International Travel Insurance

Medical Expenses

Our international travel insurance policy offers comprehensive medical expenses coverage that ensures your healthcare expenses are taken care of in case of a medical contingency during your trip. If you're already managing a pre-existing condition, the policy provides an add-on to cover life-threatening situations triggered by those conditions.

The policy covers hospitalisation expenses in case of illness or injury, ensuring you're not burdened with medical bills in an unfamiliar country. If the need arises, the policy also covers medical evacuation. That's not all. The plan also includes emergency dental treatment to address any sudden dental issues or accidents during your trip.

Accident and Disabilities

Our international travel protection plan offers just more than standard coverage. It takes your protection quotient a step further with specialised benefits by including personal accident and disability coverage. If you're an adventure junkie, you'll appreciate the policy's Adventure Sports Cover add-on. This gives you an added layer of security in case you're participating in an adventure sport.

The international travel insurance policy also includes coverage for accidental death or permanent disablement if an unfortunate event occurs while you're traveling in a public or common carrier. It's these thoughtful touches that set apart our international travel insurance plan in the market.

Travel Delay, Cancellation & Curtailment

It's common to experience unexpected travel disruptions due to flight cancellations and flight delays, among others. Our international travel insurance plan ensures you don't have to worry about the hassle of chasing reimbursements if your flight is delayed. How? Our Flight Delay Auto Assist provides a fix amount as compensation automatically. Similarly, the policy ensures you're financially covered in flight cancellations, so you don't face unnecessary stress due to unforeseen circumstances.

Our international travel insurance plan also provides coverage for ski lovers in case of piste closure. If snowstorms or avalanches cause ski lift closures, you receive a daily pay out to compensate for the inconvenience of being stuck at your hotel. Additionally, we offer an automatic extension of your coverage for up to 15 days if your trip is delayed for reasons beyond your control. This means you're never left unprotected on your trip.

Baggage and Personal Effects

Loss of baggage and personal items can wreak havoc on your travel plans. Our international travel insurance plan reimburses you for your lost checked-in baggage. Additionally, if your baggage is delayed, we'll automatically take care of the payment if your baggage isn't delivered within the specified time. There's more.

Our overseas travel insurance plan covers fraudulent use of your debit, credit or forex cards that were lost or stolen during your trip. Essentially, it covers your financial losses incurred due to fraudulent utilisation of your lost/stolen cards.

Cruise Cover

Our international trip insurance policy takes your cruise experience to the next level with its unique cruise cover feature. If your shore excursion is delayed or missed due to unforeseen circumstances, the Missed Shore Cover ensures you're not stranded. It covers the costs of rescheduling the missed shore visit, so you don't have to worry about the extra expenses and missed experiences while exploring new destinations.

Additionally, the Cruise Interruption benefit steps in if your cruise is disrupted due to covered reasons like unexpected medical emergencies or trip cancellations. This coverage helps with the costs of rebooking another cruise or transportation, ensuring you can continue your adventure with minimal hassle.

Enter Your Travel Details

Start by providing basic information like your travel dates, destination, and purpose of travel. For instance, are you travelling for leisure, business, or studying abroad? These details help tailor the insurance to your needs.

Choose the Coverage You Need

Decide the level of coverage you're comfortable with. Do you want basic coverage for emergencies or comprehensive protection that includes medical, trip cancellations, and baggage loss? More coverage through add-ons may increase the premium, but it offers robust protection.

Add Personal Information

Next, fill in details like your age, the number of travellers, and any pre-existing medical conditions. Insurance premiums can vary based on these factors, so be honest and accurate.

Compare and Customise

You can tweak the coverage options, add-ons, and sum insured to see how it impacts the premium. This ensures you get the right balance of affordability and protection.

Use the Online Calculator

Most travel insurance portals have an easy-to-use premium calculator. Once you input your details, the tool will quickly show you the estimated premium. It's that simple!

Once you're happy with the premium, review the policy details. Ensure there are no hidden costs or surprises before proceeding to purchase.

Notify Your Insurer Immediately

As soon as something happens — whether it's a medical emergency, lost baggage, or trip cancellation — contact your insurer. Most insurers have 24/7 helplines to guide you, so you're never alone.

Fill Out the Claim Form

Get the claim form from your insurer. Fill it out with accurate details. Don't skip any section—it might delay the process.

Keep All Relevant Documents Handy

Documentation is an essential aspect of the claim process. Keep all the documents, including doctor's reports, hospital bills, tickets, invoices, proof of cancellation, policy copies, etc., to ensure a hassle-free claim experience.

Submit the Required Documents

Attach all the required documents with your claim form and send them to your insurer. Some insurers allow online submission, which is faster and more convenient.

Follow Up

Once submitted, stay in touch with your insurer to track the status of your claim. They'll let you know if anything else is needed. Once approved, the claim amount is credited directly into your bank account.