Vitamin B12, also known as cobalamin, is an essential nutrient that plays a vital role in maintaining nerve health, red blood cell production and DNA synthesis. Unlike some vitamins, the body cannot produce vitamin B12, so it must be obtained through diet or supplements. Vitamin B12 deficiency can lead to health problems, including fatigue, neurological issues and anaemia. Therefore, incorporating vitamin B12-rich foods in your diet is crucial for maintaining overall health. 

This blog explores 12 rich sources of vitamin B12 to ensure your diet supports your body’s needs.

List of Vitamin B12 Rich Foods

Vitamin B12 is your body’s powerhouse for energy and nerve function. This list highlights the top B12-rich foods to help you meet your daily requirements, catering to both vegetarians and non-vegetarians:

1. Liver and Organ Meats

Organ meats, especially goat and lamb liver, are among the richest sources of vitamin B12. Just 100 grams of goat liver contains over 70 micrograms of vitamin B12, far exceeding the recommended daily intake. Organ meats are also packed with iron, folate, and vitamin A. 

2. Clams

Clams are another excellent source of vitamin B12. A 100-gram serving of cooked clams can provide up to 99 micrograms of this vital nutrient. Clams are also rich in other essential minerals like iron, potassium, and selenium. 

3. Fish (Salmon and Tuna)

Fatty fish such as salmon and tuna are excellent sources of vitamin B12 and omega-3 fatty acids. A 100-gram serving of cooked salmon contains around 4.8 micrograms of vitamin B12, while tuna offers approximately 10 micrograms per serving.

4. Eggs

Eggs are a convenient source of vitamin B12. One large egg contains about 0.6 micrograms of vitamin B12, with most of it concentrated in the yolk. Eggs also provide high-quality protein along with vitamin D and essential antioxidants.

5. Dairy Products

Milk, cheese, and yoghurt are excellent sources of vitamin B12. One cup of milk contains about 1.2 micrograms of vitamin B12, while a serving of Swiss cheese can provide up to 0.9 micrograms. Yoghurt, particularly fortified varieties, is another easy option.

6. Fortified Cereals

Fortified cereals are a reliable source of vitamin B12 for vegetarians and vegans. These cereals are specifically enriched with vitamins and minerals, including B12. A single serving can provide up to 6 micrograms of vitamin B12, depending on the brand and formulation.

Fortified cereals are an excellent breakfast option, especially for those who avoid animal products. Pairing them with fortified plant-based milk can further enhance their nutritional value.

7. Fortified Plant-Based Milks

Plant-based milks such as soy, almond, and oat milk are often fortified with vitamin B12. These products cater to vegans or individuals who are lactose-intolerant. 

A single cup of fortified soy milk can provide around 2.5 micrograms of vitamin B12.

8. Shellfish (Crab and Lobster)

Shellfish like crab and lobster are rich in vitamin B12. A 100-gram serving of cooked crab contains approximately 9 micrograms of vitamin B12. Lobster offers similar nutritional benefits. 

In addition to vitamin B12, these seafood options are high in protein and low in fat, which makes them an excellent choice for a nutrient-dense diet.

9. Poultry

Chicken and turkey are moderate sources of vitamin B12. A 100-gram serving of roasted chicken breast contains about 0.3 micrograms of vitamin B12, while turkey offers slightly higher levels. Lean protein options are also rich in other vitamins and minerals like niacin, selenium and zinc.

10. Nutritional Yeast

Nutritional yeast is popular among vegans and vegetarians due to its vitamin B12 content. This product is often fortified with B12, which provides around 2.4 micrograms per tablespoon.

11. Trout

Next on the list is trout, which is a freshwater fish quite rich in vitamin B12. A 100-gram serving of cooked trout provides about 7.5 micrograms of this essential nutrient. 

In addition to vitamin B12, trout is an excellent source of protein, niacin, and omega-3 fatty acids, supporting heart and brain health.

12. Paneer

Paneer, a popular dairy product, is another good source of vitamin B12. It is made from milk, which contains approximately 0.85 micrograms of vitamin B12 per 100 grams. It is a great source of protein and calcium, making it a popular item in vegetarian diets. 

Conclusion

Ensuring an adequate intake of vitamin B12 is important for maintaining energy, supporting nerve function, and promoting overall health. By incorporating these foods into your diet, you can effectively meet your daily vitamin B12 requirements.

However, maintaining good health also involves planning for unexpected medical needs. Investing in a comprehensive health insurance plan can provide financial protection and assistance in times of need. Moreover, it ensures access to quality healthcare, which will allow you to focus on leading a healthy and fulfilling life. Take a proactive step today by exploring health insurance options tailored to your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Vitamin P is not a vitamin but refers to a group of plant compounds better known as ‘flavonoids’ or ‘bioflavonoids’. These are vital nutrients for our bodies, helping prevent diabetes, heart disease, and more.

Vitamin P is found in fruits, vegetables, tea, cocoa, and wine. In fact, flavonoids protect plants from UV rays, infection, and environmental stresses, helping them grow and attract insects for pollination.

So, what are the various types of Vitamin P and how do they benefit us? Let’s find out.

Types of Vitamin P

Vitamin P encompasses a vast variety - over 6,000 known types of flavonoids. The first ever study establishing the existence of Vitamin P was done in 1930 when scientists extracted a plant compound from oranges and mistook it as a vitamin.

Some of the main types of flavonoids include:

1. Flavonols: Probably the most prevalent flavonoids, these are present in the roughage-rich foods you consume frequently. They have antioxidant properties, promoting heart health and offering protection against oxidative stress and inflammation.
2. Flavones: Next up are flavones like Apigenin and Luteolin. Flavones are your body's equivalent to coolants. They calm inflammation, protect against infections, even cancer, and improve cognitive function.
3. Flavan-3-ols (Catechins): These make for a good excuse to break open a block of dark chocolate. If you enjoy a good cup of tea or fruit salad bowl full of apples and pears, you’ll acquire a good amount of flavan-3-ols, which stimulate metabolism and maintain a healthy heart. 
4. Flavanones: These are your body's detox team. Citrus fruits are a great source of flavanones, which help cleanse toxins, decrease inflammation, and boost your metabolic rate. Thus, they are an excellent addition to the diet plan.
5. Anthocyanins: These flavonoids give fruits like blueberries and cherries their intense red, pink and blue hues. Anthocyanins promote good heart health, build muscle tissue mass, encourage healthy blood flow, and protect against chronic disease while adding their little sparkle to your diet.
6. Isoflavones: For women experiencing menopause, osteoporosis, or hormone dysregulation, these compounds gently and naturally soothe the pain. Soy products are loaded with isoflavones.
7. Chalcones: Chalcones are less known than other flavonoids but are equally vital. They protect from allergies, suppress inflammation, combat pathogenic microbes and maintain well-being at finer, cellular levels.

Food Sources Rich in Vitamin P

Since flavonoids are plant-based, many fruits and leafy greens are excellent sources of Vitamin P, as are wine, tea, and dark chocolate. You must consciously choose foods rich in Vitamin P because the human body cannot produce flavonoids by itself. Here are some sources to consider:

• For flavonols, go for grapes, peaches, broccoli, kale, lettuce and onions.
• Flavones are concentrated in the peels of citrus oranges, lemons, etc., as much as green leafy herbs like mint, celery and chamomile. The parsley, fenugreek and peppermint you reach out for to garnish your recipes have flavones, too.
• Green tea, cocoa, black tea, apples, and strawberries contain high degrees of catechins or flavan-3-ols.
• Beyond their tangy goodness, many citrus fruits (oranges, lemons, limes, and grapefruits) have high amounts of flavanones.
• Cherries, blackberries, raspberries, blueberries, red cabbage and red grapes all contain anthocyanins.
• Tofu and legumes like soybeans are rich in isoflavones as well as chalcones.
• As for chalcones, they are contained in staples like tomatoes and potatoes, several fruits, wheat, and hops used in beer.

The Benefits of Vitamin P

Vitamin P or flavonoids are responsible for protecting plants from environmental damage, the harsh sun, infection, etc., and lend them their beautiful colour. But what about the benefits of Vitamin P for humans? Here are four among many:

1. Promoting cardiovascular health

Flavonoids can positively impact heart health and reduce the risk of heart disease by promoting proper blood circulation throughout the body. Types of flavonoids like flavonols, anthocyanidins, flavones, flavanones, and flavan-3-ols play a major role here.

2. Protection from diabetes

Flavonoids can aid our health by keeping cholesterol in check and improving insulin resistance.

3. Enhanced brain health

The cognitive benefits of flavonoids are also well-known. Flavonoids found in cocoa, for example, can aid brain function by improving the neural pathways that play an important role in attention and memory.

4. Immunity and anti-inflammation

Vitamin P contains antioxidants and has anti-inflammatory properties. This helps slow down cell damage, strengthen the immune system, treat infections, prevent allergies, and contribute to glowing, healthy skin. Consumption of Vitamin P is also linked to the prevention of cancer.

