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ICICI Lombard General Insurance Company Limited
Overseas Travel Insurance

A comprehensive Travel Insurance policy that covers unexpected medical and non-medical expenses when you are travelling abroad. Avail of benefits like Baggage loss/delay and unique facilities such as Cashless hospitalisation, worldwide.

The Multi-Trip Plan is specially designed for the frequent international traveller. The policy is valid for 1 year and you can choose between 2 options of 30 or 45 days as the maximum duration per trip.

Our Travel Insurance plans are the most preferred among others because we cover Pre-Existing diseases in life-threatening emergency situations.*

Experience quality health care while in USA with UHI (UnitedHealth International).

* Conditions Apply

Policy Details


Key Benefits
  • Cashless hospitalisation facility available worldwide
  • Pay an annual one-time premium without any extension hassles
  • Secure as many trips (30 or 45 days per trip) throughout the year
  • Covers Checked-in Baggage Loss, Trip Delay, Passport Loss, Financial Emergency

Key Benefits
  • Cashless hospitalisation facility available worldwide
  • Pay an annual one-time premium without any extension hassles
  • Secure as many trips (30 or 45 days per trip) throughout the year
  • Covers Checked-in Baggage Loss, Trip Delay, Passport Loss, Financial Emergency
  • The insurance also covers medical evacuation costs back to India
  • No medical check-up required
  • Avail quality health care with leading US based UnitedHealth Group
  • Pre-existing diseases are covered under life-threatening situations*
  • Buy Online and pay in installments without any extra charges**

* Conditions Apply
** EMI facility available only for ICICI Bank, Citibank and HDFC Bank (up to 6 months) credit card
customers at the sole discretion of the Banks.

Note: EMI option subject to minimum annual premium of INR 10,000. Click here to know more.


What is covered

Medical Cover* - US$ 100,000, US$ 250,000 and US$ 500,000
For medical costs due to illnesses or accidents and medical evacuation back to India.

Financial Emergency Assistance – US$ 300
Emergency cash made available in case your travel funds are robbed.

Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.


What is covered
Medical Cover* - US$ 100,000, US$ 250,000 and US$ 500,000
For medical costs due to illnesses or accidents and medical evacuation back to India.

Financial Emergency Assistance – US$ 300
Emergency cash made available in case your travel funds are robbed.

Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport.

Dental Treatment* – US$ 250
Medical cost of acute anesthetic treatment to natural teeth due to an injury.

Repatriation of Remains – US$ 7,000
For the expenses of repatriating the remains back to India.

Checked-in Baggage Loss – US$ 500
Compensation for the permanent loss of checked-in baggage.

Checked-in Baggage Delay# – US$ 100
Compensation for reasonable expenses incurred due to a delay of checked-in baggage.

Personal Accident – US$ 15,000
Compensation paid in case of death or permanent total disability.

Hijack Distress Allowance# – US$ 125 per day for 7 days
Compensation payable in case of hijack of air or sea common carrier.

Personal Liability – US$ 100,000
Compensation for damages paid to a third party caused involuntarily by you.

* Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis
and not on per visit to the doctor / hospital.
Note: For Medical Cover the maximum amount that can be claimed per illness or injury is US$ 100,000. Further sub-limits applicable for persons aged 56 and above.
** Deductible of US$ 50.
# More than 12 hours.


For details, kindly refer to Policy Wordings.


What is not covered
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression

What is not covered
  • Pre-existing conditions except in case of life-threatening situations
  • Addiction to alcohol, drugs
  • Mental disorder, anxiety, depression
  • Venereal diseases
  • Sexually transmitted diseases, AIDS, HIV
  • Radiation, nuclear weapons induced
  • Sporting activities
  • Expenses arising out of loss of valuables, money, securities and tickets
  • Loss of passport in public places
For details, kindly refer to Policy Wordings.


Eligibility
  • Any person between 1-70 years of age







Overseas Travel Product Code: Misc 30
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Overseas Travel
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Testimonials
P. Reddy,
Hyderabad
“When I had gone to see my son and family in the US, I developed Diarrhea on the first day itself. I was bed ridden and had to be rushed to the hospital.
Read more
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