delivered directly to your inbox. No need to visit an office or deal with paperwork.
  • Contactless and secure- Buying travel insurance online means getting a fully digital policy that ensures you're covered for all your trip essentials, right from your mailbox.

Types of travel insurance plans in India

1
Single trip travel insurance

As the name implies, this policy covers a single international trip. Such a policy is valid until the conclusion of your trip, or say, until you return to your home country.

2
Multi-trip travel insurance

If you travel frequently, you probably don't want to waste time and effort buying insurance for each trip. Considering this, we have come up with a multi-trip policy. The policy is valid for 365 days and you can take as many trips as you want during this period. It is a comprehensive policy that covers on-trip medical expenses, lost baggage, missed connecting flights, compassionate visit, etc.

Does ICICI Lombard's TripSecure+ plan cover COVID-19?

Yes, the TripSecure+ plan does cover COVID-19. The benefits offered are:

  • In-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19: This single trip travel insurance plan typically covers both in-patient and out-patient hospitalisation costs related to COVID-19, including expenses for treatment, tests, medications, and doctor consultations.
  • Trip cancellation if your immediate family member is hospitalised due to COVID-19: If an immediate family member is hospitalised due to COVID-19, this one trip travel insurance plan offers coverage for trip cancellation. This means you won’t lose the entire cost of your travel arrangements, as the policy reimburses you for the non-refundable expenses.
  • Your lodging or boarding expenses due to trip extension if you contracted COVID-19 on your trip: If you contract COVID-19 while travelling, this single trip insurance plan covers the extra costs for lodging or boarding that may arise due to the need for quarantine or extended stay.
  • Daily hospital cash allowance for your COVID-19 hospitalisation abroad: In the event that you are hospitalised abroad due to COVID-19, this single trip holiday insurance plan provides a daily hospital cash allowance. This allowance is a fixed amount paid daily to help cover incidental costs like meals, transport, or any additional expenses that may arise during your hospital stay.

Factors to Consider Before Buying One Trip Travel Insurance

When buying one trip travel insurance, it's important to consider the following factors:

1

Coverage Types

Make sure the single trip travel insurance policy covers essential aspects like medical emergencies, trip cancellations, delays, lost baggage, and personal liability.

2

Destination

Find out if the one trip travel insurance policy covers the specific destination. This is essential if you’re traveling to a region with higher risks or specific medical concerns.

3

Duration of the Trip

Ensure the coverage period of single trip insurance matches the length of your trip.

4

Pre-existing Conditions

While travel insurance and medical conditions are closely related, find out if you have any pre-existing medical conditions and whether your policy covers them or not.

5

Medical Evacuation

Verify if the single trip holiday insurance has coverage for medical evacuation in case you need to be transported to your home country.

6

Trip Cancellation/Interruption

Make sure the single trip holiday insurance policy offers reimbursement for cancelled trips or costs due to unforeseen emergencies, such as illness or family emergencies.

7

Emergency Assistance

Look for single trip travel insurance policies with 24/7 emergency support services, especially if traveling to a foreign country.

8

Exclusions

Read the fine print of the single trip holiday insurance plan to identify exclusions to avoid surprises later.

9

Claim Process

Understand the claim procedure of one trip travel insurance, including how to file and the timeline for reimbursement.

10

Cost

Compare different single trip travel policies to find one that balances coverage with affordability.

Eligibility Criteria for One Trip Travel Insurance

After a hectic work schedule, you might want to take a break and go on a vacation, either alone or with your family. TripSecure+ offers travel insurance with flexible, customisable options, making it easy to stay protected against unexpected events during your trip abroad. Here’s what you need to know:

  • Age eligibility - Covers individuals from 0 to 80+ years, with age-based pricing.
  • Flexible coverage options - With customisable covers, you can tailor your policy to fit your specific travel needs.
  • Family inclusion - Enjoy coverage for your entire family, ensuring protection for every member during your travels.

How to buy single trip travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

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Additional coverage under travel insurance plans

Repatriation of remains

In case of unfortunate demise of the insured person during the trip, we will reimburse the nominee for the costs of transporting the remains back to India.

Hospital daily cash allowance

If the insured person sustains an injury or illness while on a trip, we will provide the insured with a daily allowance up to the amount prescribed in the policy document. However, to avail of the daily allowance benefit, the hospitalisation should be over two consecutive days.