Conclusion

There is no denying the fact that Vitamin P – flavonoids – is power-packed with antioxidant benefits promoting overall health. However, the capacity of the human body to metabolise the plant compound remains limited, which, in turn, reduces the ultimate impact of flavonoids.

Though maintaining a diverse diet of colourful fruits and vegetables allows you to access these incredible plant compounds and make the most of them, you must note that enjoying good health is not just about boosting your diet with the fanciest vitamins and nutrients. It’s good to prepare a safety net for when you fall ill, such as having the best health insurance, as this allows you to choose the best treatment options without worry.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Coronavirus disease, or COVID-19 is an infectious disease caused by the SARS-CoV-2 virus. It is highly contagious. The best way to prevent transmission is to be well informed about the symptoms of Covid and how the virus spreads. The virus spreads when an infected person coughs or sneezes. COVID-19 is fatal as it attacks the respiratory system.

What are the Symptoms of Covid-19?

It is important to know about the symptoms to save ourselves from the virus. People can experience different symptoms. These usually begin 5-6 days after exposure to the virus and last 1-14 days. Here is the list of COVID symptoms:

The common symptoms:

• Fever
• Chills
• Sore throat

Less common symptoms:

• Muscle aches and heavy arms or legs
• Severe fatigue and tiredness
• Runny or blocked nose, sneezing
• Headache
• Sore eyes
• Dizziness
• New and persistent Cough
• Chest pain
• Shortness of breath
• Hoarse voice
• Numbness
• Nausea
• Vomiting
• Appetite loss
• Abdominal pain
• Diarrhea
• Loss or change in the sense of taste or smell

Symptoms that need immediate medical attention

• Difficulty breathing at rest
• Confusion
• Drowsiness
• Persistent chest pain
• Skin is cold and turning into a pale and bluish colour
• Loss of speech and movement

People with pre-existing health problems should seek medical help as early as possible, after contracting COVID-19.

Conclusion

The disease still looming around, we all have to be extremely careful and aware of coronavirus symptoms. We should take care of the indications mentioned above and seek medical attention as soon as possible.

To make the treatment go smoothly and keep it affordable, opting for health insurance is a wise step. Your policy can support you greatly in time of need. It's better to stay up to date about the insurance as well as health guidelines provided by the local health authority.

An anti thyroid peroxidase high level suggests that the immune system has begun attacking the body. This usually occurs during the onset of autoimmune disorders such as Hashimoto’s Disease.

High Level of Thyroid Antibodies

Thyroid peroxidase antibodies form when the immune system mistakenly attacks the thyroid gland as a foreign invader. The resulting underactive thyroid gland has high anti-thyroid antibodies. An underactive thyroid makes one feel tired all the time while piling up weight without explanation even as the patient experiences more-than-usual coldness. Make sure you keep monitoring what affects your health permanently. You should know that purchasing health insurance provides the advantage of having quick and unfettered access to quality treatment.

What Causes High Thyroid Peroxidase Antibodies?

Genetic predisposition, environmental triggers, infections, and stress are some factors that can cause high antithyroid antibodies. Often, people with autoimmune thyroid disease have high levels of anti-thyroid peroxidase antibodies. This is also usually noticed in pregnancy and when there is a family history of thyroid-related problems. It is, therefore, essential to control the condition ways such as stress management and maintaining good health practices, together with regular medical intake.

Conclusion

To handle high antithyroid antibodies, it is crucial to monitor the condition regularly and also purchase a good health insurance plan. It is, therefore, essential to avoid risk-taking, especially when it comes to health situations that may prove life-threatening.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Azotemia is a medical condition wherein there is too much accumulation of nitrogen and wastes in the blood because of poor kidney functioning. Its symptoms can be identified to manage the condition properly.

What are the Symptoms of Azotemia?

The symptoms of azotemia may vary, though it commonly involves:

•  Fatigue and weakness
• Nausea and vomiting
• Loss of appetite
• Swelling in the legs or ankles
• Confusion or difficulty concentrating

These are the typical symptoms of azotemia, indicating that the waste products are not being filtered effectively by the kidneys. Other possible signs and symptoms of azotemia are reduced urine or dark-coloured urine. In case any of these signs of azotemia become visible, you must consult with a medical expert immediately. You must also be aware of the areas your health insurance policy covers in case of procedures for necessary tests and treatments.

Conclusion

Knowing azotemia signs and symptoms is important to be aware of its onset for early intervention. Consult a health expert when symptoms begin to appear, and check your health insurance policy to find out whether it covers the care and management costs for your treatment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Azotemia is a medical condition defined by the high amounts of accumulation of nitrogen and other waste products in the blood because of poor filtration by the kidneys. Determining the underlying causes of azotemia will help support the effectiveness of the treatment process.

What Causes Azotemia?

Azotemia causes have been mainly categorised into three types, such as pre-renal, renal, and post-renal. The causes of pre-renal azotemia may include any conditions impeding blood flow to the kidneys, with the symptoms being extreme dehydration or heart failure. Causes of renal azotemia may include diseases related to direct injury of the renal tissues, some of them being glomerulonephritis and acute tubular necrosis.

Post-renal azotemia causes may include obstructions in the urinary passage by kidney stones or an enlarged prostate. By understanding these various causes of azotemia, the right course of action towards its management can be made. At the same time, you can review your health insurance policy regarding coverage of diagnoses and available treatments.

Conclusion

Importantly, a management plan involves the proper identification of the causes of azotemia. Seek a professional’s diagnosis, and make sure to check with your health insurance policy to ascertain if you have the coverage needed for treating azotemia.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Psychotherapy, which is sometimes referred to as counselling or therapy, is a very successful mental and emotional health treatment procedure. It shows promise in addressing mental health issues such as anxiety, depression, and stress. The importance of psychotherapy has increased in modern times along with the growing awareness of mental health issues. Here are some of the major uses of psychotherapy.

What are the Advantages of Psychotherapy?

Self-awareness and understanding of emotions

Psychotherapy's major advantage is that it enables a person to accurately identify and communicate their feelings. A person develops self-awareness in therapy to gain a deeper understanding of their thoughts and emotions. They may also learn how to recognise and address the origins of their mental tension through this treatment.

Positive changes in life

An individual can improve their overall quality of life by implementing positive changes through psychotherapy. Along with providing mental health solutions, the treatment also fosters empowerment and self-sufficiency. In addition, psychotherapy may be considerably more affordable if a person’s health insurance policy covers this form of treatment.

Dealing with the challenges of daily life

The second major advantage is that psychotherapy helps patients get ready to face life's obstacles. It's difficult to maintain mental wellness in the fast-paced world of today. Psychotherapy offers a private and secure setting wherein an individual can talk openly about their issues and come up with helpful solutions.

Conclusion

Psychotherapy is a vital tool for maintaining a robust and well-balanced mental health. This form of treatment not only resolves psychological issues but also helps to transform a person's life on a constructive path. It is advisable to take psychotherapy advantages if you are experiencing mental stress or any other mental health issues.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Azotemia is a condition characterised by an increase in nitrogenous wastes in the blood. The condition requires effective management to avoid further damage to the kidneys and to improve the quality of life.

What are the Treatments of Azotemia?

The treatment of azotemia depends on the cause of the disease. The most common methods include medication adjustments to control blood pressure and diabetes, the administration of diuretics to reduce fluid accumulation, and dietary changes to lower protein consumption. In extreme conditions, dialysis may be required.

Efficient azotemia treatment also comprises regular monitoring and managing the predisposing factors with care. Though there is no specific azotemia cure, symptomatically highly effective therapies and lifestyle modifications can be employed. Furthermore, it will be wise to check your health insurance policy, as it may cover many facets of azotemia treatment.

Conclusion

Successful azotemia treatment can work miracles for restoring health. Consult with your physician for personal advice and check with your health insurance policy so that it can provide coverage for many treatments.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Blueberries are a powerful resource for brain health improvement. Rich in nutrients and antioxidants, they are believed to have many cognitive benefits. Lets delve into the advantages that blueberries offer when it comes to improving brain health.

Blueberries Benefits for the Brain

Antioxidants in blueberries boost the functioning of the brain and improve the overall health of the immune system. These fruits also contain plenty of fibre, vitamin C, vitamin K, manganese, and other essential nutrients. A cup of blueberries provides 84 calories, 21.5 grams of carbohydrates, and 85% water.

The benefits of blueberries for the brain are numerous. Despite their small size, these fruits are rich in anthocyanins (i.e., a class of flavonoids). Anthocyanins prevent inflammation due to neurotoxins and protect glial cells, neurons, and hippocampal nerve cells. As blueberries are an excellent source of anthocyanins, including these fruits in ones daily diet improves long- and short-term memory, a persons verbal fluency, and speed of responding to a situation.

Here, we will look closely at some of the health benefits this fruit offers.

• Promotes brain cell functioning

The healthy functioning of the brain cells can be assisted by the regular dietary intake of blueberries. Blueberries suppress the effects of oxidative stress and slow down the brains ageing process. The brain’s cell signalling improves, which benefits the ageing neurons. A study conducted over 6 years with a sample size of 16,000 aged individuals reveals that the consumption of blueberries and strawberries can delay mental ageing by nearly 2.5 years.

