Best Travel Insurance for Africa - Buy Policy Online 2024

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Travel insurance for Africa

When a trip planned to Africa comes up, the only one thing that stands out if the wide array of wildlife native to the land. The extravagant wild beasts that are in the region is like no other part of the world. Hence, a trip to Africa is one which is highly educative and different as compared to any other trip in the world.

The native culture and lifestyle is very different as well. Every country in the African continent is unique in its own way. The African continent runs all the way from the Sahara and Atlas Mountains in the north all the way to the Verdant Garden Route along the South African coastline. It has a number limitless mountain peaks and bone-dry deserts, large jungles and any water bodies.

Insure your overseas trip with ICICI Lombard general insurance.

Travelling overseas? Get the ICICI Lombard general insurance advantage.

Buying a travel insurance plan with ICICI Lombard general insurance does have its own set of benefits.

Instant policy

Planning an international trip? Buy travel insurance policy online.It just takes a few minutes to get the right protection durintravel.

24x7 worldwide assistance

ICICI Lombard travel insurance is available 24x7 for you when you are travelling. This just ensures a happy trip.

No health check-up for up to 70 years

That’s true! No more stressing over getting a medical test for anyone in your family, within the age of 70 years.

Plans to meet your needs

Depending on the country that you are travelling to, we have schenge and non-Schengen travel insurance plans to fit your requirements.

Policy's coverage

Inclusions
Exclusions

Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment
Travel insurance includes medical expenses, repatriation, and emergency medical evacuation. Even dental care expenses such as acute anesthetic treatment of teeth are covered.
Personal Accident
Travel insurance includes compensation for accidental bodily injuries, permanent or partial disablement, death caused in an accident.

Daily Allowance In Case Of hospitalization
Payment of daily allowance for the number of days that the insured person is hospitalized beyond the specified number of days mentioned in the policy document.
Loss Of Passport And Documents
Travel insurance covers loss/theft of passports and documents.

Legal Expenses
All legal costs and expenses are covered in case of claims towards third-party liabilities that arise out of death or bodily injuries.
Trip Cancellation And/ Or Interruption
Payment towards the non-refundable prepaid payments or the additional expenses incurred subject to a limit of sum insured, on the trip being cancelled or interrupted due to medical problems of insured or insured person’s family member, personal employment problems or natural disasters.

Emergency Accommodation
Due to some fire, flood, earthquake, storm, hurricane, explosion, if you are not able to stay in the original accommodation, you will be compensated for the additional cost of emergency accommodation.
Hijack Distress Allowance
In case there is a hijack on a common carrier for a certain number of hours, distress allowance is compensated under travel insurance.

Home Fire Insurance (Contents)
Any kind of loss or damage of the things at your home back in India caused by fire will be covered under travel insurance subject to policy conditions.

Cosmetic Surgery
Travel insurance does not cover any cosmetic surgery done to enhance your beauty.
Self-inflicted Injury/Harm
Suicide, alcoholism, depression, or any direct/indirect loss due to death, illness, etc. is not covered under travel insurance.
Participation In Warfare
Travel insurance coverage is not provided for those involved in naval, military, or air force operations.
Performing Professional And Risky Sports
Participating in risky winter sports, like mountaineering is not covered unless specifically agreed and mentioned in the policy document.
Non-Allopathic Treatment
Travel insurance strictly excludes coverage for yogic, homeopathic, unani, and ayurvedic treatments.
Medical Expenses Due To Unproven Treatment:
You will not receive any coverage for expenses with respect to unproven or experimental treatment. .
Illegal Activity
Hazardous occupation or engaging in criminal activities while on the trip abroad is not covered under travel insurance.
Limitations In Medical Expenditure
Daily allowance isn’t paid in case of hospitalization for certain pre-existing conditions.
Treatment That Could Be Delayed Until Return
No coverage is given if the treating physician and the emergency service provider decide that the treatment could have been delayed until return to India.

IL TakeCare app – For all your insurance & wellness needs

Got questions? Let's talk! Share your contact details and we'll give you a call.

Thank You for your interest in our product.

Travel Insurance For Africa

Travel insurance for Africa

Instant policy

24x7 worldwide assistance

No health check-up for up to 70 years

Plans to meet your needs

Policy's coverage

Medical Expenses Inclusive Of Repatriation And Emergency Medical Evacuation/ Dental Treatment

Personal Accident

Daily Allowance In Case Of hospitalization

Loss Of Passport And Documents

Legal Expenses

Trip Cancellation And/ Or Interruption

Emergency Accommodation

Hijack Distress Allowance

Home Fire Insurance (Contents)

Cosmetic Surgery

Self-inflicted Injury/Harm

Participation In Warfare

Performing Professional And Risky Sports

Non-Allopathic Treatment

Medical Expenses Due To Unproven Treatment:

Illegal Activity

Limitations In Medical Expenditure

Treatment That Could Be Delayed Until Return

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