Countries that require travel insurance

  • Mandatory coverage - Around 34 countries have made travel insurance mandatory, including Schengen countries, US, Qatar, Russia, and Antarctica. With TripSecure+, you'll be fully covered for your adventures in these regions.
  • Special requirements - Countries like the UAE, Cuba, Turkey, and Ecuador require proof of insurance before entering, ensuring you are protected against unforeseen events.

How to calculate single trip travel insurance premiums online?

Just like any other insurance policy, knowing your premium ahead of time not only allows you to compare plans but also helps you in saving a significant amount on your premium. To determine your premium online, you must use an online travel insurance premium calculator. To use this tool, you will need to enter information such as your age, destination, number of travellers and trip duration.
You can also refer the rate chart for other products by clicking on the following link and give commands for Travel Insurance Products - Rate chart

Tips to lower your travel insurance premium

1

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

2

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Documents Required for Single Trip Insurance

While the specifics may differ across insurers, the common documents needed to buy single trip travel insurance are:

  • Flight Tickets: Proof of your travel dates and flight details
  • Travel Itinerary: A detailed itinerary outlining your travel dates, destination(s), and accommodation
  • Proof of Age: A government-issued ID or birth certificate to verify your age
  • Health Information: Details about any pre-existing medical conditions
  • Address Proof: A document like an Aadhar card, utility bill, or bank statement to verify your address
  • Passport and Visa Copy: These are necessary if you are travelling abroad
  • Payment Information: Credit/debit card details or bank account information for payment processing

Check with your insurer about any additional documents needed to purchase a single trip holiday insurance plan. Also, ensure the documents are in clean shape to avoid any errors.

Single trip travel insurance claim procedure

To make a claim under one trip travel insurance:

  • Notify the Insurer: Contact the insurance company as early as possible after the incident occurs. Provide details of the situation and inform them about the claim.
  • Collect Necessary Documents: : Gather all required documents, such as your policy details, medical reports (if applicable), and any receipts for expenses incurred to support your claims’ validity.
  • Fill Out the Claim Form: Complete the claim form provided by your insurer. This form is available on the insurer’s website.
  • Submit the Claim: Send the completed form and the supporting documents to your insurer for processing.
  • Claim Review: Your insurer will review the submitted documents and assess your claim’s validity. Your insurer may ask for additional information if necessary.
  • Settlement Decision: After reviewing, the insurer will inform you of its decision. If the claim is approved, you’ll receive compensation based on your policy terms directly in your bank account.

Things to consider while buying single trip travel insurance online

1

When purchasing travel insurance online, keep the purpose of your trip in mind. Fill in your details and compare travel insurance plans to select an appropriate one from those we offer. If you travel frequently, a multi-trip policy would be excellent for you.

2

Before securing your trip, plan how you want to spend your holiday; this will help you determine the scope of your policy's coverage.

3

Falling sick should be last thing to worry about while planning for your trip. But if you still end up being unwell on your trip, it’ll help to have a travel insurance covering your medical expenses in a foreign land.

4

Check and compare the claim settlement ratio of various insurers when you buy travel insurance online.

5

When securing your trip, check the swiftness of the insurer's claim settlement process.

Frequently Asked Questions on Single Trip Travel Insurance

What age groups does TripSecure+ cover?

TripSecure+ offers customisable travel insurance for all age groups, ranging from 0 to 80+ years. With different pricing tiers based on different age brackets, it ensures tailored coverage to meet the needs of everyone, including senior citizens.

Can I customize my TripSecure+ coverage?

Yes, you can customise TripSecure+ coverage to include covers you need. You can choose from a range of covers such as extreme sports travel insurance, car rental travel insurance, cruise insurance, travel insurance for pre-existing conditions, among others as per your needs.

Is car rental covered under TripSecure+?

Yes, TripSecure+ provides comprehensive car rental coverage for international travellers, ensuring peace of mind when renting a car abroad. This coverage protects you in case of unforeseen issues with your rental vehicle, such as accidents, damages, theft, or breakdowns. It helps cover the cost of repairs or replacement, as well as any potential liability.

What types of pre-existing diseases (PEDs) are covered under the policy?