• Improvement of cognitive function

Blueberries offer protection of the brain against the cognitive decline associated with age. Studies prove that the use of blueberries can enhance memory, attention, and overall brain performance.

• Anti-inflammatory properties

Chronic inflammation is frequently related to neurodegenerative disorders such as Alzheimers, dementia, and Parkinsons disease. The blueberries; anti-inflammatory components could also help protect the brain from inflammation and the potential development of neurodegenerative diseases.

• Promotes growth and reproduction of brain cells

Blueberries are known for improving mental clarity. This flavonoid-rich food strengthens neural connections, which lowers the risk of developing cognitive problems in the long run.

Antioxidant-rich blueberries have a positive effect on the areas in the brain influencing intelligence. This leads to better cognitive function. A study shows that eating blueberries can result in improved cerebral blood flow and enhanced brain activity. Individuals coping with mood disorders, like depression, can consume blueberries as they prevent and alleviate symptoms associated with such mental health conditions. Vitamin C in blueberries provide anxiety relief by positively impacting the brain.

As with any food, one should eat blueberries in moderation. You can talk to a nutritionist and find the right amount you should consume every day.

Conclusion

Consuming blueberries for brain health is a wise investment in overall well-being. These provide essential nutrients, and their protective properties are critical for cognitive function and mental well-being. Likewise,health insurance protects against unexpected medical emergencies and prevents financial setbacks associated with the cost of treatment.Hence, remember to keep your healthcare plan active and stay prepared for medical exigencies.

It only takes a few simple steps to ensure that your kidneys are healthy and functioning well

If there is a history of diabetes, kidney diseases or high blood pressure in your family, taking care of your kidneys is an imperative for you. Millions of people across the globe are affected by kidney diseases every year and some are diagnosed at a stage where a cure is no longer possible.
Whether or not you have a family history of kidney failure, taking certain steps to care for your kidney will ensure that you are healthy as you age. Here are a few things you can do to ensure that your kidneys are functioning properly.

Drink Water More Frequently

Kidneys contain nephrons which filter our blood and removes toxins from it. The more water you drink, the easier it becomes for your kidneys to filter your blood. Drinking water is the easiest and the most inexpensive way to keep your kidneys not only functioning properly but also in top health.

Practice Healthy Eating

Controlled eating not only decreases the risk of diabetes, high blood pressure, cholesterol and other serious health conditions, it also keeps your kidneys healthy. The simple habit of eating healthy can improve you overall health by leaps and bounds.

Make Exercise A Habit

Regular vigorous exercise improves the functioning of all our vital organs, including kidneys. Exercise controls blood pressure issues, obesity, heart conditions and several other factors that indirectly influence your kidney functioning. However, while exercising regularly is a good habit, overexerting yourself is bad for your health, so remember to balance your daily physical activity accordingly.

Quit Smoking

Smoking has been linked with high blood pressure, which in turn is harmful for kidneys. Smoking is also proven to contribute not only to lung cancer, but also kidney cancer. If you are a smoker, quitting immediately would significantly decrease the risks of future health complications.

Liver cancer is an often misunderstood and overlooked type of cancer that can have far-reaching impacts on a person’s health. Several risk factors, including genetics, lifestyle choices, and medical conditions, cause this devastating disease. To help further understand what causes liver cancer and how to reduce its likelihood of occurrence in individuals, we will take a look at the various risks associated with liver cancer development in this article. Ultimately, through understanding the key causes of liver cancer and taking charge of our health choices, we can work towards reducing the number of lives affected by this disease each year.

How is Liver Cancer Caused?

So, what are the causes of liver cancer? Liver cancer arises when the DNA of liver cells experiences mutations, leading to a cascade of changes within the body. DNA serves as the blueprint for vital chemical processes, dictating the functioning of every cell. Altered DNA instructions can disrupt the balance, giving rise to uncontrolled cell growth and the formation of cancerous masses known as tumours.

Although certain cases of liver cancer can be traced back to chronic hepatitis infections, there are instances where the cause remains elusive. Unravelling the intricate puzzle of this disease is key to understanding its origins in individuals without underlying health conditions.

The following are some of the common risk factors that cause liver cancer.

Factors that increase your risk of liver cancer are:

1. Chronic HBV or HCV infection: Hepatitis B or C viruses can significantly raise your chances of developing liver cancer.
2. Cirrhosis: This irreversible liver condition, characterised by the formation of scar tissue, increases the likelihood of liver cancer.
3. Certain inherited liver diseases: Hemochromatosis and Wilson's disease are examples of liver diseases that can heighten the risk of liver cancer.
4. Diabetes: Individuals with diabetes have a higher susceptibility to liver cancer.
5. Nonalcoholic fatty liver disease: The accumulation of fat in the liver can increase the risk of liver cancer.
6. Exposure to aflatoxins: Aflatoxins, poisonous substances produced by certain moulds, can contaminate improperly stored crops like grains and nuts, leading to an increased risk of liver cancer if consumed.
7. Excessive alcohol consumption: Drinking more than a moderate amount of alcohol daily for an extended period can cause irreversible liver damage and raise the risk of liver cancer.

Heart failure, a chronic condition where the heart struggles to pump blood effectively, necessitates a multifaceted treatment approach. This complex condition demands a comprehensive strategy involving lifestyle modifications, medications, and, in severe cases, surgical interventions. The blogs provide valuable insights into the diverse heart failure treatment modalities available, offering a nuanced perspective on managing heart failure. The treatment landscape is dynamic, from medications targeting specific symptoms to surgical procedures addressing underlying issues. 

Treatment of Heart Failure

Doctors use the following medications for heart failure treatment, including:

• Angiotensin-converting enzyme (ACE) inhibitors: It relaxes blood vessels, lowers blood pressure, improves blood flow, and decreases strain on the heart. Examples include enalapril (Vasotec) and lisinopril (Zestril).
• Angiotensin II receptor blockers (ARBs): They provide benefits similar to ACE inhibitors and may be an option for those unable to tolerate ACE inhibitors. Examples include losartan (Cozaar) and valsartan (Diovan).
• Angiotensin receptor plus neprilysin inhibitors (ARNIs): It combines two blood pressure drugs, sacubitril-valsartan (Entresto), to treat heart failure with reduced ejection fraction.
• Beta-blockers: They slow heart rate, lower blood pressure, reduce heart failure symptoms, and enhance overall heart function. Examples include carvedilol (Coreg) and metoprolol (Lopressor).
• Diuretics: They increase urine production to prevent fluid buildup in the body and decrease fluid in the lungs. Examples include furosemide (Lasix) and spironolactone (Aldactone).
• Sodium-glucose cotransporter-2 (SGLT2) inhibitors: Originally for diabetes, these medicines, like canagliflozin (Invokana), show effectiveness in heart failure treatment, reducing hospital stays and mortality risk.
• Digoxin (Lanoxin): It enhances the heart's pumping ability and slows the heartbeat. It's used for heart failure with reduced ejection fraction and may be prescribed for those with atrial fibrillation.
• Hydralazine and isosorbide dinitrate (BiDil): It relaxes blood vessels and may be added to the treatment plan for severe heart failure symptoms.
• Vericiguat (Verquvo): An oral soluble guanylate cyclase (sGC) stimulator approved for chronic heart failure, reducing hospital stays and heart disease-related deaths.
• Positive inotropes: Administered intravenously in severe heart failure cases to improve the heart's pumping ability and maintain blood pressure.
• Potassium-sparing diuretics: Spironolactone (Aldactone) can preserve potassium levels.

Here are some surgeries that doctors recommend for heart failure treatment, including:

• Coronary bypass surgery: Addresses severely blocked arteries contributing to heart failure.
• Heart valve repair or replacement: Targets damaged heart valves causing heart failure.
• Implantable cardioverter-defibrillator (ICD): Monitors and corrects dangerous heart rhythms to prevent complications.
• Cardiac resynchronisation therapy (CRT): Coordinates lower heart chambers' pumping in people with asynchronous contractions.
• Ventricular assist device (VAD): Supports blood pumping and is often used as a bridge to heart transplant.
• Heart transplant: Reserved for severe cases where surgery and medications are ineffective, replacing the heart with a healthy donor organ.

The meaning of a heat wave is particularly relevant at the start of the summer season when temperatures begin to rise. Heat waves are periods of excessively high temperatures that can be hazardous to health. Recently, the prevalence and intensity of these events have increased, making it crucial to understand their types and preventive measures.

In this blog, we will focus on the heat wave definition, explore the impacts of heat waves, and discuss how to avoid them.

