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Individual Personal Accident Insurance ICICI Lombard Individual Personal Accident Insurance policy covers you against Accidental Death and Permanent Total Disablement (PTD).This includes coverage against terrorism and acts of terrorism. Personal Accident Insursance comes with global coverage Policy Details Key Benefits
 Key Benefits
* EMI facility available only for ICICI Bank, Citibank, HDFC Bank (upto 6 months) credit card customers at the sole discretion of the Banks. Note: EMI option subject to minimum annual premium of  10,000. Click here to know more.What is covered Accidental Death: In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured. What is coveredAccidental Death: In case of death of the insured due to an accident within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured. Permanent Total Disablement (PTD): Individual Personal Accident pays compensation against the permanent and total loss of limbs, sight etc. due to an accident. Click here for details Terrorism and Acts of Terrorism: In case of the death or PTD of the insured arising out of terrorism or acts of terrorism within the policy period, the nominee (mentioned in the policy) is compensated with the Sum Insured. Note: If any such injury as mentioned above shall result in the inability to remain gainfully employed, then the Capital Sum Insured payable will be 100%. For more details, kindly refer to the Policy Wordings. What is not covered The Company shall not be liable under this policy for:
What is not coveredThe Company shall not be liable under this policy for:
Death, injury or disablement of Insured Person as a result of
For more details, kindly refer to the Policy Wordings. Eligibility
Claims In case of a claim, please follow the following procedures: Make a claim by calling our Toll Free number - 1800 209 8888 or email us at: customersupport@icicilombard.com Click here to view required documents Click here to download claim form ClaimsIn case of a claim, please follow the following procedures: Make a claim by calling our Toll Free number - 1800 209 8888 or email us at: insuranceonline@icicilombard.com Click here to view required documents Click here to download claim form You may also make a claim by giving immediate notice in writing to the Company at the following address: Individual Personal Accident Claims Manager ICICI Lombard GIC Ltd, Plot No-6-2-1012,5th floor, TGV Mansion, Kahiratabad, Hyderabad, 500004 Make sure to mention your updated Contact Details for us to guide you on the further steps.Please provide all reasonable information, assistance and proofs in connection with the claim. Note: Expenses incurred after the expiry of 30 days from the date of completion of treatment will not be covered, unless the claim is the subject of pending action or arbitration. Refund will be provided on policy cancellation provided no claims have been made during the policy period. Points to ponder while buying a health insurance policy Healthcare is an integral and critical concern of any household. Your family means a lot to you. Protecting your family against any untoward medical contingency is your top priority. However, with wide array of products available in the market, taking a decision becomes difficult. The following points are worth pondering over before buying a health policy. Continue reading Cost-benefit Ground: Cost is a critical factor in the entire decision making process for buying a policy. The cost element depends upon the number of dependent members in the family. In simple terms, a dependent is a person relying on the individual financially. Thus, you have to watch out for the fact that the cost of buying should justify the benefits covered under the policy. In other words, you have to strike a right balance between the cost and benefits available. Adequate Cover: Adequate cover refers to your need to cover your entire family (i.e.spouse, children and your dependent parents). Thus, you should opt for a policy, which covers your family at a minimal cost. Consider a floater policy which would cover your entire family more efficiently. Age Factor: Age is another critical factor that needs to be taken into account. In case of children as well as parents, the age factor becomes more important since beyond a particular age, coverage might not be possible. The required age for buying a policy would vary from insurer to insurer. Are You Covered By Your Employer: Are you covered under any health insurance plan of your employer? If yes, check out whether your dependents are included under the cover. If not, then you need to find a solution for your dependents. Even if you are covered by your employer, remember that you are covered only for the period you are employed. If you change job or retire, you and your family will be stranded in case of medical contingency. Individual Personal Accident Insurance Product Code: Misc 15   Want us to call you back? Login  Testimonials Mr. Ajit Deshpande, Pune - Maharashtra “I am quite amazed to buy a policy from ICICI Lombard. There was no paperwork, no health check-up, no cheque payments, no reminder calls etc." Read more Find your local Hospital   |
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