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Your passport to travelling with peace of mind

Travel insurance starting at just ₹22/day*

Cashless medical/dental treatment
Covers loss of passport & baggage
24x7 instant
support

Millions of Indians love us because

Cashless hospitalisation^E

Worldwide cashless medical facility on your international trip
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Travel Insurance

The thrill of travelling comes with uncertainties lost luggage, medical emergencies, flight cancellations, and unexpected disruptions. Whether you’re heading on a family vacation, a solo adventure, or a business trip, ICICI Lombard’s travel insurance has you covered. Offering worldwide cashless hospitalisation, emergency support, and protection against travel inconveniences, these online travel plans can ensure that you focus on the journey, not the risks. With quick online policy issuance and 24/7 assistance, you can set out on your next trip without worry. Travel smarter with insurance that lets you embrace new experiences while staying prepared for life’s surprises.

Features of ICICI Lombard's travel insurance

No medical check-up

No more medical tests for buying travel insurance. With us, you can get your policy instantly and hassle-free.

Avoid trip cancellation with travel insurance policy

Trip cancellation & interruption cover

With our travel insurance policy, you’re covered for cancellations and trip interruptions. This ensures unexpected changes, like a medical emergency, don’t hurt your finances.

Loss of passport covered under travel insurance

Pre-existing disease coverage

Don’t let the thought of a pre-existing condition hold you back! Our pre-existing disease cover add on* ensures you’re never caught off guard – just breathe easy and know that we’ve got your back!

Personal liability covered under travel insurance

Adventure sports cover

In the mood for an adventure? Don’t miss to add our adventure sports cover add-on that covers medical expenses for injuries sustained during such activities.

Reimbursement under travel insurance policy

Cruise coverage

Planning a cruise vacation? Expect unique cover options for cruise travel, offering protection for related risks like missed shore, medical emergencies on cruise, cruise interruption, and unused excursions.

Advantages of buying ICICI Lombard's travel insurance policy

Medical benefits

Our travel insurance policy covers the expenses you incur on sudden illness, accident, emergency medical evacuation, and emergency dental treatment.

Travel benefits

Our travel benefits include coverage for trip cancellation, flight cancellation, hotel extension due to contingency, trip interruption and curtailment, and missed connecting flight.

Luggage benefits

If you lose your luggage, electronic equipment, passport, or international driving licence, or your check-in luggage is delayed, our policy reimburses you for such losses.

Other benefits

Our travel insurance policy also offers covers for financial emergency cash allowance, personal liability, car rental, burglary (home contents), and cruise-related concerns.

What’s covered under ICICI Lombard's travel insurance?

Inclusions
Exclusions

Hospitalisation expenses for illness and injury

A medical emergency during your trip could mental and financially drain you. Our travel insurance policy covers hospitalisation expenses during your travel.
Lost, delayed, or damaged baggage

Our travel insurance policy covers you for expenses incurred due to loss of baggage, delay (more than six hours) of baggage and even damage of baggage in transit.

Personal liability

Legal expenses arising from bodily injuries or property damage to a third-party could be taxing. Our policy helps cover the legal costs associated with such mishaps.
Emergency cash

If you need emergency cash during your trip because of a lost wallet, we will help you arrange it.

Events before the trip starts or after it ends
Fraudulent claims, false declarations, or willful damage by the insured
The insured travelling against medical advice, awaiting specific treatments, with terminal prognosis, seeking treatment, or involved in military/naval operations
Participation in hazardous/adventure sports (unless premium is paid for coverage)

There are cover-specific exclusions apart from general exclusions which need to be referred to. The details are available in the product’s policy wording.

Policy documents:

Travel insurance policy wordings

Policy wordings for Schenegen countries

Brochure

Glossary

Why should you purchase an online travel insurance plan?

Buying travel insurance online offers several benefits, including:

Comparison of various plans to save on premiums
Instant policy coverage
You can opt for a plan that meets your needs anytime
You can go through reviews from previous customers and know their experience

Types of travel insurance plans in India

Single trip travel insurance

Single-trip travel insurance offers coverage for only a single trip. The coverage ceases to exist once the trip is over.

Multi-trip travel insurance

Unlike single-trip insurance, a multi-trip travel insurance plan offers coverage for multiple trips undertaken in a year. The tenure of this plan is generally one year.

Schengen travel insurance

This Schengen travel insurance offers coverage if you plan to visit the nations in the Schengen zone. There are 29 such countries in the Schengen zone that make travel insurance mandatory.

Student travel insurance

If you are a student going abroad for higher studies, you can opt for a student travel insurance policy. Along with medical coverage, this policy offers coverage for study interruption.

Does ICICI Lombard's travel insurance policy cover COVID-19?

Yes, ICICI Lombard travel insurance covers COVID-19. The benefits under this cover include:

We pay for your in-patient and out-patient hospitalisation expenses for hospitalisation due to COVID-19.
We cover your trip cancellation if your immediate family member is hospitalised due to COVID-19.
We provide you with daily hospital cash allowance for your COVID-19 hospitalisation abroad.

Eligibility criteria for travel insurance policy

Travel insurance policy can be purchased separately by an individual or can be bought for an entire family as a family travel plan. With us, you can customise an ideal travel insurance policy for you and your family by choosing from the flexible cover options we offer. Our travel insurance policy covers individuals from 0 to 80+ years, with distinct pricing based on age groups.