Criteria for Heat Waves by The Indian Meteorological Department (IMD)

The IMD has certain guidelines that it follows while issuing an alert for a heat wave to the public. These are the criteria that can help identify heat wave occurrence:

• Temperature Threshold: The IMD defines a heatwave when the highest temperature reaches 40 degrees Celsius in the plains, 37 degrees Celsius in coastal areas, and 30 degrees Celsius in hilly regions.
• Temperature Deviation: If the maximum temperature rises 5-6 degrees Celsius above the normal rate, it is classified as a moderate heatwave. A severe heat wave is defined as a rise of more than 7 degrees Celsius.
• Duration: The duration of consecutive hot days also plays a critical role. A heat wave that lasts for two days or more can be particularly dangerous.

Impact of Heatwave

Heatwaves can cause discomfort, but they also impact our lives and surroundings in various ways. Here are some key effects:

• Economic impact: In hot climates, workers may experience reduced productivity and additional energy will be required to cool down rooms. Heatwaves also negatively impact crops and properties, which are sources of income, leading to financial losses.
• Environmental effects: Heatwaves are dangerous as they can lead to droughts and fires and adversely affect the lives of animals and plants. They can also accelerate the melting of glaciers and ice caps, thereby contributing to climate change.
• Social impact: It causes inconveniences by impacting learning institutions and preventing events from taking place. Additionally, it has the potential to increase stress and social anxiety within the community.

Health Impacts of Heat Waves

Heatwaves can have severe health impacts. A few are as follows:

• It can cause symptoms such as excessive sweating, weakness, dizziness, and nausea when the body becomes too hot.
• It can lead to a more serious condition if the body's temperature regulation fails. This is potentially fatal and requires immediate medical attention.
• Heat can cause the body to lose more fluids, leading to dehydration, which can damage the kidneys and affect overall health.

It is crucial to stay well-hydrated, avoid prolonged exposure to the sun, and rest in the shade during a heatwave to prevent such conditions. Health insurance can provide financial support for medical care if these preventive measures are insufficient and you require treatment for heat-related health issues.

How to Recover From a Heatwave?

Post-heat stroke, the body requires some time to cool down and come back to normal.

1. Stay hydrated: It is recommended that you drink a lot of water even when you do not feel thirsty.
2. Eat light, cool meals: Consume foods that are light and help cool the body, such as salads and fruits.
3. Rest and relax: You should give your body time to recover, especially if you have experienced symptoms of heat illness.
4. Check your home: Confirm that appliances are in working order.
5. Learn from the experience: Use your understanding to prepare for any future heat waves.

Emergency Kit for a Heatwave

In the case of heatwaves, prevention is the best cure. Below are some of the recommended items that you should include in your heatwave emergency kit:

• Water and other foods that do not easily get spoiled
• A battery-operated fan and some extra batteries are needed.
• First-aid kit
• Emergency contact list
• Medications, especially for those with chronic diseases.
• Light, loose-fitting clothing
• Sunscreen and sunglasses

Conclusion

You must know all about heatwaves to combat them. Preparation and knowledge are key to avoiding danger during hot weather. By following these tips and staying informed about heat waves, you can protect yourself from their effects. Stay cool, stay safe, and ensure your health insurance is up to date for added peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The eyes are among the most important organs in our body, and it is integral to take care of them. Regular assessments by an ophthalmologist help keep our vision in check, identify problems at an early stage, and prevent future issues.

Eye examinations are essential for maintaining eye health. Read on to learn everything you need to know about eye examinations.

When Should You Have an Eye Exam?

We typically only seek an eye examination when our vision deteriorates, but this approach is far from ideal. Regular eye tests are essential even if you don't have perfect 20/20 vision.

The need for eye examinations varies based on factors such as age, general health, and existing eye conditions. Here's a general guide to understand when you should get an eye examination:

For Children:

• The eyes of newborns should be examined before a child is discharged from a hospital.
• The first complete eye checkup should be done when the child is 6 months old.
• Children should also undergo other tests at the age of 3 and before joining school.
• Annual eye check-ups should be conducted to monitor vision.

For adults:

• Ages 20-39: Every 5 years
• Ages 40-54: Every 2-4 years
• Ages 55-64: Every 1-3 years
• Ages 65 and older: Every 1-2 years

However, these are just some best practices. You might need more frequent check-ups if you:

• Have a family history of eye disease
• Wear contact lenses
• Suffer from a disease such as diabetes or hypertension
• Use drugs that can impact the eyesight

It's important to understand that some eye diseases do not initially present with distinct symptoms. This is why routine eye examinations are necessary for everyone as part of their annual medical check-up. These exams can identify problems before they escalate.

Do not wait for symptoms to appear before scheduling an exam. Even if you feel that you do not have any vision issues, underlying problems could be present. Regular visits will help keep your eyes healthy for many years to come.

You should schedule an eye examination and consultation with your healthcare provider if you display the following symptoms:

• Blurry or fuzzy vision
• Frequent headaches
• Squinting or difficulty seeing at night
• Eye strain or fatigue

Remember, many eye diseases are asymptomatic in the initial state. This is why check-ups are necessary. They can prevent various issues from escalating to severe levels.

What Do Ophthalmologists Check During Eye Exams?

If you wish to get your eyes checked, a specialist known as an ophthalmologist will conduct the following tests:

1. Visual Acuity Test: A standard sight test involves reading letters on a chart from a distance. To assess your distance vision, you'll be asked to read letters of various sizes to determine how well you can see at different distances. This is a crucial part of any eye vision test.
2. Refraction Assessment: If you require glasses or contact lenses, this examination assists in determining the exact degree of your prescription. The doctor will typically hold up a device with varying lenses and verify which one sharpens your vision.
3. Eye Muscle Test: In this part of the examination, your eyesight will be tested, and the doctor will assess how well your eyes coordinate with each other. You may be asked to focus on a specific object and then shift your gaze in various directions. This helps the doctor check your eye muscles and their alignment.
4. Pupil Response Test: Your pupils should be able to follow the light and objects in motion. The doctor will use a bright light and move it from side to side to determine this response.
5. Peripheral Vision Test: This tests your peripheral vision. You will be asked to mark the time when you begin to see an object slowly moving into your field of vision.
6. Intraocular Pressure Test: This test checks for glaucoma by measuring the pressure in your eye. It is a quick and non-invasive procedure.
7. Slit Lamp Examination: With the help of a special microscope, the doctor scrutinises the front of your eye.
8. Retinal Examination: The doctor shall dilate your pupils to examine the back of the eye, including the retina, optic disc, and blood vessels.
9. Ocular Motility Test: This test determines the patient's eye mobility. The doctor will ask you to trace an object with your eyes, which will test for eye muscle function and nerve problems.
10. Depth Perception Test: Also known as stereopsis testing, this determines the extent to which your eyes can discern the depth and distance of 3D objects. For this test, you might be required to use special glasses and call out your observations.
11. Corneal Topography: This is a non-contact diagnostic procedure that provides a topographic map of your corneal surface. It is useful for identifying ailments such as astigmatism or keratoconus.
12. Fundus Photography: The doctor may take a picture of the back of your eye, which is crucial for recording the current status of the retina, optic nerve, and blood vessels. This allows for easy comparison with future examinations.

Other Tests During an Eye Examination

Based on your age, health status, and other factors, your eye care professional may perform extra tests during an eye examination. These could include:

• Colour vision tests to determine if a person is colour-blind.
• Tear film tests to diagnose dry eye syndrome

These additional tests are beneficial in giving a detailed description of your eye condition. They are quite helpful, especially if you have issues or factors that might increase your risks.

Conclusion

Eye examinations are a significant part of a person’s health check-up routine. They not only help maintain vision but also diagnose eye diseases and other health conditions at their early stages. Eye care is essential, so book your next eye vision test and ensure your health insurance covers the cost of eye treatments so that you may receive accessible and affordable healthcare.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The government has established several health insurance schemes to provide quality healthcare facilities to people. These schemes are regularly updated to prevent delays in accessing healthcare services. They raise awareness about medical issues, ensure adequate infrastructure, and promote various health-related facilities.

What is a Government Health Insurance Scheme?

A government health insurance scheme is a health insurance plan funded by the State or Central Government for its citizens. These schemes offer affordable policies with substantial coverage, aiming to improve the medical standards within the state. Annually, various schemes are introduced to address healthcare needs.

It is the State government's responsibility to develop a robust health plan to ensure public well-being. In India, numerous health insurance policies have been implemented to bridge the healthcare and insurance gap, particularly in rural areas. Examples of government health insurance schemes in India from recent years include Ayushman Bharat, Awaz Health Insurance Scheme, Aam Aadmi Bima Yojana, Bhamashah Swasthya Bima Yojana, and many more.

Regular Health Insurance Plans vs Government Health Insurance Scheme

There is a difference between regular health insurance plans and government health schemes in India. These differences can be tracked regarding features, eligibility, coverage, and several other factors. 

Types of Government Health Insurance Scheme

Below are the types of Government Health Insurance Schemes offered by the government to improve the healthcare sector of the country. 

