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Multi-Trip Insurance
Overseas Travel Insurance covers unexpected and unplanned medical and non-medical expenses when you are abroad. Our plan is the most preferred amongst other travel insurers because we cover pre-existing disease in life-threatening emergency situations. In order to faciliate greater access to quality health care, we have partnered with leading US-based Health Care provider UnitedHealth Group, to provide you access to United Health Care's network of hospitals and physicians when in the US.
The Multi-Trip Plan is specially designed for the frequent international traveller. The policy is valid for 1 year and you can choose between 2 options of 30 or 45 days as the maximum duration per trip.
For cashless settlement of claims, contact us at +91 11 4189 8800.
In case of insurance cover for senior citizens between 71 years to 85 years of age please click here. Multi-trip policy is available instanlty online for insured below 70 years.
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Policy Details
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| Policy Coverage
 | Medical Cover*- US$ 100,000 to US$ 500,000
This covers medical cost due to illnesses or accidents, including outpatient & inpatient medical expenses, medical aid, therapies and diagnostic test. It also covers medical evacuation costs back to India.
NOTE - We also cover Pre-existing Ailments and Maternity in case of life-threatening situations. |
| Dental Treatment*– US$ 250
Covers the cost of acute anaesthetic treatment to natural teeth due to an injury. |
| Repatriation of Remains– US$ 7,000
For the expenses of repatriating the remains back to India. |
| Passport Loss** – US$ 200
For expenses incurred in obtaining a fresh or new passport. |
| Checked Baggage Loss– US$ 500
Compensation for the permanent loss of checked-in baggage. |
| Checked Baggage Delay– US$ 100
Compensation for reasonable expenses incurred for the purchase of toiletries, clothing and medication due to a delay of checked-in baggage for more than 12 hours. |
| Personal Accident– US$ 15,000
Compensation paid in case of death or permanent total disability. |
| Personal Liability– US$ 100,000
Compensation for damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the insured. |
| Financial Emergency Assistance– US$ 300
Emergency cash that is available to you in case your travel funds are robbed. |
| Hijack Distress Allowance#– US$ 125 per day for 7 days
A compensation payable in case of hijack of air or sea common carrier for more than 12 hours whilst on your trip abroad. |
*Deductible of US$ 100. This deductible is applicable on per illness (complete treatment) basis and not on per visit to the doctor / hospital. ** Deductible of US$ 50. ***2 days deductible. # 12 hours.
Click here to view our Policy Exclusions.
For complete details on policy coverage and exclusions, kindly refer to the Policy Wordings.
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| Back to top | | | Key Benefits
| Save Time & Money – You pay an annual one-time premium and can secure as many trips (30 or 45 days per trip) throughout the year instantly online. Multi-trip has no extension hassles and insures all your trips throughout the year. |
| Customise your number of visits abroad - Our Multi-Trip Policy allows you to travel as many times as you like in a year, so long as each trip does not exceed 30 or 45 days. |
| Greater Sum Insured, greater cover - Secure your Overseas Travel worldwide with a higher sum insured of Rs. 500,000. |
| Immediate Policy Issuance- The policy is issued without any medical checkup upto 85 years of age. |
| Cashless settlement of claims worldwide – You can avail of cashless services at medical institutions worldwide. Contact us at
From USA and Canada: + 1 866 625 8529 (Toll Free)
From the rest of the world: +91 11 4189 8868 (Call back facility)
In India: 1800 113 666 (Toll Free & Accessible only in India)
Fax: +91 11 4189 8801
E-mail- travelclaims@icicilombard.com |
| No medical Check-up
No health-check up is required up to 85 years of age. |
| Quality Health care - ICICI Lombard has partnered with leading US-based Health Care provider UnitedHealth Group, to provide better health care benefits and services to be availed when in the US |
| Lightning Fast Claims - Your claims are settled within 7 days of the receipt of the required documents. |
| Pre-existing Ailments and Maternity cover - Pre-existing ailments and maternity are covered in case of life-threatening situations. |
| Coverage up to 360 days |
| Pay at interest free EMIs: You can pay through your ICICI Bank, Citibank & HDFC Bank Credit Card and avail of Interest-Free equal monthly installments (EMI) for your premium.
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more. |
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| Back to top | | | Eligibilty
| The insured needs to be between 1-70 years of age |
| The policy is issued without any medical checkup |
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| Back to top | | | Need for Policy
| In India, around 30 crore people travel by train and 1.5 crore by air, every year. A large number of people fall sick or cancel their travel plans or find their baggage stolen |
| Multi-Trip Policy is ideal for the frequent flyer and takes care of their entire travel insurance needs for a year |
| Medical treatment abroad is expensive especially when one has to pay in foreign currency |
| Overseas Travel Insurance takes care of your medical expenses and repatriation and covers you against personal accident, loss of checked baggage, loss of passport, personal liability, trip delay, etc. |
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| Back to top | | | Why buy online
Why buy online at www.icicilombard.com? We give you a few of many reasons why -
| Digitally signed policy is available 24X7 online, customer can take prints instantly. The hard copy of the policy is couriered the same day (or next day if customer buys after 6 PM) and will reach him/her within 2-3 working days. |
| 0% EMI option: You can pay online through ICICI Bank, Citibank & HDFC Bank Credit Card at 0% EMI (interest-free EMI).
Note: EMI option subject to minimum annual premium of Rs. 1500. Click here to know more. |
| No Paperwork |
(subject to the discretion of the Bank)
Overseas Product Code: Misc 4030
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