This single trip travel insurance policy covers a wide range of pre-existing diseases (PEDs), including but not limited to heart disease, liver disease, kidney disease, cancer, hypertension, diabetes and thyroid disorders, among others. Go through the policy documents to know the PEDs covered by the plan.

Does this policy cover outpatient department (OPD) expenses?

Yes, this policy provides coverage for OPD (Outpatient Department) expenses, offering a convenient and flexible approach. Unlike traditional policies that may require you to pay out-of-pocket and submit claims for reimbursement, this policy allows you to directly avail of the benefits.

What is Single Trip Travel Insurance?

Single trip travel insurance covers you for a one-time journey, protecting you against unforeseen events such as medical emergencies, trip cancellations, or lost baggage during your trip. It is valid only for the duration of the specific trip and expires once your trip is over.

What type of travel insurance provides coverage for the duration of a single trip abroad?

Single trip holiday insurance covers you for a one-time journey, protecting you against unforeseen events such as medical emergencies, trip cancellations, or lost baggage during your trip. It is valid only for the duration of the specific trip and expires once you return home.

Does single trip insurance cover multiple flights?

Yes, single trip insurance typically covers all flights included in your trip, whether it's one or more. It offers protection for delays, cancellations, and other issues across the entire journey. However, it only applies to the specific trip duration and route.

What is the difference between annual and single trip insurance?

Single trip insurance covers a single journey, which is ideal for occasional travellers. Annual insurance, on the other hand, offers coverage for multiple trips within a year. Annual trip insurance provides convenience and cost savings for frequent travellers.

Can single trip travel insurance be extended?

Yes, in most cases, you can extend your single trip insurance. However, it depends on the insurance provider's policies. You may need to request an extension before the current policy expires and meet certain conditions. Contact your insurer to inquire about the process and eligibility.

How much does single trip travel insurance cost?

The cost of single trip holiday insurance varies based on factors such as the destination, trip duration, age, and coverage limits, among others. It's best to compare different plans to get an estimated price. You can compare from the websites of insurers or through aggregator portals.

Does single trip insurance cover trip cancellation?

Yes, single trip holiday insurance typically covers trip cancellation if it's due to valid reasons, such as illness, injury, or unforeseen events. However, reviewing the specific policy details is vital, as coverage may vary depending on the insurer and plan chosen.

Can I buy single trip travel insurance after my trip starts?

No, you cannot purchase one trip travel insurance once your trip has already begun. Travel insurance must be bought before you start your journey to ensure coverage for unexpected events during the trip. It is advisable to purchase it in advance for maximum protection.

Does single trip travel insurance cover baggage loss?

Yes, single trip holiday insurance typically covers baggage loss, including reimbursement for lost, stolen, or damaged luggage. However, coverage limits and conditions may vary by provider, so it’s important to check the policy details for specific terms and exclusions.

Does TripSecure+ cover adventure sports?

Yes, TripSecure+ covers different kinds of adventure sports. In other words, if you get injured while participating in adventure sports, this one trip travel insurance plan offers financial coverage. By doing so, it acts as adventure sports travel insurance.

What is the best insurance for climbing Everest?

TripSecure+ is the best insurance for climbing Everest, thanks to the EBC trek insurance feature. Climbing Everest is filled with challenges and could lead to unsavoury situations. In such a scenario, this feature of TripSecure+ can come to your rescue.

Is there a maximum age restriction with your Sports Travel Insurance?

Yes, sports travel insurance typically has an age limit, which may vary depending on the policy. Most plans offer coverage for individuals up to a certain age. Contact your insurer to know the age restriction.

Does TripSecure+ provide coverage for cruises?

Cruise travel insurance is one of the significant coverages of TripSecure+. Cruise cover includes missed shore cover and cruise interruption cover, among others. It also includes coverages for trip cancellations, interruptions, and medical emergencies that may occur while on board.

When to buy cruise travel insurance?

Purchasing cruise travel insurance is best as soon as you book your cruise. This ensures you're covered for any unforeseen cancellations or interruptions. Buying early can also provide benefits like coverage for pre-existing medical conditions and protection against unforeseen trip disruptions.

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Product Product Code UIN Code
TripSecure+  4233 ICITIOP25036V012425

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