1. Ayushman Bharat: The Ministry of Health and Family Welfare has introduced the Ayushman Bharat Yojana, a universal health insurance scheme designed to provide free healthcare services to over 40% of the population in India. With coverage up to ₹5 lakh, this scheme includes expenses for diagnosis, medicines, pre-hospitalization costs, and medical treatments.
2. Awaz Health Insurance Scheme: This health insurance scheme was initiated by the Government of Kerala to provide healthcare coverage for migrant workers. Under this scheme, the healthcare coverage is ₹15,000, and in the case of death, it provides coverage of ₹2 lakh.
3. Central Government Health Scheme: This scheme, initiated by the Central Government of India, is designed for central government employees and their families. Covering over 35 lakh employees and pensioners, it has been active for the last six decades. The policy includes coverage for hospitalization and domiciliary care, and benefits a wide range of individuals, including Supreme Court judges and Railway Board employees. It encompasses both allopathy and homoeopathy treatments.
4. Employees’ State Insurance Scheme: Launched in 1952, this insurance scheme provides coverage for illness, disability, and death of insured workers and employees. Originally started in Kanpur and Delhi, the policy has expanded nationwide over time. In 2015, several updates were made to enhance its coverage and benefits.
5. Chief Minister’s Comprehensive Insurance Scheme: This insurance policy is promoted by the Government of Tamil Nadu in association with United India Insurance Company Ltd. It is a family floater plan designed to provide reliable health care insurance. Under this scheme, hospitalisation expenses can be claimed up to ₹5 lakh. It is available to residents of Tamil Nadu who earn less than ₹75,000 a year.

Features and Benefits of Government Health Insurance Schemes

There are several features and benefits of Government Health Insurance Schemes. A few have been listed below:   

1. These health insurance policies are offered at a low price for people who have a low income. 
2. These insurance policies are also available to people with low incomes or those who are below the poverty line. 
3. Policyholders can be assured of reliable coverage, as these policies are offered by both the Central and state governments.
4. Some selective government plans have no lifetime limits on essential health benefits, ensuring ongoing care without restrictions.
5. Providing security for the policyholders, the government health insurance policies offer comprehensive health benefits. 
6. Promoting wellness among the citizens, these health plans offer free prevention care which includes cancer screening, immunization, etc. 
7. Some health plans by the government offer treatments at private hospitals for upgraded healthcare facilities. 

Conclusion

The government health insurance schemes play a crucial role in expanding the healthcare sector in India. They offer security and financial protection to the underprivileged, ensuring access to medical care for every citizen in India. While these schemes may not always cover as comprehensively as private health insurance plans, they provide significant benefits that can cover medication and treatment costs.

These government-sponsored health insurance policies are set to continue offering vital healthcare benefits to lower-income groups for years to come. To access these policies, individuals should verify their eligibility and select a plan that best fits their needs. Government-aided health insurance policies are both secure and affordable, making them a viable option for middle-class families.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The primary objective of preventive health check-ups is to identify potential health issues before they become severe or reach an advanced stage and become costly to treat. Ailments detected or diagnosed early increase the chances of timely as well as successful treatment and cure. Different types of preventive health check-ups include full-body health check-ups, tests related to the heart, diagnostic tests to check the blood sugar levels for diabetes, and health check-ups for children and women.

Section 80D of the Income Tax Act offers tax deductions on medical insurance premiums and healthcare expenses for individual taxpayers and Hindu Undivided Families (HUFs).

What is a Preventive Health Check-up?

Preventive health care aims to detect problems early on when they're simpler and less pricey to cure. It allows doctors to identify potential health issues before they become severe and require costly treatments. The preventive health check-up tax exemption typically includes reviewing medical history, family history, risk factors for specific diseases, physical examination, and laboratory tests.

The Indian government introduced a preventive health check-up 80D tax deduction to urge citizens to be more upbeat about healthcare. Under Section 80D, you can claim a deduction of Rs 5,000 for any payments made for preventive health check-ups. An individual can make a claim for himself/herself, his/her spouse, dependent children, and parents.

The number of times one should undergo a preventive health check-up varies from person to person and age. Experts recommend that all adults undergo a preventive health check-up once a year. However, individuals who are at a higher risk of certain illnesses or have existing medical conditions may need to undergo screening more frequently. Senior citizens may also require more preventive health check-ups. These check-ups can help your doctor monitor your health and advise you on reducing your risk of chronic diseases.

What are Preventive Health Check-Up's Benefits and Important Factors?

Here are some benefits and importance of timely health check-ups:

• Regular check-ups help detect potential health problems before they become severe, increasing the chances of successful treatment and cure.
• Depending on one's age, family history, and lifestyle, doctors recommend the frequency of check-ups and medical assistance.
• By regularly seeing a doctor, one can monitor any changes in the body and detect health conditions early.
• Accessing the correct health services, screenings, and treatment ensures a healthier and longer life.
• Preventive check-up comes with various benefits, including a
• comprehensive health evaluation
• early detection of illnesses
• periodic monitoring
• lower medical expenses
• improvement in overall health

Who Requires Preventive Medical Check-Up?

Preventive health check-ups can be helpful for everyone as they help assess one’s overall health. Some groups that need them more urgently are:

1. Elderly People: Age-related health issues such as heart conditions and bone diseases can be monitored in the older population.
2. Working Professionals: Stress-related health conditions can be mitigated through a timely health checkup.
3. People with Pre-existing Health Issues: Individuals with hypertension, asthma, and diabetes can manage their health better with the help of regular medical checkups.
4. Children and Adolescents: Growth and development milestones can be better monitored through health checkups.

Lists of Preventive Healthcare Packages

The following packages are popular among groups who require frequent medical attention:

1. Basic Health Checkup: Includes general tests to monitor blood pressure, sugar, and cholesterol
2. Comprehensive Health Checkup: Provides detailed test for major organs
3. Women’s Health Package: Focused on gynaecological and hormonal health
4. Senior Citizen Health Package: Tests for age-related health issues such as arthritis, bone density, heart functioning
5. Corporate Wellness Programme: Curated for employees to maintain a healthy workplace 

List of Tests Under Preventive Health Check-Up

• full-body health check-ups
• heart check-ups
• diabetes check-ups
• health check-ups for kids
• health check-ups for women
• Section 80D deduction preventive health check-ups for women include tests to evaluate general health and gynecological problems, such as
• pelvic exams
• pap smear tests
• cervix and breast cancer screening
• One can avail of tax benefits of up to Rs 5,000 per financial year towards preventive health check-ups as per Indian law.

Regular health check-ups help people lead healthier lives by detecting ailments early and taking necessary precautions to prevent the risk of developing chronic diseases.

Preventive Healthcare for Various Age Groups

Children and Adolescents

• Scheduled vaccination
• Assessment of nutritional requirement
• Tracking growth and development

Adults (20 to 40 years)

• Monitoring blood pressure and cholesterol
• Diabetes test
• Thyroid test

Middle Aged (40 to 60 years)

• Cardiac health
• Bone density screening
• Cancer test (e.g., Prostate gland examination)

Senior Citizens (60 years and above)

• Tests for chronic illness
• Vision and hearing assessment
• Tests for cognitive function

Tax Deduction under Section 80D

What is Section 80D Preventive Health Check-Up?

Section 80D of the Income Tax Act offers tax deductions on medical insurance premiums and healthcare expenses for individual taxpayers and Hindu Undivided Families (HUFs). An individual can claim up to Rs 25,000 for his/her check-up, spouse's and dependent children's medical insurance premium, an additional deduction of Rs 25,000 for parents' insurance premium if they are below 60 years of age, and Rs 50,000 if the parents are above 60 years.

The preventive health check-up deduction can be claimed for medical expenses up to a maximum of Rs 5,000 if insurance does not cover them. If the individual/spouse and parents are above 60 years old and have medical insurance, they can claim a maximum deduction of Rs 1,00,000.

HUFs can claim a deduction of Rs 25,000 if the insured members are below 60 years and Rs 50,000 if any of the members are 60 years or above.

The cost of an 80D health check-up annually can be claimed for up to Rs 5,000 for individuals and Rs 50,000 for senior citizens.

The budget of 2018 introduced a new provision for claiming deductions on a single premium paid as a lump sum for health insurance policies, where a taxpayer can claim a deduction equivalent to the applicable fraction of the amount under Section 80D. The fraction gets calculated by the lump sum paid as a premium divided by the number of years the policy will be valid.

Things to Consider While Getting a Preventive Health Check-Up

1. Choose a certified healthcare facility.
2. Verify the tests included in the package that you have picked.
3. Disclose your complete medical history to the healthcare provider. 
4. Schedule proper and regular checkups as per your need.

Does Your Health Insurance Cover Preventive Health Checkups?

Many health insurance policies in India now offer coverage for preventive health checkups as part of their benefits. However, the specifics of this coverage, such as the frequency of checkups, the tests included, and the reimbursement process, vary between insurers and plans. Reviewing your health insurance policy to understand the extent of coverage for preventive health checkups is important.

FAQs on Preventive Health Check-Ups And Tax Deductions

What is the Maximum Amount that You Can Claim for a Preventive Health Check?

