ICICI Lombard brings you two options - Gold Plan and Platinum Plan. Gold Plan provides standard cover whereas Platinum Plan comes with additional features to make your journey safe.

Coverage Details Coverage Amount Platinum Plan Age 1 to 70 years Gold Plan Age 1 to 70 years 1) Medical Cover* @ US$ 50,000 to 250,000 2) Cashless hospitalisation worldwide 3) Daily allowance for hospitalisation$ US$ 25 (for 5 days) - 4) Dental Treatment* US$ 250 5) Passport Loss** US$ 200 6) Checked Baggage Loss US$ 500 7) Checked Baggage Delay+ US$ 100 8) Personal Accident US$ 15,000 9) Personal Liability US$ 100,000 10) Financial Emergency Assistance US$ 300 11) Hijack Distress Allowance*** (7 days max) US$ 125 per day 12) Trip Cancellation & Interruption+ US$ 500 - 13) Missed Connection* US$ 500 - 14) Trip Delay* US$ 500 - 15) Home Insurance # - Building - Content Rs. 2,000,000 Rs. 500,000 - 16) Repatriation of Remains US$ 7,000 17) 6 Months Policy extendable upto 360 days Scenario 1 : Premium for an individual, aged 35 years, traveling to USA for 30 days Insured for US$ 100,000 Rs. 2,455 Rs. 1,714 Scenario 2 : Premium for an individual aged 65 years, traveling to Europe for 30 days Insured for US$ 100,000 Rs. 3,981 Rs. 2,690 * Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. *** 12 hours # On value - Building insured on reconstruction value, Contents insured on their present market value $ 2 days deductible - If hospitalisation is for more than 2 consecutive days, this benifit can be cleared only once during the policy period + 12 hours delay - Applicable if baggage is delayed for more than 12 hours from actual arrival time of common carrier @ For policies with medical expenses sum insured over US$ 100,000, the limit of liability of the company will be restricted to US$ 100,000 per sickness, disease or accident. Further sub-limits applicable for people aged 56 years and above. For details, kindly refer to Policy Wording.

The insured needs to be between 1-70 years of age.

If you are above 70 years of age, avail our Senior Citizen Plan

Medical expenses arising out of :

Pre-existing conditions except in case of life-threatening situations

Addiction to alcohol, drugs

Mental disorder, anxiety, depression

Venereal diseases

Sexually transmitted diseases, AIDS, HIV

Radiation, nuclear weapons induced

Sporting activities

Expenses arising out of loss of valuables, money, securities and tickets

Loss of passport in public places

For details, kindly refer to Policy Wordings.