How to buy a travel insurance policy online?

Do you wish to secure your trip online before going out on a vacation abroad? If yes, here is how you can get an instant cover with ICICI Lombard.

Share your basic information and your contact details here and get an instant quote.

Pick

Pick the ideal plan that suits your needs.

Pay

Pay online using our secure payment gateway.

Policy

Get instant cover for your trip abroad.

Additional coverage under travel insurance plans

Repatriation of remains

If the insured dies due to a mishap, we will cover the expenses incurred in transporting the mortal remains back home.

Hospital daily cash allowance

Our travel insurance plan offers a hospital daily cash allowance per the policy's terms and conditions to help you manage unexpected medical expenses while traveling. This allowance helps cover daily expenses so you can focus on your recovery.

Countries that need an international travel insurance policy

There are around 34 countries that have made international travel insurance compulsory for visiting their country.
If you are planning a trip to the USA, you should first buy a USA travel insurance policy before making any reservations.
If you are considering a trip to the Schengen countries, keep in mind that the 26 countries in Central Europe that make up the Schengen zone have made travel insurance mandatory for tourists.
Some of the other countries where travel insurance is mandatory are Cuba, the UAE, Russia, Turkey, Qatar, Antarctica, and Ecuador.

How to calculate travel insurance premiums online?

You can calculate travel insurance premiums online with the help of an online calculator. Input your details, including age, pre-existing diseases, etc., choose the type of coverage needed, and select your destination to calculate premiums. Rate chart

Tips to lower your travel insurance premium

If you are fond of exploring new places across the globe, a multi-trip policy can help you save on insurance premium.

When you buy travel insurance online, evaluate and compare the various plans as per your needs and budget.

Claim procedure for travel insurance policies

Even if you have the best travel insurance policy, dealing with unpleasant incidents on your trip might be difficult if you are unaware of the claim procedure. To initiate a claim during an emergency on your trip, you will first need to inform us over the call or via an email. Post intimation, you will have to provide the supporting documents related to your claim. Following your submission, we will evaluate the details and the documents and come back on your claim.

Things to consider while buying travel insurance online

Understand your needs based on your travel plans

Check converge offered by the policy, including inclusions and exclusions

Read the policy’s terms and conditions well

Check reviews and ratings

Understand the claims process

Find out the insurer’s claims settlement ratio and quality of service

Travel insurance blog articles

When Should You Renew Your Indian Passport?

Renew your Indian passport up to one year before expiry to avoid travel disruptions. Fees and processing times vary based on regular or tatkal applications. Tracking your application status ensures timely updates on processing and verification.

22 Apr 2025

Do Indians Need a Visa for Indonesia?

Indian citizens need a visa for Indonesia, either via embassy application or a 30-day visa on arrival. Processing times vary by type, and applicants should plan accordingly to avoid delays.

22 Apr 2025

Can You Get a Passport Without a Birth Certificate?

You can apply for a passport without a birth certificate by submitting alternative documents like Aadhar, PAN, voter ID, or an affidavit. The process includes online application, police verification, and biometric verification at the Passport Seva Kendra.

21 Apr 2025

How many times can we extend the policy?

You can extend your travel insurance policy as many times as you want. However, you can extend your policy only if the total policy is less than or equal to 360 days.

How can I cancel my travel insurance policy?

To initiate the cancellation process, you need to submit the travel insurance policy document, copy of passport, and some more documents.

Do I get a grace period for my travel insurance policy?

Yes, you can get a grace period on your travel insurance policy. To do so, contact our representatives or write us at customersupport@icicilombard.com.

Can I buy travel insurance after leaving the country?

No, you cannot purchase travel insurance once you have started your trip. The policy's purchase date, as well as the policy's commencement date, must be before the start of your journey.

Reviews and ratings

4.5
Our customers have rated us
Based on 1029 reviews

I would like to convey my appreciation to your salesperson for her excellent back-end support and guidance. She helped me to customise the travel insurance plan for my upcoming trip to the US as per my needs. I would describe her as a patient, knowledgeable and customer-oriented person. I wish her success in life.

I’ve been residing in India for the past year, and I would like to say that this is the best customer service I’ve ever received in this country! Your salesperson helped me to buy travel insurance in less than 30 minutes. She spoke succinctly, gave honest answers to my queries, and didn’t request me for any irrelevant documents. Thanks for being helpful, polite and patient.

I spoke with your executive in order to know more about the travel insurance plans offered by ICICI Lombard. He patiently guided me through the detailed information about the policies that was available on your website, and simultaneously explained their features. After I’d chosen a suitable plan, he also walked me through the online registration process. I appreciate the service provided.

I am glad that I returned to ICICI Lombard for my travel insurance purchase. Your executive provided me with efficient, personalised service in a prompt manner. She was patient and more than willing to help me choose a suitable policy. I would definitely recommend ICICI Lombard to my friends for their travel insurance needs.

Your executive got in touch with me when I was looking to buy travel insurance for my overseas trip. She helped me to understand the policy advantages like cashless hospitalisation or healthcare, and patiently guided me through the payment. I would like to thank her for being so nice and understanding.

I'm happy with the services offered by ICICI Lombard. What particularly struck me was the efficient customer service. The executive in charge of helping me did a great job. Whenever I had doubts, all I had to do was call and I'd get them resolved! Simply put, a hassle-free purchase.

Read all reviews

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