Section 80D of the ITA permits individuals to claim a deduction on health insurance premiums paid for themselves, their spouse, and dependent children, with additional deductions available if the policy covers their parents' health insurance.

Can I claim a preventive health check-up in ITR?

Under Section 80D of the Income Tax Act, individuals can claim a deduction on health insurance premiums as well as expenditures incurred on preventive health check-ups for themselves, their spouse, dependent children, and parents, subject to the terms and conditions specified.

What tests get covered under preventive health check-ups?

The medical tests conducted under preventive health check-ups include cancer/tumour markers, cardiac indicators, abdominal ultrasound, breast mammography (for women above 30 years), PSA (for men above 45 years), chest X-ray, ECG, 2D echocardiogram, coronary angiography, fasting and random blood sugar, and lipid profile.

Are preventive health checkups necessary for healthy individuals?

Yes, to avoid health risks and ensure long-term wellness, preventive health checkups are advisable for all.

What is the ideal age to start preventive health checkups?

20s can be a good time to start routine checkups, with detailed screenings starting as you enter your 40s.

Can I claim a tax deduction for health checkups for my parents?

Yes, Section 80D allows you to claim tax deductions for health checkups for your parents.

Are preventive health checkups expensive?

Preventive checkups are moderately costly but can be made affordable with a proper health insurance policy and planning.

Conclusion

Preventive health checkups are a simple and effective investment for your long-term health. You can also avail of tax benefits under Section 80D on the premium. You should start regular screenings with a good healthcare provider on time.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

Between 1990 and 2016, the death rate due to cardiovascular diseases rose by 34% in India. While a heart attack is a serious, life-threatening occurrence that is increasingly spreading across our country, it is possible to save someone’s life if only one knows how to provide basic heart attack first aid.

Witnessing a loved one or even a stranger in the deathly embrace of a heart attack is overwhelming and scary. But what’s worse is to be helpless and to not know what to do. After reading this quick guide on heart attack first aid, you will feel more empowered and aware to help save a life.

What Causes a Heart Attack?

Blocked blood flow to the heart due to cholesterol deposition in the arteries is the main reason for a heart attack. Other factors are-

1. A disease of coronary artery
2. High blood pressure
3. High Cholesterol
4. Frequent smoking
5. Diabetes
6. Increased body fat
7. Stress
8. Lack of physical movements

Symptoms of a Heart Attack

The symptoms of a heart attack differ for men and women, but the need for quick action remains as crucial. Spotting a heart attack by quickly realizing the symptoms is critical in order to provide heart attack first aid. 

Men

• Crushing/ burning chest pain
• Sensation of squeezing, pressure or discomfort in the chest
• Discomfort or tightness in the neck and/or jaw
• Shortness of breath and palpitations
• Pain in the arms, often left arm, shoulder blades and back

Often, men suffering a heart attack will break out in a sweat and can lose consciousness. The pain is usually gradual and can last for several minutes. It’s not uncommon for the pain to fade and come back again, in which case heart attack first aid becomes essential.

Women

• Pressure or pain in the lower chest
• Pressure or pain the upper abdomen
• Pressure in the upper back
• Nausea and lightheaded
• Shortness of breath
• Extreme fatigue

Women suffering a heart attack usually believe it to be indigestion, a heart burn or extreme tiredness. Being aware and providing heart attack first aid will do no harm even if it turns out to only be indigestion.

Steps to Take: First Aid in Heart Attack

For a Conscious Patient

• Ease strain on the patient’s heart by helping them in a comfortable position. An ideal position is on the floor, leaning against a wall with head and shoulders supported and knees bent.
• Loosen the clothing around their neck, chest and waist. For instance, if they are wearing a tie, remove it and unbutton the top button.
• Call for help but don’t let bystanders crowd the patient. Avoid leaving the patient unattended.
• Call an emergency helpline number 112 or 102 for an ambulance. You can call the local, neighbourhood hospital if you believe that’s going to be quicker.
• If the patient has prescribed medicine for a cardiovascular diseases, help them take it.
• Continuously monitor the patient — check their breathing, pulse and keep an eye on their consciousness.

For an Unconscious Patient

Heart attack first aid for a patient who loses consciousness goes a little beyond the above steps.

• Make sure to inform the ambulance/emergency number operator that the patient is unconscious. This is essential because they will despatch the ambulance with needed equipment like a defibrillator, which is used to restart the heart, ECG machine, ventilator, oxygen cylinder, etc.
• Cardiopulmonary resuscitation (CPR) is advised when the patient is unconscious.
• If you aren’t trained in CPR, provide hands-only chest compressions. You can be guided by the emergency number operator/medical assist on call to perform them.

How to Give Chest Compressions (for adults)

• On the centre of the patient’s chest, place the heel of your hand, one on top of the other and lace your fingers together.
• Keep your shoulders directly above your hands and straighten out your arms.
• Compress chest at least by 2 inches by pushing hard and fast.
• Compress at least 100 times per minute with minimal interruptions.
• Let the patient’s chest rise completely before you push down again.
• Stop only if the patient starts breathing normally again, a trained person or medical assistant takes over, you’re too exhausted to continue properly or an automated external defibrillator (AED) is available.

What Not to Do if Someone is Having a Heart Attack

Avoid doing the following things when dealing with a case of heart attack-

1. Do not leave the patient unattended
2. Do not delay the call to the hospital
3. Do not offer them food or drink, as it might worsen their condition and make it difficult for a medical care provider to deal with the case.
4. Do not stress yourself. By staying calm, you can handle the situation better. 

How to Prevent a Heart Attack?

There are a few preventive methods which reduce the risk of heart attack:

1. Follow a healthy and balanced diet with fruits, whole grains, vegetables, and proteins.
2. Exercise daily, aiming 3-4 times a week for a moderate workout.
3. Avoid smoking as well as passive smoking. 
4. Manage conditions like diabetes, stress, and cholesterol.
5. Work on stress reduction through yoga and meditation and build overall health.

Heart Attack First Aid: SOS

Stay calm, observe symptoms, and seek emergency aid quickly.

FAQs

1. Can young people get heart attacks?

Yes, though comparatively rare, heart attacks can occur in young people, especially those who have underlying health issues.

2. Is chest pain always a sign of a heart attack?

No. Chest pain is caused by several reasons, which may or may not be related to heart condition. It is advisable to consult a medical professional in case of chest pain.

3. What is the difference between heart attack and cardiac arrest?

Heart attack is caused by blocked blood flow to the heart, while cardiac arrest is caused by an electrical disturbance that stops the heart.

Conclusion

Staying calm and following the above-listed heart attack first aid steps could help double or triple the chance of someone’s survival according to studies. Basic first aid awareness and training are essential for everyone to save someone’s life – loved one or otherwise.

Medical care and treatment, especially in the case of cardiovascular diseases is expensive. To ensure that only the best treatment is provided to you and your loved ones, getting a health insurance policy is crucial, as it covers all the expenses pertaining to medical treatment and hospitalization. For managing the monetary needs caused by sudden catastrophic issues such as a heart attack, you should have critical illness insurance. This ensures financial assistance during a crisis.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Are birth control pills safe? This is the first question that would pop up in a woman’s mind when the situation demands so but the hesitancy is still strong. If you too have been pondering, just ensure they are consumed safely. It is common knowledge that these pills work and that they can be relied upon to take care of a woman’s sexual health. All you need to keep in mind are some considerations instead of repeatedly asking yourself, “Are pregnancy pills safe?”

Is the Birth Control Pill Safe?

Millions of women have used the birth control pill safely for over fifty years as an effective way to avoid pregnancy. Many women are also known to use birth control pills regularly, and they don’t end up with any serious health conditions.

Can I Take The Birth Control Pill?

Now, the moot question is — are contraception pills safe for you? Studies have shown that birth control pills do not suit everyone. Here are some things you should know about “Is it safe to take birth control pills?”

•   Smoking and Estrogen: You should not take combination pills that contain estrogen if you smoke more than 15 cigarettes a day. This is because smokers have a higher chance of getting serious heart problems such as stroke and heart attack, which are linked to estrogen.
•   Moderate Smoking: You must discuss with your healthcare provider whether combination pills are a safe option if you smoke fewer than 15 cigarettes a day or use any other nicotine product.
•   Progestin-only and Non-Hormonal Options: You may want to try progestin-only pills (POPs) if you smoke. They are also called mini pills. You can also consider other methods of birth control that do not use hormones. This includes the birth control shot, implants, or intrauterine devices (IUDs). These methods are not as dangerous as those that use estrogen.
•   Comprehensive Health Evaluation: It is essential to undergo a thorough medical evaluation before taking birth control pills. This is to know — is contraceptive pill safe — based on your health history and any existing conditions.
•   Alternative Contraceptive Methods: Discuss all available methods, including hormonal and non-hormonal options, to find the most suitable and safe form of birth control.
•   Precautions for All Users: Healthy individuals should also know about the risks and side effects that may come with birth control pills. They include blood clots, particularly among women with certain underlying conditions.

Risks of Birth Control Pills

Even though most people think birth control pills are safe, it is important to know the risks they bring along. Heart attacks, strokes, and blood clots are more likely to happen if you take pills that have estrogen and progestin in them. These problems can be hazardous even though they do not occur often. Combination pills that contain progestin and estrogen are usually riskier than estrogen and other hormones.

When thinking about birth control, it is important to talk to your doctor about your medical background and the medication you may be taking. This will help make sure the pill is a good choice. Moreover, one in a thousand women who take the pill every day will still get pregnant. Birth abnormalities are not more likely if you get pregnant while on the pill, though.

It is also important to know that birth control pills do not pose very high risks for most women, but pregnancy can come with a lot more risks. Your doctor can tell you how safe are birth control pills and pick the birth control method that works best for you.

Is it Safe to Take the Pill While Breastfeeding?

It is important to pick a way that will not affect milk production or the baby's health if you are breastfeeding and want to use birth control. Some birth control pills contain both estrogen and progestin. So, they are usually not suggested right after giving birth. This is because they might decrease the quality and amount of breast milk in the first three weeks. If you are nursing, doctors usually advise a three-week buffer period post-delivery before taking combination pills. These pills might add hormones to breast milk, but there is not much evidence that they have any significant impact on the baby.

Meanwhile, progestin-only pills, also known as mini-pills, are considered safe to use while breastfeeding. They do not impact the amount of breast milk produced and are deemed safe regarding the baby’s health.

Effect of Birth Control Pills on Periods

High-dose hormonal pills such as emergency contraceptives or morning-after pills can significantly disrupt a woman's menstrual cycle. Taking these pills often leads to irregular bleeding or delays at the onset of the next menstrual period. These side effects result from substantial hormonal adjustments these pills induce to prevent pregnancy after unprotected sex.

Women may experience varied reactions, with common side effects including changes in menstrual timing, nausea, pain, and breast tenderness. These disruptions are generally temporary, with normal cycles typically resuming within the next few months. However, users should be aware of these potential effects and consult healthcare providers if irregularities persist or if there are concerns about using high-dose hormonal contraceptives.

In addition to these, frequent use of emergency contraceptives is not recommended as a primary birth control method. Repeated high hormone exposure can increase the risk of more severe menstrual disturbances and may impact long-term reproductive health. Regular birth control methods with lower hormone amounts, such as daily pills, patches, or IUDs, may offer better balance and dependability for people who want stabler cycle control and fewer side effects.

Conclusion

We hope by now you have stopped wondering, “Are pregnancy pills safe?” The birth control pill is a proven, safe method of contraception, supporting family planning and offering therapeutic advantages through various stages of life, ensuring its sustained value and reliability. Importantly, health insurance is a must, regardless of your existing health condition.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The nervous system, being the controller of the most vital functions of the body, interacts with various exogenous active chemical substances, which can alter these control features. How does alcohol affect the nervous system—one of the deadliest chemicals consumed by humans? The multi-dimensional ways in which alcohol interferes with the brain in both the immediate and long term and its repercussions on general health are all discussed in this article.

What is the Nervous System?

The nervous system is the communication network of the body and comprises two main parts:

• Central nervous system, consisting of the brain and spinal cord
• The peripheral nervous system, associated with carrying information between the body and the CNS

The CNS initiates voluntary actions such as movement and also controls involuntary actions, including breathing. The PNS supplies nerves to the CNS from the muscles, organs, and sensory receptors.

When alcohol is consumed, it enters the bloodstream and the nervous system. The CNS sets the stage for interpreting sensory information and responding to changes. Thus, explaining how alcohol affects your nervous system and both mental and physical functions.

Alcohol's Core Effects

Alcohol is a depressant as it retards CNS activity, slowing down brain activity. Once inside the body, alcohol depresses neurotransmitters called gamma-aminobutyric acid (GABA) inside the brain, which is responsible for responding to neuronal activity. This depression of GABA results in the induction of sleep-reduced anxiety and slow reactions. Meanwhile, alcohol enhances the release of dopamine, which gives feelings of pleasure.

But how does alcohol affect the brain and the central nervous system at large? Alcohol disrupts the pathways of communication in the brain. It throws out the delicate balance that the brain needs to operate with clarity, move with coordination, and maintain emotional balance. Even if consumed in small amounts, alcohol can weaken the ability to pay attention, remember information, make sound judgments, and control inhibitions. Excessive drinking impairs muscle coordination, affecting the ability to walk or even drive.

The effects of alcohol on the user depend on:

• A factor of the dose
• Frequency of use
• Individual characteristics such as genetic makeup and tolerance

The short-term effects of moderate alcohol consumption appear as temporary feelings of relaxation and slight impairments. Heavier use is associated with more severe effects.

Alcohol and Short-Term Nervous System Damage

The argument surrounding alcohol's ability to induce short-term damage to the nervous system remains valid. Alcohol starts acting upon the brain almost immediately after entering the bloodstream. For example, neurotransmitter communication can be interrupted with even minute doses of alcohol, causing short-term memory loss, bad decisions, and diminished motor skills.

Higher levels of intoxication lead to even more disturbing problems. Slurred speech, loss of coordination, staggering walk—all these are indicative of acute disruption of the nervous system. When alcohol poisoning becomes very serious, such dangerous symptoms take place as seizures, irregular heartbeat, and, at worst, loss of consciousness. Therefore, alcohol affects your nervous system in an acute, probably life-threatening manner.

Acute neural impairment is most often a factor in binge drinking situations where a large amount of alcohol is consumed in a short period. This can not only place an individual in danger of alcohol poisoning but can exacerbate other risky conditions, such as blackouts. If individuals blackout, they may engage in reckless behaviour without any memory of what they did after that, which significantly increases the chance of an individual getting hurt or killed.

Alcohol and Long-Term Nervous System Damage

Chronic alcohol consumption damages the nervous system irreparably. If the short-term effects of alcohol are troubling to comprehend, its long-term effects can aggravate beyond reparation. Long-term exposure to alcohol interrupts the normal functioning of the brain, which may end up with persistent alterations of the neuron structure and neuronal functioning.

Alcoholic neuropathy, in many aspects, is one of the most adverse results related to long-term alcohol intake: a state of damage to the peripheral nerves. One of the commonly known conditions of this state is pain, tingling, and muscle weakness in the limbs, which, if left unattended, may culminate in paralysis. This goes to show how alcohol affects the nervous system over time, compromising drastically the quality of life.

One other common serious consequence is Wernicke-Korsakoff, a brain disorder resulting from thiamine or vitamin B1 deficiency in a large population of heavy drinkers. This is a disease state characterised by confusion, memory loss, and incoordination that can lead to final, irreparable brain damage.

Other long-term effects of alcohol use include higher susceptibility to mental health issues such as depression and anxiety as alcohol interferes with mood- and behaviour-regulating chemicals in the brain. Some individuals who consume alcohol for to control stress and emotions will find themselves, after some time, with worsened mental health, which may lead to a vicious cycle of dependence.

Furthermore, chronic alcohol intake depresses the immune system, exposing the brain to infections such as meningitis. Research has also found that long-term drinkers have a higher risk of developing stroke and cognitive decline, which further answers the query, “What are the effects of alcohol on the nervous system when consumption becomes a habit?”

We can conclude that health insurance can make a significant difference in managing alcohol-related conditions, providing full coverage for the necessary treatments, rehabilitation, and medication to address the damage.

Conclusion

Alcohol has both short-term and long-term implications for the nervous system: temporary impairments and permanent damage in the central and peripheral nervous systems are more common under intoxication from moderate drinking. Understanding the way how alcohol affects your nervous system can help you make an informed choice on consuming this drink.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Maintaining proper oral health is as important as taking care of your general health. Dental check-ups and treatments, be they simple or complex, can be quite a burden to your pocket. Dental insurance is essential for comprehensive coverage of your oral health; it doesn’t let financial worries obstruct your path to availing of premium dental treatment. You will be able to get the most out of dental care insurance once you understand how it fits into your health insurance policy. This guide will walk you through all that you need to know about dental insurance coverage: how it works, the benefits, and the things to consider when you buy a plan.

Why You Should Buy Dental Insurance Coverage

Investing in dental insurance is one of the smartest decisions you can make for your overall well-being and financial security. Here’s how you stand to benefit:

1. For Your Health

Dental insurance is not just about healthy teeth; it's another way of sustaining general health. Most plans emphasise prevention, comprising regular check-ups, cleaning, and so on, which are fully covered. This is a great way to let the dentist find that cavity before it grows into a root canal or crown. It may also reveal the possibility of serious health conditions. Further, debilitating diseases such as diabetes and heart complications can also be detected through dental check-ups. Hence, you get the opportunity to seek early or preemptive treatment, which can save a lot of your hard-earned money.

2. For Your Family

Dental insurance makes it easier to protect the oral health of your entire family. For instance, families with dental coverage are twice as likely to get routine preventive care compared to those without insurance. This will lead to fewer untreated dental problems that may further cause complications in eating, speaking, or learning, particularly in children. Teeth insurance helps reduce the chances of skipping crucial treatments, given the high costs involved. Thus, it allows everyone in a family to get the necessary treatment.

3. For Your Wallet

Oral care can be expensive for those requiring more intensive treatments involving implants or crowns. Without insurance, dental care would imply that one should pay for those treatments in full. A dental insurance plan defrays high medical costs since it partly covers the cost of a procedure. Most dental insurance plans even bargain with providers in their network for a fee reduction, thereby saving you even more money in the future.

How Does Health Insurance with Dental Cover Work?

It's pretty easy when you go for health insurance that includes dental coverage. You pay a premium, and your insurer will provide you cover for all kinds of dental treatments and procedures. It solely depends upon your health insurance plan. While some policies may include it within the provided premium, others may charge you and ask you to pay an additional premium for dental cover.

Most dental insurance policies require a waiting period; after buying the policy, one cannot avail of the benefits immediately. Once the waiting period is over, one can avail of services listed in the policy, such as dental surgery, fillings, and routine check-ups, either through network hospitals or dental clinics.

The insurer reimburses the expenses arising from hospitalisation against a claim you have filed, or you get the option of cashless treatment at a network hospital or clinic.

Types of Dental Coverage in Health Insurance

If you are looking for dental insurance in India, a number of health insurance plans offer dental coverage, either as a base feature or as an add-on option. Here are the key types of health insurance that include dental insurance coverage:

Individual Health Insurance Plans: These plans offer dental insurance either as a base cover or as an optional add-on cover. In case it is an add-on, you need to pay an additional premium for the benefits of dental cover.

Critical Illness Plans: Though most critical illness insurance covers major health conditions, some may insure dental surgery if it is linked to a medically required procedure to deal with the critical condition.

Family Insurance Plans: These plans are designed to cover the whole family and, therefore, encompass dental coverage for all members under the family floater plan. It is pretty convenient in case you are seeking comprehensive protection for loved ones.

Personal Accident Plans: These kinds of policies cover dental treatments that require hospitalisation following accidents or injuries that have affected your teeth. This helps when you are looking for indemnity in case of teeth damage caused by sudden accidents.

OPD Health Insurance Plans: These are plans that provide dental coverage on outpatient or OPD treatments, including consultations, diagnostic tests, and all basic dental treatments such as fillings, root canals, or extractions.

Benefits of Dental Health Insurance Cover

Dental health insurance comes with several benefits, which make it easy to sustain oral health with minimal financial stress. As dental insurance in India is usually added on as part of an extensive health insurance plan, the list of its benefits is comparable to general medical coverage.

1. Financial Assistance

Different dental treatments can range in price from relatively affordable to very expensive, especially for complicated procedures in major cities. Dental health insurance covers tooth extractions, root canal treatments, and teeth filling. This is particularly helpful if one needs extensive dental work or multiple visits, as these costs can add up rather quickly. Insurance will help ensure quality dental care that doesn't have to break the bank.

2. Regular Check-Ups

Prevention is always better than cure, and it also applies to dental care. Once you have dental health insurance, you are most likely to go for routine check-ups because some of the plans will cover such appointments. Such regular dental visits can snub many problems before they become critical, requiring you to spend more money. Knowing that your dental insurance covers these check-ups may be enough to get you to visit the dentist more frequently and thus be better off in the long run.

3. Coverage for In-Patient and Out-Patient Dental Procedures

Besides regular check-ups, dental health insurance covers a wide array of dental procedures, starting from inpatient treatments that may require hospitalisation, to outpatient services such as tooth fillings, cleaning, and extractions. A cover of this nature helps you to afford preventive as well as curative treatments with no out-of-pocket expenses.

4. Preventive Health Check-Ups

One of the major benefits of dental insurance is that it encourages prevention. Dental examinations included in routine general health check-ups can detect oral problems at their early stages. This helps in maintaining your dental health and also saves you money by treating issues before they become more serious.

5. Tax Benefits

Dental health insurance plans extend tax benefits under Section 80D of the Income Tax Act. A policyholder is entitled to claim a deduction of ₹25,000 per annum on premiums paid towards such policies. This has been extended to an upper limit of ₹50,000 for senior citizens, further adding to the financial benefits that come with dental coverage.

6. Cashless Treatment Options

Many dental insurance schemes provide cashless treatment at network hospitals. This enables you to take the required treatment without bothering to pay at the desk or search for finances in case of emergencies. The hospital sends the bill directly to the insurance company, and hence, makes the exercise hassle-free for you.

Things to Remember When Buying Dental Insurance

When you want to buy dental insurance, you should know the following to find the best cover for your needs. Dental insurance may help people pay for their dental care; however, searching for the appropriate plan involves some research. Here’s what to look out for:

1. Adequate Coverage

First, ensure that the health insurance plan covers your dental treatments adequately. Some health plans offer only basic treatment, while others include advanced dental procedures in their list of covered treatments. If possible, select a plan with an option to enhance coverage at the time of policy renewal. 

2. Compare Plans

Various insurance companies offer health schemes that include dental coverage. You can consider them and compare these before selecting one. Check what each plan covers, premiums payable, and amounts that would suit one's needs. Make sure the plan meets your dental care needs.

3. Check the Inclusions

First, go through what your dental insurance covers. Would that cover preventive treatment such as regular dental check-ups and teeth cleaning? Most of them cover essential services related to oral health, such as fillings or extractions. At the same time, some may have a specified waiting period before offering covered benefits; hence, always read the fine print to understand when you can begin availing service.

4. Understand the Exclusions

As good as the coverage might be, not all dental insurance covers cosmetic treatments such as teeth whitening or cosmetic surgeries. Knowing what is not paid for can save unexpected expenses. It is always best to read through the policy documents and speak with your provider to avoid unnecessary misunderstandings.

5. Network Hospital Locations

You may need to be hospitalised in case of a serious dental procedure. During such situations, access to a wide network of hospitals that offer cashless treatment is a big boon. Check with your insurance provider whether it offers similar options for network hospitals near your location.

6. Easy Claims Process

Another important aspect when buying dental insurance is the claims process. You want a provider that has quick, easy, and transparent processes regarding claim settlements. Some insurers settle paperless claims, which can be started online with just a few clicks. A seamless claim settlement ensures you get reimbursed or have bills settled without unnecessary delays and complications.

Documents Required for Dental Insurance Coverage

Remember to keep these documents handy when securing dental insurance coverage:

• Proof of Identity: Aadhar card, passport, or any government-issued ID.
• Insurance Policy Document: The original health insurance policy with dental coverage.
• Medical Bills: Receipts from the dental clinic or hospital.
• Proof of Address: Ration card, driving licence, etc.
• Additional Documents: As required by your insurance provider.

Inclusions and Exclusions for Dental Insurance Coverage

Inclusions

• Preventive Care: Routine check-ups and cleaning to maintain oral health.
• Basic Treatments: Fillings, tooth extractions, and root canals.
• Surgical Procedures: In-patient dental procedures performed under anaesthesia, usually following accidents.
• Dental Consultation Fees: Coverage for consultations with dental professionals for OPD treatments.
• Dental Implants and Prosthetics: Some plans cover the cost of dental implants, bridges, or dentures.

Exclusions

• Cosmetic Procedures: Treatments such as teeth whitening, braces, and veneers are generally excluded.
• Pre-existing Conditions: Some dental conditions present before purchasing the policy may not be covered.
• Waiting Period Exclusions: Any treatment required during the waiting period is excluded.
• Non-essential Treatments: Procedures not deemed medically necessary by a doctor or dentist might not be covered.

Raising a Claim Under Dental Insurance Coverage

Filing a claim under dental insurance can be done through two primary methods: cashless claims or reimbursement claims. Let’s break down the two:

Cashless Claims

Cashless claims are available if you receive treatment from a hospital or clinic within the insurance provider’s network. In this case, you don’t have to pay upfront.

Process for Cashless Claims:

1. Visit a network hospital or clinic.
2. Inform the insurance provider in advance for planned treatments or within 24 hours for emergencies.
3. Show your insurance ID card and fill out any required forms.
4. The insurance provider will directly settle the bill with the hospital or clinic.

Reimbursement Claims

For treatments outside the network or if the cashless facility isn’t available, you will need to pay for the services upfront and then file for reimbursement.

Process for Reimbursement Claims:

1. Collect all bills, receipts, and medical reports related to the treatment.
2. Log in to the insurance provider’s portal or fill out a claims form.
3. Submit the necessary documents, including proof of identity, address, and the medical bills.
4. The insurance provider will review the documents and reimburse the amount, usually within a few weeks.

Conclusion

Dental health insurance is an indispensable way of managing your oral needs without any concerns regarding the high treatment costs. Be they routine check-ups, emergency dental procedures, or even preventive care, dental coverage under a health insurance policy will definitely guarantee protection from hefty medical bills.

It is always good to compare the available coverage options, understand what is covered, and what is not, and assess the ease with which the claim settlement process can be executed before choosing a plan. With dental insurance, you can maintain good oral hygiene while keeping your finances in order.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.